Learn to Build a Better Business Plan

Browse sample plans

Sample Business Plan Gallery

Browse our library of over 550 free business plan examples to kickstart your own plan.

Browse our library of over 550 free business plan examples.

Write your business plan

How to Write a Business Plan

Step-by-step guide to establish the foundation of your business quickly and efficiently.

Step-by-step guide to establish the foundation of your business.

Write your business plan

Business Plan Template

Build your business using the proven planning template designed by the experts at Bplans.

Use the planning template designed by the experts at Bplans.

Business plan template

Subscribe to Bplans business insights

Stay up to date with the latest business planning, management, growth, and funding trends from bplans..

We care about your privacy. See our Privacy Policy .

Popular Downloads

SWOT analysis

SWOT Analysis

Easily evaluate your competitive position and develop effective growth strategies.

Refine your competitive strategy using a SWOT analysis.

Cash flow

Cash Flow Forecast

Improve the health of your business by easily estimating your business’s financial future.

Estimate and improve the financial health of your business.

Lean business plan

Lean Business Plan Template

Fast, simple, and shareable. Start with a one-page plan to grow alongside your business.

Start with a simple one-page plan to grow alongside your business…

Start Your Business

Business startup guide

Business Startup Guide

Get everything in order to start your business and write your business plan.

Get everything in order to start your business.

Business startup guide

How to start a business with no money

Is it possible to start a business with no money? Check out this proven process to get your business…

Is it possible to start a business with no money? Check out this.…

Startup checklist

Startup Checklist

Break down the startup process and check all the necessary boxes.

Startup checklist

Estimating Startup Costs

What will it cost to start your business? These are the expenses you will need to consider.

Do you know what it will cost to start your business?

Estimating startup costs

Write Your Business Plan

Business planning

Business Planning in Under an Hour

Learn how to write your business plan in under an hour.

Business plan template

1-Page Business Plan Template

A faster, more efficient way to develop your business strategy.

Perfect Your Elevator Pitch

Pitch guide

Pitch Guide

Learn how to create a winning elevator pitch deck and speech that will impress investors.

Impress investors with a winning pitch deck and elevator pitch.

Pitch guide

Elements of the Elevator Pitch

If you're pitching to investors or building a pitch deck, here are the 7 things you need.

Here are the 7 things you need to include in your elevator pitch.

Elevator pitch

Components of a Pitch Deck

Here are the 11 slides you must have in your pitch deck.

Pitch deck

Investor Pitch Template

Start your pitch off right with a proven pitch deck template.

Investor pitch

Get Your Business Funded

Funding guide

Funding Guide

Learn how to prepare your business plan and pitch to secure funding for your business.

Prepare your plan and pitch to secure funding for your business.

Fund your business

Ways to Fund Your Business

When it comes to funding, there isn't a one-size-fits-all method. Here are your options.

Find out what funding options are available for your business.

Grow Your Business

Grow business

How to Grow Your Business

Growing your business can be just as difficult as starting. Here are proven ways to grow.

Try these proven methods to continue growing your business.

Grow business

Grow Using Your Business Plan

Turn your business plan into a growth-oriented business strategy.

Actionable goals

Set Clear and Actionable Goals

Grow your business by setting clear goals and establishing key metrics for success.

Learn to set clear and actionable goals to grow your business.

Actionable goals

How to Forecast Cash Flow

Create a cash flow forecast to help keep your business healthy and plan for the future.

Keep your business healthy using a cash flow forecast.

Cash flow

Tim Berry Blog

Learn from renowned business planning expert and founder of Bplans, Tim Berry.

Tim Berry blog

Business Glossary

Definitions for common terminology and acronyms that every small business owner should know.

Business Glossary

The quickest way to turn a business idea into a business plan

Fill-in-the-blanks and automatic financials make it easy.

No thanks, I prefer writing 40-page documents.

LivePlan pitch example

Discover the world’s #1 plan building software

free business planner pdf

Growthink logo white

Free Business Plan Workbook (PDF) for Entrepreneurs

Written by Dave Lavinsky

Growthink Business Plan Workbook

Are you an aspiring entrepreneur looking to start your own business? Do you have a brilliant business idea but don’t know where to start with planning? Look no further! We are here to help you with our free business planning workbook (PDF) for entrepreneurs. This comprehensive workbook will guide you through the process of developing a solid business plan, which is crucial for the success of any business venture.

The Importance of a Business Plan

A business plan is like a roadmap that outlines your business goals, strategies, and financial projections. It serves as a blueprint for your business and helps you stay focused and organized as you navigate the challenges of starting and running a successful venture. A well-structured business plan is not only essential for securing funding from investors or lenders but also provides you with a clear direction and a solid foundation for making informed decisions for your business.

How Our Business Planning Workbook Can Help

Our free business planning workbook (PDF) is designed to assist entrepreneurs like you in creating a well-structured and comprehensive business plan. This workbook provides step-by-step guidance and exercises to help you gather and organize the necessary information for your business plan. It covers each of the key aspects of business planning, including customer analysis, competitive analysis, marketing strategies, financial projections, and more. Our workbook is easy to use and will save you time and effort in creating a professional business plan that meets the needs of your business.

Get Started with Our Free Business Planning Workbook

Ready to take your business idea to the next level? Download our free business planning workbook (PDF) now and start creating a comprehensive business plan that will set you up for success.

Benefits of Using Our Business Plan Workbook

When it comes to business planning, using our business plan workbook can be a game-changer. It provides a structured approach to developing a comprehensive business plan, ensuring that you cover all the essential elements of a successful plan. Here are some benefits of using our business plan workbook:

  • Organized approach: Our business plan workbook provides a step-by-step guide, helping you organize your thoughts and ideas in a systematic manner. It prompts you to think critically about different aspects of your business and ensures that you do not overlook any crucial details.
  • Time-saving: Writing a business plan from scratch can be time-consuming, but our business plan workbook streamlines the process by providing pre-designed prompts. This saves you time and effort, allowing you to focus on the content of your plan rather than the formatting.
  • Flexibility: Our business plan workbook allows you to customize your plan according to your specific business needs. You can add, remove, or modify sections based on your unique business model, market research, and financial projections.
  • Comprehensive coverage: A well-designed business plan workbook like ours covers all the essential elements of a business plan, including market analysis, marketing strategies, financial projections, and more. This ensures that you develop a thorough and well-rounded plan that addresses all aspects of your business.

How to Finish Your Business Plan in 1 Day!

Don’t you wish there was a faster, easier way to finish your business plan?

With Growthink’s Ultimate Business Plan Template you can finish your plan in just 8 hours or less!

Growthink logo white

SmartCentsMom

FREE Printable Small Business Planner 2021

free business planner pdf

Do you have dreams of beginning a side hustle or small business but feel overwhelmed with all the start-up tasks you need to do?

Whether you decide to start a small business at home or do work-at-home jobs for extra money, you can get your work organized — and prioritized — with this free printable small business planner.

How Does This Free Business Planner Printable Help You?

~ This article may contain affiliate links. I only suggest product or services I believe will benefit my readers. All opinions are 100% mine! Read the full privacy policy here ~

Research shows that when you keep track of anything, you are more likely to achieve the outcome you are working toward. Writing down your goals and then making a plan toward them each day means your work will have greater impact on a daily basis.

Have you ever tried to lose weight? Or run a race? Maybe pay off debt or save money? The only way you achieve your goal is to think about it daily and take action toward it. You probably had a healthy eating plan, workout plan, race training schedule, or budget for your finances.

The same thing goes for your small business goals. Even if you have a good business plan, you need a way to achieve it.

The key to achieving your big goals in a small business or side hustle is to take small steps toward your BIG goal each day. And to do that, you need to make a deliberate plan and start tracking goals. This free printable for small business planning helps you stay focused on your long term plan while taking daily steps toward it .

How Planning Ahead Helps Your Small Business Grow

Before you can really get started with your business planning, set a goal for your first 3 months .

(There is an excellent book called the 12 week year that explains how you can get more done by setting big goals in smaller chunks through out the year. Having that smaller time frame makes pursuing your goals feel more achievable.

It’s important to choose a project that is achievable and measurable. Try thinking of something that feels a little out of your comfort zone … but not completely out of reach. Something that is related to experience you have had in your business and an area you could stretch.

For example, over the next 3 months it would be impossible for me to become a country music singer. I would need serious music lessons that would take longer than 3 months to prepare me to sing in front of anyone! And it’s not related to my business at all!

However, creating a goal to make an extra $1,000 per month in my business is a great goal. It’s measurable and achievable. I can think of several ways to create more income, and it would take about 3 months’ worth of work to hit that number.

Some Project Ideas for Big Goals

  • Landing a higher paying side hustle
  • Signing 4 new clients in my service based business
  • Starting a new side hustle
  • Building a team of 4 in my network marketing business
  • Developing a new product
  • Growing my email list to 1000 subscribers
  • Growing my social media to 1000 followers

What’ll yours be?

How to Use This Free Business Planner Printable to Stay on Track

Now that you have a 3 month goal in mind, our free small business management planner includes a place to record your BIG goal along with monthly steps to reach your goal. Then, you can break down your steps into smaller weekly actions that will push you to stay focused every day .

One of the best benefits of this printable is that it’s a visual cue to not lose sight of your business plan. (This is why I like having a printable planner rather than using a goal setting app or business plan software.) Using the printable template, update your goals each week. Keep your weekly business plan somewhere highly visible so you have to look at it every day.

Then, as you plan your days, break down your weekly goal into 3 actionable daily steps that will help move you toward accomplishing your project.

Our lives are very full. We all have things that pull our attention away from our business — whether it is work, family, friends, or just life in general. Make your daily 3 count! These are the non-negotiable things you will do each day to work on your business.

When you try to include more than 3 priorities on your “to do list,” things eventually fall apart. Usually it’s because you don’t have enough time to do all the things you want to do, and more than 3 means that your BIG goal isn’t specific enough.

Remember, we want you to stretch but we also want you to make a real impact in your business !

This planner includes:

  • Monthly Goal Setting
  • Weekly Goal Setting
  • Monthly Income Tracker
  • Monthly Expenses Tracker

Not sure what side hustle you want to start? Take the FREE Side Hustle Quiz so you can get started creating a life you love! 

side hustle ideas

Tracking Income With a Business Planner

Our monthly income tracker sheet is designed to help you keep track of how much money you’re actually making each month.

One of the things I’ve noticed working in small business is that I didn’t keep track of how many hours I was working on a project. So even if I made $100, I wasn’t sure if it was a good income for the amount of time I invested into the project.

Let’s say the project took 10 hours to create — that means I was working for $10 an hour.

Small business owners should be making about $25 per hour because of things like taking out taxes, paying for your own health insurance, covering your materials, etc. So $10 an hour isn’t great!

Keeping track of your income can help you earn more money when you analyze how much you are working, your expenses, and the pay.

One other key item on the monthly income tracking sheet is the “paid” column. It’s important to keep track of who has paid you and who hasn’t. This will help you determine who you want to work with again in the future … the ones who pay on time. And you can keep track of who you need to collect payments. Again, this is a benefit of using a printable planner rather than relying only on accounting software to keep tabs on your net income .

Tracking Expenses With a Business Planner

Our monthly expense tracking sheet is a great way to get insight into your spending habits.

You can see things like…

  • ways you can save money on business expenses
  • how much you are actually making after expenses

If you are making $1,000 per month but your business expenses are $800, you may want to re-evaluate your business plan. $200 in profit may not be worth the effort depending on how much time you invested in the project .

Tips for Small Business Owners

Get really clear about what you want to achieve with your business, and make it a daily habit to go after it.

It’s never too late to start creating goals for your business. We often think our goals should start in January, but really, goal tracking can start any time.

When I started tracking specific goals in my business, I saw those areas grow! I was amazed that simply focusing on the thing that I wanted to happen helped me to get where I wanted to be.

I hope this side hustle planner helps you get started with growing your income!

free printable small business planner

Download the FREE small business planner printable

Do you run a small business or have a side hustle?

' src=

SmartCents Mom

I can’t seem to download the planner. It goes to Dropbox and then it says the page I am looking for does not exist. Can you please help?

I’m not able to download it either

I really enjoyed reading this i just started my side hustle and I don’t really read blogs or anything. I was needing inspiration and wanted to start the new year fresh and organized so i was looking for a planner. This one caught my eye and just reading the blog made me more interested. Thank you for that!

For some reason i couldn’t download the planner

I’m an ebay reseller and this planner looks like it would be perfect for me but the link is broken. Can you fix it, please? Thanks!

You may also like

free business planner pdf

Online Book Club Review

Have you ever pondered over a shared platform for readers, reviewers, and publishers? Well, look no further than the OnlineBookClub, a thriving community catering to book lovers, freelance writers, and publishers alike...

free business planner pdf

Where are the Best Places to Find Free Pallets?

Many crafters and DIY enthusiasts are on the hunt for free pallets. Traditionally used to transport, pack or store products, pallets become a versatile material for an array of crafts and homemade projects. While many...

free business planner pdf

40 Easy Valentines Crafts to Make and Sell

Creative people everywhere are turning their hobbies into side hustles at home, and you can make some extra cash with these Valentine’s crafts to sell!  One of the best ways to make easy money with crafts is...

  • Extra Income 50
  • DIY & Crafts 29
  • Holiday Savings 10

Earn up to 25¢/gal cash back every day!

Recent posts

free business planner pdf

My List of Budget Cleaning Products That Work

free business planner pdf

Choosing the Right Budget House Cleaning Supplies

free business planner pdf

Discover the Best Way to Save Money for Kids: A Parent’s Guide

free business planner pdf

How to Shoot Great Video With Your Smartphone

free business planner pdf

What Every Business Owner Needs to Know About Accounting

free business planner pdf

Crowd-Pleasing Crafts to Sell at a Farmers Market

Gridlove

Stay at Home Moms seeking extra income, inspiration, and courage welcome! Helping mompreneurs find ways to earn and save money while raising your little kids.

Help & Support

  • Privacy Policy
  • Accessibility Policy
  • At-Home Jobs
  • Make Money with Crafts

Simple Business Plan Templates

By Joe Weller | April 2, 2020

  • Share on Facebook
  • Share on LinkedIn

Link copied

In this article, we’ve compiled a variety of simple business plan templates, all of which are free to download in PDF, Word, and Excel formats.

On this page, you’ll find a one-page business plan template , a simple business plan for startups , a small-business plan template , a business plan outline , and more. We also include a business plan sample and the main components of a business plan to help get you started.

Simple Business Plan Template

Simple Business Plan Template

Download Simple Business Plan Template

This simple business plan template lays out each element of a traditional business plan to assist you as you build your own, and it provides space to add financing information for startups seeking funding. You can use and customize this simple business plan template to fit the needs for organizations of any size.

One-Page Business Plan Template

free business planner pdf

Download One-Page Business Plan Template

Excel | Word | PDF  | Smartsheet

Use this one-page business plan to document your key ideas in an organized manner. The template can help you create a high-level view of your business plan, and it provides easy scannability for stakeholders. You can use this one-page plan as a reference to build a more detailed blueprint for your business. 

For additional single page plans, take a look at " One-Page Business Plan Templates with a Quick How-To Guide ."

Simple Fill-in-the-Blank Business Plan Template

Simple Fill In The Blank Business Plan Template

Download Simple Fill-in-the-Blank Business Plan Template

Use this fill-in-the-blank business plan template to guide you as you build your business plan. Each section comes pre-filled with sample content, with space to add customized verbiage relevant to your product or service.

For additional free, downloadable resources, visit " Free Fill-In-the-Blank Business Plan Templates ."

Simple Business Plan for Startup

Start-Up Business Plan Template

‌ Download Startup Business Plan Template — Word

This business plan template is designed with a startup business in mind and contains the essential elements needed to convey key product or service details to investors and stakeholders. Keep all your information organized with this template, which provides space to include an executive summary, a company overview, competitive analysis, a marketing strategy, financial data, and more. For additional resources, visit " Free Startup Business Plan Templates and Examples ."

Simple Small-Business Plan Template

Small Business Plan Template

Download Simple Small-Business Plan Template

This template walks you through each component of a small-business plan, including the company background, the introduction of the management team, market analysis, product or service offerings, a financial plan, and more. This template also comes with a built-in table of contents to keep your plan in order, and it can be customized to fit your requirements.

Lean Business Plan Template

Lean Business Plan Template

Download Lean Business Plan Template

This lean business plan template is a stripped-down version of a traditional business plan that provides only the most essential aspects. Briefly outline your company and industry overview, along with the problem you are solving, as well as your unique value proposition, target market, and key performance metrics. There is also room to list out a timeline of key activities.

Simple Business Plan Outline Template

Simple Business Plan Outline Template

Download Simple Business Plan Outline Template

Word  | PDF

Use this simple business plan outline as a basis to create your own business plan. This template contains 11 sections, including a title page and a table of contents, which details what each section should cover in a traditional business plan. Simplify or expand this outline to create the foundation for a business plan that fits your business needs.

Simple Business Planning Template with Timeline

Simple Business Planning Template with Timeline

Download Simple Business Planning Template with Timeline

Excel | Smartsheet

This template doubles as a project plan and timeline to track progress as you develop your business plan. This business planning template enables you to break down your work into phases and provides room to add key tasks and dates for each activity. Easily fill in the cells according to the start and end dates to create a visual timeline, as well as to ensure your plan stays on track.

Simple Business Plan Rubric Template

free business planner pdf

Download Simple Business Plan Rubric

Excel | Word | PDF | Smartsheet

Once you complete your business plan, use this business plan rubric template to assess and score each component of your plan. This rubric helps you identify elements of your plan that meet or exceed requirements and pinpoint areas where you need to improve or further elaborate. This template is an invaluable tool to ensure your business plan clearly defines your goals, objectives, and plan of action in order to gain buy-in from potential investors, stakeholders, and partners.

Basic Business Plan Sample

Basic Business Plan Sample

Download Basic Business Plan Sample

This business plan sample serves as an example of a basic business plan that contains all the traditional components. The sample provides a model of what a business plan might look like for a fictional food truck business. Reference this sample as you develop your own business plan.

For additional resources to help support your business planning efforts, check out “ Free Strategic Planning Templates .”

Main Components of a Business Plan

The elements you include in your business plan will depend on your product or service offerings, as well as the size and needs of your business. 

Below are the components of a standard business plan and details you should include in each section:

  • Company name and contact information
  • Website address
  • The name of the company or individual viewing the presentation
  • Table of Contents
  • Company background and purpose
  • Mission and vision statement
  • Management team introduction
  • Core product and service offerings
  • Target customers and segments
  • Marketing plan
  • Competitive analysis
  • Unique value proposition
  • Financial plan (and requirements, if applicable)
  • Business and industry overview
  • Historical timeline of your business
  • Offerings and the problem they solve
  • Current alternatives
  • Competitive advantage
  • Market size
  • Target market segment(s)
  • Projected volume and value of sales compared to competitors
  • Differentiation from competitors
  • Pricing strategy
  • Marketing channels
  • Promotional plan
  • Distribution methods
  • Legal structure of your business
  • Names of founders, owners, advisors, etc.
  • Management team’s roles, relevant experience, and compensation plan
  • Staffing requirements and training plans
  • Physical location(s) of your business
  • Additional physical requirements (e.g., warehouse, specialized equipment, facilities, etc.)
  • Production workflow
  • Raw materials and sourcing methods
  • Projected income statement
  • Projected cash flow statement
  • Projected balance sheet
  • Break-even analysis
  • Charts and graphs
  • Market research and competitive analysis
  • Information about your industry
  • Information about your offerings
  • Samples of marketing materials
  • Other supporting materials

Tips for Creating a Business Plan

It’s easy to feel overwhelmed at the thought of putting together a business plan. Below, you’ll find top tips to help simplify the process as you develop your own plan. 

  • Use a business plan template (you can choose from the variety above), or refer to the previous section to create a standard outline for your plan.
  • Modify your outline to reflect the requirements of your specific business. If you use a standard business plan outline, remove sections that aren’t relevant to you or aren’t necessary to run your business.
  • Gather all the information you currently have about your business first, and then use that information to fill out each section in your plan outline.
  • Use your resources and conduct additional research to fill in the remaining gaps. (Note: It isn’t necessary to fill out your plan in order, but the executive summary needs to be completed last, as it summarizes the key points in your plan.)
  • Ensure your plan clearly communicates the relationship between your marketing, sales, and financial objectives.
  • Provide details in your plan that illustrate your strategic plan of action, looking forward three to five years.
  • Revisit your plan regularly as strategies and objectives evolve.
  • What product or service are we offering?
  • Who is the product or service for?
  • What problem does our product or service offering solve?
  • How will we get the product or service to our target customers?
  • Why is our product or service better than the alternatives?
  • How can we outperform our competitors?
  • What is our unique value proposition?
  • When will things get done, and who is responsible for doing them?
  • If you need to obtain funding, how will you use the funding?
  • When are payments due, and when do payments come in?
  • What is the ultimate purpose of your business?
  • When do you expect to be profitable?

To identify which type of business plan you should write, and for more helpful tips, take a look at our guide to writing a simple business plan .

Benefits of Using a Business Plan Template

Creating a business plan can be very time-consuming, especially if you aren’t sure where to begin. Finding the right template for your business needs can be beneficial for a variety of reasons. 

Using a business plan template — instead of creating your plan from scratch — can benefit you in the following ways:

  • Enables you to immediately write down your thoughts and ideas in an organized manner
  • Provides structure to help outline your plan
  • Saves time and valuable resources
  • Helps ensure you don’t miss essential details

Limitations of a Business Plan Template

A business plan template can be convenient, but it has its drawbacks — especially if you use a template that doesn’t fit the specific needs of your business.

Below are some limitations of using a business plan template:

  • Each business is unique and needs a business plan that reflects that. A template may not fit your needs.
  • A template may restrict collaboration with other team members on different aspects of the plan’s development (sales, marketing, and accounting teams).
  • Multiple files containing different versions of the plan may be stored in more than one place.
  • You still have to manually create charts and graphs to add to the plan to support your strategy.
  • Updates to the plan, spreadsheets, and supporting documents have to be made in multiple places (all documents may not update in real time as changes are made).

Improve Your Business Plan with Real-Time Work Management in Smartsheet

Empower your people to go above and beyond with a flexible platform designed to match the needs of your team — and adapt as those needs change. 

The Smartsheet platform makes it easy to plan, capture, manage, and report on work from anywhere, helping your team be more effective and get more done. Report on key metrics and get real-time visibility into work as it happens with roll-up reports, dashboards, and automated workflows built to keep your team connected and informed. 

When teams have clarity into the work getting done, there’s no telling how much more they can accomplish in the same amount of time.  Try Smartsheet for free, today.

Discover why over 90% of Fortune 100 companies trust Smartsheet to get work done.

We use essential cookies to make Venngage work. By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.

Manage Cookies

Cookies and similar technologies collect certain information about how you’re using our website. Some of them are essential, and without them you wouldn’t be able to use Venngage. But others are optional, and you get to choose whether we use them or not.

Strictly Necessary Cookies

These cookies are always on, as they’re essential for making Venngage work, and making it safe. Without these cookies, services you’ve asked for can’t be provided.

Show cookie providers

  • Google Login

Functionality Cookies

These cookies help us provide enhanced functionality and personalisation, and remember your settings. They may be set by us or by third party providers.

Performance Cookies

These cookies help us analyze how many people are using Venngage, where they come from and how they're using it. If you opt out of these cookies, we can’t get feedback to make Venngage better for you and all our users.

  • Google Analytics

Targeting Cookies

These cookies are set by our advertising partners to track your activity and show you relevant Venngage ads on other sites as you browse the internet.

  • Google Tag Manager

Free Online Business Plan Maker

Create a compelling and convincing business plan online with Venngage. Templates available for your every need, whether it's business plans, financial plans, marketing plans, and more.

free business planner pdf

Not a designer? No problem. With our easy-to-edit templates and online business plan generator, anyone can create a professional business plan for free. Over 40,000 businesses already use and trust Venngage.

Design from one of our business plan templates

Choose from hundreds of business plan templates. see all business plan templates, launch a profitable business with a visually engaging business plan.

free business planner pdf

Your business is unique and impactful — so should your business plan. Make sure the plan you share with investors, lenders, and other stakeholders is not only packed with key data and information but visually engaging too.

free business planner pdf

Looking to make your business plan stand out from the pack? Venngage's unique business plan templates add serious style to your ideas. Venngage's Business Plan Builder is a fraction of the cost of hiring a writer — you can even try creating a business plan for free.

free business planner pdf

Whether you're looking for a traditional business plan format or something more creative, Venngage's easy-to-edit business plan templates let anyone design business plans. No experience required. Free business plan templates available.

free business planner pdf

Nothing's better to convince your stakeholders than some sweet data that speaks volume. Engage and persuade your investors by visualizing your business plan data with Venngage's unique charts, graphs and diagrams.

Create a winning business plan with Venngage in 5 steps:

Create a winning business plan with Venngage in 5 steps:

Design an unforgettable and convincing business plan today:

free business planner pdf

Business Plan Templates

Save money and hours of design time with Venngage's easy-to-edit templates and free business plan generator. Free online business plan templates available.

free business planner pdf

Easy-to-Use Editor

Venngage's online business plan builder is intuitive to use. The drag-and-drop editor means faster and better designs even when you don't have design experience.

free business planner pdf

Download Business Plans

Download your document with one click as an image (PNG), PDF, Interactive PDF or PowerPoint file. Add it to your Google Docs or Slides, Word doc or existing PowerPoint slides (paid plans only).

Visualize Business Plan Data

Visualize Business Plan Data

Persuade your stakeholders and tell a story with your business plan data through charts, graphs, maps and diagrams. Copy and paste your data or upload it in a .csv file in one click.

Brand Your Business Plans

Brand Your Business Plans

Use Venngage's My Brand Kit to automatically import your brand identity. Then, add your brand colors and fonts to any business plan designs with one click.

Collaborate In Real Time

Collaborate In Real Time

Collaborate with your whole team with Venngage's real-time collaboration. Leave helpful feedback through comments and create impactful business plans.

free business planner pdf

Easy-to-edit professional business plan templates

  • Our team of professional designers have created a collection of unique, online business plan templates that anyone can customize. Pick a simple template, add your text and data and you're done.
  • Or choose a more creative template and play around with the fonts, photos, icons, colors, and more.
  • Whatever the case, Venngage's drag-and-drop free business plan generator lets anyone create a beautiful, professional business plan without any design experience.
  • Share a public link for free from our online business plan creator. Don't worry. You can go back and edit your design at any time.

One-click branding with My Brand Kit

One-click branding with My Brand Kit

Show off important metrics with professional data visualizations

Collaborate with your whole team throughout the design process.

Collaborate with your whole team throughout the design process

Business Plan Maker FAQs

How much does venngage's business plan builder cost.

Anyone can make a business plan for free and share a link to their work. Our Premium ($19/month) and Business ($49/month) plans include premium, professional business plan templates and features, plus access to multiple download formats.

How can I write my own business plan?

Your business plan can include these sections: executive summary, company description, market analysis, organization management, service/product line, marketing & sales, funding requests, financial projections, etc. Add sections to your business plan as you see fit — depending on the kind of plan you're creating. No matter the type of business plans you're making, Venngage has a template for that.

Can I download my business plan?

Yes! You can download your business plan in PNG, PDF, Interactive PDF, or PowerPoint formats (paid plans only). It's free to share a public link. It's also free to create an account and test out our online business plan maker with a free business plan template.

Wow your clients and investors at first sight — Create a convincing and winning business plan with Venngage's online business plan generator

free business planner pdf

Popular business plan templates you can edit right away

Nonprofit organization business plan template, business operational plan template, real estate investment business plan template, business continuity and disaster recovery plan template.

Access our library of 130 Business Templates

Wow you’ve unlocked access to our library of 130 business templates.

Get started by checking out some of our top business templates:

Featured business templates

free business planner pdf

Weekly Schedule Template

Tracking employees’ work time and wages is easy with this free weekly schedule template.

free business planner pdf

Monthly Report

Provide a professional, concise summary of project activities with this monthly report template.

free business planner pdf

One Page Business Plan

Need to write a business plan but don’t know where to begin? Download our free 1-page business plan ...

6 Free Business Plans | PDF Templates & Examples

All business plans | pdf business templates..

Showing 1 - 6 of 6

free business planner pdf

Business Case

free business planner pdf

Executive Summary Template

free business planner pdf

Simple Business Plan Template

free business planner pdf

Startup Business Plan Template

free business planner pdf

Strategic Planning

Explore template collections.

free business planner pdf

Customer Service

free business planner pdf

Spreadsheets

free business planner pdf

Get all Business Plans | PDF templates and more.

Get Free Business Planner Templates In Google Docs, Google Sheets, Google Slides

Dark Blue Business Planner Template

Dark Blue Business Planner

Clear Business Planner 2023 Template

Clear Business Planner 2023

Gradient Business Planner

Blue Business Planner

Attractive Business Planner 2023

One-Page Black & White Business Planner

Modern Business Planer

Simple Green Business Planner

Any person who runs their own business or communicates with investors and employees and has a lot of significant work should know the importance of planning. A well-designed, conveniently structured, and easy-to-understand plan will make any work much easier. Moreover, it will add motivation in achieving any goals, as well as help you become much more effective in both personal and business areas of life. That is why we have created a new category where everyone can select the proper business planner template for themselves.

Our professional designers with extensive experience in this field know exactly what you may need to operate with maximum comfort on any of your plans. We have highly specialized options that are suitable for task distribution, organizing business meetings, and adaptive options that you can use in any area of ​​life. With such a wide variety of templates from our company, their built-in toolkit, and other advantages of our platform, you will be able to achieve the desired result in any endeavor.

Benefits of Our Templates Available to Everyone

Our platform has been running for several years, so we know exactly what challenges our visitors have to face. Professional designers of our company with vast experience and advanced skills in using any editor can guarantee that you will receive a free printable business planner

to help you resolve any company issues. In addition, we do not stand still and constantly monitor new trends and bring the best ideas to life. Join tens of thousands of people from all over the world who have already appreciated all the benefits of our service.

Free Templates - No Tricks

We are not going to force you to register or buy a subscription to our services or limit the number of templates or functionality you need to work. This platform was created specifically so that everyone can get the needed design at their disposal. For paid templates, we have another website, the content of which you can view by clicking on the "Premium Templates" button located at the top of the website.

Do you want to start customizing now? We do not dare to detain you. Go to the page of the option you like, click on the red "Edit Template" button and you can start working with the free printable business plan template right now.

Work Using Any Device

To start customizing a business planner template in Google Docs, Google Slides, or Google Sheets, you can use any convenient device with various operating systems. Our editable options can be used via phones, laptops, PCs, or tablets.

In addition, all templates are printable. So if you are more accustomed to working with a paper version of a document, then print it out. And if you are not yet familiar with the built-in functionality of Google Docs or Google Sheets, then in the "Tips and Tutorials" section, you will find detailed instructions for working with these editors!

free business planner pdf

  • Weekly Planner Templates
  • Two pages per week

Download 500+ Free Printable Planner Templates

free business planner pdf

  • Client Information
  • Lead Contact
  • Interest And Need
  • Conversations (Follow Up 1/2, Result)
  • Tasks (You / Client)
  • Notes / Sketch

free business planner pdf

  • City / State / Zip

free business planner pdf

  • Client Name
  • Date / Time
  • Call Summary

free business planner pdf

  • Company / Start / Expired
  • Policy No. / Agent
  • Agent Phone / Agent Email

free business planner pdf

  • Insured Person / Company
  • Member / Group
  • Policy No./ Agent
  • Coverage Info
  • Health / Dental / Vision
  • RX / Deductible
  • Insured Person / Benefit
  • Beneficiary / Policy No.
  • Company / Agent
  • Make / Model / Year
  • Vin / Insurance Policy No.

free business planner pdf

  • Adult Family Member
  • Email Address
  • License No.
  • Social Security No.
  • Doctor Name
  • Phone / Email Address
  • Health Concerns
  • Current Medications
  • Insurance Company

free business planner pdf

  • Child Family Member
  • Cellphone / Email Address
  • License/ID No.

free business planner pdf

  • Subject Name
  • Contact Information
  • Available Hours
  • Course Information
  • Other Important Dates

free business planner pdf

  • Daily Notes
  • Important Dates

free business planner pdf

  • Nature Of Business
  • Delivery Information
  • Important Contacts

free business planner pdf

  • Referred By
  • Preferred Appt. Day
  • First Appointment
  • Hair Conditioning Level/Comments
  • Scalp Conditioning Level/Comments
  • Preferred Style/Cut
  • Color Treatment / Price
  • Developer %

free business planner pdf

  • Wear Glasses Yes/No
  • Medications
  • Watery / Dry Eyes
  • Extension Style
  • Lashes Info

free business planner pdf

  • Description

free business planner pdf

  • Clinic / Hospital
  • Reason For Visit
  • Next Appointment

free business planner pdf

  • General Information
  • Trustworthy Neighbor
  • Network Name
  • Router Location
  • Internet Provider
  • Access Code
  • Service Schedule

free business planner pdf

  • Funeral Arrangements
  • Family Member
  • Funeral Home
  • Funeral Wishes

free business planner pdf

  • Burial / Cremation
  • Notes For Family & Friends

free business planner pdf

  • Possible Title (1, 2, 3)
  • Ideas & Key Points

free business planner pdf

  • Item / Event
  • Date / Frequency
  • Who Responsible
  • Authority To Release

Recommended for you

Best free printable templates

  • All-in-One Access
  • 2024 Calendars
  • Kindle Scribe
  • Christmas Planning
  • For Teachers
  • For Students
  • Digital Planners
  • Happy Planner
  • Traveler's Notebook
  • Print-ready planners
  • About People
  • Motivational
  • Lined Paper
  • Graph Paper
  • Dot Grid Paper
  • Cornell Notes
  • Daily Calendars
  • Weekly Calendar
  • Monthly Undated
  • Calendar Schedule
  • Blank Calendars
  • Photo Calendars
  • Daily Schedule
  • Daily Task List Templates
  • Daily Timetable Templates
  • Daily with To Do List
  • Dated daily planner templates
  • Daily hourly planner templates
  • Daily Undated
  • Weekly Horizontal
  • Week at a Glance
  • Weekly Hourly Planners
  • Weekly with To Do List
  • Single page per week
  • Weekly Goals Templates
  • Weekly Schedule
  • Weekly Undated
  • Weekly Meal
  • Monthly Budget
  • Monthly Goals Templates
  • Monthly Meal Planners
  • Bill tracker
  • Expenses Tracker
  • Finance Templates
  • Household budget
  • Weekly budget
  • Personal budget
  • Attendance Sheet
  • Business Planning
  • Client Management
  • Contact Trackers
  • Order Tracking
  • Product & Supply
  • Social Media
  • Work Schedule
  • Meeting Agenda
  • Mileage Tracker
  • SMART Goal Templates
  • Goal Tracker Templates
  • Life Goals Templates
  • Goal Setting Templates
  • Goal Setting Worksheets
  • Checklist Templates
  • Weight Loss Planners
  • Fitness & Workout templates
  • Wellness & Self-Care
  • Food calendar templates
  • Grocery & Shopping Lists
  • Food Diary Templates
  • Recipe Books
  • Food Inventory
  • Reading Log
  • Chore Chart Templates
  • Lesson Plan Templates
  • Weekly Lesson Plan Templates
  • Gradebook Templates
  • Class Attendance Sheets
  • Student Information Sheets
  • Habit Tracker
  • Mood Trackers
  • Password Log
  • Homeschooling
  • Travel itinerary
  • Packing list
  • Wedding guest list
  • Wedding plan checklists
  • Wedding budget
  • Invitations

Recently added:

  • Monthly Digital Planner PDF for iPad (Dark Theme)
  • Monthly Digital Planner PDF for iPad (White theme)
  • Daily Gratitude Digital Planner
  • 90-Day Gratitude Digital Journal (Light Theme)
  • Digital Goal Planner (Dark Theme)

free business planner pdf

  • Planner Quiz
  • Free shipping on domestic orders $70+ USD!
  • Account icon Log in
  • Weekly '24 -'25 Planners
  • Weekly 2024 Planners
  • Weekly Undated Planners
  • Daily Undated Planners
  • Poetry Journal - COMING SOON!
  • Digital Planners
  • Digital Journals
  • Digital Stickers
  • Paper Stickers
  • Vinyl Stickers
  • Writing Tools
  • Monthly Tabs
  • Bags and Totes
  • FREE Sticker Book w/ ANY Planner Purchase!
  • Buy 3 Dailies, Get the 4th One FREE
  • Best Sellers
  • Full Planner PDFs
  • Planner Layout Samples
  • Planner Inserts and Trackers
  • Worksheets, Reflections, and Challenges
  • Digital Wallpapers
  • #PashFam Creations

Free Downloads

1 month undated planner pdf.

Do you want to organize your life but are unsure where to start? This undated 1 month planner PDF is available for FREE to help you organize your ...

30 Day Journal Challenge

Are you ready to transform? In this journal challenge, we’ve got 30 journal entry ideas for you to begin your reflection practice. Instructions ...

52-Week Habit Tracker Printable

Change your life in a year. 🚀 Introducing our NEW 52-Week Habit Tracker Printable! Build healthy habits, track your progress, and keep yourself acc...

7 Day Self Love Challenge

Take this 7 Day Self Love Challenge to celebrate what makes you, you. Instructions Enter email and locate your download link in your inbox. If...

BIPOC Quotes

Created by #PashFam member April R.B., found via Facebook  Instructions Enter email and locate your download link in your inbox. If unable to lo...

Book Tracker

Ready to kickstart your reading habit? Embrace your inner bookworm and achieve your reading goals with the option of an illustrated and chart book ...

Calorie Tracker

Instructions Enter email and locate your download link in your inbox. If unable to locate, check your spam folder. Download the PDF and print ful...

Class Contacts

Find support and community: Download our FREE Class Contacts PDF to stay in touch⁠ with mentors and classmates. Instructions Enter email and loca...

Coloring Pages

Instructions Pick your preferred design and version. Version 1 = black outlines, Version 2 = gray outlines. Enter email and locate your download l...

Create Your Own 30-Day Challenge

Change up your routines and commit to your goals by starting your own 30-Day Challenge! Customize your challenge to the habits that you want to bu...

Daily Layout

Instructions Enter email and locate your download link in your inbox. If unable to locate, check your spam folder. Download and print PDF. Scale ...

Dated Monthly Printable Calendar

Organize your month at a glance with our free dated monthly printable calendar! This desk calendar template keeps you on track with your goals with...

Dotted Page

Instructions Enter email and locate your download link in your inbox. If unable to locate, check your spam folder. Download the PDF and print full...

End of the Year Reflection

Extra to-do list, finance tracker, free digital planner sample - undated weekly - sunday start.

Description Discover the power of paper planning made digital for FREE. Experience the digital space of infinite possibility commitment free with...

Gift Tracker

Gratitude challenge.

Instructions Enter email and locate your download link in your inbox. If unable to locate, check your spam folder. Download and print PDF, sca...

Habit Tracker

Handwriting test daily, handwriting test weekly, checkmark icon added to your cart:.

Spend $70.00 more for free shipping!

100 Free Planner Printables to Plan Your Best Life!

This post may contain affiliate links. That means if you click and buy, I may receive a small commission — at zero cost to you.

Table of Contents

Free monthly planner printables.

Tame your paper clutter with a free planner. The free monthly planner includes the following:

  • Monthly Calendar
  • Daily Planner Pages
  • Weekly Meal Planner
  • Monthly Budget Page

Courtesy of Cara Palmer at Cara Palmer Blog

Control your cash starter guide.

Grab your free Control Your Cash Starter Guide to get a handle on your money. Includes master grocery list, cash wallet dividers, list of things to stop buying, budget snapshot, bill pay log, and bill pay calendar. Everything to get you started on your debt free journey.

Courtesy of Sara Conklin at Frozen Pennies

Calendar pages for disc bound planners.

These free pages for disc bound notebooks are available in a variety layouts for daily, weekly, and monthly planning, and include different size options and color options as well. There are lots of styles available to help you print a planner that’s perfect for you.

Courtesy of Beverly Leestma at The Make Your Own Zone

Free printable weekly planner, courtesy of carmia jordaan at clementine creative, the ultimate blog planner.

The Ultimate Planner will help you get more done each day and get you closer to your goals! The planner is dateless, meaning you can keep on using it year after year. Included is a yearly, monthly and weekly planners as well as brainstorming pages, blog stat tables, affiliate trackers and even some of my favourite money mindset exercises!

Courtesy of Deanna Dolbel at The Inspired Boss

Free personal budget planner printable, courtesy of sasha hutchison at your frugal friend, 100 page printable school planner.

School may look a bit different this year. But a planner can help! This 100 page planner includes your choice of 10 ten different planner covers, activity sheets, notes pages, class schedules, homework planner, reading lists, Zoom meeting planner stickers, and reminder stickers for tests, quizzes, projects and assignments. Use promo code SCHOOLPLANNER at checkout to get it for free!

Courtesy of Sarah Gonzalez at The Full Nester

Free budget planner printables, courtesy of kari cullen at es avingsblog, free fitness planner.

Need a tool to help you beat the overwhelm of losing weight? This Fitness Planner and Journal is designed specifically to help you keep on track of all your weight loss goals, making it easier for you to see progress and stay organized! The 16-page Fitness Planner includes goal setting sheets, progress trackers, workout schedules, 30-day challenges, and so much more!

Courtesy of Jess le Roux at Girl Phat

Meal and shopping planner, courtesy of mandi morrison at big family organised chaos, free undated weekly planner.

This super cute free Undated Weekly Planner comes with PLR rights. Resell it as your own or give it away as an opt-in to to grow your email list. Think of all the FREE money you can make by creating a printable for Etsy or book on Amazon KDP with it. The only thing you can’t do is resell or give away the PowerPoint template.

Courtesy of Becky Beach at PLR Beach

Yellow roses planner templates.

Courtesy of Donna Szczur at Color My Journals

Homeschool Teacher Planner

The simply pretty Homeschool Teacher Planner from Great Peace Living has pages that are are adorned with watercolor calendula flowers scattered thoughtfully on each page. Having that little pop of color makes the task of lesson planning a bit little bit brighter.

Courtesy of Renee Brown at Great Peace Living

Thanksgiving planner free printable for personal use.

Download our free 2 pages sample printable of our Thanksgiving Planner to plan your Thanksgiving meal and cooking at this grateful time of the year.

Courtesy of Carmen Chan at Simply Couture Designs

Goal Planner PRINTABLES

Smart goals worksheets, stylish goal setting worksheets, free printable goal setting worksheet template, free goal setting worksheets for a successful year, printable goal tracker and planner, free printable goals planner, free goal setting planner printable, homeschool planner printables, free homeschool planner • 17+ pages, free homeschool weekly student checklists, free homeschool schedule printable, 20+ homeschool planner free printables, free printable homeschool planner, free homeschool planner printable, free homeschool student planner, free homeschool planner for homeschooling, best homeschool planner • free printable, free homeschool weekly & daily planning pages, meal planner printables, free printable menus, 10 free meal planning printables, free weekly & monthly meal planning printables, menu & exercise planner printable, free editable menu plan & grocery list, free printable meal planner & grocery list, weekly menu planner with grocery list, budget planner printables, monthly budget template binder: 30 free printables, free printable business budget worksheets, monthly budget planner • 15 brilliant worksheets, free simple printable budget planner, 11 free printable budget planners, 9 christmas budget planner worksheets, beginners budget planner printable worksheet, free budget and financial planning printables, budget binder printables, budget planner worksheets, printable monthly budget planner, diy project budget planner, holiday planner printables, printable christmas planner, the ultimate christmas planner, free printable holiday planner, free christmas printables, free printable christmas planner, christmas planner free printable, free christmas planner printables, free christmas planner & mobile phone wallpaper, christmas planner (free printable planner), daily planner printables, free printable daily planner, let's get things done today, printable daily to do list, free printable daily planner | daily docket, today's plan | free daily planner, your daily schedule, free gold daily planner printables, daily planner free printable, free daily planner page | classic size, free printable daily planner page, weekly planner printables, free printable minimalist weekly planner, unicorn printable weekly planner, this week | weekly planner printable, free weekly planner printable template, my week | weekly planner template, free weekly planner printable, weekly planner printables for your happy planner, printable minimalist weekly planner - vertical layout, teacher planner printables, the ultimate teacher planner, free teacher planner printable, editable teacher planner, teacher planner worksheets, teacher planner free printable, happy planner printables, fall happy planner printable inserts, happy planner free printable pages, printable happy planner budget insert, free weekly planner printables for your happy planner, christmas tracker planner page | perfect for happy planner, peacock happy planner printable, bullet journal planner printables, 17 free bullet journal templates, free printable bullet journal, free printable mood trackers, 7 bullet journal budget pages, free bullet journal templates for teachers, printable bullet journal + hand-drawn inserts, bullet journal templates | 18 free pages, free printable bullet journal weekly log, p.s. want to learn how to make and sell printables, planners or stickers online.

Here are the courses and tools I recommend! 

  • Printables by Number
  • Passive Income Planner Girl
  • Monthly Insider Club for Etsy Printable Sellers
  • Etsy Shop Branding Kit
  • Etsy Shop Printable Seller Mockup Bundle
  • Sticker Shop Toolbox
  • Etsy Product Description Guide With Worksheets

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Most Popular.

Sinking Funds Tracker and 23 Sinking Funds Categories

Free Mini Vision Board Template

18 Things to Do When Bored For Kids

Christmas I Spy Game Printable

Sign up to get more free printables!

No spam, only notifications only about new products and updates.

Related Posts

  • Trafalgar Square
  • WC2N 5DN, UK

Free Digital Planners

free business planner pdf

Latest Planners and Templates

free business planner pdf

2024 WEEKLY PLANNER

free business planner pdf

Digital Notebook for Notability GoodNotes | Minimalist Style

free business planner pdf

Free Dot Grid Paper (4 colors)

free business planner pdf

Planner 2024

free business planner pdf

Pastels (Dotted & Blank Edition) – 60+ Digital Paper Templates for GoodNotes, Notability and more!

free business planner pdf

Pastels (Ruled Edition) – Digital Paper for GoodNotes, Notability and more!

free business planner pdf

Academic Planner with Reminders and Apple Calendar Integration

free business planner pdf

Gradients – Digital Notebook Covers for GoodNotes, Notability and more!

free business planner pdf

Free 2024 Monthly Digital Planner

free business planner pdf

Latest Templates

free business planner pdf

Free Weekly Planner – Printable Or Digital Use

free business planner pdf

Free Reading Journal in Dark Mode PDF

free business planner pdf

Recipe Book with Conversion Tool and Timer Integration

free business planner pdf

Daily & Weekly Planner Sheets – Hyperlinked for GoodNotes, Notability and more!

free business planner pdf

Free 30 day Self Care Challenge and 5 Heart Stickers

free business planner pdf

Free Daily Routine Tracker

free business planner pdf

Free Vision Board in Grid and 30 PNG Stickers

free business planner pdf

Free Weekly Schedule Template

free business planner pdf

MEAL PLANNER & recipe book | Digital (hyperlink) & Printable | free

Latest picks and tutorials, how to use, which app to use.

  • current affairs
  • daily current affairs 30 april 2024

Daily Current Affairs 30 April 2024 | Latest News | Download Free PDF

Apr 30 2024

free business planner pdf

Dear Readers, get to know the daily current affairs today covering all the National & International Events provided here in this article. Current Affairs is an important topic in various competitive exams like IBPS/SBI/PO/Clerk and other competitive exams. To score better in this section, be updated with the daily happenings. Check the Daily Current Affairs February 2024 updates here. Revision is very important in remembering current affairs. Candidates after learning the Daily current affairs April 30 2024, can test their knowledge by attempting Current Affairs Quiz provided with answers. Daily current affairs 30 April 2024 covers current affairs from International & National news, Important Days, State News, Banking & Economy, Business News, Appointments & Resignation, Awards & Honour, Books & Authors, Sports News, etc.,

Daily Current Affairs PDF of 30th April 2024

Get more: static gk pdfs, current affairs : banking & finance, reserve bank of india issues guidelines for voluntary conversion of small finance banks into universal banks.

  • The Reserve Bank of India (RBI) has issued guidelines for the voluntary transition of Small Finance Banks (SFBs) to Universal Banks effective immediately.
  • The “ Guidelines for ‘on-tap’ Licensing of SFBs in Private Sector”, dated December 5, 2019, provide a transition path for SFBs to become universal banks.

Key Highlights :

  • Minimum Requirements for Transition : The RBI has stated that SFBs should have a minimum net worth of Rs 1,000 crore to become universal banks in accordance with the on-tap licensing norms.
  • According to the RBI, SFBs aspiring to become a universal bank need to have scheduled status with a satisfactory track record of performance for a minimum period of 5 years.
  • Stock Exchange Listing Requirement : An SFB intending to transition to a universal bank must be listed on a recognized stock exchange.
  • Out of the 10 SFBs, only North East Small Finance Bank is not listed.
  • Financial Performance and Asset Quality :SFBs must have reported net profit in the last two financial years.
  • Gross non-performing assets (GNPA) and net non-performing assets (NNPA) must be less than or equal to 3% and 1%, respectively, over the last two financial years.
  • Promoter Requirements: There is no mandatory requirement for an eligible SFB to have an identified promoter.
  • However, existing promoters, if any, must continue as promoters upon transition.
  • No new mandatory lock-in requirement of minimum shareholding for existing promoters in the transitioned universal bank.
  • Regulatory Structure upon Transition :Upon transition, the universal bank will be subject to all norms, including the Non-Operative Financial Holding Company (NOFHC) structure (as applicable).
  • RBI's Authority : These instructions are issued in exercise of the powers conferred on the Reserve Bank of India under Section 22 (1) of the Banking Regulation Act, 1949.
  • Prominent SFB for Transition : AU SFB, the largest amongst SFBs, is seen as the frontrunner to approach the banking regulator for conversion into a universal bank.
  • Background on SFBs : The RBI granted licenses to the first set of SFBs, totaling 10, in 2015, with most beginning operations in 2016-17.
  • As of June 2023, there were 12 operational SFBs with 6,589 domestic branches across the country.
  • Following the merger of Fincare SFB with AU on April 1, 2024, the number of SFBs stands at 11 , including Capital, Equitas, Suryoday, Ujjivan, Utkarsh, ESAF Jana, North East, Shivalik, and Unity.

About RBI :

  • Established : 1 April 1935
  • Headquarters : Mumbai, Maharashtra, India
  • Governor : Shaktikanta Das

Economic Think-Tank National Institute of Public Finance and Policy Forecasts India's GDP Growth at 7.1% for FY25  

  • Economic think-tank National Institute of Public Finance and Policy (NIPFP) has estimated India's GDP growth at 7.1% for the current fiscal, using high-frequency models.
  • The robust capital expenditure (capex) growth at the state level is a key factor driving this projection.
  • This growth is attributed to significant transfers from the central government, indicating efficient resource utilization at the state level

Comparison with Other Forecasts:

  • The NIPFP's estimate aligns with other projections from notable financial and economic institutions:
  • The Asian Development Bank (ADB) and Fitch Ratings have also estimated India's GDP growth at 7% .
  • The International Monetary Fund (IMF), S&P Global Ratings, and Morgan Stanley have projected a 6.8% growth rate for FY25.

About NIPFP :

  • The NIPFP is an autonomous research institute under India's Ministry of Finance.

Reserve Bank of India Permits Small Finance Banks to Trade in Authorised Rupee Interest Rate Derivative Products  

  • Reserve Bank of India (RBI) has decided to permit Small Finance Banks (SFBs) to deal in permissible rupee interest rate derivative products for hedging interest rate risk.
  • Aim : To expand the avenues available to the SFBs for hedging interest rate risk in their balance sheets and commercial operations more effectively and to provide them with greater flexibility.
  • Prior to this decision, Small Finance Banks were only allowed to use interest rate futures (IRFs) for proprietary hedging.
  • The circular permitting SFBs to deal in rupee interest rate derivatives is effective immediately and applies to all Small Finance Banks.
  • An interest rate derivative is a financial instrument with a value that is linked to the movements of an interest rate or rates.
  • These may include futures, options, or swaps contracts.

About Small Finance Banks :

  • Definition and Target Customers : SFBs are a niche type of bank in India who cater to mainly customers not being serviced by the big commercial banks such as small business units, small farmers, Micro, Small and Medium Enterprises (MSMEs) and various other unorganised sectors.
  • Naming Requirement and Subsidiaries : Every SFB must include the words "small finance bank" in its name and cannot establish subsidiaries for non-banking financial service activities.
  • Regulatory Status and Licensing : SFBs are granted the scheduled bank status after being operational and are deemed suitable under section 42 of the RBI Act,1934.
  • Small Finance Banks are registered as public limited companies under Companies Act 2013 , and are licensed under section 22 of the Banking Regulation,1949.
  • Capital Requirements: SFBs must maintain a minimum Capital to Risk-Weighted Assets Ratio (CRAR) of 15%.
  • Priority Sector Lending: SFBs are required to extend 75% of their Adjusted Net Bank Credit to Priority Sector Lending.
  • Branch Expansion: SFBs must open at least 25% of their total branches in unbanked rural areas.
  • Minimum Capital Requirements: The minimum paid-up voting equity capital for SFBs is set at 200 crore.

National Bank for Agriculture and Rural Development Collaborates with RBI Innovation Hub to Accelerate Digital Agriculture Lending

  • The National Bank for Agriculture and Rural Development (NABARD) has partnered with the Reserve Bank's arm RBIH to put in place a system which will enable faster processing of agricultural loans.
  • The partnership agreement was signed by the NABARD chairman, Shaji K V and Rajesh Bansal , CEO, RBIH.
  • The collaboration will streamline the lending process and reduce the turnaround time for loans from 3 to 4 weeks to just 5 minutes for India's 120 million farmers.
  • NABARD will integrate its e-KCC loan origination system portal with the Public Tech Platform for Frictionless Credit (PTPFC) of Reserve Bank Innovation Hub (RBIH), a wholly-owned subsidiary of the RBI.
  • The PTPFC developed by RBIH was launched in 2023 .
  • NABARD has developed the loan origination system portal to facilitate digital Kisan Credit Card (KCC) loan processing for cooperative banks and Regional Rural Banks (RRBs).
  • Through the integration with PTPFC, about 351 district and state cooperative banks and 43 Regional Rural Banks (RRBs) will gain access to a range of services including digital state land records, satellite data, Know Your Customer (KYC), credit history and transliteration for more effective credit underwriting.
  • The PTPFC has seen the participation of over 10 states in making digital land records available to facilitate the seamless flow of credible information for lenders.
  • The pilot phase of the partnership will see implementation in select RRBs including the Karnataka Gramin Bank and Maharashtra Gramin Bank and cooperative banks in Andhra Pradesh adding, the goal is to scale the digital lending platform to cover about 5 crore KCC loans across all cooperative banks and RRBs nationwide.

About NABARD :

  • Chairman : Shri. Shaji K V
  • It was established on the recommendations of the Sivaraman Committee (by Act 61, 1981 of Parliament) on 12 July 1982 to implement the National Bank for Agriculture and Rural Development Act 1981.
  • NABARD is an apex regulatory body for the overall regulation of regional rural banks and apex cooperative banks in India.
  • It is under the jurisdiction of the Ministry of Finance (MoF), Government of India (GoI).

About RBIH :

  • Established : 2022
  • Headquarters : Bengaluru, Karnataka
  • CEO : Rajesh Bansal
  • The Reserve Bank Innovation Hub is a wholly owned subsidiary of the Reserve Bank of India (RBI) set up to promote and facilitate an environment that accelerates innovation across the financial sector.

CURRENT AFFAIRS: NATIONAL NEWS

India becoming attractive for clinical trials: pharma industry leaders.

  • Over the past 10 years, clinical trials in India have become easier, more accessible and accelerated, experts from the pharma sector have said as top multinationals are increasingly looking at the country as their base for clinical trials .
  • Data from 2017 to 2023 shows that phase two and phase three clinical trials are growing at about 15 per cent to 18 per cent in India.
  • This is primarily because of the 10 modifications done to the Drugs and Cosmetics Act of 1940, according to Badhri Srinivasan, head of Global Clinical Operations, Novartis.
  • Novartis is one of the largest pharmaceutical companies in the world and was the fourth largest by revenue in 2022.
  • A new act of 2023 is in the works which addresses very significant changes. Medical devices, for example, are now a separate vertical.

Drone use for farming gets a big boost, to more than double by FY25

  • According to industry estimates, while currently as many as 3,000 drones are being utilised in the agriculture sector, the number could rise to over 7,000 by the FY25 itself.
  • With the government’s thrust on promoting drones for agricultural activities like crop mapping, analysis and application of nutrients and pesticides, manufacturers see an exponential increase in demand for these unmanned aerial vehicles (UAVs) in the next couple of years .
  • This, analysts feel, would help boost crop productivity significantly through optimum use of water, soil nutrients and crop protection formulations.
  • The number of drones in operations could grow to 10,000 – 15,000 in the next couple of years with rapid adoption in the agriculture sector
  • The drone will become more prominent with government support by the end of FY26 , as it helps save 70% of water usage and reduce 20%-30% on fertilizer applications
  • To promote the usage of nano urea and di-ammonium phosphate (DAP), leading fertiliser cooperative IFFCO in July, 2023 announced the procurement of 2500 drones to spray nano soil nutrients.
  • The cooperative also stated that it is training 5000 rural entrepreneurs for the purpose.
  • Usages of drones result in optimum usage of soil nutrients.

CURRENT AFFAIRS : INTERNATIONAL NEWS

European union adopts new schengen visa rules offering greater benefits for indian travellers.

  • The European Commission has introduced a new Schengen visa regime for Indian nationals , offering multi-year visas for up to 5 years.
  • This change is expected to boost outbound travel from India to European destinations.
  • EU-India Common Agenda on Migration and Mobility :The new visa rules reflect strengthened relations between the European Union (EU) and India under the EU-India Common Agenda on Migration and Mobility.
  • Cascade Regime Implementation :On April 18, 2024, the European Commission adopted the new "cascade" regime for the application of the Schengen visa for Indian nationals.
  • This regime allows Indian nationals in India easier access to Schengen visas with multi-year validity.
  • Criteria for Multi-year Schengen Visas: Indian nationals can be issued long-term, multi-entry Schengen visas valid for two years after obtaining and lawfully using two visas within the previous three years.
  • Following a successful two-year visa, a five-year visa may be issued, provided the passport has sufficient validity.
  • Schengen Visa Overview: The Schengen visa allows visa holders access to 29 European countries, including Croatia, Netherlands, Austria, Czech Republic, Denmark, and Germany.
  • Schengen visas permit short, temporary visits to the Schengen area, allowing the holder to travel freely for a maximum stay of 90 days in any 180-day period.
  • Composition of the Schengen Area: The Schengen area comprises 29 European countries, of which 25 are EU states.
  • The EU states covered by Schengen area are, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Germany, Estonia, Greece, Spain, France, Italy, Latvia, Lithuania, Luxembourg, Hungary, Malta, The Netherlands, Austria, Poland, Portugal, Romania, Slovenia, Slovakia, Finland and Sweden.
  • Countries that are not members of the European Union, but members of the Schengen area include Iceland, Liechtenstein, Norway and

About European Union :

  • Established : 1993
  • Headquarters : Brussels , Belgium
  • President of the European Council : Charles Michel
  • President of the Commission : Ursula von der Leyen
  • Members : 27

CURRENT AFFAIRS: BUSINESS NEWS

Up 2.3 times in 15 years, india’s chinese import bill to rise further.

  • India’s imports from China crossed $101 billion in 2023-24 from about $70 billion in 2018-19 .
  • The country’s share of India’s industrial goods imports has risen from 21% to 30% over 15 years, according to a report by the Global Trade Research Initiative (GTRI) which reckoned that Chinese imports will rise sharply in coming years.
  • Goods imports from China have risen 2.3 times faster than India’s total imports over 15 years, the GTRI study noted, adding that China is the top supplier in eight major industrial sectors, including machinery, chemicals, pharmaceuticals, and textiles, belying the general perception that Chinese imports are high only in the electronics sector.

Key Highlights

  • Moreover, imports from China have been even faster than the overall import growth as China’s exports to India grew 2.3x faster than India’s overall import from all countries.
  • In 2023-24, India’s total merchandise imports amounted to $677.2 billion, out of which $101.8 billion was coming from China, which means China accounted for 15% of India’s overall imports.
  • were in major industrial product categories.
  • The sectors are electronics, telecom and electrical, machinery, chemical and pharmaceuticals, products made of iron, steel and base metal, textile and clothing, plastics, automobiles, medical, leather, paper, glass, ships, aircraft, among others.
  • The report added that compared to India’s global imports of these industrial products, which total $337 billion, China’s contribution is quite significant, representing 30% of India’s imports in this sector.
  • Fifteen years ago, China’s share was only 21%.

CURRENT AFFAIRS: AWARDS AND HONOURS

Kenya’s mwaniki and lilian take the honours in tcs world 10k bengaluru.

  • Kenyan runners Peter Mwaniki (28:15) and Lilian Kasait (30:56) cruised to the international elite men’s and women’s titles respectively in the 16th edition of the Tata Consultancy Services World 10K Bengaluru .
  • Mwaniki shifted gears at the 7.5 km mark to leave his countryman Hillary Chepkwony (28:33) behind.
  • It was a similar story for Lilian, who pulled away from the nearest rival Emmaculate Achol (31:17) at the 7.1 km mark.
  • Mwaniki and Lilian were unable to break the event records (men - 27:38, women - 30:35) on this new route.
  • The new route was praised by most runners, but the finish line - stationed along a cordoned-off stretch on Cubbon Road - lacked buzz.
  • This was in contrast to previous editions, where the grand finish on the Sree Kanteerava Stadium running track witnessed several cheering runners and onlookers.

CURRENT AFFAIRS : APPOINTMENTS & RESIGNATIONS

Pakistan's foreign minister ishaq dar named as deputy prime minister.

  • Pakistan’s Foreign Minister Ishaq Dar was appointed as the country’s Deputy Prime Minister.
  • According to a notification issued by the Cabinet Division, the appointment was made by Prime Minister Sharif “with immediate effect and until further orders”.
  • The appointment comes at a time when PM Shehbaz and Dar, along with other ministers, are in Saudi Arabia to attend the World Economic Forum’s (WEF) special meeting on Global Collaboration, Growth and Energy.

About Ishaq Dar :

  • Dar, 73, a chartered accountant and a veteran politician, belongs to Prime Minister Shehbaz Sharif’s Pakistan Muslim League-Nawaz (PML-N) party.
  • He has previously served as finance minister in the previous Pakistan Democratic Movement (PDM) coalition government.
  • He was appointed as foreign minister when Shehbaz Sharif formed his cabinet in March.
  • The Pakistan Muslim League-Nawaz (PML-N) and the Pakistan Peoples Party (PPP) agreed to a power-sharing deal to form a coalition government despite the former prime minister Imran Khan-backed Pakistan Tehreek-e-Insaf-backed independents winning a majority of the 266-member National Assembly.
  • This is not the first time a Deputy Prime Minister has been appointed in Pakistan.
  • Chaudhry Parvez Elahi served as Deputy Prime Minister during the tenure of the Pakistan Peoples Party (PPP) from June 25, 2012, to June 29, 2013.
  • His role at that time was mostly symbolic as he was rewarded by then-President Asif Ali Zardari for supporting the PPP government.
  • Currently, Mr. Elahi is the president of Pakistan Tehreek-e-Insaf (PTI) and is in jail due to corruption allegations.

About Pakistan:

  • Capital: Islamabad
  • Currency: Rupee
  • President: Asif Ali Zardari

Public Enterprises Selection Board Appoints Darla Sunil Kumar as Director of Finance at South Eastern Coalfields Limited

  • Darla Sunil Kumar has been selected as the next Director of Finance for South Eastern Coalfields Limited (SECL), a Public Sector Undertaking (PSU) under the Ministry of Coal.
  • He has been recommended for the post by the Public Enterprises Selection Board (PESB).
  • Role and Responsibilities: As Director (Finance) of SECL, Kumar will:
  • Serve as a member of the Board of Directors, reporting directly to the Chairman and Managing Director (CMD).
  • Be responsible for overseeing the organization's financial operations, including accounting, budgeting, and financial planning.
  • Formulate and implement financial policies and strategies to ensure financial health and compliance with regulations.
  • Presently, he is serving as General Manager (Fnance) in Northern Coalfields Limited (NCL).

About SECL :

  • Founded : 1985
  • Headquarters : Bilaspur, Chhattisgarh, India
  • Chairman & MD : Dr Prem Sagar Mishra
  • SECL is the largest coal producing company of India.
  • It is a "Miniratna" Company, and one of eight fully owned subsidiaries of Coal India Limited.

CURRENT AFFAIRS : DEFENCE NEWS

Indian navy engages in maritime partnership exercise with uk’s littoral response group                             .

  • Indian Navy’s indigenous stealth frigate, Indian Naval Ship (INS) Sahyadri participated in the Maritime Partnership Exercise with Royal Navy’s Royal Fleet Auxiliary (RFA) Argus and RFA Lyme Bay , part of the United Kingdom (UK) Littoral Response Group South
  • Aim : To enhance interoperability and strengthen maritime cooperation between the two nations

About the Exercise :

  • Exercise Highlights include Tactical manoeuvres, Boarding operations, Surface engagement against simulated asymmetric threats, Cross-deck visits, and Cross-deck helicopter operations.
  • The exercises provided an opportunity for both navies to exchange best practices & benefit from each other’s experience & expertise.
  • The exercise provided an opportunity for both navies to: Exchange best practices, Benefit from each other’s experience and expertise, and enhance their capabilities in maritime operations
  • This exercise demonstrates the Indian Navy’s commitment to strengthening maritime partnerships and promoting regional stability.

About INS Sahyadri :

  • INS Sahyadri (F49) is a Shivalik-class stealth multi-role frigate built for the Indian Navy.
  • It was built at the Mazagon Dock Limited (MDL) located in Mumbai.
  • This class features improved stealth and land attack capabilities over the preceding Talwar-class frigates.
  • It was commissioned on 21 July 2012 into the Eastern Naval Command headquartered at Visakhapatnam.

About Indian Navy :

  • Headquarters : New Delhi, Delhi
  • Chief of Defence Staff : General Anil Chauhan
  • Chief of the Naval Staff : Admiral R. Hari Kumar

CURRENT AFFAIRS : SCIENCE & TECHNOLOGY

China launches 3 astronauts to space station, aims for moon landing by 2030.

  • China launched a three-member crew to its Tiangong space station , as part of its program aiming to send astronauts to the moon by 2030 .
  • The Shenzhou-18 spacecraft, also known as the "Divine vessel," lifted off from the Jiuquan Satellite Launch Center on the edge of the Gobi Desert in northwestern China atop a Long March 2-F rocket.
  • Crew and Mission: The three-member crew will relieve the Shenzhou-17 team that has been staffing the Tiangong space station since October, 2023.
  • The China Manned Space Agency, or CMSA, held a send-off ceremony complete with flag-waving children and patriotic music for the Shenzhou-18 crew.
  • The crew is composed of Commander Ye Guangfu, 43, a veteran astronaut who participated in the Shenzhou-13 mission in 2021, and fighter pilots Li Cong, 34, and Li Guangsu, 36, who are new to spaceflight.
  • They are expected to reach the space station about six-and-a-half hours after liftoff.
  • Send-off Ceremony: The China Manned Space Agency (CMSA) held a send-off ceremony for the Shenzhou-18 crew, featuring flag-waving children and patriotic music.
  • China's Space Ambitions :China has built its own space station after being excluded from the International Space Station (ISS), primarily due to U.S. concerns about the Chinese military's involvement in the program.
  • In 2024, the Tiangong space station is expected to host two cargo spacecraft missions and two manned spaceflight missions.
  • China's History in Crewed Space Missions:China conducted its first crewed space mission in 2003, becoming the 3rd country after the former Soviet Union and the United States (US) to put a person into space using its own resources.

About China:

  • President: Xi Jinping
  • Capital: Beijing
  • Currency: Renminbi

CURRENT AFFAIRS: MOUS AND AGREEMENT

India to ink 6g co-operation agreement with european body.

  • India's Bharat 6G is on the verge of finalizing a Memorandum of Understanding (MoU) with Europe's Industry Alliance 6G.
  • The nation is expanding its collaboration on advanced technologies under the EU-India Trade and Technology Council.
  • The upcoming partnership is expected to boost cooperation in the field of 6G technology development.
  • An agreement between Bharat 6G and Industry Alliance 6G is imminent.

Bharat 6G and Industry Alliance 6G are drafting specifics

  • The specifics of the partnership between Bharat 6G and Industry Alliance 6G are currently being drafted.
  • The formal agreements are anticipated to be finalized in the upcoming quarter.
  • This follows Bharat 6G's previous MoU with America's Next G Alliance last year, which focused on developing 6G wireless technologies and establishing robust supply chains.
  • Both nations expressed their commitment to creating secure telecommunications and promoting global digital inclusion. They also shared a bold vision for future 6G networks.

What is the Bharat 6G Alliance?

  • The Bharat 6G Alliance, established in 2023 by the Department of Telecommunications (DoT), "aims to bring together Indian start-ups, companies, and the manufacturing ecosystem to establish consortia that drive the design, development, and deployment of 6G technologies in India."
  • DoT also noted B6GA's aspiration to position India at the forefront of global 6G innovation, by accelerating patent creation related to standards within the country.
  • Actively participating in international standardization organizations such as 3GPP and ITU, is also included.

India's 6G vision document has been approved by ITU

  • The Indian government is keen on forming alliances with other global 6G entities, to gain a deeper understanding of the commercial and societal implications of 6G beyond its technical aspects.
  • The aim is to build consensus on these needs and stimulate R&D.
  • The Bharat 6G Alliance has also strengthened India's position in the International Telecom Union, which has approved India's 6G vision document, enabling it to play a significant role in setting standards.

CURRENT AFFAIRS: RANKING AND INDEX

Emeritus best; 15 indian companies in the world’s top edtech list.

  • Emeritus has secured the top spot in TIME Magazine’s “World’s Top EdTech Companies of 2024” ranking .
  • Founded in 2015 by Ashwin Damera and Chaitanya Kalipatnapu, Emeritus offers courses from global universities such as the University of Cambridge, Harvard Business School, the University of Pennsylvania, MIT Sloan, Indian School of Business, Indian Institutes of Management (IIMs), Indian Institutes of Technology (IITs), the University of Western Australia, John Hopkins, NTU Singapore, Carnegie Mellon, UC Berkeley Executive Education, INSEAD and Wharton Executive Education, among others.
  • There 14 more Indian edtech firms on the TIME list .
  • At the 26th position is Miko , which makes AI-powered robots for kids, followed by the competitive exam preparation app Unacademy at the 54th position.
  • The US-headquartered upGrad that was founded in India is at the 69th rank, followed by Univariety at 82nd position (it offers technology-backed solutions for educational institutes).
  • At the 83rd rank is iNurture Education Solutions , which focuses on university-industry partnership, and at the 90th position is Uolo , which empowers schools.
  • Recently, Emeritus’s success story was featured as a case study by the Harvard Business School.
  • The company was also in the news recently as it said it wants to shift its headquarters from Singapore to India for a stock market listing.
  • Cuemath, the maths teaching company, is at 100th rank, followed by Wheebox (now an Educational Testing Service company) at 138th rank.
  • Extramarks, which caters to K12 students, JEE and NEET aspirants, is at 167th rank, followed by engineering courses app Skill-Lync at 171st position.
  • LEAD School, which helps transform schools, is at 226th rank, followed by MyClassboard (a school management software company) at 241st rank.
  • GeeksforGeeks, which offers tech/coding courses, is at 245th position, and the gamification company STEPapp at 250th.
  • In this list of 250 ed-tech companies, 91 are from the US, 25 are from China, 16 from the UK, eight each from Brazil and Australia, seven from Spain, six each from Germany, France, Canada and South Korea, and five each from Singapore and Japan.
  • Two Indian companies found place in the TIME “World’s Top EdTech Rising Stars of 2024”.
  • These are Scaler Academy at the top rank, and Eupheus Learning at seventh position.

CURRENT AFFAIRS: SPORTS NEWS

India's velavan senthilkumar wins batch open squash.

  • India’s Velavan Senthilkumar secured his eighth Professional Squash Association Tour title by winning the Batch Open Challenger.
  • World No 58 Senthilkumar beat Frenchman Melvil Scianimanico 11-6, 11-9, 11-6 in the final
  • National champion Velavan Senthilkumar advanced to his career 12 th Professional Squash Association final at the USD 12,000 Batch Open Challenger Tour event in Paris .
  • The top-seeded Indian, ranked 58 in the world, defeated Hong Kong’s Andes Ling 11-2, 11-1, 11-6 in 22 minutes in the semifinal, and will take on Frenchman Melvil Scianimanico for the title.

Lionel Messi scores twice as Inter Miami beat New England

  • Lionel Messi’s brace led Inter Miami to a 4-1 victory over the New England Revolution in Foxboro, Massachusetts .
  • Benjamin Cremaschi and Luis Suarez scored the other goals for Miami (6-2-3, 21 points), which has points in five straight games.
  • Miami improved to 4-3-0 all-time against the Revolution and avoided a third straight loss in Foxboro.
  • The Revolution actually opened the scoring as Tomas Chancalay notched a goal in the first minute for New England (1-7-1, 4 points), which has lost three straight matches.
  • Messi tied the game 1-1 in the 32nd minute, taking a through ball from Robert Taylor and putting a left-footed strike in past keeper Henrich Ravas.
  • Then, in the 68th minute, the Argentine gave Miami a 2-1 lead, picking up a Sergio Busquets through ball and striking a left-footed shot for his team-leading ninth goal.

CURRENT AFFAIRS : OBITUARIES

Renowned senior journalist sarabjit singh pandher passed away.

  • Senior journalist and former president of the Chandigarh Press Club Sarabjit Pandher passed away at the age of 58.

About Sarabjit Pandher :

  • Sarabjit Singh Pandher was born in 1964 in Ludhiana, Punjab
  • He began his career at Press Trust of India (PTI) and The Tribune as a stringer, covering the militancy in Punjab while stationed in Gurdaspur.
  • He later joined The Hindu in Chandigarh, where he reported extensively on Punjab's economy, issues related to farmers, and their opposition to World Trade Organization (WTO) policies.
  • He began as a union leader at PTI and was known for his active involvement in the Press Club of Chandigarh.
  • He was elected President and Secretary General of the Chandigarh Press Club twice , demonstrating his leadership and influence within the journalistic community.
  • After taking voluntary retirement from The Hindu, he joined as Editor-in-Chief of Daily Post, showcasing his continued dedication to journalism and leadership.

CURRENT AFFAIRS: IMPORTANT DAYS

Ayushman bharat diwas 2024: april 30.

  • In India, Ayushman Bharat Diwas is observed on April 30.
  • The Ayushman Bharat Diwas is observed to uplift the ideals of the Ayushman Bharat Yojana.
  • The scheme of the Ayushman Bharat Diwas reflects the fulfilment of the objectives of the Indian government that align with the Sustainable Development Goals under the United Nations.

THE HISTORY OF AYUSHMAN BHARAT YOJANA

  • The scheme was announced by Prime Minister Narendra Modi in 2018.
  • It has two main pillars:
  • Ayushman Bharat Health and Wellness Centres (AB-HWCs): These centres aim to bring primary healthcare services closer to people's homes, offering preventive, promotive, and curative care.
  • Pradhan Mantri Jan Arogya Yojana (PM-JAY): This is a health insurance scheme that provides cashless and affordable medical cover of up to Rs. 5 lakh per year to economically disadvantaged families.

Daily CA One- Liner: April 30

  • Over the past 10 years, clinical trials in India have become easier, more accessible and accelerated, experts from the pharma sector have said as top multinationals are increasingly looking at the country as their base for clinical trials
  • India’s imports from China crossed $101 billion in 2023-24 from about $70 billion in 2018-19
  • Kenyan runners Peter Mwaniki (28:15) and Lilian Kasait (30:56) cruised to the international elite men’s and women’s titles respectively in the 16th edition of the Tata Consultancy Services World 10K Bengaluru
  • Emeritus has secured top spot in TIME Magazine’s “World’s Top EdTech Companies of 2024” ranking
  • India’s Velavan Senthilkumar secured his eighth Professional Squash Association Tour title by winning the Batch Open Challenger
  • Lionel Messi’s brace led Inter Miami to a 4-1 victory over the New England Revolution in Foxboro, Massachusetts
  • The National Bank for Agriculture and Rural Development (NABARD) has partnered with Reserve Bank's arm RBIH to put in place a system which will enable faster processing of agricultural loans.

free business planner pdf

Recent Posts

Daily current affairs quiz - 28th & 29th april 2024.

Apr 29 2024

Daily Current Affairs Quiz - 27th April 2024

Daily current affairs quiz - 26th april 2024, current affairs.

  • Daily Current Affairs News
  • Daily Current Affairs Quiz
  • Weekly Current Affairs News
  • Monthly Current Affairs News PDF
  • Monthly Current Affairs Quiz PDF
  • Monthly Current Affairs Quiz

Monthly Current Affaris

  • Jan 2023 Monthly Current Affairs
  • Feb 2023 Monthly Current Affairs
  • March 2023 Monthly Current Affairs
  • April 2023 Monthly Current Affairs
  • May 2023 Monthly Current Affairs
  • June 2023 Monthly Current Affairs
  • July 2023 Monthly Current Affairs
  • Aug 2023 Monthly Current Affairs
  • Sep 2023 Monthly Current Affairs
  • Oct 2023 Monthly Current Affairs
  • Nov 2023 Monthly Current Affairs
  • Dec 2023 Monthly Current Affairs
  • Jan 2024 Monthly Current Affairs
  • Optimum CA Daily / Weekly
  • Smart Analysis GA

RUDRA DI - A Complete Book For Data Interpretation

  • Covered all types of DI & Caselet Questions both for Prelims & Mains Exams with step by step detailed explanation.
  • New Pattern, High, Tricky, Interesting DI questions based on IBPS PO & SBI PO Mains Previous Year Exams.
  • Includes all Arithmetic DIs, logical DIs, New Pattern Dis & Variable based DI questions.
  • Covered All Level DI Questions from IBPS RRB Clerk Level (Easier) to SBI PO Level (Harder)

Premium Bundle PDF Course 2024

  • Exactly Based on Real Exam Pattern
  • Language: English and Hindi
  • Included with All New Pattern Questions
  • Covered All Major Bank (Pre + Mains Exams)
  • Answer key with video solution and Quizzes
  • Including Previous Year Memory based Questions
  • Prepared by Top Expert Faculties
  • Total 1,20,000+ Questions
  • 5 Months Validity
  • General Awareness Smart Analysis
  • Get Weekly 4 set Test
  • Each Set consist of 50 Questions
  • Compare your progress with Test 1 & 2 & Test 3 & 4
  • Deep Analysis in topic wise questions
  • Bundle PDF Course 2023
  • Ultimate Bundle PDF Course 2022
  • Grand Bundle PDF Course 2021
  • English Bundle PDF Course
  • Insurance & Financial Market Awareness Bundle PDF  Course
  • Descriptive Papers for Bank & Insurance Exams
  • Interview Bundle PDF Course
  • All Bank Exams Video Course
  • All Mock Test Series (Platinum Package)
  • All Premium eBooks

free business planner pdf

IMAGES

  1. Free Business Planner, Small business Planner PDF Printable, 8,5x11

    free business planner pdf

  2. Free Printable Business Planner Pages

    free business planner pdf

  3. Printable Simple Business Planner Template in PDF and Word

    free business planner pdf

  4. Free Business Planner, Small business Planner PDF Printable, 8,5x11

    free business planner pdf

  5. Free Business Planner, Small business Planner PDF Printable, 8,5x11

    free business planner pdf

  6. Free Business Planner, Small business Planner PDF Printable, 8,5x11

    free business planner pdf

VIDEO

  1. Make A Weekly Planner PDF In Illustrator And Get Organized!

  2. How to Start a Business in 2024

  3. Creating a one month planner

  4. Get our 81 pages of PLR business planner👇🏼 We have created a business planner that you can start re

  5. How to stay on track and achieve amazing things + FREE printable guidebook, planner and mind maps!

  6. Daily and Monthly Planner pdf

COMMENTS

  1. Free PDF Business Plan Templates

    Lean Business Plan Template PDF. This scannable business plan template allows you to easily identify the most important elements of your plan. Use this template to outline key details pertaining to your business and industry, product or service offerings, target customer segments (and channels to reach them), and to identify sources of revenue.

  2. Free Business Plan Template (2024)

    A faster way to plan. LivePlan is the #1 planning tool for over 1 million businesses. Create your business plan. Download a free business plan template in Google Doc, Microsoft Word, and PDF formats. Includes expert guidance to help fill out each section.

  3. Free custom printable business planner templates

    Our free business planner templates can be modified to suit a broad range of objectives, no matter how big or small. Explore the samples in the gallery and filter by theme, style, and color. Choose a planner template to kickstart your small business and jot down your initial ideas. Or go for a list-focused template to get your daily tasks ...

  4. Download Free Business Plan Examples

    A complete business plan Unlike other blank templates, our business plan examples are complete business plans with all of the text and financial forecasts already filled out. Edit the text to make the plan your own and save hundreds of hours. A professional business plan template All 550 of our business plans are in the SBA-approved format that ...

  5. Free editable and printable business plan templates

    706 templates. Create a blank Business Plan. Beige Aesthetic Modern Business Plan A4 Document. Document by Rise & Roar Design. Green Professional Strategic Business Plan Executive Summary. Document by Antler. Startup Business Plan. Document by Maea Studio. Blue White Corporate Business Plan Cover Document.

  6. Free simple business plan templates to edit and print

    Printable simple business plans by Canva. The first step to achieving success for your startup is to have a clear and organized plan. If you can set goals, identify your unique value proposition, and analyze your market and revenue streams from the get-go, then everything else will become easier to handle. Create your roadmap to startup success ...

  7. Free Small Business Plan Templates

    This one page small business plan template is ideal for quick, simple presentations. Use this template to summarize your business overview, market analysis, marketing, and sales plan, key objectives and success metrics, and milestones timeline. Complete the fillable sections to educate investors and inform stakeholders.

  8. Free Business Plan Template

    Try Now. Apply our simple business plan template. to give you a head start. Our business plan software lights the way as you sort through the important elements of creating a business plan. Inject your own creativity into your presentation using our vast library of icons, photos and animations, or keep it simple and clean.

  9. Free Simple Business Plan Template Template for Word

    Bonus Appendices section, if you want to get fancy. Detailed instructions for each section. Add new sections or delete unnecessary ones -- the template is your oyster. Make it yours with your logo and branding. Download it as a PDF or Word file. Print it, email it, send it by carrier pigeon if that's your jam.

  10. Bplans: Business Planning Resources and Free Business Plan Samples

    Business Glossary. Definitions for common terminology and acronyms that every small business owner should know. Bplans offers free business plan samples and templates, business planning resources, how-to articles, financial calculators, industry reports and entrepreneurship webinars.

  11. Free Business Plan Workbook (PDF) for Entrepreneurs

    Our free business planning workbook (PDF) is designed to assist entrepreneurs like you in creating a well-structured and comprehensive business plan. This workbook provides step-by-step guidance and exercises to help you gather and organize the necessary information for your business plan. It covers each of the key aspects of business planning ...

  12. FREE Printable Small Business Planner 2021

    Using the printable template, update your goals each week. Keep your weekly business plan somewhere highly visible so you have to look at it every day. Then, as you plan your days, break down your weekly goal into 3 actionable daily steps that will help move you toward accomplishing your project. Our lives are very full.

  13. Free Simple Business Plan Templates

    Download Basic Business Plan Sample. Word | PDF. This business plan sample serves as an example of a basic business plan that contains all the traditional components. The sample provides a model of what a business plan might look like for a fictional food truck business. Reference this sample as you develop your own business plan.

  14. Create Your Custom Business Plan Online

    1. Create a free Venngage account using your email, Google or Facebook profiles. 2. Select the perfect business plan template from our library of professionally designed templates. 3. Use our online Business Plan Creator to add your information, data and more to your business plan template.

  15. 6 Free Business Plans

    Explore Template Collections. Kick start your business with our hand-curated collection of ready-to-use templates. A collection of professionally designed Business Plans templates available for PDF. Download, customize, and send in minutes.

  16. Free Business Planner Templates In Google Docs, Google Sheets

    To start customizing a business planner template in Google Docs, Google Slides, or Google Sheets, you can use any convenient device with various operating systems. Our editable options can be used via phones, laptops, PCs, or tablets. In addition, all templates are printable. So if you are more accustomed to working with a paper version of a ...

  17. Download 500+ Free Printable Planner Templates

    Create your unique planner using best daily, weekly, monthly, meal, fitness, budget, student, teacher, etc. printable templates. Available in 25+ paper sizes PDFs Download 500+ Free Printable Planner Templates

  18. Free, printable planner templates to customize

    Simply select a template that you like and personalize it to suit your needs. Canva's selection of printable planner templates include beautiful designs that are perfect for laying out your daily, weekly and monthly schedules. Our expertly-designed templates also come in a variety of themes and styles to fit not only your requirements but ...

  19. Free Download PDFs

    Achieve your goals with the 2024 planner that does it all. Available in Daily, Undated, Digital, and Academic planners, find inspiration with an hourly appointment calendar, reflection questions, and more. Perfect for both bullet journal enthusiasts and first time planners alike.

  20. 100 Free Planner Printables to Plan Your Best Life!

    But a planner can help! This 100 page planner includes your choice of 10 ten different planner covers, activity sheets, notes pages, class schedules, homework planner, reading lists, Zoom meeting planner stickers, and reminder stickers for tests, quizzes, projects and assignments. Use promo code SCHOOLPLANNER at checkout to get it for free!

  21. 80+ free planners to download

    FreeDigital Planners. Free. Digital Planners. On our site you can download free planners for digital planning apps (like Goodnotes or Notability) or for print. Download free printable daily, weekly, monthly planners, templates and stickers. Open Catalog.

  22. Daily Current Affairs 30 April 2024: News With PDF

    Daily current affairs 30 April 2024 covers current affairs from International & National news, Important Days, State News, Banking & Economy, Business News, Appointments & Resignation, Awards & Honour, Books & Authors, Sports News, etc., Daily Current Affairs PDF of 30th April 2024 Get More: Static GK Pdfs . CURRENT AFFAIRS : BANKING & FINANCE