phd thesis on financial inclusion in india pdf

Despite of benefits provided by digital financial services, their use was very low and slow in India, especially in rural areas. Therefore, this study attempts to investigate the key determinants of the adoption and continuous use of digital financial services in rural areas with a self-designed research model.

1.5 Financial Inclusion 8 1.5.1 Financial Inclusion in World Wide 9 1.5.2 Financial Inclusion in India 10 1.5.3 North Eastern Region of India 12 1.5.4 Meghalaya 13 1.6 Banker Perspective on Financial Inclusion 14 1.6.1 RBI Targets 16 1.7 Organization of the thesis 17 1.8 Summary 18 II Review of literature 19 = 56

The Shodhganga@INFLIBNET Centre provides a platform for research students to deposit their Ph.D. theses and make it available to the entire scholarly community in open access. Shodhganga@INFLIBNET. Jiwaji University. Department of Commerce.

Abstract. Financial inclusion is an agenda of planning for development. India accepted this as a way of a chieving. most of the Millennium Development Goals (MDGs) and incorporated it in the ...

The research using primary data set is limited. A few studies attempted to identify the crucial factors for the extent of financial inclusion in India, that is, education, income, financial information, access, usage, and self-help groups (Bhanot, Bapat, & Bera, 2012; Bhutoria & Vignoles, 2018; Siddiqui & Siddiqui, 2017). Thus, the variable ...

Results confirm that digital financial payments services have led to an increase in India's financial inclusion: the improvement between 2014 and 2017 (the difference between the traditional/digital financial inclusion index in 2017 vs. 2014) is driven by both digital and traditional financial services (Figure 7.12).

formal cre dit (Go vernment of I ndia, 2 011). Against this backdrop, this study h as s et t he. objectives as follows. First, this study studies the relative importance of the indicators of ...

Despite the significant progress made in recent years, women's. financial inclusion in India still faces several challenges. According to a. report by the W orld Bank, only 27% of women aged 15 ...

Several policy makers in India has made financial inclusion as a key enabler in eradicating the poverty. The present policy paper describes the country's growth in financial inclusion sector right from the independence to the present era. ... CPP_PGPPM_P20_17.pdf: 1.14 MB: Adobe PDF: View/Open Request a copy: Show full item record Google ...

Binoti Patro ([email protected]) after obtaining her PhD from IIT (ISM) Dhanbad, she joined NIT Rourkela as an ad hoc faculty and taught various core and elective courses such as financial accounting, business ethics and corporate governance, financial derivatives, training & development, global HRM and technology and innovation management.. Currently, she is working as a permanent faculty in ...

Financial inclusion is the road that India needs to travel toward becoming a global player. ... PhD thesis and unpublished research works. Sharma and Pais (2008) analyzed the Indian history with the concept of financial inclusion started in the year of 1904 as cooperative movement, and then it gained momentum in 1969, when 14 ...

1.4 contributions and structure of the thesis 18 chapter 2 what is financial inclusion? 20 2.1 alternative definitions of financial inclusion 20 2.2 method 22 2.2.1 the selection criteria 23 2.2.2 the selection process 23 2.2.3 the data adjustment 25 2.3 results and discussion 26 2.3.1 the subject of financial inclusion 27

SAVITA SHANKAR (2011-02-16). An Analysis of the Role of Microfinance in Promoting Financial Inclusion in India. ScholarBank@NUS Repository. Abstract: The thesis defines financial inclusion as ongoing access to a range of financial services in an affordable and convenient manner. As low income groups are often among those lacking such access ...

Financial inclusion is a topic that is quickly gaining momentum in India. Currently, the total financial inclusion is the milestone that this new government wants to achieve. The term Financial Inclusion (or inclusive financing) means "the delivery of financial services at affordable costs to sections of disadvantaged and low-income

Abstract. Despite general progress made in terms of Financial Inclusion worldwide, the gender gap has remained unaltered since 2011. The study aims to identify the impact of Financial Inclusion on ...

financial inclusion is not uniquely driven by a greater banking system outreach, the legal environment in which individuals and financial institutions interact, the existence of enabling regulatory frameworks for the expansion of financial services to the unbanked, and an adequate

Microfinance in India: Contemporary Issues and Challenges. Sibghatullah Nasir. Economics, Business. 2013. Microfinance refers to small savings, credit and insurance services extended to socially and economically disadvantaged segments of society. It is emerging as a powerful tool for poverty alleviation….

Christ University, Bangalore, India. [email protected]. Abstract. Financial inclusion refers to provision of formal financial services namely basic savings bank. account, credit ...

Concept of micro finance is emerged in need of meeting special goal to empower under-privileged class of society, women, and poor, downtrodden by natural reasons or men made; caste, creed, religion or otherwise. The idea of micro finance was developed as a survival strategy for the poor. Ela Bhatt in India and Professor Muhammad Yunus of Bangladesh are the pioneers in this field. The paper ...

The results using the fixed effects estimation show that financial inclusion has an alleviating effect on poverty in low- and lower middle-income countries. The absolute reduction in the poverty headcount ratio of 5,50 USD per day is greater than the one at 1,90 USD per day.

Abstract and Figures. Financial inclusion is a multidimensional approach. With technology intervention in financial inclusion, electronic banking activity in rural India leads to increased use of ...