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FLR M Visa 2024 Guidance: Spouse Visa Extensions & Renewals

A complete 12-step guide you can follow to process your own flr(m) application.

Check that the FLR(M) visa is right for you and your partner 

What is an flr (m) visa.

An FLR(M) visa is essentially a UK partner visa application that is being made from inside the UK.

It is for applicants who are already currently in the UK on a long term visa (or a fiancé(e) or proposed civil partnership visa).

If the applicant does not currently have a long term visa, an application will have to be submitted from  outside the UK (in which case, this Spouse visa UK 2024 guidance article will be relevant).

#1 An FLR (M) visa allows the applicant (the person applying) to REMAIN with their sponsor (the UK partner) in the UK for 30 months.

In other words, an FLR (M) application can only be submitted by those who are already inside the UK.

If you want to make a spouse visa application from  outside of the UK, feel free to check out our out-of-country spouse visa UK guide .

#2 An FLR M visa will allow the applicant to work in the UK.

Please note that if an applicant is currently on a  UK fiance visa  or proposed civil partnership visa and is applying for an FLR M visa, they will  not be allowed to work until the applicant receives notification from the Home Office that their FLR M application has been approved.

#3 An FLR M visa can lead to Indefinite Leave to Remain (ILR) as well as British Citizenship.

Generally speaking, the applicant will need to be granted two spouse/FLR M visas .

This is because 5 years is the standard qualifying period for Indefinite Leave to Remain (ILR) and:

• Out-of-country partner visas are granted for 33 months;
• In-country partner visas are granted for 30 months.

Time spent in the UK on a fiancé(e) or proposed civil partnership visa does not count towards the 5 year period to settlement.

#4 An FLR M visa will not allow an applicant to claim most benefits, tax credits or housing assistance that are paid by the state.

Those who are in the UK on an FLR(M) visa are not permitted to receive  ‘public funds ‘.

‘Public funds’ are defined in paragraph 6 of the Immigration Rules and include:

• Disability living allowance;
• Carer’s allowance;
• Attendance allowance;
• Child tax credit;
• Housing benefit;
• Income support;
• Council tax benefit;
• Severe disablement allowance;
• State pension credit;
• Jobseeker’s allowance;
• Working tax credit;
• Personal Independence Payment; and
• Council tax reduction.

Who can apply for an FLR M visa?

In addition to satisfying the requirements discussed in this article, the applicant (the person applying) will need to be in a relationship with:

• A British or Irish citizen;
• A person who has Indefinite Leave to Remain (ILR) or Permanent Residency under EU law ;
• A person who has been granted Settled Status under the EU Settlement Scheme ;
• A person from the EU, Switzerland, Norway, Iceland or Liechtenstein with pre-settled status under the EU Settlement Scheme (& started living in the UK before 1 January 2021); or
• A person who is in the UK with refugee leave or with humanitarian protection.

In addition to this, the relationship must fall within one of the following to apply for an FLR(M) visa:

• Married partners (including those who were recently granted a UK fiance visa );
• Civil partners (including those who were recently granted a proposed UK civil partnership visa)
• Unmarried partners (those who have been in a relationship similar to marriage or civil partnership for at least two years before submitting the FLR(M) online application).
• Fiancé(e)s or proposed civil partners who have been unable to get married during the validity period of their 6-month fiancé(e) or proposed civil partnership visa but intend to do so within the next 6 months. For such fiancé(e)s or proposed civil partners, the FLR(M) application will only result in a 6-month visa being issued.

Therefore, the following are the typical types of FLR(M) visa applicants:

#1 A person who has been previously been granted a partner visa where they first applied outside the UK.

This includes same-sex couples and applicants who apply as unmarried partners .

If you want to submit an unmarried partner visa application from outside the UK, you may be interested in our  Unmarried partner visa UK 2024 guidance article.

#2 A person who is in the UK on a non-partner visa who wants to switch into the partner visa category without leaving the UK.

To submit an application from inside the UK, the applicant must not be in the UK:

• As a visitor;
• With valid leave granted for a period of 6 months or less (unless they are in the UK with leave as a fiancé(e) or proposed civil partner; or
• In breach of immigration laws.

Therefore, those currently in the UK on the following  non-partner visas  can consider applying for an FLR(M) visa:

• Tier 1 visas
• Tier 2 & skilled worker visas
• Tier 4 & long-term student visas
• Tier 5 visas, including those on a Tier 5 Youth Mobility Scheme visa which was issued for a period which exceeds 6 months  

Please note that the above list is not exhaustive.

If the applicant is in the UK on one of the above visas and applies for an FLR(M) visa, this is technically known as ‘switching’ to the partner visa category.

It is important to note that   if they switch   to the partner visa category by submitting an ‘FLR(M) visa’ application,   the 5-year Indefinite Leave to Remain (ILR) qualifying period will reset.

Switching from a Skilled worker visa example

Jess, a Ghanian national, was issued a Skilled worker visa in 2022.

In 2024, however, she married her British husband and is now wondering whether to apply for an FLR(M) visa or not.

She can either:

• Wait until she has been in the UK for 5 years on a Skilled worker visa and then apply for Indefinite Leave to Remain; or
• Make an FLR(M) application under the partner visa route.

If Jess switches to the FLR(M) visa route, she will then have to wait another 5 years before being able to apply for Indefinite Leave to Remain – the time spent in the UK on a Skilled worker visa will not count.

“What are the advantages of switching into the partner visa category using an FLR(M) visa?”

The biggest consideration for those switching is that they no longer have to abide by the requirements and conditions of their current non-partner visa .

Continuing from the above example, Jess will no longer have to limit her employment to companies that can sponsor her (which is a Skilled worker visa requirement).

#3 A person who has previously applied for an FLR M visa and is seeking to extend their FLR(M) visa

Before the applicant submits their FLR(M) application, they should check whether they are eligible for   Indefinite Leave to Remain (ILR).

When a spouse visa or FLR(M) visa is issued, a decision letter is normally issued which states whether the applicant was granted a visa on the   5-year route   to Indefinite Leave to Remain or the   10-year route   to Indefinite Leave to remain.

“What does the typical route to Indefinite Leave to Remain for partners look like?”

Generally, an Indefinite Leave to Remain (ILR) application is made after:

• An out-of-country spouse visa UK application (which is normally valid for 33 months) + an FLR(M) visa (which is normally valid for 30 months); OR
• Two FLR(M) visas.

“When will I be granted a partner visa on the 10-year route to Indefinite Leave to Remain (ILR)?”

It is usually the case that partners who were granted a partner visa on the 10-year route did not meet all of the requirements in a previous application.

Usually, they overlooked a financial requirement or were granted based on their private or family life.

Please also note:

Partners who have submitted a spouse visa extension too early may have to make a third spouse visa application to meet the 5-year qualifying period.

We discuss this further in step 3 below.

#4 A person who entered the UK on a fiancé(e) or proposed civil partner visa, and is now seeking to obtain a further 30-months in the UK.

It should be noted here that time spent in the UK on a fiancé visa does not count towards the 5-year qualifying period for Indefinite Leave to Remain (ILR).

How much will an FLR M visa cost?

#1 The FLR M Home Office fee is £1,048. 

This £1,048 fee will increase to £1,258 on 24 July 2024.

For a more detailed account of the FLR(M) spouse visa extension fees and costs in 2024 , check this article here .

#2 The cost of the Immigration Health Surcharge is currently £2,587.50.

This is a compulsory fee that provides applicants with access to the National Health Service (NHS) for the duration of their FLR M visa.

As we discuss in our FLR(M) spouse visa extension fees and costs in 2024 article, the IHS increased on 6 February 2024.

#3 The average immigration lawyer fee varies between £1,000 and £3,000+. 

We charge a fixed fee of £2,250 for full legal representation .

Ed Lowe provides this service alongside Wendy Foy and Matthew French – all of whom previously worked in the heart of the Home Office.

For those who want to apply for the FLR (M) application themselves, we offer a unique DIY Application Pack service for £435 .

Our DIY Application Pack service will provide you with a clear and detailed written guidance that is continually developed by our team.

The written guidance will be custom tailored according to the information you provide us.

#4  If you would like the ‘super-priority’ decision service, this will cost an additional £1,000. 

The super-priority service will normally provide you with a decision  the next working day after attending the visa appointment.

Please note that the priority service which is listed for £500 is not currently available for purchase.

How long will an FLR M visa take?

#1 Collecting all the required documents required can take some time – often longer than expected.

This is especially the case with financial documentation and is something that should be planned well in advance.

#2 Once received, the Home Office generally take between 6-8 weeks to process FLR(M) visa applications.

Applicants do not have to worry about their current visa expiring and becoming an overstayer due to the 6-8 week processing time – as long as the applicant submits the application (by paying the Home Office fees) before their current visa expires. This is because of  section 3C of the Immigration Act 1971 .

Read the FLR M ‘Suitability’ requirements

It is quite rare for one of the suitability requirements to be directly applicable to an application.

It is, however, important to ensure that none of the below applies to your application.

Click here for a list of reasons that WILL result in an application being refused

#1 An applicant has been given a DEPORTATION ORDER.

#2 An applicant has been convicted of an offence for which they have been sentenced to JAIL for a significant amount of time. For more information on this point, check  S-LTD.1.3 & S-LTD.1.4 of Appendix FM .

#3 An applicant’s previous BEHAVIOUR makes it undesirable to grant them a spouse visa. For more information on this point, check  S-LTD.1.5 & S-LTD.1.6 of Appendix FM .

#4 An applicant has failed without reasonable excuse to comply with a requirement to- (a) attend an interview; (b) provide information; (c) provide physical data; or (d) undergo a medical examination or provide a medical report.

#5 An applicant’s permission to remain in the UK is deemed to be bad for the public good because of reasons relating to the Refugee Convention. For more information on this point, check  S-LTD.1.8 of Appendix FM .

Click here for a list of 'suitability' reasons that MAY result in an application being refused

#1 An applicant’s application has previously included FALSE INFORMATION, REPRESENTATIONS or DOCUMENTS or did NOT include IMPORTANT FACTS.

#2 A maintenance and accommodation undertaking has NOT been provided

#3 An applicant has a bad CRIMINAL HISTORY

#4 An applicant has failed to pay LITIGATION COSTS awarded to the Home Office

#5 An applicant has NOT paid NHS charges that exceed £500

Make sure you know when  to submit the application

Knowing when to submit the FLR(M) application is  important to know.

Not knowing can lead to your application being refused and it can cost you several thousand £s extra in Home Office fees.

When is the ‘date of application’?

This is something that is very important to know .

It is the date that you pay for the Home Office fees on the online FLR(M) application website.

#1 The date of application for the FLR(M) application should be before the expiration of the current UK visa.

Remember, not all applicants can submit an FLR(M) application.

If the applicant’s current UK visa does not allow them to submit an FLR(M) application (e.g., if they have a UK visitor visa), the applicant will be expected to their home country (or country of legal residence) and submit the application the out-of-country application there.

In such a case,  this out-of-country guide here will be relevant to you.

“Does my appointment at the visa centre have to be before my visa expires?”

As long as you submit and pay  the Home Office fees on the online FLR(M) application before the expiration of your current visa , then your appointment at the visa centre can be one, two or even three weeks after the expiration of your visa.

This is because the ‘date of application’ will be before the expiration of your visa.

There is no strict time limit with regards to the date of your appointment at the visa centre, although we would recommend not leaving it too long.

“What if my visa expires whilst I am waiting for the Home Office to make their decision?”

As long as you submit and pay the Home Office fees on the FLR(M) online application before the expiration of your current visa, then this is not something that you should worry about.

This is because of a law called ‘section 3C leave’ which will extend the applicant’s current visa until the FLR(M) application has been decided (or is withdrawn).

#2 If the applicant is currently in the UK on a spouse or non-fiancé(e) or proposed civil partnership visa , the date of application should often  not  be more than  28 days before your current spouse visa expires

This is because if you apply earlier than this (e.g. you apply on the 1 November when the spouse visa expires on the 31st December), then you may have to submit another (unnecessary) FLR(M) visa to reach the 5-year qualifying period.

The 5-year qualifying period (which is essentially 2 spouse visas) is the amount of time that is required to make the application for Indefinite Leave to Remain (ILR), assuming that in those two applications, all of the requirements are met.

I like to use this website to calculate days between dates.

I would also suggest treating the 28-day rule as a 26-day rule (just so you are on the safe side in the unlikely event of a miscalculation).

#3 If the applicant is currently in the UK on a UK fiancé(e) visa or on another type of visa (i.e. a skilled worker visa), the date of application can be at any time before the expiration of the current fiancé(e) visa.

This is because these visas (including fiancé(e) visas) do not count towards the 5-year qualifying period that is required to obtain Indefinite Leave to Remain (ILR) under the partner route.

Make sure that you meet these FLR M relationship requirements

#1 The applicant and sponsor must have met in person.

#2 Both the applicant and sponsor must be aged 18 or over at the date of the application.

#3 Both the applicant and sponsor  must intend to live permanently in the UK together. 

#4 The sponsor must be one of the following :

• A British or Irish Citizen; or
• ‘Present’ and ‘Settled’ in the UK; or
• Someone who has been granted Settled Status under the EU Settlement Scheme; or
• Someone from the EU, Switzerland, Norway, Iceland or Liechtenstein with pre-settled status under the EU Settlement Scheme (& started living in the UK before 1 January 2021); or
• In the UK with refugee leave or with humanitarian protection.
• Someone who has been granted limited leave as a worker or business person under Appendix ECAA Extension of Stay

#5 The applicant and sponsor must not be in a relationship that is prohibited.

Here is the very lengthy list!

The Marriage Act 1949

The Marriage Act 1949 prohibits marriages between the following relationships:

Prohibited relationships for a man :

• Father’s mother;
• Mother’s mother;
• Son’s daughter;
• Daughter’s daughter;
• Father’s sister;
• Mother’s sister;
• Brother’s daughter; and
• Sister’s daughter.

Prohibited relationships for a woman :

• Father’s father;
• Mother’s father;
• Son’s son;
• Daughter’s son;
• Father’s brother;
• Mother’s brother;
• Brother’s son; and
• Sister’s son.

The Marriage (Prohibited Degrees of Relationship) Act 1986 prohibits marriage between the following:

• Mother of former wife, until the death of both the former wife and the father of the former wife;
• Father of former husband, until after the death of both the former husband and the mother of the former husband;
• Former wife of son, until after the death of both his son and the mother of his son;
• Former husband of a daughter, until after the death of both her daughter and the father of her daughter.

#6 The relationship between the applicant and sponsor must be ‘genuine’ and ‘subsisting’.

The Home Office caseworker will make this decision in light of all of the circumstances.

#7 The relationship between the  applicant and sponsor must fall within the definition of a ‘partner’ in the Immigration Rules

The Immigration Rules define partners as:

• Married partners
• Civil partners
• Unmarried partners who have been in a relationship similar to marriage or civil partnership for at least two years before the date of application

Fiancé(e)s and proposed civil partners also fall within the definition of a partner in the Immigration Rules, however, it is only applicants who have been granted a UK fiancé(e) visa or proposed civil partnership visa who have been unable to get married or enter into a civil partnership during the 6 months UK fiancé(e) visa or proposed civil partnership visa who can apply for an FLR(M) application   as a fiancé(e) .

Such applicants can then apply for a 6-month extension to their current UK fiancé or proposed civil partnership visa.

The vast majority of applicants who were granted a UK fiancé(e) visa will be applying for a 30-month FLR(M) visa as a married or civil partner since they will have married or entered into a civil partnership prior to submitting the application.

#8 The previous legally recognised relationships of the applicant and sponsor must have broken down permanently 

As long as the previous relationship(s) does not fall within one of the very few exceptions, you will need to evidence that the previous relationship(s) have legally ended.

This can be done, for instance, by providing a decree absolute – or overseas equivalent – for previous marriages.

Make sure that you meet the English language requirement for FLR M visas in 2024

#1 Where the applicant is from any of the following countries, they will just need to include their passport to satisfy the English language requirement:

• Antigua and Barbuda;
• the Bahamas;
• The British Overseas Territories;
• New Zealand;
• St Kitts and Nevis;
• St Vincent and the Grenadines;
• Trinidad and Tobago; or
• the United States of America.

The reason for this is that applicants will be deemed to be a national of a Home Office-designated majority English-speaking country.

#2 Where any of the following apply, an applicant will NOT have to take the English language test:

i) If the applicant is 65 years or over at the date of application; OR

ii) If the applicant has a disability (either physical or mental ) that stops them from taking the English language test; OR

iii) If the applicant has  exceptional & compassionate circumstances that stop them from satisfying the English language requirement. Please note that this is a rather high threshold and you should be careful relying on this.

#3 Where an applicant has an academic English-taught degree, Master’s degree or PhD from a UK university inside the UK, this degree certificate will satisfy the English language requirement.

#4 Where an applicant has an equivalent to a Bachelor’s, Master’s degree or PhD that was taught in English outside the UK, this can be used to satisfy the English language requirement.

However, unlike degrees that were obtained from UK universities in the UK (discussed at #3 above), you will also need to accompany this with documentation from Ecctis (previously UK NARIC).

With this being said, most partners prefer just to sit the English language test as opposed to going through the Ecctis process.

#5 If none of the above applies, the applicant must pass an approved English language test.

As we discuss in part 1 of our free video series , this test must be on the list of Home Office Approved Secure English language tests (SELT) in 2024 .

First-time partner visa applications

For partners who are applying for leave to remain for the first  time as a married, civil or unmarried partner, the test must be at least A1 level of the Common European Framework of Reference for Languages (CEFR).

Agnes is currently in the UK on a Tier 5 Youth Mobility Scheme (YMS) visa.

Agnes recently married Pete, a British national.

Since this will be the first time she is applying for leave to remain ‘as a married partner’, the minimum required level of English test she will need to meet is A1 level.

Spouse visa extensions

For partners who have already  been granted a UK visa as a partner and are extending  it after 2.5 years, the test must be at least A2 level .

Henry is currently in the UK on a UK spouse visa.

The first UK spouse visa application was made from outside the UK.

Henry was successfully granted a UK spouse visa 2 years and 3 months ago.

By the time Henry will want to submit his application (within 28 days of his current UK spouse visa expiring), he will technically be extending this visa after 2.5 years.

Like many partners who apply for their first UK spouse visa, Henry passed an A1 English language test and will therefore have to sit another test which is at least A2 level.

However, Henry will need to pass an A2 test before he submits his FLR(M) application .

Fiancé(e) -> FLR(M) visa applications

For married partners who are currently in the UK on a fiancé(e) visa and are applying for an FLR(M) visa, the same English language test (at A1 level or above) can be used – you do not have to sit another English language test for this application.

Jenny was granted a UK fiance visa 3 months ago and is currently in the UK.

As she is not from a majority English speaking country, she sat the A1 test to satisfy the requirements for her UK fiancé(e) visa.

Jenny can use the same A1 test that she used in her fiancé(e) visa application – she does not need to sit another English language test for this application.

Gather the documents relating to the FLR M accommodation requirement  

The documents that you will need to submit to meet the FLR(M) accommodation requirement will  depend  on you and your partner’s accommodation circumstances.

Furthermore, it is extremely important to know that accommodation cannot be prospective – we discuss this in part 3 of our free 3-part video series .

Our FLR(M) DIY Application Pack service tend to break this down into four categories :

i) Partners who rent the UK accommodation where they live/intend to live;

ii) Partners who own the UK accommodation where they live/intend to live;

iii) Partners who live at a family or friend’s UK accommodation which is rented ; and

iv) Partners who live at a family or friend’s UK accommodation which is owned .

It is important to note the following two things regarding the accommodation requirement:

i) You should provide evidence that you have a legal right to reside in the accommodation that you choose to rely on.

ii) Accommodation must be ‘adequate’.

Accommodation will not be adequate here if it is either ‘overcrowded’ (as defined by the Housing Act 1985) or if it does not meet public health & safety regulations.

Make sure that you satisfy the FLR M financial requirements in 2024

The spouse visa UK financial requirement in 2024 is, unfortunately, the biggest cause of refusal for FLR(M) applications.

Because of this, we have recently created an article that focuses more on this in (even) greater detail here .

We also discuss numerous financial requirement related mistakes that you should avoid making in our free video series .

It is first important to note four things in particular: 

i) Applicants can normally include their income towards satisfying the financial requirement. An exception are those in the UK on a fiancé(e) or proposed civil partnership visa who cannot include their employment or self-employment income towards the financial requirement.

ii) The applicant does NOT necessarily have to satisfy the financial requirement via their income alone. It is fine if the sponsor  satisfies the financial requirement alone.

iii) Likewise, the sponsor does NOT have to satisfy the financial requirement alone. It is fine if the applicant meets the financial requirement alone.

iv) It is also ordinarily fine if the financial requirement is met by combining the applicant and sponsor’s income. On this point, as we discuss here , certain incomes cannot be combined.

You should ask yourself these five questions: 

#1 What is the required total annual income amount that needs to be evidenced?   

i) If one of the following is received, the adequate maintenance test will apply:

• Personal Independence Payment;
• Disability Living Allowance;
• Severe Disablement Allowance;
• Attendance Allowance;
• Industrial Injuries Disablement Benefit;
• Carer’s Allowance;
• Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme;
• Police Injury Pension;
• Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme;
• Adult Disability Payment; or
• Child Disability Payment.

In short, the adequate maintenance test will typically require you to show much less income than would ordinarily be required.

Where the adequate maintenance test applies, applicants will be unaffected by the upcoming increase of the minimum income threshold from £18,600 to £29,000 on 11 April 2024.

A sponsor receives Personal Independence Payment (a “permitted benefit”).

It does not matter whether the application is submitted on or after 11 April 2024 – the same adequate maintenance test will apply.

ii), iii) and iv) below will therefore not be applicable.

We discuss the adequate maintenance test here .

ii) First-time partner visa applications submitted on or before 10 April 2024 .

The starting point is that the minimum income threshold will be £18,600.

This £18,600 figure will increase by £3,800 for the first dependant child applying and £2,400 for each additional child that applies.

On 5 April 2024, Jessica submitted an FLR(M) application.

Jessica was in the UK on a Youth Mobility Scheme visa.

Jessica must satisfy the minimum income threshold of £18,600.

When extending the visa in 2026, the starting point is that a minimum income threshold of £18,600 will apply.

iii) First-time partner visa applications submitted on or after 11 April 2024 .

The starting point is that the minimum income threshold will be the relevant minimum income threshold in force when the application is submitted.

Currently, the minimum income threshold for applications submitted on or after 11 April 2024 will be £29,000.

Whilst the minimum income threshold is intended to increase to £34,500 and £38,700 subsequently, specific timeframes for this have not yet been announced. Instead, £34,500 is expected to take effect at some point later in the year, whilst “early 2025” has been stated in relation to the £38,700 increase.

On 12 April 2024, Marlene submitted an FLR(M) application.

Marlene was in the UK on a Graduate visa.

Marlene must satisfy the minimum income threshold of £29,000.

iv) Partner visa extensions submitted on or after 11 April 2024.

Where the applicant made their first application as a fiancé(e), proposed civil partner or as a partner before 11 April 2024 and was granted permission on the five-year route to settlement, the starting point is that the minimum income threshold will be £18,600.

The £18,600 figure will increase by:

• an additional £3,800 for the first applying child; and
• an additional £2,400 for each additional child – up to a maximum minimum income threshold of £29,000.

Henry submitted his UK spouse visa application on 1 April 2024.

The minimum income threshold for that application was £18,600.

When Henry submits an FLR(M) application to extend his spouse visa, the starting point is that he will also need to satisfy a minimum income threshold of £18,600.

This also applies to those in the UK on a fiancé(e) visa submitted before 11 April 2024.

Sarah submitted her UK fiancé(e) visa application on 1 April 2024.

When Sarah submits an FLR(M) application to extend her spouse visa, the starting point is that she will also need to satisfy a minimum income threshold of £18,600 when she submits the FLR(M) application within the validity period of her 6 month UK fiancé(e) visa.

#2 What sources of income can be included in the financial requirement? 

The financial requirement can be met using the following sources of income:

Employment (Salaried)

Employment (non-salaried), cash savings.

Salaried employment is usually paid at a minimum fixed rate amount annually and is contracted to a minimum amount of hours that have to be worked.

Non-salaried employment is usually paid at an hourly or another rate, or paid a fee which differs depending on the work undertaken. Unlike that of someone in salaried employment, the number and/or pattern of hours required to be worked may vary.

It is open for cash savings to contribute towards the financial requirement when £16,000 has been held in the applicant or UK partner’s bank for longer than 6 months.

Note: Cash savings can’t be combined with the gross annual income received from self-employment.

We have made a separate post about cash savings here .

“Which employment income category?”

For you to ensure that you meet the financial requirement via employment income, you need to know which Category you will be including it under.

Getting this wrong can result in refusal because:

• The calculation of the gross annual income is completely different ;
• The supporting documents are completely different ; and
• Some categories of income will allow you to combine certain income sources whilst others do not.

Employment income can be included under four categories – categories A, B, F and G.

To find out exactly what income you should rely on, read our article Category A or B, F or G? [UK Visa Financial Requirements Guide] .

If you prefer information in a video format, we provide a step-by-step breakdown to identifying whether a company is a specified limited company (in which case Categories F and G are relevant) in part 2 of our free video series .

Income from self-employment

Pension income, permitted benefits.

Self-employment under the Immigration Rules specifically relates to those who are self-employed as a sole trader, as a partnership or in a franchise.

Self-employment income is not the same as income from a company that you or a family member owns

This is incredibly important to know and is a common mistake that results in refusals.

Check our Specified Limited Company Guidance [Sole Directors, Owners and Employees] article and part 2 of our free video series which discusses this in more detail .

More information about pension income can be found in our spouse visa UK financial requirement in 2024 guidance article.

A comprehensive step-by-step account of the adequate maintenance requirement can be found in our  Adequate Maintenance Guidance for UK visas [2022 REQUIREMENTS] article.

You can also include certain “non-employment” income under Category C

This includes:

• Income from investments, stocks and shares, trust funds or bonds
• Maintenance payments from former partners
• Undergraduate or postgraduate maintenance stipends or grants
• Property rental
• Interest from savings
• Ongoing royalty payments, insurance payments and payments from a structured legal settlement
• UK Maternity Allowance, Widowed Parent’s Allowance, Bereavement Allowance and Bereavement Payment
• Payments under the Armed Forces Compensation Scheme, the Armed Forces Attributable Benefits Scheme & War Pensions Scheme

#3 What is the relevant period that the above amount needs to be earned? 

This depends on how the applicant and/or UK partner meet the financial threshold.

Applicant and/or UK partner are currently employed

Applicant and/or uk partner are self-employed, applicant and/or uk partner are sole directors of a limited company.

You  need to know if the employing company is a specified limited company or not – more information on this can be found here .

Income from a ‘specified limited company’

The relevant financial period will be the ‘last full financial year’, which is the year the company prepares the accounts that get submitted to the HMRC and Companies House. It is also the same period as covered by a form CT600, which corresponds to the 12-month accounting year of the UK partner’s company.

The term ‘last full financial year’ here means the most recent year. It does NOT mean the ‘last full financial year’ that is required to submit by UK tax law . Therefore, the UK partner may be required to submit the accounts earlier than he or she necessarily would have otherwise done.

Income from a non-specified limited company

i) Where the applicant or UK partner has been employed for 6 months or longer

That person can choose to base their gross annual income over the past 6 months (under Category A ), or over the past 12 months (under Category B ).

ii) Where the applicant or UK partner has been employed for fewer than 6 months

That person MUST base their gross annual income over the past 12 months (under Category B ).

The difference between Category A and B is discussed in detail here .

That person must have met the financial requirement either in the last full financial year (under Category F ), or in the last two full financial years (under Category G ).

The relevant financial year(s) will be that covered by the self-assessment tax return and in the UK this runs from 6 April to 5 April the following year.

More information about including income from self-employment can be found here .

The ‘last full financial year’ will be the relevant period.

This is the year that the company submits the accounts to  HMRC .

It is also the same period as covered by a form CT600 , which is the same period as the 12-month accounting year of the applicant’s or UK partner’s company.

The term ‘last full financial year’ in terms of the Immigration Rules means the most recent year.

Contrary to popular belief, it does NOT mean the ‘last full financial year’ that is required to submit by UK tax law .

The result of this is that the applicant or UK partner may be required to submit the accounts earlier than he or she necessarily would have otherwise done.

More information relating to this can be found in this article  here  and in part 2 of our free video series .

Relying solely on cash savings

The uk partner receives a permitted benefit.

The cash savings must have been held for 6 months.

During these 6 months, the cash savings must NOT drop below the required amount.

We discuss cash savings in part 3 of our free video series .

This depends on what sources of income are being relied on to meet the adequate maintenance test .

#4 How do the Home Office calculate the gross annual income?

The methods differ according to the applicant’s or UK partner’s employment status.

Salaried employment

Salaried employment for longer than 6 months, salaried employment for fewer than 6 months.

Salaried employment is paid at a minimum fixed rate (usually annually) and is subject usually to a contractual minimum number of hours to be worked.

The gross annual income will be the gross total of the salary and/or dividends received in the company’s last full financial year, or if the applicant/sponsor prefers, the ‘mean’ average of the last two full financial years.

There are two options that the applicant or UK partner can choose from.

Option 1 (Category A)

They multiply the lowest level of annual salary received in the 6 months before the date of application.

This is the income from salaried employment that can be counted towards the financial requirement.

Option 2 (Category B)

Here, the financial requirement must be met and evidenced in two parts.

Part 1: Your gross annual salary, when you apply, must be higher than the financial requirement that applies (usually £18,600).

• If the salary is received every month , they multiply the last salary received by 12
• If the salary is received every  week , they multiply the last salary received by 52
• There is no required period for this current employment

Part 2: The applicant or UK partner must have received, in the past 12 months before the date of application, more than the financial requirement that applies.

Here, the financial requirement must be met and evidenced in two parts under Category B.

• If the salary is received every week , they multiply the last salary received by 52

Part 2: The applicant or UK partner (combined) must have received in the past 12 months before the date of application more than the financial requirement that applies to them.

Non-salaried employment

Non-salaried employment for longer than 6 months, non-salaried employment for fewer than 6 months.

Non-salaried employment is generally paid at an hourly or another rate, rather than an annual rate. The amount which he or she will receive will differ depending on the amount of work undertaken. Unlike that of salaried employment, the number and/or pattern of hours required to work will differ.

If you choose to base the application on 6 month’s employment earnings (under Category A):

#1 They combine up all the gross (before tax) income from employment in the 6 months before the application is submitted

#2 They then divide this total by 6

#3 They will then multiply this number by 12

This amount is the income from non-salaried employment that can be counted to meet the financial requirement.

If the company that employs the applicant or UK partner IS owned by either the UK partner, the applicant or by the UK partner or applicant’s family AND any remaining shares are held by fewer than five other persons

If the company that employs the applicant or UK partner is NOT owned by either the UK partner, the applicant or by the UK partner’s or applicant’s family

Two requirements need to be met under Category B.

Requirement 1: Your ‘annualised average’ for non-salaried employment must be higher than the financial requirement that applies (normally £18,600).

To calculate the ‘annualised average’, Home Office caseworkers do the following:

#1 They combine up all the gross (before tax) income from employment in the period before the date of application for which employment has been held

#2 They then divide this total by:

i) the number of months that the person has worked there (if payment is received every month); or

ii) the number of weeks the person has worked there (if payment is received every week); or

iii) the number of days the person has worked there (if payment is received daily).

#3 If the above number was divided by the number of months , they will then multiply the result by 12.

If the above number was divided by the number of weeks , they will then multiply the result by 52.

If the above number was divided by the number of days , they will then multiply the result by 365.

This amount is the ‘annualised average’ from non-salaried employment that must be higher than the financial requirement that applies.

Requirement 2: In the past 12 months before the date of application, the income received must be higher than the financial threshold that applies to the application.

Self-employed as a sole trader or partner

Sole directors of a limited company.

The total income that can be used towards the financial requirement will be the gross taxable profits from the share of the business in the relevant financial year(s).

It is important to note that neither the applicant nor UK partner can include any expenses, deductible allowances or liability that may be applied to the gross taxable profits to establish the final tax liability.

Make sure that this is clarified with an accountant.

As we discuss in part 2 of our free video series , it would be a mistake to rely on something other than the salary and/or dividends (such as the company’s revenue/profits or director’s loan repayments).

#5 What financial documents have to be submitted?

The financial documents that you are required to submit depend entirely on how you meet the financial requirement .

Not only does the source of income determine the required documents, but certain peculiarities can  completely change the documentation that the Home Office state that you ‘must’ submit .

“How do I find out what documents I need to include?”

Two main Home Office documents absolutely should be read.

Reading these documents will not only tell you what financial documents you need to submit, but it will also tell you the rules that apply to each of these financial documents.

Since the main cause of partner visa refusals is not including the correct financial documents, but the financial documents not complying with specific supporting document rules, it is incredibly important that you read Appendix FM-SE , Appendix FM 1.7. & Appendix FM 1.7a (if the adequate maintenance test applies) in detail.

What is Appendix FM 1.7?

Appendix FM 1.7. is a document published by the Home Office that discusses the financial requirement as it applies to FLR(M) applications (as well as out of country spouse visa applications).

This is where you will want to start because it is phrased in much more understandable language when compared to Appendix FM-SE .

Appendix FM 1.7. will discuss two important aspects of the financial requirement:

• Financial documents that should be submitted; and
• Specific rules regarding financial documentation.

Where the information in Appendix FM 1.7.  is different to Appendix FM-SE, it is the rules in  Appendix FM-SE that will be applied in your application.

What is Appendix FM-SE?

Appendix FM-SE is part of the Immigration Rules , which is why what is said here will override any inconsistencies between this and Appendix FM 1.7.

This is the most important material that discusses the financial requirements of FLR(M) visas that partners are expected to read.

Similarly to Appendix FM 1.7, Appendix FM-SE talks about:

What is Appendix FM 1.7a?

With regards to the financial requirement, Appendix FM 1.7a is only relevant to your application if the UK partner receives one of the following benefits:

• Disability Living Allowance.
• Severe Disablement Allowance.
• Industrial Injury Disablement Benefit.
• Attendance Allowance.
• Carer’s Allowance.
• Personal Independence Payment.
• Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme.
• Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme.
• Police Injury Pension.
• Adult Disability Payment.

This is because, where one of the benefits is received, the minimum income threshold (£18,600+) no longer applies and instead the relevant test is the ‘adequate maintenance’ test .

Write supporting letters for your FLR (M) visa

You should write supporting letters and include these in your application.

There are two main benefits of writing comprehensive supporting letters.

i) It provides an overview of how you meet the requirements (which makes the Home Office caseworker’s job easier); and

ii) Supporting letters will allow you to provide relevant information and elaborate on your FLR(M) application form answers.

In these support letters, among other things, applicants and UK partners can write about the following:

• How the financial requirement is met
• How the accommodation requirement is met
• How the relationship requirement is met
• The development of the applicant and UK partner’s relationship

If you would like to save time and receive professionally written supporting letters, these are included in our DIY Application Pack service .

Start completing the online FLR M application form

The latest online FLR(M) application form will be found under the headings ‘How to apply’->’In the UK’ on this page here . 

Make sure you submit the right supporting documents – The FLR M document checklist for 2024

The good news is that the online application website, as you progress through the application, will provide you with a list of documents that can be submitted in the application.

However, the biggest mistake that partners make is simply providing these documents without reading into Appendix FM 1.7. and Appendix FM-SE .

Not reading Appendix FM 1.7. and Appendix FM-SE before submitting your application is taking a huge and unnecessary risk for two reasons.

Reason 1 – The FLR(M) document checklist given to you on the online application website is not always comprehensive.

As we discuss in part 1 of our free video series , since the document checklist is not an exhaustive list, in some instances, it will not list documents that will be required.

Additionally, it will not always list documents that should be submitted to have the strongest application possible.

Reason 2 – The FLR(M) document checklist given to you on the online application website does not inform you of the rules that apply specifically to certain documentation.

Unfortunately, the Home Office have strict rules regarding specific documents.

It is for this reason that we would strongly recommend reading Appendix FM 1.7 and Appendix FM-SE in detail.

“Can you tell me what documents I should submit based on my circumstances, as well as the specific rules that apply to the documents I have to submit?”

We do just this in our FLR(M) visa DIY application pack service .

With this service, we will provide you with a detailed document checklist (& a set of letter templates that you can use) based on the information you provide us. We also provide other written guidance relevant to your application.

Our DIY Application Pack service is clear, and comprehensive and have been relied on successfully in thousands of applications.

Pay the Immigration Health Surcharge (IHS)

The Immigration Health Surcharge is a compulsory fee (i.e. this must be paid) and amounts to £2,587.50 .

Submit (& pay) for the FLR M application

The FLR M application is submitted by paying the Home Office fee on the FLR M application website.

After payment has been made, you will then be sent to the UKVCAS/Sopra Steria website which will allow you to book your appointment to attend the visa centre in person.

For more information about this process, check out our article “ UKVCAS / Sopra Steria Guidance [STEP-BY-STEP GUIDE FOR 2024] “.

At this visa centre appointment, you will provide your biometric information.

“How do I submit the supporting documents?”

There are two options.

Firstly, you can choose to upload the supporting documentation online, via the official website.

Secondly, you can choose to scan the supporting documents at the UK visa centre for an added fee.

Out of the two options, I’d recommend the former – uploading the supporting documentation.

Whilst the online uploading portal used to have an insufferable amount of issues, it now tends to run comparatively smooth.

“Do we get to keep our original documents?”

Fortunately, yes .

Gone are the days that you have to lose possession of your original documents, which is a huge relief as the Home Office have been known to lose thousands of partner visa’s original documentation in the past.

Even though you will normally be able to keep your passports whilst the Home Office process the visa, the applicant, in particular, should avoid travelling as this may result in the FLR(M) application being withdrawn.

“How long will I need to wait to get a decision?

This depends on whether you choose to pay for the super priority service.

If you do opt for the standard service , you should expect to hear back from the Home Office within 6-8 weeks .

If you pay an extra £1,000 for the super priority service, the expected time frame depends on whether your visa centre appointment is on a weekday or weekend .

If your visa centre appointment is on a weekday (Monday-Friday), you should hear back from the home office by the end of the next working day.

If your visa centre appointment is on a weekend, you should hear back from the home office within 2 working days.

“What will happen after the visa appointment ?”

Once a decision has been made, the Home Office will sometimes send you an email (to the same email you provided on the online application form).

Regardless of whether you get an email or not, you will get a decision letter in the post that will look something like this:

At or around the same time as receiving the decision letter, you will also probably receive a letter notifying you that your Biometric Residence Permit (which is essentially your visa on a purple plastic card) will normally be sent to you within 7-10 working days of the date of decision (which can be seen on the decision letter that was sent to you).

The standard BRP notification letter looks like this:

Frequently Asked Questions

What flr(m) visa requirement causes the most difficulties.

It is the financial requirement that is the biggest cause of FLR(M) visa refusals. Because of this, you really must take the time to learn the relevant Immigration Rules as they apply to your application (our free guides will certainly help with this).

Is an immigration lawyer required to submit an FLR(M) visa application?

No – an immigration lawyer is not required. With this being said, you need to make sure that you are fully aware of the relevant FLR(M) visa requirements (which are discussed in detail on this website).

Is original supporting documentation required?

The good news is that recent changes in the Immigration Rules mean that original supporting documentation is not required for the majority of applications. Rather, you are perfectly able to submit copies of supporting documents in your application.

How are the supporting documents submitted?

There are normally several options that are presented to you. Most commonly, you will be able to choose to upload the documents via the online application website or use the Assisted Document Scanning service at one of the UK visa centres.

Need any help?

We hope you found our guide helpful.

If you would like us to help you with your application from start to finish, we offer a  full legal representation service .

Our full legal representation service is offered by Ed Lowe, Matthew French and Wendy Foy. All three have worked in the heart of the Home Office for many years.

Since we are also unique in that we only offer services relating to UK partner visas, we are extremely well placed to help our clients in the most efficient way possible.

If, on the other hand, you want to deal with your application yourselves, our DIY Application Pack Service is currently priced at £435.

Related Articles

UKVCAS / Sopra Steria Guidance [STEP-BY-STEP GUIDE FOR 2024]

7 HIDDEN FLR(M) & Spouse Visa Extension Fees & Costs in 2024

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Updated 13 December 2018

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FLR (m) - are cover letters needed or recommended for each section

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Hi guys, this is a general question. I'm applying soon for my second extension as a husband (spouse visa). We are going to go for the Premium Service. Luckily, financially we fall under Category A which makes things easier than before where we struggled financially. As you all know there are requirements that need evidence such as, Bank Statements, payslips, proof of living together, house bills, etc. 1- Would you recommend or think I need to write a quick description cover page for each or at least some of these categories? In my previous application they seemed to skip most of my cover pages when I went in person that's why I don't know if I should do it or not. Many thanks again  

Totally unnecessary to include letters for each section. Just a general letter stating you have completed application and included documents (list).  

You do not need to include letters of any sort for a FLR (M) application.  

Thanks guys, sometimes people just get over the top about this (e.g. myself). Will take note of this and not wastetime on it. Nearly finishing everything now. Cheers  

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Re: FLR(M) Cover Letter

I've gone through the FLR(M) application, which I thought was surprisingly easier and more straight forward than the fiance visa It didn't take me long to finish at all. So i've gathered my documents, and basically all my husband and I need to do is write our covering letters. What content should I include in it? Any examples would be much appreciated. Also, any ideas of how long it might take to get back? Thanks!

Postal FLR(M) applications are taking about 14+ weeks from biometrics being done. I've not heard of anyone doing one recently to have any different time scales. As always with postal applications don't plan on going anywhere out of the country for 6 months (which is the maximum time UKBA can take with processing). It's the SET(M) -- ILR-- applications that have been taking about 4-6 weeks.

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14 weeks? :S my fiance visa expires on the 2nd of Feb so I'm sending it in early this week. I know, cutting it close aren't I? Another question about biometrics, will I need to get them done again? i got them done for the fiance visa, and I noticed on the application it asked if I've had biometrics done before, and i said yes for the fiance visa, and wrote down the place and date that I had them done. Will I need them taken again?

Yes, you will need to get them taken again, even if they were taken for the fiance visa... this is to verify your identity and to make sure you are the same person who applied for the fiance visa. If you are applying by post, I believe you will receive a letter from the UKBA after you have applied detailing how to get your biometrics taken.

Oh ok, so I'll need to take my biometrics AFTER i send in my postal application? So i won't take them before and send them in with the application like I did with the fiance visa?

Applications in the UK are not the same as the ones made outside the UK. So basically forget everything about your previous visa process. A few weeks after you post off your application you will get a letter from UKBA telling you to go do your biometrics. You have to make an appointment and go to that appointment with the letter from UKBA. Once that is done it's about 14 weeks before your visa will be processed. This is all covered on the FLR(M) page you can find here: http://www.ukba.homeoffice.gov.uk/partnersandfamilies/partners/husbandswivescivilpartners/applying-inside-uk/

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do i have to sign the application with the same name that is on my passport then?

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Cover Letter for FLR M Please! urgent !!!

Moderators: Casa , push , JAJ , ca.funke , Amber , zimba , vinny , Obie , EUsmileWEallsmile , batleykhan , meself2 , geriatrix , John , ChetanOjha , archigabe , Administrator

Need Help for FLR M form Questions!

Post by Faizi63 » Fri Oct 27, 2017 9:10 pm

Re: Need Help for FLR M form Questions!

Post by Faizi63 » Sat Oct 28, 2017 9:06 pm

Post by Sir Murphy » Sat Oct 28, 2017 9:55 pm

Post by Faizi63 » Wed Nov 01, 2017 6:28 pm

Post by keeno » Wed Nov 01, 2017 8:17 pm

Post by Faizi63 » Wed Nov 01, 2017 10:23 pm

Re: Cover Letter for FLR M Please! urgent !!!

Post by CR001 » Wed Nov 01, 2017 10:28 pm

Faizi63 wrote: ↑ Wed Nov 01, 2017 10:23 pm Hello Everyone I am looking to get cover letter template for flr m visa. I am going to apply for my wife in couple of days time. I don't really understand how to organise all the cohobitation onto letter. Please do help !!! Thanks

Post by Faizi63 » Thu Nov 02, 2017 5:25 pm

Post by CR001 » Thu Nov 02, 2017 5:31 pm

Post by Faizi63 » Thu Nov 02, 2017 7:45 pm

Post by Faizi63 » Thu Nov 02, 2017 7:46 pm

Post by missblissbear » Thu Nov 02, 2017 8:26 pm

Post by Faizi63 » Thu Nov 02, 2017 9:22 pm

Post by mazraz » Fri Nov 03, 2017 11:07 am

Post by Faizi63 » Fri Nov 03, 2017 4:31 pm

Post by i.need.help » Fri Nov 03, 2017 5:32 pm

Faizi63 wrote: ↑ Thu Nov 02, 2017 9:22 pm This is the problem My GP refused to give any letter. They said they cant issure any letter. I explained them everything but they don't give letter for any purpose.

Post by Faizi63 » Fri Nov 03, 2017 10:10 pm

Post by Faizi63 » Fri Nov 03, 2017 10:26 pm

CR001 wrote: ↑ Wed Nov 01, 2017 10:28 pm Faizi63 wrote: ↑ Wed Nov 01, 2017 10:23 pm Hello Everyone I am looking to get cover letter template for flr m visa. I am going to apply for my wife in couple of days time. I don't really understand how to organise all the cohobitation onto letter. Please do help !!! Thanks

Re: Cover Letter for FLR M Please! urgent

Post by Faizi63 » Sat Nov 04, 2017 4:40 pm

Post by Faizi63 » Sat Nov 04, 2017 10:12 pm

Post by Faizi63 » Sat Nov 04, 2017 11:39 pm

Post by FXR_1340 » Sun Nov 05, 2017 9:48 am

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LETTER TEMPLATES

INDefinite leave to remain

(5-year spouse/partner route).

INDEFINITE LEAVE TO REMAIN

(5-Year SPOUSE / PARTNER ROUTE)

Our Professionally written Letter Templates will help you put together the essential Supporting Statements, Declarations or Consent letters for your ILR SET (M) Application .

Our Templates have been used in hundreds of successful client cases .

Each template has been designed to:

• Include all of the  critical details that are relevant to your case
• Provide  suggestions on what to include  in your letter
• Easily fill in your and/or your sponsor's personal information

Letter Templates Available:

Cover Letter Templates (Applying WITHOUT Children)

Cover Letter Templates (Applying WITH Children)

Employment & Family / Friend Letter Templates

Accommodation Letter Templates

Cash savings declaration templates.

Cover Letter & Sponsor Letter of Support Templates (Single Applicant Only)

Our Cover letter Templates will help you to summarise your case and breakdown how you satisfy  all the requirements  for your/your partner's ILR application(s).

Each Template has been crafted specifically for the type of UK Partner you/your partner is applying as and lays out the critical information you need to provide to the Home Office Case Worker who will be assessing your case.

Applicant Cover Letter &

Sponsor Letter of Support Templates

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£9.97 £25

Cover Letter & Sponsor Letter of Support Templates (Applying With Children)

These Cover Letter Templates can be used for either scenario where the Sponsor's biological child(ren) and/or non-biological / step-child(ren) will also be applying with the main Applicant as dependants.

*Applying with Children

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Employment Letter & Family / Friend Support Letter Templates

Our Employer Letter Templates lay out the specific details that must be provided about the Applicant's or Sponsor's employment when relying on this income source to meet the immigration rules .

In the scenario where the Applicant / Sponsor has been working for their current employer for less than 6 months , a letter from their previous employer(s) will also need to be submitted.

Letter from Current Employer Template

(Can be used for either the Sponsor or the Applicant)

Letter from Previous Employer

Letters of Support from Family members/Friends can act as further proof that your relationship is genuine and subsisting .

Our Accommodation Letter Templates will help you with put together the consent letter you will need when the Applicant will be living with their partner either:

• at an accommodation that the Sponsor privately rents (Applicant is not yet on the Tenancy Agreement)
• at a property owned by family relatives/friends

Landlord / Lettings Agent

Consent Letter Template

(for Applicants already living at the rental property / in the UK)

Family / Friend Accommodation

(for Applicants already living at the property / in the UK)

£11.97 £27

These Templates lay out what you need to include in your Cash Savings declaration (of where your funds originate from) when relying on this income source to meet the immigration rules .

Each Template has been crafted specifically for the type of funding source(s) your Cash Savings are made up of .

Cash Savings Declaration  Template

(ILR Set M - Savings from Salary Income)

Cash Savings Declaration Template

(ILR Set M - Family/Friend Cash Gift)

(ILR Set M - Proceeds from Sale of Property)

(ILR Set M - Inheritance)

(ILR Set M -  Asset/Investment Portfolio Liquidation)

How Clients Rate Our Visa & Settlement Letter Templates

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Fully Tailored Document Checklists

Visa Application & Document 

Checking Service

Full Legal Representation

Frequently Asked Questions about the Letter Templates

Who are these for?

Depending on your and/or your partner's circumstances, you may need to provide declaration, consent or other letters of support with your application.

These templates will save you and your partner’s time, and provide full peace of mind that you worded and structured the letter(s) to satisfy the Immigration Rules.

Are they appropriate for me and/or my partner?

These templates are designed to assist those who want to complete their ILR Set M application process themselves, but need to know how to put together supporting/consent letters to address specific aspects of the application, for example, if you are/will be living in your family or friend's accomodation,  or you will be relying on savings to meet the financial requirement.

How do we use the letter templates?

The letter templates have been designed so that it is easy to incorporate your personal information.

Much of the critical detail will already be laid out, and where you should enter/confirm further info will be clearly marked in each template.

For example:

Sponsor's Name  has been employed by Company Name  as a Job Title since DD/MM/YYYY .   His/Her salary is £ XX,XXX per annum, and he/she has been paid this level of salary since his/her employment commenced.

Is there a the Money Back Guarantee?

No, Refunds are not available for our Letter Templates, once you have downloaded them. 

The onus will be on you: 

• To decide and purchase the correct template(s) that is/are appropriate to your case
• Include the correct/relevant information in your actual letter(s). The templates only provide the structure and suggestions of the wording to use in your respective letter.

How Long will it take to receive my Template?

Immediately after purchase. Each template is a Word Document which comes in a downloadable Zip file.

If I buy a Template, am I allowed to ask you questions about my application?

No, if you would like specific advice about your Visa application, I also offer a 25 or 45 minute consultation service which you can book here .

What format will the letter templates be in?

They will all be in Microsoft Word format packaged together in a Zip file.

Is there a discount if I buy several templates together

No. We have made each individual template as affordable as possible.

If you are looking for a more comprehensive template bundle, you may wnat to consider our ' Tailored Checklist and Letter Templates Pack ' HERE

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Melanie Wong c/o M Wong Advice Ltd

Expert Immigration Advice is the trading name of M Wong Advice Ltd which is an OISC regulated immigration law firm.

Company Number 12773362, OISC Registration Number F202309023

Registered Company Address:

128 City Road, London,

United Kingdom, EC1V 2NX