Jeff Widman

I enjoy hacking/optimizing systems. currently working as a software engineer focused on infrastructure/plumbing. founded/sold two companies., the magical 4.0–national merit finalist essay.

When I was a junior in highschool, I had to write a 500 word essay as part of the process of becoming a National Merit Finalist (remember the PSAT?). This is still o still one of my favorites:

——————————————————————————————–

The Magical 4.0

As I walked to the front of the class and began to read, I found it impossible to think; I could only read each word one at a time. It was the last day of finals, and I was presenting my narrative project to my English class. Only four days earlier, my dreams had been shattered. I had lost my 4.0. Struggling for an “A” throughout the quarter, it had come down to the very last test; I needed to get a 98. When the teacher returned my test, an 89.5 glared in red at the top of the page. Even more painful was the inner questioning that had immediately followed. My narrative project became my analytical tool as I struggled to make sense of my loss. Re-telling the event in the third-person, I shoved my emotions aside and asked the questions I previously had not dared to face.

As the quarter had progressed everything else had faded except this goal of maintaining my 4.0. Every spare moment had been spent studying Chemistry, or revising my World Literature essay. My friends had become strangers. Because I had been consistently going to bed after midnight, my performance in Track had suffered–I no longer had any chance of running in the State meet.

But how could I distill this experience into a narrative? Could I adequately describe the effort that had gone into my 4.0, or how close I had come to getting an A, only to see it pulled just out of my reach on the very last test? Would my audience even care? Would they understand how hard I worked for perfection, how I expected perfection–how I was used to perfection? Would they understand what it meant to lose perfection?

I labored over my narrative to shorten it–every time I started typing it would just grow and grow. The ending was the biggest challenge; it wasn’t until I started typing the last paragraph that I came up with the idea of a happy-ever-after ending, the ending I almost had, where I scored a 99 instead of an 89.5.

Not until after my presentation, as I shared my reflections on the experience, did I reveal to the class that I had really gotten the 89.5. Afterward my English professor would write, “This was one of my favorite moments of last year, Jeff. Maybe best of all was the brilliant move to have the ending different than what actually happened in your life, and then reveal that ‘real’ ending in your comments. The entire room was transfixed by your revelation; I could feel it. You both criticized yourself and elevated yourself by so bravely doing that.”

The contrast between the two endings–the dream and the reality–underscored what my narrative project had made me realize was my only question: Had I overvalued perfection? Even if I had achieved the 99, would my 4.0 have been worth so much sacrifice?

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National merit scholarship (how to win it): the winner’s guide.

The National Merit Scholarship Program is an academic competition for scholarships and recognition that started in 1955.

Each year, approximately 7,500 Finalists receive scholarships. About 1,100 outstanding National Merit participants who are not Finalists also receive Special Scholarships annually.

Some colleges even offer free tuition or full-ride scholarships to National Merit Finalists.

Scholarship money is always great, but it isn’t the only benefit to the National Merit program. Becoming a National Merit Finalist is a prestigious honor that can give your chances of college admission a major boost.

So, how can you reap the benefits of becoming a National Merit Finalist? Read this guide to learn everything you need to know!

Odds of Winning a National Merit Scholarship

Before we get started, you should know that earning a National Merit Scholarship is even more competitive than earning acceptance to an Ivy League college.

  • Millions of students take the PSAT each year. About 16,000 students become Semifinalists, and 15,000 become Finalists.
  • Of the Finalists, about 7,500 receive scholarships.

Of course, even if you don’t win a scholarship, becoming a Semifinalist or Finalist is a great honor.

It can make you a more competitive college applicant and earn you additional scholarship money from some colleges.

So, let’s find out how to increase your chances of success.

How to Enter the National Merit Program

Entering the National Merit Program is simple: Take the PSAT (formally known as the Preliminary SAT/National Merit Scholarship Qualifying Test) during the fall of your junior year in high school.

The test is usually administered in October.

National Merit Scholarship: How to Win

Click above to watch a video on how to win the National Merit Scholarship.

If you meet certain qualifications, taking the PSAT/NMSQT automatically enters you in the National Merit Scholarship competition.

These qualifications are:

  • Being enrolled as a high school student who is progressing normally toward graduation
  • Planning to enroll full-time in college the fall after you graduate from high school
  • Being a U.S. citizen or U.S. lawful permanent resident who plans to become a U.S. citizen

On your PSAT test form, you will answer four questions that determine whether you meet these requirements.

Next Steps: Qualifying for Scholarships

Of course, taking the test is only the beginning. To continue through the competition, you’ll need to:

  • Score in the top one percent of PSAT test-takers
  • Find out if you’re a Semifinalist or a Commended student
  • Complete an application (if selected as a Semifinalist)
  • Submit SAT scores
  • Find out if you’ve qualified for scholarship(s)

Let’s take a closer look at each step of this process.

Score in the Top One Percent

After you take the PSAT, the National Merit Scholarship Corporation (NMSC) receives and reviews scores.

  • If you meet the basic qualifications described above, they look at your Selection Index .
  • The Selection Index is calculated by doubling the sum of your Reading, Writing and Language, and Mathematics scores.

About 16,000 high scorers become Semifinalists.

  • This represents less than one percent of test-takers, meaning you’ll need to score in the top one percent to qualify as a semifinalist.

However, scores are considered on a state-by-state basis, so that students from across the nation have a chance to qualify.

Students often ask what score they’ll need to become a Semifinalist. This is hard to answer, because it varies from year to year. It’s usually somewhere around 1400.

For more information, you can call the NMSC at 847-866-5100 and ask about the previous year’s cutoff in your state.

Get personalized advice!

Receive notification of semifinalist/commended status.

You’ll have a long wait before you find out if you’ve achieved Semifinalist status.

In late September of your senior year, about 34,000 students receive a Letter of Commendation. Commended Students are based on a Selection Index score that is slightly lower than the Selection Index score needed to become a Semifinalist.

  • Commended students don’t continue in the competition, but some do receive Special Scholarships.
  • It’s also something positive to mention on your college applications.

An additional 16,000 students are notified that they have qualified as Semifinalists, usually in early September. All Semifinalists will receive application materials from NMSC through their schools.

Complete an Application

To advance from Semifinalist to Finalist, you will need to complete the NMSC application. 15,000 of the 16,000 Semifinalists become Finalists.

These applications are usually due in early October. The application is similar to a college application.

It includes:

  • Information about your activities and leadership roles
  • A recommendation letter from the principal or a school official designated by your principal
  • Information about your school’s grading system and classes

To become a Finalist, you must:

  • Have excellent academic performance all four years of high school (preferably a 3.5 GPA or higher)
  • Have SAT scores that “confirm your PSAT performance”
  • Continue meeting basic qualifications, including being enrolled in the last year of high school and planning to enroll in college in the fall

In the “Tips” section at the end of the article, we’ll discuss how to put your best foot forward with an impressive application.

Submit SAT Scores

SAT scores are part of the NMSC application. You’ll have to take the SAT on approved dates, usually during the fall of senior year.

  • The NMSC must receive your scores by December 31 of your senior year.
  • Although the NMSC doesn’t give a specific cutoff score for the SAT, they do say that your score should confirm your PSAT score.

Basically, your score should be close to your PSAT score to demonstrate that your PSAT performance wasn’t a fluke. You should aim for around 1400 or better.

Qualify for Scholarships

In February, about 15,000 Semifinalists receive a letter that they have advanced to Finalist standing.

Your high school principal will receive a certificate and present it to you.

From the Finalist group, winners of Merit Scholarships are selected. These selections are based on abilities, skills, and accomplishments.

Between March and mid-June, 7,500 Finalists learn that they have been awarded Merit Scholarships. There are three types of scholarships:

  • National Merit $2500 Scholarships: Every Finalist is considered for these single payment scholarships, which are awarded on a state-by-state basis. Selections are not based on financial circumstances, major or college choice, or career plans.
  • Corporate-sponsored Merit Scholarship awards: Corporate sponsors designate awards for children of employees or members, residents of communities where the company operates, or Finalists with career plans the sponsor wishes to encourage. These awards are usually $500-$2000 and may be one-time awards or renewable for all four years of college.
  • College-sponsored Merit Scholarship awards: Officials of sponsor colleges select winners from Finalists who have been accepted for admission and have informed NMSC that the college is their top choice. These awards are renewable for four years of undergraduate study.

Schools that offer free tuition or free-ride scholarships to National Merit Scholars include:

  • Texas A&M
  • University of Oklahoma
  • University of Arizona
  • Auburn University
  • University of Tulsa
  • Baylor University

In addition, about 1,100 excellent National Merit Program participants who are not Finalists receive Special Scholarships.

These may be one-time awards or renewable for four years of study. Students must meet the sponsor’s criteria and submit an entry form to the sponsor organization.

Tips for Winning a National Merit Scholarship

Now, we’ll look at tips that will help you qualify for a National Merit Scholarship.

These tips fall into two categories: earning a high score on the PSAT and submitting a top-notch NMSC application.

How to Earn a High Score on the PSAT

  • Answer PSAT practice questions or take practice tests on the CollegeBoard’s website. Becoming familiar with the structure, format, and question types is extremely helpful.
  • When you get a question wrong, take the time to read the right answer and understand why it’s correct. Why did you get the question wrong? What steered you in the wrong direction? What’s a better strategy you can use in the future?
  • Based on how you perform on practice tests, determine your strengths and weaknesses. As you continue preparing, focus on improving in your areas of weakness.
  • This may mean drilling math questions, studying vocabulary words (along with roots, prefixes, and suffixes), brushing up on grammar, or practicing with reading passages.
  • If you need a lot of help in a subject area, consider hiring a tutor or working with a teacher at your school.
  • Continue taking practice tests/answering practice questions to ensure that you’re improving and getting closer to your target score.

How to Submit a Competitive NMSC Application

  • Have a GPA of at least 3.5 or better. You should have performed consistently well throughout high school, and you should have taken challenging courses. Of course, you can’t change your previous performance and schedule, but do your best to earn the highest grades possible now.
  • Earn a high score on the SAT (preferably 1400 or better). You can prepare for the SAT in much the same way you prepared for the PSAT.
  • Show deep extracurricular involvement in a few areas you’re passionate about, along with leadership experiences whenever possible.
  • Cultivate positive relationships with your principal and other school officials. Ask for your recommendation at least three weeks ahead of time. Provide a list of qualities, experiences, and accomplishments they can mention in your letter.

Writing an Excellent Personal Essay for Your Application

Your NMSC essay must be 500-600 words.

The personal essay topic varies each year. Here’s one example from a previous year:

To help the reviewers get to know you, describe an experience you have had, a person who has influenced you, or an obstacle you have overcome. Explain why this is meaningful to you. Use your own words and limit your response to the space provided.

Like your college application essay, this essay is intended to showcase your unique personality and perspective.

Follow the same guidelines you should follow when writing your college application essay:

  • Brainstorm what aspects of your life, personality, and values you’d like to share with the NMSC.
  • Write in your authentic voice and be honest. The committee wants to know who you are as an individual.
  • Open with an anecdote that introduces the topic you’d like to address. Use specific details that make the story yours.
  • Be reflective. What did you learn from the experience you’ve described? How did it help you grow or influence your life? Why does the topic you selected matter to you?
  • Proofread and edit. Make sure you’ve conveyed your ideas clearly and using appropriate conventions. Cut unnecessary fluff and clarify confusing parts.
  • Have a parent, friend, and/or teacher read your essay and provide feedback.

Final Thoughts: National Merit Scholarship (And How to Win It!)

If you become a National Merit Scholar, it’s a huge honor that can qualify you for several scholarships (and even a full ride at some schools).

  • Winning a National Merit scholarship is a long and highly competitive process, but it’s doable with practice and dedication.

The steps you must take to win a National Merit scholarship—earning good grades, participating in leadership and extracurricular activities, preparing for and performing well on the SAT, building relationships with teachers and administrators, and crafting a personal essay—are also essential for applying to college.

  • So, aiming for a National Merit scholarship is a win no matter what happens. Do your best, but don’t stress too much over the results.

You’ll learn a lot from the experience, and you’ll build the competitiveness of your college application. If you win a scholarship or two along the way, that’s icing on the cake.

Learn how we can help you with college and career guidance! Check out our YouTube channel!

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The Complete Guide: Becoming a National Merit Finalist

Years ago, I was a National Merit Commended Scholar. I forgot about that until today, when I dug up an old high school resume. In hindsight, nothing ever happened from that distinction.

Today, I’ll be breaking down the steps to becoming a National Merit Scholarship Finalist and the big question: is it even worth it to compete?

national merit essay tips

What is the National Merit Scholarship Program?

Simply put, National Merit Scholarship Finalists are students who’ve taken a standardized test at school during junior year, scored higher than almost everyone else, and gotten a scholarship as a reward for their performance.

The National Merit Scholarship Program manages all of this: the testing, the selection, and the scholarship distribution.

So let’s get down to the specifics.

What standardized test must I take to be a National Merit finalist?

It’s a test similar to the one that’s quickly losing relevance: the SAT. It’s so similar to the SAT that it’s called the PSAT, or “Preliminary” SAT. The PSAT/National Merit Scholarship Qualifying Test is shorter and easier than the SAT because it’s geared toward younger high schoolers. Both tests evaluate math and language arts.

Note: The PSAT 10 and PSAT/NMSQT are similar, but the PSAT 10 is taken in 10th grade to practice for the real SAT and the PSAT/NMSQT is taken in 11th grade to qualify for the National Merit Scholarships.

When and where can I take this PSAT/NMSQT?

October of junior year. If your school offers this test, you’ll hear about it from school. It costs $17 but most schools cover the entire test fee. If not, you’ll have to find a neighboring school that proctors it. Some schools will even ask students to go in-person to take it on a Saturday. Once you take the PSAT/NMSQT, your scores are automatically entered into the national competition. No need to apply separately.

How is the PSAT/NMSQT scored?

The PSAT score range is from 48 (lowest possible) to 228 (highest possible).

There are 3 sections: reading, math, and writing. Each of these sections are scored from 8 (lowest possible) to 38 (highest possible). To get your final qualifying score, you just add together the three scores from each of the three sections and multiple that number by 2.

For example, if you got a 30 on math, 31 on reading, and 32 on writing, your PSAT/NMSQT score will be (30 + 31+ 32) x 2 = 186.

What score do I need to qualify as a National Merit Semifinalist?

This number varies every year and it even varies by state. For Class of 2021, for example, students in California needed a 221 out of 228 to qualify. In New Jersey, 222. In North Dakota, 209.

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I want to qualify for the $2,500 national merit scholarship. how do i know if i’m eligible.

It’s a multi-step process.

  • You need to be a high school student with U.S. citizenship or lawful residency.
  • You need to take the PSAT/NMSQT in October of junior year. If your school asks you to take it in sophomore year, that score won’t qualify you for the competition, unless you’re planning on graduating from high school as a junior.
  • If you’re competing against 1.5 million test takers, you need to first make it to the Semifinalist round, which means the top 16k test scores. I can’t give you the exact score because the cutoff varies by year.
  • You need to get your principal to endorse you by demonstrating a transcript with good grades and a real SAT score that’s close enough to your PSAT/NMSQT score.
  • You need to write an essay and fill out a specific National Merit Finalist application.
  • If your application is approved, you’ll be one of 15k finalists out of 16k semifinalists.
  • Only 7,600 out of the 15k finalists get the $2,500 scholarship.

When do I get the scholarship?

If you take the PSAT/NMQST in October 2020, make it to the finalist round, and are selected to be one of the 7,600 recipients of the $2,500 scholarship, you’ll get the money in May 2022 right before college. So it takes about 18 months.

How does the National Merit Scholarship Corporation select winners?

Based on the latest data from 2021, among the 1.5 million competition entrants from the 2019 competition, 50k of the highest scores were recognized. Among those, there’s even more distinct recognition.

Commended: These are 34k of the 50k highest scores. These students do not advance to the next round. They get a “Letter of Commendation” a.k.a. a participation award. I was National Merit commended and I will just say that no one has ever cared about this. Not colleges, job interviewers, professors, or even my family friends.

Semifinalist: These are about 16k of the 50k highest scores. These students are eligible to advance to the next round to be considered a “Finalist.” The score cutoff to be a National Merit semifinalist varies by state and test takers are ranked by state.

Finalist: These are 15k of the 16k semifinalists whose submitted documentation get approved. To become a finalist, semifinalists must:

  • take the real SAT and prove a similar score to their PSAT/NMSQT score
  • get a recommendation and endorsement from their school principal
  • fill out an additional application, the “National Merit Finalist Application”
  • write an essay
  • maintain a high GPA

Semifinalists receive a letter in the mail if they make it as a finalist and a “Certificate of Merit” printout.

Scholarship finalist: Only 7,600 of the 15k finalists receive the $2,500 scholarship. As long as they confirm they’ll be enrolled full-time in college after graduating from high school, the scholarship finalists get the funds around May of senior year, so over a year and a half after taking the test.

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Being named a Scholar is the highest academic recognition you can achieve from the National Merit Scholarship Corporation (NMSC) . It is a national distinction that puts you at the pinnacle of academic achievement.

To become a Scholar, you need to first become a Finalist. But not all Finalists win scholarships: only about 8,000 of 15,000 students win this award. In this article, we'll talk about what scholarships are available through the NMSC and what you need to do to get one.

What Are National Merit Scholarships? 3 Types

Around 1.6 million high school juniors take the PSAT/NMSQT each year. Only 16,000 students are named Semifinalists, and, after an extensive application process, just 15,000 win Finalist status .

If you haven't yet read our guides on the steps needed to become a Semifinalist or Finalist, check them out here: National Merit Semifinalist and National Merit Finalist .

Now that you know what it takes to win a National Merit scholarship, let's go over the three types of scholarships available, how much money they each give, and how Finalists can qualify for these scholarship awards and become National Merit Scholars.

#1: National Merit Scholarships

Every Finalist in the National Merit Scholarship Program is considered for a National Merit Scholarship. Finalists are named Scholars (what the contest calls the scholarship winners) based on the strength of their applications.

National Merit Scholars typically have outstanding applications that demonstrate their academic commitment, extracurricular and community involvement, passion, and drive.

Your first-choice college is not a factor under consideration for National Merit Scholarships. In fact, the NMSC committee members don't even see this information.

National Merit Scholarships are awarded to only 2,500 Finalists, or about one in six Finalists . They're a one-time award of $2,500 and are not renewable throughout college.

#2: Corporate-Sponsored Merit Scholarships and Special Scholarships

The second type of scholarship offered by the NMSC is a corporate-sponsored scholarship. There are two types of corporate-sponsored scholarships that are available to students who enter the NMSC: corporate-sponsored merit scholarships, and corporate-sponsored special scholarships.

As is the case with National Merit Scholarships, Finalists are given automatic consideration for corporate-sponsored scholarships based on their applications and the information they provide about parental employment, intended majors, and career plans .

Most corporate sponsors give awards to students whose parents/guardians work for them . A small number award non-employee children scholarships if they indicate an interest in a major or career choice that the corporation wants to support.

Corporate-sponsored special scholarships are available to high-performing NMSC participants who do not reach Finalist status; Finalists are not eligible for these scholarships.

Recipients of corporate-sponsored special scholarships are also chosen based on parental employment, intended major, and career plans. Preference is given to students whose parents/guardians are employed by corporate sponsors. Students who intend to pursue a major or career that a corporate sponsor wants to support are eligible as well.

As these awards change year to year, you should check with your corporation of interest to learn about their award criteria. Sponsor corporations include UPS, Boeing, Johnson & Johnson, Sony, and GEICO ( see the full list here ) .

Around 1,000 Finalists and 1,000 high-performing NMSC participants receive corporate-sponsored merit scholarships and special scholarships each year , and they range a lot in amount. They are usually renewable, or awarded annually, and tend to be transferable to any four-year accredited college.

body-confused-frustrated-studying-updset-cc0-pixabay

#3: College-Sponsored Merit Scholarships

Finalists who receive neither a National Merit Scholarship nor a corporate-sponsored scholarship are considered for college-sponsored scholarships .

Check the  list of college sponsors (starting on page 3) to see participating schools.

Some popular college sponsors include the following:

  • Auburn University
  • Boston University
  • Bowdoin College
  • Colby College
  • Pomona College
  • Tufts University
  • University of Oregon
  • Vanderbilt University

Some colleges that do NOT sponsor scholarships for National Merit students include Harvard and other Ivy League schools , Middlebury College, MIT, Stanford, and Williams College.

You must choose one of the sponsor colleges as your first-choice school on your application to be considered for a scholarship. If you put down "Undecided," you will not be considered. Even if you're not too sure what your top choice is, you should still put one of the sponsor colleges down or add one to your application ASAP.

Students can log into their NMSC applications and change their first-choice college up until May 31 unless they've already received an award offer from the college they indicated. The NMSC sends rosters of Finalists to sponsor colleges in March; scholarship offers start in early May and continue on for the next few months.

If you have any questions about the college-sponsored scholarship process, you can call the NMSC Scholarship administration at 847-866-5161.

About 4,000 students every year receive college-sponsored scholarships between $500 and $2,000 in value. Colleges may award even more merit-based awards. If that's the case, the NMSC will cover up to $2,000, and the rest of the award will come from the college or other sources.

Since every school differs, students should contact the school directly to discuss their merit-based financial awards. College-sponsored scholarships are renewable annually and non-transferable.

Want to build the best possible college application?   We can help.   PrepScholar Admissions combines world-class admissions counselors with our data-driven, proprietary admissions strategies. We've guided thousands of students to get into their top choice schools, from state colleges to the Ivy League. We know what kinds of students colleges want to admit and are driven to get you admitted to your dream schools. Learn more about PrepScholar Admissions to maximize your chance of getting in:

How to Maximize Your Chances of Winning a National Merit Scholarship

There are a few steps you can take in order to maximize your chances of winning a National Merit Scholarship.

First, put together an outstanding application . You can review the instructions for Semifinalists on the NMSC website . The application is similar to college apps in that you must supply your GPA, a letter of recommendation (usually from your high school principal), and a personal essay.

For your application, think about what story your extracurricular activities and community service tell. Do they show a progression to a position of leadership? Do they show depth over breadth?

As for the essay, besides having flawless grammar and spelling, does the statement prove you're thoughtful and reflective, and can draw meaning from your experiences?

Next, consider your letter of recommendation. How strong is it? Give your principal or teacher a "brag sheet" of the specific qualities, accomplishments, and even adjectives you'd like them to include in the letter to make your recommendation stand out as one of the best.

In addition to putting together a stellar application, you should research sponsor corporations and be aware of your parents' employment. Include on your application relevant information so you can be considered for a corporate-sponsored scholarship.

Also, don't forget to indicate a sponsor college as your first choice . You can make changes until May 31. Your application will explain this process in greater detail.

body-clock-timeline-cc0-pixabay

How to Win the National Merit Scholarship: A Timeline

You can really maximize your chances of winning a National Merit Scholarship by following these steps and meeting all the deadlines:

  • Prep for the PSAT your sophomore year. Use our expert guide for tips on how to study for the PSAT. Take official PSAT practice tests to get a feel for the test and to see what you need to focus on. Make sure you're scoring above the PSAT score cutoff for your state, or else you won't qualify as a Semifinalist once you take it your junior year.
  • Take the PSAT in the fall of your junior year and qualify for Semifinalist status by scoring in the top 1% of all test takers in your state. (Note that you won't know whether you've qualified until September the following year, when you're a senior.)
  • Study for the SAT and take it once or twice during your junior year. Get a high score that proves to the NMSC that your PSAT scores weren't just a fluke.
  • Submit your NMSC application in early October your senior year. If for some reason your school received late notification of Semifinalists, just let the NMSC know what's happening; in this case, they shouldn't penalize you for having a late application.
  • Receive word that you made Finalist in February of your senior year.
  • Receive word that you won a scholarship starting in March of your senior year!

As you can see, if you're hoping to win a scholarship, it'll benefit you significantly to start preparing as early as possible for the National Merit Scholarship Competition.

This doesn't just mean studying for the PSAT and SAT, though—it also means joining clubs, gaining a leadership position, and cultivating good relationships with your teachers. All of this preparation will not only help you succeed on the PSAT and SAT, but will also set you up for lots of success in your future academic and professional careers .

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What's Next?

Make sure you read our expert guides to becoming a National Merit Semifinalist and Finalist so you can have the best chance of qualifying at each stage of the competition.

While the National Merit Scholarship Competition uses the PSAT, the SAT is far more important for college admission. What's a good and a bad SAT score? Learn how to set a target score based on the colleges you're applying to.

Aiming for a perfect SAT score? Then read our guide to getting a full 1600 on the SAT , written by one of our resident perfect scorers!

Disappointed with your scores? Want to improve your SAT score by 160 points?   We've written a guide about the top 5 strategies you must use to have a shot at improving your score. Download it for free now:

Rebecca graduated with her Master's in Adolescent Counseling from the Harvard Graduate School of Education. She has years of teaching and college counseling experience and is passionate about helping students achieve their goals and improve their well-being. She graduated magna cum laude from Tufts University and scored in the 99th percentile on the SAT.

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Articles & Advice > Financial Aid > Articles

Classroom of students taking exam, focus on White woman in blue shirt

The National Merit Scholarship: What It Is and How to Win

What is the National Merit Scholarship and how do you qualify for it? Short answer: It depends on your PSAT score. But there's a lot more to it than that!

by Kiarra Louis CollegeXpress Student Writer

Last Updated: Aug 25, 2023

Originally Posted: Jun 3, 2017

What is the National Merit Scholarship and how do you qualify for it? Well, the short answer is it depends on how you score on the PSAT, but there’s more to it than that. Below you’ll find a basic explanation of what this award is all about, plus how you can qualify with your test score. If you’ve already taken the PSAT, chances are you’ve heard about the National Merit Scholarship Program. Of course, that doesn’t mean you know exactly what it is or how to get it. If you haven’t taken the PSAT yet but plan to soon, National Merit is the scholarship to keep in mind. The best part is you’ll be killing two birds with one stone: you get to practice for the SAT and you just might earn a scholarship in the process!

What is the National Merit Scholarship Program?

When it all comes down to it, the National Merit Scholarship Program is an academic competition where you can potentially get recognition and qualify for scholarships based on your PSAT score. High school students can become eligible for the program by first taking the Preliminary SAT (PSAT)/National Merit Scholarship Qualifying Test (NMSQT).

There are three main requirements for entering the National Merit Scholarship Program :

  • Take the PSAT/NMSQT when you are in high school grades 9 through 12
  • Be enrolled as a high school student (traditional or homeschooled)
  • Be a US citizen, lawful permanent resident, or planning to become a citizen as soon as possible

The PSAT/NMSQT has questions specific to the National Merit Scholarship Program, and your responses to these questions help determine whether you qualify. Keep in mind these are just the general entry requirements. Things get more complicated the further you advance…

Related: 6 Quick and Essential Tips to Prepare for the PSAT

National Merit cutoff scores and how to qualify

So, how does the National Merit Scholarship work? Every year, after all PSAT/NMSQT exams have been taken and scored, the National Merit Scholarship Corporation (NMSC) calculates the annual Selection Index Scores. About 50,000 entrants with the highest Selection Index Scores qualify for recognition and the National Merit Scholarship Program; those students are then broken down further into Commended Students or Semifinalists, depending on their PSAT scores. (Their high schools will notify them if they qualify as a Commended Student or Semifinalist.)

Commended Students

Commended Students are notified by late September after taking the PSAT. They’re chosen based on the national Selection Index Score, which varies annually. Commended Students scored lower than the score needed to be a Semifinalist (more on that below). Commended Students don’t get to continue in the competition for National Merit Scholarships but they do receive letters of commendation recognizing their academic promise.

Semifinalists

In early September, about one-third (approximately 16,000 students) of the 50,000 high scorers qualify as Semifinalists and are chosen to represent the state they live in. Anything below the following National Merit cutoff scores would result in a student being ineligible to be a Semifinalist. You can find a table of score estimates here —the cutoff score changes each year. 

In February, about 15,000 Semifinalists advanced to Finalist standing. Within the Finalist group, winners are chosen for the Merit Scholarship based on their abilities, skills, and accomplishments. About 7,500 finalists will be selected to receive a Merit Scholarship in between the beginning the March and mid-June.

Related:  3 Smart and Easy Strategies to Win More Scholarships

How to win the National Merit Scholarships

Once you get to the Finalist round, high academic standards and requirements must be met. To become a finalist in the National Merit Scholarship Program, students had to:

  • Meet the three conditions above (under “What is the National Merit Scholarship Program?”)
  • Get a recommendation from your high school principal or someone designated by the principal
  • Have a record of high academic performance throughout high school
  • Submit a completed scholarship application

Lastly, Finalists must take the official SAT and earn scores that confirm their performances on the PSAT/NMSQT and have the official report sent to the NMSC. The three main types of National Merit Scholarship awards:

  • The National Merit $2,500 scholarships are single-payment scholarships that are awarded by state.
  • The Corporate-Sponsored Merit Scholarship awards can be renewed for four years of undergraduate study or awarded all at once. They are given to children of company employees or members, residents of the company’s community, or those with career plans related to the company. The awards vary in what they’re worth.
  • The College-Sponsored Merit Scholarship awards are renewable for up to four years of undergraduate study at the Finalist’s chosen college or university. The sponsoring college or university chooses the winners. The awards also vary in worth.

In addition to these awards, about 1,200 students who participate in the National Merit Program who are considered outstanding but do not qualify as Finalists are awarded “Special Scholarships.” Plus, some colleges and universities may award their own scholarships based on NMSQT scores as they see fit. Simply cracking the top 50,000 may also make your college applications more competitive for admission.

Related:  How to Win Scholarships With Your SAT Scores

Give it your best shot

It’s not easy to win a National Merit Scholarship—but it’s not impossible either. You never know where you’ll stand until your year’s PSAT scores come out. And with some studying, practice, and preparation, you can ace that test. The recognition and chance of winning scholarships makes it worth the challenge!

Didn't take the PSAT? You can find a lot of other merit- and academic-based awards using our Scholarship Search tool .

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10 Tips About the National Merit Scholarship Program

10 Tips about the National Merit Scholarship Program [Report]

Use our “How to Become a National Merit Scholar” tips below to get you started on your college career.

1. Maximize your score on the PSAT/NMSQT

The first step to becoming a National Merit scholar is to achieve a top score on the PSAT, which is also known as the National Merit Scholarship Qualifying Test (NMSQT). You must take the PSAT in October of your junior year of high school. So, in order to qualify as a National Merit scholar, you must be enrolled as a high school student. In addition, you must be a citizen or a lawful permanent resident of the United States. ( PSAT Practice Test )

2. Not every school offers National Merit Scholarships

The extent to which recognition through the National Merit scholarship program is rewarded varies by school. Some institutions provide a large financial payment to students for each of the four years of their undergraduate careers, some provide a smaller lump sum upon matriculation as a freshman, and some offer no reward at all. Naturally, it is very important to know which of your target schools compensate National Merit scholars the most. This information could have a great deal of influence over your choice of school, as well as over the amount of effort you put into your National Merit scholarship campaign. After all, if your dream school does not offer rewards to National Merit scholars, it would be silly to waste your time and effort studying for the PSAT or preparing an attractive Merit Scholarship application.

3. Get the Official Student Guide to the PSAT/NMSQT

Every year, the College Board publishes a comprehensive and detailed guide to the PSAT/NMSQT. This document is available at the College Board website. It includes a practice exam and comprehensive information about the test, including a content outline and a description of the testing conditions. The bulletin published by the College Board is well regarded as a preparatory tool for the PSAT/NMSQT. Reading it carefully will eliminate any risk of an unpleasant surprise on the day of the exam.

4. Make use of the other resources provided by the College Board

Besides the exam guide, the College Board provides a number of other resources for aspiring National Merit scholars and anyone else who is planning to apply to college. For instance, there is an online tool you can use to plan for college and career. It has a wealth of features, including an online score report and a personalized plan for study. It also provides you with a range of appropriate colleges and careers based on your interests and your responses on a personality test. The College Board online tool can help you find the schools where National Merit scholars are rewarded most highly.

5. Learn the mechanics of the National Merit scholarship program

The first step on the way to recognition as a National Merit scholar is to be recognized as a commended student. From these, semifinalists are determined by their selection index score, which is the sum of the verbal, math, and writing scores. In most states, you must score in the top two percent to qualify as a semifinalist. Finally, finalists are selected based on their National Merit applications, which incorporate a broad body of work.

6. Determine the criteria for recognition as a National Merit scholarship finalist

It is a huge honor to be designated as a National Merit semifinalist. It requires a top performance on a very difficult standardized test. However, if you want to become a finalist, you must demonstrate excellence in a wider range of pursuits. Specifically, you must complete the Merit Scholarship application, which includes a complete high school transcript, a summary of your academic and extracurricular activities and achievements, a school recommendation, and a self-descriptive essay. Only about 16,000 students are selected as National Merit finalists each year.

7. Mark important dates on your calendar

The National Merit scholarship program operates on roughly the same schedule every year. The semi-finalists are named in early September, at which point they receive an application packet through their high schools. The finalists will be identified in February. It is important to know these dates so that you can allocate your time properly.

8. Consider the Special Scholarships

Besides the normal National Merit Scholarships, there are a number of scholarships funded by business organizations. Each of these sponsors has its own criteria for applicants, though at minimum candidates must meet the requirements of the National Merit Scholarship Program. Most of these scholarships are delivered in a single lump sum, but some are renewable for the four years of the recipient’s undergraduate career. In order to receive one of these scholarships, a student must submit an application to the sponsor organization. The candidates for these Special Scholarships are drawn from a pool of students whose PSAT scores were high, though not quite high enough to earn a place among the finalists. The winners of the Special Scholarships are selected by a group of National Merit Scholarship Corporation employees. The selection is based on a thorough examination of each student’s skills and accomplishments in high school.

9. It is easier to qualify in a less populated state

The National Merit Scholarships are administered with no regard to gender, race, religion, or ethnicity. However, there is one determinant of success that is unrelated to your score on the PSAT: the population of the state in which you live. This is one of the sneaky secrets of the National Merit Scholarship program: it is easier to qualify if you live in Wyoming than if you live in New Jersey. This is because the semi-finalists are the highest-scoring students in each state. Therefore, states with fewer students will be less competitive. Obviously, it would not be practical to move to a different state simply to improve your chances of earning a scholarship, but it is a good thing to keep in mind as you navigate the process, so you can adjust your expectations accordingly.

10. Learn the disbursement policy for your scholarship

If you are lucky enough to receive a National Merit scholarship, it will be disbursed to you in one of a few ways. Some students receive their scholarships in a single lump sum, mailed out in early September of their freshman year. Others receive money every September and January of their first four years in college. Colleges that operate on the quarter system may disburse payments three times a year: in September, December, and March.

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Scholarship Essays

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National Merit Scholarship Essay Example 2 - Influential Person or Obstacle

To help the reviewers get to know you, describe an experience you have had, a person who has influenced you, or an obstacle you have overcome. explain why this is meaningful to you.

Hot, salty tears continuously run down my dirt-streaked face and cling to the tip of my nose. I can feel the flush of blood run to my cheeks in embarrassment. All I can think is, "I am so patheticly weak!" I can feel my stomach aching, and I know, if it hadn't already, my breakfast would be coming back. My limbs feel like giant rubber hoses, with no life in them. There is no will in me to move from my current position, with my knees curled to my chest, and my face in the dirt.

The sun is beating down on my back with sharp lances of sunlight. "Come on, get up." I hear from far away to my left. it is not unkind, but I have no inclination to obey it. "You can do it. Mind over matter." The voice is getting closer to my ear, but still my resolve to do anything has vanished. Suddenly, there she is, knelt on the ground so she can put her face directly in front of mine. "Almost done! You can do it, just finish! Always finish!" In my mind, though, I know I'll never be able to finish the last eight miles of our marathon.

Without quite realizing it, I allow my coach to help me to my feet. Her face breaks out into an incredulous grin. My mind doesnt even function enough to wonder how she can manage to smile, or stand after the first eighteen miles. Coach T resumes spewing her never-ending monologue of encouragements, all while running next to me, until finally, the unthinkable happens. We cross the finish line.

Finishing those twenty-six miles was undoubtedly the most rewarding and satisfying moment of my life. Never before have I needed so much focus or determination. Yet I know that without Coach T there to help me, I would never have finished. She has been so much more than just my high school volleyball coach; she has helped me learn things that no other person ever could. She taught me that quitting anything is never an option, but most importantly, she taught me that i can do anything if I sincerely try. And I have carried that lesson with me everywhere since.

Original Source: Essay Forum

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How To Write A National Merit Essay

  • Author Sandra W.

national merit essay tips

Writing A National Merit Essay Sample 

When writing National Merit Scholarship essay, approach used is the same as you would any other scholarship essay. One way to structure your essay is to focus on a life altering or defining moment. Draw from a simple occurrence that ever happened to you, or consider getting more intense event. This event can be like; losing a home during storm, and relay what lesson you took from that experience. In the introduction paragraph of your essay, analyze this defining moment, and the last sentence have your thesis statement that summarizes how that event affected your outlook on life.

In your body paragraphs highlight how your life has been affected by this moment. Can be personally or academically and finally, conclude by relating this experience to your goals your desire for becoming a National Merit Scholar. Organize brainstorming for essay topics to get other peoples insight, and then edit your final product.  National merit essay vary in subject. However, most of them talk about personal experience.

Tips that will guide you write a personal merit essay

  • Have subject matter that you can understand better as it is the most important aspect of your essay. Give yourself time to brainstorm the ideas as this will help you consider the find a subject you had not considered at first.
  • Discuss major accomplishments, and why you consider them accomplishments. Do not limit yourself to accomplishments you have been formally recognized for only. The best interesting essays often are based on accomplishments that were achieved sometimes back, but become crucial when placed in the context of your life. This comes to pass only when the scholarship committee receives a list of your credentials.
  • Disclose any quality, or skills that distinguish you from others. Consider your favorite books that may have influenced your life in a meaningful way. Any difficult time in your life, that you went through and how it changed you.
  • Have you ever struggled mightily for something and succeeded in a big way
  • Over many things in the world, what would you most like to be doing right now? Where would you most like to be given the freedom to choose as this will help you realize what you love most.
  • What is most unwavering personality that you strongly believe and how do people regard you? Do you maintain strong beliefs or adhere to a philosophy?
  • Discuss anything that you have ever done outside classroom that demonstrates qualities sought after by universities studies.
  • What are your most important extracurricular or community activities and the dreams that you hold so tight for future goals  and you wish to accomplish.

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Your chance of acceptance, your chancing factors, extracurriculars, national merit scholarship essay prompt.

Hey guys, I'm currently working on my National Merit Scholarship application and I was wondering if anyone could share the essay prompt. I want to make sure I'm on the right track before I start writing my essay. Thanks for any help!

The National Merit Scholarship essay prompt typically asks students to discuss an experience, activity, or idea that holds personal importance to them and how it has shaped their perspective or influenced their lives. While the exact wording may change slightly each year, the overall theme remains consistent—concentrating on self-reflection and personal development.

To approach this essay, consider an experience, activity, or idea that has had a significant impact on you or contributed to your personal growth. Explain the circumstance and its importance, illustrate how it has influenced your outlook, and discuss any changes you've undergone as a result. Remember to be genuine and specific in your response, as this will showcase your personal growth and make your essay stand out.

Good luck with your National Merit Scholarship application, and I hope you find this information helpful in crafting your essay!

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What Is a National Merit® Scholarship

The National Merit Corporation is a privately funded NGO organization that awards brilliant students with a prestigious Merit Scholarship to cover their academic fees. It was founded in 1955, and since then, it has helped over 3 million students achieve their academic dreams. The National Merit Corporation runs two types of programs. The National Merit Scholarship Program awards U.S. high school students that excel at academic performance. The other one, the National Achievement Scholarship Program, founded in 1964, helps Black American youth to pursue their studies. Students applying for one of their scholarships must pass a competition, and our personal statement writers can be very useful for that. These are the different stages of it:

  • First, students must take the Preliminary SAT/National Merit Scholarship Qualifying Test
  • Then, a round of semifinalists is selected. Semifinalists are the students who got the highest scores from their state.
  • From those semifinalists, the organization selects a group of finalists who need to provide an essay, among other documents.
  • Finally, an elite crowd receives a Merit Scholarship. The winners are chosen based on their performance, skills, and abilities.

All You Need to Know about the National Merit® Scholarship Program

If you are thinking of applying for one of their scholarships, you should be aware of the National Merit Scholarship requirements. To be considered for one of their grants, you should attend a U.S high school. You could also attend a school within the U.S Commonwealth or the District of Columbia. You need to be a U.S citizen or be living lawfully in the U.S. as a permanent resident.

Another requirement you should meet is that you need to be a high school student. But, you can be coursing a traditional high school or be a homeschooled student. You should also take the Preliminary SAT/National Merit Scholarship Qualifying Test in the stated year of the high school program. If you meet all the requirements, then you can move into the application process. These are the steps for the application process:

  • After you have taken the Preliminary SAT/National Merit Scholarship Qualifying Test, you will be notified if you are a semifinalist.
  • Semifinalists need to provide their SAT results too.
  • Finalists will have to submit a self-descriptive essay in order to compete for the award.

What You Should Know about the National Merit® Scholarship Application Essay

If you are a semifinalist, as part of your National Merit Scholarship application you will need to submit a self-descriptive essay. In this essay, the jury will judge how well do you express yourself, your word choice, and will get to know you a little bit more. The application essay should help you beat the competition. Since you will be competing with highly talented students from all the territory, you will need to make sure that your application remains memorable.

Your personal application essay is an extremely important part of your application. Just like your scores, your essay will demonstrate your academic abilities. It will tell the jury how well can you express your thoughts on paper, and what do you think about yourself. These two points help them get an idea of the candidate. And if they like your answer to the essay, you can probably win the competition.

Learn How to Write a National Merit® Scholarship Essay

If you need to write an essay as part of your application, make sure you submit a winning National Merit Scholarship essay. Learning how to create one can improve your chances of winning the competition. Here is some expert advice that will help you write a winning essay. Take a look at them:

  • Your essay should be written in 500 to 600 words. Make sure you meet the word count as it will demonstrate that you know how to summarize information and explain relevant details only.
  • Read the question carefully and several times. Ensure that you have understood it and you know what you should write about.
  • Once you have an idea of the topic, start brainstorming several events that marked your life. Since your essay has to reveal a significant part of your life, make sure that you want to share it.
  • After brainstorming, pick the moment in your life that had a major impact. Summarize it and explain why did it affect you, and how did it shape you.
  • Your description should reveal your personality, what you have learned from that episode, and how do you embrace changes.
  • When you finish writing it, you should take the time to proofread it. Submitting a flawless essay is key to advance in this highly competitive contest. Make sure that there are no typos, grammatical mistakes, or orthographical errors. Your sentences should also be coherent and short. Avoid complex ones as they may make it harder for the reader to understand what you are saying.

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Still unsure about college? It's not too late to apply for scholarships or even school.

national merit essay tips

Even with the May 1 deadline for college decisions come and gone , many students may still be undecided about which school to attend, or they may have given up after a botched FAFSA rollout and other problems securing financial aid .

But education experts want students and families to know, that it isn’t too late to get scholarships or even apply to a school to attend this fall.

Students have access to 1.7 million private scholarships and fellowships whose total value tops $7.4 billion, according to the independent nonprofit foundation Educationdata.org. Some applications for that funding require essays and academic or athletic achievement. But many don’t. Some take as few as two minutes to complete, with a chance to win as much as $25,000. Scholarships are also gifts and don’t have to be repaid.

“This is important both from an emotional standpoint and a practical, financial standpoint,” said James Lewis, president of the National Society of High School Scholars (NSHSS), a private foundation that works as a nonprofit to honor high-achieving students. “With the FAFSA delays and confusion, millions of young people feel helpless ," he said, "But there is one area where they can take control and that’s applying for scholarships.”

FAFSA is the Free Application for Federal Student Aid.

Learn more: Best personal loans

Who can apply for scholarships?

“ Scholarships are available on a year-round basis and they’re not just for high school seniors – students of all grades and ages can apply,” Lewis said, noting college or graduate school students can also apply. “There’s literally a scholarship for everyone.”

Merit-based scholarships may require you to meet or exceed certain standards set by the scholarship giver. Others may be needs-based. Many are geared toward specific groups of people: women; graduate students; where you or your parent work; military families; athletes, minorities; community service; music; and religious organizations.

Where can I find scholarships?

Everywhere.

“We generally start by suggesting students begin at home in their local communities,” Lewis said. “There, many business organizations and corporations provide scholarships. At the local level, there are also scholarships for virtually any extracurricular activity, from sports and dance to theater and STEM clubs.”

The Department of Education and NSHSS also offer suggestions and resources. Specific sites like StudentScholarships.org , Going Merry , Niche , and Scholly by Sallie Mae list scholarships.

Can I get a scholarship in time for school this fall?

Scholarship notifications vary widely, but most take one to three months, Lewis said.

“This should not discourage applicants,” he said. “Those who apply for scholarships will most likely have their awards by the start of the new school year if they win, and they can keep applying for scholarships even when they're in college.”

Some students are even able to pay for all of college by leveraging scholarships. The most famous one? Scholly founder Christopher Gray landed $1.3 million in scholarships and got a deal on Shark Tank for his company.

What if I haven’t even applied or gotten into a school yet?

It’s also not too late!

◾ National Association for College Admission Counseling lists schools that are still accepting applications.

◾ Niche allows students to be considered for immediate acceptance at 91 schools across 30 states through its Direct Admissions program through Aug. 1 for the 2024-25 school year.

How does Direct Admissions work?

Students create a free Niche profile and select schools they’re interested in. If the student meets a school’s criteria, that school sends an immediate acceptance that includes a breakdown of the costs of attending and any scholarship money it can offer.

Students can compare offers and accept one without having to complete a separate, full school application or FAFSA to receive the offered scholarship.

Niche has 38 fields to complete, and the student never has to pay an application fee, said Luke Skurman, Niche’s chief executive.

Half of all U.S. college-bound high school seniors create an account on Niche each year, he said. This year, more than 900,000 students have at least one Niche Direct Admissions offer, but the average is more than five offers per student with an average scholarship of $18,500 per year, he said.

Alternative path: Is it possible to avoid student debt? These career, education tracks offer a different path

Bottom line

Higher education may feel especially unattainable this year due to soaring school costs , high interest rates and difficulty getting federal aid , but don’t give up, experts say.

“The main things are to be organized and to stick with it,” Lewis said. “The rewards can be amazing!”

Medora Lee is a money, markets, and personal finance reporter at USA TODAY. You can reach her at [email protected] and subscribe to our free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning.   

COMMENTS

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