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College Essays

If you grow up to be a professional writer, everything you write will first go through an editor before being published. This is because the process of writing is really a process of re-writing —of rethinking and reexamining your work, usually with the help of someone else. So what does this mean for your student writing? And in particular, what does it mean for very important, but nonprofessional writing like your college essay? Should you ask your parents to look at your essay? Pay for an essay service?

If you are wondering what kind of help you can, and should, get with your personal statement, you've come to the right place! In this article, I'll talk about what kind of writing help is useful, ethical, and even expected for your college admission essay . I'll also point out who would make a good editor, what the differences between editing and proofreading are, what to expect from a good editor, and how to spot and stay away from a bad one.

Table of Contents

What Kind of Help for Your Essay Can You Get?

What's Good Editing?

What should an editor do for you, what kind of editing should you avoid, proofreading, what's good proofreading, what kind of proofreading should you avoid.

What Do Colleges Think Of You Getting Help With Your Essay?

Who Can/Should Help You?

Advice for editors.

Should You Pay Money For Essay Editing?

The Bottom Line

What's next, what kind of help with your essay can you get.

Rather than talking in general terms about "help," let's first clarify the two different ways that someone else can improve your writing . There is editing, which is the more intensive kind of assistance that you can use throughout the whole process. And then there's proofreading, which is the last step of really polishing your final product.

Let me go into some more detail about editing and proofreading, and then explain how good editors and proofreaders can help you."

Editing is helping the author (in this case, you) go from a rough draft to a finished work . Editing is the process of asking questions about what you're saying, how you're saying it, and how you're organizing your ideas. But not all editing is good editing . In fact, it's very easy for an editor to cross the line from supportive to overbearing and over-involved.

Ability to clarify assignments. A good editor is usually a good writer, and certainly has to be a good reader. For example, in this case, a good editor should make sure you understand the actual essay prompt you're supposed to be answering.

Open-endedness. Good editing is all about asking questions about your ideas and work, but without providing answers. It's about letting you stick to your story and message, and doesn't alter your point of view.

Think of an editor as a great travel guide. It can show you the many different places your trip could take you. It should explain any parts of the trip that could derail your trip or confuse the traveler. But it never dictates your path, never forces you to go somewhere you don't want to go, and never ignores your interests so that the trip no longer seems like it's your own. So what should good editors do?

Help Brainstorm Topics

Sometimes it's easier to bounce thoughts off of someone else. This doesn't mean that your editor gets to come up with ideas, but they can certainly respond to the various topic options you've come up with. This way, you're less likely to write about the most boring of your ideas, or to write about something that isn't actually important to you.

If you're wondering how to come up with options for your editor to consider, check out our guide to brainstorming topics for your college essay .

Help Revise Your Drafts

Here, your editor can't upset the delicate balance of not intervening too much or too little. It's tricky, but a great way to think about it is to remember: editing is about asking questions, not giving answers .

Revision questions should point out:

• Places where more detail or more description would help the reader connect with your essay
• Places where structure and logic don't flow, losing the reader's attention
• Places where there aren't transitions between paragraphs, confusing the reader
• Moments where your narrative or the arguments you're making are unclear

But pointing to potential problems is not the same as actually rewriting—editors let authors fix the problems themselves.

Bad editing is usually very heavy-handed editing. Instead of helping you find your best voice and ideas, a bad editor changes your writing into their own vision.

You may be dealing with a bad editor if they:

• Add material (examples, descriptions) that doesn't come from you
• Use a thesaurus to make your college essay sound "more mature"
• Add meaning or insight to the essay that doesn't come from you
• Tell you what to say and how to say it
• Write sentences, phrases, and paragraphs for you
• Change your voice in the essay so it no longer sounds like it was written by a teenager

Colleges can tell the difference between a 17-year-old's writing and a 50-year-old's writing. Not only that, they have access to your SAT or ACT Writing section, so they can compare your essay to something else you wrote. Writing that's a little more polished is great and expected. But a totally different voice and style will raise questions.

Where's the Line Between Helpful Editing and Unethical Over-Editing?

Sometimes it's hard to tell whether your college essay editor is doing the right thing. Here are some guidelines for staying on the ethical side of the line.

• An editor should say that the opening paragraph is kind of boring, and explain what exactly is making it drag. But it's overstepping for an editor to tell you exactly how to change it.
• An editor should point out where your prose is unclear or vague. But it's completely inappropriate for the editor to rewrite that section of your essay.
• An editor should let you know that a section is light on detail or description. But giving you similes and metaphors to beef up that description is a no-go.

Proofreading (also called copy-editing) is checking for errors in the last draft of a written work. It happens at the end of the process and is meant as the final polishing touch. Proofreading is meticulous and detail-oriented, focusing on small corrections. It sands off all the surface rough spots that could alienate the reader.

Because proofreading is usually concerned with making fixes on the word or sentence level, this is the only process where someone else can actually add to or take away things from your essay . This is because what they are adding or taking away tends to be one or two misplaced letters.

Laser focus. Proofreading is all about the tiny details, so the ability to really concentrate on finding small slip-ups is a must.

Excellent grammar and spelling skills. Proofreaders need to dot every "i" and cross every "t." Good proofreaders should correct spelling, punctuation, capitalization, and grammar. They should put foreign words in italics and surround quotations with quotation marks. They should check that you used the correct college's name, and that you adhered to any formatting requirements (name and date at the top of the page, uniform font and size, uniform spacing).

Limited interference. A proofreader needs to make sure that you followed any word limits. But if cuts need to be made to shorten the essay, that's your job and not the proofreader's.

A bad proofreader either tries to turn into an editor, or just lacks the skills and knowledge necessary to do the job.

Some signs that you're working with a bad proofreader are:

• If they suggest making major changes to the final draft of your essay. Proofreading happens when editing is already finished.
• If they aren't particularly good at spelling, or don't know grammar, or aren't detail-oriented enough to find someone else's small mistakes.
• If they start swapping out your words for fancier-sounding synonyms, or changing the voice and sound of your essay in other ways. A proofreader is there to check for errors, not to take the 17-year-old out of your writing.

What Do Colleges Think of Your Getting Help With Your Essay?

Admissions officers agree: light editing and proofreading are good—even required ! But they also want to make sure you're the one doing the work on your essay. They want essays with stories, voice, and themes that come from you. They want to see work that reflects your actual writing ability, and that focuses on what you find important.

On the Importance of Editing

Get feedback. Have a fresh pair of eyes give you some feedback. Don't allow someone else to rewrite your essay, but do take advantage of others' edits and opinions when they seem helpful. ( Bates College )

Read your essay aloud to someone. Reading the essay out loud offers a chance to hear how your essay sounds outside your head. This exercise reveals flaws in the essay's flow, highlights grammatical errors and helps you ensure that you are communicating the exact message you intended. ( Dickinson College )

On the Value of Proofreading

Share your essays with at least one or two people who know you well—such as a parent, teacher, counselor, or friend—and ask for feedback. Remember that you ultimately have control over your essays, and your essays should retain your own voice, but others may be able to catch mistakes that you missed and help suggest areas to cut if you are over the word limit. ( Yale University )

Proofread and then ask someone else to proofread for you. Although we want substance, we also want to be able to see that you can write a paper for our professors and avoid careless mistakes that would drive them crazy. ( Oberlin College )

On Watching Out for Too Much Outside Influence

Limit the number of people who review your essay. Too much input usually means your voice is lost in the writing style. ( Carleton College )

Ask for input (but not too much). Your parents, friends, guidance counselors, coaches, and teachers are great people to bounce ideas off of for your essay. They know how unique and spectacular you are, and they can help you decide how to articulate it. Keep in mind, however, that a 45-year-old lawyer writes quite differently from an 18-year-old student, so if your dad ends up writing the bulk of your essay, we're probably going to notice. ( Vanderbilt University )

Now let's talk about some potential people to approach for your college essay editing and proofreading needs. It's best to start close to home and slowly expand outward. Not only are your family and friends more invested in your success than strangers, but they also have a better handle on your interests and personality. This knowledge is key for judging whether your essay is expressing your true self.

Parents or Close Relatives

Your family may be full of potentially excellent editors! Parents are deeply committed to your well-being, and family members know you and your life well enough to offer details or incidents that can be included in your essay. On the other hand, the rewriting process necessarily involves criticism, which is sometimes hard to hear from someone very close to you.

A parent or close family member is a great choice for an editor if you can answer "yes" to the following questions. Is your parent or close relative a good writer or reader? Do you have a relationship where editing your essay won't create conflict? Are you able to constructively listen to criticism and suggestion from the parent?

One suggestion for defusing face-to-face discussions is to try working on the essay over email. Send your parent a draft, have them write you back some comments, and then you can pick which of their suggestions you want to use and which to discard.

Teachers or Tutors

A humanities teacher that you have a good relationship with is a great choice. I am purposefully saying humanities, and not just English, because teachers of Philosophy, History, Anthropology, and any other classes where you do a lot of writing, are all used to reviewing student work.

Moreover, any teacher or tutor that has been working with you for some time, knows you very well and can vet the essay to make sure it "sounds like you."

If your teacher or tutor has some experience with what college essays are supposed to be like, ask them to be your editor. If not, then ask whether they have time to proofread your final draft.

Guidance or College Counselor at Your School

The best thing about asking your counselor to edit your work is that this is their job. This means that they have a very good sense of what colleges are looking for in an application essay.

At the same time, school counselors tend to have relationships with admissions officers in many colleges, which again gives them insight into what works and which college is focused on what aspect of the application.

Unfortunately, in many schools the guidance counselor tends to be way overextended. If your ratio is 300 students to 1 college counselor, you're unlikely to get that person's undivided attention and focus. It is still useful to ask them for general advice about your potential topics, but don't expect them to be able to stay with your essay from first draft to final version.

Friends, Siblings, or Classmates

Although they most likely don't have much experience with what colleges are hoping to see, your peers are excellent sources for checking that your essay is you .

Friends and siblings are perfect for the read-aloud edit. Read your essay to them so they can listen for words and phrases that are stilted, pompous, or phrases that just don't sound like you.

You can even trade essays and give helpful advice on each other's work.

If your editor hasn't worked with college admissions essays very much, no worries! Any astute and attentive reader can still greatly help with your process. But, as in all things, beginners do better with some preparation.

First, your editor should read our advice about how to write a college essay introduction , how to spot and fix a bad college essay , and get a sense of what other students have written by going through some admissions essays that worked .

Then, as they read your essay, they can work through the following series of questions that will help them to guide you.

Introduction Questions

• Is the first sentence a killer opening line? Why or why not?
• Does the introduction hook the reader? Does it have a colorful, detailed, and interesting narrative? Or does it propose a compelling or surprising idea?
• Can you feel the author's voice in the introduction, or is the tone dry, dull, or overly formal? Show the places where the voice comes through.

Essay Body Questions

• Does the essay have a through-line? Is it built around a central argument, thought, idea, or focus? Can you put this idea into your own words?
• How is the essay organized? By logical progression? Chronologically? Do you feel order when you read it, or are there moments where you are confused or lose the thread of the essay?
• Does the essay have both narratives about the author's life and explanations and insight into what these stories reveal about the author's character, personality, goals, or dreams? If not, which is missing?
• Does the essay flow? Are there smooth transitions/clever links between paragraphs? Between the narrative and moments of insight?

Reader Response Questions

• Does the writer's personality come through? Do we know what the speaker cares about? Do we get a sense of "who he or she is"?
• Where did you feel most connected to the essay? Which parts of the essay gave you a "you are there" sensation by invoking your senses? What moments could you picture in your head well?
• Where are the details and examples vague and not specific enough?
• Did you get an "a-ha!" feeling anywhere in the essay? Is there a moment of insight that connected all the dots for you? Is there a good reveal or "twist" anywhere in the essay?
• What are the strengths of this essay? What needs the most improvement?

Should You Pay Money for Essay Editing?

One alternative to asking someone you know to help you with your college essay is the paid editor route. There are two different ways to pay for essay help: a private essay coach or a less personal editing service , like the many proliferating on the internet.

My advice is to think of these options as a last resort rather than your go-to first choice. I'll first go through the reasons why. Then, if you do decide to go with a paid editor, I'll help you decide between a coach and a service.

When to Consider a Paid Editor

In general, I think hiring someone to work on your essay makes a lot of sense if none of the people I discussed above are a possibility for you.

If you can't ask your parents. For example, if your parents aren't good writers, or if English isn't their first language. Or if you think getting your parents to help is going create unnecessary extra conflict in your relationship with them (applying to college is stressful as it is!)

If you can't ask your teacher or tutor. Maybe you don't have a trusted teacher or tutor that has time to look over your essay with focus. Or, for instance, your favorite humanities teacher has very limited experience with college essays and so won't know what admissions officers want to see.

If you can't ask your guidance counselor. This could be because your guidance counselor is way overwhelmed with other students.

If you can't share your essay with those who know you. It might be that your essay is on a very personal topic that you're unwilling to share with parents, teachers, or peers. Just make sure it doesn't fall into one of the bad-idea topics in our article on bad college essays .

If the cost isn't a consideration. Many of these services are quite expensive, and private coaches even more so. If you have finite resources, I'd say that hiring an SAT or ACT tutor (whether it's PrepScholar or someone else) is better way to spend your money . This is because there's no guarantee that a slightly better essay will sufficiently elevate the rest of your application, but a significantly higher SAT score will definitely raise your applicant profile much more.

Should You Hire an Essay Coach?

On the plus side, essay coaches have read dozens or even hundreds of college essays, so they have experience with the format. Also, because you'll be working closely with a specific person, it's more personal than sending your essay to a service, which will know even less about you.

But, on the minus side, you'll still be bouncing ideas off of someone who doesn't know that much about you . In general, if you can adequately get the help from someone you know, there is no advantage to paying someone to help you.

If you do decide to hire a coach, ask your school counselor, or older students that have used the service for recommendations. If you can't afford the coach's fees, ask whether they can work on a sliding scale —many do. And finally, beware those who guarantee admission to your school of choice—essay coaches don't have any special magic that can back up those promises.

Should You Send Your Essay to a Service?

On the plus side, essay editing services provide a similar product to essay coaches, and they cost significantly less . If you have some assurance that you'll be working with a good editor, the lack of face-to-face interaction won't prevent great results.

On the minus side, however, it can be difficult to gauge the quality of the service before working with them . If they are churning through many application essays without getting to know the students they are helping, you could end up with an over-edited essay that sounds just like everyone else's. In the worst case scenario, an unscrupulous service could send you back a plagiarized essay.

Getting recommendations from friends or a school counselor for reputable services is key to avoiding heavy-handed editing that writes essays for you or does too much to change your essay. Including a badly-edited essay like this in your application could cause problems if there are inconsistencies. For example, in interviews it might be clear you didn't write the essay, or the skill of the essay might not be reflected in your schoolwork and test scores.

Should You Buy an Essay Written by Someone Else?

Let me elaborate. There are super sketchy places on the internet where you can simply buy a pre-written essay. Don't do this!

For one thing, you'll be lying on an official, signed document. All college applications make you sign a statement saying something like this:

I certify that all information submitted in the admission process—including the application, the personal essay, any supplements, and any other supporting materials—is my own work, factually true, and honestly presented... I understand that I may be subject to a range of possible disciplinary actions, including admission revocation, expulsion, or revocation of course credit, grades, and degree, should the information I have certified be false. (From the Common Application )

For another thing, if your academic record doesn't match the essay's quality, the admissions officer will start thinking your whole application is riddled with lies.

Admission officers have full access to your writing portion of the SAT or ACT so that they can compare work that was done in proctored conditions with that done at home. They can tell if these were written by different people. Not only that, but there are now a number of search engines that faculty and admission officers can use to see if an essay contains strings of words that have appeared in other essays—you have no guarantee that the essay you bought wasn't also bought by 50 other students.

• You should get college essay help with both editing and proofreading
• A good editor will ask questions about your idea, logic, and structure, and will point out places where clarity is needed
• A good editor will absolutely not answer these questions, give you their own ideas, or write the essay or parts of the essay for you
• A good proofreader will find typos and check your formatting
• All of them agree that getting light editing and proofreading is necessary
• Parents, teachers, guidance or college counselor, and peers or siblings
• If you can't ask any of those, you can pay for college essay help, but watch out for services or coaches who over-edit you work
• Don't buy a pre-written essay! Colleges can tell, and it'll make your whole application sound false.

Ready to start working on your essay? Check out our explanation of the point of the personal essay and the role it plays on your applications and then explore our step-by-step guide to writing a great college essay .

Using the Common Application for your college applications? We have an excellent guide to the Common App essay prompts and useful advice on how to pick the Common App prompt that's right for you . Wondering how other people tackled these prompts? Then work through our roundup of over 130 real college essay examples published by colleges .

Stressed about whether to take the SAT again before submitting your application? Let us help you decide how many times to take this test . If you choose to go for it, we have the ultimate guide to studying for the SAT to give you the ins and outs of the best ways to study.

Anna scored in the 99th percentile on her SATs in high school, and went on to major in English at Princeton and to get her doctorate in English Literature at Columbia. She is passionate about improving student access to higher education.

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Get Paid to Write: 13 Sites That Pay Up to $450 per Article

Our readers always come first.

The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.

Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.

Paid freelance writing is a lucrative way to get paid to write from home. You don’t need a degree or even the most eloquent prose to have a lucrative side hustle as a freelance writer.

• Side Hustles

Our mission at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If a purchase or signup is made through one of our Partners’ links, we may receive compensation for the referral. Learn more here .

When I started a blog four years ago, I had no idea I could get paid to write about anything. Fast forward three years. Now I get paid to write about things I love, and I make a full-time living doing it.

Freelance writing can be a great way to make money from home. But with any business, there’s a steep learning curve. You have to know what editors want, where to find jobs that are legitimate, and what to charge as you progress.

A Look at the Best Freelance Writing Websites

When you’re building your writing portfolio, there are some freelance writing sites that stand out for offering legitimate jobs and paying writers a living wage. They’re the best freelance writing websites for beginners.

Upwork is a freelancer marketplace and go-to source for business owners looking for all kinds of digital services. You can find hundreds of paid writing jobs in dozens of subjects.

One of the benefits of using Upwork is that you won’t have to chase down payment from clients. All invoices and payments happen through Upwork, and you’re guaranteed payment for the work you do.

The downside is that Upwork charges a 20% fee on your first $500 earned with each client, 10% up to $10,000, and 5% beyond that. It’s a good place to get started, but you won’t want to use it for long.

Known for offering services starting at $5, Fiverr is a marketplace for freelancers to showcase their services to prospective clients. You create a profile, list a “gig,” and then it becomes available to a global audience.

All communication and payments are processed through Fiverr, but it also charges a steep 20% fee on all earnings. If you’re nervous about reaching out to clients yourself, Fiverr can be a good platform where they come to you.

But you’ll have to do something to make yourself stand out in a sea of other writers. That’s where specializing in one subject matter can be your strength.

3. Textbroker

Textbroker only offers content and writing services on its platform. Writers who sign up with Textbroker will find many resources on how to improve their writing, including editors to review articles, writing tutorials, and videos on how to get the most out of Textbroker.

Earnings per word depend on your quality level. You can earn from $0.07 per word up to $0.50. You choose from thousands of orders available based on your quality level, and there are no additional fees. Textbroker also offers milestone and quarterly bonuses when you achieve different word counts.

Writers, designers, videographers, and other creatives can all find jobs on Skyword . Skyword is a marketplace where you can find jobs and be found by clients. It works with both small and high-profile clients and is a great way to make the jump from lower-paying job sites.

You can’t just sign up for Skyword clients. Fill out a profile and wait until you’re hand-selected for jobs, meaning your profile can sit in Skyword for a long time before you’re submitted to clients or able to view job opportunities. You can increase your chances of being picked by editors by keeping your social media relevant and updated.

5. ClearVoice

ClearVoice connects qualified writers with job opportunities based on the writer’s CV or ClearVoice portfolio. Once you complete your CV, you’ll be able to join ClearVoice’s Talent Network and have your CV sent to prospective clients.

Writers are then handpicked for opportunities based on their CV, so there’s an incentive to create one that stands out. You set your own rates and are paid via PayPal upon assignment approval, so you get the security of going through a marketplace without the fees typically associated with them.

6. Contently

Contently is an online writing agency that connects freelance writers with businesses. Many writers use the site for its free portfolio service, but Contently editors use these portfolios to handpick freelancers for clients.

Many high-profile websites and companies use Contently to source writers, so the jobs pay well. These jobs tend to go to the most experienced candidates, and it can take years for an editor at Contently to refer you to a client. But if you’re patient, Contently can offer lucrative writing opportunities.

Another place experienced freelance writers can find high-paying jobs is on nDash . nDash is a content platform where writers can create a profile and pitch ideas for blogs, articles, and whitepapers to prospective clients.

nDash claims the average writing assignment on its platform pays between $175 to $450. Once an assignment is approved, payment is deposited directly into the writer’s bank account within two to three business days.

It’s a relatively new site so not as many companies are using it, but writers have reported that if you’re willing to pitch more, you’ll make a decent income.

8. SmartBug

SmartBug is a content marketing company specializing in B2B (business to business) marketing and copywriting. Its writers produce content for the web, social media, email, sales pages, and more.

This is a great site for writers who aren’t beginners but may not have the experience or portfolio to compete for jobs with other top writers. There’s no direct way to apply, but you can fill out a general interest application on the website.

9. NewsCred

NewsCred is a community for experienced freelance content creators. In-house editors pair creators with customer programs, but you can also view freelance positions on the platform. Then NewsCred’s editorial team serves as your managing editor for all client work.

You can find high-profile Fortune 500 companies from a variety of industries using NewsCred, the most popular being tech, healthcare, and financial services. There’s currently no button to apply on NewsCred’s website, but you can contact the company via the contact form on its website.

10. The Writer Finder

Growth Machine is an SEO-focused content marketing company with a freelance writing platform called The Writer Finder . Growth Machine works with a variety of clients in AI, travel, wellness, dogs, weddings, and more.

What sets The Writer Finder apart is the Slack group for freelance writers. It lets you communicate with other freelance writers on the team. Rates are competitive, and you’ll also have the chance to learn sought-after SEO skills.

Related: 51 Freelance Jobs Websites with the Best Remote Work Opportunities

Apply for Assignments on the Best Freelance Writing Job Boards

Job boards are easy places for companies to post their jobs. The job board doesn’t vet freelancers, handle payments, or make promises on behalf of clients.

There are some things to be aware of when applying and taking a job from a job board. Because the service is free for writers, you’re competing against thousands of other bloggers for a limited number of jobs.

Job boards are also notorious for phishing scams. “Clients” may ask you to download a zip file of their payment terms or writing guidelines and ask you to invoice them via PayPal. The zip file is actually a keystroke logger allowing them to steal your PayPal credentials. Be careful when applying to jobs on these boards.

11. ProBlogger

The ProBlogger job board is updated daily with blogging and article writing jobs across all subjects.

Businesses have to pay ProBlogger to post their job ad, meaning the writer isn’t paid through ProBlogger. They don’t charge the writer any fees for joining or getting paid.

Another job board filled with many freelance writing opportunities is Indeed . You can find full-time, part-time, and freelance remote writing jobs across all subjects, and because of the vastness of the board, competition isn’t as high compared to others.

You can sign up for job alerts based on your searches. Simply enter your email address and activate emails to see them as soon as they hit the website.

13. MediaBistro

Journalists and anyone else in media will find MediaBistro helpful for finding jobs in the industry. If you’re looking for paid writing jobs in marketing, advertising, television, or news, you can find hundreds of jobs from recognizable names on MediaBistro’s job board.

There are entry-level positions listed, but your best move is to get enough writing experience to make a professional-looking resume before you start applying for jobs on this site.

How to Get Paid to Write (Step by Step) 

Before you apply to get paid for writing, there are a few things you should do to make yourself stand out to potential clients.

1. Choose What to Write About

When you’re writing for money, you might think that only writing about a couple of topics limits your options, but it actually expands them. Sites and companies that pay well don’t want freelancers who write about anything, they want experts in their field. When you stick to a single niche and become known for it, you’ll become a sought-after writer.

Choosing one topic also allows you to scale your business faster. You learn your subject thoroughly, research less, work faster, and can take on more clients. All this leads to being able to earn a higher hourly rate for your work. The key is to pick a profitable niche.

2. Create a Portfolio

There are several ways to create a portfolio. The first is with a blog. Every new writer should have a blog, especially if you don’t have many clips to show potential clients.

Once you choose your niche, write five to ten blog posts on various topics within it. This shows potential clients your writing style, expertise, and gives them a place to contact you.

You can also make money with a blog . One way is to find products and services related to your niche that you like using and see if they have an affiliate program. Then every time someone makes a purchase through your affiliate link, you’ll earn a small commission.

3. Create Profiles on Multiple Sites

Once you’ve written a few articles for other sites or publications, you can create profiles and portfolios on multiple professional freelance writing sites. Clippings.me is a portfolio site for journalists, Contently is used by many web-based content writers, and LinkedIn is a go-to place for businesses looking for expert writers.

Having a presence on a few different sites makes it easier for clients to find you and your work. They may also learn personal facts about you that give you an edge over other writers so don’t underestimate including things like your alma mater, pets, and hobbies.

4. Post on Social Media

Building a social media presence around your niche can also put you ahead for freelance writing jobs. Twitter is most popular for journalists and print publications while Instagram is becoming a popular place for e-commerce businesses to find writers.

You don’t have to make another social media account just for your writing. Post facts, breaking news, advice, and stories related to your niche and tag them with relevant hashtags. It’ll help brands find you, and it can further reinforce to potential clients that you’re knowledgeable and stay current about the topics you write about.

Related: How to Become a Social Media Manager

5. Accept Smaller Jobs While Building Your Reputation

While you’re building your portfolio and expertise in your niche, you’ll have to be willing to accept lower-paid writing jobs. Think of them as practice that you’re getting paid to do. The more organizations, editors, and platforms you work with now, the more you’ll be able to impress high-paying clients in the future.

You can also pitch websites to guest post. You won’t get paid to write guest posts, but you may be able to add links to your blog posts in your article. This will help your posts rank higher in Google, and potential clients may be able to find you through simple Google searches.

Related: How to Get Paid to Write Reviews

 6. Learn to Network

You can start freelance writing on your own, but if you want to build a business and make a living writing, you need a network of other writers. Your network should be filled with writers and editors in your niche who are a little ahead of you and a little behind you in the journey.

Your network can also help you find sources for stories, give you feedback on pitches, advise you on rates to charge, and help you to feel like you’re not alone in this often isolating industry.

Related: How to Make More Money as a Freelance Writer

Resources on How to Get Paid as a Writer

When you’re running your freelance writing business, you’ll want to have some resources to make it easier to write and get paid.

Freelance Writer’s Den

Started by veteran freelance writer Carol Tice, the Freelance Writer’s Den is a membership site just for freelance writers. You have access to over 300 hours of freelance writing education including eCourses, webinars, and podcasts.

There’s also a forum for networking with other writers and a job board with new writing jobs posted every Monday and Thursday, all with a minimum rate of $50 per article.

Membership for the Freelance Writer’s Den only opens twice a year. If you’re interested in joining, sign up for the waitlist to be notified.

Get Paid to Write for Blogs (Course)

This is a course geared towards new freelance writers that was created by Cat Alford (who, coincidentally, has been a freelance writer on DollarSprout in the past).

The course features eight video modules covering beginner-level lessons, including how to create a portfolio that will attract high-value clients. The course also covers everything you need to know about running the business side of things. 

Related: The Best Online Writing Courses for New Freelance Writers

Getting Paid to Write is Possible

You can get paid to write in any field at any level. Like any business, it’s difficult to get started.

However, if you work your way through the many content marketing agencies and job boards, you’ll be able to find steady work and grow your business.

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29 easy ways to make money writing online in 2023

Good news: there are a LOT of different options when it comes to paid online writing. No matter your interests or areas of expertise, if you’re ready to bring in some extra cash, opportunities are waiting for you.

Whether you want to write an occasional article for extra spending money or dedicate your free time to running a blog so you can one day quit your day job and become a freelance writer for hire , we’ll show you 30 easy ways to make money writing online in 2023 and everything you need to know to get paid for your writing skills.

1. Start a blog

Blogging is a tried-and-true method for writers to make money online. You may be wondering if it’s still possible for new bloggers to make money with all the established blogs already online, and the answer is YES.

Blogging requires dedication and consistency, and it will also take some time for your blog to gain momentum before you see much income, but it is absolutely possible.

The first step to starting a blog is picking your niche. This is the topic you’ll write about. It’s good to get specific here; there are many blogs on the internet, so if you can provide a unique perspective, your readers are more likely to stick around.

Next, you’ll need to pick your domain, design your blog, and get it all set up. There are a ton of great resources out there to help you with this (just remember you get what you pay for: while there are free blog hosting sites and free templates, top bloggers agree that you’ll need to spend a little money upfront if you want to make money writing in the long run).

Once you’ve got your blog established, remember to post regularly, promote your posts on social media, and engage with your readers. No blog has ever been an overnight success, but you can make good money from blogging with a little time and consistency.

2. Create blog posts (for others)

If you’re not quite ready to start your own blog, you can always dip your toes in the water by guest blogging. Many bloggers hire other bloggers to create content, and a lot of companies will hire freelance writers to contribute to the blog section of their website.

If you decide to go this route, make sure to do your research beforehand. Familiarize yourself with the blog you’re writing for, so you can match the tone and blend in with the existing content.

Bloggers who publish daily get 57% better results than those who publish multiple times per week. - Semrush

3. Establish a niche website

If you have an interest or expertise in a particular niche, you can start a website dedicated to it. This gives you all the creative control of running your own blog without the pressure of regular posting. (Although you will need to update your website regularly to keep it fresh and make sure it reaches full potential.)

4. Self-Publish a book

There are self-publishing options for every type of book, from short instructional guides to romance novels to nonfiction tomes. If you’ve written a book and you’re unsure what your next step should be, why not consider self-publishing?

Publishing your own book is an incredibly rewarding experience, as you have control over every step of the process. This can be a double-edged sword, however. After starting down the path to self-publication, many authors realize that while they love writing, they don’t love obsessing over font and margin options or negotiating with cover artists.

And even if you use a free service, such as Amazon’s Kindle Direct Publishing , you’ll need to spend money on editing, cover design, marketing, and advertising.

The hope is that you would make that money back from your book sales, but there are no guarantees. But if you play your cards right, it’s possible to turn a profit from your self-published book.

5. Create affiliate content

Ever notice how almost every food blogger includes Amazon links to their favorite ingredients and cookware? Or maybe you found an article on Pinterest listing an outdoor enthusiast’s essential camping gear.

These are both examples of affiliate content, where you (the affiliate) partner with a company to drive traffic to their website and earn commissions on any resulting sales. Affiliate marketing content is an excellent way to generate passive income on your blog or website.

It takes a little strategizing, but once you develop a plan and implement your affiliate content, you can make money while you sleep .

6. Write scripts for video creators

If you understand scriptwriting’s technicalities, you can bring in money by partnering with a video creator. It’s pretty common for video creators to have great screen presence—but not-so-great writing skills, so there are plenty of gigs to be had in this field.

Video content is exploding in popularity, so now is a great time to get your foot in the door and add some script-writing experience to your resume. These gigs are often posted on job boards , and you can also take the initiative and reach out to some content creators whose work you enjoy to see if they could use a hand with scriptwriting.

"60% of businesses use video as a marketing tool." - Biteable

7. Write show notes for podcasts

Show notes are a written online resource for podcast listeners that accompany each episode of a podcast. Every podcast approaches show notes a little differently, but typically, they are brief, easy-to-scan episode summaries that often include additional relevant resources. You can find work writing show notes on job boards, or send cold pitches out to podcasters you would like to work with as a freelance writer.

8. Create written content for social media

Large companies typically have a marketer (or a team of them) dedicated to keeping their social media running smoothly. But smaller businesses often can’t hire a full-time employee to manage their social media presence. Freelancers are the ideal solution, and are a win-win for everyone.

Think about your favorite local ice cream parlor, gift shop, or espresso stand, and do a little digging into their social media presence. If you notice that they haven’t posted anything in months or that they struggle with creating high-quality, engaging content, then you just found an excellent opportunity to pitch your writing services.

There’s no need to bash them or focus too much on their social media mistakes , but you can start a polite and friendly conversation where you mention that you noticed room for improvement. Try to emphasize what they stand to gain from working with you and how much potential you see in their social media presence.

Before you pitch your social media writing services, make sure you do your research on fair pricing and know which services you want to offer at what rates. If a business owner shows interest in working with you, the last thing you want to do is keep them waiting while you iron out details you could already have had in place.

9. Produce content for local businesses

While you’re talking to small, local business owners about their social media content, don’t forget the other services you can provide as well.

Maybe a local business could use your help with the occasional blog post, copy for their website, or informational materials like brochures and pamphlets. If you need a list of local businesses, consider joining your local chamber of commerce. Their events can be an effective way to network with other local business owners.

10. Submit magazine articles

Do you have a juicy story from your personal life that your friends love hearing over and over again, or a political perspective that incites the “mind-blown” emoji from every person you share it with? Write it down and turn it into a magazine article to make money.

The magazine industry may not be as prominent as it once was, but it is still going strong , and plenty of freelance writers are getting paid to write magazine articles. Some magazines pay upwards of $500 per article.

Do a little research to find the magazines that would be the best fit for your article, and make sure they haven’t published anything too similar in the recent past.

This is also a good time to find the magazine’s submission guidelines—make sure you follow their instructions carefully, so you have a better chance of getting accepted.

11. Create an information product

If you’re an expert at something, you can monetize that knowledge by creating and selling informational products. This can be an ebook, a video, a short PDF, or any electronic format sharing your insights. Don’t be afraid to get creative here!

Online information products are an excellent way to generate revenue because there are little to no overhead costs involved. You don’t need to worry about packing and shipping a physical product, nor do you need to be involved in the transactions once you handle the initial logistics of making your product available.

The most important thing is to make sure you’re providing a high-quality product with valuable tips and tricks that your customers won’t be able to find elsewhere. If your customers love what they learn from you, they’re much more likely to pay for other products you offer and recommend your business to their friends.

12. Ghostwrite online content

Want to know a secret?

When you see a byline on an online article or blog post, there’s a pretty good chance that the named author didn’t actually write that content. Ghostwriting is not just for celebrity autobiographies; a lot of blogs and websites hire ghostwriters, too.

If you’re okay with taking home the paycheck but not seeing your name on the byline, seek out ghostwriting gigs. These jobs often command rates of 30% to 50% more than bylined work because they aren’t pieces you can add to your portfolio or claim responsibility for.

13. Write video game guidebooks

Streaming your gameplay isn’t the only way for gamers to make money online. If you know a video game inside and out, consider writing a guidebook for it and selling it as a PDF.

If you don’t want to handle the logistics of selling your own product, you can always write freelance articles and guides for video game websites and magazines.

"In 2019, the gaming industry has generated total revenue of $151.9 billion." - Review42

14. Create destination guides

Whether you love to travel or are the go-to person for the best spots to visit in your hometown, you can turn your knowledge into a profitable destination guide. This can be an extensive information product that you sell on your blog or website, or you can pitch it to a travel magazine or blog accepting these types of publications.

15. Write poetry

Poetry may not be the first thing that comes to mind when you think about making money writing online, but it’s possible to turn a profit off of your poems. There are several places you can submit your poetry online for publication, and if your piece is selected, you’ll get a paycheck on top of bragging rights. Here are some of the top-paying online poetry publishers:

• The Sun Magazine : Pays $100-$250
• Poetry Foundation : Pays $300+
• Boulevard Magazine : Pays $50-$250
• Crazyhorse : Pays $20-$200
• EPOCH : Pays a minimum of $50 per poem

16. Transcribe documents

Transcribing is flexible work that can pay very well once you have some quality pieces in your portfolio. High-paying transcription jobs often require experience, special equipment, and specialized medical or legal knowledge.

But don’t let that discourage you if you think you’d enjoy the work. You can quickly get your foot in the door by taking on a few simple, lower-paying gigs. Check out these reputable transcribing sites to learn more:

• TranscribeMe

17. Write personal essays

If you have interesting life stories, the world wants to hear them. Lots of websites pay you for the right to publish your personal essays. Further below, you’ll find some publications to pitch.

You could also turn your essays into a blog or website, although you should be very strategic if you decide to go this route; blogs dedicated to niches tend to perform exceptionally well, while personal perspective blogs do not.

18. Create greeting card sayings

Someone has to write the sayings and poems on greeting cards. Frequently, that someone is a freelance writer. If you think you have what it takes to create a best-selling greeting card, these companies that pay for greeting card verse submissions:

• Oatmeal Studios
• Blue Mountain Arts

19. Write product descriptions

Some companies pay quite well to ensure that the product descriptions on their websites are clear and informative. Look for these gigs on job boards or pitch the company yourself. There are even websites you can join, such as Crowd Content , that pay you to write product descriptions for their clients. You can also find possible clients for this on sites like Upwork .

20. Start copywriting

Copywriting can refer to any writing that is specifically used for promotion and marketing. This can include content on websites, video scripts, blog posts, emails—you name it.

Businesses use copy to promote a product or service and drive the reader to action. Some companies hire freelance copywriters, some hire copywriters from marketing agencies that work with multiple companies, and some have staff copywriters. You can find copywriting work on job boards of all kinds, including Indeed and Zip Recruiter.

21. Create email sequences

An email sequence is a series of automated emails sent from a business to its clients at different sales cycle stages. Companies also send out email sequences when someone takes a specific action (or lack of action), such as clicking a link in an email or leaving an e-commerce site with items still in the shopping cart.

If you have a strong understanding of email marketing tactics, you can work with any company to create or improve their email sequences. Since more companies are getting into email marketing , there is plenty of opportunities to make money writing here.

Nearly 90% of marketers use email marketing to distribute content organically. - Content Marketing Institute

22. Write technical manuals

Technical writing is a lucrative field because it requires extensive knowledge of the industry you’re writing for. Technical writers need to know how to take complex information and break it down into simple, easy-to-understand messages.

23. Post on a revenue sharing site

Revenue sharing sites host your content and give you a percentage of the ad revenue generated from the page in exchange. This can be a great way to gain experience writing online , since you don’t have to worry about setting up your own website or driving traffic—although you should do everything you can to market your work and encourage people to read your work on revenue sharing sites.

Here are some examples of revenue sharing sites where you can get paid to write articles:

24. Enter a writing contest

Keep an eye out for writing contests, and throw your hat in the ring when you can. This one is a bit of a gamble because only the winners get paid, but it could well be worthwhile.

Some contests pay their winners surprisingly well, and winning can also be a great way to gain exposure as a writer. So if you have the time, why not give it a shot?

Here are a few reputable contests to get you started:

• Reedsy lists over 100 writing contests
• Biopage’s Storytelling Contest pays $100 to $300 for winning short stories.

25. Write resumes

If you have a knack for creating effective resumes, you can find freelance work writing resumes for job hunters. Check job boards for resume writing gigs, and spread the word through social media that you are accepting clients for resume makeovers.

As a similar way to get paid to write, you can also specialize in LinkedIn profiles. Many professionals are willing to pay for an optimized profile that can help them land work.

26. Write and sell songs

Do you love writing music? You can sell your songwriting services online with the help of these websites:

• Nashville Songwriters Association

27. Review books

Calling all readers! Did you know you can get paid to review books? If you can read quickly and write engaging, objective reviews, this could be an excellent way to earn some extra money.

Here are some companies that accept applications for book reviewers:

• Reedsy Discovery
• Online Book Club

28. Do SEO writing

SEO writers are some of the best-paid freelance writers because they provide the most value to their clients. These specialized writers know plenty of SEO tips, including researching keywords and integrating them into websites to make them rank higher in search results.

Semrush lists seven SEO Certification courses that you can take if you want to learn more about SEO, some of which are free.

29. Write sponsored content

If you have a blog, writing sponsored content is a no-brainer. Simply put, sponsored content is anything that a company pays you to write and publish on your blog.

There are tons of options for companies you can work with, and some creative ways to write sponsored content that doesn’t feel like advertising. Check out these trusted sponsored post networks you can join to find paid blogging opportunities:

• Blog Meets Brand

How can you find paid writing opportunities online?

There are several ways to find legitimate opportunities to make money writing online. The links provided in the above examples are an excellent start, and we have even more ideas for you below.

Cold pitching companies you want to work for

As a freelance writer, one of the most critical skills for you to develop is learning how to cold pitch your services. This is where you send unsolicited emails to companies or individuals to offer your writing services.

Since the people you’re approaching didn’t ask for your help, it’s normal to get many nos. But there’s also a chance that the business does need your services, and you’ll never know unless you ask.

Searching online job boards

Online job boards are a great resource for finding any work, freelance writing gigs included. Here are a few of our favorite reputable job boards. You’ll find some free ones and others that you’ll need to pay to access:

• Freelancing Females
• Freelance Writers Den
• Blogging Pro

Pitching bloggers who accept guest posts

When you’re looking at blogs, take note of the ones that include guest blogging articles. Use your cold pitching skills and email the author to offer your guest writing services.

Bloggers are typically very busy people, and they’re often grateful for the opportunity to outsource some of their work. Not all bloggers can afford to pay their guest bloggers, so it’s up to you if you want to accept free work or not.

Sometimes the new connection and link to a published article that you can add to your portfolio are worth it, but only you can decide.

Searching on social media

It’s becoming more common for companies to turn to social media to find writers to hire. The next time you’re scrolling through Facebook, Instagram, or LinkedIn, take a moment to check out these hashtags:

• #needwriters
• #hiringwriters
• #writerswanted
• #writersneeded
• #bloggerswanted

Then read through the listings and see what catches your interest. You can often find opportunities in a variety of niches this way.

Submitting queries to publications

If there’s a magazine or website you love, check and see if they accept submissions from freelance writers. See further below for tips on finding a publication to pitch.

Networking with other freelance writers

Keeping in touch with your writer acquaintances is always a good idea. Don’t be afraid to mention that you’re always looking for new writing jobs—the next time they get an offer that they’re too busy for, they may just pass your name along.

You can connect with other writers on social media or at in-person events. Work on keeping your working relationship positive, and you never know when you’ll see a referral coming your way.

Pro tip:Search for freelance writer groups on Facebook, LinkedIn, and other social platforms.

Posting on social media

If you don’t already have social media accounts strictly dedicated to your writing business, don’t waste any time in getting them established. Social media is a fantastic resource to find paid writing opportunities; the occasional post announcing that you’re accepting new clients can do wonders for your business. Don’t forget to encourage your followers to share your posts. Someone in your network may know someone who is searching for a writer.

Creating a website to share your services

Setting up a website to help advertise your writing services is a great way to appear more professional to prospective clients. You can share a link to your website whenever you apply for a gig or cold pitch your services.

Here are some essential elements to include:

• Your resume
• A professional photo of yourself
• Links to any published writings of your own
• Sample articles
• A list of services you provide
• Testimonials from past clients
• Your contact information or even a contact form so potential clients can email you directly from your site

Searching on Craigslist in major cities

Craigslist often has paid writing opportunities, so don’t overlook this resource. Remember to search other locations outside of your own city, too. Check the listings for major metropolitan areas, where people post the majority of jobs. Here are five cities you should check regularly:

• Los Angeles
• San Francisco

Another tip to help you find assignments on this website - writing jobs on Craigslist are sometimes posted under “Gigs” and sometimes under “Jobs,” so be sure to check both sections.

Asking past freelance writing clients if they have more work for you

As mentioned earlier, networking is essential. Keeping in touch with your past clients is equally important. There’s no need to hound them, but don’t be afraid to check in periodically and see if there’s anything else they need help with.

Where can you submit your writing online for money?

When deciding where to submit your writing, you want to make sure that the publication will pay its authors and that it fits well with your preferred writing style. Here are a few possibilities for you to check out, organized by niche.

If you prefer writing personal essays, you’re in luck. Here are five sites that might pay you for your essays:

The Bold Italic

Can you write a personal essay about the spirit of San Francisco that will make readers laugh or cry? If yes, submit it to The Bold Italic . The editors will review it and make a decision. If it’s published, you’ll get $50.

Buzzfeed Reader

If you want your personal essay to be read by the masses, you’ve got to pitch the editors over at Buzzfeed Reader . It pays competitive rates for essays about nearly any fresh idea.

The LightHouse for the Blind and Visually Impaired in San Francisco pays for dynamic personal essays written by blind or visually impaired writers. It will occasionally publish pieces written by writers outside of this category. The editors enjoy working collaboratively with you on the piece, and pay $100 upon publication.

If you can write a unique personal essay with a strong voice, the editors at Dame want you to send a pitch. A published essay will earn you about $150, though you’ll finalize payment details throughout the submission process.

Business, career, and finance

The penny hoarder.

This popular website is a great place to pitch if you have a laid-back writing style and unique tips about earning or saving money. The Penny Hoarder gives detailed pitch directions and provides a form you can fill out, making the whole process as simple as possible. If your pitch is accepted, an editor will discuss payment with you at that time.

Doctor of Credit

Do you have a strong understanding of consumer credit law? Have you found a unique credit card from a small issuer? Doctor of Credit is a great blog that may publish a guest post if you have niche financial knowledge to share. They pay $50 per post.

Income Diary

This website is all about making money online, from blog design to content creation to entrepreneurship and a success mindset. Income Diary pays up to $200 for an article on these topics.

Freelance Mom

If you know how to balance being your own boss and being an awesome mom, Freelance Mom wants to hear from you. You can earn between $75 and $100 on articles between 900 to 1,500 words.

Family and parenting

Pregnant chicken.

This fun and informative website features pregnancy tips and stories about pregnancy, childbirth, and being a new parent. Pregnant Chicken pays $100 per post.

Zift publishes articles relating to parenting in a technology-driven world. If you have an evergreen, original article about managing kids and screen time, you could earn $100 for it.

Your Teen Media

If you’ve raised teenagers and seen it all, you can get paid to write by Teen Media , a trusted editorial source for readers seeking information about raising teenagers. Payment rates are not listed on their websites, but you can discuss this with the editor if your pitch gets accepted.

Go World Travel

This is a great place to pitch if you’re a new writer. Go World Travel publishes contributions from first-time writers and experts alike. If you can tell a captivating, descriptive story about your travels, you can earn $30 to $40 per article.

Matador Network

You’ll need to set up a profile with Matador Network to respond to their calls for submissions. Once you do, you can earn $40 or more for short commissioned travel articles.

GoNOMAD is a resource for “honest, accurate, well-written and detailed articles and destination guides that speak to an educated, curious, and well-traveled audience.” They pay $25 for stories between 1700 to 2200 words long.

Extra Crispy

Extra Crispy is all about breakfast, and they are looking for opinion pieces, stories, essays, recipes, etc. This is the perfect place to pitch if the most important meal of the day also happens to be your favorite. It doesn’t list payment terms on its website, so you’ll need to work that out with the editor if your pitch is accepted.

Taste of Home

This family-favorite publication publishes recipes from home cooks. You can sign into their website to see what types of recipes they are currently looking for. Taste of Home discusses payment rates upon acceptance.

If you have a unique perspective on food culture, try pitching Eater . They cover a wide range of food-related topics, so take a look and see if you can come up with an idea they might love! Payment terms are not listed on their website.

Digital Ocean

DigitalOcean is looking for talented authors to create technical tutorials and articles about software development. In addition to a personal payout (typically $300), you’ll also get to select a tech-focused charity to receive a donation from DigitalOcean.

If you can create original content to add to Linode’s library of technical guides and tutorials, you can earn $300. They currently are focusing on adding articles about Kubernetes, Linux essentials, and databases, so if you send a pitch about one of those topics, you’re more likely to be accepted.

Do you consider yourself a WordPress expert? If yes, consider pitching WPHUB . Depending on your article’s topic and length, they pay between $10 to $200 for content about web design trends, exploring useful plugins for developers, coding best practices, and other WordPress-related topics.

How to send a pitch for an online writing gig

Whether you're trying to send a submission to a specific blog or applying for a gig you found on a job board, you’ll need to send a pitch if you want to get paid to write.

If you’re wondering what a pitch is, it’s a written correspondence in which you explain to an editor or publisher an idea you have for an article, blog post, story, etc., and ask them to consider hiring you to execute your idea.

While you want your pitch to have your voice and not sound like you copied and pasted it, there are a few essential pieces to include. Here’s what every pitch needs:

• The editor’s name. Addressing your pitch to the right person will show that you did your homework. On this note, also make sure you send it to the correct email address.
• Details about your idea. No need to send the entire finished piece (unless it’s asked for). However, you need to make it clear what your story is about and why you’re the best person for the job.
• A brief bio. The editor doesn’t have time to read your life story, but you should introduce them to you and share any relevant experience you may have.
• A link to your portfolio. This gives the editor the chance to get a feel for your writing abilities and style. If you write in a wide range of styles, it’s a good idea to only link to the ones that best match the publication you’re pitching to.

It’s natural to feel a little nervous when submitting a pitch, especially for new writers. Whatever you do, don’t let your fear of rejection or imposter syndrome stop you from sending a pitch. Manage your expectations, and know going into it that you will receive a lot more nos than yeses.

That’s true for even the most talented writers, though, so don’t take it personally. Keep at it, and eventually, your pitch will reach the person who’s ready to work with you.

5 tips for successful pitching as a freelance writer

To improve your acceptance rate, here are five tips to help you send a better pitch:

1. Follow directions

If you are replying to a job listing or submitting to an established publication, make sure you carefully follow any guidelines they provide. If the publisher thinks that you can’t follow simple instructions such as giving your email the proper subject line or saving your resume in the specified format, they probably won’t be very eager to work with you.

2. Pitch for topics you’re comfortable writing about

When you’re first getting started, It’s tempting to pitch for any and all gigs you can find. But it’s highly encouraged that you pitch selectively.

You don’t need to stick to just one niche, but if you pitch topics you’re genuinely excited about, your passion and expertise will show, it’ll take you less time, and your finished work will be stronger.

3. Send a great idea

If you’re pitching an idea you came up with for a magazine article or a guest blog post, take some time to research the existing content and see what’s missing, so you don’t suggest topics they’ve already published.

Try to come up with a unique angle or provide a different perspective. That way, you send a great idea instead of a topic the site has already covered.

4. Explain why it’s a great fit

Make it clear to the publisher that you’re familiar with the publication and that you know what they’re looking for. Don’t make it about you; emphasize what they and their readers stand to gain from a partnership with you.

Do your research beforehand and know who their target audience is, what types of content they typically publish, the tone they usually write in, etc. The more you understand their style, the more you can blend in and convince them that it’s a natural partnership.

5. Keep it short

Editors are busy and don’t have time to read a novel in their inbox. Your pitch is the perfect place to show that not only are you a great writer, but you have an excellent understanding of clear and concise communication. Stick to the point, and don’t run off on unrelated rabbit trails.

How to get paid to write online

When you write content online, you’re typically considered a contract writer instead of an employee. This means you’ll need to send an invoice if you want to get paid.

An invoice is a simple document that sums up the work you did for your client, so they can see what they owe you. Basically, it’s a bill for services rendered.

It’s essential to make your invoice look professional. If you have branding elements or a logo, you’ll want to include those.

Your freelance writing invoice should include the following elements:

• The word “Invoice” at the top. You want to make it clear to your client that this is an official billing document so that they’re more likely to pay you promptly.
• Date you sent the invoice.
• Your client’s name.
• Your contact information.
• An itemized list of services provided, with short, clear descriptions of each, and individual rates for each service.
• Dates services were provided.
• Payment rate.
• Total amount due.
• Any payment terms previously agreed upon.
• A unique invoice ID number for your records.

There are invoice templates available online that can help you quickly set up invoices to send to your clients. The downside to using templates is that you can't easily track the payment status of all the different invoices you've sent to your clients.

Wave's invoicing software lets you do everything above (and more!) for free, no strings attached. You can create unlimited invoices with your logo and keep tabs on whether clients have seen your invoices. There are also options to set up recurring invoices for regular clients, which can save you a lot of time and headaches. If you turn on the payments option, there’s a small per-transaction fee when a client makes a payment.

Wave Money , a new service we’re launching, lets you deposit client payments and manage funds in an FDIC-insured account. We’re transforming the business banking industry with small business owners in mind. It’s the perfect online business banking option for freelance writers and other entrepreneurs.

How to create a portfolio to help you make money writing online

Having a solid portfolio is a crucial tool for any writer. Follow the below tips to make your portfolio as strong as possible.

Keep your portfolio up-to-date with your best new work

It doesn’t matter how much amazing content you created three, five, or ten years ago. Your potential clients want to see that you have recent publications under your belt.

Don’t include everything

Think of your portfolio as your highlights reel. Only include the writing you’re most proud of and that aligns with the type of work you hope to get more of. There’s no need to have articles from your stint as a sports reporter if you’re trying to break into beauty blogging.

Break it into categories

If you do more than one type of writing, keep your portfolio well organized so that your potential clients can easily find the work that is most similar to what they want to hire you for.

Host it in an effective location

Your personal business website is the best place to keep your portfolio. However, if you don’t have a website yet, you can always use a portfolio-hosting website such as Contently or ClearVoice .

7 Red flags to watch for with online writing jobs

While you can legitimately get paid to write, there are scams out there. Knowing what to look for can help you avoid getting scammed, so keep an eye out for these red flags.

• Anything that sounds too good to be true.
• Any online gig requiring you to send money before you make money (except for some legitimate publications that charge a nominal submission fee).
• A potential client asking for too much personal information.
• Job postings that list unprofessional email addresses that look like a jumbled mess of letters and numbers.
• Vague job descriptions.
• Meager pay for the amount of work. (And on the other end, payment that seems way too high for the demands of the job.)
• A company requesting that you do trial work for free to evaluate or sample your services.

While these red flags don’t necessarily mean you’ve stumbled upon a freelance writing scam, seeing one does mean you need to proceed with caution. You don’t want to get your identity stolen or complete work you never get paid for.

Time to take action

Now that you’ve learned about the best options available for you to get paid to write online, it’s time to get out there and give it a shot. Remember, there’s nothing you can gain from doubting yourself, so show a little faith, pick a path to get started with, and begin to make some money. With the right attitude and enough determination, anyone can make a living writing online.

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COACHING + PUBLISHING

FORMATTING + DESIGN

FREELANCE COMMUNITY

• Write Personal Essays and Get Paid: 16 Markets for Freelancers

1. The Alpinist

2. brain, child , 3. the bold italic, 4. bugle magazine, 5. buzzfeed, 6. christian science monitor: home forum, 7. dame magazine, 8. the establishment, 9. extra crispy, 10. motherwell , 11. narratively, 12. new york times – modern love, 13. the penny hoarder, 15. the smart set, 16. vox first person, get paid to write personal essays: what you need to know.

It’s the romantic version of being a freelance writer.

Take a vacation, and write about your adventures. Survive your toddler’s terrible-twos and share your advice. Dabble in online dating and tell others the good, the bad, and the ugly about your experience.

Sounds pretty good, right?

If you have a unique perspective, experience, thoughts, or advice from your side of the fence, you can get paid to write personal essays…in just about any niche.

But you need to know where to look when learning how to make money writing , and how to pitch an editor when you do. Note: There are still plenty of opportunities to write personal essays, but not all are well-paying assignments.

Want to find freelance writing jobs ? Check out these 16 markets for places to get paid to write personal essays:

Are you an experienced mountain climber or new to the sport? Are you on a mission to bag as many peaks around the world as possible? Know a climbing destination every serious adventurer needs to visit? The Alpinist wants to hear from you. Pitch an idea for a personal essay to Senior Editor Katie Ives for The Climbing Life or Off Belay.

Rate: Pays $0.25/word for 250 to 500-word essays.

When writer Penne Richards lost her daughter in a car accident, she struggled to deal with the loss.  Writing about the difficult experience for Brain, Child , proved to be a powerful way to help her grieve. Not every essay in this magazine covers such heavy-hitting topics. But it is a place where you can write long-form essays on a wide range of subjects and topics. Send your pitch to editor and publisher Marcelle Soviero .

Rate: Pays $300 for 1,500 to 4,500-word essays.

Live in San Francisco, or have a connection to The City By the Bay that’s changed the way you see the world? The Bold Italic Editor-in-Chief Keith Spencer  wants to hear from you. This online magazine has published personal essays on the gig economy, online dating, mental illness, and many other topics with a San Francisco angle.

Rate: $50 per essay

If you want to write personal essays about elk hunting, land-use issues, conservation, wildlife management and exploring the Rocky Mountains, pitch an idea Bugle Magazine  Assistant Editor Kasey Rahn . Here’s the catch, the section where you’re most likely to land an assignment is for the “Women in Outdoors” column. Submit a pitch or send a personal essay on spec for review.

Rate: Pays $0.20/word for 1,000 to 3,000-word essays.

Looking to score some serious exposure? Write a personal essay for the popular site Buzzfeed, which gets an estimated 168 million unique visitors per month. Pick a topic and tell readers about what you know, what you’ve learned, or share your point of view. “Whatever that experience is, it should offer insight into an ongoing and relevant cultural conversation for readers,” says BuzzFeed Editor Rachel Sanders.

Rate: Pays an estimated $0.13 to $0.27 per word.

Mark Sappenfield was promoted to editor at The   Christian Science Monitor earlier this year, after a decade of writing for this well-known publication. He says “The Home Forum” section is the best place to pitch personal essays, which can cover a wide range of topics.  Current interests for essay topics include travel, parenting, home, family, gardening, neighborhood, and community. Submit completed essays for consideration.

Rate:  Pays $75 to $150 for 400 to 800-word essays.

This edgy women’s magazine likes to push the envelope with witty, irreverent, and provocative content, which includes personal essays. “ Our objective is to move the conversation forward around trending and topical subjects most relevant to women-that is, when we’re not starting the conversation,” says Dame Magazine Editor  Kera Bolonik . Query first, before submitting a completed essay.

Rate:  Pays an estimated $0.13/word.

This online magazine run by women has a lot in common with  Dame Magazine . It’s edgy, quirky, and was created to provide a place for people to share their ideas. Need a dose of inspiration? Check out the recent essay written by Rachel McCarthy James: Can you make Donald Trump resign from your nightmares?  Have an essay idea? Reach out to The Establishment Editor Nikki Gloudeman.

Rate:  Pays $125 per 800 to 1,500-word essays.

Your mother always told you not to skip breakfast. This is why: You can get paid to write about it. Extra Crispy is all about what people eat for breakfast. Recipes are a must, along with the story that goes with them. But it has to be smart, fun, weird, or have a fresh angle on the typical breakfast, says Extra Crispy Editor Ryan Grim.

Rate: Pays an estimated $0.47/word for 800 to 1,000-word essays.

Not everybody experiences parenting the same way. And not everybody has the same opinions on raising kids. And that’s why Randi Olin and Lauren Apfel created Motherwell magazine. “We’re looking for evocative first-person narratives that have a unique focus, or take a novel angle, on a slice of the parenting experience,” says Olin. Submit completed essays up to 1,200 words for consideration.

Rate:  Pays $50 for up to 1,200-word essays.

If you want to get paid to write a personal essay for Narratively, you need to have a story to tell that offers readers a glimpse into whatever makes your life different, interesting, or even abnormal. Like lawyer Amy Bond’s recent essay, “ Twitter trolls outed my porn star past. So I embraced it. ” Be sure your essay includes a “takeaway” or lesson for readers. Submit a pitch or completed essay for consideration.

Rate: Pays $200-300 for 2,000 – 2,500-word essays.

Think writing for  The New York Times is out of reach? Think again. You don’t have to be an established writer to land an assignment to write for the Modern Love column. You just need to have something fresh to say about relationships, marriage, dating, and parenthood. For more on how to break into this market, check out the advice from Modern Love editor Daniel Jones .

Rate:  Pays $300 per 1,500 to 1,700 word essays.

This frugal-living, money-saving website covers a wide range of topics meant to provide people with practice ways to earn and save money. Pitch an idea to The Penny Hoarder Editor Alexis Grant  and find an angle for an evergreen topic.

Rate: Pays an estimated $0.08/word for 700 to 900 word essays. Negotiable.

Working on the next great American novel? Writing a non-fiction book? Or wondering where you can publish poetry? There aren’t a lot of markets for this type of essay writing. But Slice magazine, created by Maria Gagliano and Celia Johnson , happens to be one of them.  “We’re looking for anyone with a fresh voice and a compelling story to share-basically any work that really knocks our socks off,” says Gagliano.  “We simply look for works by writers who promise to become tomorrow’s literary legends.”

Rate: Pays $250 for essays up to 5,000 words.

Magazines were a different breed in the early 1900s when H.L. Mencken and George Nathan published the literary magazine  The Smart Set. And while the magazine folded in 1930, it’s literary focus on covering culture, arts, science, and world affairs wasn’t forgotten. The magazine was reincarnated at Drexel University in Pennsylvania and publishes personal essays on a wide range of topics.

Rate:  Pays an estimated $0.07/word for 1,000 to 3,000-word essays.

If you have a great story to tell that helps explain an important issue, Vox First Person Editor Eleanor Barkhorn wants to hear from you.  This online magazine wants  thoughtful, in-depth, provocative and personal narratives on politics, culture, science, health, and world views with a fresh perspective.

Rate: Pays an estimated $0.19 to $0.41/word for 1,200 to 3,000-word essays.

Every publication is going to have slightly different guidelines for writing personal essays.

For magazines , a nalyze your favorite pub, and you’ll likely find a personal essay among the pages. Study those. Then check Writers Market for submission guidelines (which usually requires submitting a completed essay instead of a pitch).

For blogs and other outlets , study examples of past essays, and read the guidelines, which you can usually find online. While most editors want a complete draft of a personal essay, instead of a pitch, that’s not the case for every publication.

Obviously personal essays are going to focus on something from your own life experience. But you need to find a way to bring it back to the reader, make it relevant to their own life, and give them some kind of take-away message.

Keep that in mind, and you’ll be able to land gigs and get paid to write personal essays.

Know of other markets to get paid to write personal essays?

Erica Verrillo writes about the business of freelance writing on her blog. She is also the author of the “Phoenix Rising” trilogy novels and “Chronic Fatigue Syndrome: A Treatment Guide.”

Note: It came to our attention after publication that some content in this post had been previously published. We have double-checked and confirmed that the information is still current.

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Essays About Money: Top 5 Examples and 6 Prompts

With money comes great power; however, power must always come with responsibility. Discover thought-provoking essays about money in our guide.

Money is everywhere. We use it to eat, drink, clothe ourselves, and get shelter, among many other uses. Nowadays, it is an undisputed fact that “money makes the world go round.” The earliest known form of money dates back to around 5,000 years ago ; trade was previously carried out using a barter system. However, over the centuries, more and more nations began implementing a currency system, and money has become more critical. 

In the contemporary world, it seems to be “all about money.” However, it is important not to lose sight of what is important; we must maintain good physical and mental health and healthy relationships with the people around us. Money is necessary; it is just not the only thing necessary. To start your essay, read these examples to write insightful essays about money. 

5 Top Examples On Essay About Money

1. essay on money by prasanna, 2. how money changed human history by jacob wilkins, 3. capitalism: money that make money by ernestine montgomery, 4.  is money the most important thing by seth higgins.

• 5. ​​An Introduction to Saving Money by Jeremy Vohwinkle

Writing Prompts For Essays About Money

1. good uses for money, 2. the “dark side” of money, 3. money’s role in history, 4. morality vs. money, 5. can money buy happiness, 6. how to save money.

“Imagine the world without money. We will eventually come to a point where we will be asking questions like “what’s the point of life”. Hope and goals are some of the important things that will keep a man going in life. Without any sense of achievement or motivation, there wouldn’t be any inventions or progress in the world. People work to get money and then people work harder to get more money. This cycle of life that keeps a man motivated and hopeful is one of the biggest advantages of the system of money”

This essay gives readers a general outlook on money and its advantages and disadvantages. It gives people equal opportunity to work for their dreams and motivates them to be productive members of society, while it also raises the question of greed. Money, without a doubt, has its positive and negative aspects, but it exists and is only becoming more critical.

“But the barter economy was flawed. There was no universal measure for determining the value of an item. It was all based on the subjective opinion of the individuals involved. And to make matters worse, the barter economy relied on both sides wanting something the other had to offer. Trade, therefore, could be sluggish and frustrating. Human beings needed something different, and money was the answer.”

Wilkins writes about how money revolutionized the way trade was conducted. The barter system involved trading any objects if both parties agreed to a deal, such as trading animal skins for fish or medicine for timber. However, the only measure of an item’s value was how much one party wanted it- both sides needed to have something the other wanted. The introduction of money allowed people to put a solid value on commodities, making trade easier.  

“So, if you were to closely observe the dirty, disordered canvas of economic progress during the 20th and 21 st century, you should conclude that, for all its warts, capitalism has been the winner. It has sometimes caused pain; suffered from serious cycles; and often needed the clout of the state- such as we have seen from September 2008. It has also been quite resistant to sensible regulation. Even so, the basic institutions of capitalism have worked, not just in the US and the OECD (Organization for Economic Co-operation and development) nations, but also many developing countries, of which India is one.”

Albeit lengthy, Montgomery’s essay discusses the debate between socialism and capitalism, a topic of which money is at the core. Montgomery describes Karl Marx’s criticism of capitalism: all the money goes to a few people, not the workers. She believes these are valid to an extent and criticizes certain forms of capitalism and socialism. Neither capitalism nor socialism is perfect, but according to Montgomery, capitalism creates a better economy. 

“Being the richest man in the world does not mean you are the happiest man in the world, although money can buy you happiness sometimes, but not always. If we could all appreciate the way life is, the fun, and the beauty I think the world would be better. If people weren’t power hungry maybe we’d have a lesser demand for money. Those people who is money hungry and power hungry need to relax. Money can’t buy you happiness. These individuals need to understand that.”

Higgins implores readers to remember that money is not the only thing people need in the world. He stresses the necessity of money, as it is used to pay for various necessary goods and services; however, he believes it is not a prerequisite for happiness. Material things are temporary, and there are other things we should focus on, like family and friends. 

5. ​​ An Introduction to Saving Money by Jeremy Vohwinkle

“A financial emergency may take the form of a job loss, significant medical or dental expense, unexpected home or auto repairs, a hurricane or major storm, or something unthinkable, such as a global pandemic. The last thing you want to do is to rely on credit cards with their hefty interest fees or to be forced to take out a loan. That’s where your emergency fund can come in handy. Historically, the formula for an emergency account is to have enough readily available cash to cover three to six months of living expenses.“

Vohwinkle’s essay gives readers some suggestions on how to save more money. Most importantly, he suggests setting up an emergency fund, as all other saving techniques stem from there. He also suggests creating an automatic savings plan and cutting down on “spending leaks,” like buying coffee. You might also be interested in these essays about celebration .

In this essay, write about why money is necessary and the ways to use it for the greater good, and include ways in which it can be used (investing, donating, etc.). For each point, you make, be sure to explain why. Of course, this is entirely subjective; feel free to write about what you consider “good uses” for money. 

On the other hand, money also has a negative side —research on money-related issues, such as taxpayer-funded corruption and trading of illegal goods. In your essay, explore this side of money and perhaps give solutions on how to stop these problems. 

Money has played a progressively more important role throughout human history. Discuss the development of currency and the economy, from the barter system to the digital world we live in today. You need not go too in-depth, as there is a lot of ground to cover and many eras to research. Be sure to cite reputable sources when discussing history. 

Many people warn of “selling your soul” for financial gain. In your essay, you can write about the importance of having solid values in this day and age, where money reigns supreme. What principles do you need to keep in mind? Explain how you can still value money while staying grounded; mention the balance between material needs and others. 

As stated in Higgins’ essay, more people have begun to prioritize money over all else. Do you believe that money is truly the most important thing? Can it alone make you happy? Discuss both sides of this question and choose your position accordingly. Be sure to provide precise supporting details for a stronger argument. 

Enumerate tips on how you can save money. Anything works, from saving certain things for special occasions to buying more food in the grocery rather than eating out. This is your opinion; however, feel free to consult online sources and the people around you for extra advice. 

For help with your essays, check out our round-up of the best essay checkers .If you’re still stuck, check out our general resource of essay writing topics .

Martin is an avid writer specializing in editing and proofreading. He also enjoys literary analysis and writing about food and travel.

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260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

• Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
• I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
• Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
• Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
• Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
• Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
• Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
• Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
• Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
• The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
• Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
• Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
• Opinion on the Importance of Money In the absence of money, individuals and organizations would be forced to conduct transactions through barter trade which is a relatively challenging system due to existence of double coincidence of wants.
• Money Laundering: Most Effective Combat Strategies The practice of money laundering affects the economy and security of a country. Countries have directed their efforts to curb money laundering to control the downwards projections of their countries’ economies.
• Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
• Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
• Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
• Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
• Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
• Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
• Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
• Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
• Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
• Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
• Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
• Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
• Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
• Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
• Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
• Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
• Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
• Drugs: The Love of Money Is the Root of All Evils The political issues concerning the use of drugs consist of, but not limited to, the substances that are defined as drugs, the means of supplying and controlling their use, and how the society relates with […]
• Edwin Arlington Robinson: Money and Happiness in “Richard Cory” It is evident that money cannot guarantee happiness in one’s life due to the uncertainties that surround each one of us.
• Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
• Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
• Why Money Is Important: Benefits & Downsides The notion originated from the Bible because the person who made Jesus suffer on the cross was enticed by the love of money to forsake Jesus.
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
• Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
• “From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
• Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
• Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money Though the Les Demoiselles d’Avignon, a fresco created by Picasso, was created in an entirely different epoch than Masaccio’s Tribute Money was, the two artworks still share a range of stylistic, compositional and conceptual similarities, […]
• Exploring the Relationship Between Education and Money A person cannot be able to change his/her ascribed status in the society, but only through education a person is able to change his/her Socio-economic status and to some extent that of his/her family once […]
• The Relationship Between Money Supply and Inflation It is evidenced that changing the money supply through the central banks leads to a control of the inflationary situations in the same economy.
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
• Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
• Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
• Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
• Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
• The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
• “Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
• The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
• Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
• Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
• Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
• The Concept of the Time Value of Money The concept of the time value of money refers to the financial principle noting that a fixed amount of money currently is worth more than the same amount of money in the future.
• Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
• Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
• Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
• Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
• The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
• Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
• Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
• Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
• Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
• Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
• Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
• Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
• Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
• The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
• Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
• Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
• Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
• What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
• Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
• Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
• A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
• “Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
• Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
• Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
• How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
• The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
• Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
• The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
• The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
• Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
• Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
• To Make Money or Serve the Society? However, when the issue of the corporation to serve the society arises, then it kind of compromises the main focus of the corporation, which is to make money. These have been the major causes of […]
• Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
• Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
• Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
• Tax Money Usage on Military Spending Issue The fact that America won the Cold War and defeated the Soviets is taken as a vindication by the American leaders of the need to continue military spending.
• Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
• “Who Says Money Cannot Buy Happiness” by Lee Investment is a production process for will it bring about goods and services that can be sold to the market and in the process, the owner of the business makes some profit.
• Technical Analysis as Active Money Management Method Technical analysis is the financial markets methodology that asserts the capability to foretell the probable course of security charges by the means of past market data study, principally price and volume.
• Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
• The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
• Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
• City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
• Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
• Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
• Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
• Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
• Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
• Time Value of Money in Examples Therefore, re-purchase of the shares appeals to the managers of the company because it will allow the company uses the money to regenerate more money for the purpose of repurchase the shares in the future.
• Wall Street Managers: The Art of Making Money In the end, the goal of Wall Street managers is to ensure optimal returns in all of their investments. The evolution of Wall Street managers is etched in the history of financial markets.
• Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
• Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
• The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
• Fraud, Money Laundering, and Terrorism Financing After the audacious attack by Al-Qaeda and the destruction of the Twin Towers on 11th of September 2001, terrorism was declared the number one enemy to the peace and stability of the modern world.
• Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
• Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
• The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
• The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
• Money Market and Value-Based Pricing Consequently, the GDP can be defined by the equation: Y=C+I+G+NX where: Y= Total GDP, C=Consumption by household, I=Investment, G=Government expenditure, NX=Net Exports Net Domestic product entails the reduction of the GDP by the depreciation of […]
• How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
• Access Right to Money: Sculpture Theft Among the suspects, there are those in dire need of the money due to financial problems, while others need the values worth of the item and not the actual monetary price attached to the item.
• History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
• Money Flows and Financial Repression in the US and China From the article, the authors depict how the interest rates in developed countries like the United States compare with those of the emerging markets such as China, India, and Brazil.
• Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
• Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
• Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
• Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
• Karl Marx on Commodities, Labor, and Money Division of labour is very important in the production of commodities. The use-value of each commodity contains useful labour.
• The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
• UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
• Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
• Happiness Without Money in Sociology and Psychology The tendency’s mechanics are simple – being in the possession of any substantial sum of money increases a person’s chance to secure a dominant status within the society, which in turn will result in strengthening […]
• Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
• “God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
• International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
• Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
• Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
• Time Value of Money in Economies of Scale Also, the investigation of the VoF becomes easier by means of scrutinizing the tradeoff between the TVM and the EoS. The TVM is also employed to reach the integration of infrastructure investment valuation and risk […]
• Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
• David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
• Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
• Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
• Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
• “The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
• Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
• Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
• Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
• Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
• Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
• Monetary Policy in “The Ascent of Money” by Ferguson The rise of Babylon is closely linked to the evolution of the concept of debt and credit; without bond markets and banks, the brilliance of the Italians would not have materialized; the foundation of the […]
• The Airtel Money Service: Indian and African Paths When comparing the Indian and African paths in introducing the service, the first difference that arises is the main user of the service as in the case of India, it was the lower middle class.
• Money History, Ethical and Social Standarts
• World Money History in the 20th Century and New Objects of Value
• Locke’s Work on Interest and Value of Money
• Money in the “Sheriff of Cape Breton” Case Study
• Medieval England in “Treatise on the New Money”
• Blowing Bubbles in Ferguson’s “The Ascent of Money”
• Treatise on the New Money: Document Analysis
• Human Bondage in Ferguson’s “The Ascent of Money”
• Money History, Bonds, Market Bubbles, and Risks
• Park Avenue: Money, Power and the American Dream
• Deflation in the Quantity Theory of Money
• Money, Its Purpose and Significance in History
• “Who Stole the Money, and When?” by Greenberg
• Money History From the Middle Ages to Mercantilism
• Money Development From 600 BC to Nowadays
• Money Development and Its Stages in World History
• Market Society in “What Money Can’t Buy” by Sandels
• Employee Theft in “Who Stole the Money, and When?”
• European Union Anti-Money Laundering Directive
• Park Avenue: Money, Power and the American Dream – Movie Analysis
• T-Shirts “SENIOR 2016” and Time Value of Money
• Time and Money in “Neptune’s Brood” by Charles Stross
• “College Is a Waste of Time and Money” by Bird
• Virgin Money Company’s Business Model in Canada
• Money in History and World Cultures
• Is College Education Worth the Money
• Weddings, Marriage, and Money in the UAE
• Money and Happiness Connection – Philosophy
• The Ascent of Money: A Financial History of the World
• “Art for Money’s Sake” by William Alden
• Money’s and Banking’ Concepts
• Central Bank of Bahrain and Money Supply Regulation
• Psychological Research: Money Can Buy Happiness
• Finance: The History of Money
• Finance in the Book “The Ascent of Money” by Niall Ferguson
• Criminal Law: Blood Money From the Human Organs Sale
• Money as an Emerging Market Phenomenon
• Cyber-Crime – New Ways to Steal Identity and Money
• The Case of Stolen Donation Money
• Time Value of Money
• Money and Banking: The Economic Recession of 2007
• Money and Banking: David S. Ashby’s Perspective
• Christian Moral Teaching and Money
• Money and Capital Markets: Turkey, India and China
• Money and Capital Markets: Central Banks
• Anti Money Laundering and Combating the Financing of Terrorism
• Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
• UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
• Are Workers Motivated Mainly by Money?
• Money Mechanics in the U.S.
• Money and Markets vs. Social Morals
• Money Laundering In Saudi Arabia
• Inflation Tax – Printing More Money to Cover the War Expenses
• Banks and the Money Supply
• Money Mechanics in Banks System
• Money Laundering In Russia
• Money and Work Performance
• Sports and Money in Australia
• Money Supply and Exchange Rates
• Mobile Money Transfer Service
• Central Banking and the Money Supply
• The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
• Jean-Jacques Rousseau and Karl Marx: The Role of Money in Human Life
• How Saudi Banks Deal With Money Laundery
• The Ascent of Money
• Niall Ferguson’s ‘The Ascent of Money’
• Role of Money in the American Dream’s Concept
• Money, Motivation and Employee Performance
• Money and Commodity Circulatory Processes
• Motivate Your Employees produced by BNet Video for CBS Money Watch
• We Should Use Tax Money to Enforce Mandatory Drug Treatments on Drug
• The World Surrounded by Money
• The World of Money
• Federal Reserve; Money and Banking
• Ways to Spend Money in Saudi Arabia
• Sports Industry: Morality vs. Money
• Making Money on Music: The Company That Has to Stay Afloat
• Federal Reserve and the Role of Money in It
• What Do Money and Credit Tell Us About Actual Activity in the United States?
• What Influence Does Money Have on Us Politics?
• Can Money Change Who We Are?
• Does Government Spending Crowd Out Donations of Time and Money?
• Does More Money Mean More Bank Loans?
• Are Corporate Ceos Earning Too Much Money?
• Did the Turmoil Affect Money-Market Segmentation in the Euro Area?
• How Appealing Are Monetary Rewards in the Workplace?
• How Does Inflation Affect the Function of Money?
• Can Banks Individually Create Money Out of Nothing?
• Are Credit Cards Going to Be the Money of the Future?
• Does Money Protect Health Status?
• Can Cryptocurrencies Fulfill the Functions of Money?
• What Tools Used by the Federal Reserve to Control Money Supply?
• Are Athletes Overpaid Money Professional Sports?
• Does Electronic Money Mean the Death of Cash?
• What Does Motivate Employees and Whether Money a Key?
• What Are the Three Functions of Money?
• Are Gym Memberships Worth the Money?
• Does Broad Money Matter for Interest Rate Policy?
• Does Money Help Predict Inflation?
• Does One’s Success Depend on the Amount of Money a Person Earns?
• How Does Federal Reserve Control the Money Supply?
• Does Interest Rate Influence Demand for Money?
• Does Commodity Money Eliminate the Indeterminacy of Equilibria?
• Are College Degrees Worth the Money?
• Can Money Matter for Interest Rate Policy?
• How Banks Create Money and Impact of Credit Booms?
• How Can Virtualization Save Organization Money?
• Can Money Diminish Student Performance Disparities Across Regions?
• Chicago (A-D)
• Chicago (N-B)

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Writing Essays for Money: A Guide for Aspiring Freelance Writers

Table of Contents

Are you looking to make money from your writing skills? One of the most popular—and increasingly in-demand—ways to do so is by writing essays for money. With online writing services on the rise and more students and professionals turning to them for help with their work, there has never been a better time to become a freelance essay writer. But before you jump into this career path, it’s important to understand what it entails—including the challenges and ethical considerations. 

The Essay Writing Market: An Overview 

The essay writing market is a unique and ever-growing sector. As students, professors, and professionals alike become increasingly aware of the range of online services, so does the demand for these services.

In this section, we’ll look at the different types of online writing services, discuss the demand for academic writing services, outline the demographics of people who use these services, and explain the factors that drive the demand for essay writing services. 

Types of Writing Services Available Online 

There are many different varieties of online essay-writing services available today. These include custom essay writing services (where a customer can provide specific instructions and have a paper written specifically to their needs), editing/proofreading services (for those who need help with formatting or spelling/grammatical errors in an existing document), research paper writing services (which provide essays based on individual research topics), copywriting or rewriting services (where customers can submit existing documents which will then be rewritten for them), and resume/CV writing service (which provide job seekers with tailored resumes or CVs). 

Demand for Academic Writing Services 

The demand for academic writing has grown considerably over the past decade as students have become more aware of the availability of such services. This is especially true among college students seeking assistance with their coursework.

In addition to students, there is also growing demand from professionals looking to outsource their written assignments due to lack of time or expertise. As a result, this market has seen exponential growth over recent years. 

Demographics of People Who Use These Services 

The demographic makeup of those using essay writing services is quite varied. On one hand, you have college and university students who turn to these companies when they need help with their coursework; on the other hand, there are also professionals from all walks of life who are looking to outsource their written assignments due to a lack of time or expertise.

Most customers tend to be from countries where English is not their first language; however, there has been an increasing number of US-based customers over recent years. 

Factors that Drive Demand for Essay Writing Services 

One major factor driving demand for these types of essay-writing services is convenience – customers can easily find what they need without having to do all the work themselves.

Additionally, many customers feel more comfortable entrusting their assignment with a company than tackling it alone due to a lack of knowledge or experience in certain subject areas. Finally, affordability plays an important role in this market – customers want quality work but at affordable prices, which many companies are able to offer them through competitive pricing models and discounts. 

With so many different types available, ranging from custom essay writing to resume/CV service providers, it’s easy to see why this industry continues to expand each year as more people realize just how convenient it can be when they need help with written assignments!

Writing Essays for Money: A Path to Both Flexibility and Financial Security 

Are you looking for a way to make money that provides you with both flexibility and financial security? Writing essays for money may be the perfect job opportunity for you. This blog post will explore the pros of writing essays for money and how it can help you reach your career goals. 

Flexibility in Work Schedule 

One of the biggest advantages of writing essays for money is that it allows you to work when and where it’s convenient. Since you’re working remotely, there’s no need to worry about commuting or taking time off from a traditional job.

You can write essays whenever it suits your schedule, whether early in the morning, late at night, or even on weekends. Plus, being able to work from anywhere means that you don’t have to be tied down to one location; if you want to take a vacation or travel for any other reason, all you have to do is pack up your laptop and go! 

Ability to Earn a High Income 

Another great advantage of writing essays for money is that it allows you to earn a very good income. Depending on how much experience and expertise you bring to the table and how much demand there is in your chosen field, you can significantly increase your earning potential.

Plus, since most projects are paid per word or page written (or sometimes both), it is easy to track your income and ensure that you’re getting paid what you deserve. 

Opportunities for Professional Growth 

Finally, writing essays for money can also provide great professional growth opportunities. As an essay writer, you will be expanding your knowledge base through research and practice and working with new clients from various backgrounds who might have different perspectives on certain topics.

You’ll also get exposure to different writing styles, which can help improve the quality of your own work over time. And if the client has requested revisions on their project, this is another chance for you to hone your skills while still getting paid!  

By taking advantage of this unique job opportunity now, you will be able to open up new doors professionally and financially secure yourself in the process. Thanks so much for reading!

Making Money Writing Essays: The Pros and Cons 

Making money by writing essays sounds like a great way to earn an income. It can be an enjoyable, flexible job with the potential for a good return on your investment. But is it really worth it? Let’s look at the pros and cons of writing essays for money so that you can decide whether this type of work is right for you. 

Unclear Ethical Considerations 

When you write essays for money, you must consider whether this type of work is ethically sound. It can be difficult to decide whether or not you are doing something wrong by helping someone else cheat their way through school.

At the same time, some argue that if students are willing to pay for essays, why should they be prevented from doing so? Ultimately, it’s up to each writer to decide if they are comfortable writing essays for money. 

Plagiarism and Academic Dishonesty 

One of the most serious issues associated with writing essays for money is the potential for plagiarism and academic dishonesty. When students turn in work that isn’t their own, they lie about their capabilities and cheat themselves out of learning experiences.

This can lead to serious consequences such as expulsion or loss of scholarship opportunities. As a writer, it’s important to ensure that all papers are written from scratch to avoid potential plagiarism or dishonesty problems. 

Pressure To Meet Tight Deadlines & Produce High-Quality Work 

Another drawback of writing essays for money is the pressure writers face when it comes to meeting tight deadlines and producing high-quality work on short notice. While some writers may thrive under such intense conditions, others may find them overwhelming and stressful.

If deadlines and high-pressure situations aren’t something you feel you can handle consistently, then this type of work may not be right for you. 

Possibility Of Dealing With Difficult Clients

Although there are many benefits associated with working as an essay writer, there is also the possibility that some clients may be difficult or unresponsive when it comes time to pay up or provide feedback on a project.

In these cases, it pays to take proactive measures such as setting clear expectations upfront to avoid any misunderstandings. Additionally, having a strong contract in place can help protect both parties in case something goes wrong during the course of a project.                  

Ultimately, only you can decide if this type of work suits your lifestyle; however, understanding both sides will help inform your decision-making process before committing one way or another!

How to Write Essays for Money with Confidence 

Writing essays for money can be a rewarding and lucrative way to make a living. When you take on the challenge of writing essays for money, you take on the responsibility of delivering quality work that will satisfy your client’s needs. You should keep certain best practices in mind to ensure success in this endeavor. Let’s explore four key areas for success in writing essays for money. 

Ethical Considerations and Avoiding Plagiarism 

As a writer being paid to write essays, you must understand how important ethics are in any professional venture. As a paid writer, your job is to write words and create original ideas and content that reflects your client’s unique perspective.

You must avoid plagiarizing other people’s work at all costs, even if it means taking extra time or research to gather the information needed to complete an essay assignment. Not only is plagiarism illegal and unethical, but it can also ruin your reputation as a writer if discovered by your clients! 

Time Management and Staying Organized 

Time management skills are essential when writing essays for money because oftentimes, deadlines must be met quickly and efficiently.

That said, good time management skills should never come at the expense of quality work. So you must have systems that help you stay organized and plan ahead for any potential roadblocks or problems you may face while completing projects on time.

One great way to do this is by creating lists of tasks that need completing and breaking them down into smaller chunks so they can be completed quickly without sacrificing quality or accuracy. 

Maintaining Quality While Meeting Tight Deadlines 

When writing essays for money, meeting tight deadlines while still creating quality work can seem daunting; however, there are ways around this problem!

By researching topics thoroughly before beginning an essay assignment – such as gathering facts, relevant quotes, or statistics –you will save time during the actual writing process since much of the material will already be gathered beforehand.

Additionally, having someone else proofread your work before submitting it can also help catch errors or typos before they become issues with your client! Lastly, always make sure to double-check all sources cited within the essay against the original source material (if available), so accuracy remains paramount throughout the entire project from start to finish.  

Building a Positive Relationship With Clients 

Writing essays for money requires more than technical know-how; it also requires maintaining positive relationships with clients over time so they can trust your abilities as a reliable writer who consistently produces high-quality work.

To build strong working relationships with clients over time, stay communicative throughout each project—from initial contact through completion—and provide regular updates whenever necessary so everyone stays on track toward meeting deadlines without sacrificing the quality of output in the process.

Additionally, having open lines of communication allows both parties involved in an essay assignment to discuss any revisions or changes needed before submitting final drafts, which helps ensure total satisfaction with each project! 

Where to Write Essays to Make Money

Writing essays for money is a great way to make extra income. Many websites offer freelance writing services where you can write essays and other types of content for clients who need them. You can also find opportunities to write essays for money on job boards and freelance marketplaces. Before taking on any project, it is important to research the client and make sure they are legitimate.

Are you looking for places to sell essays?

Here are 10 great options:

• Fiverr : Fiverr is a great platform for freelancers to offer their services, including essay writing.
• Upwork : Upwork is another popular freelance platform where you can find clients who need essays written.
• Guru : Guru is a freelance marketplace that connects businesses with professionals, including those who write essays.
• Freelancer : Freelancer is an online job board that allows freelancers to bid on jobs, including essay writing projects.
• PeoplePerHour : PeoplePerHour is a website where freelancers can find work, including essay writing jobs.
• iWriter : iWriter is a content creation platform that allows writers to create and sell essays online.
• Textbroker : Textbroker is an online marketplace for writers to create and sell content, including essays and other academic papers
• EssayShark : EssayShark is an online platform where students can get help with their essays from professional writers
• StudySolver : StudySolver offers students the opportunity to get help with their essays from experienced writers
• WritersDepartment : WritersDepartment provides freelance writers with the opportunity to write and sell essays online

Finding legitimate freelance essay writing jobs can be a challenge. Fortunately, there are a number of websites that offer opportunities for writers to find work and make money.

The future of the market for online writing services is looking bright. With more businesses and individuals turning to the internet for their content needs, the demand for quality writers will only increase. As technology continues to advance, so will the opportunities available to freelance writers willing to put in the time and effort necessary to create high-quality essays for money.

Therefore, if you want to make some extra cash with your writing skills, consider joining the growing market of freelance essay writers who are seeing success and making money through their work!

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Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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How to Format Money in General Writing

By Erin Wright

Here are some basic guidelines for writing about money in general content. These guidelines are based on The Chicago Manual of Style (Chicago style) and The Associated Press Stylebook (AP style). Our other primary style guides have been excluded because they provide little to no recommendations for formatting money.

All the examples shown below are for U.S. currency. “ How to Write Euros and Pounds as Words and Symbols ” explains how to format euros and pounds and “ How to Write Non-U.S. Dollars as Words and Symbols ” explains how to format dollars outside of the United States, such as Australian dollars and Hong Kong dollars.

Dollars and Cents without Numerals

Spell out references to dollars and cents without numerals. 1

Lee didn’t mind paying a few more dollars to get his car waxed after it was washed.

The price of gas has dropped several cents in the past week.

Amounts of Money Less than $1

Followers of AP style should use numerals with the word cent or cents for amounts of money less than $1. 2

Why does the penny candy in the jar cost 12 cents instead of 1 cent ?

Retailers in Chicago must charge customers 7 cents per bag.

Other than isolated references, followers of Chicago style should use the cent sign for amounts of money less than $1. However, if the reference appears near another amount of money $1 or greater, the cents should be formatted with the dollar sign and numerals. 3

The pet store donates fifty cents from every sale to the local animal shelter. ( Isolated reference )

The dairy charges a 5¢ deposit per bottle.

The price of widgets has increased from $0.75 to $2.12 over the course of six months.

If you aren’t a strict follower of AP style or Chicago style, simply choose a style and follow it consistently throughout your document. Although I personally follow Chicago style, I prefer the AP’s recommendation for spelling out cent because the cent sign is not readily available on standard keyboards.

Check out “ Three Ways to Insert Currency Symbols in Microsoft Word ” to learn how to insert the cent sign in your Word documents.

Amounts of Money Greater than 99¢ but Less than $1 Million

Use the dollar sign and numerals for specific amounts of money great then 99¢ but less than $1 million. 4

This desk sells for $249 in New York and $239 in Chicago.

Our storage fee is $895.99 per month.

Exception: Followers of Chicago style can spell out occasional references to amounts of money that are whole numbers less than $100. 5

$1 Million and Greater

Simplify large numbers by spelling out million , billion , and trillion . 6 You can include up to two numerals after a decimal point, if necessary. 7

The equipment upgrades will cost $1.25 million over three years.

We bought this startup for $990,000 ; it is now valued at $2 billion.

Final Thoughts

Although not an official style recommendation from any of our primary style guides, you may also want to consider streamlining large amounts of money by using approximate whole numbers if your readers don’t need to know the exact figure.

The neighboring property is listed for more than $6 million . (Instead of “The neighboring property is listed for $6,120,595 .”)

Sales soared above $1 billion last year. (Instead of “Sales soared to $1,000,105,000 last year.)

Now that your money is formatted, find out if it’s singular or plural .

1. The Associated Press Stylebook 2020–2022 (New York: Associated Press, 2020), 90.

2. The Associated Press Stylebook 2020–2022 (New York: Associated Press, 2020), 48.

3. The Chicago Manual of Style , 17th ed. (Chicago: University of Chicago Press, 2017), 9.20.

4. The Associated Press Stylebook 2020–2022 (New York: Associated Press, 2020), 90; The Chicago Manual of Style , 17th ed. (Chicago: University of Chicago Press, 2017), 9.20.

5.  The Chicago Manual of Style , 17th ed. (Chicago: University of Chicago Press, 2017), 9.20.

6. The Associated Press Stylebook 2020–2022 (New York: Associated Press, 2020), 90; The Chicago Manual of Style , 17th ed. (Chicago: University of Chicago Press, 2017), 9.24.

7.  The Associated Press Stylebook 2020–2022 (New York: Associated Press, 2020), 90.

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Essay On Money: 100, 250 Words Samples

• Updated on  
• Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

Table of Contents

• 1 What is Money?
• 2 Why is Money So Important?
• 3 Essay on Money in 100 Words
• 4 Essay on Money in 250 Words

Also Read: Essay on Chandrayaan – 3

What is Money?

According to Wikipedia and Oxford Dictionary, Money is simply a medium of exchange. Some even consider money as one of the most important resources , which is used to make transactions of goods, services, or repayment of debts within a specific country or socio-economic context.

Money can have various forms, coins and banknotes in physical form, and electronic balances in bank accounts in digital forms. Money serves as a unit of account, facilitating the measurement of value in terms of prices, and as a store of value, allowing individuals to save purchasing power for future use.

Learn Why Financial Literacy is Important for Students.

Why is Money So Important?

What makes money such an important resource is its acceptance across the globe in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. Here are several reasons stating the importance of money.

• Money serves as a convenient medium of exchange that facilitates the buying and selling of goods and services, making transactions more efficient than barter systems.
• It provides a standardized unit for measuring the value of goods, services, and assets, allowing for easier comparison and assessment of value across different items.
• Money enables individuals and businesses to store wealth and purchasing power over time, facilitating savings and investment for future needs and goals.
• A stable and reliable monetary system encourages investment, trade, and economic growth, fostering overall prosperity within an economy.
• By using money, individuals and businesses can avoid the high transaction costs associated with bartering and the inefficiencies of non-monetary exchange systems.
• The use of money encourages specialization in the production of goods and services, leading to increased productivity and efficiency within an economy.
• Money is essential for the functioning of financial markets, banking systems, and investment activities, which are crucial for the allocation of resources and capital within an economy.

Also Read: Essay on National Unity Day 

Essay on Money in 100 Words

El dinero or money is used as a medium of exchange, unit of account, and store of value. It facilitates trade, allowing for the smooth exchange of goods and services, while also enabling efficient allocation of resources and encouraging economic growth. As a unit of account, it provides a standardized measure of value, simplifying the comparison of different goods and assets. 

Moreover, money acts as a store of value, allowing individuals to save and plan for the future. Its role in reducing transaction costs, enabling specialization, and supporting complex financial activities highlights its significance in the functioning of contemporary economies.

Essay on Money in 250 Words

Modern economics is heavily dependent on money or we can say that money is the pillar of modern economies. As a medium of exchange, it simplifies trade by providing a universally accepted method of payment for goods and services, eliminating the inefficiencies and limitations of barter systems. Its characteristic fosters the development of complex market systems, encouraging specialization and the efficient allocation of resources.

Apart from being a medium of exchange, money functions as a unit of account, providing a standardized measure of value that enables individuals to compare prices and evaluate the worth of different goods and services. This uniformity in valuation streamlines commercial activities and allows for effective planning and decision-making in both personal and business contexts.

Money serves as a store of value, allowing individuals to save and accumulate wealth over time. This feature empowers people to prepare for future expenses, emergencies, or long-term goals, providing a sense of security and stability in an uncertain world.

In addition to its role in daily transactions , money fuels economic growth by facilitating investment, entrepreneurship, and innovation. Financial institutions utilize money as a tool to allocate capital efficiently, enabling the development of new businesses, industries, and technologies that contribute to overall economic prosperity.

Money plays multiple roles in our lives; it is a physical or digital representation of currency; it is a fundamental pillar of modern economies, underpinning the intricate web of commercial activities, financial systems, and societal well-being. Its importance lies not only in its tangible properties but also in the complex functions and structures it supports within the global economic framework.

Money is globally accepted as a medium of exchange in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. To buy goods or services, you are required to pay a certain amount, which is fulfilled by paying money. 

To write an essay on money, you need to highlight the key aspects of this essential resource. The multiple transactions in which money is used in our day-to-day lives make money an important part of our lives. Give examples of how money can change our lives and what would happen if we were out of money. Highlight the latest trends in the financial sector and what governments are doing to save our money from inflation. 

Here are the 5 strongest currencies in the world: Kuwait Dinar (KWD), Bahraini Dinar (BHD), Omani Rial (OMR), Jordanian Dinar (JOD), and Gibraltar Pound (GIP).

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How to write a financial need statement for your scholarship application (with examples!)

So you’re applying for a scholarship that asks you about your financial need. What do you say? How honest or specific should you be? What is TMI? In this article, we break down how to pen an awesome financial need scholarship essay or statement.

What to include in a financial need scholarship essay

Template to structure your financial need scholarship essay, introduction: your basic profile, body: your financial situation and hardships, conclusion: how you would benefit from this scholarship, was this financial need essay for a college financial aid application , now, reuse that same essay to apply for more scholarships, additional resources to help you write your financial need scholarship essay.

Many scholarships and college financial aid awards are “need-based,” given to students whose financial situation requires additional support. That’s why one of the most common college scholarship essays is a statement of financial need. This might be very explicit (“Explain your financial need”), somewhat explicit (“Describe your financial situation”), or quite open-ended (“Explain why you need this scholarship”).

In all cases, scholarship providers want to get a sense of your family’s financial picture: what your family income is, if you personally contribute to it (do you have a job?), and how much additional money you need to attend your target college (your “financial gap”).

If the essay prompt is a bit more open-ended (“Explain how this scholarship would help you”), your essay should probably be a combination of a financial need statement and a career goals / academic goals essay.  That’s because you want to show how the award will help you financially and in your academic or career goals.

Usually this statement of financial need is a pretty short scholarship essay (150-300 words), so unlike a college essay or personal statement where you have ample word count to tell anecdotes, you’ll likely need to get right to the point. 

Be sure to include: 

• If you are an underrepresented group at college, for instance, part of an ethnic minority or the first in your family to go to college
• Any relevant family circumstances, like if your parents are immigrants or refugees, as well as your parents’ occupation and how many children/family members they support financially
• How you are currently paying for college, including what you personally are doing to contribute financially (like working student jobs)
• What financial challenges/difficulties your family is facing, for instance, if a parent recently lost their job
• How you would benefit from the scholarship–including your academic and career goals (if word count allows)

Also remember to write in an optimistic tone. Writing about your financial situation or hardships might not be the most positive thing to share. But you can turn it around with an optimistic tone by writing about how these challenges have taught you resiliency and grit.

Give a short introduction to who you are, highlighting any family characteristics that might make you part of an underrepresented group at college. 

“I am a first-generation American and the first in my family to go to college. My family moved from El Salvador to New York when I was seven years old, to escape the violence there.”

Example 2: 

“I am from a working-class family in Minnesota. My family never had a lot, but we pooled our efforts together to make ends meet. My parents both worked full-time (my father as a mechanic, my mother as a receptionist at the local gym), while my siblings and I all worked weekend jobs to contribute to the family income.”

Dive into the details. How are you currently planning to pay for college? The idea here is to show that you and your family have made a good-faith effort to earn enough money to pay your tuition, but that it has simply not been enough. 

Make sure you describe your parents’ occupation, any savings (like a 529 College Savings Account), and any student jobs. You might also discuss any sudden changes in fortune (e.g. parent fell ill or lost their job) that have ruined your original financial plans. 

Example 

As immigrants with limited English, my parents have had to accept low-paying jobs. My father is an Uber driver, and my mother is a housekeeper. They earn just enough to pay our rent and put food on the table, so I’ve always known they could not help me pay for college.  So I’ve been proactive about earning and saving my own money. Since age 11, I’ve worked odd jobs (like mowing my neighbors’ lawns). At age 16, I started working at the mall after school and on weekends. Through all these jobs, I’ve saved about $3000. But even with my financial aid grants, I need to pay $8000 more per year to go to college. 

Bring it home by wrapping up your story.  Explain how you plan to use the financial aid if you’re awarded this scholarship. How will you benefit from this award? What will you put the money toward, and how will it help you achieve your academic and/or career goals?

Scholarship review boards want to know that their money will be put to good use, supporting a student who has clear plans for the future, and the motivation and determination to make those plans a reality. This is like a shortened, one-paragraph version of the “Why do you deserve this scholarship?” essay . 

Winning $5000 would help me close the financial gap and take less in student loans. This is particularly important for me because I plan to study social work and eventually work in a role to support my community. However, since these jobs are not well paid, repaying significant student loans would be difficult. Your scholarship would allow me to continue down this path, to eventually support my community, without incurring debt I can’t afford.

My plan is to study human biology at UC San Diego, where I have been admitted, and eventually pursue a career as a Nurse-Practitioner. I know that being pre-med will be a real academic challenge, and this scholarship would help me focus on those tough classes, rather than worrying about how to pay for them. The $2000 award would be equivalent to about 150 hours of working at a student job. That’s 150 hours I can instead focus on studying, graduating, and achieving my goals. 

Sometimes this financial need statement isn’t for an external scholarship. Instead, it’s for your college financial aid office.

In that case, you’re usually writing this statement for one of two reasons:

• You’re writing an appeal letter , to request additional financial aid, after your original financial aid offer wasn’t enough. In this case, you’ll want to make sure you’re being extra specific about your finances.
• You’re applying for a specific endowed scholarship that considers financial need. In this case, your financial need essay can be quite similar to what we’ve outlined above.

Now that you’ve written a killer financial need scholarship essay, you have one of the most common scholarship essays ready on hand, to submit to other scholarships too.

You can sign up for a free Going Merry account today to get a personalized list of hundreds of scholarships matched to your profile. You can even save essays (like this one!) to reuse in more than one application.  

You might also be interested in these other blog posts related to essay writing:

• What’s the right scholarship essay format and structure?
• How to write a winning scholarship essay about your academic goals
• How to write an awesome essay about your career goals
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‘Miles Walked, Miles Driven’: This Year’s College Essays About Money

Each year, we seek out college application essays about money, work or social class. Here are five from writers who are now undergraduates.

Supported by

By Ron Lieber

Photographs by Lexi Parra

Ron Lieber wrote one of his college application essays about a television commercial for the company formerly known as Waste Management.

• Oct. 22, 2022

Writing a personal essay is more art than science. Discussing money — what you or your family has or lacks — is tricky under the best of circumstances. Doing both well is harder still, especially if you’re a teenager and a committee of grown-ups will sit in judgment on whatever you produce.

Each year, we invite essayists to forward their work to us after they’ve submitted their thoughts on money, work, social class and related matters as part of their college applications. At their best, they inspire a kind of empathy, even if money is not on your mind all that often.

This time, we find ourselves in the human resources department with a racing mind; the kitchen as a daughter observes her mother making do; the car, driving many miles for so many reasons; the house, stuffed with way too much; and the head of a young woman wondering if her soft hands bring honor upon her family.

To write this way about these topics requires perspective, about who has what and why and how. But it also demands bravery — to go where most people don’t, including a lot of adults.

Katya Spajic

“Their hands symbolized their love and sacrifice for family. But my unblemished hands signified nothing in return, only evidence of wasting away their hard work.”

New York — Bronx High School of Science

Mom always told me that if my hands were smooth and unblemished nobody would be able to tell my age.

She wore rings and gloves to cover up the premature wrinkles from her time as a waitress in high school and the scars on her fingers from her first four years in America as a seamstress.

Try as she might, no amount of jewelry or hand cream could erase those markings. But I envied her imperfections: Mom’s weathered hands spoke volumes about her strength, selflessness and love.

Whenever my family gathered at the dinner table, I would steal glances at their hands. Each wrinkle and scar read like a chapter of a life well lived: a life full of purpose. When I looked at my smooth knuckles and babylike palms, I wondered when I would receive markings that told my story.

When Dad squeezed my hand as we crossed the street, I tried to place the sharp ridges and rock-hard calluses that dug into my soft skin. Did they come from summers in Montenegro, gripping the worn handle of the scythe to cut hay? Were they caused by heavy tiles nicking his palms during the kitchen renovations that paid for my babysitters?

During summers in Pljevlja in Montenegro, I would watch Grandma’s trembling hands as she kneaded each piece of burek. What initially seemed like splotches of flour were actually burn scars from 70 years of cooking. Perhaps they came from adding one too many coals to the furnace or accidentally lifting pots out of the oven with her bare hands.

Their hands symbolized their love and sacrifice for family. But my unblemished hands signified nothing in return, only evidence of wasting away their hard work. So I tried to gain markings the only way I knew how: mimicking my family’s defining actions.

I attempted Grandma’s burek, but my imitation’s flaky shell hardened each time I took it out of the oven. And my burns never felt purposeful, only documentation of my mediocrity.

I tried picking up a needle and thread like Mom. But even as my hands took the shape of hers, the needle pricks left me unsatisfied — it never came naturally like for Mom.

My hands began to read like a list of failed ventures — until I found volleyball. Volleyball seemed like a forbidden interest, so independent from family. But each purposeful movement left me satiated with fulfillment. I picked up the game quickly, and my parents were thrilled: Recruitment was my ticket into a top university. I even fractured my thumb while diving for the ball, the bone awkwardly jutting out as my own personal talisman of greater purpose.

But during high school, I was exposed to a plethora of other opportunities. I began spending Monday nights practicing cases for Mock Trial and dedicated weekends to taking photographs for my school’s Dynamo literary magazine. And though my hands remained unchanged, these passions, along with others, showed me sides of my identity that I didn’t know existed.

But with little time left for volleyball, I came to the decision to leave my club team. My crooked thumb became an ominous reminder of another failed pursuit.

My parents were furious. They perceived my new activities as unfocused distractions, leading me away from my ticket to college.

I soon understood that my parents’ anger did not stem from disappointment, but from unfamiliarity. Their only path forward was committing to their available roles, never pondering the existential questions I did: self-discovery in a sea of options.

Becoming “lost” for pursuing seemingly unconnected interests was not what they envisioned for me, but I realized that the best way to fully take advantage of my privileges was to explore all my curiosities. I stopped emulating the identities of my family and realized that my hands would eventually bear the weight of my pursuits.

More importantly, those markings and hands will be my own, not my mother’s or father’s.

Griffin Ayson

“Travel costs may prove too great a financial strain for my parents, but my world map and ingenuity are free.”

Los Angeles — Van Nuys High School

The room was stuffy, cramped and packed with teenagers. I was about to embark on a new adventure — my first job. I made sure I brought everything listed on the required materials list: Social Security card, passport, student ID, work permit.

As I waited for the human resources personnel to call my name, I gingerly opened my passport. A glance at the photo taken when I was 12 brought a big smile to my face: Chubby cheeks. Bowl cut hair. Forced smile. My jolly mood quickly faded when I read the expiration date: 03 Jan 2022. As I flipped through, each page was blank. My heart felt empty.

I tried to shake off the sadness dominating my thoughts. I should not have been bothered by my empty passport or its pending expiration date. But I was. It was a painful reminder that I had never left the country, not once in my entire life.

I remained quiet even as my mom repeatedly asked how my job orientation went. My replies were a mere yes or no. But when we got home, I held up my passport and finally dared to ask her. She looked at me and responded: “I’m sorry, but we can’t afford it. Airfares alone for a family of five would cost an arm and a leg.” Her quavering voice said it all. I walked away, empty. My passport was for “just in case,” not “when.”

When I spend time with Grandma, I am greeted by her cabinet full of cherished souvenirs. Some mark her 90 years on earth, others Grandpa’s travels as a merchant marine. Admiring the elephant tusk from India, brass plates from Morocco and hand-carved Last Supper wall hanging from Italy, I often wondered what it was like to travel the world just like Grandpa did.

Today, I catch myself looking back at those visits at Grandma’s and realizing I don’t need to leave my beloved city — Los Angeles — to experience the world. I satisfy my wanderlust by feasting on hearty, delicious global cuisines here in my neighborhood. Couscous from Morocco. Vindaloo from India. Gelato from Italy. Each is a small marker of my city’s diverse population and the perspectives and experiences surrounding me.

The first and last thing I see from my bed is my vast world map from Ikea, occupying almost an entire wall. This map has been my constant travel companion since I was little. Beginning with Dad’s stories about his business travels early in his career, this map has taken me to the countries he toured and locals he befriended from Belgium to South Korea to Indonesia.

Through Google Earth’s lens, I’m able to transport myself to any far-flung places without leaving the comfort of my bedroom. I have explored the Philippines, where my mother was born and raised. Her accounts of her upbringing fascinated me growing up, the tropical climate a drastic change from L.A.’s dry, sunny summers. When I showed her the schools she attended, the church where she and her family worshiped every Sunday, and the empty land where her house once stood, she was delighted. I was, too.

I don’t need to set foot in an airport to know every country, city and capital in the world. The knowledge I amassed, from the map in my bedroom to virtual tours, has taught me that not traveling outside my birth country will not define who I am. I pull what I can from my surroundings, whether wandering my neighborhood or following the virtual tour of the Louvre’s Petite Galerie exhibition of founding myths. And there are dozens of UNESCO sites still to see.

I am a globe-trotter. Travel costs may prove too great a financial strain for my parents, but my world map and ingenuity are free. So while my passport pages are empty, my limitless adventures are being vividly stamped in my mind forever.

Mimosa Hứa Mỹ Văn

“My treasure was occupying my time and mind. Overflowing piles, boxes and chaos tornadoed around me.”

Tucson, Ariz. — Flowing Wells High School

I was 6 years old.

Waltzing into my room, I had no room to dance. Looking at the floor, I would not be able to convince anyone it is hardwood. Clothes with price tags and unopened toys covered every inch of the ground. Mountains of freebies from convention centers engulfed me every time I entered the room. It was chaos.

Each day, these mountains became mountain ranges. As time passed by, I thought this accumulation would make me better. More items, more wealth and more friends. Having more meant a better life, right?

I waved to my dad at the screen door while I was yawning in jammies that were made authentically from Vietnam. He hopped into the only car to drive eight miles south to sharpen blades for lawn mowers as my mom cared for me, my brother and the house.

And every morning, my mom dropped me off at school on the next fastest transportation: the only electric scooter. Other days, my dad would pick me up and head to the doctor’s as the English-speaking parent before dozing off until his next shift. I cherished my parents’ efforts and actions for me.

When I was 10, my dad was heading into his mid-60s, and he retired. The income cash flow was dripping as my mom joined the work force and slowly gained clients. We celebrated every time a letter came in with government assistance.

We savored all the stuff. Every item made us the richest people on earth. My mom told me stories about when she was younger in Vietnam. She never had new clothes or gifts. She always got hand-me-downs.

I treasured and kept every item as sacred as a pirate’s gold. I felt like I won the lottery by having all this stuff.

Because I knew the most English, I researched Americanized things and how-tos for my parents. With a disastrous house at bay, my mom suggested to me to research how to get a cleaner house. I typed it into the Google search bar, expecting nothing helpful. I went down the rabbit hole, weaving from grease, storage containers, organization and more.

And then, I found this foreign word, minimalism.

Simplifying the number of items in possession to have a tidier home can make people happier. What were these jabberwocky words arranged in this order doing here? Can this end my chaos?

But, I thought more meant better. My treasure was occupying my time and mind. Overflowing piles, boxes and chaos tornadoed around me.

What about the social pressure? What would all my friends think if I didn’t have a lot of things? Would they think I was poor, poorer than I already am? Or worse, could I lose everything in life?

You know what? Let’s just do it. The chaos needs to end.

I slowly start to sort piles and load the car trunk. A part of me vanished at first. As days went by, I felt a weight of possession leave my chest and free me from all of the strings from each item tying me down.

Now, I zoom from assisting my mom with dishes to checking out TED Talks and self-love Instagram reels to working on my random urge to do pottery. The void has been filled with experience, knowledge and gratefulness.

My hands dance as I attempt to take in every single word that emerges from my wandering thoughts. I observe my sleeping plateau and two work space plateaus with a small stack of notebooks and feel content. “I appreciate myself,” I scribbled with one of my five — and only five — writing utensils.

I don’t need to rely on items, wealth and friends to be content. Others’ opinions of my display of wealth are not necessary to me. Without these items gluing me down, I easily settle from place to place. The internet was right. I can experience life now, for new challenges, opportunities and experiences.

Nathaniel Erb

“The miles that I drive, and others that I walk, are a small part of what makes it possible for our family to function, even thrive.”

New Windsor, Md. — Delone Catholic High School

Digits. Miles on the odometer, time on a clock. Neon clock face — 4:00 on a Tuesday morning. Driving 25 quick miles to swim practice, then 45 long ones to school. A rushed 11 miles to work. Finally, 9:30 p.m. Shift over — 13 miles home.

Total: 94 miles in 17.5 hours. A typical Tuesday bleeds into a typical week, adding up to a total of over 600 miles. Nearly three hours each day before I add in school, work, swimming and commitments as a brother, as a son.

These miles are unavoidable. Living in a rural farming community, you soon realize that everything is far away.

Being the oldest of five children, a perch I share with my twin sister, I know what my parents have sacrificed to provide a loving and stable life for us. My dad gets up early every morning — working weekends and missing vacations to provide for our family. My mom gave up her career to raise my four siblings and me.

Their sacrifices have formed the foundation of who I am. The miles that I drive, and others that I walk, are a small part of what makes it possible for our family to function, even thrive.

The longer drives lull me into thinking. Goals and ambitions — for tomorrow or 10 years from now.

I often think about what I have and the people around me who have sacrificed to get me where I am today. Sacrifice isn’t giving up or missing out on something. It is making the hard choices that will lead a person to become extraordinary.

Today, my choices are laying the foundation for something extraordinary of my own, shaping me into my future self. My foundation is supported by cornerstones — a big, loving, supportive family; work with meaning; financial independence; self-direction.

At age 2, I received my first wheelbarrow. It was small, tot-sized, but I used it to help with yardwork. Today, I spend weekends planting and maintaining the gardens — a sacrifice of time and a strain on my body.

Beginning with seeds in the greenhouse and continuing through harvest, I enjoy watching the produce grow and reaping the bounty of my work. These gardens provide us with much food. My wheelbarrow is full-sized now, just like the role I play in helping sustain my family.

The miles I walk pushing a wheelbarrow offer one type of support. Those I drive to and from my job as a restaurant dishwasher provide another 20 to 25 hours a week I scrub and rinse, pacing myself to stay ahead of the front of the house.

These hours demand a different type of sacrifice, but offer the promise of financial independence, my ability to save and even invest. I crave stability and dream of a future I can provide for myself. I want to help pay for college, buy a home on the water, maybe even have a boat.

But the miles I drive to swim practice feel different. These are just for me.

Setting goals and working to achieve them empowers me. After an early alarm and my daily decision to sacrifice sleep and free time, the tough morning workouts motivate me to push through obstacles. I can carry these lessons through college, my future career, my personal life.

These miles, hundreds walked and thousands driven, take me to and from the century-old farmhouse we call home. We have expanded it several times to house the seven of us, each new cornerstone marking the sacrifices made to get to that point.

Soon, I will expand my foundation, adding cornerstones uniquely mine to the ones I share with my family. This expansion will be in stages — college, a job, a family of my own — but I know how I will mark them. Miles walked, miles driven, sacrifices made. And I know that with each one, I am building something extraordinary.

“The duty of our generation is to ensure the next generation has it a little easier.”

Charlotte, N.C. — Olympic High School

Pieces of me live in my kitchen.

An art easel stands sentry nearby with stained paintbrushes and repurposed mugs. The curtains are drawn back, revealing clouds ambling against a sun-streaked sky.

Cherry-red and mint green boxes of tea sit in the cupboards above the sink — Earl Grey, peppermint, jasmine. Peaches sprawl across the counter, next to honeycombs I would suck on during long, oppressive summers. Very Monet, don’t you think? Beautiful, sweet, impressionist.

Yet if you peer beyond the bowl of bananas and crooning stereo, you would find a drawer of flatware. Rusting. Brown. Cheap. I didn’t know I was poor until I noticed the flatware. You can beautify the ugly in all sorts of ways, paint and plaster over all the cracks and holes. But the truth will stick like tar.

It was the autumn of 2019, and my mother was hunched in the kitchen, beaming and bright. “Look,” she beckoned. She handed me a fork and spoon: so shiny I could see my reflection, heavy in my hand and cold to the touch. There were two more pairs on the counter. She had replaced the entire drawer.

“Three hundred dollars,” Mama said proudly. “Two graveyard shifts.”

My mother works two jobs. I save coupons for back-to-school shopping. Why did I take so long to notice? Maybe I wanted to see myself as something other than a stereotype. Another brown body who lives under the umbrella term of low-income, first-generation. Maybe my mother was embarrassed to be another brown body who couldn’t afford a good cutlery set without 20 extra hours.

But I never had to think about it, because she kept the kitchen picturesque, and I never mentioned the bags underneath her eyes. It was some dark, dirty secret we clutched to our chest, kept away from prying eyes. No one should know (not even us).

“Poor” has always been a tainted word, like “homeless” or “beggar.” The generous donate, the indifferent ignore, the unkind scoff, but there is a quiet murmur, an intrusive “this is your fault” inside all of us. That’s why we say “escape poverty” like it’s some monster under our bed, not a symptom of a monstrous society. We are all eager to escape, and when we do, we do not look back.

I have always had a deep longing for more. I was named Jaylen after a basketball player, but I tell people I was named after the blue jay. Inside me, a small bird, like my namesake, was desperately trying to fly. I wanted to leave, because I was ashamed, and by wanting more for myself, I forgot to want more for everyone else.

But standing there, I saw my mother for the first time. I saw the pride in her purchase, her sunken face, how her hands shook and her hair grayed. She worked every day, so I could one day rest. She never kicked up her feet and enjoyed honeycombs on a Saturday afternoon. She loved my future enough to forsake her present.

Each of us has that small bird inside of us, but birds fly in flocks (and together, cages aren’t really cages). The duty of our generation is to ensure the next generation has it a little easier. There is no shame in that weight. There is pride.

We plant seeds so that our daughters and sons can enjoy the flowers. We add semicolons so that our children continue our story.

I work, no longer to escape my community, but to transform it. I distributed hundreds of letters that I and my classmates had written to nursing home residents who were in quarantine during the holidays. I taught computer science and business classes to underprivileged students. I helped underclassmen transition to the turbulent ocean that is high school. I paint murals, drink tea and take birds with broken wings to animal hospitals.

The other day, I bought my mother another set of cutlery that I hope to give her soon. I can finally say I learned how to fly.

Ron Lieber has been the Your Money columnist since 2008 and has written five books, most recently “The Price You Pay for College.” More about Ron Lieber

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250 Words Essay on Ways to Save Money

Introduction.

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Financial management is a crucial life skill, especially for college students who are just beginning to navigate their own financial waters. With increasing expenses and limited income, it becomes essential to identify effective ways to save money. This essay explores some advanced strategies to manage finances better and save money.

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If you’re looking for more, here are essays on other interesting topics:

• Essay on Ways to Reduce Pollution
• Essay on Ways to Protect The Environment
• Essay on Ways to Improve English

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Essay on Money

Money is a significant part of human civilisation. It is difficult to think about the world without money. Everybody needs money for various purposes, starting from day-to-day transactions to savings for the future. But if we go back to history, we will find that before money came into existence, there was a barter system to facilitate transactions among individuals in society. With the development of civilisation over time, the barter system lost its ground and was replaced by money. This essay on money will provide ideas to students so they can effectively write essays on this topic. They can also check out the list of CBSE Essays to practise more essays on different topics and boost their writing skills.

500+ Words Essay on Money

Money is any object or record that is generally accepted as payment for goods and services and repayment of debts which also acts as a standard of deferred payments. The main functions of money are distinguished as: a medium of exchange, a unit of account and a store of value. The money supply of a country consists of currency (banknotes and coins) and bank money. Bank money usually forms the largest part of the money supply.

With the help of money, we can fulfil our dream. We can go on trips to various places, eat tasty food, buy a beautiful house and can buy any luxury items. Many businessmen earn a lot of money by making profits from their businesses. They provide services or make products that people need and make money from them. Now, there are many industries and startups which have set up their business and gained success. But still, there are many people who use illegal modes to earn money and become a part of corruption.

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Demonetisation in India

The Prime Minister of India, Narendra Modi, announced demonetisation on 8th November 2016, where Rs 500 and Rs 1000 notes were withdrawn from circulation. It was a major event of the year 2016. The demonetisation decision was taken by the Government in consultation with the RBI. The action was taken to tackle Black Money which is available in various forms like cash, investment in property and real estate, luxury goods like jewellery or with foreign currency dealers and private financiers. The target was to curb the use of black money.

The other motto of demonetisation was to reduce corruption. With demonetisation, the cash in the hands of corrupt people becomes useless, and if the same is deposited in the banks, it loses anonymity, and the person has to pay taxes on the said amount.

The demonetisation also helped in promoting digitalisation through online transactions. A large section of the Indian economy was being run on the cash system, which does not get captured by the tax department as it does not leave any trail. So, the Government thought about promoting digitisation and formalisation of the economy through online transactions, e-wallets, and various payment instruments like Paytm, Rupay cards, the BHIM app etc. The beauty of these instruments is that the entire economic activity gets captured. It reduces tax evasion and improves tax collection.

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Counselling

How to make money from home: 22 options to increase your income

In a nutshell

Opportunities to earn money from the comfort of your home are numerous and ever-expanding. In this article, we'll explore 20 proven ways to make money from home, either during your spare time or to replace your day job.

• If you’re looking to earn extra money but have little time, making money from home is worth considering.
• Making money from home is still work, and you may need to commit several hours per week to build a flexible income stream.
• There are lots of options to try, but considering your current interests and skill set can help you decide which to pursue.

1. Freelancing with your existing expertise

Perhaps the most straightforward option, freelancing allows you to sell your skills on a project-by-project basis. Whether you're a writer, a programmer, a designer or a marketer, platforms like Upwork and Fiverr make it easy to find clients and showcase your portfolio. The key to success is to establish a niche and deliver quality work.

Freelancing allows you to establish your own client base, which gives you more freedom and control over your schedule and pay. Start by creating a portfolio or website to showcase your work and explain your services. You can also start an email list to gather contacts or attend conferences or virtual events to network with others.

2. Answer surveys

While not a huge money-maker, participating in online surveys and market research can provide a steady, low-effort income. Platforms like Swagbucks and Survey Junkie offer surveys and focus groups that reward participants with cash or gift cards. Consider signing up for several survey sites to maximize your earning potential. You can take surveys during your spare time, during your daily commute, while waiting at the doctor’s office or any time that fits within your schedule.

3. Virtual assisting

Virtual assistants provide administrative support to clients, but from a distance. Tasks range from managing calendars and emails to conducting research. If you’re organized, have basic computer skills and consider yourself a fast learner, you may enjoy VA work. Companies like BELAY, Zirtual and Time Etc specialize in connecting VAs to businesses looking for remote help.

4. Rent out rooms in your home

If you have space in your home that you're not using, Airbnb can turn that into a thriving income stream. By listing your space, you can attract guests from all corners of the world.

The key is to make your listing stand out with great photos, detailed descriptions and competitive pricing. Superhost status not only increases your bookings but also assures potential clients of the quality of their stay.

5. Get paid for playing online games

You read that right. Companies exist that pay for the time you spend playing games. InboxDollars rewards you for completing simple tasks, including playing games, watching videos and taking surveys.

While you won't get rich this way, earning money during the time you usually spend playing your favorite game is an easy way to add some money to your monthly income.

6. Online tutoring

With the increasing popularity of online learning, there's a high demand for virtual tutors, especially in fields like STEM and languages. Websites such as Varsity Tutors and Tutor.com offer a platform to connect with students and share your knowledge. You can also advertise in-person tutoring services at your local library, a community center or at colleges in your area.

7. Selling handmade crafts on Etsy

If you have a creative streak, Etsy is your marketplace. Take your passion for crafting and turn it into a profitable venture by selling personalized items, homemade candles, jewelry or prints. Be aware that beautiful photos and engaging product descriptions are crucial to stand out.

Some people have made profitable businesses simply by selling items on Etsy, but be warned: the platform is very competitive, and you’ll have to work hard to generate high levels of sales.

8. Blogging or vlogging

If you can create content on a topic you're passionate about, and you have an audience who regularly keep up with your output, you may be able to earn money through advertisements, sponsored content and affiliate links. Building a following takes time, but with consistency and engaging content, this can become a significant income stream.

9. Affiliate marketing

By promoting products or services through personalized links, you can earn a commission on sales. Sign up for an affiliate program relevant to your niche, like Amazon Associates or ShareASale, then integrate those links into your blog, social media posts or website.

10. Remote customer service jobs

Customer service roles have gone virtual. Many companies hire remote representatives to handle inquiries over the phone, via email or in live chat. Highlight your communication skills and customer-centric approach when applying for these roles. Also, remember that while some shift options are flexible, some companies may ask you to commit to a fixed schedule.

11. Social media management

Most businesses understand the value of a robust social media presence, but many lack the time to manage it. If you're organized, creative and familiar with various social platforms, managing social media for companies could be a lucrative gig.

12. Focus groups and market research

Participating in market research studies and focus groups can generate low-effort income. Big brands and companies are always looking for consumer insights, and you can capitalize on this by participating in focus groups from home. Online platforms like Respondent or FocusGroup.com offer paid opportunities to join discussions or take surveys. Market research can be a lucrative venture, and it's as simple as sharing your opinion.

13. Start an e-commerce store

You can set up an online shop with platforms like Shopify or WooCommerce. Whether you're dropshipping, creating your products or reselling, there's a market for just about anything. Marketing and customer service are critical here for success.

14. Flipping items to sell online

In the digital age, what better way to make cash than by decluttering your home and selling unwanted items? Use platforms like eBay, Facebook Marketplace or Poshmark to turn your old electronics, clothing and furniture into treasure for someone else. Tapping into trends and knowing the market for the items you're selling can make this a surprisingly profitable venture.

15. Transcription services

Transcriptionists listen to audio and video recordings and convert them into text. Tools and training are available to improve your speed and accuracy. Websites like Rev and TranscribeMe offer flexible work that you can fit around your schedule.

16. Online course creation

If you're an expert in a particular field, consider creating an online course to share your knowledge. Platforms like Teachable and Udemy handle the technical side, leaving you to focus on high-quality content that can generate passive income.

17. Graphic design services

For those skilled in design, platforms like 99designs and DesignCrowd are great places to offer your services. From logos to marketing materials, businesses are always on the lookout for professional graphics that can help them stand out.

18. Web development or coding

With the internet becoming essential for businesses, web developers and coders are more in demand than ever. Whether you specialize in front-end design or back-end development, platforms like GitHub can showcase your portfolio.

19. Virtual fitness coaching

The demand for personal trainers and fitness classes has shifted to the digital realm. Offer virtual training sessions, create workout videos or write personalized fitness plans to help clients meet their goals from home, and you can start building a client base.

20. Offer laundry services

Believe it or not, laundry services are in high demand, and you can cater to that demand with help from your very own washing machine. People often don't have the time to do laundry, so by offering to wash, dry and fold or iron clothes for a fee, you can fill a gap in the market.

You can offer these services to local families, busy professionals or even college students in your area. LaundryCare is a company that also helps you start your own laundry service business from home and market to customers in your area.

21. Online personal styling

Put your fashion expertise to good use by offering virtual personal styling services. Clients can send you their measurements, budget and style preferences, and you can create curated outfits for them to purchase online. This is a great option for those with a keen eye for trend forecasting and a passion for fashion.

22. Remote bookkeeping

Businesses need to keep their finances in order, and many are turning to remote bookkeepers for help. Platforms like Bookminders or Bookkeeper Launch can help you get started in this field, offering training and platforms to help you find clients.

The AP Buyline roundup

Whether you're looking to earn extra cash on the side or are ready to launch a full-time remote business, one of these 22 ideas could be the jumpstart you need. Remember, each opportunity requires dedication and the right approach, so explore what aligns with your skills and interests, and persevere if you don’t meet with success right away.

RIP Metaverse

An obituary for the latest fad to join the tech graveyard

The Metaverse , the once-buzzy technology that promised to allow users to hang out awkwardly in a disorientating video-game-like world, has died after being abandoned by the business world. It was three years old.

The capital-M Metaverse, a descendant of the 1982 movie "Tron" and the 2003 video game "Second Life," was born in 2021 when Facebook founder Mark Zuckerberg changed the name of his trillion-dollar company to Meta. After a much-heralded debut, the Metaverse became the obsession of the tech world and a quick hack to win over Wall Street investors. The hype could not save the Metaverse, however, and a lack of coherent vision for the product ultimately led to its decline. Once the tech industry turned to a new, more promising trend — generative AI — the fate of the Metaverse was sealed.

The Metaverse is now headed to the tech industry's graveyard of failed ideas. But the short life and ignominious death of the Metaverse offers a glaring indictment of the tech industry that birthed it.

Grand promise

From the moment of its delivery, Zuckerberg claimed that the Metaverse would be the future of the internet. The glitzy, spurious promotional video that accompanied Zuckerberg's name-change announcement described a future where we'd be able to interact seamlessly in virtual worlds: Users would "make eye contact" and "feel like you're right in the room together." The Metaverse offered people the chance to engage in an "immersive" experience, he claimed.

These grandiose promises heaped sky-high expectations on the Metaverse. The media swooned over the newborn concept: The Verge published a nearly 5,000-word-long interview with Zuckerberg immediately following the announcement — in which the writer called it "an expansive, immersive vision of the internet." Glowing profiles of the Metaverse seemed to set it on a laudatory path, but the actual technology failed to deliver on this promise throughout its short life. A wonky virtual-reality interview with the CBS host Gayle King , where low-quality cartoon avatars of both King and Zuckerberg awkwardly motioned to each other, was a stark contrast to the futuristic vistas shown in Meta's splashy introductory video .

The Metaverse also suffered from an acute identity crisis. A functional business proposition requires a few things to thrive and grow: a clear use case, a target audience, and the willingness of customers to adopt the product. Zuckerberg waxed poetic about the Metaverse as "a vision that spans many companies'' and "the successor to the mobile internet," but he failed to articulate the basic business problems that the Metaverse would address. The concept of virtual worlds where users interact with each other using digital avatars is an old one, going back as far as the late 1990s with massively multiplayer online role-player games, such as "Meridian 59," "Ultima Online," and "EverQuest." And while the Metaverse supposedly built on these ideas with new technology, Zuckerberg's one actual product — the VR platform Horizon Worlds, which required the use of an incredibly clunky Oculus headset — failed to suggest anything approaching a road map or a genuine vision. In spite of the Metaverse's arrested conceptual development, a pliant press published statements about the future of the technology that were somewhere between unrealistic and outright irresponsible . The CNBC host Jim Cramer nodded approvingly when Zuckerberg claimed that 1 billion people would use the Metaverse and spend hundreds of dollars there, despite the Meta CEO's inability to say what people would receive in exchange for their cash or why anyone would want to strap a clunky headset to their face to attend a low-quality, cartoon concert.

A high-flying life

The inability to define the Metaverse in any meaningful way didn't get in the way of its ascension to the top of the business world. In the months following the Meta announcement, it seemed that every company had a Metaverse product on offer, despite it not being obvious what it was or why they should.

Microsoft CEO Satya Nadella would say at the company's 2021 Ignite Conference that he couldn't "overstate how much of a breakthrough " the Metaverse was for his company, the industry, and the world. Roblox, an online game platform that has existed since 2004, rode the Metaverse hype wave to an initial public offering and a $41 billion valuation. Of course, the cryptocurrency industry took the ball and ran with it: The people behind the Bored Ape Yacht Club NFT company conned the press into believing that uploading someone's digital monkey pictures into VR would be the key to "master the Metaverse." Other crypto pumpers even successfully convinced people that digital land in the Metaverse would be the next frontier of real-estate investment . Even businesses that seemed to have little to do with tech jumped on board. Walmart joined the Metaverse. Disney joined the Metaverse.

Companies' rush to get into the game led Wall Street investors, consultants, and analysts to try to one up each other's projections for the Metaverse's growth. The consulting firm Gartner claimed that 25% of people would spend at least one hour a day in the Metaverse by 2026. The Wall Street Journal said the Metaverse would change the way we work forever . The global consulting firm McKinsey predicted that the Metaverse could generate up to "$5 trillion in value," adding that around 95% of business leaders expected the Metaverse to "positively impact their industry" within five to 10 years. Not to be outdone, Citi put out a massive report that declared the Metaverse would be a $13 trillion opportunity .

A brutal downfall

In spite of all this hype, the Metaverse did not lead a healthy life. Every single business idea or rosy market projection was built on the vague promises of a single CEO. And when people were actually offered the opportunity to try it out, nobody actually used the Metaverse.

Decentraland, the most well-funded, decentralized, crypto-based Metaverse product (effectively a wonky online world you can "walk" around), only had around 38 daily active users in its "$1.3 billion ecosystem." Decentraland would dispute this number, claiming that it had 8,000 daily active users — but that's still only a fraction of the number of people playing large online games like "Fortnite." Meta's much-heralded efforts similarly struggled: By October 2022, Mashable reported that Horizon Worlds had less than 200,000 monthly active users — dramatically short of the 500,000 target Meta had set for the end of 2022. The Wall Street Journal reported that only about 9% of user-created worlds were visited by more than 50 players , and The Verge said that it was so buggy that even Meta employees eschewed it . Despite the might of a then-trillion-dollar company, Meta could not convince people to use the product it had staked its future on. 

The Metaverse fell seriously ill as the economy slowed and the hype around generative AI grew. Microsoft shuttered its virtual-workspace platform AltSpaceVR in January 2023, laid off the 100 members of its "industrial metaverse team ," and made a series of cuts to its HoloLens team . Disney shuttered its Metaverse division in March, and Walmart followed suit by ending its Roblox-based Metaverse projects. The billions of dollars invested and the breathless hype around a half-baked concept led to thousands — if not tens of thousands — of people losing their jobs .

But the Metaverse was officially pulled off life support when it became clear that Zuckerberg and the company that launched the craze had moved on to greener financial pastures. Zuckerberg declared in a March update that Meta's "single largest investment is advancing AI and building it into every one of our products." Meta's chief technology officer, Andrew Bosworth, told CNBC in April that he, along with Mark Zuckerberg and the company's chief product officer, Chris Cox, were now spending most of their time on AI. The company has even stopped pitching the Metaverse to advertisers , despite spending more than $100 billion in research and development on its mission to be "Metaverse first." While Zuckerberg may suggest that developing games for the Quest headsets is some sort of investment, the writing is on the wall: Meta is done with the Metaverse.

Did anyone learn their lesson?

While the idea of virtual worlds or collective online experiences may live on in some form, the Capital-M Metaverse is dead. It was preceded in death by a long line of tech fads like Web3 and Google Glass. It is survived by newfangled ideas like the aforementioned generative AI and the self-driving car. Despite this long lineage of disappointment, let's be clear: The death of the Metaverse should be remembered as arguably one of the most historic failures in tech history.

I do not believe that Mark Zuckerberg ever had any real interest in "the Metaverse," because he never seemed to define it beyond a slightly tweaked Facebook with avatars and cumbersome hardware. It was the means to an increased share price, rather than any real vision for the future of human interaction. And Zuckerberg used his outsize wealth and power to get the whole of the tech industry and a good portion of the American business world into line behind this half-baked idea. 

The fact that Mark Zuckerberg has clearly stepped away from the Metaverse is a damning indictment of everyone who followed him, and anyone who still considers him a visionary tech leader. It should also be the cause for some serious reflection among the venture-capital community, which recklessly followed Zuckerberg into blowing billions of dollars on a hype cycle founded on the flimsiest possible press-release language. In a just world, Mark Zuckerberg should be fired as CEO of Meta (in the real world, this is actually impossible ). 

Zuckerberg misled everyone, burned tens of billions of dollars, convinced an industry of followers to submit to his quixotic obsession, and then killed it the second that another idea started to interest Wall Street. There is no reason that a man who has overseen the layoffs of tens of thousands of people should run a major company. There is no future for Meta with Mark Zuckerberg at the helm: It will stagnate, and then it will die and follow the Metaverse into the proverbial grave.

Ed Zitron  is the CEO of  EZPR , a national tech and business public-relations agency. He is also the author of the tech and culture newsletter  Where's Your Ed At .

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