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Purchase College Requirements for Admission

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What are Purchase College's admission requirements? While there are a lot of pieces that go into a college application, you should focus on only a few critical things:

• GPA requirements
• Testing requirements, including SAT and ACT requirements
• Application requirements

In this guide we'll cover what you need to get into Purchase College and build a strong application.

School location: Purchase, NY

Admissions Rate: 75.4%

If you want to get in, the first thing to look at is the acceptance rate. This tells you how competitive the school is and how serious their requirements are.

The acceptance rate at Purchase College is 75.4% . For every 100 applicants, 75 are admitted.

This means the school is lightly selective . The school will have their expected requirements for GPA and SAT/ACT scores. If you meet their requirements, you're almost certain to get an offer of admission. But if you don't meet Purchase College's requirements, you'll be one of the unlucky few people who gets rejected.

We can help. PrepScholar Admissions is the world's best admissions consulting service. We combine world-class admissions counselors with our data-driven, proprietary admissions strategies . We've overseen thousands of students get into their top choice schools , from state colleges to the Ivy League.

We know what kinds of students colleges want to admit. We want to get you admitted to your dream schools.

Learn more about PrepScholar Admissions to maximize your chance of getting in.

Purchase College GPA Requirements

Many schools specify a minimum GPA requirement, but this is often just the bare minimum to submit an application without immediately getting rejected.

The GPA requirement that really matters is the GPA you need for a real chance of getting in. For this, we look at the school's average GPA for its current students.

Average GPA: 3.37

The average GPA at Purchase College is 3.37 .

(Most schools use a weighted GPA out of 4.0, though some report an unweighted GPA.

With a GPA of 3.37, Purchase College accepts below-average students . It's OK to be a B-average student, with some A's mixed in. It'd be best to avoid C's and D's, since application readers might doubt whether you can handle the stress of college academics.

If you're currently a junior or senior, your GPA is hard to change in time for college applications. If your GPA is at or below the school average of 3.37, you'll need a higher SAT or ACT score to compensate . This will help you compete effectively against other applicants who have higher GPAs than you.

SAT and ACT Requirements

Each school has different requirements for standardized testing. Only a few schools require the SAT or ACT, but many consider your scores if you choose to submit them.

Purchase College hasn't explicitly named a policy on SAT/ACT requirements, but because it's published average SAT or ACT scores (we'll cover this next), it's likely test flexible. Typically, these schools say, "if you feel your SAT or ACT score represents you well as a student, submit them. Otherwise, don't."

Despite this policy, the truth is that most students still take the SAT or ACT, and most applicants to Purchase College will submit their scores. If you don't submit scores, you'll have one fewer dimension to show that you're worthy of being admitted, compared to other students. We therefore recommend that you consider taking the SAT or ACT, and doing well.

Purchase College SAT Requirements

Many schools say they have no SAT score cutoff, but the truth is that there is a hidden SAT requirement. This is based on the school's average score.

Average SAT: 1170

The average SAT score composite at Purchase College is a 1170 on the 1600 SAT scale.

This score makes Purchase College Competitive for SAT test scores.

Purchase College SAT Score Analysis (New 1600 SAT)

The 25th percentile SAT score is 1150, and the 75th percentile SAT score is 1320. In other words, a 1150 on the SAT places you below average, while a 1320 will move you up to above average .

Here's the breakdown of SAT scores by section:

SAT Score Choice Policy

The Score Choice policy at your school is an important part of your testing strategy.

Purchase College ACT Requirements

Just like for the SAT, Purchase College likely doesn't have a hard ACT cutoff, but if you score too low, your application will get tossed in the trash.

Average ACT: 29

The average ACT score at Purchase College is 29. This score makes Purchase College Moderately Competitive for ACT scores.

The 25th percentile ACT score is 25.63, and the 75th percentile ACT score is 31.38.

Even though Purchase College likely says they have no minimum ACT requirement, if you apply with a 25.63 or below, you'll have a harder time getting in, unless you have something else impressive in your application.

ACT Score Sending Policy

If you're taking the ACT as opposed to the SAT, you have a huge advantage in how you send scores, and this dramatically affects your testing strategy.

Here it is: when you send ACT scores to colleges, you have absolute control over which tests you send. You could take 10 tests, and only send your highest one. This is unlike the SAT, where many schools require you to send all your tests ever taken.

This means that you have more chances than you think to improve your ACT score. To try to aim for the school's ACT requirement of 25.63 and above, you should try to take the ACT as many times as you can. When you have the final score that you're happy with, you can then send only that score to all your schools.

ACT Superscore Policy

By and large, most colleges do not superscore the ACT. (Superscore means that the school takes your best section scores from all the test dates you submit, and then combines them into the best possible composite score). Thus, most schools will just take your highest ACT score from a single sitting.

We weren't able to find the school's exact ACT policy, which most likely means that it does not Superscore. Regardless, you can choose your single best ACT score to send in to Purchase College, so you should prep until you reach our recommended target ACT score of 25.63.

Download our free guide on the top 5 strategies you must be using to improve your score. This guide was written by Harvard graduates and ACT perfect scorers. If you apply the strategies in this guide, you'll study smarter and make huge score improvements.

SAT/ACT Writing Section Requirements

Currently, only the ACT has an optional essay section that all students can take. The SAT used to also have an optional Essay section, but since June 2021, this has been discontinued unless you are taking the test as part of school-day testing in a few states. Because of this, no school requires the SAT Essay or ACT Writing section, but some schools do recommend certain students submit their results if they have them.

Purchase College considers the SAT Essay/ACT Writing section optional and may not include it as part of their admissions consideration. You don't need to worry too much about Writing for this school, but other schools you're applying to may require it.

Final Admissions Verdict

Because this school is lightly selective, you have a great shot at getting in, as long as you don't fall well below average . Aim for a 1150 SAT or a 25.63 ACT or higher, and you'll almost certainly get an offer of admission. As long as you meet the rest of the application requirements below, you'll be a shoo-in.

But if you score below our recommended target score, you may be one of the very few unlucky people to get rejected.

Admissions Calculator

Here's our custom admissions calculator. Plug in your numbers to see what your chances of getting in are. Pick your test: SAT ACT

• 80-100%: Safety school: Strong chance of getting in
• 50-80%: More likely than not getting in
• 20-50%: Lower but still good chance of getting in
• 5-20%: Reach school: Unlikely to get in, but still have a shot
• 0-5%: Hard reach school: Very difficult to get in

How would your chances improve with a better score?

Take your current SAT score and add 160 points (or take your ACT score and add 4 points) to the calculator above. See how much your chances improve?

At PrepScholar, we've created the leading online SAT/ACT prep program . We guarantee an improvement of 160 SAT points or 4 ACT points on your score, or your money back.

Here's a summary of why we're so much more effective than other prep programs:

• PrepScholar customizes your prep to your strengths and weaknesses . You don't waste time working on areas you already know, so you get more results in less time.
• We guide you through your program step-by-step so that you're never confused about what you should be studying. Focus all your time learning, not worrying about what to learn.
• Our team is made of national SAT/ACT experts . PrepScholar's founders are Harvard graduates and SAT perfect scorers . You'll be studying using the strategies that actually worked for them.
• We've gotten tremendous results with thousands of students across the country. Read about our score results and reviews from our happy customers .

There's a lot more to PrepScholar that makes it the best SAT/ACT prep program. Click to learn more about our program , or sign up for our 5-day free trial to check out PrepScholar for yourself:

Application Requirements

Every school requires an application with the bare essentials - high school transcript and GPA, application form, and other core information. Many schools, as explained above, also require SAT and ACT scores, as well as letters of recommendation, application essays, and interviews. We'll cover the exact requirements of Purchase College here.

Application Requirements Overview

• Common Application Accepted
• Electronic Application Available
• Essay or Personal Statement Required for some freshmen
• Letters of Recommendation 1
• Interview Not required
• Application Fee $50
• Fee Waiver Available? Available
• Other Notes Audition, portfolio recommended for some freshmen

Testing Requirements

• SAT or ACT Considered if submitted
• SAT Essay or ACT Writing Optional
• SAT Subject Tests
• Scores Due in Office July 1

Coursework Requirements

• Subject Required Years
• Foreign Language
• Social Studies

Deadlines and Early Admissions

• Offered? Deadline Notification
• Yes July 1 September 1
• Yes November 15 January 1

Admissions Office Information

• Address: 735 Purchase, NY 10577-1400
• Phone: (914) 251-6000
• Email: [email protected]

Other Schools For You

If you're interested in Purchase College, you'll probably be interested in these schools as well. We've divided them into 3 categories depending on how hard they are to get into, relative to Purchase College.

Reach Schools: Harder to Get Into

These schools are have higher average SAT scores than Purchase College. If you improve your SAT score, you'll be competitive for these schools.

Same Level: Equally Hard to Get Into

If you're competitive for Purchase College, these schools will offer you a similar chance of admission.

Safety Schools: Easier to Get Into

If you're currently competitive for Purchase College, you should have no problem getting into these schools. If Purchase College is currently out of your reach, you might already be competitive for these schools.

Data on this page is sourced from Peterson's Databases © 2023 (Peterson's LLC. All rights reserved.) as well as additional publicly available sources.

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The State University of New York at Purchase | SUNY Purchase

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The State University of New York at Purchase | SUNY Purchase’s 2023-24 Essay Prompts

Common app personal essay.

The essay demonstrates your ability to write clearly and concisely on a selected topic and helps you distinguish yourself in your own voice. What do you want the readers of your application to know about you apart from courses, grades, and test scores? Choose the option that best helps you answer that question and write an essay of no more than 650 words, using the prompt to inspire and structure your response. Remember: 650 words is your limit, not your goal. Use the full range if you need it, but don‘t feel obligated to do so.

Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.

The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?

Reflect on a time when you questioned or challenged a belief or idea. What prompted your thinking? What was the outcome?

Reflect on something that someone has done for you that has made you happy or thankful in a surprising way. How has this gratitude affected or motivated you?

Discuss an accomplishment, event, or realization that sparked a period of personal growth and a new understanding of yourself or others.

Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time. Why does it captivate you? What or who do you turn to when you want to learn more?

Share an essay on any topic of your choice. It can be one you‘ve already written, one that responds to a different prompt, or one of your own design.

What will first-time readers think of your college essay?

Ultimate Guide to Writing Your College Essay

Tips for writing an effective college essay.

College admissions essays are an important part of your college application and gives you the chance to show colleges and universities your character and experiences. This guide will give you tips to write an effective college essay.

Want free help with your college essay?

UPchieve connects you with knowledgeable and friendly college advisors—online, 24/7, and completely free. Get 1:1 help brainstorming topics, outlining your essay, revising a draft, or editing grammar.

Writing a strong college admissions essay

Learn about the elements of a solid admissions essay.

Avoiding common admissions essay mistakes

Learn some of the most common mistakes made on college essays

Brainstorming tips for your college essay

Stuck on what to write your college essay about? Here are some exercises to help you get started.

How formal should the tone of your college essay be?

Learn how formal your college essay should be and get tips on how to bring out your natural voice.

Taking your college essay to the next level

Hear an admissions expert discuss the appropriate level of depth necessary in your college essay.

Student Stories

Student Story: Admissions essay about a formative experience

Get the perspective of a current college student on how he approached the admissions essay.

Student Story: Admissions essay about personal identity

Get the perspective of a current college student on how she approached the admissions essay.

Student Story: Admissions essay about community impact

Student story: admissions essay about a past mistake, how to write a college application essay, tips for writing an effective application essay, sample college essay 1 with feedback, sample college essay 2 with feedback.

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Buying College Essays Is Now Easier Than Ever. But Buyer Beware

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As the recent college admissions scandal is shedding light on how parents are cheating and bribing their children's way into college, schools are also focusing on how some students may be cheating their way through college. Concern is growing about a burgeoning online market that makes it easier than ever for students to buy essays written by others to turn in as their own work. And schools are trying new tools to catch it.

It's not hard to understand the temptation for students. The pressure is enormous, the stakes are high and, for some, writing at a college level is a huge leap.

"We didn't really have a format to follow, so I was kind of lost on what to do," says one college freshman, who struggled recently with an English assignment. One night, when she was feeling particularly overwhelmed, she tweeted her frustration.

"It was like, 'Someone, please help me write my essay!' " she recalls. She ended her tweet with a crying emoji. Within a few minutes, she had a half-dozen offers of help.

"I can write it for you," they tweeted back. "Send us the prompt!"

The student, who asked that her name not be used for fear of repercussions at school, chose one that asked for $10 per page, and she breathed a sigh of relief.

"For me, it was just that the work was piling up," she explains. "As soon as I finish some big assignment, I get assigned more things, more homework for math, more homework for English. Some papers have to be six or 10 pages long. ... And even though I do my best to manage, the deadlines come closer and closer, and it's just ... the pressure."

In the cat-and-mouse game of academic cheating, students these days know that if they plagiarize, they're likely to get caught by computer programs that automatically compare essays against a massive database of other writings. So now, buying an original essay can seem like a good workaround.

"Technically, I don't think it's cheating," the student says. "Because you're paying someone to write an essay, which they don't plagiarize, and they write everything on their own."

Her logic, of course, ignores the question of whether she's plagiarizing. When pressed, she begins to stammer.

"That's just a difficult question to answer," she says. "I don't know how to feel about that. It's kind of like a gray area. It's maybe on the edge, kind of?"

Besides she adds, she probably won't use all of it.

Other students justify essay buying as the only way to keep up. They figure that everyone is doing it one way or another — whether they're purchasing help online or getting it from family or friends.

"Oh yeah, collaboration at its finest," cracks Boston University freshman Grace Saathoff. While she says she would never do it herself, she's not really fazed by others doing it. She agrees with her friends that it has pretty much become socially acceptable.

"I have a friend who writes essays and sells them," says Danielle Delafuente, another Boston University freshman. "And my other friend buys them. He's just like, 'I can't handle it. I have five papers at once. I need her to do two of them, and I'll do the other three.' It's a time management thing."

The war on contract cheating

"It breaks my heart that this is where we're at," sighs Ashley Finley, senior adviser to the president for the Association of American Colleges and Universities. She says campuses are abuzz about how to curb the rise in what they call contract cheating. Obviously, students buying essays is not new, but Finley says that what used to be mostly limited to small-scale side hustles has mushroomed on the internet to become a global industry of so-called essay mills. Hard numbers are difficult to come by, but research suggests that up to 16 percent of students have paid someone to do their work and that the number is rising.

"Definitely, this is really getting more and more serious," Finley says. "It's part of the brave new world for sure."

The essay mills market aggressively online, with slickly produced videos inviting students to "Get instant help with your assignment" and imploring them: "Don't lag behind," "Join the majority" and "Don't worry, be happy."

"They're very crafty," says Tricia Bertram Gallant, director of the Academic Integrity Office at the University of California in San Diego and a board member of the International Center for Academic Integrity.

The companies are equally brazen offline — leafleting on campuses, posting flyers in toilet stalls and flying banners over Florida beaches during spring break. Companies have also been known to bait students with emails that look like they're from official college help centers. And they pay social media influencers to sing the praises of their services, and they post testimonials from people they say are happy customers.

"I hired a service to write my paper and I got a 90 on it!" gloats one. "Save your time, and have extra time to party!" advises another.

"It's very much a seduction," says Bertram Gallant. "So you can maybe see why students could get drawn into the contract cheating world."

YouTube has been cracking down on essay mills; it says it has pulled thousands of videos that violate its policies against promoting dishonest behavior.

But new videos constantly pop up, and their hard sell flies in the face of their small-print warnings that their essays should be used only as a guide, not a final product.

Several essay mills declined or didn't respond to requests to be interviewed by NPR. But one answered questions by email and offered up one of its writers to explain her role in the company, called EduBirdie.

"Yes, just like the little birdie that's there to help you in your education," explains April Short, a former grade school teacher from Australia who's now based in Philadelphia. She has been writing for a year and a half for the company, which bills itself as a "professional essay writing service for students who can't even."

Some students just want some "foundational research" to get started or a little "polish" to finish up, Short says. But the idea that many others may be taking a paper written completely by her and turning it in as their own doesn't keep her up at night.

"These kids are so time poor," she says, and they're "missing out on opportunities of travel and internships because they're studying and writing papers." Relieving students of some of that burden, she figures, allows them to become more "well-rounded."

"I don't necessarily think that being able to create an essay is going to be a defining factor in a very long career, so it's not something that bothers me," says Short. Indeed, she thinks students who hire writers are demonstrating resourcefulness and creativity. "I actually applaud students that look for options to get the job done and get it done well," she says.

"This just shows you the extent of our ability to rationalize all kinds of bad things we do," sighs Dan Ariely, professor of psychology and behavioral economics at Duke University. The rise in contract cheating is especially worrisome, he says, because when it comes to dishonest behavior, more begets more. As he puts it, it's not just about "a few bad apples."

"Instead, what we have is a lot ... of blemished apples, and we take our cues for our behavior from the social world around us," he says. "We know officially what is right and what's wrong. But really what's driving our behavior is what we see others around us doing" or, Ariely adds, what we perceive them to be doing. So even the proliferation of advertising for essays mills can have a pernicious effect, he says, by fueling the perception that "everyone's doing it."

A few nations have recently proposed or passed laws outlawing essay mills, and more than a dozen U.S. states have laws on the books against them. But prosecuting essay mills, which are often based overseas in Pakistan, Kenya and Ukraine, for example, is complicated. And most educators are loath to criminalize students' behavior.

"Yes, they're serious mistakes. They're egregious mistakes," says Cath Ellis, an associate dean and integrity officer at the University of New South Wales, where students were among the hundreds alleged to have bought essays in a massive scandal in Australia in 2014.

"But we're educational institutions," she adds. "We've got to give students the opportunity to learn from these mistakes. That's our responsibility. And that's better in our hands than in the hands of the police and the courts."

Staying one step ahead

In the war on contract cheating, some schools see new technology as their best weapon and their best shot to stay one step ahead of unscrupulous students. The company that makes the Turnitin plagiarism detection software has just upped its game with a new program called Authorship Investigate.

The software first inspects a document's metadata, like when it was created, by whom it was created and how many times it was reopened and re-edited. Turnitin's vice president for product management, Bill Loller, says sometimes it's as simple as looking at the document's name. Essay mills typically name their documents something like "Order Number 123," and students have been known to actually submit it that way. "You would be amazed at how frequently that happens," says Loller.

Using cutting-edge linguistic forensics, the software also evaluates the level of writing and its style.

"Think of it as a writing fingerprint," Loller says. The software looks at hundreds of telltale characteristics of an essay, like whether the author double spaces after a period or writes with Oxford commas or semicolons. It all gets instantly compared against a student's other work, and, Loller says, suspicions can be confirmed — or alleviated — in minutes.

"At the end of the day, you get to a really good determination on whether the student wrote what they submitted or not," he says, "and you get it really quickly."

Coventry University in the U.K. has been testing out a beta version of the software, and Irene Glendinning, the school's academic manager for student experience, agrees that the software has the potential to give schools a leg up on cheating students. After the software is officially adopted, "we'll see a spike in the number of cases we find, and we'll have a very hard few years," she says. "But then the message will get through to students that we've got the tools now to find these things out." Then, Glendinning hopes, students might consider contract cheating to be as risky as plagiarizing.

In the meantime, schools are trying to spread the word that buying essays is risky in other ways as well.

Professor Ariely says that when he posed as a student and ordered papers from several companies, much of it was "gibberish" and about a third of it was actually plagiarized.

Even worse, when he complained to the company and demanded his money back, they resorted to blackmail. Still believing him to be a student, the company threatened to tell his school he was cheating. Others say companies have also attempted to shake down students for more money, threatening to rat them out if they didn't pay up.

The lesson, Ariely says, is "buyer beware."

But ultimately, experts say, many desperate students may not be deterred by the risks — whether from shady businesses or from new technology.

Bertram Gallant, of UC San Diego, says the right way to dissuade students from buying essays is to remind them why it's wrong.

"If we engage in a technological arms race with the students, we won't win," she says. "What are we going to do when Google glasses start to look like regular glasses and a student wears them into an exam? Are we going to tell them they can't wear their glasses because we're afraid they might be sending the exam out to someone else who is sending them back the answers?"

The solution, Bertram Gallant says, has to be about "creating a culture where integrity and ethics matter" and where education is valued more than grades. Only then will students believe that cheating on essays is only cheating themselves.

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Is buying an essay online safe.

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As finals approach, it can feel tricky to squeeze more into your schedule. Essay assignments are a critical part of most students’ grades. So, despite the business, ensuring you are ready to hand in top-notch essays is key.

By now, everyone knows how online essay writing services help people . But, many students question whether they should buy essays online, and whether or not it is safe. For instance, what if you receive a paper that does not follow your instructions? How can you know that your identity stays confidential Or, what about plagiarism concerns?

First, buying essays online is safe, if you know what to look for.

If you are wondering whether it is safe to buy essays online, how to ensure your information is kept confidential, and how to avoid plagiarism, this post will cover what you need to know to stay safe.

Avoiding Plagiarism When You Buy Essays

Plagiarism is one of the main concerns students have when it comes to writing essays and considering whether to buy essay papers online. Plagiarism is a costly academic offense, which is why top essay writing services, such as Ultius, take it so seriously.

Starting a new essay free from plagiarism? Learn how to choose the best topic for your research paper.

Top quality essay writing services will provide 100% original, plagiarism-free essays. For instance, if you buy essay papers from a site like Ultius, your draft is run through plagiarism-checking software before it is delivered.

If you buy essays from a high-quality online essay service and are still concerned about plagiarism, you can always check your draft by running it through a program called “Copyscape.” Copyscape is an online plagiarism-detection software that checks your draft’s similarity with all other content available online.

Avoiding plagiarism by working with professionals

Ultimately, if you decide to purchase an essay online, you are much safer working with professional essay writers than getting an essay from a free service. This is because some free essay services actually reuse and recycle content. Contrary, high-quality essay sites only hire professional, highly-skilled writers to write each draft from scratch. Also, these top sites do not even allow their writers to plagiarize. If a writer is caught plagiarizing, they are immediately dismissed.

Keeping your Identity Private When You Buy Essays

Confidentiality is a big concern for many students who choose to buy essays online to save time and ensure they hand in a polished final draft.

For instance, knowing exactly where to buy term papers can seem tricky when you want to be sure everything is kept private. For students simply using a writing service to assist them in the learning, writing and editing process, exposing confidential information can be extremely damaging to one’s academic career. This is why top essay writing sites are careful to take every measure possible to protect clients’ personal information.

This is also why writing service sites such as Ultius use third-party vendors to process your payment information when you place an order. This means that your personal identifying information is not disclosed to your writing team or linked to the subject matter of your order. It also helps to ensure your payment details and financial information are securely and privately protected.

What If the Wrong Paper is Delivered?

Trusting a writing service when you buy academic essays can, no doubt, cause a little apprehension. Especially if it is your first time using an essay service. You might be a little nervous and want to make sure:

• Your writer follows instructions to a T
• Your writer is familiar with your topic and experienced in writing about the subject
• Knows where to find credible, recent sources
• That you will be able to request a revision if you are not happy with your draft
• Will be provided with a refund (or revision) if the wrong paper is delivered

These are all valid concerns, and a top tier writing service will connect you with a professional writer who is a match for your order. This means your writer will be able to:

• Follow all instructions
• Be experienced in your topic
• Find and correctly site recent, scholarly sources
• Directly message you through a message or chat platform to let you know if they have questions

Also, top writing sites will allow you to request a free revision (usually within a specified time frame) if you are not happy with your draft. And if the wrong paper is delivered, a top tier service will make the error right by providing a refund and/or the correct draft.

Still, finding the best essay writing service to fit your needs can take some careful thought, especially if you are needing help with a large project. If you have questions, consider calling the site’s customer service department to sort out any questions with a representative who can help.

Finding a Safe Writing Site You Trust

In review, here are 3 helpful tips to use as a guide when searching for the best place to buy essay papers online.

1) Make sure the service checks for plagiarism

If you are not sure if the writing service you are considering checks drafts for plagiarism, call the site’s customer service department and ask about their process.

2) Keep your identity confidential

A professional writing services should always keep your information 100% confidential. The only time you may be asked to disclose identifying information is to verify your identity for payment purposes, (which is to protect your identity and financial information from theft). But again, top sites like Ultius will use third party payment vendors to complete this step so that your identity still stays hidden from your writing team. We recommend to look for red flags in essay writing review .

3) Choose a top-tier writing service for safety and quality

Working with a top-tier writing service helps to ensure that:

• Your instructions are followed, on-point
• You receive the correct draft, written by a highly skilled writer
• Revisions are an option should any issues come up
• Your identity is protected
• Your draft is 100% original, and plagiarism-free

Ultius is a top-rated and reviewed professional essay writing service, and a great option for undergraduate and graduate students who buy essays online--and want to make sure they stay safe in the process.

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Should You Buy Nvidia Before the Stock Split?

• Nvidia just delighted investors with another strong earnings report and a stock split.
• Stock splits don't change the fundamentals of a business, but are historically correlated with outperformance.
• Nvidia shares have jumped as much as 22% since the stock split announcement.
• Motley Fool Issues Rare “All In” Buy Alert

NASDAQ: NVDA

Nvidia is about to do a 10-for-1 stock split. Is it a buying opportunity?

Don't look now, but Nvidia ( NVDA -0.09% ) stock is soaring again.

Shares of the leading AI chip maker are getting another boost after a strong first-quarter earnings report on May 22 and the surprise announcement of a 10-for-1 stock split .

Coming into the earnings report, there were some signs that the booming AI stock had run its course. Billionaire investors like Stanley Druckenmiller, who capitalized on the earlier surge in Nvidia shares, had begun selling the stock, saying that the upside potential in Nvidia stock had already been captured.

Nvidia shares even fell through much of April, losing 10% on April 19 as a broader scare among AI stocks led to a widespread sell-off, leading some to believe that a bubble in the AI sector was starting to burst.

However, investors who held through that volatility were rewarded when Nvidia stock soared on its recent earnings report, climbing 9.3% on May 23 and adding another 11% over the following days as the company easily beat estimates, touted strong momentum, and announced the stock split, which is set to go into effect on June 10.

With the 10-for-1 split coming down the pike, it seems like an obvious question for investors who don't already own the stock or are considering adding some more: Should you buy Nvidia stock before the split?

Let's take a look at some of the key factors investors should be considering in order to make that decision.

Image source: Getty Images.

What the stock split means for Nvidia

Stock splits tend to attract a lot of attention among retail investors, but before you dump your life savings into Nvidia, it's important to understand what the split actually means for the stock.

A stock split doesn't change the fundamentals of a business. A stock split is a relatively simple process of splitting the company's "pie" into more pieces. Investors end up with more shares, but those shares are worth proportionally less. In the case of Nvidia's stock split, investors will own 10 times as many shares as before, but the shares will only be worth one-tenth of what they were before the split.

While stock splits don't change anything for the business and only affect the share price nominally, they have a positive connotation in the stock market. Some of that may be a simple misunderstanding about what a stock split does, but part of the reason is that a stock split acts as a milestone for a stock's growth and triggers interest in the stock. It's a way of resetting the share price both in actuality and psychologically, preparing it for another run-up.

In the case of a stock like Nvidia, a 10-for-1 split also sets it up to possibly become a component of the Dow Jones Industrial Average , as its current price of around $1,100 effectively disqualifies it from inclusion in the Dow because it's a price-weighted index and Nvidia's high price would distort the index.

A stock split also occurs after a stock has made sufficient gains, meaning it's representative of successful companies. Laggards don't need to split their share prices because they never gain enough to warrant. A lower share price also makes the stock more affordable for retail investors, bringing in more newer investors.

There's also some evidence that, on average, stock split stocks tend to outperform the S&P 500 over the next year. According to research from Bank of America , stocks that split have delivered an average of 25% total returns in the following 12 months, compared to just 12% for the S&P 500.

However, that's far from an ironclad rule, as 30% of those stock-split companies saw their share price drop over the ensuing year. For Nvidia, it seems like the stock split announcement is helping to move the stock higher for now.

Should you buy Nvidia stock before the split?

It's difficult to predict short-term movements in stock prices, and the recent run-up in Nvidia's share price brings with it the risk of a "sell-the-news" type of event when the split actually goes through.

However, Nvidia reminds us quarter in and quarter out that the hype around the stock is well-deserved. The chipmaker continues to put up astonishing growth numbers and breeze past Wall Street estimates. And despite the pearl-clutching among some investors about competition and a potential bubble in AI stocks , Nvidia's latest update made it clear that competition is not yet a significant threat in the rapidly growing data center GPU market and that its growth rate remains strong even as comparisons are getting more difficult.

Additionally, Nvidia continues to offer the most comprehensive vision of a generative AI-centric future, and CEO Jensen Huang's portrait of "AI factories," or large clusters for AI training and inference for big tech companies like Tesla and Meta Platforms , is compelling. It's also something no other company can currently come close to matching.

For now, the AI race looks like it's Nvidia's to lose, and the chip titan is showing no signs of slowing. Given that reality, buying Nvidia shares before the stock split looks like a smart move.

Bank of America is an advertising partner of The Ascent, a Motley Fool company. Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to Meta Platforms CEO Mark Zuckerberg, is a member of The Motley Fool's board of directors. Jeremy Bowman has positions in Bank of America and Meta Platforms. The Motley Fool has positions in and recommends Bank of America, Meta Platforms, Nvidia, and Tesla. The Motley Fool recommends Intel and recommends the following options: long January 2025 $45 calls on Intel and short May 2024 $47 calls on Intel. The Motley Fool has a disclosure policy .

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Title Transfers

When you buy a vehicle, you need to transfer the vehicle’s title to establish yourself as the new legal owner.

You may need to enable third-party cookies in your browser settings for this application.

Before you begin:

Have the California Certificate of Title with you. Make sure the title has been signed by the buyer(s), seller(s), and lienholder (if applicable).

If you do not have the title, complete an Application for Replacement or Transfer of Title (REG 227) .

Have the following:

• Your driver’s license number
• Vehicle license plate number
• Vehicle identification number (VIN)
• Legal owner (or lienholder) name and address
• Vehicle make, model, and year
• Purchase date and price

Be able to pay the transfer fee . All transfer fees are the responsibility of the buyer.

Allow 30 days from the day DMV receives your documents to process your title transfer.

An individual, co-owners, trust, or business may be established as the owner.

Questions? Ask the Title Transfer Assistant

Frequently asked questions.

Title transfer requirements vary based on circumstance. If you need additional guidance, the FAQs below may help.

Any change of the current registered owner or lienholder (legal owner) of a vehicle or vessel/boat requires transferring the title to the new owner. Transfer of ownership between the seller and the buyer must be started with DMV within 10 days of the sale of the vehicle or boat. You will need:

• The California Certificate of Title. 
• Signature(s) of the seller(s), buyer(s), and lienholder (if applicable).
• Transfer fees . All transfer fees are the responsibility of the buyer.   

Once you start the online Title Transfer process, a DMV Virtual Assistant will let you know if you also need:

• Smog certification
• Use tax and/or various other fees.
• Application for Replacement or Transfer of Title (REG 227) form.
• A Vehicle/Vessel Transfer and Reassignment (REG 262) form.
• A Statement of Facts (REG 256) form.
• A Notice of Transfer and Release of Liability (REG 138) form.
• Other less commonly used forms.

The example below indicates where to complete the current California Certificate of Title.

FRONT OF TITLE: Current registered owner or legal owner (Lienholder) signs and dates here to release ownership. If you are changing legal ownership by removing or deleting a Lienholder, the current registered owner(s) does  not  sign line 1A/1B and does  not  complete lines 3A-13.

BACK OF TITLE: New lienholder’s name (such as a bank or other financial institution), if any, is printed here.

HTVR 32 (REV. 6/2022)

A vehicle can be registered in the name of a trust as registered owners. The purchasers would enter the name of the trust as the new registered owner on the back of the title with one of the trustees signing for the trust. When the transfer of ownership is processed, it would be processed just like a vehicle being registered in a company’s name vs. an individual as owner.

A vehicle or vessel may be owned by two or more co-owners. Co-owner names may be joined by “and”, “and/or”, or “or”. Certificates issued for applications  not  indicating “and” or “or” between the names will show “and” as represented by a slash (/) between the names.

All owners  must  endorse the title or registration application to register the vehicle or boat, but the requirements for releasing ownership vary.

The signature of only  one  owner is required to transfer ownership when the co-owner names are joined by “and/or” or “or”.

The signatures of  all  owners are required to transfer ownership when the co-owner names are joined by “and”. Ownership passes to the surviving co-owner upon the death of a co-owner or, with the surviving co-owner’s release, to a new owner. A deceased co-owner’s interest may only be released by one of the following:

• Heir of the deceased with an  Affidavit for Transfer Without Probate California Titled Vehicle or Vessels Only (REG 5)  form.
• Administrator with Letters of Administration.
• Executor with Letters Testamentary.

When the names are joined by the word “or,” one owner can sell the vehicle without the other’s signature. The word “and” or a slash (/) requires the signature of each owner to sell the vehicle.

Submit the following to DMV:

• A California Certificate of Title or, if lost, an  Application for Replacement or Transfer of Title (REG 227)  form, signed for the decedent and countersigned by the heir. Example: John Jones by Mary S. Jones, sole heir, successor, administrator, executor, conservator, guardian, or trustee.
• Affidavit for Transfer Without Probate California Titled Vehicle or Vessels Only (REG 5)  form completed by the heir. A power of attorney (POA) cannot be used to sign a REG 5.
• Court order, Letters Testamentary, Letters of Administration, Letters of Administration with Will Annexed, or Letters of Special Administration.
• A REG 256 with the applicable sections completed.
• An odometer disclosure statement for vehicles less than 10 years old completed on the California Certificate of Title or Vehicle/Vessel Transfer and Reassignment Form (REG 262) (not available online).
• Fees for transfer of ownership and, if due, registration renewal and use tax.

Transfer Without Probate

In certain situations, the decedent’s heir may transfer title of a vehicle/vessel without going through probate. Requirements are:

• Person(s) who succeeded to the property of the decedent.
• Conservator or guardian of the property of the person(s) who succeeded to the property of the decedent.
• Beneficiary under the decedent’s last will and testament.
• Trustee(s), under a trust agreement by the deceased, in which the primary beneficiaries are the next of kin.
• The value of the decedent’s property in California does not exceed $150,000. Does  not  include vehicles, vessels, commercial coaches, or manufactured, mobile, or floating homes. To calculate the property value, see  California Probate Code  §13050.
• The vehicle/vessel is titled in California. Vehicles/vessels titled in another state  must  be transferred in that state (requirements may differ from California).
• 40 days have lapsed since the registered or legal owner’s date of death.
• An original or certified copy of each owner’s death certificate and, if owned jointly by two or more decedent’s, a REG 5 for the most recent decedent
• If owned jointly by two or more persons and one is deceased, a REG 5  cannot  be used to circumvent the surviving owner’s interest. However, the surviving owner (if an heir) may complete a REG 5 to release the decedent’s interest. The title must be signed twice, once by the surviving owner and once on behalf of the decedent.

Trust Transfers

Establishment of a trust commits the property or assets of an individual(s) to a trustee for use or safekeeping.

• A releasing signature for a trust  cannot  be made by power of attorney, unless the power of attorney document is restricted to a specific transaction.
• If more than one trustee is shown without “or,” or a slash (/) between the names,  each  trustee must sign the title.
• If the trustee signing is not shown on the title, a REG 256 (Section G) is required attesting to his/her appointment as successor trustee by the trustor or retiring trustee.
• If a trustee releases interest of a vehicle/vessel not registered to a trust, ownership is determined by the decedent’s will as contained in the trust document. The trust document and REG 262 copies may be required.
• If no trustee name is shown on the title, a REG 256 (Section G) is required attesting to his/her appointment as trustee or successor trustee by the trustor.

Transfer With Court Documents

The Certificate of Title must be signed for the decedent and countersigned by the executor or administrator.

Once the buyer has all the required documentation and DMV receives the completed Notice of Transfer and Release of Liability from the seller, the seller’s part of the sale is complete. Once the buyer provides DMV with all the proper documents and fees, and all the requirements are met (for example, smog certification), the vehicle record is updated to reflect the change of ownership (the seller’s name is removed) and a registration card is issued to the new owner. A new title is issued within 10-15 calendar days.

It’s easy to submit a Notice of Transfer and Release of Liability (NRL) online to let DMV know that you are no longer responsible for parking/traffic violations or civil or criminal actions associated with the vehicle after the date of sale.

Additional Information

• What You Need to Know When Buying a Vehicle
• Changing Vehicle Ownership
• How to Find the Legal Owner (Lienholder)
• Transferring a Vehicle From an Individual to an Estate
• Transferring a Vehicle from a Deceased Owner

General Disclaimer

When interacting with the Department of Motor Vehicles (DMV) Virtual Assistant, please do not include any personal information.

When your chat is over, you can save the transcript. Use caution when using a public computer or device.

The DMV chatbot and live chat services use third-party vendors to provide machine translation. Machine translation is provided for purposes of information and convenience only. The DMV is unable to guarantee the accuracy of any translation provided by the third-party vendors and is therefore not liable for any inaccurate information or changes in the formatting of the content resulting from the use of the translation service.

The content currently in English is the official and accurate source for the program information and services DMV provides. Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes. If any questions arise related to the information contained in the translated content, please refer to the English version.

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The Department of Motor Vehicles (DMV) website uses Google™ Translate to provide automatic translation of its web pages. This translation application tool is provided for purposes of information and convenience only. Google™ Translate is a free third-party service, which is not controlled by the DMV. The DMV is unable to guarantee the accuracy of any translation provided by Google™ Translate and is therefore not liable for any inaccurate information or changes in the formatting of the pages resulting from the use of the translation application tool.

The web pages currently in English on the DMV website are the official and accurate source for the program information and services the DMV provides. Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes. If any questions arise related to the information contained in the translated website, please refer to the English version.

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What Art Buyers Need to Know About BOGO Deals

Opinions on 'buy one, gift one' deals are decidedly mixed in the art world..

What’s the real price for a hot artist’s work these days? It may not actually be the gallery’s stated price but double that—the reason being that if you truly want a work by that artist, you’ll have to buy two of them. You’ll only get to keep one, though. And if that doesn’t make sense, welcome to the pressure cooker that is the contemporary art market. There’s an acronym for this: BOGO, which stands for ‘buy one, gift one,’ although in actuality the collector is buying two artworks. It’s just that one of them will be, via an agreement brokered by the art dealer, donated to a museum.

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In theory, and perhaps in fact, the art buying BOGO is a win-win-win-win scheme, as the artist benefits from two sales and gains the prestige of having artwork in the collection of a museum; the dealer gets to sell two pieces for the effort of selling just the one; the museum gets an artwork it might not have the budget to buy outright; and the collector gets an artwork by an in-demand artist plus a tax break.

SEE ALSO: Collaboration Queen Sarah Andelman Is Behind Art Basel’s Concept Shop

BOGO is the most recent incarnation of the gallery waiting list, wherein people interested in purchasing a work by a much sought-after talent would be allowed to buy their way up the queue, proving their loyalty to the gallery in the hope of eventually being at the top of the list. It was an exercise in patience that could take years to pay off, while BOGO is right now. There can be such a large swarm of prospective buyers competing for a limited number of artworks by a particular artist that those who are willing to buy two and part with one of them gain an advantage. “I may have three hundred requests for twelve works,” New York gallery owner Marianne Boesky told Observer. “Part of my job is to be a gatekeeper.”

In the hunt for work by sought-after artists, dealers have the upper hand, and while some might offer discounts of 10 or 20 percent for purchases of two works, they don’t have to. When every piece has ten possible buyers, Boesky noted, there is little need to provide incentives. Los Angeles art advisor Victoria Burns said that when prospective buyers express interest in one of the hottest artist’s works, they’re often told, “We are taking interest, and we’ll get back to you.”

Opinions on art buying BOGO deals are mixed

“Some clients, for lack of a better term, feel icky about it,” because of the degree of market manipulation baked in—BOGO artificially elevates an artist’s prestige by engineering a museum acquisition, said Alex Glauber , a Manhattan art advisor. New York City art advisor Ralph DeLuca called BOGO “a lazy way for a gallery to sell two paintings.” But a third New York art advisor and collector in his own right, Todd Levin , found that one such arrangement made sense. He had visited the Marianne Boesky Gallery in the fall of 2022 to see an exhibit of paintings by artist Danielle Mckinney and gave Boesky a list of three works in the show that were of interest to him as a buyer. One of those three paintings, Idol , was identified by a curator at the Detroit Institute of Arts as a piece the institution would like to own. In fact, DIA was one of nine museums that notified the gallery of their interest in works by the artist, so Boesky offered to sell Levin that painting and another by the artist if he agreed to donate Idol to the museum. He paid $50,000 total for two works and received one.

“We’re in the career-building business,” Boesky explained, noting that “in the eyes of the market, the standing of an artist is elevated by works getting into museum collections.”

Levin, who lived the first thirty years of his life in Detroit, was happy to “give back to the community I was so long a part of” by putting the painting on long-term loan to the museum with the idea of making a permanent donation of it later this year.

The tax benefits of art buying BOGOs

Under current IRS rules, donors of objects must wait at least a year and a day to gift them to nonprofit institutions like art museums if they plan to claim an income tax deduction based on the piece’s fair market value as determined by a qualified appraiser. Less than a year and a day, the IRS will only allow a deduction of the cost value of the item—what the donor actually paid. In the speculative world of art, the hope is that an artist’s prices will rise quickly, which sometimes does happen, as gaps between the primary and secondary markets can be wide as galleries are reluctant to jack up the prices for their artists’ works too quickly, which could destabilize an artist’s market. As a result, “if you have an artist who is selling at $25,000 on the primary market but is going for $250,000 at auction, buying two at $50,000 is a bargain,” Boesky said.

That is a big part of the sales pitch that art dealers make for BOGO. When there are sizable gaps between what the primary market dealer is charging for the artist’s work and what is being realized on the secondary (auction) market, the buyer potentially could make up in a charitable deduction some or all of the price of the second artwork. It’s a crafty way to think about collecting art, but consider that quite a few of the top art collectors manage hedge funds.

Here’s an example of how BOGO benefits buyers: Artist X’s work sells for $25,000. A collector who earns $500,000 per year wants one, but the only way that can happen is if he buys two, at $50,000 total, with one going to a museum. Part of the appeal of a BOGO for art buyers is the potential gap between the primary market price and the secondary market price. Assuming a qualified appraiser deems the artist’s work to have a fair market value of $100,000 (perhaps based on Artist X’s art selling at auction for $100,000 or more), the donor may end up breaking even as part of a tax filing. Ralph Lerner , a Manhattan lawyer who works with collectors on their tax planning, told Observer that “any transfer of an artwork to a public charity is limited to thirty percent of adjusted gross income, so in theory, if the taxpayer could obtain a qualified appraisal by a qualified appraiser, a deduction of $100,000 might be claimed that would potentially reduce the taxpayer’s tax bill by $50,000.”

Some art collectors aren’t willing to play the game

Despite the potential tax benefits, some collectors are just plain turned off by what amounts to BOGO requirements . Vicki Kogan , an art collector in Manhattan Beach, California, expressed interest in a sculptural work by New York City-based artist Kathleen Ryan that was on display at a lower Manhattan art gallery in 2021 during a visit to the city. “The gallery told me, ‘You can buy one work now, but you’ll also have to buy another piece and give it to a museum.’” Each work costs $95,000.

“My first reaction was, who would go along with that?” she said. “It’s ridiculous. It’s bullshit.” Other words she used were “galling” and “completely unacceptable,” and she informed her art advisor, the aforementioned Burns, that she wanted nothing to do with that gallery, ever. “There is plenty of art in the world. There are a lot of good artists who are worth supporting. I don’t need art that badly.”

And of course, just because an artist has been deemed “hot” does not ensure that every museum will want that donation—or that prices for that artist’s work will go up. New York art advisor Megan Fox Kelly said that some “galleries might insist that a collector buy and donate a work to a particular museum but the museum is not yet interested in adding that artist to their collection; in other cases, the gallery might insist the collector donate the work to a specific museum when they have a strong affiliation with another museum.”

Worse is when a gallery demands that a work be donated to a museum but has not identified any museums for the buyer to approach. “In that case, the dealer is demanding that the buyer do the work that the dealer should have done already,” said Michael Duffy , head of art planning at Merrill Lynch, Bank of America. Ultimately, a gallery should make arrangements for where and when an artwork is to be donated before buyers part with their money.

• SEE ALSO : Why Defining Exactly Who Is and Isn’t an Artist Matters

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Purchase Adopts Test-Optional Admissions Policy

Beginning this fall, prospective students choose whether to submit SAT/ACT scores when they apply to Purchase.

The college joins over 950 institutions of higher education in the U.S. who have realized the benefits of test-optional admissions, including Emerson, Dickinson, and Skidmore.

Purchase has always prioritized factors beyond test scores when considering students for admission. Our holistic review process emphasizes access, fit, and talent-driven assessment, which consistently results in higher academic achievement, persistence, and/or graduation rates.

A test-optional policy aligns with our commitment to wider access, responds to growing concern over the stress of the college admissions process, and mitigates the advantages of pre-test coaching that some applicants may have over others. The policy helps to level the playing field for those students at an economic disadvantage and saves all students time and money.

Studies show that after family income, the greatest predictor of success in college is high school GPA. Furthermore, lower SAT/ACT scores do not impair student achievement in college (NACAC, 2013). SAT/ACT scores are simply unreliable at predicting success among college students.

For the past two application seasons , Purchase has required all candidates for undergraduate admission to respond to the following prompt:

Purchase College’s motto is “Think Wide Open.” It’s our way of learning, teaching, and being, and so much more. By choosing Purchase, students make a conscious decision to join an intense community with a deep respect for individuality and diversity and an unparalleled environment of creativity and innovation.

As an applicant, we want to know what Think Wide Open means to you. All students submit either an essay, video, or a previously graded work for which you earned a B+ or better. It should be original and should connect to Think Wide Open broadly or specifically.

Applicant responses are evaluated for scholastic merit, organization, creativity, originality, purpose, and clarity. In the inaugural year of this change, the yield of the incoming class increased by 3 percentage points.

Applicants who have already submitted their scores may choose to have them considered or request they not be taken into account during review for admission. Students will indicate their preference for use of test results on the Purchase section of the Common Application or the SUNY Supplemental Form. They are welcome to consult with admissions staff about their decision.

In determining academic ability and college readiness, particular weight will be given to a student’s grade point average, class rank, courses taken, evidence of leadership and motivation, and any supplemental items provided by the students as well as the quality of their chosen college preparatory academic program. 

It’s expected this policy change coupled with the required “Think Wide Open” submission will result in the following outcomes:

• Increased number of applications
• Improved selectivity
• Greater diversity
• More timely admissions decisions
• Increased number of incoming students for whom Purchase is their first choice.

See links below for additional background on Test-Optional Outcomes.

Applications

Dropping the SAT/ACT requirement typically increases applications an additional 250 on average, according to a 2014 study at the University of Georgia .

Score Submission

Dickinson-Test Optional Admissions Policy

Admissions/Yield

Mount Holyoke College’s Experience with Optional Submission of SAT

Results of Removing Standardized Test Scores from College Admissions

Understanding the Impacts of the Test Optional Admission Policy (Ithaca College)

https://www.ithaca.edu/ir/docs/testoptionalpaper2.pdf

Going Test-Optional: Gathering Evidence And Making The Decision at Ithaca College

www.ithaca.edu/ir/docs/testoptionalpaper.pdf

Academic Performance

Inside Higher Ed ‘ Virtually No Difference’

Understanding the Impacts of the Test Optional Admission Policy (Ithaca)

Graduation Rates

The University of Georgia study , which compared 180 selective liberal arts colleges, 32 of them test-optional, found no statistical difference in enrollment of low-income and underrepresented minority students.

Before Wake Forest dropped its test requirement, underrepresented minorities made up 12 percent of the freshman class. Six years later, their numbers had risen 4 percentage points

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Buying College Essays Is Now Easier Than Ever. But Buyer Beware

Tovia Smith

Concern is growing about a burgeoning online market for essays that students can buy and turn in as their own work. And schools are trying new tools to catch it. Angela Hsieh/NPR hide caption

Concern is growing about a burgeoning online market for essays that students can buy and turn in as their own work. And schools are trying new tools to catch it.

As the recent college admissions scandal is shedding light on how parents are cheating and bribing their children's way into college, schools are also focusing on how some students may be cheating their way through college. Concern is growing about a burgeoning online market that makes it easier than ever for students to buy essays written by others to turn in as their own work. And schools are trying new tools to catch it.

It's not hard to understand the temptation for students. The pressure is enormous, the stakes are high and, for some, writing at a college level is a huge leap.

"We didn't really have a format to follow, so I was kind of lost on what to do," says one college freshman, who struggled recently with an English assignment. One night, when she was feeling particularly overwhelmed, she tweeted her frustration.

"It was like, 'Someone, please help me write my essay!' " she recalls. She ended her tweet with a crying emoji. Within a few minutes, she had a half-dozen offers of help.

"I can write it for you," they tweeted back. "Send us the prompt!"

The student, who asked that her name not be used for fear of repercussions at school, chose one that asked for $10 per page, and she breathed a sigh of relief.

"For me, it was just that the work was piling up," she explains. "As soon as I finish some big assignment, I get assigned more things, more homework for math, more homework for English. Some papers have to be six or 10 pages long. ... And even though I do my best to manage, the deadlines come closer and closer, and it's just ... the pressure."

In the cat-and-mouse game of academic cheating, students these days know that if they plagiarize, they're likely to get caught by computer programs that automatically compare essays against a massive database of other writings. So now, buying an original essay can seem like a good workaround.

"Technically, I don't think it's cheating," the student says. "Because you're paying someone to write an essay, which they don't plagiarize, and they write everything on their own."

Her logic, of course, ignores the question of whether she's plagiarizing. When pressed, she begins to stammer.

"That's just a difficult question to answer," she says. "I don't know how to feel about that. It's kind of like a gray area. It's maybe on the edge, kind of?"

Besides she adds, she probably won't use all of it.

Other students justify essay buying as the only way to keep up. They figure that everyone is doing it one way or another — whether they're purchasing help online or getting it from family or friends.

"Oh yeah, collaboration at its finest," cracks Boston University freshman Grace Saathoff. While she says she would never do it herself, she's not really fazed by others doing it. She agrees with her friends that it has pretty much become socially acceptable.

"I have a friend who writes essays and sells them," says Danielle Delafuente, another Boston University freshman. "And my other friend buys them. He's just like, 'I can't handle it. I have five papers at once. I need her to do two of them, and I'll do the other three.' It's a time management thing."

The war on contract cheating

"It breaks my heart that this is where we're at," sighs Ashley Finley, senior adviser to the president for the Association of American Colleges and Universities. She says campuses are abuzz about how to curb the rise in what they call contract cheating. Obviously, students buying essays is not new, but Finley says that what used to be mostly limited to small-scale side hustles has mushroomed on the internet to become a global industry of so-called essay mills. Hard numbers are difficult to come by, but research suggests that up to 16 percent of students have paid someone to do their work and that the number is rising.

"Definitely, this is really getting more and more serious," Finley says. "It's part of the brave new world for sure."

The essay mills market aggressively online, with slickly produced videos inviting students to "Get instant help with your assignment" and imploring them: "Don't lag behind," "Join the majority" and "Don't worry, be happy."

"They're very crafty," says Tricia Bertram Gallant, director of the Academic Integrity Office at the University of California in San Diego and a board member of the International Center for Academic Integrity.

The companies are equally brazen offline — leafleting on campuses, posting flyers in toilet stalls and flying banners over Florida beaches during spring break. Companies have also been known to bait students with emails that look like they're from official college help centers. And they pay social media influencers to sing the praises of their services, and they post testimonials from people they say are happy customers.

"I hired a service to write my paper and I got a 90 on it!" gloats one. "Save your time, and have extra time to party!" advises another.

"It's very much a seduction," says Bertram Gallant. "So you can maybe see why students could get drawn into the contract cheating world."

YouTube has been cracking down on essay mills; it says it has pulled thousands of videos that violate its policies against promoting dishonest behavior.

But new videos constantly pop up, and their hard sell flies in the face of their small-print warnings that their essays should be used only as a guide, not a final product.

Several essay mills declined or didn't respond to requests to be interviewed by NPR. But one answered questions by email and offered up one of its writers to explain her role in the company, called EduBirdie.

"Yes, just like the little birdie that's there to help you in your education," explains April Short, a former grade school teacher from Australia who's now based in Philadelphia. She has been writing for a year and a half for the company, which bills itself as a "professional essay writing service for students who can't even."

Some students just want some "foundational research" to get started or a little "polish" to finish up, Short says. But the idea that many others may be taking a paper written completely by her and turning it in as their own doesn't keep her up at night.

"These kids are so time poor," she says, and they're "missing out on opportunities of travel and internships because they're studying and writing papers." Relieving students of some of that burden, she figures, allows them to become more "well-rounded."

"I don't necessarily think that being able to create an essay is going to be a defining factor in a very long career, so it's not something that bothers me," says Short. Indeed, she thinks students who hire writers are demonstrating resourcefulness and creativity. "I actually applaud students that look for options to get the job done and get it done well," she says.

"This just shows you the extent of our ability to rationalize all kinds of bad things we do," sighs Dan Ariely, professor of psychology and behavioral economics at Duke University. The rise in contract cheating is especially worrisome, he says, because when it comes to dishonest behavior, more begets more. As he puts it, it's not just about "a few bad apples."

Felicity Huffman And 12 Other Parents To Plead Guilty In College Cheating Scandal

"Instead, what we have is a lot ... of blemished apples, and we take our cues for our behavior from the social world around us," he says. "We know officially what is right and what's wrong. But really what's driving our behavior is what we see others around us doing" or, Ariely adds, what we perceive them to be doing. So even the proliferation of advertising for essays mills can have a pernicious effect, he says, by fueling the perception that "everyone's doing it."

A few nations have recently proposed or passed laws outlawing essay mills, and more than a dozen U.S. states have laws on the books against them. But prosecuting essay mills, which are often based overseas in Pakistan, Kenya and Ukraine, for example, is complicated. And most educators are loath to criminalize students' behavior.

"Yes, they're serious mistakes. They're egregious mistakes," says Cath Ellis, an associate dean and integrity officer at the University of New South Wales, where students were among the hundreds alleged to have bought essays in a massive scandal in Australia in 2014.

"But we're educational institutions," she adds. "We've got to give students the opportunity to learn from these mistakes. That's our responsibility. And that's better in our hands than in the hands of the police and the courts."

Staying one step ahead

In the war on contract cheating, some schools see new technology as their best weapon and their best shot to stay one step ahead of unscrupulous students. The company that makes the Turnitin plagiarism detection software has just upped its game with a new program called Authorship Investigate.

The software first inspects a document's metadata, like when it was created, by whom it was created and how many times it was reopened and re-edited. Turnitin's vice president for product management, Bill Loller, says sometimes it's as simple as looking at the document's name. Essay mills typically name their documents something like "Order Number 123," and students have been known to actually submit it that way. "You would be amazed at how frequently that happens," says Loller.

Using cutting-edge linguistic forensics, the software also evaluates the level of writing and its style.

"Think of it as a writing fingerprint," Loller says. The software looks at hundreds of telltale characteristics of an essay, like whether the author double spaces after a period or writes with Oxford commas or semicolons. It all gets instantly compared against a student's other work, and, Loller says, suspicions can be confirmed — or alleviated — in minutes.

"At the end of the day, you get to a really good determination on whether the student wrote what they submitted or not," he says, "and you get it really quickly."

Coventry University in the U.K. has been testing out a beta version of the software, and Irene Glendinning, the school's academic manager for student experience, agrees that the software has the potential to give schools a leg up on cheating students. After the software is officially adopted, "we'll see a spike in the number of cases we find, and we'll have a very hard few years," she says. "But then the message will get through to students that we've got the tools now to find these things out." Then, Glendinning hopes, students might consider contract cheating to be as risky as plagiarizing.

In the meantime, schools are trying to spread the word that buying essays is risky in other ways as well.

Professor Ariely says that when he posed as a student and ordered papers from several companies, much of it was "gibberish" and about a third of it was actually plagiarized.

Even worse, when he complained to the company and demanded his money back, they resorted to blackmail. Still believing him to be a student, the company threatened to tell his school he was cheating. Others say companies have also attempted to shake down students for more money, threatening to rat them out if they didn't pay up.

The lesson, Ariely says, is "buyer beware."

But ultimately, experts say, many desperate students may not be deterred by the risks — whether from shady businesses or from new technology.

Bertram Gallant, of UC San Diego, says the right way to dissuade students from buying essays is to remind them why it's wrong.

"If we engage in a technological arms race with the students, we won't win," she says. "What are we going to do when Google glasses start to look like regular glasses and a student wears them into an exam? Are we going to tell them they can't wear their glasses because we're afraid they might be sending the exam out to someone else who is sending them back the answers?"

The solution, Bertram Gallant says, has to be about "creating a culture where integrity and ethics matter" and where education is valued more than grades. Only then will students believe that cheating on essays is only cheating themselves.

When does the Nvidia stock split happen? What you need to know

Tech giant Nvidia is taking advantage of a strong opening to the year with a 10-for-one stock split.

The artificial intelligence and computer hardware company announced the split in its first quarter earnings call last week.

The company reported a more than  260% increase in revenue  compared to the first quarter in 2023, while data center revenue jumped 427% from last year to $22.6 billion. The increase is fueled in part by the demand for generative AI training, the company said.

"The next industrial revolution has begun," Jensen Huang, Nvidia founder and CEO, said in a news release. "Companies and countries are partnering with Nvidia to shift the trillion-dollar traditional data centers to accelerated computing and build a new type of data center − AI factories − to produce a new commodity: artificial intelligence." 

Here's what you need to know about Nvidia's stock split.

When will Nvidia stock split?

Nvidia stock will split after the close of trading on June 7.

When do investors need to hold Nvidia stock to have it split?

Nvidia investors will need to hold the stock by the end of regular trading June 6 for their shares to be split.

When will Nvidia stock trade on the split basis?

Trading of Nvidia stock on the split basis will begin June 10.

The company will pay out a one cent per share dividend based on post-split holdings on June 28. Shareholders must have shares after market close on June 11 to receive the dividend.

What would the price of Nvidia be if it split today?

Nvidia stock closed trading Wednesday at $1,148.25 per share. It would be valued at $114.82 per share after the split.

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