banking topics for research paper

151+ Good Banking And Finance Research Topics For Students [2024 Updated]

Are you curious about Banking and Finance Research Topics? In this blog, we explore various banking and finance-related research topics. What drives the banking sector’s resilience in the face of challenges? How do financial markets influence our economic well-being?

Let’s find the good topics of personal finance, corporate decision-making, risk management, and more. From the fundamental principles of accounting to the latest trends in fintech, this collection of research topics spans various fields, offering a comprehensive view of the ever-evolving finance domain.

Discover the impact of digital currencies, the role of central banks, and the effectiveness of credit scoring models. Explore the importance of real estate finance and know the behavioral aspects influencing investment decisions. We also examine the intersection of finance with emerging technologies and its role in sustainable development.

Whether you are a student researching finance or the banking sector with good research ideas about economic difficulties. These Banking and Finance Research Topics provide a gateway to understanding the pivotal role finance plays in our global society. Let’s know all about them here.

Table of Contents

What Is Banking And Finance Research Topics?

Banking and finance research topics refer to specific questions that researchers investigate related to financial systems and institutions. These topics help explore how banks, investments, financial markets, and economic policies work.

Some examples of banking and finance research topics include:

How new technologies like mobile apps are changing banking
What causes stock market prices to rise and fall
How government regulations impact financial institutions
Why do people make certain financial decisions?
Ways to improve risk management for banks
The future of cryptocurrencies as an investment
How fintech companies are competing with traditional banks

Researching these topics aims to gain a deeper understanding of the financial world. The knowledge can then be used to inform better policies, practices, and decisions related to banking and finance.

How To Find Banking And Finance Research Topics For Students?

Here are some tips for students on finding good banking and finance research topics:

Look at current events in the banking and finance industries for inspiration. Pay attention to what’s happening with major banks, new technologies, economic policies, financial crises, and industry trends.
Review finance publications, academic journals, magazines, and websites to discover recent research studies related to banking and see what knowledge gaps they identify that require further investigation.
Browse research paper databases for sample banking and finance essays to find potential topics or note areas requiring additional up-to-date research.
Align topics with your existing interests and course curriculum. If you enjoy technology, explore fintech questions. If macroeconomics fascinates you, investigate the implications of monetary policies.
Consider meaningful real-life research questions, like how underprivileged groups are financially underserved or how developing nations can gain affordable banking access.
Brainstorm ideas and get input from professors who will guide you in refining topics based on viability, available data sources, analytical methods, and relevance to the current finance field.

List of Good Banking And Finance Research Topics

Here are the most interesting banking and finance research topics:

Good Banking And Finance Research Topics For Students

Comparative analysis of traditional banking vs. online banking.
The impact of mergers and acquisitions on bank performance.
Assessing the role of central banks in ensuring financial stability.
Investigating the effectiveness of bank stress tests in predicting financial crises.
Analyzing the factors influencing customer satisfaction in banking services.
The role of blockchain technology in enhancing banking security.
Examining the impact of interest rate fluctuations on bank profitability.
Evaluating the role of government intervention in preventing bank failures.
Analyzing the challenges and opportunities of Islamic banking.
The impact of Basel III regulations on banking risk management.

Best Banking And Finance Sector Research Topics For MBA Students

The role of the stock market in economic development.
Examining the factors affecting stock market volatility.
Impact of high-frequency trading on financial markets.
Exploring the relationship between corporate governance and stock prices.
The role of derivatives in managing financial market risks.
Analyzing the impact of macroeconomic indicators on stock prices.
The role of insider trading in financial markets.
Investigating the efficiency of emerging financial markets.
The impact of market sentiment on stock prices.
Analyzing the role of financial analysts in shaping market perceptions.

Personal Finance-Related Research Topics

The impact of financial literacy on personal finance management.
Evaluating the effectiveness of budgeting tools in personal finance.
The role of behavioral economics in understanding individual investment decisions.
Investigating the factors influencing retirement savings decisions.
The impact of socio-economic factors on household debt levels.
Assessing the effectiveness of financial planning in achieving financial goals.
The role of technology in personal financial management.
Analyzing the impact of tax policies on personal savings.
The relationship between education and income levels in personal finance.
Investigating the role of psychological biases in personal investment decisions.

Corporate Banking And Finance Research Topics

The impact of capital structure on firm profitability.
Evaluating the role of financial leverage in corporate decision-making.
Analyzing the factors influencing dividend payout policies.
The impact of corporate governance on firm performance.
Investigating the relationship between CEO compensation and firm performance.
The role of working capital management in corporate finance.
Analyzing the impact of exchange rate fluctuations on multinational corporations.
The influence of financial disclosure on investor decisions.
Evaluating the impact of corporate social responsibility on shareholder value.
The role of venture capital in financing innovation and startups.

Risk Management Research Topics For College Students

The impact of credit risk on financial institutions.
Analyzing the role of derivatives in hedging financial risks.
Evaluating the effectiveness of value-at-risk (VaR) models in risk management.
The impact of operational risk on financial institutions.
Exploring the relationship between risk-taking and financial performance.
Analyzing the role of insurance in managing financial risks.
The impact of climate change on financial risk assessment.
Evaluating the role of stress testing in assessing systemic risk.
The influence of cyber threats on financial institutions’ risk management.
The role of artificial intelligence in enhancing risk management practices.

Accounting and Auditing Research Topics

Analyzing the impact of International Financial Reporting Standards (IFRS) on financial reporting quality.
Evaluating the role of forensic accounting in fraud detection.
The impact of audit quality on financial statement reliability.
Investigating the role of auditor independence in ensuring financial transparency.
Analyzing the effectiveness of fair value accounting in financial reporting.
The influence of accounting conservatism on financial decision-making.
Evaluating the impact of accounting information on investment decisions.
The role of big data analytics in modern accounting practices.
Analyzing the challenges and opportunities of sustainability reporting.
The impact of earnings management on financial statement reliability.

Financial Regulation and Policy Research Topics

The role of government intervention in preventing financial crises.
Evaluating the impact of Dodd-Frank Wall Street Reform and Consumer Protection Act.
Analyzing the effectiveness of Basel III in regulating global banking.
The role of regulatory bodies in promoting financial market integrity.
Investigating the impact of tax policies on corporate financial decisions.
Analyzing the challenges and opportunities of cross-border financial regulation.
The role of ethics in financial decision-making and regulation.
Evaluating the impact of monetary policy on inflation and economic growth.
The influence of political factors on financial regulation.
The impact of regulatory changes on financial innovation.

Real Estate Finance Related Research Topics

Analyzing the factors influencing real estate prices and investment.
The impact of interest rate changes on real estate markets.
Evaluating the role of mortgage-backed securities in real estate finance.
The influence of housing policies on real estate market dynamics.
The role of real estate crowdfunding in property financing.
Analyzing the impact of urbanization on real estate development.
The role of sustainability in real estate investment decisions.
Evaluating the impact of economic downturns on real estate values.
The influence of demographic trends on real estate market dynamics.
Analyzing the challenges and opportunities of real estate finance in emerging markets.

Behavioral Finance Research Paper Topics

Investigating the role of behavioral biases in investment decisions.
The impact of overconfidence on financial decision-making.
Analyzing the influence of social networks on investment behavior.
Evaluating the role of emotions in financial decision-making.
The impact of financial news and media on investor sentiment.
Investigating the role of heuristics in shaping financial perceptions.
Analyzing the impact of market bubbles on investor behavior.
The influence of framing effects on investment choices.
Evaluating the role of financial education in mitigating behavioral biases.
The impact of cultural factors on individual investment decisions.

Financial Technology (Fintech) Research Topics

Analyzing the impact of robo-advisors on traditional investment advisory services.
The role of blockchain in reshaping payment systems.
Evaluating the potential of cryptocurrencies as a mainstream means of exchange.
The impact of artificial intelligence on credit scoring models.
Analyzing the challenges and opportunities of regulating fintech startups.
The role of big data analytics in personalized financial services.
Evaluating the impact of open banking on financial innovation.
The influence of cybersecurity threats on fintech adoption.
Analyzing the role of regulatory sandboxes in fostering fintech innovation.
The impact of fintech on financial inclusion in developing economies.

Economics and Finance Sector Related Research Topics

Investigating the relationship between economic indicators and financial markets.
The impact of trade policies on exchange rates and international finance.
Analyzing the role of economic sanctions in shaping financial landscapes.
Evaluating the impact of globalization on financial stability.
The role of monetary policy in addressing economic inequality.
Analyzing the impact of economic recessions on financial decision-making.
The influence of political instability on financial markets.
The impact of demographic trends on economic and financial dynamics.
Evaluating the role of economic forecasting in financial decision-making.
The relationship between economic growth and financial development.

Sustainable Banking And Finance Research Topics

Analyzing the impact of environmental, social, and governance (ESG) factors on investment decisions.
The role of green finance in promoting sustainable development.
Evaluating the impact of carbon pricing on financial markets.
The influence of sustainable investing on corporate decision-making.
Analyzing the challenges and opportunities of integrating sustainability into financial reporting.
The role of impact investing in addressing social and environmental issues.
Evaluating the impact of climate change on financial risk assessment.
The influence of corporate sustainability on shareholder value.
The role of green bonds in financing environmentally friendly projects.
Analyzing the effectiveness of sustainable finance policies in achieving global goals.

Recent Banking And Finance Research Topics

Investigating the potential of decentralized finance (DeFi) in traditional banking services.
The impact of quantum computing on financial modeling and risk management.
Analyzing the challenges and opportunities of central bank digital currencies (CBDCs).
The role of augmented reality (AR) and virtual reality (VR) in financial services.
The impact of 5G technology on financial transactions and services.
Evaluating the potential of tokenization in transforming financial markets.
Analyzing the role of artificial intelligence in credit scoring and lending decisions.
The influence of geopolitical factors on global financial markets.
The impact of regulatory technology (RegTech) in compliance and risk management.
The role of smart contracts in streamlining financial transactions.

Cross-Border Finance Research Paper Topics

Investigating the impact of exchange rate fluctuations on cross-border investments.
The role of currency unions in promoting cross-border trade and investments.
Analyzing the challenges and opportunities of cross-border banking operations.
Evaluating the impact of trade agreements on cross-border financial flows.
The influence of political and economic integration on cross-border finance.
Analyzing the role of international financial institutions in cross-border finance.
The impact of capital controls on cross-border investments.
The role of cross-border financial services in promoting global economic integration.
Evaluating the impact of cross-border financial regulations on multinational corporations.
The influence of cross-border financial crimes on international cooperation.

Financial Education and Literacy Research Topics

Investigating the impact of financial education programs on students’ financial literacy.
The role of technology in enhancing financial education and literacy.
Evaluating the effectiveness of workplace financial wellness programs.
Analyzing the impact of cultural factors on financial literacy levels.
The influence of family background on financial literacy.
The impact of early financial education on long-term financial behavior.
Analyzing the relationship between financial literacy and retirement planning.
The role of schools and universities in promoting financial literacy.
The influence of gender on financial literacy and decision-making.
Evaluating the impact of online resources on improving financial literacy.

Banking and Finance in Developing Economies

Analyzing the challenges and opportunities of financial inclusion in developing economies.
The role of microfinance in poverty alleviation and economic development.
Evaluating the impact of foreign aid on financial stability in developing countries.
The influence of corruption on financial development in developing economies.
Analyzing the role of remittances in shaping economic landscapes in developing countries.
The impact of informal financial services on rural communities.
Evaluating the role of government policies in promoting financial development.
The influence of economic and political instability on financial systems in developing countries.
The role of international financial institutions in supporting economic growth in developing economies.
Analyzing the impact of technology adoption on financial inclusion in developing regions.

What Are Some Good Topics In The Area Of Finance And Accounting For A Ph.D. Research?

Here are some current Banking And Finance research topics for students:

Recent Project Topics On Banking And Finance PDF

Here are the most recent project topics on banking and finance pdf:

These Are the best Banking and Finance Research Topics. These topics serve as gateways to understanding the nature of banking, finance, and other research topics. As you find a good research topic, consider your interests and the current trends shaping the financial domain. Whether it’s the impact of technology on banking, the dynamics of stock markets, or the role of sustainable finance.

Engage with your coursework, delve into academic journals, and attend seminars to find the latest understandings and potential research questions. Consulting with professors and advisors offers valuable guidance, helping refine your focus. Keep an eye on industry reports and financial news for inspiration, considering contemporary challenges and emerging trends.

Remember, your research can contribute to understanding financial systems and inform real-world practices. Choose a topic that not only captivates your interest but also addresses relevant issues, and you’ll find yourself good banking and finance research topics. Happy exploring!

Top 300+ Qualitative Research Topics For High School Students

100+ Most Interesting Google Scholar Research Topics For Students [Updated 2024]

350 Banking Essay Topic Ideas & Examples

🏆 best banking topic ideas & essay examples, 👍 good essay topics on banking, 🥇 interesting topics to write about banking, 📝 simple & easy banking essay titles, 💡 most interesting banking topics to write about, 📑 good research topics about banking, ❓ money and banking essay questions.

The Banking Concept of Education by Paulo Freire This is one of the details that should be taken into account by the readers. This is one of the pitfalls that should be avoided.
Log Book for Internship With Merrill Lynch Bank As regarding to new skills, I learnt new methods of analyzing companies in the stock market and how to present information gathered to the supervisors/advisors.
The 2008 Banking Crisis in the Documentary “Inside Job” Using the documentary “Inside Job”, the paper presented below asserts that the malpractices of different banking experts, the ethical dilemma revolving around ratings agencies’ actions, and the Gramm-Leach-Bliley and the Glass-Steagall Acts influenced the nature […]
Internet Banking Effects and Results Internet banking has certainly played a key role in the increase and ease of banking services the world over and the reasons for this are not difficult to discern.
JPMorgan Chase Bank: Ratio Analysis The ratios are debt-to-equity, the interest coverage ratio, the equity ratio, and the debt-to-asset ratio. For the years 2017, 2018, 2019, and 2020, JPM had a fixed turnover ratio of 7.
Commercial Bank of Australia Ltd vs. Amadio The decision by the court held that the bank manager and the commercial bank were aware of the special disadvantage of the Amadios and made no substantive efforts to ensure that Amadio clearly understood the […]
Barclays Bank Description Introduction Barclays bank is a UK-based Multinational Corporation headquartered in London and operates in the financial niche. The universal bank was established in 1860 in London as a goldsmith’s lending business offering people loans and saving options. The bank’s resilience in the corporate domain made it navigate all the challenges, and it still operates to […]
The Banking Model of Education In the banking concept of education, the teacher is considered to be knowledgeable and experienced in contrast to the students who are supposed to be “blank slates,” or, in other words, entirely ignorant of the […]
Case of Westpac Bank & St. George Bank Merger The merger of the Westpac bank that is the member of the “Big Four” in Australia and the simple regional bank St.
Citibank’s E-Business Strategy and Competences Citibank has incorporated the use of e-business in its operation so that it can meet the needs of its customers and to withstand the market pressures which have been changing drastically.this paper has established the […]
Wellfleet Bank: Case Study Under Group Risk Committee, the company further delegates duties to: reputational, country, operational, group credit, market risk, business risk, and business risk committees.
Factors Which Impact Barclays Bank Political factors refer to the government policies that affect businesses and the extent to which the government intervenes in the economy.
Wells Fargo Banking Scandal: Ethical Analysis The structure and the business model of Wells Fargo allowed the emergence of the working environment that incited the employees to unethical behaviors.
Mobile Banking Adoption: Challenges and Solutions Therefore, the writer wishes to investigate the numerous impacts of mobile banking because the burgeoning phenomenon may entirely replace traditional banking in the near future, specifically in the UK.
Lloyds Banking Group’s Situational Analysis These products the company has diversified in various products and markets in an attempt to grow and increase its share in the market.
Role of Central Bank If central bank offers credit to the banks at a higher rate, then the rate of interest that commercial banks will offer loans to the public will be high; this reduces the attractiveness of the […]
The Concept of Usul Fiqh and Qawaid Fiqhiyyah: Shariah and Islamic Banking For such convictions, this essay explores the concept of Usul Fiqh and Qawaid Fiqhiyyah in respect to issues regarding the influence of Shariah on Islamic banking practices Under the Islamic community, Fiqh is a terminology […]
Online Banking and Online Purchases The ethical implications of online banking and online shopping include the privacy of consumer information, the reliability of the transactions, and security.
Tesla Inc.’s Banking Structure and Investments According to Saberi, it represents almost 4% of the world GDP, and, in the context of developed economies, 1% of automotive industry growth triggers respective 1,5% growth in the country’s GDP. Due to the specificity […]
Leadership at Qatar National Bank This paper examines in detail the phenomenon of leadership and its classic types in the light of improving the overall effectiveness of the work team.
The Mountain Bank’s Strategy Analysis The most suitable competitive business strategy, in the case of the Mountain Bank is to build the presence in the market of consumer lending and corporate banking.
Bank of America’s Business Model Elements The organizational structure leverages Bank of America in the following ways. Bank of America has categorized its throughputs into five categories, which are the core products, processes, and services offered.
The Pros and Cons of Investment Banking The investment banks are also referred to as proprietors since they are involved in trading of marketable instruments using their own money as opposed to that of investors.
Service Quality Model in Internet Banking and Finance The purpose of this paper is to undertake a comparative literature using five peer-reviewed articles discussing service quality in internet banking and finance and identify the main issues in the articles and relates them to […]
Ethics in the Banking Industry in the UK It may be argued that organizations may require ethics as the part of their practices in the industry, but it may not be the essential or core part in any institution, specifically in the organizations […]
Competitive Advantage Source: Westpac Banking Corporation The competence of the company is the result of learning and searching for better solutions in this or that situation either in domestic affairs or in the market.
The Shift From Physical Personal Banking to Online Banking I have chosen the topic “Investigation of how the Shift from Physical Personal Banking to Online Banking has affected Consumers” because online banking has made it easier to shop by eliminating the need to carry […]
The Implications of Internet-Banking on Bank Profitability Centeno notes that “through the analysis of the Acceding and Candidate Countries, by adopting internet-banking, it demonstrates that lack of PC and penetration of internet services is an obstruction to the advancement of internet banking […]
Safaricom’s Mobile Banking When Safaricom launched M-PESA, it commissioned agents in different parts of the country; the agent’s work was primarily to receive deposits from customers and electronically transfer this to the client’s M-PESA account.
Islamic Banking The involvement of institutions and government led to the application of theory to practice and resulted in the establishment of the Islamic banks”.
Hongkong and Shanghai Banking Corporation: Approach to Operating in China According to Luthan and Doh, centralization played a significant role in HSBC’s success in the new market. It was also the first company to establish a locally incorporated entity in Taiwan and Vietnam.
The Bank of America Corporation: Planning & Organizational Analysis The Bank may use environmental adaptation planning activities to enhance external relations with stakeholders such as customers, governments, suppliers and the public.
Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
Standard Chartered Bank: Problems and Solutions The Standard Chartered Bank was formed in 1969 after the merger of two banks The Standard Bank of British South Africa, established in 1862, and The Chartered Bank of India, Australia, and China established in […]
Banking Sector Cyber Wars and International Hacking Flaws in the network allow hackers to access the systems. In efforts to reduce hacking in the country, a number of police units have been formed.
Market Elasticity’s in Banking Industry Price elasticity of markets “refers to the degree of change in quantity demanded or supplied of a commodity due to a change in price of the commodity” The formula is: P.E.
Islamic Banking Sector Issues The key aspects of the Islamic banks in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling.
The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
Ethical Dilemma With the Bank Teller On the other hand, the bank calls for honesty in service and client protection, and given that the teller took the money without permission from an inactive account belonging to a customer it is professionally […]
Personal and Organizational Development in Banking My career plan is as in the figure below: – My career goal is to find a job in a bank and gradually grow through the ranks as I gain financial management related skills and […]
The Wall Street Crash Impact on the World’s Banking System The Wall Street Crash of 1929 was one of the most impactful events in the financial history of the United States that also influenced the flow of the global banking operations.
Ijtihad in Islamic Banking Even though Shariah principles forms the main legal foundation in which most of Islamic banking products and services are based, Ijtihad enables the flexibility of the Shariah principles to suit the changing needs of the […]
Corporate Governance Statements: BHP Billiton and National Australia Bank This is to say that corporate governance requirements differ from company to company and from a broader perspective, the success or failure of a given company differs with the corporate governance statement of the company.
The Basel Committee on Banking Supervision The purpose of this paper is to evaluate the factors that led to movement from Basel II to Basel III, features of Basel III and how it differs from Basel II.
Mobile Banking Innovation In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
The Employee Benefits Provided by the Bank of America In the process of applying for a job or assessing a certain company, it is crucial to learn about their advantages and unique features. In conclusion, Bank of America features various benefits that provide employees […]
Legal Issues in the Banking Industry The second problem is the complexity of banking operations for foreigners and the low-educated segments of the population. Thus, in banking, employees often face the problems of sexual harassment, complex mechanisms for clients, and digitalization.
Cryptocurrency and Its Impact on the Banking Industry Advanced coding is used to store and transfer cryptocurrency data between the wallet and a public ledger, and encryption is used to confirm transactions.
Overfitting and Bias-Variance Trade-Off in Banking While the training set represents most of the data, the testing set is used to test accuracy by measuring performance separately in the two separate parts of the data set.
Impact of Cyber Crime on Internet Banking The paper evaluates a con article on ‘The impact of cybercrime on e-banking’ [1]. H2: Identity theft will have a negative impact on the adoption of electronic banking.
Digital Trends & Sustainability in Banking It would be accurate to refer to banking as the financial hub of the economy because it is a major industry in the service sector.
The National Bank of Kuwait’s Improvement However, the constant improvement of technology and the introduction of innovations forced the bank to reconsider its policy and introduce a new system.
Ransomware in the US Banking Industry The mismatch can lead to a lack of trust and reputational damages. Data pertaining to the business plans and visions can also be accessed, making it vulnerable.
The Role of Technology in Investment Banking The role of technology in an investment bank is to reduce costs, evaluate opportunities with regard to investment, optimize processes, and manage risks.
The Discussion of the Bank of England The Bank of England represents a centralized structure that has the right to regulate other banks across the country. This is a basic process that helps the Bank of England maintain a healthy balance between […]
Interpersonal Leadership Skills in Bank of America However, it is clear that the issue is not the demographics but the inefficient leadership in the company and the lack of interpersonal skills that would make people want to work at Bank of America.
Big Data Analytics in Central Banking In addition, the rate is integral to the overall cost of living, which parameter is in a cause-and-effect relationship with inflation.
Workplace Inclusivity at International Bank of Commerce Even if employees of color do not ascribe significance to the unequal distribution of power in the bank, the lack of diversity is evident.
Abu Dhabi Commercial Bank PJSC The discussion takes a general overview of the company, its mission and vision statements, strategic goals, and key objectives. The key objectives Abu Dhabi Commercial Bank wants to realize include: Growing transaction volumes and assets […]
Banking System: The Brief Analysis This is a fictional story that comes perilously near to the reality about the basic foundations of modern society. The primary objective of this story is to demonstrate reality’s simple math and the existing banking […]
Bank Pekao S. A.: Performance and Strategy Compared to its peers in Poland, Bank Pekao is uniquely placed as it launched a brokerage house and made practical biometrics technology in the banking industry, contributing heavily to the bank’s assets quality and investment […]
Financial Analysis of Al Ahli Bank of Kuwait Al Ahli Bank of Kuwait’s main competitors include Commercial Bank of Kuwait SAK, Gulf Bank KSCP, Burgan Bank SAK, and the National Bank of Kuwait.
Banking Sector of the United Kingdom At the same time, the banking sector of the United Kingdom had to balance between its financial losses and the ability to provide loans and debt-moratoria in order to support the country’s financial stability. In […]
Case Study of Hong Kong Shanghai Banking Capital From HSBC’s perspective, money laundering represents one of the most significant internal risks due to the worldwide presence, especially in certain economic areas with facilitated financial regulation and considerable economic influence, such as Hong Kong […]
Risk Factors Affecting Bank Nordik’s Operations and Risk Management Control measures adopted by the firm to manage these risk categories are explored in this investigation and the findings used as a justification for the development of a robust risk management plan.
The Albilad Capital Bank’s Mission and Vision Since the bank is striving to renew its mission and vision from the start, it is crucial to identify the values and vectors of direction.
National Australia Bank’s Sustainability Challenges One of the reasons for the success of NAB is the overall strategy of the company, which focuses its capital management on adequacy, efficiency, and flexibility, maintaining the economic balance to support and strengthen the […]
Aspects of Electronic Banking The significance of our study is in the critical issues of e-banking and the areas of improvement that the banks can eliminate or improve to boost customer satisfaction.
Alonzo vs. Chase Manhattan Bank, NA Case Study However, the author provides an insight into the matter by claiming that the policy concerning workplace discrimination took a dramatic turn in the early 1960s upon adoption of the Title VII of the Civil Rights […]
Political Theories and the World Bank Known as ‘power politics’ or means to exercise power World Bank massive financial institution which poorer nations depend on for subsidies Manner of soft power of the richer states contributing to the World Bank […]
Misconduct in Banking, Superannuation and Financial Services The company was included in the Royal Commission report due to ASL and NM releasing the trustee duties of their funds because of the AMP Group membership.
Sexual Harassment in Meritor Savings Bank vs. Vinson Case Mechelle Vinson, a defendant and a former employee of the plaintiff bank, filed a lawsuit against the bank and its bank manager Sidney Taylor. Sidney Taylor was the vice president of the bank and the […]
Considerations in Investment Banking However, to ensure a fruitful outcome, the CFO should choose a qualified and experienced investment banker to represent the facility. Secondly, the selected investment banking firm is expected to act as both a matchmaker and […]
The Impact of Bank on the Cost of Financial Intermediation Also, since the two variables are not controlled; bank concentration and national institutions, the research argues, however, that the measures of concentration capture the efficient structure theory and market power theories.
Bank’s Provided Opportunities to Attract Consumers The offers are the following, to choose the credit card which backs cash when the consumer makes an online purchase, the other option is take the credit card which backs cash when the consumer makes […]
Grameen Bank’s Socially Responsible Innovation The bank targets the poor and marginalized with both financial assistance and information to help them grow. The Grameen Bank has continued to register impeccable performance on the social, economic, and environmental dimensions.
A Problem in Implementation of CSR in the U.S. Banking Industry Corporate social responsibility is essential in this age of intense globalization and competition – essential for firms to survive in the competition and also important for firms.
Digitalization of E-Commerce in Bank of Ireland The interview with the Senior Director in the Property Finance division of Corporate Banking, Michael Murray, revealed the importance of the advance of digitalization for the Bank of Ireland. These and other technologies will enable […]
The 1920 Farrow’s Bank Failure and Its Causes In this context, the company would be resilient to any stresses, and the outcome of the situation may be the opposite.
Banking: Financial Transaction Risks In that case, even the losses-free termination of the transaction would be a failure since the goal of acquisition would remain unachieved.
Bahrain Development Bank: Analysis To identify and develop ways of assessing learning at the working station to facilitate the employees’ skills and competencies. To identify ways of integrating training capability and focus on the organizational processes through skills acquisition […]
ICBC Bank – China: Overview The shifted focus of ICBC’s policy became the major contributor to the growth of the company on the international market and the subsequent cultural changes.
Customers’ Perceptions of M-Banking To find answers pertaining to the major objectives of the study, the gathered data was analysed using SPSS v.23. An exploratory factor analysis was run to group the existing variables into factors, and also to […]
“Attitudes Towards Mobile Banking” Article by Sohail & Al-Jabri In the introduction of the article, much background information, an overall evaluation of the situation in the banking industry, and the purposes of the study are discussed.
The Bank of Toroda: A Stakeholder Approach “Stakeholders are persons, organizations and groups that have to be considered by managers, directors as well as front office workers.”
Corporate Bias in the World Bank Group’s International Centre The institution judges the Pan Rim case neglecting the El Salvador government’s views, local communities, and the Catholic Church. It does not prioritize the protection of the environment and human rights.
Alinma Bank Industry Analysis. Case Study The demand for the services is another essential factor that shows the industry is profitable. The presence of many investors in the country shows that the demand for financial services is high.
Impact of Online Banking on Dubai International Bank DIB has developed t-banking (telephone banking), e-banking (electronic banking) and m-banking (mobile banking) from this trend.
Phishing Victimization on Internet Banking Awareness Therefore, the study is meant to determine and evaluate consumer susceptibility to e-banking victimization through phishing attacks. Subsequently, the study will be designed to evaluate the effectiveness of phishing victimization training to E-banking consumers.
ICT: E-Banking and Firm Performance ICT is concerned with storage, retrieval, manipulation and transmission of digital data. ICT involves software, hardware and systems.
P&G & Royal Bank of Canada’s Securities Valuation The discussion in the paper focuses on the Two-Fund Separation theorem. The discussion also reveals that the asset allocation problem focuses on the allocation of resources between two risky assets.
Governance Failures in Australian Banking Sector Firstly, executive compensation in the Australian banks was not tied to performance outcomes, and, secondly, the major problem in the CEOs’ conduct was related to the field of ethics.
Hongkong and Shanghai Banking Corp and Wells Fargo Speaking of the Income Statement, Wells Fargo wisely divides it into interest income and expense and non-interest income and expense, and this aspect eases the overall calculations of financial ratios.
Analysis of Al Hilal Bank Launch At the time when Al Hilal was launched, the situation in the world financial system was not favorable. It can be concluded that the banking market at the UAE was not favorable at the time […]
Noor Bank’s Balance Sheet and Income Statement The bank’s operating income from Islamic banking and sukuk amounted to more than 895 million AED compared to 678 million AED in the previous year.
Banking Institution and Transaction Regulations In the case of Brittany, it is the duty of the bank to authenticate all transactions on her account. In the process of negotiation, most parties often focus on the substance of the deal and […]
Bank of America’s Strengths and Weaknesses Interestingly, even non-banking institutions such as Quicken Loans and Leader Bank have started to claim a share of the market held by Bank of America. The root cause of the Bank’s mortgage troubles emanated from […]
Bank of America’s External Analysis in 2013 Among the major lenders in Massachusetts, for instance, Bank of America was the only bank that recorded a notable decline in the volumes of purchase and refinancing loans relative to other years. Apparently, competition has […]
Sales Portfolio: A Bank Mortgage and Marketers Although a mortgage has several advantages to both the commercial institution and the customer, it has its share of disadvantages. Many clients are reluctant to take up a mortgage because of the high interest rates.
Banking With WikiLeaks If Wiki Leaks has the right to be served by a financial institution, the company must ensure that it does not harm the operations of the institution.
The Essence of the Islamic Banking System Riba of the Quran is called Riba An-Nasiyah and riba of the of Sunnah is called Riba Al Fadl. In the context of Islamic banking system, gharar is excessive uncertainty.
Factors Effecting Bank – Borrower Relationship in UAE The Middle East region’s banking industry is one of the fastest growing in the world. It is projected that the industry will get even better in the future due to the nature of the business […]
Bank of China Limited: Overview That said the objective of my effort is to present a report on the Bank of China’s IPO of 2006. This listing was exceptional since it was the only bank of China that had managed […]
Banking Industry: Successes and Failures These banks are regulated by the federal government and are required to be members of the Federal Reserve. However, these banks are not compelled to be members of the Federal Reserve.
Mortgages Offered by the RBC Royal Bank From your profile and to the best of my knowledge, I take pride to inform you that we have five financial investment products that best suit you.
Islamic Banking: Sources and Uses of Funds The major sources of funds include trading, leasing and sharing of the risk and rewards. The sources of funds of the Islamic banks are from deposits.
Banking and Financial Markets: Asset-Backed-Securities Thus, there are four notable main stages in the process of creating the asset-backed securities and these include: Segregation of assets from originator or seller Creation of a specialized functional vehicle to seize the asset […]
Analyzing and Managing Systematic Risks in Banking Risk assessment is done to ascertain the nature of task before deciding the strategy of responding to it. Analysis and management of risks requires one to identify the nature of the risk involved.
Islamic Banking in Dubai and the UAE In an Islamic environment, the approach to financial operations such as the law of contracts, nature of property, interest rates and business transactions is quite different from the rest of the world.
Deutsch Bank Analysis and Performance Forecast The big bonus for banks came in the form of the Securitization Bill, which gave banks and institutions opportunity to recover from bad debts.
International Banking: New Basel The combination of the four changes in 2004 intended to speed up off-balance sheet mortgage securitization as the main avenue to drive the revenue together with the share price of banks.
Barclays Bank: Management Accounting Report This team assists the management in the gathering of information that is unilaterally used in management accounting to address specific challenges in the bank.
BNP Paribas International Banking Networks In the United States, the bank has a strong presence in the western part of the country, whereas, in Asia, it has fixed a secure and fast-growing business.
Riyadh Bank: The Historical Financial Analysis By the end of the third quarter of the year 2011, the organization has recorded a 15% increase in its net profit.
Budgeting of HSBC Bank UAE Branch Looking at their financial statements one will note that they are quite detailed with lots of financial items, which are specific to the bank, and understanding them requires referral to the notes accompanying the financial […]
Westpac Banking Corporation Analysis and Forecast The entry of foreign banks as well as the building societies which were speedily developing into banks and the emergence of other financial institutions increased competition in the Australian financial market.
The Analysis of Banorte Bank in Mexico The scrutiny of the bank’s fundamentals and variables of the bank form part of the report. Financial analysis and forecast of the bank’s financial performance is the major objective of the report.
Case on Private Equity in Saudi American Bank The problem was that the firm’s investment manager was investing for the first time and therefore, he had many questions to ask before he finally made the decision to invest in the company.
Commercial Banks and the Northern Rock Crisis Bank Roles Prior to the actual analysis of the case of the Northern Rock bank is a brief background that elaborates the scenario of the Northern Rock Bank Crisis.
Bank (HSBC) and Life Insurance Company (Protective) The report also investigates the profitability of the two companies, the metrics used to measure profitability, variation in the last five years and the reasons for these variations.
Investment Banking and Operations Management In a steady market, the bank uses the information conveyed in prices of assets to significantly allocate capital resource to the most profitable and ultimate use.
Investment Banking and Global Operations Management Essentially, banks engage in securitization process to increase their uncertain profit opportunities and also to adjust their asset portfolio Entering into the security markets through the perspective of the original financial institution is of great […]
Online Banking and Cryptographic Issues A disadvantage of online banking is that it inherently reduces the interaction between banks and their customers and in addition, security is not guaranteed in this type of banking, that is, hackers have a chance […]
The Failure of Superior Bank The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much […]
Criminal Law & Bankruptcy: Bullard vs. Blue Hills Bank The action by the court caused Bullard to appeal against the decision to the BAP to which the BAP concluded that the denial was not the final.
Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
First Citizens Bank’s Financial Income in North Carolina The income analysis pertains to a comparison of the profit, revenue, income and profit of the institution in the recent year for analysis on the position of the company.
Financial Risk Management in Islamic Banking Ahmed defined Islamic financial as a system of finance based on principles of Islamic banking, and that operates under the ethics of Islamic teaching.
Finance & Banking: Blades Corporation This is because of the volatility of international currencies and the risk that the changes in the value of the currencies will result in a loss from trade receivables and/ or payables depending on the […]
The Role and Functions of Law in the Banking Industry The first part provides answers to questions regarding the Cipollone versus Liggett Group case, the second part discusses the role and functions of law in the banking industry, and the third part looks at future […]
The Crime of Robbing the Big City Bank Combined with eyewitness testimony and video evidence, it can be stated beyond all doubt that Clark was guilty of the crime.
Citi Bank: Business and Corporate Law The enforces a number of Acts that include the Investment Advisers Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the Sarbanes Oxley […]
The Banking Industry: Brief Analysis They include the open market operations that are meant to regulate the amount of money in the reserve. This is important because it influences the transactions in the other parts of the economy, such as […]
First Gulf Bank Financial Activity The retail bank consists of accounts, deposits, credit cards, safe deposit lockers, loans and mortgages; the First Gulf Bank is the largest bank in United Arab Emirates with shareholder equity of over AED 20 billion […]
Forecasting of National Bank of Greece (Nbg Bank) Current liabilities are short term obligations that occur in the course of running the firm and have direct associations with sales.
Banking Analysis: Review The chart shows a continuous increase, with a few years of drop; but the scale of the chart for the most part is upward. The trend of consolidation comes across in the presentation of the […]
Islamic Finance and Banking. Basic Islamic Principles The Islamic banks approach to lending is very unconventional in that the bank does not give out the loan to a borrower per se, but instead acquires the asset on behalf of the borrower who […]
World Bank Mining Industry Forecast Therefore, this document will use the data provided by the bank to give a projection of mining, in a global capacity.
Corporate Cyber Risk Assessment: Bank of America Arguably, one of the most epic accomplishments of the 21st century was the invention of the computer and the subsequent creation of the internet.
The Economy: The US Banking System Capital formation refers to the distraction of the economy’s productive capacity for the creation of capital goods which eventually increase the productive capacity in the future.
Banking Contract and Fiduciary Obligations The paper explores the relationship between a bank and a customer from the perspective of fiduciary obligations of a banking contract.
Bank Loans and Deposits Role in Saudi Arabia Monetary System The major feature of Islamic banking is confined to the bank’s concept of Profit and Loss Sharing, in this arrangement the banks depositors are strictly speaking not creditors to the bank per se, but rather […]
Case Analysis on Banking Industry of Germany The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets […]
Bank Fraud: Easyloan Bank Ltd and ABC Pty Ltd This is similar to the situation in the US where the office of the Attorney and a section of the Criminal Fraud Department of Justice handles mortgage prosecution cases.
Unremunerated Reserve Requirement Policy: Central Bank of Thailand Under the impact of the World War II, the government of Thailand upgraded the status of the Bureau to that of a central bank by passing the Bank of Thailand Act in the year 1942.
Solvency Risk and Liquidity Risk of a Bank Differences The aim of this report is to identify the meaning of the solvency risk, liquidity risk, credit risk, dynamic provisioning, and the effective control of the solvency risk besides the problems which the bank encounters […]
The Banking Crisis of 2007-2010 The role of Credit Rating Agencies in the subprime mortgage-related securities market turmoil was scrutinized by the Securities and Exchange Commission.
Banco Popular Español and the Saudi Investment Bank In this paper, the analysis of two banks and their risk management will be given: Banco Popular Espa ol S.A.with its abilities to take care of liquidity, credit, and other risks and the Saudi Investment […]
Comparative Study of Conventional and Islamic Bank Performance in the GCC Segregated by bank group and criterion variable, the correlation-based shortlist of independent variables are as shown in tables 1 to 3 below and overleaf.
Economic Development as the Key Driver of Global Private Banking and Wealth Management Industry The reverse reality of salient features of wealthy people in different parts of the world is the observation that the vast majority of the populace live in poor and deplorable conditions.
Bank of America: The Staffing Process The effectiveness of staffs recruited in the bank depends on the ability of the bank to recruit the most suitable employees.
The Royal Bank of Canada: Investment Analysis and Management As a result, the regional bank grew to a national bank and this success is not only attributed to the strategies of the institution itself but also the role played by the people of Canada […]
Comparison Between Saudi Hollandi Bank Suk vs. Bank Bonds Besides, another factor is that through investments in such bonds, the investor gains certain amount of ownership in the assets of the company in the extent of his investments, which unfortunately is not possible in […]
UBS Investment Company in the Swiss Banking Sector The relation of the Swiss banking industry with Swiss economy and the future aspect of investment in the industry are discussed.
Saudi Banking Industry and Riyad Bank’s Performance In this context this paper analyzes the performance of the Saudi banking sector during the period from 2003 to 2007 in general and that of Riyad Bank, one of the major players in the Saudi […]
Fransi Bank’s Financial Analysis and Forecast The financial analysis reveals the financial performance of the bank and the key factors that help the bank to be a leading organization in the industry.
UK Banking Sector Recovery Plan The objective of the analysis is to identify the possible benefits, weaknesses and implications of the plan to the British economy.
Three Financial Ratios for Stock Investor and Bank However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.
Changes in the UK and US Banking Industry
Al-Rajhi Bank of Saudi Arabia vs. Dubai Islamic Bank
The Bank of England and the Financial Services Authority
Trails to Success: Bank of America
Performance Evaluation of Al Rajhi Bank
Ethical Implication of Banking Bailout
Corporate Security Strategy: Financial Risks in Banking Sector
Customer Service Improvement Project at Qatar National Bank Evaluation
Commonwealth Bank and the Bank Technologies
Theft and Workplace Problems: The Accidental Bank Robbery
Why Do Banking Policies Need To Keep Up With The Times?
Chase Bank Company Analysis
Creditpia’s Banking Sector
Reforms Necessary in the Banking System
Lloyds and Northern Rock Bank Buildings Semiotic Analysis
Goldman Sachs Bank in Economic Turmoil
HSBC – Criticised Over Their Banking Methods
Background About Garati Bank in Turkey
Home Loan Offered by Bank of America Corporation (BAC)
Total Quality Management in Abu Dhabi Commercial Bank
CRM Implementation Project for the Bank
Abu Dhabi Commercial Bank: Corporate Governance Principles
Bank Reporting System. Guidelines and Rules
The World Bank: Definition and Activity
Network Information and Activity Times in Banking Firm
Business Strategy: Mountain Bank
Andrew Jackson and the “Bank War”
Diversity of Employees in the Boston Bank
Adopting a New IT Strategy in SBI Bank
Bank of America: Loans
Kiboko Bank: Business Ethics Issue
Grameen Bank’s Concertive Control Systems
Bahrain’s Al Salam Bank’s Offer for Bahraini Saudi Bank
IMF and World Bank: A Boon or a Bane for Developing Nations?
Young Depositors and Face-To-Face Banking
Threat of New Entrants to Commercial Banking Industry
Oil Pricing and Demand in Connection With the US Banking System Position
Production & Organization Management in a Refinancing Organization
“Crossing the Green Line Between the West Bank and Israel” by Avram S. Bornstein
The Banking Concept of Education
World Bank – IMF and the United Arab Emirates
Current Problems of the Banking Industry
The United States Banking Industry: Economic Profile
Biometric Scanners in Banking Industry
Money and Banking. Financial Markets
“Banking and SME Financing in the United States” Review
Integration of E-Commerce Websites in Banking Systems
Global Banking Secrecy Toolkit
Interstate Banking and Its Beneficiaries
Banking in Saudi Arabia: Main Facilities, History, and Future
“Data Mining and Customer Relationship Marketing in the Banking Industry“ by Chye & Gerry
Kuwait’s Banking Sector Overview
Competitive Advantage in the Banking Sector
Global Reputation and Competitive Advantage in Banking
International Banking System
Hongkong and Shanghai Banking Corporation in Qatar
Banking and Finance in Australia: Preventing Collapses
China-US Competition in the Banking Sector
“A Century of US Central Banking” by Bernanke
Gambling, Fraud and Security in Banking
High-Risk Gambles Prevention in Banking
Corporate Social Responsibility: JPMorgan Chase and Barclays Pls Banking Scandals
Banking and Risk Management
Banking Systems Success in Canada and Australia
Banking and Monetary Policy During Recession of 2008-09
Dubai Macroenvironmental Analysis for Banking
Banking: Interest Rates and Credit Creation Process
Banking in David Ashby’s “Money Mechanics”
Banking Sector in the State of Kuwait
International Banking Sector: Financial Regulation
Kuwait Economy and Corporate Governance in Banking Sector
Bond Market and Banking in Gulf Countries
Customer Satisfaction Management in Banking Sector
Westpac Banking Corporation Risk Management Policy
Citigroup: Credit Default Swaps in the Banking Industry
Risk in Banking Internal Control System
Hong Kong and Shanghai Banking Corporation’s Entry Into Japan
Banking Instability During the Global Financial Crisis
Satisfaction Management in Banking Industry
Hong Kong and Shanghai Banking Corporation Holdings
Retail Banking Products and Services
Banking Industry Guidance
Employee Turnover Rate in UAE Banking Sector
Islamic Banking: Sales and Lease-Centered Models
Arbitration in Islamic Banking and Finance Dispute
Chief Information Officer’s Role in E-Banking
The Shadow Banking System: Financial Crisis Source
China Banking Supervision System: Defects and Improvement
Online Activity of Banking Sector in the UAE
Operational Risk in Conventional and Online Banking
UAE Banking Industry’s Status in a Global Context
Customer Engagement in the Greek Retail Banking Sector
Landsbanki Banking Analysis and Bank Alternatives
Kenya as a Leader in Mobile Banking of the World
Resistance to Change in Banking Orhanisations
Resistance to Change in the Banking Sector
Customer Service in the UAE Banking Sector
Australia and New Zealand Banking Group Management
Corruption and Ethics in China’s Banking Sector
Islamic Banking Principles and Relevance
Islamic Banking: Tools and Techniques
The Banking Industry and Interest Rates
Islamic Banking and Financial Markets Critical Issues
JP Morgan Chase’ Banking Analysis
Banking Institutions Improvement
Money’s and Banking’ Concepts
The Basel Committee Role in Banking
China’s Banking Sector Analysis
Greenbelt Banking Company’s Human Resource Management
Islamic Banking Principles
Boosting Sales in Retail Banking for 2012
Banking Regulation and Taxation
UAE’s Banking Industry Analysis
Money and Banking: The Economic Recession of 2007
The Russian Banking Sector
The Use of CRM in Australian Banking Industry
Money and Banking: David S. Ashby’s Perspective
Sustainable Development: The Banking Sector
Big Four: Banking in China
Banking Credit Risk Management
How to Keep Customers Loyal to Online Banking
Banks, Bank Firms and Financial Intermediaries
Market-Based Versus Bank-Based Financial Systems
Bank Mergers and Cost of Capital
Managing People in the Bank of America
Projected Customers Maintaining Strategies in Banking Industry
The Banking Industry in the United Arab Emirates
IPScape in the Australian Banking Sector
Bonus Banking: Case of UBS
Crossvergence in the Banking Industry
Ameribank and Online Banking
Benchmarking in the Investment and Banking Sector
Overcoming the Debt Crisis by European Banking Sector
National Bank of Kuwait: Employee Appraisal Problem
An Investigation of the Sustainable Benefits of Agency Banking in Kenya
HSBC Bank’s Kenyan Entry Strategy
Bank of America and Silver A-Plus Card
An Evaluation of the Economic Issues Identified in the ICB Report on Banking
Comparison of the United States and Saudi Arabian Banking Sector
Crisis in the Banking System of Korea
Financial Industry Analysis on MCU Sustainable Banking
Problems in Banking Regulation
Central Banking and the Money Supply
The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
The UK Banking Practice That Led to Financial Crisis
Is Bonus Banking the Answer?
Human Resource Management at the Bank Alfalah
Bank of America: Realizing Servant Leadership
A Marketing Research on Mobile Banking
The Too Big to Fail Phenomena in the Banking Sector
A Report on Customer Driven Marketing Strategy for Easy-Pay Mobile Banking Service
HSBC Holdings: Chinese Banking Sector
RBS Citizen Bank Culture and Change
Federal Reserve; Money and Banking
Employee Motivation Factors in Banking
Crisis Management: Online Banking Security Breach
Mobile Banking in Saudi Arabia: Towards Understanding the Factors that Affects the Sector
Société Générale Bank: Effective Security Controls
Banking Industry Analysis
The History of U.S. Banking Crises: Cause and Effect
What Is Current Research in Money and Banking?
What Is the Study of Money and Banking?
What Are the Advantages of Banking?
U.S. Money and Banking: What Is the Key Issue Facing Us?
What Are the Main Topics of Money and Banking?
What Is the Best Research Topic in Money and Banking?
What Is the Divergence Between Accounting Standards and Banking Regulation?
What Were the Causes of the Banking Crisis of the 1930s?
What Are the Types of Banking?
What Is the Biggest Problem in Money and Banking?
How Do I Choose a Topic for Research in Money and Banking?
What Are the Most Important Money and Banking Services?
What Is the Banking System Like in South Korea?
What Are Some Good Thesis Topics in Finances and Banking?
What Are the Money and Banking?
What Are the Types of Money and Banking?
Why Is Banking Research Important?
What Are the Main Functions of Money and Banking?
What Is the Main Role of Banking?
What Do You Study in Banking?
What Are Money and Banking Used For?
Who Invented Banking?
What Are Basic Money and Banking Skills?
What Does Mobile Banking Need?
What Are the Categories of Money and Banking?
What Is the Purpose of Money and Banking?
How Does Islamic Banking Work?
What Is the Connection Between Accelerating Inflation and Decreasing Effectiveness of Banking Regulation?
What Is the Role of Money and Banking in the Economy?
What Are the Current Trends in Banking Industry?
Chicago (A-D)
Chicago (N-B)

IvyPanda. (2024, March 2). 350 Banking Essay Topic Ideas & Examples. https://ivypanda.com/essays/topic/banking-essay-topics/

"350 Banking Essay Topic Ideas & Examples." IvyPanda , 2 Mar. 2024, ivypanda.com/essays/topic/banking-essay-topics/.

IvyPanda . (2024) '350 Banking Essay Topic Ideas & Examples'. 2 March.

IvyPanda . 2024. "350 Banking Essay Topic Ideas & Examples." March 2, 2024. https://ivypanda.com/essays/topic/banking-essay-topics/.

1. IvyPanda . "350 Banking Essay Topic Ideas & Examples." March 2, 2024. https://ivypanda.com/essays/topic/banking-essay-topics/.

Bibliography

IvyPanda . "350 Banking Essay Topic Ideas & Examples." March 2, 2024. https://ivypanda.com/essays/topic/banking-essay-topics/.

Cost Accounting Essay Topics
Crisis Management Essay Titles
Corporate Finance Essay Ideas
Forecasting Questions
Insurance Ideas
Risk Assessment Questions
Quality Assurance Questions
Private Equity Research Ideas

194 Banking Essay Topics

🏆 best essay topics on banking, ✍️ banking essay topics for college, 👍 good banking research topics & essay examples, 🌶️ hot banking ideas to write about, 🎓 most interesting banking research titles, 💡 simple banking essay ideas, ❓ banking essay questions.

Information Systems Evolution in the Banking Industry
Bank Street Curriculum: Implementation and Assessment
Online Banking Fraud Risk Awareness
The Impact of the Internet on Banking
Risk Management Strategies of Bank of America
DBS Bank’s Digital Transformation Strategy
Banking Merger, Its Benefits and Consequences
Banking and Inventory Management This assessment analyses the inventory management as a tool for achieving successful supply chains and resilience in the banking services industry.
Starling Bank’s Environment and Resource Analysis Starling Bank turned out to be a promising financial institution that appeared on the market, correctly assessing the main trends and joining them.
Barclays Bank’s Strategic Analysis Barclays Bank is among the largest financial services. The paper analyzes the bank’s external business environment, financial position, and recommendations.
Sustainable Solutions for the Bank of America Tower The following paper analyzes the current constraints present on the bank based on the building usage, the existing construction, the site, and the location.
TD Canada Trust Bank’s Performance Management The performance management system implemented in the TD Canada Trust Bank corresponds to the international financial sector management standards.
Transformational Leadership in Pakistan’s Banking Sector The report tries to explicate the degree of diffusion of transformational and transactional leadership across the banking sector in Pakistan.
Managing Employees Performance at HSBC Private Bank and Theoretical Analysis of Performance For a better understanding of Managing Employee Performance this paper would go for HSBC, the UK as a case study and then go for theoretical analysis.
Barclays Bank’s Decision-Making & Risk Management Barclays Bank has a clear and progressive vision of the decision-making process, with risk management being the most elaborate one.
The Structure and Functions of the World Bank The paper highlights the structure and functions of the World Bank and the United Nations in the global arena. It centered on the reasons behind the formation.
The Toronto-Dominion Bank in the Industry The Toronto-Dominion Bank measures its effectiveness using a personnel engagement score, optional labor turnover, and industry comparison.
Barclays Bank’s Talent Management The Barclays Bank in Stanford has successfully organised its human resource management approach to internalise the aspects of employee equity.
HSBC Bank and Barclays Bank: Comparison and Risk Exposures This paper focuses on the evaluation of the financial performance of HSBC bank and Barclays bank since the start of the global financial crisis.
Mergers and Acquisitions in the Banking Sector This paper discusses mergers in the banking sector, reasons for a wave of mergers between banks, and difficulties that acquiring banks may face in the future.
Bank Management and Business Report Analysis This report is prepared in the interest of a bank that is planning to increase their sales performance, with the aim to provide an opinion on how sales should be improved.
Bank of Credit and Commerce International Case When the branch offices of the Bank of Credit and Commerce International (BCCI) in seven countries were raided in early July 1991, one of the major bank scams involving billions of dollars was brought to light.
Information Technology and Banking Sector IT has influenced two dissimilar areas in banking, including communication and connectivity, together with business progression reengineering.
The Goals of a Banking Institution The management should ensure that effective structures are in place to align the firm’s resource so that the aims and objectives are met.
HSBC Bank’s Staffing Change: Communication Plan This work shows the communication plan for the change in staffing at HSBC Bank, identifies its key trends, assumptions, and risks, and gives a SWOTT analysis of the organization.
Corporate Governance in the Banking Industry Work utilizes the stakeholder theories and the stewardship presumption to shows how corporate governance contributes to higher standards of accountability in the banking industry.
Standard Chartered Bank Managing Human Resources This report is a case study on Standard Chartered, and the strength-based approach in the bank has been discussed with its benefits and also disadvantages.
Co-operative Banking Group’s Enterprise Software The report illustrates how implementation of ERP system in Co-operative banking group will help in improving the firm’s accounting, inventory as well as logistics practices.
Chinese Bank’ Human Resources Management The paper analyses HRM through an examination of new approaches, recruitment and selection, monitoring and rewarding at the Industrial and Commercial Bank of China.
International Monetary Fund, World Bank, and World Trade Organization This paper studies three international financial organizations: the International Monetary Fund, the World Bank, and the World Trade Organization.
Mountain Bank’s Business Strategy Organizational profits rely on a good business strategic plan. For the case of Mountain Bank, the profits have been declining as a result of the poor business strategic plan.
Benefits and the Challenges of Financial Restructuring for Bank Muscat – Oman Bank Muscat is a fiscal services company in Oman that offers retail banking, corporate banking, treasury, investment banking, asset management, and private banking.
Punjab National Bank Housing Finance Company: Case Analysis Punjab Nation Bank Housing Finance Limited has experienced stagnant growth since its incorporation with other partners in 1988.
The Impact of the COVID-19 Pandemic on the Standard Chartered Bank This paper will explore the impact that the COVID-19 pandemic had on the Standard Chartered bank, the development of technology, and its influence on human resource management.
The Effectiveness of the World Bank The World Bank has been ineffective in its roles because of the poor review of projects, weak implementation of organizational policies, and failure to alleviate extreme poverty.
Problems With Improve Bank Services Some of the problems that banks are likely to encounter while attempting to deliver solid customer service include privacy laws, fair lending policies, and debt securities.
Finance: The Currency School-Banking School Debate The period of the 1840s in the history of the economic thought is characterized by a significant controversy observed between the Currency School and Banking School.
The Bain & Co. and the Old Family Bank Analysis This paper aims at a holistic and comprehensive analysis of Bain & Co. and the Old Family Bank from the point of view of internal and external aspects.
Corporate Social Responsibility in Bangladesh’s Banking Sector CSR practices by banks in Bangladesh not only enhance their accountability but also boost their success and influence the socially responsible behaviors of other firms.
The Lehman Brothers Bank Collapse The main purpose of this study is to examine the financial crisis of 2008-2010 on public discourse with regard to the collapse of Lehman Brothers.
Island Banking Services: Cybersecurity Strategy and Implementation Plan This paper aims to describe the cybersecurity strategy and its implementation plan for Island Banking Services that is a firm that works in Financial Transactions Processing.
Analysis of Islamic Banking and Finance The purpose of this article is to consider the features of Islamic banking, as well as the principles on which the relationship between the bank and customers is built.
Macroeconomic Theory: Barclays Bank in the UK For purposes of this study, we will analyze how the national economy can affect the performance of Barclays Bank, a major Public Limited Company.
International Logistics, Business, and Banking Conservative decisions are quite typical in the realm of financial operations for numerous reasons, the high possibility of a failure as a result of the lack of proper testing.
Time Management for Students in Bahrain’s Banking This research is aimed to study the opinions and attitudes towards time management among the students at Bahrain University and the country’s financial sector.
National Australia Bank: Corporate Social Responsibility This paper explores corporate social responsibility through an analysis of a company selected from the database of the world’s most ethical companies.
World Bank’s Contribution to Sustainable Development Goals The essay examines the role of the World Bank in bolstering the Sustainable Development Goals measures to combat poverty and promote development.
The Bank Robbery Crime Investigation The primary objective of securing the crime scene is to preserve all the evidence that can help trace and identify the bank robbery suspect.
JPMorgan Chase Bank and Big Data The purpose of this paper is to analyze big data as technology concerning JPMorgan Chase and consider how it can be used shortly by this company.
Investment Opportunity Analysis: British Banking Sector The Big Four British banks dominate the UK banking industry for a number of reasons, including their longevity, aggressive marketing, and service variety.
Analysis of Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank is a full-service commercial bank that provides a broad range of products and services, for instance, retail banking, management of wealth and others.
HSBC Bank Balance Sheet Analysis Financial accounts have different users; each user has specific needs they require from the accounts. Financial account users can be defined into two main segments.
Attempted Bank Robbery Criminal Justice Case The suggested case describing the plan to commit a crime of bank robbery is characterized by several elements that are commonly identified in crime attempts.
Waiting Lines Situation at Banking Organizations Hiring more personnel could be a solution to address the challenge of long queues at many facilities.
Doha Bank Qatar’s Strategic Thinking and Leadership Doha Bank Qatar involves its departments together with external agencies and customer firms to incorporate innovation and focus on change to achieve success in its operations.
Developing the Islamic Banking Cluster in the UAE The report’s mission is to develop the Islamic banking cluster in the UAE in order to be number one in Islamic Banking.
Bank of Credit and Commerce International’s Criminal Activity This case provides adequate information on how BCCI bank was involved in a global financial crime of laundering billions of dollars globally.
Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
COVID-19 Effects for Truist Bank With the spread of COVID-19, causing many Americans to lose jobs and see financial hardships, Truist would need to focus on how they can help their customers in their times of need.
St. George Bank: Human Resources and Entrepreneurship St. George Bank should also come up with new methods to access their customers and also new channels on which the customers can get their services.
Analyzing Bank Performance: Risk Propositions This report points out some of the challenging circumstances that the banks and financial institutions may find themselves in if the crisis goes out of hand.
Banking, Its Ancient and Modern History The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria.
Bank Reconciliation: Theft and Control Deficiencies Internal control is a vital process because it gives reasonable assurance about the activities of a company and compliance with laws and regulations.
Barclays Bank’s Innovative Managerial Practices One of the most vivid examples of Barclays’s encouragement of entrepreneurship processes is the LifeSkills program.
National Australia Bank Analysis The national Australia bank has many programs which help it to adhere to the ethical regulations which govern all businesses in Australia.
Mobile Banking Development and Analysis Project This research will be discussing the application of a mobile banking application, its effects, and its benefits to the consumers.
United States Banking Merger Relevance In the banking sector, mergers and takeovers have become very common. In this paper, the researcher will look at the relevance of banking mergers in the modern market.
Electronic Banking Services in a Qatar Bank The present research is based on the context of e-banking services in Qatar, a small country with abundant natural assets. Banks in Qatar have not been able to get the majority of customers.
Evolution of Modern Banking: Middle Ages to Present The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes.
Customer Analysis via Entropy and Information Gain in Banking The introduction of big data analytics in the financial sector has provided bankers with countless opportunities to improve the quality of their services.
The Basel III Agreement in Banking The paper discusses Basel III. It is a global regulatory agreement that mandates banks to maintain particular leverage ratios and reserve capital levels.
Credit Quality in Banking Lending and Investment This paper analyses the credit quality problems of banking institutions’ lending and investment decisions over the last 30 years.
Barclays Bank’s Decision-Making and Leadership Barclays Bank Board comes up with the vision for the bank. It could be the expansion plans into the Middle East or the African continent.
Bank of Japan’s Unconventional Monetary Policy In Japan, the supply of money is mainly controlled by the Bank of Japan with the help of monetary policy that is focused on inflation and interest rates.
The Central Bank Currency in the Monetary System The article examines the central bank currency in the monetary system. The people’s need to have control over money is the reason for the need for the central bank currency.
Key Learnings for Banking Sector During COVID-19 The changing nature of the modern business environment requires considering organizational development (OD) practices.
Information Gain in the Banking Sphere Information gain can be determined as a methodology that can be practically applied to the digitalization of payments in the banking sphere.
CNP Bank Card: Case Analysis This paper focuses on the CNP bank card case, which aims to create a method for forecasting credit-card defaults and identifying potential client bases for various credit instruments.
Information Gain and Entropy Methods in Banking The paper reviews the methods of information gain and entropy used by banking companies and critically analyzes some alternatives that are possible to use.
Moroccan Central Bank’s Ethics and Systems The banking sector in the last two years has been impacted greatly by the COVID-19 pandemic. The situation led to the emergence of various innovations.
A Bank, a Grocery Store, and a Restaurant: The Cultural Features This paper analyzes the available cultural features of a bank, a grocery store, and a restaurant to determine the distinctive features of these public places.
America’s Banking Industry: Past, Present, and Future Banks are critical to the economic stability of a country. Banks are the primary option for borrowing, saving, and investing for millions of Americans in the United States.
People Analytics of the Qatar National Bank One of the biggest challenges in conducting people analytics research for the Qatar National Bank is working with unstructured data.
The National Banking Crisis Analysis The recent crisis at a national bank has attracted nationwide coverage due to its massive effect on the economy.
Qatar National Bank’s General Information Bank groups that have already developed the most efficient business models and managed to expand their operations globally are in a comfortable position.
Banking in the United States of America The banking system of the United States of America is one of the youngest, and banking has its own specifics with a lot of restrictions and even archaic elements.
The Community Reinvestment Act and the Banking Systems This paper aims to study the impact of the Community Reinvestment Act (CRA) on banking in communities of Arkansas, California, and Boston.
Islamic Banking and Its Development Problems Islamic banking’s main purpose is to perform the function of making payments and working with a considerable amount of money.
Bank’s Digital Trends, Opportunities, and Threats The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. The strategies to reduce the number of abandoned baskets are discussed.
AMZ Bank’s Main Problems and Their Solution As a result of the analysis of the AMZ bank and its activities, it was found that the main problem is a toxic culture and the resulting social and economic structure.
Banking: A Balance Sheet and an Income Statement The paper indicates that when compared to a balance sheet, an income statement presents a less defined and incomplete type of analysis.
Wells Fargo Bank Scandal in Southern California The scandal in Wells Fargo Bank emerged after the customers started receiving the cards in their mail and others noticed accumulating bank fees.
An Overview of Risks in Banking and Investments Credit ratings serve as vital tools for the investor, especially when they need a precise analysis of the organization’s position at a glance.
Green Initiatives of the Toronto-Dominion Bank The paper will assess the actions taken by Toronto-Dominion Bank in order to reduce its impact on the environment.
Organizational and National Culture in Banking The most important feature of commercial bank management is the continuous search for a productive compromise between the organizational and the national cultures.
Current Dynamics and Trends in Corporate Banking Sustainable financing is one of the emerging trends in corporate banking due to the consequences of the COVID-19 pandemic.
Banking Regulations Undermining Financial Crisis Traces of financial crisis and negative externalities have been present across the banking sector for the last several decades.
Bank of America and Financial Analysis Bank of America is a leading US financial institution. An analysis of the Strengths, Weaknesses, Opportunities, and Threats (SWOT) is essential when planning the Bank’s future.
East Bank Regional Hospital System The paper presents reasons to support East Bank Regional Hospital’s decision to expand its services. The consideration of the diseases will meet the medical needs.
Change in Composition of Bank Funding Since 2008 The main components of bank funding are deposits, short-term debts, and long-term debts. Over 50% of bank funding originates from retail deposits.
Impact of Bank Regulation, Market Structure, and Institutions on Cost of Financial Intermediation Through the process of intermediation, the financial institutions are able to ensure that there is an effective flow of funds.
Banks and Banking in Spain The Spanish legal framework has transformed banking and insurance services due to the creation of the EU single market.
Hull vs. Bank Case Study This case reflects the issue that occurred between the property tenants and the North Adams Hoosac Savings Bank. Harry transferred his interests in East Quincy and to his wife.
Competition in Islamic Banking Systems The main purpose of the research will be to investigate the effect of competition on profitability and the market power in the Islamic banking system.
The Effect of Finance as It Relates to Banking in Our Society The purpose of this paper is to analyze the effects of finance as it relates to banking in the Cayman Islands.
Islamic Banking: Risk Management, Operations and Barriers Islamic banks have been opened all over the world and they have their own unique operations that depend on the rules and regulations of Islamic law.
National Bank of Bahrain Analysis This report attempts to analyze the characteristics that determine the attractiveness of the NBB to investors, namely its financial structure and corporate governance framework.
Piggy Bank’s Sample Size to Estimate Mean Dollars To estimate a single population mean, the sample size should be the same as the population size. So, all the customers of Piggy Bank will have to be included in the sample.
Islamic Banking Features Analysis The purpose of the research will explore specific features within Islamic banking that impede the free flow of capital.
Improving the American International Bank Situation The research is targeted at offering several ways to better the American International Bank (AIB) current situation as well as outline its future opportunities.
Opening a Bank Office in Lithuania This paper will discuss the viability of opening a bank office in Lithuania. Opening a new office usually involves many risks, especially if the new area is not researched properly.
Information Age, Future, and Medical Banking Medical banking organized following the concept of patient-centered care can facilitate the shift from logical considerations to the particular needs of patients.
DuPont Analysis of the Chinese Bank of Communications The present report aims at applying DuPont analysis to evaluate the performance of the Chinese Bank of Communications (BoCom) against its competitor, China Merchants Bank (CMB).
Corporate Governance Against Financial Risk Up to Date With Banking Crisis The essay discusses financial problems, especially the financial banking crisis and how to deal with it and its risks, as well as the impact of corporate governance on it.
Opening a Bank Branch in Lithuania Lithuania is a perfect country to open a new branch of the regional bank. It is a highly developed state with significant achievements in economics and international trade.
The Bank of America on the Verge of Substantial Changes It is essential to find the right balance between the desire to improve the growth margins and the risk of losing everything through bankruptcy to profit and raise capital.
To Loan or Not to Loan: Taggert’s Bank Plans Taggert’s bank plans to extend its subprime loans and is exploring new lending methods that will increase its competitive edge.
The Crisis in UK Banking of 2007-2008 The combination of major economic shocks and the unprecedented global policy response to the banking crisis has generated exceptional uncertainties for household,
Wachovia Bank Financial Report Wachovia bank, which is now a part of Wells Fargo bank, was regarded as the fourth-largest bank holding company in the USA, the financial system of which was based on total assets.
Banking Policy Regulation: Lending to Minorities The lenders argue, many minorities take loans which they cannot afford to pay. Some households take mortgage loans with anticipation that the prices for these houses will increase.
Best Big Bank in Australia & Principal Agent Theory The paper reviewed the possible problems that occurred while the “Nucleus” referral system implementation in the Best Big Bank located in Australia.
The Analysis of Wells Fargo Bank Actions The Wells Fargo Bank was helping the mining companies to raise enough money to enhance their efficient exploitation of minerals on mountain tops.
Financial Market Regulation and Bank Activity Limitations The limitations on bank activity vary in countries, there are some similar processes: policies on bank’s capital, and the policies on the connection between banking and business.
Financial Management and Investment Banking This paper will focus on the primary markets, analyze the functions that investment bankers perform in the traditional process for issuing new securities.
Mobile Telephony Services Investing in Real-Time Banking Investing in new smartphone technology is a waste of time in poor markets. Investing in services through mobile telephone services seems to be the next big thing.
Improving Workplace Learning for the Bank Tellers Improving workplace learning for the bank tellers by first identifying the weaknesses or obstacles then developing a strategy towards addressing the weaknesses.
The Ethical Issues of Western Bank and Trust and Bobby’s Bagels Managers In this paper I am going to examine ethical issues in two companies: Western Bank and Trust and Bobby’s Bagel.
Geithner’s Bank Plan: Winners and Losers Joshua Zumbrun in his article “Geithner’s Bank Plan: Winners and Losers” in the “Forbes” offers banks to sell their bad assets – the loans and securities they cannot unload in the market.
The Grew of Financial World Crisis: Global Central Bank As Michael Mandel writes in his article, the financial world crisis flows out of the absence of a global central bank, which could have regulated the world financial movements.
Banking Bail-Outs and the Housing Market This paper focuses on the impact of the banking bail-out on the housing sector. The US banking bail-outs elicited spirited criticism and resistance from thousands of Americans.
St. George Bank. Profits and Perspectives. The financial statements of St. George Bank Ltd are legitimately prepared in accordance with Australian Accounting Standards, the Corporation Act of 2001.
Bank of America Launching New Online Services Bank of America successfully tested its new mobile banking service on a small-scale basis to determine the acceptability level among customers.
Abu Dhabi Islamic Bank’s Online Banking Services The purpose of this paper is to analyze modern online banking practices in the UAE, using Abu Dhabi Islamic Bank (ADIB) as an example.
Macroeconomics Interest Rates and Aggregated Supply: Demand in the Federal Reserve Bank The Federal Reserve Bank makes a decision to increase interest rates regardless of the fact that real wages do not rise.
Vision Bank’s Intercultural Communication: Problems and Recommendations The selected company for this report is Vision Bank. It provides banking, loans, financial advice, and consultancy services to customers in different regions.
Central Bank’s Communications Strategy The set of genres and a wide range of meditating technologies associated with the Central bank’s communications strategy can be perceived as portions of local organization action.
Global Political Economy: World Trade Organization, World Bank, and European Union This essay on global political economy will present answers to the attached questions. The answer to the first question will illuminate the exact functions of World Trade Organization.
Bank Solutions International’s Technology Gaps and Security Strategy Training of information staff and personnel would be done on a quarterly basis and this would reduce the effect of an outdated approach to problem-solving.
Global Financial Crisis and Banking System in Australia The recent global financial crisis affected almost all banks in the world with very few banks shielded from this misfortune.
Human Rights in Israel-Gaza and West Bank Regions The conflict in the Gaza region was a violation of human rights because the sovereignty of the state was not respected by foreign powers.
Veema Banking Company’s Investment in the UAE This report provides an analysis of the general business environment that Veemah Banking Company will meet during the employment of its investment endeavors in the UAE.
Grameen Banking System Alleviating Poverty This paper discusses various aspects of the Grameen banking system and focuses on how it has assisted communities, and evaluate its future success.
Bank’s Performance Financial Regulation Net income which signifies the profits that a bank makes after taxes gives us a direct view of a bank’s performance in terms of its ability to pay dividends as well as retain earnings.
Fraud Perpetrators in Banking Organizations Most of the fraud perpetrators are insiders. This is common among the lowly paid employees who have the feeling that their employers are paying them too less.
Barclays Bank History and Analysis Barclays bank is one of the oldest banks in the world. Its history dates back in the 17th century when, banking services were being introduced in the United Kingdom.
Bank Loan Manager: Job Analysis and Recruitment Bank loan manager is a rather profitable and respectable job, and its popularity and prestige have been growing during the last decade.
Goldman Sachs Group in Investment Banking Industry Goldman Sachs Group has had a long history in the context of the global economy and, therefore, has gained impressive experience over the years of its operations.
Hedging Strategy and Bank Risk Management Strategy for risk management is an essential step for banks. Hedging is a tool managing the financial risks that may emerge in the process of managing forwards and futures.
US Financial and Banking Reforms History The paper reviews articles that analyze the challenges of the US financial institution in 1832 and explain the significance of the US banking reforms under Nicolas Biddle.
Bank of America’s E-Business Challenges The promoters of the Bank of America have not conceded on the matter of going e-business. This problem has a direct relation to the size and financial ability.
The Asian Infrastructure Investment Bank’s Initiative The purpose of this paper is to discuss the implications of the Asian Infrastructure Investment Bank’s initiative and analyze three global connections with regard to the project.
State Bank’s and Real Estate Bank’s Collapse Today, the collapse of state banks is the problematic situation which is often associated with significant economic and political problems in the country.
The Rise of Islamic Banking in a Time of Economic Crisis On the surface, it may seem odd that Islamic banking is in such demand but when looked at from a cultural and religious perspective, it embodies the very essence of Islamic law.
Eastern Bank and First Bank & Trust Company Merger The Eastern Bank Corporation and the First Bank & Trust Company have different human resources policies. For the merger, a general HR management strategy should be developed.
China’s Asian Infrastructure Investment Bank China’s Asian Infrastructure Investment Bank is an organization intended to support infrastructural development in the region. The US and Japan voiced their disproval of the endeavor.
US Banking Expansion in Emerging Markets U.S. banking has contributed significantly to the development of financial markets of emerging countries such as China, Malaysia, Brazil, and others.
Major British Banking Group and Financial Crisis The purpose of this study is the assess the extent to which financial crisis in the United States of America contributed to the liquidity crash in the Major British banking group.
Commercial Bank’s Profitability in Austria The analysis done in this paper shows that there is a close relationship between gross domestic product and commercial banks’ profitability in Austria.
World Bank’s Logistics Performance Index The World Bank’s Logistics Performance Index (LPI) is constructed to assist countries in determining the key challenges and opportunities in logistics.
Foreign Investment in Chinese Banking Sector: HR Policies China`s banking system and foreign investment policies have to survive numerous changes and improvements using its norms and guidelines in comparison to developing countries.
The National Australia Bank’ Corporate Governance The purpose of this paper is to develop a critical analysis of NAB’s corporate governance in terms of the protocols and practices.
The Lehman Bank: Irregularities and Cybercrimes Henry Lehman had until recently been the head of one of the world’s largest and most successful investment bank. Smith was a professional who had worked for one of the Lehman Bank’s subsidiaries.
Economics: Currency and Banking Schools Debates This thesis of the paper will be a statement about the importance of the Currency and Banking Schools, especially their influence on the decisions of policy-makers.
Financial Regulation by the IMF and the World Bank The International Monetary Fund and the World Bank use several instruments to regulate the balance of payments problems and other financial crisis that countries might have faced.
Does Customer Relationship Management Matter in the Banking System?
Have More Strictly Regulated Banking Systems Fared Better During the Recent Financial Crisis?
Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small and Medium Enterprises?
Can Bubble Theory Foresee Banking Crises?
Are Bank Holding Companies a Source of Strength to Their Banking Subsidiaries?
Does Banking Competition Affect Innovation?
Why Fixing the ‘Shadow Banking’ Sector Is Essential for the U.S. Housing Market?
Are Cooperatives the Weakest Link in European Banking?
Has the Global Banking System Become More Fragile Over Time?
Does Banking Regulation Cause Counterproductive Economic Dynamics?
Can Monetary Union Enhance Banking Competition?
How Does Banking Market Power Affect Bank Opacity?
Are Banking Supervisory Data Useful for Macroeconomic Forecasts?
Does Banking Consolidation Worsen Firms’ Access to Credit?
Are Banking Systems Increasingly Fragile?
How Does Banking Sector Globalization Affect the Banking Crisis?
Can Sustainable Banking Help Stimulate Economic Growth in Sub-Sahara Africa?
Are Labor-Saving Technologies Lowering Employment in the Banking Industry?
How Does Competition Affect Efficiency and Soundness in Banking?
Can Central Banking Survive the IT Revolution?
Are More Competitive Banking Systems More Stable?
Does Banking Consolidation Lead to Efficiency Gains?
Are Recoveries From Banking and Financial Crises Really So Different?
What Determines the Banking Sector Performance in Globalized Financial Markets?
Can the Chinese Banking System Continue to Grow Without Sacrificing Loan Quality?
Are Systemic Banking Crises in Developed and Developing Countries Predictable?
What Drives Banking Sector Fragility in the Eurozone?
Can Islamic Banking Increase Financial Inclusion?
Does Banking Sector Development Affect Economic Growth and Inflation?
What Are the Customer Perceptions Towards Banking Industry Marketing?

Cite this post

Chicago (N-B)
Chicago (A-D)

StudyCorgi. (2021, September 9). 194 Banking Essay Topics. https://studycorgi.com/ideas/banking-essay-topics/

"194 Banking Essay Topics." StudyCorgi , 9 Sept. 2021, studycorgi.com/ideas/banking-essay-topics/.

StudyCorgi . (2021) '194 Banking Essay Topics'. 9 September.

1. StudyCorgi . "194 Banking Essay Topics." September 9, 2021. https://studycorgi.com/ideas/banking-essay-topics/.

Bibliography

StudyCorgi . "194 Banking Essay Topics." September 9, 2021. https://studycorgi.com/ideas/banking-essay-topics/.

StudyCorgi . 2021. "194 Banking Essay Topics." September 9, 2021. https://studycorgi.com/ideas/banking-essay-topics/.

These essay examples and topics on Banking were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 5, 2024 .

Research Topics & Ideas: Finance

120+ Finance Research Topic Ideas To Fast-Track Your Project

If you’re just starting out exploring potential research topics for your finance-related dissertation, thesis or research project, you’ve come to the right place. In this post, we’ll help kickstart your research topic ideation process by providing a hearty list of finance-centric research topics and ideas.

PS – This is just the start…

We know it’s exciting to run through a list of research topics, but please keep in mind that this list is just a starting point . To develop a suitable education-related research topic, you’ll need to identify a clear and convincing research gap , and a viable plan of action to fill that gap.

If this sounds foreign to you, check out our free research topic webinar that explores how to find and refine a high-quality research topic, from scratch. Alternatively, if you’d like hands-on help, consider our 1-on-1 coaching service .

Overview: Finance Research Topics

Corporate finance topics
Investment banking topics
Private equity & VC
Asset management
Hedge funds
Financial planning & advisory
Quantitative finance
Treasury management
Financial technology (FinTech)
Commercial banking
International finance

Corporate Finance

These research topic ideas explore a breadth of issues ranging from the examination of capital structure to the exploration of financial strategies in mergers and acquisitions.

Evaluating the impact of capital structure on firm performance across different industries
Assessing the effectiveness of financial management practices in emerging markets
A comparative analysis of the cost of capital and financial structure in multinational corporations across different regulatory environments
Examining how integrating sustainability and CSR initiatives affect a corporation’s financial performance and brand reputation
Analysing how rigorous financial analysis informs strategic decisions and contributes to corporate growth
Examining the relationship between corporate governance structures and financial performance
A comparative analysis of financing strategies among mergers and acquisitions
Evaluating the importance of financial transparency and its impact on investor relations and trust
Investigating the role of financial flexibility in strategic investment decisions during economic downturns
Investigating how different dividend policies affect shareholder value and the firm’s financial performance

Investment Banking

The list below presents a series of research topics exploring the multifaceted dimensions of investment banking, with a particular focus on its evolution following the 2008 financial crisis.

Analysing the evolution and impact of regulatory frameworks in investment banking post-2008 financial crisis
Investigating the challenges and opportunities associated with cross-border M&As facilitated by investment banks.
Evaluating the role of investment banks in facilitating mergers and acquisitions in emerging markets
Analysing the transformation brought about by digital technologies in the delivery of investment banking services and its effects on efficiency and client satisfaction.
Evaluating the role of investment banks in promoting sustainable finance and the integration of Environmental, Social, and Governance (ESG) criteria in investment decisions.
Assessing the impact of technology on the efficiency and effectiveness of investment banking services
Examining the effectiveness of investment banks in pricing and marketing IPOs, and the subsequent performance of these IPOs in the stock market.
A comparative analysis of different risk management strategies employed by investment banks
Examining the relationship between investment banking fees and corporate performance
A comparative analysis of competitive strategies employed by leading investment banks and their impact on market share and profitability

Private Equity & Venture Capital (VC)

These research topic ideas are centred on venture capital and private equity investments, with a focus on their impact on technological startups, emerging technologies, and broader economic ecosystems.

Investigating the determinants of successful venture capital investments in tech startups
Analysing the trends and outcomes of venture capital funding in emerging technologies such as artificial intelligence, blockchain, or clean energy
Assessing the performance and return on investment of different exit strategies employed by venture capital firms
Assessing the impact of private equity investments on the financial performance of SMEs
Analysing the role of venture capital in fostering innovation and entrepreneurship
Evaluating the exit strategies of private equity firms: A comparative analysis
Exploring the ethical considerations in private equity and venture capital financing
Investigating how private equity ownership influences operational efficiency and overall business performance
Evaluating the effectiveness of corporate governance structures in companies backed by private equity investments
Examining how the regulatory environment in different regions affects the operations, investments and performance of private equity and venture capital firms

Research Topic Kickstarter - Need Help Finding A Research Topic?

Asset Management

This list includes a range of research topic ideas focused on asset management, probing into the effectiveness of various strategies, the integration of technology, and the alignment with ethical principles among other key dimensions.

Analysing the effectiveness of different asset allocation strategies in diverse economic environments
Analysing the methodologies and effectiveness of performance attribution in asset management firms
Assessing the impact of environmental, social, and governance (ESG) criteria on fund performance
Examining the role of robo-advisors in modern asset management
Evaluating how advancements in technology are reshaping portfolio management strategies within asset management firms
Evaluating the performance persistence of mutual funds and hedge funds
Investigating the long-term performance of portfolios managed with ethical or socially responsible investing principles
Investigating the behavioural biases in individual and institutional investment decisions
Examining the asset allocation strategies employed by pension funds and their impact on long-term fund performance
Assessing the operational efficiency of asset management firms and its correlation with fund performance

Hedge Funds

Here we explore research topics related to hedge fund operations and strategies, including their implications on corporate governance, financial market stability, and regulatory compliance among other critical facets.

Assessing the impact of hedge fund activism on corporate governance and financial performance
Analysing the effectiveness and implications of market-neutral strategies employed by hedge funds
Investigating how different fee structures impact the performance and investor attraction to hedge funds
Evaluating the contribution of hedge funds to financial market liquidity and the implications for market stability
Analysing the risk-return profile of hedge fund strategies during financial crises
Evaluating the influence of regulatory changes on hedge fund operations and performance
Examining the level of transparency and disclosure practices in the hedge fund industry and its impact on investor trust and regulatory compliance
Assessing the contribution of hedge funds to systemic risk in financial markets, and the effectiveness of regulatory measures in mitigating such risks
Examining the role of hedge funds in financial market stability
Investigating the determinants of hedge fund success: A comparative analysis

Financial Planning and Advisory

This list explores various research topic ideas related to financial planning, focusing on the effects of financial literacy, the adoption of digital tools, taxation policies, and the role of financial advisors.

Evaluating the impact of financial literacy on individual financial planning effectiveness
Analysing how different taxation policies influence financial planning strategies among individuals and businesses
Evaluating the effectiveness and user adoption of digital tools in modern financial planning practices
Investigating the adequacy of long-term financial planning strategies in ensuring retirement security
Assessing the role of financial education in shaping financial planning behaviour among different demographic groups
Examining the impact of psychological biases on financial planning and decision-making, and strategies to mitigate these biases
Assessing the behavioural factors influencing financial planning decisions
Examining the role of financial advisors in managing retirement savings
A comparative analysis of traditional versus robo-advisory in financial planning
Investigating the ethics of financial advisory practices

Free Webinar: How To Find A Dissertation Research Topic

The following list delves into research topics within the insurance sector, touching on the technological transformations, regulatory shifts, and evolving consumer behaviours among other pivotal aspects.

Analysing the impact of technology adoption on insurance pricing and risk management
Analysing the influence of Insurtech innovations on the competitive dynamics and consumer choices in insurance markets
Investigating the factors affecting consumer behaviour in insurance product selection and the role of digital channels in influencing decisions
Assessing the effect of regulatory changes on insurance product offerings
Examining the determinants of insurance penetration in emerging markets
Evaluating the operational efficiency of claims management processes in insurance companies and its impact on customer satisfaction
Examining the evolution and effectiveness of risk assessment models used in insurance underwriting and their impact on pricing and coverage
Evaluating the role of insurance in financial stability and economic development
Investigating the impact of climate change on insurance models and products
Exploring the challenges and opportunities in underwriting cyber insurance in the face of evolving cyber threats and regulations

Quantitative Finance

These topic ideas span the development of asset pricing models, evaluation of machine learning algorithms, and the exploration of ethical implications among other pivotal areas.

Developing and testing new quantitative models for asset pricing
Analysing the effectiveness and limitations of machine learning algorithms in predicting financial market movements
Assessing the effectiveness of various risk management techniques in quantitative finance
Evaluating the advancements in portfolio optimisation techniques and their impact on risk-adjusted returns
Evaluating the impact of high-frequency trading on market efficiency and stability
Investigating the influence of algorithmic trading strategies on market efficiency and liquidity
Examining the risk parity approach in asset allocation and its effectiveness in different market conditions
Examining the application of machine learning and artificial intelligence in quantitative financial analysis
Investigating the ethical implications of quantitative financial innovations
Assessing the profitability and market impact of statistical arbitrage strategies considering different market microstructures

Treasury Management

The following topic ideas explore treasury management, focusing on modernisation through technological advancements, the impact on firm liquidity, and the intertwined relationship with corporate governance among other crucial areas.

Analysing the impact of treasury management practices on firm liquidity and profitability
Analysing the role of automation in enhancing operational efficiency and strategic decision-making in treasury management
Evaluating the effectiveness of various cash management strategies in multinational corporations
Investigating the potential of blockchain technology in streamlining treasury operations and enhancing transparency
Examining the role of treasury management in mitigating financial risks
Evaluating the accuracy and effectiveness of various cash flow forecasting techniques employed in treasury management
Assessing the impact of technological advancements on treasury management operations
Examining the effectiveness of different foreign exchange risk management strategies employed by treasury managers in multinational corporations
Assessing the impact of regulatory compliance requirements on the operational and strategic aspects of treasury management
Investigating the relationship between treasury management and corporate governance

Financial Technology (FinTech)

The following research topic ideas explore the transformative potential of blockchain, the rise of open banking, and the burgeoning landscape of peer-to-peer lending among other focal areas.

Evaluating the impact of blockchain technology on financial services
Investigating the implications of open banking on consumer data privacy and financial services competition
Assessing the role of FinTech in financial inclusion in emerging markets
Analysing the role of peer-to-peer lending platforms in promoting financial inclusion and their impact on traditional banking systems
Examining the cybersecurity challenges faced by FinTech firms and the regulatory measures to ensure data protection and financial stability
Examining the regulatory challenges and opportunities in the FinTech ecosystem
Assessing the impact of artificial intelligence on the delivery of financial services, customer experience, and operational efficiency within FinTech firms
Analysing the adoption and impact of cryptocurrencies on traditional financial systems
Investigating the determinants of success for FinTech startups

Commercial Banking

These topic ideas span commercial banking, encompassing digital transformation, support for small and medium-sized enterprises (SMEs), and the evolving regulatory and competitive landscape among other key themes.

Assessing the impact of digital transformation on commercial banking services and competitiveness
Analysing the impact of digital transformation on customer experience and operational efficiency in commercial banking
Evaluating the role of commercial banks in supporting small and medium-sized enterprises (SMEs)
Investigating the effectiveness of credit risk management practices and their impact on bank profitability and financial stability
Examining the relationship between commercial banking practices and financial stability
Evaluating the implications of open banking frameworks on the competitive landscape and service innovation in commercial banking
Assessing how regulatory changes affect lending practices and risk appetite of commercial banks
Examining how commercial banks are adapting their strategies in response to competition from FinTech firms and changing consumer preferences
Analysing the impact of regulatory compliance on commercial banking operations
Investigating the determinants of customer satisfaction and loyalty in commercial banking

International Finance

The folowing research topic ideas are centred around international finance and global economic dynamics, delving into aspects like exchange rate fluctuations, international financial regulations, and the role of international financial institutions among other pivotal areas.

Analysing the determinants of exchange rate fluctuations and their impact on international trade
Analysing the influence of global trade agreements on international financial flows and foreign direct investments
Evaluating the effectiveness of international portfolio diversification strategies in mitigating risks and enhancing returns
Evaluating the role of international financial institutions in global financial stability
Investigating the role and implications of offshore financial centres on international financial stability and regulatory harmonisation
Examining the impact of global financial crises on emerging market economies
Examining the challenges and regulatory frameworks associated with cross-border banking operations
Assessing the effectiveness of international financial regulations
Investigating the challenges and opportunities of cross-border mergers and acquisitions

Choosing A Research Topic

These finance-related research topic ideas are starting points to guide your thinking. They are intentionally very broad and open-ended. By engaging with the currently literature in your field of interest, you’ll be able to narrow down your focus to a specific research gap .

When choosing a topic , you’ll need to take into account its originality, relevance, feasibility, and the resources you have at your disposal. Make sure to align your interest and expertise in the subject with your university program’s specific requirements. Always consult your academic advisor to ensure that your chosen topic not only meets the academic criteria but also provides a valuable contribution to the field.

If you need a helping hand, feel free to check out our private coaching service here.

You Might Also Like:

Topic Kickstarter: Research topics in education

thank you for suggest those topic, I want to ask you about the subjects related to the fintech, can i measure it and how?

Submit a Comment Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Print Friendly

How it works

Useful Links

How much will your dissertation cost?

Have an expert academic write your dissertation paper!

Dissertation Services

Get unlimited topic ideas and a dissertation plan for just £45.00

Order topics and plan

Get 1 free topic in your area of study with aim and justification

Yes I want the free topic

Banking and Finance Dissertation Topics – Selected for Business Students

Published by Owen Ingram at January 2nd, 2023 , Revised On August 16, 2023

Looking for an interesting banking and finance research idea for your dissertation? Your search for the best finance and banking dissertation topics ends right here because, a t ResearchProspect, we help students choose the most authentic and relevant topic for their dissertation projects.

Bank taxes, financial management, financial trading, credit management, market analysis for private investors, economic research methods, the economics of money and banking, international trade and multinational business, the wellbeing of people and society, principles and practices of banking, management and cost accounting, governance and ethics in banking, investment banking, introductory econometrics, and capital investment management are among the many topics covered in banking and finance.

Without further ado, here is our selection of the besting banking and finance thesis topics and ideas.

List of Banking and Finance Dissertation Topics

A Comprehensive Analysis of the Economic Crisis as It Relates to Banking and Finance
A Critical Review of Standard Deviation in Business
The Political and Economic Risks Involving National Bank Transactions
A Study of Corporate Developments in European Countries Regarding Banking and Finance
Security Measures Implemented in Financial Institutions Around the World
Banking and Finance Approaches from Around the World
An in-depth study of the World Trade Organization’s role in banking and finance
A Study of the Relationship Between Corporate Strategy and Capital Structures
Contrasting global, multinational banks with regional businesses
Preventing Repetitive Economic Collapse in National and Global Finances
The Motivations for Becoming International Expats All Over the World
The Difference Between Islamic Banking and Other Religious Denominations in Banking and Financial Habits
How Can Small-Scale Industries Survive the Global Banking Demands?
A Study of the Economic Crisis’s Impact on Banking and Finance
The Impact of the International Stock Exchange on Domestic Bank Transactions
A 2025 Projected Report on World Trade and Banking Statistics
How Can We Address the Issue of the Government’s Financial Deficit in Banking?
A Comparison of Contemporary and Classic Business Models and Companies’ Banking and Financial Habits
Which of the following should be the principal area of money investment that has arrived at the bank in the form of deposits?
How to strike a balance between investing money in various plans to generate a profit and managing depositor trust
What are banks’ responsibilities to their depositors, and how may such liabilities be managed without jeopardising depositor trust?
How the new banking financing laws enacted by governments throughout the world are better protecting depositors’ rights?
What is the terminology related to banking finance, which oversees the investment of deposited funds as well as the banks’ responsibilities to depositors?
Explain the most recent developments in research related to the topic of banking finance
How research in the banking finance industry assists governments and banking authorities in properly managing their finances?
What is the most recent credit rating software that assists in determining the rewards and dangers of investing bank funds in the stock market?
How banking finance assists the world’s top banks in managing consumer expectations and profit?
The negative impact of a manager’s poor management of a bank’s banking financing
Is it feasible to conduct a banking firm without the assistance of banking finance management?
What are the most significant aspects of banking financing that allow businesses to develop without constraints?

The importance of banking finance cannot be overstated. These are only a few of the most extensive subjects on which you may write a banking and finance dissertation. Remember that if you want to succeed in your studies, you must be able to offer reliable numbers and facts on the history and current state of banking and finance throughout the world. Otherwise, you will very certainly be unable to justify your study effectively. We hope you can take some inspiration and ideas from the above banking and finance dissertation topics .

Need professional dissertation help? Click here .

Free Dissertation Topic

Phone Number

Academic Level Select Academic Level Undergraduate Graduate PHD

Academic Subject

Area of Research

Frequently Asked Questions

How to find banking and finance dissertation topics.

To find banking and finance dissertation topics:

Follow industry news and trends.
Study regulatory changes.
Explore emerging technologies.
Analyze financial markets.
Investigate risk management.
Consider ethical and global aspects.

Financial technology and the future of banking

Daniel Broby ORCID: orcid.org/0000-0001-5482-0766 1

Financial Innovation volume 7 , Article number: 47 ( 2021 ) Cite this article

43k Accesses

55 Citations

4 Altmetric

Metrics details

This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how financial intermediation will be impacted by innovative financial technology applications. It further reviews the options that established banks will have to consider in order to mitigate the threat to their profitability. Deposit taking and lending are considered in the context of the challenge made from shadow banking and the all-digital banks. The paper contributes to an understanding of the future of banking, providing a framework for scholarly empirical investigation. In the discussion, four possible strategies are proposed for market participants, (1) customer retention, (2) customer acquisition, (3) banking as a service and (4) social media payment platforms. It is concluded that, in an increasingly digital world, trust will remain at the core of banking. That said, liquidity transformation will still have an important role to play. The nature of banking and financial services, however, will change dramatically.

Introduction

The bank of the future will have several different manifestations. This paper extends theory to explain the impact of financial technology and the Internet on the nature of banking. It provides an analytical framework for academic investigation, highlighting the trends that are shaping scholarly research into these dynamics. To do this, it re-examines the nature of financial intermediation and transactions. It explains how digital banking will be structurally, as well as physically, different from the banks described in the literature to date. It does this by extending the contribution of Klein ( 1971 ), on the theory of the banking firm. It presents suggested strategies for incumbent, and challenger banks, and how banking as a service and social media payment will reshape the competitive landscape.

The banking industry has been evolving since Banca Monte dei Paschi di Siena opened its doors in 1472. Its leveraged business model has proved very scalable over time, but it is now facing new challenges. Firstly, its book to capital ratios, as documented by Berger et al ( 1995 ), have been consistently falling since 1840. This trend continues as competition has increased. In the past decade, the industry has experienced declines in profitability as measured by return on tangible equity. This is partly the result of falling leverage and fee income and partly due to the net interest margin (connected to traditional lending activity). These trends accelerated following the 2008 financial crisis. At the same time, technology has made banks more competitive. Advances in digital technology are changing the very nature of banking. Banks are now distributing services via mobile technology. A prolonged period of very low interest rates is also having an impact. To sustain their profitability, Brei et al. ( 2020 ) note that many banks have increased their emphasis on fee-generating services.

As Fama ( 1980 ) explains, a bank is an intermediary. The Internet is, however, changing the way financial service providers conduct their role. It is fundamentally changing the nature of the banking. This in turn is changing the nature of banking services, and the way those services are delivered. As a consequence, in order to compete in the changing digital landscape, banks have to adapt. The banks of the future, both incumbents and challengers, need to address liquidity transformation, data, trust, competition, and the digitalization of financial services. Against this backdrop, incumbent banks are focused on reinventing themselves. The challenger banks are, however, starting with a blank canvas. The research questions that these dynamics pose need to be investigated within the context of the theory of banking, hence the need to revise the existing analytical framework.

Banks perform payment and transfer functions for an economy. The Internet can now facilitate and even perform these functions. It is changing the way that transactions are recorded on ledgers and is facilitating both public and private digital currencies. In the past, banks operated in a world of information asymmetry between themselves and their borrowers (clients), but this is changing. This differential gave one bank an advantage over another due to its knowledge about its clients. The digital transformation that financial technology brings reduces this advantage, as this information can be digitally analyzed.

Even the nature of deposits is being transformed. Banks in the future will have to accept deposits and process transactions made in digital form, either Central Bank Digital Currencies (CBDC) or cryptocurrencies. This presents a number of issues: (1) it changes the way financial services will be delivered, (2) it requires a discussion on resilience, security and competition in payments, (3) it provides a building block for better cross border money transfers and (4) it raises the question of private and public issuance of money. Braggion et al ( 2018 ) consider whether these represent a threat to financial stability.

The academic study of banking began with Edgeworth ( 1888 ). He postulated that it is based on probability. In this respect, the nature of the business model depends on the probability that a bank will not be called upon to meet all its liabilities at the same time. This allows banks to lend more than they have in deposits. Because of the resultant mismatch between long term assets and short-term liabilities, a bank’s capital structure is very sensitive to liquidity trade-offs. This is explained by Diamond and Rajan ( 2000 ). They explain that this makes a bank a’relationship lender’. In effect, they suggest a bank is an intermediary that has borrowed from other investors.

Diamond and Rajan ( 2000 ) argue a lender can negotiate repayment obligations and that a bank benefits from its knowledge of the customer. As shall be shown, the new generation of digital challenger banks do not have the same tradeoffs or knowledge of the customer. They operate more like a broker providing a platform for banking services. This suggests that there will be more than one type of bank in the future and several different payment protocols. It also suggests that banks will have to data mine customer information to improve their understanding of a client’s financial needs.

The key focus of Diamond and Rajan ( 2000 ), however, was to position a traditional bank is an intermediary. Gurley and Shaw ( 1956 ) describe how the customer relationship means a bank can borrow funds by way of deposits (liabilities) and subsequently use them to lend or invest (assets). In facilitating this mediation, they provide a service whereby they store money and provide a mechanism to transmit money. With improvements in financial technology, however, money can be stored digitally, lenders and investors can source funds directly over the internet, and money transfer can be done digitally.

A review of financial technology and banking literature is provided by Thakor ( 2020 ). He highlights that financial service companies are now being provided by non-deposit taking contenders. This paper addresses one of the four research questions raised by his review, namely how theories of financial intermediation can be modified to accommodate banks, shadow banks, and non-intermediated solutions.

To be a bank, an entity must be authorized to accept retail deposits. A challenger bank is, therefore, still a bank in the traditional sense. It does not, however, have the costs of a branch network. A peer-to-peer lender, meanwhile, does not have a deposit base and therefore acts more like a broker. This leads to the issue that this paper addresses, namely how the banks of the future will conduct their intermediation.

In order to understand what the bank of the future will look like, it is necessary to understand the nature of the aforementioned intermediation, and the way it is changing. In this respect, there are two key types of intermediation. These are (1) quantitative asset transformation and, (2) brokerage. The latter is a common model adopted by challenger banks. Figure 1 depicts how these two types of financial intermediation match savers with borrowers. To avoid nuanced distinction between these two types of intermediation, it is common to classify banks by the services they perform. These can be grouped as either private, investment, or commercial banking. The service sub-groupings include payments, settlements, fund management, trading, treasury management, brokerage, and other agency services.

How banks act as intermediaries between lenders and borrowers. This function call also be conducted by intermediaries as brokers, for example by shadow banks. Disintermediation occurs over the internet where peer-to-peer lenders match savers to lenders

Financial technology has the ability to disintermediate the banking sector. The competitive pressures this results in will shape the banks of the future. The channels that will facilitate this are shown in Fig. 2 , namely the Internet and/or mobile devices. Challengers can participate in this by, (1) directly matching borrows with savers over the Internet and, (2) distributing white labels products. The later enables banking as a service and avoids the aforementioned liquidity mismatch.

The strategic options banks have to match lenders with borrowers. The traditional and challenger banks are in the same space, competing for business. The distributed banks use the traditional and challenger banks to white label banking services. These banks compete with payment platforms on social media. The Internet heralds an era of banking as a service

There are also physical changes that are being made in the delivery of services. Bricks and mortar branches are in decline. Mobile banking, or m-banking as Liu et al ( 2020 ) describe it, is an increasingly important distribution channel. Robotics are increasingly being used to automate customer interaction. As explained by Vishnu et al ( 2017 ), these improve efficiency and the quality of execution. They allow for increased oversight and can be built on legacy systems as well as from a blank canvas. Application programming interfaces (APIs) are bringing the same type of functionality to m-banking. They can be used to authorize third party use of banking data. How banks evolve over time is important because, according to the OECD, the activity in the financial sector represents between 20 and 30 percent of developed countries Gross Domestic Product.

In summary, financial technology has evolved to a level where online banks and banking as a service are challenging incumbents and the nature of banking mediation. Banking is rapidly transforming because of changes in such technology. At the same time, the solving of the double spending problem, whereby digital money can be cryptographically protected, has led to the possibility that paper money will become redundant at some point in the future. A theoretical framework is required to understand this evolving landscape. This is discussed next.

The theory of the banking firm: a revision

In financial theory, as eloquently explained by Fama ( 1980 ), banking provides an accounting system for transactions and a portfolio system for the storage of assets. That will not change for the banks of the future. Fama ( 1980 ) explains that their activities, in an unregulated state, fulfil the Modigliani–Miller ( 1959 ) theorem of the irrelevance of the financing decision. In practice, traditional banks compete for deposits through the interest rate they offer. This makes the transactional element dependent on the resulting debits and credits that they process, essentially making banks into bookkeeping entities fulfilling the intermediation function. Since this is done in response to competitive forces, the general equilibrium is a passive one. As such, the banking business model is vulnerable to disruption, particularly by innovation in financial technology.

A bank is an idiosyncratic corporate entity due to its ability to generate credit by leveraging its balance sheet. That balance sheet has assets on one side and liabilities on the other, like any corporate entity. The assets consist of cash, lending, financial and fixed assets. On the other side of the balance sheet are its liabilities, deposits, and debt. In this respect, a bank’s equity and its liabilities are its source of funds, and its assets are its use of funds. This is explained by Klein ( 1971 ), who notes that a bank’s equity W , borrowed funds and its deposits B is equal to its total funds F . This is the same for incumbents and challengers. This can be depicted algebraically if we let incumbents be represented by Φ and challengers represented by Γ:

Klein ( 1971 ) further explains that a bank’s equity is therefore made up of its share capital and unimpaired reserves. The latter are held by a bank to protect the bank’s deposit clients. This part is also mandated by regulation, so as to protect customers and indeed the entire banking system from systemic failure. These protective measures include other prudential requirements to hold cash reserves or other liquid assets. As shall be shown, banking services can be performed over the Internet without these protections. Banking as a service, as this phenomenon known, is expected to increase in the future. This will change the nature of the protection available to clients. It will change the way banks transform assets, explained next.

A bank’s deposits are said to be a function of the proportion of total funds obtained through the issuance of the ith deposit type and its total funds F , represented by α i . Where deposits, represented by Bs , are made in the form of Bs (i = 1 *s n) , they generate a rate of interest. It follows that Si Bs = B . As such,

Therefor it can be said that,

The importance of Eq. 3 is that the balance sheet can be leveraged by the issuance of loans. It should be noted, however, that not all loans are returned to the bank in whole or part. Non-performing loans reduce the asset side of a bank’s balance sheet and act as a constraint on capital, and therefore new lending. Clearly, this is not the case with banking as a service. In that model, loans are brokered. That said, with the traditional model, an advantage of financial technology is that it facilitates the data mining of clients’ accounts. Lending can therefore be more targeted to borrowers that are more likely to repay, thereby reducing non-performing loans. Pari passu, the incumbent bank of the future will therefore have a higher risk-adjusted return on capital. In practice, however, banking as a service will bring greater competition from challengers and possible further erosion of margins. Alternatively, some banks will proactively engage in partnerships and acquisitions to maintain their customer base and address the competition.

A bank must have reserves to meet the demand of customers demanding their deposits back. The amount of these reserves is a key function of banking regulation. The Basel Committee on Banking Supervision mandates a requirement to hold various tiers of capital, so that banks have sufficient reserves to protect depositors. The Committee also imposes a framework for mitigating excessive liquidity risk and maturity transformation, through a set Liquidity Coverage Ratio and Net Stable Funding Ratio.

Recent revisions of theory, because of financial technology advances, have altered our understanding of banking intermediation. This will impact the competitive landscape and therefor shape the nature of the bank of the future. In this respect, the threat to incumbent banks comes from peer-to-peer Internet lending platforms. These perform the brokerage function of financial intermediation without the use of the aforementioned banking balance sheet. Unlike regulated deposit takers, such lending platforms do not create assets and do not perform risk and asset transformation. That said, they are reliant on investors who do not always behave in a counter cyclical way.

Financial technology in banking is not new. It has been used to facilitate electronic markets since the 1980’s. Thakor ( 2020 ) refers to three waves of application of financial innovation in banking. The advent of institutional futures markets and the changing nature of financial contracts fundamentally changed the role of banks. In response to this, academics extended the concept of a bank into an entity that either fulfills the aforementioned functions of a broker or a qualitative asset transformer. In this respect, they connect the providers and users of capital without changing the nature of the transformation of the various claims to that capital. This transformation can be in the form risk transfer or the application of leverage. The nature of trading of financial assets, however, is changing. Price discovery can now be done over the Internet and that is moving liquidity from central marketplaces (like the stock exchange) to decentralized ones.

Alongside these trends, in considering what the bank of the future will look like, it is necessary to understand the unregulated lending market that competes with traditional banks. In this part of the lending market, there has been a rise in shadow banks. The literature on these entities is covered by Adrian and Ashcraft ( 2016 ). Shadow banks have taken substantial market share from the traditional banks. They fulfil the brokerage function of banks, but regulators have only partial oversight of their risk transformation or leverage. The rise of shadow banks has been facilitated by financial technology and the originate to distribute model documented by Bord and Santos ( 2012 ). They use alternative trading systems that function as electronic communication networks. These facilitate dark pools of liquidity whereby buyers and sellers of bonds and securities trade off-exchange. Since the credit crisis of 2008, total broker dealer assets have diverged from banking assets. This illustrates the changed lending environment.

In the disintermediated market, banking as a service providers must rely on their equity and what access to funding they can attract from their online network. Without this they are unable to drive lending growth. To explain this, let I represent the online network. Extending Klein ( 1971 ), further let Ψ represent banking as a service and their total funds by F . This state is depicted as,

Theoretically, it can be shown that,

Shadow banks, and those disintermediators who bypass the banking system, have an advantage in a world where technology is ubiquitous. This becomes more apparent when costs are considered. Buchak et al. ( 2018 ) point out that shadow banks finance their originations almost entirely through securitization and what they term the originate to distribute business model. Diversifying risk in this way is good for individual banks, as banking risks can be transferred away from traditional banking balance sheets to institutional balance sheets. That said, the rise of securitization has introduced systemic risk into the banking sector.

Thus, we can see that the nature of banking capital is changing and at the same time technology is replacing labor. Let A denote the number of transactions per account at a period in time, and C denote the total cost per account per time period of providing the services of the payment mechanism. Klein ( 1971 ) points out that, if capital and labor are assumed to be part of the traditional banking model, it can be observed that,

It can therefore be observed that the total service charge per account at a period in time, represented by S, has a linear and proportional relationship to bank account activity. This is another variable that financial technology can impact. According to Klein ( 1971 ) this can be summed up in the following way,

where d is the basic bank decision variable, the service charge per transaction. Once again, in an automated and digital environment, financial technology greatly reduces d for the challenger banks. Swankie and Broby ( 2019 ) examine the impact of Artificial Intelligence on the evaluation of banking risk and conclude that it improves such variables.

Meanwhile, the traditional banking model can be expressed as a product of the number of accounts, M , and the average size of an account, N . This suggests a banks implicit yield is it rate of interest on deposits adjusted by its operating loss in each time period. This yield is generated by payment and loan services. Let R 1 depict this. These can be expressed as a fraction of total demand deposits. This is depicted by Klein ( 1971 ), if one assumes activity per account is constant, as,

As a result, whether a bank is structured with traditional labor overheads or built digitally, is extremely relevant to its profitability. The capital and labor of tradition banks, depicted as Φ i , is greater than online networks, depicted as I i . As such, the later have an advantage. This can be shown as,

What Klein (1972) failed to highlight is that the banking inherently involves leverage. Diamond and Dybving (1983) show that leverage makes bank susceptible to run on their liquidity. The literature divides these between adverse shock events, as explained by Bernanke et al ( 1996 ) or moral hazard events as explained by Demirgu¨¸c-Kunt and Detragiache ( 2002 ). This leverage builds on the balance sheet mismatch of short-term assets with long term liabilities. As such, capital and liquidity are intrinsically linked to viability and solvency.

The way capital and liquidity are managed is through credit and default management. This is done at a bank level and a supervisory level. The Basel Committee on Banking Supervision applies capital and leverage ratios, and central banks manage interest rates and other counter-cyclical measures. The various iterations of the prudential regulation of banks have moved the microeconomic theory of banking from the modeling of risk to the modeling of imperfect information. As mentioned, shadow and disintermediated services do not fall under this form or prudential regulation.

The relationship between leverage and insolvency risk crucially depends on the degree of banks total funds F and their liability structure L . In this respect, the liability structure of traditional banks is also greater than online networks which do not have the same level of available funds, depicted as,

Diamond and Dybvig ( 1983 ) observe that this liability structure is intimately tied to a traditional bank’s assets. In this respect, a bank’s ability to finance its lending at low cost and its ability to achieve repayment are key to its avoidance of insolvency. Online networks and/or brokers do not have to finance their lending, simply source it. Similarly, as brokers they do not face capital loss in the event of a default. This disintermediates the bank through the use of a peer-to-peer environment. These lenders and borrowers are introduced in digital way over the internet. Regulators have taken notice and the digital broker advantage might not last forever. As a result, the future may well see greater cooperation between these competing parties. This also because banks have valuable operational experience compared to new entrants.

It should also be observed that bank lending is either secured or unsecured. Interest on an unsecured loan is typically higher than the interest on a secured loan. In this respect, incumbent banks have an advantage as their closeness to the customer allows them to better understand the security of the assets. Berger et al ( 2005 ) further differentiate lending into transaction lending, relationship lending and credit scoring.

The evolution of the business model in a digital world

As has been demonstrated, the bank of the future in its various manifestations will be a consequence of the evolution of the current banking business model. There has been considerable scholarly investigation into the uniqueness of this business model, but less so on its changing nature. Song and Thakor ( 2010 ) are helpful in this respect and suggest that there are three aspects to this evolution, namely competition, complementary and co-evolution. Although liquidity transformation is evolving, it remains central to a bank’s role.

All the dynamics mentioned are relevant to the economy. There is considerable evidence, as outlined by Levine ( 2001 ), that market liberalization has a causal impact on economic growth. The impact of technology on productivity should prove positive and enhance the functioning of the domestic financial system. Indeed, market liberalization has already reshaped banking by increasing competition. New fee based ancillary financial services have become widespread, as has the proprietorial use of balance sheets. Risk has been securitized and even packaged into trade-able products.

Challenger banks are developing in a complementary way with the incumbents. The latter have an advantage over new entrants because they have information on their customers. The liquidity insurance model, proposed by Diamond and Dybvig ( 1983 ), explains how such banks have informational advantages over exchange markets. That said, financial technology changes these dynamics. It if facilitating the processing of financial data by third parties, explained in greater detail in the section on Open Banking.

At the same time, financial technology is facilitating banking as a service. This is where financial services are delivered by a broker over the Internet without resort to the balance sheet. This includes roboadvisory asset management, peer to peer lending, and crowd funding. Its growth will be facilitated by Open Banking as it becomes more geographically adopted. Figure 3 illustrates how these business models are disintermediating the traditional banking role and matching burrowers and savers.

The traditional view of banks ecosystem between savers and borrowers, atop the Internet which is matching savers and borrowers directly in a peer-to-peer way. The Klein ( 1971 ) theory of the banking firm does not incorporate the mirrored dynamics, and as such needs to be extended to reflect the digital innovation that impacts both borrowers and severs in a peer-to-peer environment

Meanwhile, the banking sector is co-evolving alongside a shadow banking phenomenon. Lenders and borrowers are interacting, but outside of the banking sector. This is a concern for central banks and banking regulators, as the lending is taking place in an unregulated environment. Shadow banking has grown because of financial technology, market liberalization and excess liquidity in the asset management ecosystem. Pozsar and Singh ( 2011 ) detail the non-bank/bank intersection of shadow banking. They point out that shadow banking results in reverse maturity transformation. Incumbent banks have blurred the distinction between their use of traditional (M2) liabilities and market-based shadow banking (non-M2) liabilities. This impacts the inter-generational transfers that enable a bank to achieve interest rate smoothing.

Securitization has transformed the risk in the banking sector, transferring it to asset management institutions. These include structured investment vehicles, securities lenders, asset backed commercial paper investors, credit focused hedge and money market funds. This in turn has led to greater systemic risk, the result of the nature of the non-traded liabilities of securitized pooling arrangements. This increased risk manifested itself in the 2008 credit crisis.

Commercial pressures are also shaping the banking industry. The drive for cost efficiency has made incumbent banks address their personally costs. Bank branches have been closed as technology has evolved. Branches make it easier to withdraw or transfer deposits and challenger banks are not as easily able to attract new deposits. The banking sector is therefore looking for new point of customer contact, such as supermarkets, post offices and social media platforms. These structural issues are occurring at the same time as the retail high street is also evolving. Banks have had an aggressive roll out of automated telling machines and a reduction in branches and headcount. Online digital transactions have now become the norm in most developed countries.

The financing of banks is also evolving. Traditional banks have tended to fund illiquid assets with short term and unstable liquid liabilities. This is one of the key contributors to the rise to the credit crisis of 2008. The provision of liquidity as a last resort is central to the asset transformation process. In this respect, the banking sector experienced a shock in 2008 in what is termed the credit crisis. The aforementioned liquidity mismatch resulted in the system not being able to absorb all the risks associated with subprime lending. Central banks had to resort to quantitative easing as a result of the failure of overnight funding mechanisms. The image of the entire banking sector was tarnished, and the banks of the future will have to address this.

The future must learn from the mistakes of the past. The structural weakness of the banking business model cannot be solved. That said, the latest Basel rules introduce further risk mitigation, improved leverage ratios and increased levels of capital reserve. Another lesson of the credit crisis was that there should be greater emphasis on risk culture, governance, and oversight. The independence and performance of the board, the experience and the skill set of senior management are now a greater focus of regulators. Internal controls and data analysis are increasingly more robust and efficient, with a greater focus on a banks stable funding ratio.

Meanwhile, the very nature of money is changing. A digital wallet for crypto-currencies fulfills much the same storage and transmission functions of a bank; and crypto-currencies are increasing being used for payment. Meanwhile, in Sweden, stores have the right to refuse cash and the majority of transactions are card based. This move to credit and debit cards, and the solving of the double spending problem, whereby digital money can be crypto-graphically protected, has led to the possibility that paper money could be replaced at some point in the future. Whether this might be by replacement by a CBDC, or decentralized digital offering, is of secondary importance to the requirement of banks to adapt. Whether accommodating crytpo-currencies or CBDC’s, Kou et al. ( 2021 ) recommend that banks keep focused on alternative payment and money transferring technologies.

Central banks also have to adapt. To limit disintermediation, they have to ensure that the economic design of their sponsored digital currencies focus on access for banks, interest payment relative to bank policy rate, banking holding limits and convertibility with bank deposits. All these developments have implications for banks, particularly in respect of funding, the secure storage of deposits and how digital currency interacts with traditional fiat money.

Open banking

Against the backdrop of all these trends and changes, a new dynamic is shaping the future of the banking sector. This is termed Open Banking, already briefly mentioned. This new way of handling banking data protocols introduces a secure way to give financial service companies consensual access to a bank’s customer financial information. Figure 4 illustrates how this works. Although a fairly simple concept, the implications are important for the banking industry. Essentially, a bank customer gives a regulated API permission to securely access his/her banking website. That is then used by a banking as a service entity to make direct payments and/or download financial data in order to provide a solution. It heralds an era of customer centric banking.

How Open Banking operates. The customer generates data by using his bank account. A third party provider is authorized to access that data through an API request. The bank confirms digitally that the customer has authorized the exchange of data and then fulfills the request

Open Banking was a response to the documented inertia around individual’s willingness to change bank accounts. Following the Retail Banking Review in the UK, this was addressed by lawmakers through the European Union’s Payment Services Directive II. The legislation was designed to make it easier to change banks by allowing customers to delegate authority to transfer their financial data to other parties. As a result of this, a whole host of data centric applications were conceived. Open banking adds further momentum to reshaping the future of banking.

Open Banking has a number of quite revolutionary implications. It was started so customers could change banks easily, but it resulted in some secondary considerations which are going to change the future of banking itself. It gives a clear view of bank financing. It allows aggregation of finances in one place. It also allows can give access to attractive offerings by allowing price comparisons. Open Banking API’s build a secure online financial marketplace based on data. They also allow access to a larger market in a faster way but the third-party providers for the new entrants. Open Banking allows developers to build single solutions on an API addressing very specific problems, like for example, a cash flow based credit rating.

Romānova et al. ( 2018 ) undertook a questionnaire on the Payment Services Directive II. The results suggest that Open Banking will promote competitiveness, innovation, and new product development. The initiative is associated with low costs and customer satisfaction, but that some concerns about security, privacy and risk are present. These can be mitigated, to some extent, by secure protocols and layered permission access.

Discussion: strategic options

Faced with these disruptive trends, there are four strategic options for market participants to con- sider. There are (1) a defensive customer retention strategy for incumbents, (2) an aggressive customer acquisition strategy for challenger banks (3) a banking as a service strategy for new entrants, and (4) a payments strategy for social media platforms.

Each of these strategies has to be conducted in a competitive marketplace for money demand by potential customers. Figure 5 illustrates where the first three strategies lie on the tradeoff between money demand and interest rates. The payment strategy can’t be modeled based on the supply of money. In the figure, the market settles at a rate L 2 . The incumbent banks have the capacity to meet the largest supply of these loans. The challenger banks have a constrained function but due to a lower cost base can gain excess rent through higher rates of interest. The peer-to-peer bank as a service brokers must settle for the market rate and a constrained supply offering.

The money demand M by lenders on the y axis. Interest rates on the y axis are labeled as r I and r II . The challenger banks are represented by the line labeled Γ. They have a price and technology advantage and so can lend at higher interest rates. The brokers are represented by the line labeled Ω. They are price takers, accepting the interest rate determined by the market. The same is true for the incumbents, represented by the line labeled Φ but they have a greater market share due to their customer relationships. Note that payments strategy for social media platforms is not shown on this figure as it is not affected by interest rates

Figure 5 illustrates that having a niche strategy is not counterproductive. Liu et al ( 2020 ) found that banks performing niche activities exhibit higher profitability and have lower risk. The syndication market now means that a bank making a loan does not have to be the entity that services it. This means banks in the future can better shape their risk profile and manage their lending books accordingly.

An interesting question for central banks is what the future Deposit Supply function will look like. If all three forms: open banking, traditional banking and challenger banks develop together, will the bank of the future have the same Deposit Supply function? The Klein ( 1971 ) general formulation assumes that deposits are increasing functions of implicit and explicit yields. As such, the very nature of central bank directed monetary policy may have to be revisited, as alluded to in the earlier discussion on digital money.

The client retention strategy (incumbents)

The competitive pressures suggest that incumbent banks need to focus on customer retention. Reichheld and Kenny ( 1990 ) found that the best way to do this was to focus on the retention of branch deposit customers. Obviously, another way is to provide a unique digital experience that matches the challengers.

Incumbent banks have a competitive advantage based on the information they have about their customers. Allen ( 1990 ) argues that where risk aversion is observable, information markets are viable. In other words, both bank and customer benefit from this. The strategic issue for them, therefore, becomes the retention of these customers when faced with greater competition.

Open Banking changes the dynamics of the banking information advantage. Borgogno and Colangelo ( 2020 ) suggest that the access to account (XS2A) rule that it introduced will increase competition and reduce information asymmetry. XS2A requires banks to grant access to bank account data to authorized third payment service providers.

The incumbent banks have a high-cost base and legacy IT systems. This makes it harder for them to migrate to a digital world. There are, however, also benefits from financial technology for the incumbents. These include reduced cost and greater efficiency. Financial technology can also now support platforms that allow incumbent banks to sell NPL’s. These platforms do not require the ownership of assets, they act as consolidators. The use of technology to monitor the transactions make the processing cost efficient. The unique selling point of such platforms is their centralized point of contact which results in a reduction in information asymmetry.

Incumbent banks must adapt a number of areas they got to adapt in terms of their liquidity transformation. They have to adapt the way they handle data. They must get customers to trust them in a digital world and the way that they trust them in a bricks and mortar world. It is no coincidence. When you go into a bank branch that is a great big solid building great big facade and so forth that is done deliberately so that you trust that bank with your deposit.

The risk of having rising non-performing loans needs to be managed, so customer retention should be selective. One of the puzzles in banking is why customers are regularly denied credit, rather than simply being charged a higher price for it. This credit rationing is often alleviated by collateral, but finance theory suggests value is based on the discounted sum of future cash flows. As such, it is conceivable that the bank of the future will use financial technology to provide innovative credit allocation solutions. That said, the dual risks of moral hazard and information asymmetries from the adoption of such solutions must be addressed.

Customer retention is especially important as bank competition is intensifying, as is the digitalization of financial services. Customer retention requires innovation, and that innovation has been moving at a very fast rate. Until now, banks have traditionally been hesitant about technology. More recently, mergers and acquisitions have increased quite substantially, initiated by a need to address actual or perceived weaknesses in financial technology.

The client acquisition strategy (challengers)

As intermediaries, the challenger banks are the same as incumbent banks, but designed from the outset to be digital. This gives them a cost and efficiency advantage. Anagnostopoulos ( 2018 ) suggests that the difference between challenger and traditional banks is that the former address its customers problems more directly. The challenge for such banks is customer acquisition.

Open Banking is a major advantage to challenger banks as it facilitates the changing of accounts. There is widespread dissatisfaction with many incumbent banks. Open Banking makes it easier to change accounts and also easier to get a transaction history on the client.

Customer acquisition can be improved by building trust in a brand. Historically, a bank was physically built in a very robust manner, hence the heavy architecture and grand banking halls. This was done deliberately to engender a sense of confidence in the deposit taking institution. Pure internet banks are not able to do this. As such, they must employ different strategies to convey stability. To do this, some communicate their sustainability credentials, whilst others use generational values-based advertising. Customer acquisition in a banking context is traditionally done by offering more attractive rates of interest. This is illustrated in Fig. 5 by the intersect of traditional banks with the market rate of interest, depicted where the line Γ crosses L 2 . As a result of the relationship with banking yield, teaser rates and introductory rates are common. A customer acquisition strategy has risks, as consumers with good credit can game different challenger banks by frequently changing accounts.

Most customer acquisition, however, is done based on superior service offering. The functionality of challenger banking accounts is often superior to incumbents, largely because the latter are built on legacy databases that have inter-operability issues. Having an open platform of services is a popular customer acquisition technique. The unrestricted provision of third-party products is viewed more favorably than a restricted range of products.

The banking as a service strategy (new entrants)

Banking from a customer’s perspective is the provision of a service. Customers don’t care about the maturity transformation of banking balance sheets. Banking as a service can be performed without recourse to these balance sheets. Banking products are brokered, mostly by new entrants, to individuals as services that can be subscribed to or paid on a fee basis.

There are a number banking as a service solutions including pre-paid and credit cards, lending and leasing. The banking as a service brokers are effectively those that are aggregating services from others using open banking to enable banking as a service.

The rise of banking as a service needs to be understood as these compete directly with traditional banks. As explained, some of these do this through peer-to-peer lending over the internet, others by matching borrows and sellers, conducting mediation as a loan broker. Such entities do not transform assets and do not have banking licenses. They do not have a branch network and often don not have access to deposits. This means that they have no insurance protection and can be subject to interest rate controls.

The new genre of financial technology, banking as a service provider, conduct financial services transformation without access to central bank liquidity. In a distributed digital asset world, the assets are stored on a distributed ledger rather than a traditional banking ledger. Financial technology has automated credit evaluation, savings, investments, insurance, trading, banking payments and risk management. These banking as a service offering are only as secure as the technology on which they are built.

The social media payment strategy (disintermediators and disruptors)

An intermediation bank is a conceptual idea, one created solely on a social networking site. Social media has developed a market for online goods and services. Williams ( 2018 ) estimates that there are 2.46 billion social media users. These all make and receive payments of some kind. They demand security and functionality. Importantly, they have often more clients than most banks. As such, a strategy to monetize the payments infrastructure makes sense.

All social media platforms are rich repositories of data. Such platforms are used to buy and sell things and that requires payments. Some platforms are considering evolving their own digital payment, cutting out the banks as middlemen. These include Facebook’s Diem (formerly Libra), a digital currency, and similar developments at some of the biggest technology companies. The risk with social media payment platform is that there is systemic counter-party protection. Regulators need to address this. One way to do this would be to extend payment service insurance to such platforms.

Social media as a platform moves the payment relationship from a transaction to a customer experience. The ability to use consumer desires in combination with financial data has the potential to deliver a number of new revenue opportunities. These will compete directly with the banks of the future. This will have implications for (1) the money supply, (2) the market share of traditional banks and, (3) the services that payment providers offer.

Further research

Several recommendations for research derive from both the impact of disintermediation and the four proposed strategies that will shape banking in the future. The recommendations and suggestions are based on the mentioned papers and the conclusions drawn from them.

As discussed, the nature of intermediation is changing, and this has implications for the pricing of risk. The role of interest rates in banking will have to be further reviewed. In a decentralized world based on crypto currencies the central banks do not have the same control over the money supply, This suggest the quantity theory of money and the liquidity preference theory need to be revisited. As explained, the Internet reduces much of the friction costs of intermediation. Researchers should ask how this will impact maturity transformation. It is also fair to ask whether at some point in the future there will just be one big bank. This question has already been addressed in the literature but the Internet facilities the possibility. Diamond ( 1984 ) and Ramakrishnan and Thakor ( 1984 ) suggested the answer was due to diversification and its impact on reducing monitoring costs.

Attention should be given by academics to the changing nature of banking risk. How should regulators, for example, address the moral hazard posed by challenger banks with weak balance sheets? What about deposit insurance? Should it be priced to include unregulated entities? Also, what criteria do borrowers use to choose non-banking intermediaries? The changing risk environment also poses two interesting practical questions. What will an online bank run look like, and how can it be averted? How can you establish trust in digital services?

There are also research questions related to the nature of competition. What, for example, will be the nature of cross border competition in a decentralized world? Is the credit rationing that generates competition a static or dynamic phenomena online? What is the value of combining consumer utility with banking services?

Financial intermediaries, like banks, thrive in a world of deficits and surpluses supported by information asymmetries and disconnectedness. The connectivity of the internet changes this dynamic. In this respect, the view of Schumpeter ( 1911 ) on the role of financial intermediaries needs revisiting. Lenders and borrows can be connected peer to peer via the internet.

All the dynamics mentioned change the nature of moral hazard. This needs further investigation. There has been much scholarly research on the intrinsic riskiness of the mismatch between banking assets and liabilities. This mismatch not only results in potential insolvency for a single bank but potentially for the whole system. There has, for example, been much debate on the whether a bank can be too big to fail. As a result of the riskiness of the banking model, the banks of the future will be just a liable to fail as the banks of the past.

This paper presented a revision of the theory of banking in a digital world. In this respect, it built on the work of Klein ( 1971 ). It provided an overview of the changing nature of banking intermediation, a result of the Internet and new digital business models. It presented the traditional academic view of banking and how it is evolving. It showed how this is adapted to explain digital driven disintermediation.

It was shown that the banking industry is facing several documented challenges. Risk is being taken of balance sheet, securitized, and brokered. Financial technology is digitalizing service delivery. At the same time, the very nature of intermediation is being changed due to digital currency. It is argued that the bank of the future not only has to face these competitive issues, but that technology will enhance the delivery of banking services and reduce the cost of their delivery.

The paper further presented the importance of the Open Banking revolution and how that facilitates banking as a service. Open Banking is increasing client churn and driving banking as a service. That in turn is changing the way products are delivered.

Four strategies were proposed to navigate the evolving competitive landscape. These are for incumbents to address customer retention; for challengers to peruse a low-cost digital experience; for niche players to provide banking as a service; and for social media platforms to develop payment platforms. In all these scenarios, the banks of the future will have to have digital strategies for both payments and service delivery.

It was shown that both incumbents and challengers are dependent on capital availability and borrowers credit concerns. Nothing has changed in that respect. The risks remain credit and default risk. What is clear, however, is the bank has become intrinsically linked with technology. The Internet is changing the nature of mediation. It is allowing peer to peer matching of borrowers and savers. It is facilitating new payment protocols and digital currencies. Banks need to evolve and adapt to accommodate these. Most of these questions are empirical in nature. The aim of this paper, however, was to demonstrate that an understanding of the banking model is a prerequisite to understanding how to address these and how to develop hypotheses connected with them.

In conclusion, financial technology is changing the future of banking and the way banks intermediate. It is facilitating digital money and the online transmission of financial assets. It is making banks more customer enteric and more competitive. Scholarly investigation into banking has to adapt. That said, whatever the future, trust will remain at the core of banking. Similarly, deposits and lending will continue to attract regulatory oversight.

Availability of data and materials

Diagrams are my own and the code to reproduce them is available in the supplied Latex files.

Adrian T, Ashcraft AB (2016) Shadow banking: a review of the literature. In: Banking crises. Palgrave Macmillan, London, pp 282–315

Allen F (1990) The market for information and the origin of financial intermediation. J Financ Intermed 1(1):3–30

Article Google Scholar

Anagnostopoulos I (2018) Fintech and regtech: impact on regulators and banks. J Econ Bus 100:7–25

Berger AN, Herring RJ, Szegö GP (1995) The role of capital in financial institutions. J Bank Finance 19(3–4):393–430

Berger AN, Miller NH, Petersen MA, Rajan RG, Stein JC (2005) Does function follow organizational form? Evidence from the lending practices of large and small banks. J Financ Econ 76(2):237–269

Bernanke B, Gertler M, Gilchrist S (1996) The financial accelerator and the flight to quality. The review of economics and statistics, pp1–15

Bord V, Santos JC (2012) The rise of the originate-to-distribute model and the role of banks in financial intermediation. Federal Reserve Bank N Y Econ Policy Rev 18(2):21–34

Google Scholar

Borgogno O, Colangelo G (2020) Data, innovation and competition in finance: the case of the access to account rule. Eur Bus Law Rev 31(4)

Braggion F, Manconi A, Zhu H (2018) Is Fintech a threat to financial stability? Evidence from peer-to-Peer lending in China, November 10

Brei M, Borio C, Gambacorta L (2020) Bank intermediation activity in a low-interest-rate environment. Econ Notes 49(2):12164

Buchak G, Matvos G, Piskorski T, Seru A (2018) Fintech, regulatory arbitrage, and the rise of shadow banks. J Financ Econ 130(3):453–483

Demirgüç-Kunt A, Detragiache E (2002) Does deposit insurance increase banking system stability? An empirical investigation. J Monet Econ 49(7):1373–1406

Diamond DW (1984) Financial intermediation and delegated monitoring. Rev Econ Stud 51(3):393–414

Diamond DW, Dybvig PH (1983) Bank runs, deposit insurance, and liquidity. J Polit Econ 91(3):401–419

Diamond DW, Rajan RG (2000) A theory of bank capital. J Finance 55(6):2431–2465

Edgeworth FY (1888) The mathematical theory of banking. J Roy Stat Soc 51(1):113–127

Fama EF (1980) Banking in the theory of finance. J Monet Econ 6(1):39–57

Gurley JG, Shaw ES (1956) Financial intermediaries and the saving-investment process. J Finance 11(2):257–276

Klein MA (1971) A theory of the banking firm. J Money Credit Bank 3(2):205–218

Kou G, Akdeniz ÖO, Dinçer H, Yüksel S (2021) Fintech investments in European banks: a hybrid IT2 fuzzy multidimensional decision-making approach. Financ Innov 7(1):1–28

Levine R (2001) International financial liberalization and economic growth. Rev Interna Tional Econ 9(4):688–702

Liu FH, Norden L, Spargoli F (2020) Does uniqueness in banking matter? J Bank Finance 120:105941

Pozsar Z, Singh M (2011) The nonbank-bank nexus and the shadow banking system. IMF working papers, pp 1–18

Ramakrishnan RT, Thakor AV (1984) Information reliability and a theory of financial intermediation. Rev Econ Stud 51(3):415–432

Reichheld FF, Kenny DW (1990) The hidden advantages of customer retention. J Retail Bank 12(4):19–24

Romānova I, Grima S, Spiteri J, Kudinska M (2018) The payment services directive 2 and competitiveness: the perspective of European Fintech companies. Eur Res Stud J 21(2):5–24

Modigliani F, Miller MH (1959) The cost of capital, corporation finance, and the theory of investment: reply. Am Econ Rev 49(4):655–669

Schumpeter J (1911) The theory of economic development. Harvard Econ Stud XLVI

Song F, Thakor AV (2010) Financial system architecture and the co-evolution of banks and capital markets. Econ J 120(547):1021–1055

Swankie GDB, Broby D (2019) Examining the impact of artificial intelligence on the evaluation of banking risk. Centre for Financial Regulation and Innovation, white paper

Thakor AV (2020) Fintech and banking: What do we know? J Financ Intermed 41:100833

Vishnu S, Agochiya V, Palkar R (2017) Data-centered dependencies and opportunities for robotics process automation in banking. J Financ Transf 45(1):68–76

Williams MD (2018) Social commerce and the mobile platform: payment and security perceptions of potential users. Comput Hum Behav 115:105557

Download references

Acknowledgements

There are no acknowldgements.

There was no funding associated with this paper.

Author information

Authors and affiliations.

Centre for Financial Regulation and Innovation, Strathclyde Business School, Glasgow, UK

Daniel Broby

You can also search for this author in PubMed Google Scholar

Contributions

The author confirms the contribution is original and his own. All authors read and approved the final manuscript.

Corresponding author

Correspondence to Daniel Broby .

Ethics declarations

Competing interests.

I declare I have no competing interests.

Additional information

Publisher's note.

Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.

Rights and permissions

Open Access This article is licensed under a Creative Commons Attribution 4.0 International License, which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons licence, and indicate if changes were made. The images or other third party material in this article are included in the article's Creative Commons licence, unless indicated otherwise in a credit line to the material. If material is not included in the article's Creative Commons licence and your intended use is not permitted by statutory regulation or exceeds the permitted use, you will need to obtain permission directly from the copyright holder. To view a copy of this licence, visit http://creativecommons.org/licenses/by/4.0/ .

Reprints and permissions

About this article

Cite this article.

Broby, D. Financial technology and the future of banking. Financ Innov 7 , 47 (2021). https://doi.org/10.1186/s40854-021-00264-y

Download citation

Received : 21 January 2021

Accepted : 09 June 2021

Published : 18 June 2021

DOI : https://doi.org/10.1186/s40854-021-00264-y

Share this article

Anyone you share the following link with will be able to read this content:

Sorry, a shareable link is not currently available for this article.

Provided by the Springer Nature SharedIt content-sharing initiative

Cryptocurrencies
P2P Lending
Intermediation
Digital Payments

JEL Classifications

299+ Engaging Banking And Finance Project Topics

Hello! Have you ever wondered how money works in our world? Well, get ready to dive into the depth of interesting banking and finance project topics.

You might think banks are only about saving money or getting loans, but there’s a whole lot more to explore. In this amazing list of project ideas, we’ll uncover cool things like how banks help businesses grow, why saving money is super important, and even how they keep our money safe.

Ever heard of things like ‘investments’ or ‘global connections’? We’ll solve these mysteries together and see how they make our world a more connected and interesting place.

From learning about how banks support big projects in our cities to understanding how our money can actually make more money there’s a whole financial universe waiting for us to discover! Let’s start this journey together and unlock the secrets of banking and finance.

Contribution Of Banking And Finance In A Country’s Economy

Table of Contents

Banking and finance play an important role in how a country’s economy works. They’re like the heart and blood vessels in our bodies, helping money flow through the economy and keeping it healthy. Here are some key contributions they make in a Country’s economy:

Savings and Loans: Banks help people save money and also lend money to others. When we save money in a bank, it’s like putting it in a safe place where it can grow. And when someone needs money for a house, a car, or to start a business, banks can lend it to them.
Business Growth: Finance helps businesses grow. Imagine someone has a fantastic idea for a new company but doesn’t have enough money to start. Banks can provide loans to turn these ideas into real businesses, creating jobs and products we use every day.
Investments: Finance helps people invest. When we invest, we’re using our money to buy things that can grow in value, like stocks or properties. This helps our money grow over time.
Supporting Government: Banks help governments run countries smoothly. They manage money for things like building roads, schools, and hospitals. Without banks, it would be tough for governments to do these big projects.
Stability and Security: Finance helps keep our money safe. Banks use security measures to protect our savings. Imagine if we had to keep all our money at home—there might be a risk of it getting lost or stolen.
Global Connections: Banks help countries work together. They allow people and businesses from different countries to trade and do business with each other easily, which makes the world more connected.
Interest and Savings: When we save money in a bank, they pay us interest. That means they give us a little bit more money over time. It’s like a reward for letting them keep our money safe.
Economic Growth: All these things together—saving, lending, investing, and more—help the economy grow. When the economy grows, it means there are more opportunities for everyone to have jobs and better lives.

So, banking and finance are really important because they help us manage our money, make it grow, and make sure our economy stays strong and healthy.

299+ Banking And Finance Project Topics

Top 15 project topics on risk management in banking.

Credit Risk Assessment Models in Banking
Market Risk Management Strategies and Techniques
Operational Risk Frameworks: Implementation and Analysis
Liquidity Risk Management in Financial Institutions
Stress Testing: Methods and Applications in Banking
Basel III Regulations: Impact and Compliance in Risk Management
Cybersecurity Threats and Risk Mitigation in Banking
Fraud Detection and Prevention Mechanisms in Financial Institutions
Risk Management in Investment Banking: Challenges and Best Practices
Derivatives and Risk Hedging Strategies in Banking
Systemic Risk Analysis in the Banking Sector
Risk Governance and Frameworks in Financial Institutions
Model Risk Management in Banking
Non-Performing Loans: Assessment and Risk Mitigation Strategies
Technology and Innovation in Risk Management for Banks

Step by Step Guide on The Best Way to Finance Car

The Best Way on How to Get Fund For Business to Grow it Efficiently

Home » Blog » Dissertation » Topics » Finance » Banking and Finance » Banking and Finance Dissertation Topics (28 Examples) For Research

Banking and Finance Dissertation Topics (28 Examples) For Research

Mark May 26, 2020 Jun 5, 2020 Banking and Finance , Finance No Comments

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of banking and finance dissertation topics and project topics on banking and finance. You can also visit our site for corporate finance dissertation topics and other business […]

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of project topics on banking and finance.

Our team of writers can provide quality work on your selected banking and finance research topics. Once you select from the research topics on banking and finance, we will provide an outline, which can provide guidance on how the study should be carried out .

If you have come to this post after searching for corporate finance or finance topics, following are the seperate posts made on these topics.

Finance Research Topics
Corporate Finance Research Topics

Banking and finance dissertation topics

Role of micro-loans in the modern financial industry.

Online currencies like Bitcoin brought changes in the concept of fiat currencies.

Identifying the forces causing American retail banking centres to change.

Analysing the treatment of off-balance sheet activities.

Examining the role of internet banking in society.

Evaluating how the modern economy prevents a run on the banks from happening.

To find out whether the technology can replace the role of retail banking centre.

Relationship between housing loans and the 2008 recession.

Impact of foreign direct investment on the emerging economies.

Identifying the best capital structure for a retail bank.

To study the effect of mergers and acquisition on employee’s morale and performance in the case of banks.

Evaluating the credit management and issues of bad debts in commercial banks in the UAE.

To what extent the electronic banking has affected customer satisfaction.

Portfolio management and its impact on the profitability level of banks.

Impact of interest rate on loan repayment in microfinance banks.

An appraisal of operational problems facing micro-finance banks in delta state.

Studying the impact of risk management on the profitability of banks.

Evaluation of bank lending and credit management.

Role of automated teller machine on customer satisfaction and retention.

Examining the impact of bank consolidation on operational efficiency.

Competitive strategies and changes in the banking industry.

Development of rural banking in the case of developed countries.

The effect of electronic payment systems on the behaviour and satisfaction level of customers.

How does the organisational structure affect the commercial banks and their performance?

How can banks use ratio analysis as a bank lending tool?

Evaluating the relationship between e-banking and cybercrime.

Studying the importance of credit management in the banking industry.

Problems related to loan granting and recovery.

Topic With Mini-Proposal (Paid Service)

Along with a topic, you will also get;

An explanation why we choose this topic.
2-3 research questions.
Key literature resources identification.
Suitable methodology with identification of raw sample size, and data collection method
View a sample of topic consultation service

Get expert dissertation writing help to achieve good grades

Writer consultation before payment to ensure your work is in safe hands.
Free topic if you don't have one
Draft submissions to check the quality of the work as per supervisor's feedback
Free revisions
Complete privacy
Plagiarism Free work
Guaranteed 2:1 (With help of your supervisor's feedback)
2 Instalments plan
Special discounts

50 Best Finance Dissertation Topics For Research Students

Link Copied

Share on Facebook

Share on Twitter

Share on LinkedIn

50 Best Finance Dissertation Topics For Research Students

Finance Dissertation Made Easier!

Embarking on your dissertation adventure? Look no further! Choosing the right finance dissertation topics is like laying the foundation for your research journey in Finance, and we're here to light up your path. In this blog, we're diving deep into why dissertation topics in finance matter so much. We've got some golden writing tips to share with you! We're also unveiling the secret recipe for structuring a stellar finance dissertation and exploring intriguing topics across various finance sub-fields. Whether you're captivated by cryptocurrency, risk management strategies, or exploring the wonders of Internet banking, microfinance, retail and commercial banking - our buffet of Finance dissertation topics will surely set your research spirit on fire!

What is a Finance Dissertation?

Finance dissertations are academic papers that delve into specific finance topics chosen by students, covering areas such as stock markets, banking, risk management, and healthcare finance. These dissertations require extensive research to create a compelling report and contribute to the student's confidence and satisfaction in the field of Finance. Now, let's understand why these dissertations are so important and why choosing the right Finance dissertation topics is crucial!

Why Are Finance Dissertation Topics Important?

Choosing the dissertation topics for Finance students is essential as it will influence the course of your research. It determines the direction and scope of your study. You must make sure that the Finance dissertation topics you choose are relevant to your field of interest, or you may end up finding it more challenging to write. Here are a few reasons why finance thesis topics are important:

1. Relevance

Opting for relevant finance thesis topics ensures that your research contributes to the existing body of knowledge and addresses contemporary issues in the field of Finance. Choosing a dissertation topic in Finance that is relevant to the industry can make a meaningful impact and advance understanding in your chosen area.

2. Personal Interest

Selecting Finance dissertation topics that align with your interests and career goals is vital. When genuinely passionate about your research area, you are more likely to stay motivated during the dissertation process. Your interest will drive you to explore the subject thoroughly and produce high-quality work.

3. Future Opportunities

Well-chosen Finance dissertation topics can open doors to various future opportunities. It can enhance your employability by showcasing your expertise in a specific finance area. It may lead to potential research collaborations and invitations to conferences in your field of interest.

4. Academic Supervision

Your choice of topics for dissertation in Finance also influences the availability of academic supervisors with expertise in your chosen area. Selecting a well-defined research area increases the likelihood of finding a supervisor to guide you effectively throughout the dissertation. Their knowledge and guidance will greatly contribute to the success of your research.

Writing Tips for Finance Dissertation

A lot of planning, formatting, and structuring goes into writing a dissertation. It starts with deciding on topics for a dissertation in Finance and conducting tons of research, deciding on methods, and so on. However, you can navigate the process more effectively with proper planning and organisation. Below are some tips to assist you along the way, and here is a blog on the 10 tips on writing a dissertation that can give you more information, should you need it!

1. Select a Manageable Topic

Choosing Finance research topics within the given timeframe and resources is important. Select a research area that interests you and aligns with your career goals. It will help you stay inspired throughout the dissertation process.

2. Conduct a Thorough Literature Review

A comprehensive literature review forms the backbone of your research. After choosing the Finance dissertation topics, dive deep into academic papers, books, and industry reports, gaining a solid understanding of your chosen area to identify research gaps and establish the significance of your study.

3. Define Clear Research Objectives

Clearly define your dissertation's research questions and objectives. It will provide a clear direction for your research and guide your data collection, analysis, and overall structure. Ensure your objectives are specific, measurable, achievable, relevant, and time-bound (SMART).

4. Collect and Analyse Data

Depending on your research methodology and your Finance dissertation topics, collect and analyze relevant data to support your findings. It may involve conducting surveys, interviews, experiments, and analyzing existing datasets. Choose appropriate statistical techniques and qualitative methods to derive meaningful insights from your data.

5. Structure and Organization

Pay attention to the structure and organization of your dissertation. Follow a logical progression of chapters and sections, ensuring that each chapter contributes to the overall coherence of your study. Use headings, subheadings, and clear signposts to guide the reader through your work.

6. Proofread and Edit

Once you have completed the writing process, take the time to proofread and edit your dissertation carefully. Check for clarity, coherence, and proper grammar. Ensure that your arguments are well-supported, and eliminate any inconsistencies or repetitions. Pay attention to formatting, citation styles, and consistency in referencing throughout your dissertation.

Don't let student accommodation hassles derail your finance research.

Book through amber today!

Finance Dissertation Topics

Now that you know what a finance dissertation is and why they are important, it's time to have a look at some of the best Finance dissertation topics. For your convenience, we have segregated these topics into categories, including cryptocurrency, risk management, internet banking, and so many more. So, let's dive right in and explore the best Finance dissertation topics:

Dissertation topics in Finance related to Cryptocurrency

1. The Impact of Regulatory Frameworks on the Volatility and Liquidity of Cryptocurrencies.

2. Exploring the Factors Influencing Cryptocurrency Adoption: A Comparative Study.

3. Assessing the Efficiency and Market Integration of Cryptocurrency Exchanges.

4. An Analysis of the Relationship between Cryptocurrency Prices and Macroeconomic Factors.

5. The Role of Initial Coin Offerings (ICOs) in Financing Startups: Opportunities and Challenges.

Dissertation topics in Finance related to Risk Management

1. The Effectiveness of Different Risk Management Strategies in Mitigating Financial Risks in Banking Institutions.

2. The Role of Derivatives in Hedging Financial Risks: A Comparative Study.

3. Analyzing the Impact of Risk Management Practices on Firm Performance: A Case Study of a Specific Industry.

4. The Use of Stress Testing in Evaluating Systemic Risk: Lessons from the Global Financial Crisis.

5. Assessing the Relationship between Corporate Governance and Risk Management in Financial Institutions.

Dissertation topics in Finance related to Internet Banking

1. Customer Adoption of Internet Banking: An Empirical Study on Factors Influencing Usage.

Enhancing Security in Internet Banking: Exploring Biometric Authentication Technologies.

2. The Impact of Mobile Banking Applications on Customer Engagement and Satisfaction.

3. Evaluating the Efficiency and Effectiveness of Internet Banking Services in Emerging Markets.

4. The Role of Social Media in Shaping Customer Perception and Adoption of Internet Banking.

Dissertation topics in Finance related to Microfinance

1. The Impact of Microfinance on Poverty Alleviation: A Comparative Study of Different Models.

2. Exploring the Role of Microfinance in Empowering Women Entrepreneurs.

3. Assessing the Financial Sustainability of Microfinance Institutions in Developing Countries.

4. The Effectiveness of Microfinance in Promoting Rural Development: Evidence from a Specific Region.

5. Analyzing the Relationship between Microfinance and Entrepreneurial Success: A Longitudinal Study.

Dissertation topics in Finance related to Retail and Commercial Banking

1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank.

2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions.

3. Analyzing the Relationship between Bank Branch Expansion and Financial Performance.

4. The Role of Fintech Startups in Disrupting Retail and Commercial Banking: Opportunities and Challenges.

5. Assessing the Impact of Mergers and Acquisitions on the Performance of Retail and Commercial Banks.

Dissertation topics in Finance related to Alternative Investment

1. The Performance and Risk Characteristics of Hedge Funds: A Comparative Analysis.

2. Exploring the Role of Private Equity in Financing and Growing Small and Medium-Sized Enterprises.

3. Analyzing the Relationship between Real Estate Investments and Portfolio Diversification.

4. The Potential of Impact Investing: Evaluating the Social and Financial Returns.

5. Assessing the Risk-Return Tradeoff in Cryptocurrency Investments: A Comparative Study.

Dissertation topics in Finance related to International Affairs

1. The Impact of Exchange Rate Volatility on International Trade: A Case Study of a Specific Industry.

2. Analyzing the Effectiveness of Capital Controls in Managing Financial Crises: Comparative Study of Different Countries.

3. The Role of International Financial Institutions in Promoting Economic Development in Developing Countries.

4. Evaluating the Implications of Trade Wars on Global Financial Markets.

5. Assessing the Role of Central Banks in Managing Financial Stability in a Globalized Economy.

Dissertation topics in Finance related to Sustainable Finance

1. The impact of sustainable investing on financial performance.

2. The role of green bonds in financing climate change mitigation and adaptation.

3. The development of carbon markets.

4. The use of environmental, social, and governance (ESG) factors in investment decision-making.

5. The challenges and opportunities of sustainable Finance in emerging markets.

Dissertation topics in Finance related to Investment Banking

1. The valuation of distressed assets.

2. The pricing of derivatives.

3. The risk management of financial institutions.

4. The regulation of investment banks.

5. The impact of technology on the investment banking industry.

Dissertation topics in Finance related to Actuarial Science

1. The development of new actuarial models for pricing insurance products.

2. The use of big data in actuarial analysis.

3. The impact of climate change on insurance risk.

4. The design of pension plans that are sustainable in the long term.

5. The use of actuarial science to manage risk in other industries, such as healthcare and Finance.

Tips To Find Good Finance Dissertation Topics

Embarking on a financial dissertation journey requires careful consideration of various factors. Your choice of topic in finance research topics is pivotal, as it sets the stage for the entire research process. Finding a good financial dissertation topic is essential to blend your interests with the current trends in the financial landscape. We suggest the following tips that can help you pick the perfect dissertation topic:

1. Identify your interests and strengths

2. Check for current relevance

3. Feedback from your superiors

4. Finalise the research methods

5. Gather the data

6. Work on the outline of your dissertation

7. Make a draft and proofread it

In this blog, we have discussed the importance of finance thesis topics and provided valuable writing tips and tips for finding the right topic, too. We have also presented a list of topics within various subfields of Finance. With this, we hope you have great ideas for finance dissertations. Good luck with your finance research journey!

Frequently Asked Questions

How do i research for my dissertation project topics in finance, what is the best topic for dissertation topics for mba finance, what is the hardest finance topic, how do i choose the right topic for my dissertation in finance, where can i find a dissertation topic in finance.

Your ideal student home & a flight ticket awaits

Top 10 Essential Google Sheet Tips to Boost Your Productivity

Discover 21 Best Study Websites for Students

Explore 10 Best Short Certificate Programs That Pay Well in 2024

Planning to Study Abroad ?

Your ideal student accommodation is a few steps away! Please fill in your details below so we can find you a new home!

We have got your response

4.8/5 on Trustpilot

Rated as "Excellent" • 4800+ Reviews by students

Rated as "Excellent" • 4800+ Reviews by Students

Accounting and Finance Thesis Topics

This page provides a comprehensive list of accounting and finance thesis topics designed to assist students in selecting an impactful subject for their thesis. Whether you are pursuing undergraduate, graduate, or postgraduate studies, the diverse array of topics presented here covers a broad spectrum of specialties within the field of accounting and finance. From traditional areas like audit and taxation to emerging fields like fintech and behavioral finance, this collection aims to cater to a variety of research interests and academic requirements. Each category is meticulously curated to inspire innovative thinking and encourage a deeper exploration of both established and contemporary issues in the discipline.

600 Accounting and Finance Thesis Topics

Academic Writing, Editing, Proofreading, And Problem Solving Services

Get 10% off with 24start discount code, browse accounting and finance thesis topics:.

Accounting Thesis Topics
Audit Thesis Topics
Banking Thesis Topics
Behavioral Finance Thesis Topics
Capital Markets Thesis Topics
Corporate Finance Thesis Topics
Corporate Governance Thesis Topics
Finance Thesis Topics
Financial Economics Thesis Topics
Financial Management Thesis Topics
Fintech Thesis Topics
Insurance Thesis Topics
International Finance Thesis Topics
Investment Thesis Topics
Management Accounting Thesis Topics
Personal Finance Thesis Topics
Public Finance Thesis Topics
Quantitative Finance Thesis Topics
Risk Management Thesis Topics
Taxation Thesis Topics

1. Accounting Thesis Topics

The impact of artificial intelligence on financial reporting and compliance.
Blockchain technology in accounting: disrupting traditional processes.
The role of ethical leadership in promoting sustainable accounting practices.
Comparative analysis of global accounting standards post-IFRS adoption.
Cultural influences on multinational accounting practices.
The future of green accounting in corporate sustainability initiatives.
Digital currencies and their accounting implications within multinational corporations.
The efficacy of automated accounting systems in small to medium enterprises.
Forensic accounting as a tool against cyber financial fraud.
Tax strategy and accounting ethics in the digital age.
Non-profit accounting challenges in a post-pandemic world.
Gig economy impacts on financial reporting and tax obligations.
Continuous auditing in real-time financial data environments.
Ethical conflicts in accounting decisions: a case study analysis.
The integration of blockchain for transparency in financial auditing.
Strategic management accounting techniques in agile organizations.
Predictive analytics in accounting and its impact on business strategy.
Cost management innovations in healthcare accounting.
Regulatory impacts on financial disclosures and corporate accounting.
Innovative financial planning tools for startup sustainability.
The role of environmental, social, and governance (ESG) criteria in financial decision-making.
Public sector accountability and accounting reforms.
Big data analytics in financial statement analysis.
Adapting accounting frameworks for emerging markets.
The dynamics of accounting professionalism and ethical standards.
Real-time financial reporting: challenges and advantages.
Mergers and acquisitions: accounting for corporate restructuring.
Artificial intelligence in audit operations: reshaping traditional frameworks.
Corporate sustainability reporting: critical analysis of current practices.
Tax evasion strategies and their impact on international accounting standards.

2. Audit Thesis Topics

The effectiveness of continuous auditing in detecting and preventing fraud.
Implementing a risk-based auditing framework in emerging markets.
Enhancing corporate governance with robust audit committee functions.
The comparative reliability of external audits versus internal controls.
The impact of the latest regulatory frameworks on auditing standards.
Ensuring auditor independence in a complex corporate milieu.
Blockchain applications in enhancing audit trail transparency.
Strategies for cybersecurity audits in financial institutions.
Cultural impacts on audit practices in global organizations.
The future of auditing: integrating real-time data analytics.
The relationship between audit quality and investment decisions.
Leveraging machine learning for enhanced audit precision.
Auditing ethics in the face of financial technology innovations.
The role of internal audits in reinforcing cybersecurity measures.
Auditing challenges in decentralized platforms using blockchain technology.
Comparative study of traditional and modern audit methodologies.
The impact of data privacy regulations on audit practices globally.
Developing effective audit strategies for cloud-based accounting systems.
The role of audits in enhancing business resilience during economic downturns.
Fraud detection techniques in an AI-driven audit environment.
The effectiveness of environmental auditing in promoting corporate sustainability.
Auditing for non-financial information: challenges and methodologies.
Enhancing the transparency of public sector audits to improve trust.
Implementing forensic auditing techniques in corporate fraud detection.
The evolution of auditing standards in response to global financial crises.
The role of technology in transforming audit documentation and reporting.
Impact of auditor-client relationships on audit quality.
Strategies for overcoming challenges in cross-border audit practices.
Auditing supply chain operations for financial integrity and sustainability.
The future of regulatory audits in a dynamically changing global market.

3. Banking Thesis Topics

The future of digital banking post-COVID-19.
Analyzing the impact of blockchain technology on international banking transactions.
The role of central banks in managing digital currency implementations.
Sustainable banking practices: integrating ESG factors into bank operations.
The evolution of consumer banking behavior influenced by mobile technologies.
Cybersecurity strategies in banking: preventing breaches in a digital age.
The effectiveness of monetary policy in digital banking ecosystems.
Banking regulations and their impact on global economic stability.
Fintech innovations and their integration into traditional banking systems.
The impact of banking deserts on rural economic development.
Artificial intelligence in banking: reshaping customer service and risk management.
The role of ethical banking in promoting financial inclusion.
Impact of Brexit on UK banking: challenges and opportunities.
Stress testing in banks: approaches and implications for financial stability.
Consumer data protection in online banking: challenges and solutions.
The influence of microfinancing on developing economies.
The impact of interest rate changes on banking profitability.
Role of banking in supporting sustainable energy financing.
Technological disruptions in banking: a threat or an opportunity?
The effect of global banking regulations on emerging market economies.
Strategies for managing credit risk in post-pandemic recovery phases.
The growing role of Islamic banking in the global finance sector.
The impact of non-traditional banking platforms on financial services.
Data analytics in banking: enhancing decision-making processes.
Cross-border banking challenges in a globalized economy.
The future of branchless banking: implications for customer engagement.
Banking transparency and its effects on consumer trust.
The role of banks in facilitating international trade.
Innovations in mortgage banking and their impact on housing markets.
The effects of banking consolidation on competition and service delivery.

4. Behavioral Finance Thesis Topics

The psychological effects of financial losses on investment behavior.
Behavioral biases in financial decision-making: a case study of stock market investors.
The impact of social media on investor behavior and market outcomes.
Cognitive dissonance and its effect on personal financial planning.
The role of emotional intelligence in financial trading success.
Exploring the herding behavior in cryptocurrency markets.
Behavioral finance strategies to mitigate impulse spending.
The influence of cultural factors on investment decisions.
Psychological factors driving risk tolerance among millennials.
The effect of behavioral finance education on individual investment choices.
Overconfidence and trading: an analysis of its impact on stock returns.
Decision-making processes under financial stress: a behavioral perspective.
The role of behavioral factors in the success of financial advisement.
The impact of behavioral insights on retirement savings plans.
Anchoring bias in financial forecasting and market predictions.
The role of optimism and pessimism in financial markets.
Behavioral finance and its role in shaping sustainable investing.
Understanding the gap between perceived and actual financial knowledge.
Behavioral interventions to improve financial literacy.
The influence of personality traits on financial decision-making.
Behavioral economics: redesigning financial products for better decision outcomes.
The effectiveness of nudge theory in personal finance management.
The impact of financial anxiety on decision-making efficiency.
The behavioral aspects of financial negotiation.
Market sentiment analysis: behavioral finance in algorithmic trading.
The psychological impact of financial news on market movements.
Behavioral finance insights into crowd-funding behaviors.
Ethical considerations in behavioral finance research.
The influence of age and life stage on financial risk-taking.
Behavioral finance in corporate decision-making: case studies of strategic financial planning.

5. Capital Markets Thesis Topics

The future trajectory of global capital markets in the post-pandemic era.
Impact of quantitative easing on emerging market economies.
The role of technology in enhancing liquidity in capital markets.
Analysis of market efficiency in different economic cycles.
The effects of political instability on capital market performance.
Environmental, Social, and Governance (ESG) criteria and their impact on capital market trends.
Cryptocurrency as an emerging asset class in capital markets.
The role of sovereign wealth funds in global capital markets.
Algorithmic trading and its influence on market dynamics.
The impact of international sanctions on capital markets.
High-frequency trading: market benefits and systemic risks.
The role of capital markets in financing green energy initiatives.
Impact of fintech on traditional capital market structures.
Corporate bond markets and their responsiveness to economic changes.
The influence of central bank policies on capital market stability.
Market anomalies and behavioral economics: exploring the deviations from market efficiency.
The role of investor sentiment in capital market fluctuations.
Crowdfunding as an alternative financing mechanism in capital markets.
Regulatory challenges facing capital markets in developing countries.
The future of securitization post-global financial crisis.
Derivatives markets and their role in risk management.
The impact of technology IPOs on market perceptions.
Venture capital and its influence on market innovation.
Corporate governance and its effect on equity prices.
The role of market makers in maintaining market stability.
Ethical investing and its traction in the capital market.
The impact of demographic shifts on investment trends.
The interplay between macroeconomic policies and capital market growth.
Leveraging machine learning for capital market predictions.
The role of media in shaping public perceptions of capital markets.

6. Corporate Finance Thesis Topics

The impact of global economic shifts on corporate financing strategies.
Analyzing the role of corporate finance in driving sustainable business practices.
The influence of digital transformation on corporate financial management.
Risk management in corporate finance during uncertain economic times.
The effects of corporate financial restructuring on shareholder value.
Financing innovation: How corporations fund new technology investments.
The role of private equity in corporate finance.
Strategies for managing corporate debt in a fluctuating interest rate environment.
Impact of mergers and acquisitions on corporate financial health.
ESG (Environmental, Social, and Governance) factors in corporate finance decisions.
The future of corporate finance in the era of blockchain and cryptocurrencies.
The role of financial analytics in optimizing corporate investment decisions.
Corporate finance challenges in emerging markets.
Venture capital and its impact on corporate growth.
Corporate financial transparency and its effect on investor relations.
The role of CFOs in navigating new global tax laws.
Financial technology innovations and their implications for corporate finance.
The impact of international trade agreements on corporate financing.
Corporate finance strategies in the healthcare sector.
The influence of shareholder activism on corporate financial policies.
The future of corporate banking relationships.
Capital allocation decisions in multinational corporations.
The role of artificial intelligence in financial forecasting and budgeting.
The impact of demographic changes on corporate finance strategies.
Managing financial risks associated with climate change.
The role of corporate finance in business model innovation.
Financing strategies for startups versus established firms.
The effect of corporate culture on financial decision-making.
Corporate governance and its influence on financial risk management.
The evolving landscape of securities regulations and its impact on corporate finance.

7. Corporate Governance Thesis Topics

The impact of governance structures on corporate sustainability and responsibility.
Board diversity and its effect on corporate decision-making processes.
Corporate governance mechanisms to combat corruption and enhance transparency.
The role of stakeholder engagement in shaping governance practices.
Analyzing the effectiveness of corporate governance codes across different jurisdictions.
The influence of technology on corporate governance practices.
Governance challenges in family-owned businesses.
The impact of corporate governance on firm performance during economic crises.
Shareholder rights and their enforcement in emerging market economies.
The future of corporate governance in the digital economy.
The role of ethics in corporate governance.
Corporate governance and risk management: interlinkages and impacts.
The effects of regulatory changes on corporate governance standards.
ESG integration in corporate governance.
The role of internal audits in strengthening corporate governance.
Corporate governance in non-profit organizations.
The influence of activist investors on corporate governance reforms.
The effectiveness of whistleblower policies in corporate governance.
Cybersecurity governance in large corporations.
Succession planning and governance in large enterprises.
The impact of international governance standards on local practices.
The role of governance in preventing financial fraud.
Corporate governance in the fintech industry.
The relationship between corporate governance and corporate social responsibility.
The impact of global economic policies on corporate governance.
Data privacy and security: Governance challenges in the information era.
The role of governance in managing corporate crises.
The impact of leadership styles on corporate governance effectiveness.
Corporate governance and its role in enhancing business competitiveness.
The evolving role of board committees in strategic decision-making.

8. Finance Thesis Topics

Financial implications of global climate change initiatives.
The future of financial markets in the face of geopolitical uncertainties.
The impact of microfinance on poverty alleviation in developing countries.
Cryptocurrency: emerging financial technology and its regulatory challenges.
The role of financial institutions in fostering economic resilience.
Innovations in financial products for an aging global population.
The impact of digital wallets on traditional banking systems.
Financial literacy and its role in promoting socio-economic equality.
The effect of fintech on the global remittance landscape.
Risk management strategies in finance post-global financial crisis.
The influence of behavioral finance on investment strategies.
The evolving role of central banks in digital currency markets.
Financing sustainable urban development.
The impact of artificial intelligence on personal finance management.
Peer-to-peer lending and its effect on traditional credit markets.
The role of finance in facilitating international trade and development.
The implications of Brexit on European financial markets.
Financial derivatives and their role in modern economies.
The effects of sanctions on financial transactions and economic stability.
The future of investment banking in a technology-driven world.
Financial models for predicting economic downturns.
The impact of financial education on consumer behavior.
Securitization of assets: benefits and risks.
The role of financial services in disaster recovery and resilience.
Emerging trends in global investment patterns.
Financial strategies for managing corporate mergers and acquisitions.
The influence of cultural factors on financial systems and practices.
The effectiveness of financial sanctions as a geopolitical tool.
The future of financial privacy in an interconnected world.
The role of finance in promoting renewable energy investments.

9. Financial Economics Thesis Topics

The economic impact of quantitative easing in developed versus emerging markets.
The implications of negative interest rates for global economies.
Economic predictors of financial market behavior in crisis periods.
The relationship between government debt and economic growth.
Economic consequences of income inequality on national financial stability.
The effects of consumer confidence on economic recovery.
The role of economic policy in shaping housing market dynamics.
The impact of global trade wars on financial economics.
The influence of demographic shifts on economic policy and financial markets.
Macroeconomic factors influencing cryptocurrency adoption.
The role of economic theory in developing financial regulation.
The impact of tourism economics on national financial health.
Economic strategies for combating hyperinflation.
The role of sovereign wealth funds in global economic stability.
Economic analyses of environmental and resource economics.
The implications of fintech on traditional economic models.
Economic impacts of global pandemic responses by governments.
The future of labor markets in a digitally transforming economy.
Economic considerations in renewable energy finance.
The economics of privacy and data security in financial transactions.
The role of international economic organizations in financial regulation.
Economic effects of technological innovation on traditional industries.
The impact of economic sanctions on international relations and finance.
The role of consumer spending in economic recovery phases.
Economic policies for addressing wealth gaps.
The economic impact of climate change on financial sectors.
The role of economic research in crafting sustainable development goals.
The economics of health and its impact on national economies.
Global economic trends and their implications for financial forecasting.
The relationship between educational economics and workforce development.

10. Financial Management Thesis Topics

The strategic role of financial management in corporate sustainability.
Impact of global financial regulations on corporate financial management.
Financial management techniques for optimizing supply chain operations.
The role of financial management in crisis recovery and resilience.
Emerging technologies in financial management systems.
The impact of corporate social responsibility on financial management strategies.
Financial planning for long-term business growth in volatile markets.
The influence of global economic conditions on financial management practices.
Financial management challenges in the nonprofit sector.
The role of financial management in mergers and acquisitions.
The impact of digital currencies on corporate financial management.
Financial risk management strategies in an era of global uncertainty.
The role of financial management in enhancing operational efficiency.
Financial management best practices in the tech industry.
The impact of consumer behavior trends on financial management.
Financial management in the healthcare sector: Challenges and strategies.
The influence of artificial intelligence on financial decision-making processes.
Financial management strategies for small and medium-sized enterprises (SMEs).
The role of financial management in international expansion.
Ethical considerations in financial management practices.
Financial management in the energy sector: challenges and innovations.
Financial strategies for managing environmental risks.
The role of financial management in startup success and sustainability.
The impact of financial transparency on corporate governance.
Financial management and investor relations: integrating strategic communication.
The role of financial management in educational institutions.
Managing financial instability in emerging markets.
Financial management practices in the gig economy.
The role of financial managers in driving business model innovations.
Financial management tools for effective capital allocation.

11. Fintech Thesis Topics

The impact of blockchain on global payment systems.
Regulation challenges for fintech innovations: A cross-country analysis.
The role of fintech in democratizing access to financial services.
Machine learning and artificial intelligence in predictive financial modeling.
The evolution of peer-to-peer lending platforms and their impact on traditional banking.
Cryptocurrency adoption: consumer behavior and market dynamics.
The future of robo-advisors in personal finance management.
The impact of mobile banking on financial inclusion in developing countries.
Fintech solutions for microfinance: scalability and sustainability issues.
Data privacy and security challenges in fintech applications.
The role of fintech in enhancing cybersecurity in financial transactions.
The impact of fintech on traditional banking employment.
Regulatory technology (RegTech) for compliance management: trends and challenges.
Fintech and its role in combating financial crime and money laundering.
The influence of fintech on the insurance industry: insurtech innovations.
Fintech investments: market trends and future prospects.
The role of big data analytics in fintech.
Digital wallets and the future of consumer spending behavior.
Impact of fintech on wealth management and investment strategies.
Challenges and opportunities of implementing distributed ledger technology in financial services.
Consumer trust and fintech: building relationships in a digital age.
The evolution of payment gateways: fintech at the forefront.
Fintech’s impact on cross-border payments and remittances.
The role of fintech in the development of smart contracts.
The influence of fintech on financial market transparency.
Fintech as a driver for financial sector innovation in emerging markets.
The impact of artificial intelligence on risk assessment in fintech.
Fintech and financial stability: an analysis of systemic risks.
The role of fintech in streamlining government and public sector finance.
Ethical considerations in fintech: balancing innovation with consumer protection.

12. Insurance Thesis Topics

The future of insurance in the age of climate change.
The impact of artificial intelligence on underwriting and risk management.
Cyber risk insurance: emerging challenges and opportunities.
The role of insurance in managing public health crises.
Innovations in health insurance: technology-driven approaches to coverage.
The evolution of automotive insurance in the era of autonomous vehicles.
Insurance fraud detection using big data analytics.
Regulatory challenges in the global insurance market.
The influence of behavioral economics on insurance product design.
The role of reinsurance in stabilizing insurance markets.
Insurance and financial inclusion: strategies for reaching underserved communities.
The impact of technological advancements on insurance pricing models.
The role of insurance in disaster risk reduction and management.
Customer data management in the insurance industry: privacy versus personalization.
The future of life insurance: adapting to demographic shifts.
The integration of IoT devices in home insurance policies.
Blockchain applications in the insurance industry.
The impact of social media on insurance marketing and customer engagement.
Insurance as a tool for sustainable business practices.
The role of insurance companies in promoting corporate social responsibility.
The challenges of health insurance in a post-pandemic world.
Emerging risks and insurance: addressing the needs of the gig economy.
The role of insurance in mitigating financial risks associated with sports and entertainment.
Ethical challenges in insurance: discrimination in risk assessment.
The impact of global political instability on the insurance sector.
Insurance products tailored for the elderly: opportunities and challenges.
The role of insurance in fostering innovation in the construction industry.
Insurance and climate resilience: protecting vulnerable communities.
The evolving landscape of travel insurance amid global uncertainties.
The role of insurance in the transition to renewable energy sources.

13. International Finance Thesis Topics

The impact of currency fluctuations on international trade.
Strategies for managing foreign exchange risk in multinational corporations.
The effects of global economic sanctions on financial markets.
The role of international financial institutions in economic development.
Cross-border mergers and acquisitions: challenges and opportunities.
The influence of geopolitical tensions on global financial stability.
International tax planning and its implications for global investment.
The future of international financial regulation in a post-Brexit Europe.
The impact of emerging markets on global finance.
Foreign direct investment trends and their economic impacts.
The role of sovereign wealth funds in international finance.
The challenges of implementing international accounting standards.
The impact of international remittances on developing economies.
The role of digital currencies in reshaping international finance.
The effects of protectionist trade policies on global finance.
International financial market trends and their implications for investors.
The role of expatriate remittances in national economic stability.
The impact of international trade agreements on financial services.
Global risk management strategies in the finance sector.
The role of green finance in promoting sustainable development.
The impact of international environmental policies on financial strategies.
The future of global banking in the context of rising nationalism.
The role of international finance in disaster recovery and resilience.
The influence of international finance on poverty reduction strategies.
Strategies for financing international healthcare initiatives.
The evolving role of Islamic finance in the global market.
The impact of fintech on international banking and finance.
Challenges in financing international infrastructure projects.
The role of international finance in climate change mitigation.
Ethical considerations in international finance: fostering global financial integrity.

14. Investment Thesis Topics

The role of ESG criteria in investment decision-making.
The impact of technological innovation on investment strategies.
Market reaction to unexpected global events and its effect on investment portfolios.
Behavioral biases in investment: a study of market anomalies.
The future of real estate investment in a fluctuating economic landscape.
The role of quantitative analysis in portfolio management.
The impact of demographic changes on investment trends.
Strategies for sustainable and responsible investing.
The influence of regulatory changes on investment strategies.
The role of artificial intelligence in enhancing investment decisions.
Cryptocurrency investment: risks and opportunities.
The impact of global trade tensions on investment strategies.
Investment strategies for low interest rate environments.
The role of crowdfunding in the investment landscape.
The impact of social media on investor sentiment and stock prices.
The effectiveness of passive versus active investment strategies.
The role of venture capital in driving technological innovation.
The future of bond markets in a changing economic context.
The role of international investments in diversifying portfolios.
Impact of inflation expectations on investment decisions.
The evolving landscape of commodity investments.
Investment opportunities in emerging markets.
The impact of fiscal policy changes on investment strategies.
The role of hedge funds in the current financial market.
The influence of central bank policies on investment strategies.
The role of pension funds in the global investment market.
Ethical investing: balancing profit and principles.
The future of investments in renewable energy.
The impact of political stability on foreign investments.
The role of technology in asset management and valuation.

15. Management Accounting Thesis Topics

The role of management accounting in strategic decision-making.
Cost management strategies in the era of global supply chain disruptions.
The impact of digital transformation on management accounting practices.
The role of management accounting in environmental sustainability.
Performance measurement and management in diverse organizational settings.
Risk management strategies in management accounting.
The evolving role of management accountants in corporate governance.
The impact of regulatory changes on management accounting.
The role of management accounting in healthcare cost containment.
The influence of management accounting on operational efficiency.
Management accounting practices in nonprofit organizations.
The role of cost analysis in pricing strategies.
The impact of technological advancements on budgeting and forecasting.
The effectiveness of management accounting tools in project management.
The role of management accounting in mergers and acquisitions.
The impact of cultural differences on management accounting systems.
The role of management accounting in enhancing business resilience.
The influence of management accounting on business model innovation.
Management accounting in the digital economy: challenges and opportunities.
Strategic cost management for competitive advantage.
The role of management accounting in supply chain optimization.
The future of management accounting in the context of AI and automation.
The impact of financial technology on management accounting.
The role of management accounting in crisis management and recovery.
Performance metrics and their impact on organizational success.
The role of management accounting in supporting sustainable practices.
The impact of global economic conditions on management accounting.
The role of predictive analytics in management accounting.
The effectiveness of internal controls in management accounting.
The role of management accounting in international business expansion.

16. Personal Finance Thesis Topics

The impact of financial technology on personal savings strategies.
Behavioral insights into personal debt management.
The role of personal finance education in shaping financial literacy.
The influence of economic downturns on personal investment choices.
Retirement planning: trends and strategies in the current economic climate.
The effectiveness of digital tools in personal budgeting and financial planning.
Analyzing the gender gap in personal finance management.
The impact of cultural factors on personal saving and spending habits.
Personal finance challenges for the gig economy workers.
The role of personal finance in achieving long-term financial security.
Cryptocurrency as a personal investment: risks and rewards.
The impact of peer-to-peer lending platforms on personal finance.
The influence of social media on personal financial decisions.
Ethical considerations in personal financial advice.
The evolution of consumer credit markets and its impact on personal finance.
Strategies for managing personal financial risk.
The role of emergency funds in personal financial planning.
The impact of student loans on financial planning for millennials.
Personal finance strategies for different life stages.
The effect of inflation on personal savings and investment strategies.
The future of personal finance in the age of AI and automation.
The role of insurance in personal financial planning.
The impact of tax laws changes on personal finance strategies.
The psychology of spending: understanding consumer behavior.
Personal financial planning for expatriates: strategies and challenges.
The role of estate planning in personal finance.
Impact of healthcare costs on personal financial stability.
The role of financial advisors in the era of self-directed financial planning.
Financial planning for sustainable living: integrating environmental considerations.
The challenges and opportunities in personal wealth building.

17. Public Finance Thesis Topics

The role of public finance in addressing income inequality.
Fiscal policies for sustainable economic growth.
The impact of taxation on small businesses.
Public finance management in times of economic crisis.
The role of government spending in stimulating economic development.
Strategies for managing national debt.
The effectiveness of public welfare programs.
The challenges of healthcare financing in public sectors.
The impact of international aid on public finance.
Public finance strategies for environmental conservation.
The role of public finance in urban development.
Tax evasion and its implications for public finance.
The impact of public finance on education quality and access.
Financing public infrastructure: challenges and solutions.
The role of public finance in disaster management.
The effectiveness of fiscal decentralization.
Public finance reforms and their impact on service delivery.
The challenges of pension financing in the public sector.
The impact of political stability on public financial management.
Public-private partnerships: financial implications and models.
The role of transparency in public finance.
The impact of corruption on public financial management.
Financing renewable energy projects through public funds.
The role of public finance in health care reform.
The effectiveness of government subsidies in promoting economic sectors.
The challenges of financing sustainable transportation systems.
The impact of demographic changes on public finance.
The role of digital technologies in improving public finance management.
The global trends in public finance and their implications for domestic policy.
The impact of climate change on public financial strategies.

18. Quantitative Finance Thesis Topics

The application of machine learning algorithms in predicting stock market trends.
The role of quantitative methods in risk management.
Developing advanced models for credit risk assessment.
The impact of high-frequency trading on market stability.
The use of big data analytics in portfolio management.
Quantitative approaches to asset pricing in volatile markets.
The effectiveness of quantitative strategies in hedge funds.
The role of algorithmic trading in enhancing market efficiency.
Quantitative models for predicting bond market movements.
The impact of quantitative finance on regulatory compliance.
The application of blockchain technology in quantitative finance.
The challenges of quantitative finance in cryptocurrency markets.
The integration of environmental, social, and governance (ESG) factors in quantitative analysis.
The role of quantitative finance in private equity valuations.
Developing quantitative approaches for derivatives pricing.
The impact of quantitative finance techniques on financial advising.
Quantitative methods for assessing market liquidity.
The role of sentiment analysis in quantitative finance.
Quantitative trading strategies for commodities markets.
The application of game theory in financial strategy.
Quantitative finance and its role in insurance underwriting.
The impact of geopolitical events on quantitative financial models.
The use of quantitative finance in forecasting economic downturns.
Machine learning models for real estate investment analysis.
Quantitative finance techniques in sports betting markets.
The impact of artificial intelligence on financial market predictions.
Quantitative methods for managing currency exchange risks.
The role of quantitative finance in managing pension fund assets.
The effectiveness of quantitative models in emerging financial markets.
The future of quantitative finance in a globally interconnected economy.

19. Risk Management Thesis Topics

The role of risk management in enhancing corporate resilience.
Cybersecurity risks in financial institutions: management strategies.
The impact of climate change on risk management in insurance.
Risk management techniques in the fintech sector.
The effectiveness of enterprise risk management (ERM) frameworks.
Risk management in global supply chains.
The role of risk management in sustainable business practices.
Financial risks associated with political instability.
The challenges of operational risk management in complex organizations.
Risk management strategies for digital transformation projects.
The impact of regulatory changes on risk management practices.
Risk assessment techniques for investment in volatile markets.
The role of data analytics in risk identification and mitigation.
Risk management considerations in mergers and acquisitions.
The impact of reputation risk on corporate strategy.
Risk management in the healthcare industry.
The challenges of risk management in the energy sector.
The role of risk management in nonprofit organizations.
Implementing risk management in public sector entities.
The future of risk management in the context of AI advancements.
Credit risk management in banking post-global financial crisis.
Risk management strategies for emerging technologies.
The role of psychological factors in risk management decision-making.
Legal risks in international business operations.
The impact of cultural differences on risk management strategies.
Environmental risk management and corporate responsibility.
Risk management techniques for protecting intellectual property.
The role of insurance in comprehensive risk management.
The challenges of liquidity risk management in financial markets.
The future of risk management education and training.

20. Taxation Thesis Topics

The impact of digital economy on global taxation frameworks.
Tax policy as a tool for economic recovery post-pandemic.
The effectiveness of tax incentives in promoting renewable energy investments.
The role of taxation in addressing wealth inequality.
International tax competition and its implications for global economic stability.
The challenges of implementing value-added tax (VAT) in developing countries.
Tax evasion and its impact on national economies.
The role of tax policy in encouraging corporate social responsibility.
The impact of tax reforms on small and medium-sized enterprises.
Comparative analysis of progressive versus flat tax systems.
The effectiveness of digital services taxes in the global economy.
The role of taxation in sustainable development goals.
Taxation strategies for digital currencies and blockchain transactions.
The impact of tax policies on consumer behavior.
The role of taxation in healthcare financing.
Tax compliance challenges in the gig economy.
The implications of tax havens on international relations.
The role of automated systems in improving tax collection efficiency.
Taxation and its impact on foreign direct investment flows.
The future of estate taxes and their role in wealth distribution.
Taxation of e-commerce transactions.
The impact of international tax treaties on cross-border investments.
The role of taxation in the informal economy.
The challenges of carbon taxes in combating climate change.
The role of tax audits in enhancing fiscal transparency.
The impact of tax policies on retirement planning.
Taxation challenges in the pharmaceutical industry.
The role of taxation in funding public education.
The impact of taxation on agricultural development.
The future of consumption taxes in an increasingly digital world.

This comprehensive list of accounting and finance thesis topics has been curated to reflect the latest challenges and emerging trends within the field. Whether you are exploring traditional areas like taxation and corporate finance or delving into the evolving realms of fintech and international finance, these topics are designed to provide a robust foundation for your thesis research. Each category is intended to spark innovative thinking and encourage a deep exploration of issues that are pivotal to the current and future landscape of accounting and finance. By selecting a topic from this extensive collection, students can ensure their research is relevant, timely, and contributes meaningfully to their academic and professional growth in the field of accounting and finance.

The Range of Accounting and Finance Thesis Topics

Accounting and finance stand as critical pillars in the modern economic and corporate world, guiding everything from daily business operations to global financial strategies. The study of these disciplines is not just about learning to balance books or manage corporate assets; it’s about understanding the forces that drive economic activities and shape financial landscapes. Research in accounting and finance is paramount as it provides the empirical evidence needed to develop robust financial models, innovative management practices, and effective regulatory policies. The relevance of accounting and finance thesis topics is thus foundational to nurturing informed, adept professionals capable of navigating the complexities of financial markets and addressing the challenges of economic flux.

Current Issues in Accounting and Finance

Globalization and Regulatory Complexity : As businesses operate across borders, the complexity of regulatory compliance increases. Researchers are tasked with exploring the implications of global regulatory frameworks and their synchronization, or lack thereof, which affects multinational corporations and global financial stability.
Technological Disruptions : The rapid integration of technologies such as blockchain, AI, and machine learning in financial operations presents both opportunities and challenges. Studies focus on their impacts on financial privacy, security, and new types of financial crime, as well as their potential to improve efficiency and transparency.
Ethical and Sustainability Challenges : With rising concerns over corporate responsibility and sustainable development, research is increasingly focusing on how financial practices can be aligned with ethical standards and sustainability goals. This includes studies on green financing, ethical investing, and the financial implications of corporate sustainability initiatives.

Recent Trends in Accounting and Finance

Automation and Data Analytics : The adoption of advanced data analytics and automation tools is transforming traditional accounting tasks. Research topics explore the impact of these technologies on workflow efficiencies, data accuracy, and strategic decision-making within financial departments.
Sustainable Finance : As the demand for environmentally and socially responsible investment options grows, there is an increasing focus on how financial markets can support ESG principles. Researchers examine the integration of sustainability into financial analysis and decision-making processes.
Fintech Innovations : The emergence of fintech and its components like mobile payments, peer-to-peer lending, and cryptocurrencies are reshaping the financial services industry. Theses may focus on the regulatory challenges, market dynamics, and consumer behavior influenced by these innovations.

Future Directions in Accounting and Finance

Digital Transformation : Future research will likely delve deeper into the consequences and potentials of continued digital transformation in finance, such as the widespread adoption of internet of things (IoT) technologies and further advancements in AI for automated trading and personal finance management.
Predictive Finance and AI : With AI’s increasing capability to predict financial outcomes, future topics could include the development of AI-driven models for credit scoring, risk management, and investment strategies, emphasizing their accuracy, ethical considerations, and regulatory needs.
Sustainability and Finance : An emerging research frontier is the intersection of finance with global sustainability challenges. Potential topics include the financing of climate change initiatives, the role of financial institutions in promoting sustainable practices, and the creation of innovative financial products that support sustainable economic growth.

The breadth of accounting and finance thesis topics is indicative of the field’s extensive scope and its significant impact on societal and economic frameworks. Continued research is essential for advancing theoretical foundations and developing practical applications that address both current challenges and future opportunities. This ongoing academic inquiry is crucial for fostering a financial landscape that is not only robust and dynamic but also ethical and sustainable, ensuring that the field of accounting and finance remains at the forefront of economic innovation and societal advancement.

iResearchNet’s Thesis Writing Services

At iResearchNet, we understand the unique challenges and pressures that come with academic thesis writing. Our custom thesis writing services are designed to be a valuable resource for students who are striving for excellence in their academic endeavors. Whether you are tackling complex accounting and finance thesis topics or any other subject, our expert team is here to support you every step of the way, ensuring that your academic journey is smooth and successful.

Expert Degree-Holding Writers : Our team consists of highly qualified writers who hold advanced degrees in their respective fields. They bring a wealth of knowledge and experience to each project, ensuring that your thesis is handled with expert care.
Custom Written Works : Each thesis is crafted from scratch, tailored to meet your specific requirements and academic guidelines. This bespoke approach guarantees that your work is unique and original.
In-depth Research : We commit to conducting thorough and comprehensive research for every thesis, utilizing a wide range of credible sources to enrich your work with valuable insights and robust data.
Custom Formatting (APA, MLA, Chicago/Turabian, Harvard) : Formatting is key in academic writing, and our writers are proficient in all major formatting styles. Whatever your formatting needs, we ensure that your thesis meets the strictest academic standards.
Top Quality : Quality is the cornerstone of our services. We maintain the highest standards of academic excellence, ensuring that every thesis is a reflection of deep analytical thought and clear argumentation.
Customized Solutions : We understand that every student’s needs are different. Our services are highly flexible, allowing for customized solutions that cater to your individual requirements and academic objectives.
Flexible Pricing : We offer competitive pricing models that are designed to be affordable to students while maintaining the highest quality of work. Our pricing is transparent and tailored to fit various budgets and project scopes.
Short Deadlines up to 3 Hours : Need your thesis urgently? We can handle tight deadlines, delivering quality work even on a stringent timeline, sometimes in as little as three hours.
Timely Delivery : We pride ourselves on punctuality. Every thesis is delivered within the agreed timeframe, allowing you to review the work and request any necessary revisions before your submission deadline.
24/7 Support : Our support team is available around the clock to answer your questions and provide assistance. No matter the time zone or hour, we’re here to help.
Absolute Privacy : We guarantee complete confidentiality and privacy in all our services. Your personal and academic information is safe with us, and we never share it with third parties.
Easy Order Tracking : Stay updated on the progress of your thesis with our easy order tracking system. Log in anytime to see the current status of your work and communicate directly with your writer.
Money-Back Guarantee : We stand behind our work with a robust money-back guarantee. If you’re not satisfied with the quality of your thesis, we’ll work to make it right or provide a refund.

Choosing iResearchNet for your thesis writing needs ensures a hassle-free and professional experience. With our comprehensive suite of services, you gain access to expertise, personalized support, and guarantees that make your academic journey smoother and more successful. Trust us to help you navigate the complexities of accounting and finance thesis topics or any other academic challenge, empowering you to achieve your academic and career aspirations with confidence and ease.

Buy Your Custom Thesis Paper Today!

Take control of your academic success and elevate your studies with iResearchNet’s professional thesis writing services. If you’re dealing with challenging accounting and finance thesis topics or any other complex subjects, don’t hesitate to reach out. We provide expert guidance, custom research, and meticulous writing to help you excel in your academic pursuits. Our dedicated team is ready to support you in crafting a thesis that not only meets but exceeds academic standards. With iResearchNet, you’re not just buying a paper; you’re investing in your future. Order your custom thesis paper today and take a significant step towards academic excellence and professional growth. Join countless other students who have benefited from our tailored services and are now leading successful careers. Don’t wait; your perfect thesis is just an order away!

ORDER HIGH QUALITY CUSTOM PAPER

Browse All Articles
Newsletter Sign-Up

InvestmentBanking →

No results found in working knowledge.

Were any results found in one of the other content buckets on the left?
Try removing some search filters.
Use different search filters.

[email protected]

Home » Blog » Dissertation » Topics » Finance » Investment Banking » 80 Investment Banking Research Topics

80 Investment Banking Research Topics

FacebookXEmailWhatsAppRedditPinterestLinkedInWelcome to the realm of academic exploration and financial intricacies, where research and topics intertwine to shape the future of investment banking knowledge. For students embarking on the journey of crafting a thesis or dissertation at the undergraduate, master’s, or doctoral level, investment banking offers many captivating avenues to explore. This guide will delve into […]

Welcome to the realm of academic exploration and financial intricacies, where research and topics intertwine to shape the future of investment banking knowledge. For students embarking on the journey of crafting a thesis or dissertation at the undergraduate, master’s, or doctoral level, investment banking offers many captivating avenues to explore.

This guide will delve into the dynamic landscape of potential research topics that align with your academic pursuits and contribute to the ever-evolving realm of financial strategies and market trends. Whether you’re aiming to dissect the nuances of risk assessment, analyze the impacts of regulatory changes, or uncover the realms of emerging technologies in finance, this article will serve as your compass, pointing you toward compelling and relevant research topics that have the potential to redefine the contours of the investment banking domain.

A List Of Potential Research Topics In Investment Banking :

The Role of Investment Banks in Corporate Governance: A Review of Board Interactions and Influence
Sovereign Wealth Funds and Investment Banking Activities
The Role of Investment Banks in Infrastructure Financing
Quantitative vs. Qualitative Approaches to Investment Banking Research
Regulatory Responses to Pandemic-Induced Market Volatility in Investment Banking
Role of Investment Banks in Islamic Finance
The Impact of Fintech Integration on Investment Banking Services
The Evolution of Investment Banking: A Historical Review of Industry Transformations
Role of Investment Banks in Facilitating Initial Coin Offerings (ICOs)
Government Policies and their Influence on UK Investment Banking Strategies
Financial Innovation and its Implications for Investment Banking
Regulatory Changes in the UK Investment Banking Industry: A Post-Brexit Analysis
Green Finance Initiatives and Sustainable Investment Banking in the UK
Green Finance and Sustainable Investment Banking Practices
Investment Banking and Cybersecurity: Mitigating Financial Risks
Brexit’s Impact on Investment Banking Operations in the UK
Evaluating the Effectiveness of Digital Platforms in Retail Investment Banking
Fintech Disruption in Investment Banking Services
Foreign Exchange Market and Investment Banking Strategies
Role of Investment Banks in Leveraged Buyouts (LBOs)
The Future of UK Investment Banking in the Face of Global Economic Uncertainties
Role of Investment Banks in Financing Startups and Innovations
Cross-Border Capital Flows and Investment Banking Activities
Quantitative vs. Qualitative Approaches to Investment Banking Research: A Methodological Review
Investment Banking Compensation Models and Performance
Regulatory Reforms and Their Impact on Investment Banking Operations
Credit Risk Assessment Models in Investment Banking: A Comparative Study
Resilience of Investment Banking Operations during the Pandemic: Lessons Learned
Investment Banking and Income Inequality: A Socioeconomic Perspective
Cultural Influences on Cross-Border Investment Banking Transactions
Investment Banking and Intellectual Property Financing
Role of Investment Banks in Emerging Markets Financing
Investor Behavior and Sentiment in the Post-COVID-19 Investment Banking Landscape
Cross-Border Mergers and Acquisitions: Investment Banking Facilitation
Investment Banking and Corporate Governance: Exploring Board Interactions
Role of UK Investment Banks in Cross-Border Mergers and Acquisitions
Technological Innovations and Transformation of Investment Banking
The Influence of Behavioral Economics on Investment Banking Strategies
Ethics and Transparency in Investment Banking Practices
Technological Resilience and Cybersecurity Measures in Post-Pandemic Investment Banking
IPO Performance and Long-Term Returns: An Investment Banking Perspective
Credit Default Swaps and Risk Management in Investment Banking
Legal and Regulatory Challenges in Investment Banking Across Borders
IPO Underpricing: A Study of Investment Banking Practices
Regulatory Reforms in Investment Banking: Analyzing the Efficacy of Post-Crisis Changes
FDI and Investment Banking: Exploring Cross-Linkages
Reviewing the Impact of Investment Banking Analyst Recommendations on Stock Performance
Evaluating the Role of Investment Banks in Project Finance
Private Equity Investments and Value Creation in Investment Banking
Investment Banking and Cross-Border Taxation Issues
Mergers and Acquisitions in the Investment Banking Industry: Trends and Analysis
Measuring Efficiency and Performance of Investment Banking Units
Impact of COVID-19 on Investment Banking Deal Flow and M&A Activities
Fintech Disruption in Investment Banking: A Comprehensive Review of Technological Innovations
Volatility and Risk Management in Investment Banking Operations
Evaluating the Effectiveness of Investment Banking Analyst Recommendations
Role of Investment Banks in Restructuring Distressed Companies
Risk Management Strategies in Complex Derivative Transactions
Investment Banking and Environmental, Social, and Governance (ESG) Factors
Role of Investment Banks in Debt Securitization
Evaluating the Impact of Insider Trading Regulations on Investment Banking
Corporate Restructuring and Investment Banking Advisory
A Critical Review of Investment Banking Compensation Models: Balancing Risk and Reward
Regulatory Compliance Challenges in Investment Banking
Digital Transformation and Remote Work in Post-Pandemic Investment Banking
Analysis of Debt Capital Market Trends in Investment Banking
Credit Rating Agencies and Their Impact on Investment Banking
Market Microstructure and High-Frequency Trading in Investment Banking
Portfolio Diversification Strategies in Investment Banking
Behavioural Biases and Their Influence on Investment Banking Decision-making
Diversity and Inclusion Initiatives in UK Investment Banking Organizations
Digital Banking Disruption and Customer Engagement: A UK Investment Banking Perspective
The Future of Cryptocurrencies in Investment Banking
Impact of Central Bank Policies on Investment Banking Operations
Virtual IPOs and Roadshows: Shifting Practices in Post-Pandemic Investment Banking
Comparative Study of Investment Banking Practices in London and Other Financial Hubs
Systemic Risk and the Financial Crisis: An In-depth Review of Investment Banking’s Role
Technological Adoption and Efficiency in Investment Banking Operations
Investment Banking and Financial Crisis: Lessons from the Past
Fintech Collaboration in the UK Investment Banking Landscape

In conclusion, the diverse array of Investment Banking research topics across various degree levels offers ample opportunities for in-depth exploration and analysis. These topics address critical challenges within the financial sector and provide valuable insights for shaping future strategies, policies, and decision-making processes. Whether investigating market trends, risk management strategies, regulatory frameworks, or the evolving role of technology, students at different academic levels can contribute meaningfully to this dynamic field, fostering innovation and driving advancements in Investment Banking.

Order Investment Banking Dissertation Now!

External Links:

Download the Investment Banking Dissertation Sample For Your Perusal

Research Topic Help Service

Get unique research topics exactly as per your requirements. We will send you a mini proposal on the chosen topic which includes;

Research Statement
Research Questions
Key Literature Highlights
Proposed Methodology
View a Sample of Service

Ensure Your Good Grades With Our Writing Help

Talk to the assigned writer before payment
Get topic if you don't have one
Multiple draft submissions to have supervisor's feedback
Free revisions
Complete privacy
Plagiarism Free work
Guaranteed 2:1 (With help of your supervisor's feedback)
2 Installments plan
Special discounts

Choose Your Test

Sat / act prep online guides and tips, 113 great research paper topics.

General Education

One of the hardest parts of writing a research paper can be just finding a good topic to write about. Fortunately we've done the hard work for you and have compiled a list of 113 interesting research paper topics. They've been organized into ten categories and cover a wide range of subjects so you can easily find the best topic for you.

In addition to the list of good research topics, we've included advice on what makes a good research paper topic and how you can use your topic to start writing a great paper.

What Makes a Good Research Paper Topic?

Not all research paper topics are created equal, and you want to make sure you choose a great topic before you start writing. Below are the three most important factors to consider to make sure you choose the best research paper topics.

#1: It's Something You're Interested In

A paper is always easier to write if you're interested in the topic, and you'll be more motivated to do in-depth research and write a paper that really covers the entire subject. Even if a certain research paper topic is getting a lot of buzz right now or other people seem interested in writing about it, don't feel tempted to make it your topic unless you genuinely have some sort of interest in it as well.

#2: There's Enough Information to Write a Paper

Even if you come up with the absolute best research paper topic and you're so excited to write about it, you won't be able to produce a good paper if there isn't enough research about the topic. This can happen for very specific or specialized topics, as well as topics that are too new to have enough research done on them at the moment. Easy research paper topics will always be topics with enough information to write a full-length paper.

Trying to write a research paper on a topic that doesn't have much research on it is incredibly hard, so before you decide on a topic, do a bit of preliminary searching and make sure you'll have all the information you need to write your paper.

#3: It Fits Your Teacher's Guidelines

Don't get so carried away looking at lists of research paper topics that you forget any requirements or restrictions your teacher may have put on research topic ideas. If you're writing a research paper on a health-related topic, deciding to write about the impact of rap on the music scene probably won't be allowed, but there may be some sort of leeway. For example, if you're really interested in current events but your teacher wants you to write a research paper on a history topic, you may be able to choose a topic that fits both categories, like exploring the relationship between the US and North Korea. No matter what, always get your research paper topic approved by your teacher first before you begin writing.

113 Good Research Paper Topics

Below are 113 good research topics to help you get you started on your paper. We've organized them into ten categories to make it easier to find the type of research paper topics you're looking for.

Arts/Culture

Discuss the main differences in art from the Italian Renaissance and the Northern Renaissance .
Analyze the impact a famous artist had on the world.
How is sexism portrayed in different types of media (music, film, video games, etc.)? Has the amount/type of sexism changed over the years?
How has the music of slaves brought over from Africa shaped modern American music?
How has rap music evolved in the past decade?
How has the portrayal of minorities in the media changed?

Current Events

What have been the impacts of China's one child policy?
How have the goals of feminists changed over the decades?
How has the Trump presidency changed international relations?
Analyze the history of the relationship between the United States and North Korea.
What factors contributed to the current decline in the rate of unemployment?
What have been the impacts of states which have increased their minimum wage?
How do US immigration laws compare to immigration laws of other countries?
How have the US's immigration laws changed in the past few years/decades?
How has the Black Lives Matter movement affected discussions and view about racism in the US?
What impact has the Affordable Care Act had on healthcare in the US?
What factors contributed to the UK deciding to leave the EU (Brexit)?
What factors contributed to China becoming an economic power?
Discuss the history of Bitcoin or other cryptocurrencies (some of which tokenize the S&P 500 Index on the blockchain) .
Do students in schools that eliminate grades do better in college and their careers?
Do students from wealthier backgrounds score higher on standardized tests?
Do students who receive free meals at school get higher grades compared to when they weren't receiving a free meal?
Do students who attend charter schools score higher on standardized tests than students in public schools?
Do students learn better in same-sex classrooms?
How does giving each student access to an iPad or laptop affect their studies?
What are the benefits and drawbacks of the Montessori Method ?
Do children who attend preschool do better in school later on?
What was the impact of the No Child Left Behind act?
How does the US education system compare to education systems in other countries?
What impact does mandatory physical education classes have on students' health?
Which methods are most effective at reducing bullying in schools?
Do homeschoolers who attend college do as well as students who attended traditional schools?
Does offering tenure increase or decrease quality of teaching?
How does college debt affect future life choices of students?
Should graduate students be able to form unions?

What are different ways to lower gun-related deaths in the US?
How and why have divorce rates changed over time?
Is affirmative action still necessary in education and/or the workplace?
Should physician-assisted suicide be legal?
How has stem cell research impacted the medical field?
How can human trafficking be reduced in the United States/world?
Should people be able to donate organs in exchange for money?
Which types of juvenile punishment have proven most effective at preventing future crimes?
Has the increase in US airport security made passengers safer?
Analyze the immigration policies of certain countries and how they are similar and different from one another.
Several states have legalized recreational marijuana. What positive and negative impacts have they experienced as a result?
Do tariffs increase the number of domestic jobs?
Which prison reforms have proven most effective?
Should governments be able to censor certain information on the internet?
Which methods/programs have been most effective at reducing teen pregnancy?
What are the benefits and drawbacks of the Keto diet?
How effective are different exercise regimes for losing weight and maintaining weight loss?
How do the healthcare plans of various countries differ from each other?
What are the most effective ways to treat depression ?
What are the pros and cons of genetically modified foods?
Which methods are most effective for improving memory?
What can be done to lower healthcare costs in the US?
What factors contributed to the current opioid crisis?
Analyze the history and impact of the HIV/AIDS epidemic .
Are low-carbohydrate or low-fat diets more effective for weight loss?
How much exercise should the average adult be getting each week?
Which methods are most effective to get parents to vaccinate their children?
What are the pros and cons of clean needle programs?
How does stress affect the body?
Discuss the history of the conflict between Israel and the Palestinians.
What were the causes and effects of the Salem Witch Trials?
Who was responsible for the Iran-Contra situation?
How has New Orleans and the government's response to natural disasters changed since Hurricane Katrina?
What events led to the fall of the Roman Empire?
What were the impacts of British rule in India ?
Was the atomic bombing of Hiroshima and Nagasaki necessary?
What were the successes and failures of the women's suffrage movement in the United States?
What were the causes of the Civil War?
How did Abraham Lincoln's assassination impact the country and reconstruction after the Civil War?
Which factors contributed to the colonies winning the American Revolution?
What caused Hitler's rise to power?
Discuss how a specific invention impacted history.
What led to Cleopatra's fall as ruler of Egypt?
How has Japan changed and evolved over the centuries?
What were the causes of the Rwandan genocide ?

Why did Martin Luther decide to split with the Catholic Church?
Analyze the history and impact of a well-known cult (Jonestown, Manson family, etc.)
How did the sexual abuse scandal impact how people view the Catholic Church?
How has the Catholic church's power changed over the past decades/centuries?
What are the causes behind the rise in atheism/ agnosticism in the United States?
What were the influences in Siddhartha's life resulted in him becoming the Buddha?
How has media portrayal of Islam/Muslims changed since September 11th?

Science/Environment

How has the earth's climate changed in the past few decades?
How has the use and elimination of DDT affected bird populations in the US?
Analyze how the number and severity of natural disasters have increased in the past few decades.
Analyze deforestation rates in a certain area or globally over a period of time.
How have past oil spills changed regulations and cleanup methods?
How has the Flint water crisis changed water regulation safety?
What are the pros and cons of fracking?
What impact has the Paris Climate Agreement had so far?
What have NASA's biggest successes and failures been?
How can we improve access to clean water around the world?
Does ecotourism actually have a positive impact on the environment?
Should the US rely on nuclear energy more?
What can be done to save amphibian species currently at risk of extinction?
What impact has climate change had on coral reefs?
How are black holes created?
Are teens who spend more time on social media more likely to suffer anxiety and/or depression?
How will the loss of net neutrality affect internet users?
Analyze the history and progress of self-driving vehicles.
How has the use of drones changed surveillance and warfare methods?
Has social media made people more or less connected?
What progress has currently been made with artificial intelligence ?
Do smartphones increase or decrease workplace productivity?
What are the most effective ways to use technology in the classroom?
How is Google search affecting our intelligence?
When is the best age for a child to begin owning a smartphone?
Has frequent texting reduced teen literacy rates?

How to Write a Great Research Paper

Even great research paper topics won't give you a great research paper if you don't hone your topic before and during the writing process. Follow these three tips to turn good research paper topics into great papers.

#1: Figure Out Your Thesis Early

Before you start writing a single word of your paper, you first need to know what your thesis will be. Your thesis is a statement that explains what you intend to prove/show in your paper. Every sentence in your research paper will relate back to your thesis, so you don't want to start writing without it!

As some examples, if you're writing a research paper on if students learn better in same-sex classrooms, your thesis might be "Research has shown that elementary-age students in same-sex classrooms score higher on standardized tests and report feeling more comfortable in the classroom."

If you're writing a paper on the causes of the Civil War, your thesis might be "While the dispute between the North and South over slavery is the most well-known cause of the Civil War, other key causes include differences in the economies of the North and South, states' rights, and territorial expansion."

#2: Back Every Statement Up With Research

Remember, this is a research paper you're writing, so you'll need to use lots of research to make your points. Every statement you give must be backed up with research, properly cited the way your teacher requested. You're allowed to include opinions of your own, but they must also be supported by the research you give.

#3: Do Your Research Before You Begin Writing

You don't want to start writing your research paper and then learn that there isn't enough research to back up the points you're making, or, even worse, that the research contradicts the points you're trying to make!

Get most of your research on your good research topics done before you begin writing. Then use the research you've collected to create a rough outline of what your paper will cover and the key points you're going to make. This will help keep your paper clear and organized, and it'll ensure you have enough research to produce a strong paper.

What's Next?

Are you also learning about dynamic equilibrium in your science class? We break this sometimes tricky concept down so it's easy to understand in our complete guide to dynamic equilibrium .

Thinking about becoming a nurse practitioner? Nurse practitioners have one of the fastest growing careers in the country, and we have all the information you need to know about what to expect from nurse practitioner school .

Want to know the fastest and easiest ways to convert between Fahrenheit and Celsius? We've got you covered! Check out our guide to the best ways to convert Celsius to Fahrenheit (or vice versa).

These recommendations are based solely on our knowledge and experience. If you purchase an item through one of our links, PrepScholar may receive a commission.

Christine graduated from Michigan State University with degrees in Environmental Biology and Geography and received her Master's from Duke University. In high school she scored in the 99th percentile on the SAT and was named a National Merit Finalist. She has taught English and biology in several countries.

Ask a Question Below

Have any questions about this article or other topics? Ask below and we'll reply!

Improve With Our Famous Guides

For All Students

The 5 Strategies You Must Be Using to Improve 160+ SAT Points

How to Get a Perfect 1600, by a Perfect Scorer

Series: How to Get 800 on Each SAT Section:

Score 800 on SAT Math

Score 800 on SAT Reading

Score 800 on SAT Writing

Series: How to Get to 600 on Each SAT Section:

Score 600 on SAT Math

Score 600 on SAT Reading

Score 600 on SAT Writing

Free Complete Official SAT Practice Tests

What SAT Target Score Should You Be Aiming For?

15 Strategies to Improve Your SAT Essay

The 5 Strategies You Must Be Using to Improve 4+ ACT Points

How to Get a Perfect 36 ACT, by a Perfect Scorer

Series: How to Get 36 on Each ACT Section:

36 on ACT English

36 on ACT Math

36 on ACT Reading

36 on ACT Science

Series: How to Get to 24 on Each ACT Section:

24 on ACT English

24 on ACT Math

24 on ACT Reading

24 on ACT Science

What ACT target score should you be aiming for?

ACT Vocabulary You Must Know

ACT Writing: 15 Tips to Raise Your Essay Score

How to Get Into Harvard and the Ivy League

How to Get a Perfect 4.0 GPA

How to Write an Amazing College Essay

What Exactly Are Colleges Looking For?

Is the ACT easier than the SAT? A Comprehensive Guide

Should you retake your SAT or ACT?

When should you take the SAT or ACT?

Stay Informed

Get the latest articles and test prep tips!

Looking for Graduate School Test Prep?

Check out our top-rated graduate blogs here:

GRE Online Prep Blog

GMAT Online Prep Blog

TOEFL Online Prep Blog

Holly R. "I am absolutely overjoyed and cannot thank you enough for helping me!”

Monetary Transmission Through Bank Securities Portfolios

We study the transmission of monetary policy through bank securities portfolios using granular supervisory data on U.S. bank securities, hedging positions, and corporate credit. Banks that experienced larger losses on their securities during the 2022-2023 monetary tightening cycle extended less credit to firms. This spillover effect was stronger for available-for-sale securities, unhedged securities, and banks that must include unrealized gains and losses in their regulatory capital. A structural model, disciplined by our cross-sectional regression estimates, shows that interest rate transmission is stronger the more banks are required to adjust their regulatory capital for unrealized value changes of securities.

The authors have no relevant material relationships to disclose. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

MARC RIS BibTeΧ

Download Citation Data

data appendix

Conferences

Women in Central Banking Workshop

November 1, 2024

Conference info

Call for papers

Nov. 1, 2024
Federal Reserve Bank of Dallas 2200 N. Pearl St. Dallas, TX 75201

Know before you go

Visitor info
Directions and parking

We encourage female PhD students at all stages of their PhD studies to submit their work. Submissions in all areas of economics and finance, but especially macroeconomics, monetary economics, labor economics, international economics, international finance, financial intermediation, econometrics, energy economics, big data and other topics of general interest to central banks are welcome. Selected papers will be assigned a discussant. The Federal Reserve Bank of Dallas will cover travel and accommodation costs of presenters and discussants, subject to Federal Reserve travel guidelines.

Papers should be submitted to [email protected] with subject line “Women in Central Banking Workshop Submission,” by Aug. 15, 2024. Authors of accepted papers will be notified by mid-September. If you have questions, please email Nitzan Tzur-Ilan .

Scientific Committee

Hilde C. Bjørnland , BI Norwegian Business School
Tatjana Dahlhaus , Bank of Canada
Wei Dong , Bank of Canada
Rocio Elizondo , Banco de México
Emilia Garcia-Appendini , Norges Bank
Eleonora Granziera , Norges Bank
Klodiana Istrefi , Banque de France
Marek Jarociński , European Central Bank
Haoyang Liu, Federal Reserve Bank of Dallas
Natalya Martynova , Bundesbank
Isabelle Mejean , SciencesPo
Karel Mertens , Federal Reserve Bank of Dallas
Galo Nuño , Banco de España
Ali Ozdagli , Federal Reserve Bank of Dallas
Ilaria Supino , Bank of Italy

Organizing Committee

Emilia Garcia-Appendini, Norges Bank
Eleonora Granziera, Norges Bank
Kasper Roszbach , Norges Bank
Lucie Lebeau , Federal Reserve Bank of Dallas
Pia Orrenius , Federal Reserve Bank of Dallas
Nitzan Tzur-Ilan , Federal Reserve Bank of Dallas
Mark Wynne , Federal Reserve Bank of Dallas
Fang Yang , Federal Reserve Bank of Dallas
Xiaoqing Zhou , Federal Reserve Bank of Dallas

COMMENTS

151+ Good Banking And Finance Research Topics For Students
Best Banking And Finance Sector Research Topics For MBA Students. The role of the stock market in economic development. Examining the factors affecting stock market volatility. Impact of high-frequency trading on financial markets. Exploring the relationship between corporate governance and stock prices. The role of derivatives in managing ...
350 Banking Essay Topic Ideas & Examples
Looking for a good essay, research or speech topic on Banking? Check our list of 350 interesting Banking title ideas to write about! Clear. Writing Help Login ... It contains thousands of paper examples on a wide variety of topics, all donated by helpful students. You can use them for inspiration, an insight into a particular topic, a handy ...
194 Banking Essay Topics & Research Titles at StudyCorgi
The Impact of the COVID-19 Pandemic on the Standard Chartered Bank. This paper will explore the impact that the COVID-19 pandemic had on the Standard Chartered bank, the development of technology, and its influence on human resource management. Mergers and Acquisitions in the Banking Sector.
Banks & Banking: Articles, Research, & Case Studies on Banks & Banking
Between 2008 and 2014, the Top 4 banks sharply decreased their lending to small business. This paper examines the lasting economic consequences of this contraction, finding that a credit supply shock from a subset of lenders can have surprisingly long-lived effects on real activity. 26 Jun 2017. Working Paper Summaries.
120+ Research Topics In Finance (+ Free Webinar)
A comprehensive list of research topics and ideas in finance, including corporate finance, fintech, banking and many more. About Us; Services. 1-On-1 Coaching. Topic Ideation; ... Commercial Banking. These topic ideas span commercial banking, encompassing digital transformation, support for small and medium-sized enterprises (SMEs), and the ...
Banking and Finance Dissertation Topics
Your search for the best finance and banking dissertation topics ends right here because, a t ResearchProspect, we help students choose the most authentic and relevant topic for their dissertation projects. Bank taxes, financial management, financial trading, credit management, market analysis for private investors, economic research methods ...
Financial technology and the future of banking
This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how financial intermediation will be impacted by innovative financial technology applications.
299+ Engaging Banking And Finance Project Topics
Top 15 Project Topics On Corporate Governance In Financial Institutions. Board Diversity and its Impact on Corporate Governance. Shareholder Activism and Corporate Governance Practices. Corporate Governance Codes and Best Practices in Financial Institutions. Executive Compensation and Corporate Governance.
Journal of Banking & Finance
The Journal of Banking and Finance (JBF) publishes theoretical and empirical research papers spanning all the major research fields in finance and banking. The aim of the Journal of Banking and Finance is to provide an outlet for the increasing flow of scholarly research concerning financial …. View full aims & scope.
Introduction to Recent Research Topics in Banking and Finance
1. Introduction to Recent Research Topics in Ban king and Finance. Fredj Jawadi (University of Evry), [email protected]. Benoît Sévi (University of Grenoble), [email protected] ...
PDF Essays in Banking and Corporate Finance
level suggested by the optimal taxation literature. I review the literature on the topic and suggest that among other factors, political budget cycles play an important role. In chapter 3, I combine the two topics from before, by considering the role of political frictions in the
Banking and Finance Dissertation Topics (28 Examples) For Research
Banking and finance dissertation topics. Role of micro-loans in the modern financial industry. Online currencies like Bitcoin brought changes in the concept of fiat currencies. Identifying the forces causing American retail banking centres to change. Analysing the treatment of off-balance sheet activities.
Introduction to recent research topics in banking and finance
Presentation of the contributions. This issue includes seven papers that focus on different research topics in Finance and Banking using various econometric tools and exploiting data of different nature. The first two papers deal with research issues associated with financial and commodity markets. The first paper entitled "Investigating the ...
50 Best Finance Dissertation Topics For Research Students
Dissertation topics in Finance related to Retail and Commercial Banking. 1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank. 2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions. 3.
600 Accounting and Finance Thesis Topics
600 Accounting and Finance Thesis Topics. Embarking on a thesis in accounting and finance is a pivotal step in a student's academic journey. This section provides a comprehensive list of accounting and finance thesis topics, each tailored to reflect the most current issues and anticipate future directions in the field.
(PDF) Digital Banking: Challenges, Emerging Technology Trends, and
The study investigates the challenges, technology, and future research agenda of digital banking. The paper follows the manifestation of Kitchenham's SLR protocol. Six databases were used to ...
Investment Banking: Articles, Research, & Case Studies on Investment
by Steven J. Davis, John Haltiwanger, Kyle Handley, Ben Lipsius, Josh Lerner, and Javier Miranda. Private equity buyouts are a major financial enterprise that critics see as dominated by rent-seeking activities with little in the way of societal benefits. This study of 6,000 US buyouts between 1980 and 2013 finds that the real side effects of ...
Big Data Applications the Banking Sector: A Bibliometric Analysis
On the other hand, the least number of research papers was published by researchers in 2012 and 2013. Furthermore, it shows that an effective and digitalized banking system has become a substantial need of the current time. Therefore, researchers need to delve deeper to analyze this topic in the banking industry.
41183 PDFs
Explore the latest full-text research PDFs, articles, conference papers, preprints and more on BANKING INDUSTRY. Find methods information, sources, references or conduct a literature review on ...
80 Investment Banking Research Topics
A List Of Potential Research Topics In Investment Banking : The Role of Investment Banks in Corporate Governance: A Review of Board Interactions and Influence. Sovereign Wealth Funds and Investment Banking Activities. The Role of Investment Banks in Infrastructure Financing.
113 Great Research Paper Topics
113 Great Research Paper Topics. Posted by Christine Sarikas. General Education. One of the hardest parts of writing a research paper can be just finding a good topic to write about. Fortunately we've done the hard work for you and have compiled a list of 113 interesting research paper topics. They've been organized into ten categories and ...
Monetary Transmission Through Bank Securities Portfolios
Working Paper 32449. DOI 10.3386/w32449. Issue Date May 2024. We study the transmission of monetary policy through bank securities portfolios using granular supervisory data on U.S. bank securities, hedging positions, and corporate credit. Banks that experienced larger losses on their securities during the 2022-2023 monetary tightening cycle ...
(PDF) E-Banking in India
1. Banking outlets in villages have amplified to nearly 2,68,000 from 67,694 openings in March 2010. 2. About 7,400 rural branches have been opened during this 3-year period compared with a ...
Women in Central Banking Workshop
Call for papers. We encourage female PhD students at all stages of their PhD studies to submit their work. Submissions in all areas of economics and finance, but especially macroeconomics, monetary economics, labor economics, international economics, international finance, financial intermediation, econometrics, energy economics, big data and other topics of general interest to central banks ...
A STUDY OF LATEST TRENDS IN THE INDIAN BANKING AND ...
This conceptual research paper is an attempt made to analyze the issues and challenges in the area of Digitalization of Rural Banking and to gain a new perspective in that area. View Show abstract
Why Look at Tasks when Designing Skills Policy for the Green Transition
The coexistence of several definitions of green jobs and measurement instruments gives room for mismatches between those concepts and their application to research questions. This paper first presents an organizing framework for the existing definitions, measurement instruments, and policy frameworks.
A Study of Banking Sector in India and Overview of Performance of
Publish Research Article International Level Multidisciplinary Research Journal For All Subjects Dear Sir/Mam, We invite unpublished Research Paper,Summary of Research Project,Theses,Books and ...

151+ Good Banking And Finance Research Topics For Students [2024 Updated]

What Is Banking And Finance Research Topics?

How To Find Banking And Finance Research Topics For Students?

List of Good Banking And Finance Research Topics

Good Banking And Finance Research Topics For Students

Best Banking And Finance Sector Research Topics For MBA Students

Personal Finance-Related Research Topics

Corporate Banking And Finance Research Topics

Risk Management Research Topics For College Students

Accounting and Auditing Research Topics

Financial Regulation and Policy Research Topics

Real Estate Finance Related Research Topics

Behavioral Finance Research Paper Topics

Financial Technology (Fintech) Research Topics

Economics and Finance Sector Related Research Topics

Sustainable Banking And Finance Research Topics

Recent Banking And Finance Research Topics

Cross-Border Finance Research Paper Topics

Financial Education and Literacy Research Topics

Banking and Finance in Developing Economies

What Are Some Good Topics In The Area Of Finance And Accounting For A Ph.D. Research?

Recent Project Topics On Banking And Finance PDF

Related Posts

Top 300+ Qualitative Research Topics For High School Students

100+ Most Interesting Google Scholar Research Topics For Students [Updated 2024]

350 Banking Essay Topic Ideas & Examples

194 Banking Essay Topics

Research Topics & Ideas: Finance

Overview: Finance Research Topics

Corporate Finance

Investment Banking

Private Equity & Venture Capital (VC)

Asset Management

Hedge Funds

Financial Planning and Advisory

Quantitative Finance

Treasury Management

Financial Technology (FinTech)

Commercial Banking

International Finance

Choosing A Research Topic

You Might Also Like:

Submit a Comment Cancel reply

Useful Links

Banking and Finance Dissertation Topics – Selected for Business Students

List of Banking and Finance Dissertation Topics

Free Dissertation Topic

Frequently Asked Questions

You May Also Like

Financial technology and the future of banking

Introduction

The theory of the banking firm: a revision

The evolution of the business model in a digital world

Open banking

Discussion: strategic options

The client retention strategy (incumbents)

The client acquisition strategy (challengers)

The banking as a service strategy (new entrants)

The social media payment strategy (disintermediators and disruptors)

Further research

Availability of data and materials

Acknowledgements

Author information

Contributions

Corresponding author

Ethics declarations

Additional information

Rights and permissions

About this article

Share this article

JEL Classifications

299+ Engaging Banking And Finance Project Topics

Contribution Of Banking And Finance In A Country’s Economy

299+ Banking And Finance Project Topics

Top 15 Project Topics On Financial Inclusion Strategies

Top 15 Banking And Finance Project Topics On Fintech Innovations In Banking

Top 15 Project Topics On Impact Of Cryptocurrency On Finance

Top 15 Banking And Finance Project Topics On Banking Regulations And Compliance

Top 15 Project Topics On Corporate Governance In Financial Institutions

Top 15 Project Topics On Credit Risk Assessment Models