application letter bank account close

• Search Search Please fill out this field.
• Banking Basics

Letter To Close Bank Accounts

Other ways to close your account, tips for a successful account closure, the bottom line, frequently asked questions (faqs).

Sometimes an old-fashioned letter is the best way to get the job done. To close a bank account, you might be required to mail your request in a traditional letter or submit it in person at a bank branch. There's no need to wait on hold or in a line, explain yourself to customer service, and hope that the account is closed expeditiously—you can just send the letter and be done with it. Even if a letter isn’t required, using one creates a paper trail that may give you peace of mind, should any errors or complications arise.

Use the text below as a template and fill in the information between brackets (“[“ and “]”) as necessary. See the tips below the letter for more details and other easy ways to close an account.

Sample Account Closing Letter

[Today's Date]

To whom it may concern,

Please close the account(s) listed below. Please send any remaining funds in those accounts by check to the address below, and reject any further requests for transactions in these accounts.

Checking Account: [Account Number]

Savings Account: [Account Number]

Money Market Account: [Account Number]

Other Account: [Account Number]

Please provide written confirmation that the accounts are closed.

If you have any questions, please contact me at the phone number below.

[Account Owner's Original Signature]

[Account Owner’s Printed Name]

[Mailing Address]

[Phone Number]

There might be easier ways to close your account. If you don’t want to print, sign, and mail a letter, try a higher-tech or more personal approach. In some cases, banks may prefer one of these methods over a letter. Check your bank's website to see what steps they recommend taking.

Submit an Online Request

Online banks allow you to transfer all of your funds out and request a closure online. It can be as easy as clicking “Close Account.” Other banks require you to write a request to customer service while you’re logged in to your account.  

Call Customer Service

A quick phone call might also do the trick. If you’ve got a few minutes, just call customer service and ask to close your account.   Be prepared for a few attempts at keeping your business, which you can firmly (but politely) decline.

In many cases, submitting a written, online, or over-the-phone request is all you need to do to close an account. However, you can take extra steps to ensure the process goes as smoothly as possible. Before you finalize your account closure, review these optional steps and special scenarios.

Make Sure You're Done

Before closing your account, double-check to make sure there are no outstanding checks or automatic payments scheduled to hit your account. Change your direct deposit instructions to your new account, and wait to see that the update has taken place before you close an account.

Empty It Yourself

It is usually best to empty your bank account before you send the letter to close it. In most cases, transferring the funds yourself will get the money in your hands more quickly than if you wait for the bank to process your request.

There are several free and easy ways to send funds to yourself electronically, including basic bank-to-bank transfers . Apps and non-bank  services for sending money can also do the job.

If you do it yourself, you’ll know exactly when and where to expect the money. The alternative is to wait for a check in the mail (which you’ll have to deposit before you can withdraw and spend the money). Be careful not to empty your old account too soon if there are pending fees or charges. A fee or charge that you can't cover could complicate and delay the process.  

Be Direct, But Polite

To  close your bank account , you just need to make the request (whether it’s in writing or by clicking a button). The wording isn't the most important thing. It’s not necessary to instruct them to do it “promptly” or “immediately” because they will do it as soon as possible anyway.

Banks do not drag their feet on these things until somebody notices and applies pressure. Just make it easy  for the person who opens your letter (tell them exactly what to do and where to send the money), and it’s more likely to get done quickly and accurately. If you have complaints about the bank or its services, send that feedback separately and wait until after your account is closed.

Download Statements or Transactions

Once you close your account, you may lose access to your account history. Someday, you may wish you had a record of an important transaction. Download several years’ worth of statements before you close your account—just in case. Alternatively, download your transactions into a software program that stores the information for you.

You May Need To Provide an Original Signature

You may be required to sign your letter with ink, rather than with an e-signature or stamp, depending on bank policy. If a bank asks for a written letter, a component of that requirement may include a real signature in order to authorize the account closure.  

Use Wire Transfers or Cashier's Checks in Time-Sensitive Situations

If you  really  need the money to move immediately and be available for spending, send the money to your new account by wire transfer . Alternatively, get a cashier's check , which will cost a bit less and still provide "cleared" funds.

Changes of Address Can Delay the Process

If you’re closing the account because you’ve moved, be aware that bank policies typically only allow them to send funds to your address of record (the address they currently have on file at the bank). Address changes followed by check requests could potentially raise a red flag—they could worry an identity thief is attempting to steal your money. If the bank questions the legitimacy of the transfer, you may have to wait longer for your money, or you may have to do additional paperwork and  get your request notarized . 

Ask your bank what is required to mail a check to a new address (better yet, get the money out yourself, as described above).

If you use a credit union, you might not need to close your account just because you've moved. Many credit unions participate in shared branching, which allows you to  use a different credit union's branches (with thousands of locations available to you nationwide).   You might eventually need an account at a local institution for more complex needs—or you might be just fine using your old account.

Use an App To Deposit the Check

If the bank sends a check for the leftover money in the closed account, you'll need to deposit that check somewhere—and many people these days hardly ever deal with paper checks. The easiest way to make that deposit is with your new bank's mobile app (if available).

Verify the Closure

Don’t just assume your instructions will be followed. Double-check by logging in to your account or calling the bank to ensure that your account is closed. Sometimes instructions get lost, or something needs to be done before you can close the account. If you’re not aware of problems that arise, you risk having inactivity charges or low balance fees charged to your account. They might not be your fault, but it’s easier to clean everything up while it’s fresh in your mind.

While not always required, using a hand-signed letter to request an account closure is an easy way to add an extra layer of financial protection. If any complications or errors occur during the process, you have handwritten and dated proof of key details like what exactly you requested, when you requested it, and where any remaining funds were supposed to go—just remember to keep a copy for yourself.

If the process does go awry at some point, make sure to reach out as soon as you notice the discrepancies. Be direct in your conversations with customer service, but don't burn bridges. Rude comments won't speed up the process, only clear communication will.

If you still have questions about the process, you can read more about what to do  before you change banks  or closing a joint checking account .

Which bank has the highest interest rate on savings accounts?

Some of the banks with the highest interest rates on savings accounts include Sallie Mae Bank, Affirm, and ConnectOne.

How do you remove a bank account from Google Pay?

To delete a bank account from your Google Pay app , tap your photo, then tap "bank account," and select the account you want to delete. Tap the three dots to bring up the option to remove the bank account.

How do you transfer money to another bank account?

There are many ways to transfer money to another bank account. You can directly transfer the money to another account via ACH transfer . You can use a payment app like Venmo. You can use a money order or personal check. You can also withdraw the cash and physically bring it to your new bank, but that may be unnecessarily burdensome when so many digital options exist.

BBVA. " Closing a Checking Account ."

Consumer Financial Protection Bureau (CFPB). " Can I Close My Account Whenever I Want? "

Capital One. " How to Close a Bank Account ."

First National Bank of Moose Lake. " Account Closing Letter ."

Bank of America. " International Wire Transfers ."

Capital One. " What Is a Cashier's Check and How Do You Use It? "

CO-OP Financial Services. " CO-OP Shared Branch ."

Application for Closing Bank Account

Sometimes you have got to close your bank account for various reasons. You need to draft an application for closing bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing bank account, the guidelines to be followed and a few sample letters to understand the topic in depth.

To close your bank account, you must write an application letter to the manager of your respective bank branch. Along with the application, you must also include/attach the documentation required to shut your account, such as a passbook, chequebook, ATM card (debit/credit), identity proof and so on. It is also important to mention the reason for closing your bank account.

A person’s bank account might be closed for a variety of reasons. Some common causes include difficulties maintaining several accounts, inadequate response or service, unnecessarily charged fees, personal or financial troubles, the death of a family member, an untrustworthy online service, or an inability to maintain a minimum balance.

Guidelines to follow before Closing your Bank Account

• It is critical to double-check your account balance before closing it.
• Check your balance and then write a cheque to withdraw your money.
• Before requesting closure, ensure that all of your transactions and bank-related operations have been completed.
• Using an ATM card may result in less than 500 remaining. Hence, use a cheque whenever emptying the money in your bank account.
• Deposit or destroy a blank chequebook and ATM card for security and personal reasons.
• Confirm that your account has been closed.

Format for Application for Closing Bank Account

The Branch manager

Bank Address

Subject: Application to Close Bank Account

Body of the letter: Mention the reason for closing the bank account, also mention the required bank details such as account number, member ID, passbook, identity proof, etc.

Complimentary Closing

Sender’s Name

Application for Closing Bank Account Samples

Sample 1 – letter for closing current account.

The Branch Manager

State Bank of India

SV Road Branch

12 th October 2022

Subject: Request for Closing Current Account

Respected Sir/Madam,

My name is Ramesh Pawar and I am holding a Current Account in your bank. I would like to close my account because I am having difficulties in maintaining multiple bank accounts. Along with this letter, I am submitting the account passbook and my identity confirmation. Please perform the necessary and begin the closing procedure as soon as feasible.

Thanking you.

Yours Sincerely,

Ramesh Pawar

(Attach original passbook and identity copy)

Explore More Sample Letters

• Leave Letter
• Letter to Uncle Thanking him for Birthday Gift
• Joining Letter After Leave
• Invitation Letter for Chief Guest
• Letter to Editor Format
• Consent Letter
• Complaint Letter Format
• Authorization Letter
• Application for Bank Statement
• Apology Letter Format
• Paternity Leave Application
• Salary Increment Letter
• Permission Letter Format
• Enquiry Letter
• Cheque Book Request Letter
• Application For Character Certificate
• Name Change Request Letter Sample
• Internship Request Letter
• Application For Migration Certificate
• NOC Application Format
• Application For ATM Card
• DD Cancellation Letter

Sample 2 – Letter for Closing Savings Account

Dhana Lakshmi Bank

MG Road Branch

18 th April 2022

Subject: Request for Closing Savings Account

Dear Sir/Madam,

My name is Rahul Tripathi and I have a savings bank account with you. XXXXXXXXXXXXXXX is my account number. I haven’t used my account in a long time and don’t need it right now.

As a result, I respectfully recommend that you close this bank account. I’ve attached all of the paperwork needed to close the bank account. If you can complete this in less time, I will be eternally thankful.

Yours truly,

Rahul Tripathi

Sample 3 – Letter for Closing Account Due to Excessive Charges

3 rd July 2022

Subject: Request for Closing my Bank Account

I’m requesting that you close my current account via this application since I’ve seen that unnecessary and excessive costs are being deducted from it over the past few days. Despite the fact that I have not engaged in any unusual transactions. My account information is as follows:

Account Holder’s Name:

Account No.:

Aadhar Card No.:

Registered Email:

Registered Mobile:

Along with my application, I will be returning my passbook, chequebook, and ATM cards. As a result, please accept my application and begin the process of terminating my account.

Kapil Dhuria

Sample 4 – Letter for Closing Account Due to Personal Reasons

Union Bank of India

Noida Branch

30 th September 2021

My name is Sakshi Malik, and I have a savings account at your branch with account number 1147693627569. Because I am relocating to Mumbai for personal reasons, I would like to liquidate my savings account and take the money. I would appreciate it if you could please terminate my account as soon as possible because I will be travelling next week.

For your convenience, I have enclosed the bank passbook, identity, and address evidence.

Yours faithfully,

Sakshi Malik

Frequently Asked Questions

Q1. What documentation is needed to close a bank account?

Answer. All account information, including account holder name, address, account number, associated mobile number, signature, original passbook and original chequebook (if issued). Your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill, etc.), Address Proof (Aadhar Card, Voter ID Card), and Debit Card / Credit Card are also required (if issued).

Q2. What is the average time it takes to close a bank account?

Answer. It is entirely dependent on your bank. Request that your bank manager performs this activity as soon as feasible. However, it just takes five to 10 days. However, in some government banks, this process can take up to two months.

Q3. Can a bank reinstate a previously closed account?

Answer. Yes, you can reopen a bank account that has been closed. However, whether you can reopen the bank account relies on the bank in specific situations.

Customize your course in 30 seconds

Which class are you in.

Letter Writing

• Letter to School Principal from Parent
• ATM Card Missing Letter Format
• Application for Quarter Allotment
• Change of Address Letter to Bank
• Name Change Letter to Bank
• Application for School Teacher Job
• Parents Teacher Meeting Format
• Application to Branch Manager
• Request Letter for School Admission
• No Due Certificate From Bank

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Download the App

• Letter Writing
• Formal Letter Writing In English
• Application for Closing Bank Account

Application for Closing Bank Account - Letter Format with Sample Letters

Do you have a bank account that is not used or an account that you are not able to maintain? This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding.

Table of Letters

Why close a bank account, format of an account closing letter, sample 1 – current account closing letter, sample 2 – letter to bank manager for closing account, sample 3 – bank account closing letter.

• FAQs on Bank Account Closing Letter Format

The reasons to close a bank account can vary from person to person. Most common reasons include no proper response or service, fees being charged unnecessarily, c online services, etc. It can also be because you cannot maintain the account, need the money or simply that you would like to start a fresh account.

Sometimes, it happens otherwise too. The bank closes your account because your account remained inactive for a very long period of time, you have had zero balance over a period of time, you have too many bounced checks or overdrafts, you have been subjected to identity theft, etc.

How to Write a Letter to Close a Bank Account?

Every time you wish to open or close a bank account, you would be required to write a letter to the bank manager stating the reasons for the same. To help you with it, here are some sample letters.

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

The Manager

South Indian Bank

Coimbatore- 641022

Subject: Request for closing current account

I am Sneha, and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, and so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Thanking you.

State Bank of India

Chennai – 600054

Subject: Request to close account

I hold an account with the account number 0305000002356032 at your bank. I have been transferred to Bangalore, and so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000201).

Thank you in advance.

Yours sincerely,

Thara Sudhan

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th March, 2021

Subject: Closure of savings account

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Frequently Asked Questions on Bank Account Closing Letter Format

How do i write a letter to close my bank account.

You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature and name. Make sure you provide the exact account number and other details necessary accurately.

How can I close my bank account permanently?

To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager by providing the reasons for closing the account. Also, provide the required documents for proof and verification.

Leave a Comment Cancel reply

Your Mobile number and Email id will not be published. Required fields are marked *

Request OTP on Voice Call

Post My Comment

• Share Share

Register with BYJU'S & Download Free PDFs

Register with byju's & watch live videos.

Ultimate Letter

Letter For Everyone

11 Sample of Application For Closing Bank Account

Sometimes you have to close your bank account for various reasons. You need to draft an application for closing your bank account properly. Along with it, you need to attach a few important documents as well. This article let us learn how to write an application for closing a bank account, the guidelines to be followed and a few sample letters to understand the topic in depth. So, see below 11 easy samples of application for closing bank account.

Format Of Bank Account Closing Application:

You need to compose an application to the bank office administrator to close your record and you need to connect your checkbook, passbook, and ATM card alongside this application. You can likewise move the financial balance to another branch without shutting it. For the most part, the bank will take around 5 to 10 days to close it.

If any application is composed without help from anyone else, at that point it is consistently a decent practice however because of the absence of time, It isn’t feasible for us to compose an expert application. In this way, just to save you time we have made a few examples of ledger shutting letters for you which will make your work simpler.

Probably the most widely recognized reasons that account holders generally close their ledgers, for example, individual reasons, moving to different nations, impolite bank representatives, untrustworthy financial frameworks, a high premium on credits, or Internet banking issues.

In this article, we are going to discuss how to write a bank account closing letter in a proper format. People who do not know how to write a closing letter, need not worry about it. Read the complete article here and get to know how to write such letters.

Bank Account Closing Letter Format:

The format of the bank account closing letter should include the below-given details:

• Addressing the Branch manager
• Name and address of the bank
• Subject line
• Salutation (Sir/Madam)
• Body of the letter
• Closing with yours Sincerely, truly, etc.
• Name and Signature

To, The Manager, [Name Of The Bank], [Name Of The Branch], [Branch Address]

Subject: Application For Closing Bank Account

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

• Account Holder Name:
• Account No:
• Current Balance:

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully,

Name:  [Your Name] Account No.: Address: Mobile no:

Your signature

Download Application In MS Word File

Dear Sir/Madam,

I am [Your Name] , and I would like to close my bank account for account number XXXXXXXX with your bank. The account has been inactive for some time now, and I no longer have any use for it.

I would appreciate it if you could process my request to close my account as soon as possible. I have attached all the necessary documents that are needed to close the account.

Thank you for your time and attention.

I humbly request that I be an account holder with [Account Holder Name] in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

I, [Your Name], have a savings account with the account number [Your Account Number] at your branch. Due to a personal move to another city, I would like to close this account and withdraw the balance amount. I request you to expedite the process as I will be relocating soon.

Enclosed are the bank passbook, identification, and address proof for your reference.

Thank you for your assistance.

Yours sincerely,

I am [Your Name] , and I hold a Current Account in your bank. I have not been able to maintain the account for a few months now due to some personal reasons, so I would like to close the account. I am enclosing the account passbook along with this letter. Kindly do the needful and initiate the closing process as soon as possible.

Yours faithfully,

I am writing this letter to formally request the closure of my bank account with [Bank Name]. After careful consideration and evaluation of my financial requirements, I have decided to discontinue my banking services with your esteemed institution.

I kindly request your assistance in initiating the necessary procedures to close my account as per the policies and guidelines. Below are the details of my bank account:

• Account Holder’s Name: [Your Full Name]
• Account Number: [Your Account Number]
• Account Type: [Savings/Current/Other]

I would like to request a written confirmation of the account closure once the process is completed. Kindly provide me with an official statement stating that the account has been closed, along with a zero balance verification. Should you require any further information or documentation from my end to expedite the account closure process, please do not hesitate to contact me via the contact details provided below.

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

I hold an account with the account number [Your Account Number] at your bank. I have been relocated to another city, and so I need to close the account as it would be inconvenient to manage it from afar. Please clear all pending transactions and transfer the remaining balance to my other account (Account number: [Your Other Account Number]).

Thank you in advance.

I, [Your Name], hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.

Thank you for your cooperation.

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely

I hold Account No. XXXXXXXX with your Branch and presently I am not able to maintain this account due to some personal issues. I request you to please close my savings account and not proceed with any transactions. I will be returning my passbook, checkbook, and cards along with my application.

Kindly close my bank account and transfer the balance amount to the below-mentioned account details. It would be highly appreciable if you do the needful to initiate the process as soon as possible.

Thanking You

Yours Sincerely

Dear Sir / Madam,

I would like to request you to please close my savings bank account with your bank. The account number is XXXXXXXXX. This request is because I am no longer using this account, and it has been inactive for some time.

I would appreciate it if you could process this request as soon as possible. Please let me know if you need any further information from me.

Q. How do I write a letter to close my bank account?

A. You have to address the letter to the branch manager of the respective bank. Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature, and name. Make sure you provide the exact account number and other details necessary accurately.

Q. How can I close my bank account permanently?

A. To close your bank account permanently, you have to visit the bank and enquire about the process of closing a bank account and then write a letter to the branch manager providing the reasons for closing the account. Also, provide the required documents for proof and verification.

Q. Is it required to write a letter to close a bank account?

A. Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Q. How long is the time frame for closing a bank account?

A. It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

Also Read:-

• How To Write A Letter To Bank Manager | 8 Sample Letter
• How To Write Application For 3 Days Leave Accurately
• 6 Easy Samples Of Application for Migration
• Format and Sample Of Character Certificate Application
• 7 Samples Of Application For Opening Bank Account
• 13 Samples Application For Leave In Office
• 4 Samples Of Family Function Leave Application

Share this:

• Click to share on Twitter (Opens in new window)
• Click to share on Facebook (Opens in new window)
• Click to share on LinkedIn (Opens in new window)
• Click to share on Reddit (Opens in new window)

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

How to Write a Letter to Close Bank Account: Examples Included

You can write a letter to close your bank account for many reasons. This can be from unnecessary charges, bad customer service, or others. 

Whatever the motive, it’s important to follow the right procedures when closing a bank account. This would create an understanding of the crisis in the bank manager’s mind or whoever opens the letter. 

In this article, we will discuss everything you need to know about writing letters to close your bank account and include samples on how to close a bank account. 

How to Close Your Bank Account

• Contacting the bank’s customer service department: Before diving headfirst into the account closure. It’s important to contact the customer service department. You need to be well versed in the bank’s operations as this may differ from bank to bank. Remember to be polite and friendly. Waiting can be exhausting, but it will be worth it when the results come out favorable. 
• Reviewing the bank’s website for information about closing accounts: Most banks have websites that cater to problems like closing an account. Bank-related issues are sensitive since they are related to money. It’s important to understand how your bank handles situations like this. Bank policies differ from bank to bank. There’s always a FAQ page on most websites. If you can’t reach customer service, you may find information about closing an account there.
• Checking the account agreement for specific procedures or fees: It’s important to clear your account before making any move to close it. Although before you move the money out of your account, clear the outstanding transactions to avoid the payment of overdraft fees. If there’s still money in the account after the transactions are cleared, withdraw it or transfer it to another account.

How to Write a Bank Authorization Letter: Tips, and Sample Letter Formats

How to Write a Letter to Close Bank Account

The format of the letter should be formal, and it should be addressed to the bank manager. You should state your reason clearly for deciding to close the bank account. Every detail connected to your bank account, such as account number, branch code, full name, signature, etc., should be mentioned or indicated in the letter. 

Below are the preferred layout for the closing account letter; 

Heading: This will include your name, address, and that of the bank. This part should be written in the appropriate format:

Salutation: Move on to address the bank representative politely. 

Body: State your intention to close the account. Add the necessary details like your account number, the reason for closing the account, name, and code. 

Closing: Request confirmation that the account has been closed and input the closing salutations. 

Sending the Letter to Close Bank Account

Whether you are mailing the letter, sending an email, or making an in-person complaint in the customer service department, your delivery method should be mapped out. 

Following certain tips is advisable to ensure the letter is received and processed promptly. 

• Clean your bank account before you send the letter to close it.
• Before you close your account, it’s important to ensure no automated payments are scheduled to hit your account.
• Get your account statement and original signature. 
• Be thoughtful and civil. 
• Get a written confirmation, and don’t assume the account is closed just because you sent a mail or filed a complaint. 

Bank Account Closing Letter Sample Format

Sample letter to close company bank account, authorization letter to close bank account, letter to bank manager for closing account, after the account is closed.

Remember to follow the necessities to enhance the smooth closure of your account. 

Confirm your bank balance . It’s the most important task before your bank transactions shut. 

Shut the account down . After following the pre-account closure procedures, Send a closing letter to the bank management. Always remember to request a formulated report from your bank. Attach the bank passbook and a photo ID proof to the letter. 

Destroy your cards and Cheques . It is a smart move to destroy your cards and checks. This will also help your security guarantee. Some banks request to reclaim your cards and checks alongside your application letter. Depending on the bank, you should adhere to the directions referenced in the bank’s website or customer service hearsay.

Following up to confirm the account closure and ensure no further charges are incurred is important. It normally takes around three to five working dates to close a bank account after the letter or complaint has been tendered to the bank. 

Closing a bank account is quick and easy, especially if you follow the essential rules and tips.

Naturally, it doesn’t cost anything to close an account, be it a current, savings, or money market account. If you need to close a bank account, you can speed up the process by following the steps above. Make sure to keep all the records of your transactions with your bank to guarantee that your account will be closed properly.

With the help of the sample letters to close a bank account stated in the article, you can easily get to work with your complaints. Keep your letter professional, go straight to the point, and include all the vital information needed. Also, make sure to acknowledge all the provisions of your bank to make the account closure process much faster.

About The Author

Jim Blessed

Related posts.

9 Tips You Need to Write and Respond to Emails Professionally

12 Rules of Writing Emails Professionally and Effectively

How to Write Professional Emails: 7 Critical Ingredients

8 Simple Lessons for Writing Irresistible Business to Business Emails

Leave a comment cancel reply.

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

• Kerala PSC Exams
• Kerala PSC Notification
• Kerala PSC Exam Calender
• Kerala PSC Previous Question papers
• KAS Previous Year Question papers
• Kerala PSC VEO Notification
• Kerala Police SI
• Kerala PSC LDC Notification
• Kerala PSC LP/UP Assistant
• Kerala PSC Village Field Assistant Notification
• Kerala PSC LD Typist Notification
• Kerala PSC Food Safety Officer
• Kerala PSC Excise Inspector Notification
• Kerala PSC BDO Notification
• Kerala PSC CPO Notification
• Kerala PSC LGS Notification
• Karnataka PSC
• IBPS PO Notification
• IBPS Clerk Notification
• SBI PO Notification
• SBI Clerk Notification
• SBI SO Notification
• SBI Apprentice Notification
• Canara Bank PO Notification
• Indian Bank PO Notification
• RBI Assistant Notification
• RBI Office Attendant Notification
• IBPS RRB Notification
• IBPS RRB Office Assistant Notification
• Spoken English
• Stock Market
• Digital Marketing
• Accounting Course
• Quantity Survey
• Oil and Gas
• Yoga Teaching
• Data Science Malayalam
• Data Science Training in Kochi
• Data Science Training in Trivandrum
• Data Science Course in Calicut
• Data Science Training in Thrissur
• Full Stack Development Malayalam
• Full Stack Development Hindi
• Full Stack Development Tamil
• Full Stack Development Telugu
• Full Stack Development Kannada
• Stock Market Course in Malayalam
• Stock Market Course in Tamil
• Stock Market Course in Kannada
• Options Trading Course
• Spoken English Course in Malayalam
• Spoken English Course in Hindi
• Spoken English Course in Telugu
• Spoken English Course in Tamil
• Spoken English Course in Kannada
• Python Programming Course
• Quantity Surveying Course
• Performance Marketing Course
• Tally Course
• Taxation Course
• UAE Accounting
• Full Stack Developer Course in Kochi
• Full Stack Developer Course in Trivandrum
• Full Stack Developer Course in Calicut
• Full Stack Developer Course in Pune
• Full Stack Developer Course in Bangalore
• Full Stack Developer Course in Hyderabad
• Full Stack Developer Course in Chennai
• Full Stack Developer Course in Indore
• Full Stack Developer Course in Jaipur
• Full Stack Developer Course in Coimbatore
• Digital Marketing Course in Kochi
• Digital Marketing Course in Trivandrum
• Digital Marketing Course in Calicut
• Digital Marketing Course in Kollam
• Digital Marketing Course in Thrissur
• Digital Marketing Course in Kottayam
• Digital Marketing Course in Kannur
• SAP FICO Course
• SAP MM Course
• Montessori Teacher Training in Calicut
• Montessori Teacher Training in Kochi, Ernakulam
• Montessori Teacher Training in Trivandrum
• Montessori Teacher Training in Kollam
• Montessori Teacher Training in Malayalam
• Montessori Teacher Training in Kannada
• German Language Course
• OET Coaching
• Nurses Recruitment Abroad
• ChatGPT Course
• Forex Trading Course
• Yoga Teacher Training Course
• Oil and Gas Course
• Karnataka TET
• KPSC Degree Level Exam Preparation
• Kerala PSC 12th Level Exam Preparation
• Kerala PSC 10th Level Exam Preparation
• KAS Coaching
• Kerala PSC LDC Coaching
• Kerala PSC Fireman Coaching
• KSFE Assistant Exam Preparation
• Kerala PSC SI Exam Coaching
• Khadi Board LDC Exam Preparation
• University LGS Exam Preparation
• University Assistant Exam Coaching
• KPSC Scientific Officer Exam Coaching
• KPSC Probation Officer Grade II
• KPSC Food Safety Officer Coaching
• KWA Sanitary Chemist Coaching
• KTET Coaching
• SET Coaching
• LP/UP Assistant Exam Coaching
• HSST Exam Preparation
• HSA Exam Preparation
• Kerala PSC Lecturer in Diet Coaching
• Kerala PSC Industries Extension Officer Coaching
• KPSC LSGD AE Exam Coaching
• KPSC Civil Engineering Exam Coaching
• KPSC Mechanical Engineering Exam Coaching
• IELTS Training Online
• IBPS SO Online Coaching
• IBPSC PO Online Coaching
• IBPSC Clerk Online Coaching
• SBI PO Coaching
• SBI Clerk Online Coaching
• RBI Grade B Coaching
• RBI Assistant Coaching
• CSEB Exam Coaching
• Kerala Bank Exam Coaching
• JCI Exam Coaching
• UPSC Online Coaching
• SSC JE Online Coaching
• SSC CGL Coaching
• SSC CHSL Coaching
• SSC MTS Coaching
• RRB RPF Exam Coaching
• RRB NTPC Exam Coaching
• RRB JE Online Coaching
• RRB ALP Exam Coaching
• RRB Technician Exam Coaching
• CAT Online Coaching
• GATE Online Coaching
• EMRS Coaching
• CTET Exam Online Coaching

• HTML Tutorial
• DSA Tutorials
• HTML Tutorial for Beginners in Hindi
• Python Tutorial for Beginners in Hindi
• GIT and GITHUB Tutorial for Beginners in Hindi
• JavaScript Tutorial in Tamil
• HTML Tutorial For Beginners in Telugu
• CSS Tutorial for Beginners in Telugu
• Bootstrap Tutorial for Beginner in Telugu
• HTML Tutorial For Beginners in Kannada

Application for Closing Bank Account – Format

Do you hold a bank account that is either inactive or that you are unable to keep up with? It’s not complicated to close your account; all you need to do is write the manager a request letter. For your convenience and comprehension, we are providing the format for the application for Closing Bank Account.

SPOKEN ENGLISH EBOOK FREE

Why should I Close a Bank Account?

Different people may have different motives for closing a bank account. The most frequent causes include inadequate service or response, excessive fees, use of online services, etc. Other reasons can be that you can’t keep up with the account or need the money, or just want to open a new account.

Another situation can be that the bank may shut your account if it has been dormant for a very long time, if it has had zero balance for an extended length of time if there have been too many bounced checks or overdrafts, or if identity theft has occurred, etc.

Join our Spoken English program today and communicate with ease!

What Documents will you Require to Close a Bank Account?

To terminate a bank account, you must provide certain items to the bank that are highly significant. For instance,

• Account Number in a bank.
• Name of the account holder.
• The account holder’s signature.
• Original bank account passbook.
• Paycheck Book (If Issue).
• An ATM Card (If Issue).
• Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
• The Address Is (Ex. Aadhar Card, Voter ID Card)

With the aforementioned items in hand, you should be able to shut your bank account without incident if you visit your local branch of the bank. You could have to pay it, though, as many banks may impose “account closing costs.”

Format of a Letter in order to Close a Bank Account

You must submit a letter to the bank manager each time you want to open or close a bank account outlining your motives. Here are some sample letters to assist you.

Format of an Account Closing Letter

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

• Account Holder’s Name: [Your Full Name]
• Account Number: [Your Account Number]
• Account Type: [Savings/Current/Other]

I would like to request a written confirmation of the account closure once the process is completed. Kindly provide me with an official statement stating that the account has been closed, along with a zero balance verification. Should you require any further information or documentation from my end to expedite the account closure process, please do not hesitate to contact me via the contact details provided below.

Thank you for your attention to this matter. I look forward to your prompt action and the closure of my bank account. I appreciate your cooperation throughout this process.

Yours Sincerely.

Sample 2: Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. I’m now unable to keep this account going. Therefore, I respectfully ask that you terminate the account and credit the money to my cash or debit card.

Thanking you,

Sample 3 – Bank Account Close Application

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

• Account Holder Name –
• Account No – XXXXXXXX
• IFSC code – XXXXXX
• Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Elevate your speaking skills with our Spoken English Course!

Sample 4 – Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Sample 5 – Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before the maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

FAQs on Application For Closing Bank Account Letter

Question 1 – Is it required to write a letter to close a bank account?

Answer: Writing a letter to the manager and asking him to permanently shut your account is a simple and safe method.

Question 2 – How long is the time frame for closing a bank account?

Answer: It entirely depends on your bank, to be honest. You can ask the bank manager to finish this task as quickly as feasible. But it only takes five to 10 days at most.

Question 3: Can a bank account be closed online?

Answer: Either yes, no, or both are acceptable answers to this question. Due to the fact that some banks in India allow you to close your bank account online while others do not.

Bank account closure is much simpler than you would imagine. You can attempt to develop your own application using the aforementioned examples as a guide.

Shibani Ghosh

Pouring out my thoughts through words!

Related Posts

High Court Assistant Notification 2024: Date, Apply Link

UPSC Free Study Materials 2024: Books, Question Paper

Pradeep Mukhathala Clinches Asia Book of Records for Lengthiest Kerala PSC Lecture

Present Continuous Tense - Usage and Examples

More to Explore

• Basic Grammar Topics for Spoken English
• Basic English Grammar Rules of Preposition
• What are Determiners in English Grammar?
• What is a Verb? Types of Verbs
• Common Errors in English with Explanation
• Figures of Speech in English
• Tenses in English with Examples
• Direct and Indirect Speech in English
• Spoken English tricks for Fluency in Speech

Spoken English Training In Different Cities

• Spoken English Classes in Kochi
• Spoken English Classes in Trivandrum
• Spoken English Classes in Thrissur
• Spoken English Classes in Kottayam
• Spoken English Classes in Kollam
• Spoken English Classes Trichy
• Spoken English Classes in Jaipur
• Spoken English Classes in Madurai
• Spoken English Classes in Vijayawada
• Spoken English Classes in Bhopal
• Spoken English Classes in Pune
• Spoken English Classes in Bangalore
• Spoken English Classes in Ahmedabad
• Spoken English Classes in Hyderabad
• Spoken English Classes in Chennai
• Spoken English Classes in Delhi
• Spoken English Classes in Indore

Select your Spoken English Course

• Entri Eva AI Powered Spoken English Course
• Spoken English Course for School Going Students
• Spoken English Course for Job Seekers
• Spoken English Course for College Going Students
• Spoken English Course for Working Professionals
• Spoken English Course for Housewives
• OET Training Classes
• Professional English Course in Hindi
• Data Science Course
• Full Stack Developer Course
• Data Science Course in Malayalam
• Full Stack Developer Course in Malayalam
• Full Stack Developer Course in Hindi
• Full Stack Developer Course in Tamil
• Full Stack Developer Course in Telugu
• Full Stack Developer Course in Kannada
• Practical Accounting Course
• Stock Market Course
• Become a teacher
• Login to Entri Web

Spoken English Courses

• Spoken English Course
• Spoken English Course for School Students
• Spoken English Course for College Students
• AI Powered Spoken English Course

Quick Links

• Aptitude Questions
• Entri Daily Quiz Practice
• Current Affairs & GK
• News Capsule – eBook
• Preparation Tips
• Kerala PSC Gold
• Entri Skilling

Other Courses

• OET Coaching Classes
• Nurse Recruitment Abroad
• Montessori Teachers Training
• Oil and Gas Course Online
• Digital Marketing Course
• German Language A1 Course
• German Language A2 Course
• German Language B1 Course
• German Language B2 Course

Popular Exam

• Railway RRB Exam
• Tamil Nadu PSC
• Telangana PSC
• Andhra Pradesh PSC
• Staff Selection Commission Exam

© 2023 Entri.app - Privacy Policy | Terms of Service

Bank Account Close Application Letters in English

To close your bank account you need to submit a request letter to the bank.  But before closing your bank account it is better to withdraw the entire amount and make the balance Zero. 

You can also request the bank to transfer the cash to another account of yours (or) you can also do it yourself if you have an internet banking facility (or) by using your debit card.

How to write a letter to close the bank account.

• Address the letter to the bank’s branch manager.
• Mention bank address.
• Start with a simple subject line like “Account closure application”.
• Write your name and account number in the first paragraph of the letter.
• Mention the reason to close the account
• Request for transfer of balance amount to another account (if needed)
• Provide details of the bank account where the balance must be transferred.
• Mention the documents enclosed with the letter.
• Finally, close the letter by saying thanks.

Here are some sample bank account closing racquet letter formats in English, which you can download in Word format as well.

1. Simple application to bank manager for closing the account

To The Bank Manager, Name of the Bank, Address.

Sub: Closing Account.

Respected Sir/Madam,

I am [your name], holder of a savings bank account in your bank with a/c no. XXXXXXXXXX. 

Due to some personal reasons, I would like to close my bank account with immediate effect.

Therefore please close my bank account as early as possible.

Thanking you.

Sincerely, Your name.

2. Normal savings bank account closing letter

Sub: Closure of savings bank account

My name is [your name] , holding a savings account in your bank with a/c no. XXXXXXXXXXX.

I am not using this account for a long time and I don’t need it anymore. So I decided to close this account permanently.

I am returning my passbook, cheque book, and debit card along with this letter.

Therefore please close my account as quickly as possible. 

Finally, thank you for providing your banking services for all these days.

Yours faithfully, Your name.

3. Current account closing letter

Sub: Current account closure request.

I am [your name] , have a current account in your bank with a/c no. XXXXXXXX. Due to personal issues, I no longer want to maintain this account and I want to close it.

I am enclosing the related passbook and cheque book along with this letter. 

And I request you to kindly close my current account as soon as possible.

Yours sincerely, Your name.

4. Bank account closing application after death

Sub: Account closure application after death.

I am [your name] , writing this with a painful heart to inform you that my father Mr……………. has recently passed away due to cardiac arrest. He has an account in your bank with a/c no XXXXXXXXXXX.

Hence he is no more, I want to close this account. Please find enclosed a copy of my father’s death certificate.

As a legal heir, I request you to please close the account and transfer the balance amount to my bank account given below.

Your name: Bank Name: A/c No: IFSC code:

I shall be grateful to you in this regard.

5. Application to close Joint bank account due to death

Sub: Request to close an account due to death.

My name is [your name] , a joint account holder of your bank with a/c no. XXXXXXX. This joint account was opened for me and my husband Mr. [person name] .

Unfortunately, my husband recently lost his life by accident. And I don’t need the joint account anymore.

Therefore I request you to close this account and transfer the remaining amount to my individual bank account mentioned below.

Your name: Bank name: A/C number: IFSC code:

I would be grateful to you.

6. Joint bank account close application

Sub: Joint account closure application.

We [account holder 1] and [account holder 2] are joint account holders of a/c no. XXXXXXXXX in your bank.

For personal reasons, we are closing our joint account. Please consider this letter as our mutual consent to close the account.

Hope you consider our request.

Joint account holder 1  (Name & Signature).

7. Application to close bank account & transfer money to another account

Sub: Account close application.

My name is [your name] , I want to close my savings account with a/c no. XXXXXXXXX. I’m moving to another city because of a job transfer, so I want to close this account.

Please close this account and transfer the balance to another account of mine, which has been mentioned below.

Name: A/c No: Bank name: IFSC code:

Regards, Your name.

8. Application to close the bank account with a negative balance

Sub: Account closure request.

My name is [your name] , the account holder of your bank with a/c no. XXXXXXXX. Initially, it was a salary account, but after I left the job, I stopped using that account.

For this reason, it was converted into a savings account and levied a penalty for not maintaining a minimum balance. At present, there is a negative balance of Rs………..

In my current financial situation, I cannot afford these charges. 

So I request you to please close that account without any burden to me.

I hope you consider my request.

9. Sample Bank Account Close Application

To The Bank Manager, Bank Name, Address.

Dear Sir/Madam,

I am [Your name],   have an account in your bank with a/c no. XXXXXXXX. But now I am closing it for personal reasons. So please close my bank account.

I hope you close my account as quickly as you can.

10. Bank account close application for multiple accounts in the same bank

To  The Bank Manager, Bank Name, Address.

Sub: Account closure application.

Ref: A/c no. 2540XXXXX20.

My name is [your name] , have two savings accounts in your bank with a/c nos. 3214XXXX65 and 2540XXXXX20 under the same CIF number 7514XXXX478.

I no longer need both accounts in the same bank, so I am closing one of my bank accounts with a/c no. 2540XXXX20.

So please close the above-mentioned account as early as possible. 

I shall be thankful to you.

11. Salary account close application

Sub: Request to close salary account.

I am [ your name] , holder of the salary account in your bank with a/c no 5412XXXX20. The account was created during my employment at [company name]. 

But now I’ve left the company and no salary will be credited to this account.

So I request you to please close my salary account of the above-mentioned account number. I have enclosed my cheque book and debit card with this letter.

Thanks in advance.

12. SBI account close application

To The Bank Manager, State Bank of India, Madhurawada, Visakhapatnam.

Respected Sir,

I am Ravi Padala , account holder of your bank with a/c no. 3210XXXX456 . Due to some personal reasons, I am closing my bank account.

I have withdrawn the entire balance amount and made the balance Nil.

Kindly close my bank account as soon as possible. 

Thanks for your banking services for all these days.

Sincerely, Ravi Padala.

13. HDFC bank account close application

To The Bank Manager, HDF Bank,  Dwaraka Nagar Branch, Visakhapatnam.

My name is Lavanya Jain , account holder of your bank with a/c no. 2745XXXX4130 . I am moving to a new city due to my job transfer and getting a new salary account with another bank.

I like your bank services, however, I don’t need multiple accounts. So I am closing this account.

I am returning my passbook, cheque book, and debit card with this letter.

So please close this account as early as you can.

Yours sincerely, Lavanya Jain.

Why you should close your bank account

There are several reasons to close a bank account:

• Multiple bank accounts
• Poor banking services
• Shifting to a new city
• Left the job
• Death of the account holder
• Heavy transactional charges
• Minimum balance problems etc…

Required things to close bank account

• Account closure application
• Unused cheque book leaflets
• Other required documents if any.

What happens if I don’t close my bank account?

If you don’t close and don’t maintain the minimum balance as well then your account will impose a negative balance.  You have to pay those charges unnecessarily.

And there are so many cases where unused bank accounts are leading to illegal transactions. So it is better to close it when you don’t need it.

Can I close my bank account online?

No, banks are not allowing account closures online.

How much time will it take to close the bank account?

It will take 2-3 working days to close a bank account from the date of request.

How do I know my bank account is closed?

You will receive a confirmation to your mobile number or email id. If you don’t receive any confirmation within 2-3 days then contact your ban’s customer care (or) directly visit the branch.

Can I reopen my closed bank account again?

No, you cannot reopen the same account which was closed earlier. But you can open a new account in the same bank.

Can banks close accounts automatically?

Yes, banks can close accounts automatically when they are not KYC compliance and are dormant for several years.

Recommended:

• Application for signature change in the bank.
• Sample authorization letters to claim the money in the bank.

Leave a Comment Cancel reply

Application Letter for Closing Bank Account with Format and Samples

Table of Contents

Writing a bank account closing letter is a formal way to request your bank to close your account. It’s important to clearly state your account details, the reason for closing the account, and any specific instructions regarding the remaining balance. This letter should be concise yet complete, ensuring that all necessary information is provided to avoid any delays. It’s also a good practice to mention your contact information for any further communication needed during the process. Remember, a well-written bank account closing letter can make the account closing process smooth and efficient.

Fill Out the Form for Expert Academic Guidance!

Please indicate your interest Live Classes Books Test Series Self Learning

Verify OTP Code (required)

I agree to the terms and conditions and privacy policy .

Fill complete details

Target Exam ---

How to Write Bank Account Closing Letter

Writing a bank account closing letter is simple. Follow these steps:

• Start with Your Details : Write your name, address, and the date at the top of the letter.
• Bank’s Details : Add the bank’s name and address.
• Subject Line : Clearly state the purpose of your letter, like “Request for Bank Account Closure.”
• Introduction : Begin by mentioning your account details (account number, account type).
• Request for Closure : Clearly state that you want to close your account.
• Reason for Closure : Briefly mention why you are closing the account (optional).
• Instructions for Remaining Balance : Provide instructions on what to do with any remaining balance in the account, like transferring it to another account.
• Contact Information : Include your phone number or email for contact.
• Closing : Politely end the letter with “Sincerely” or “Regards,” followed by your signature and printed name.
• Enclosures : If you are enclosing any documents (like chequebook, debit card), mention them.

How to Write Application Letter

Bank Account Closing Letter Format

This format is also suitable as bank account closing letter word format

(Your Full Name) (Your Address) (City, State, Zip Code) (Date)

(Bank’s Name) (Bank’s Address) (City, State, Zip Code)

Subject: Request for Closure of Bank Account

Dear [Bank Manager’s Name/Bank’s Name],

I am writing to request the closure of my bank account with your institution. My account details are as follows:

Account Name: [Your Full Name] Account Number: [Your Account Number] Type of Account: [Savings/Checking] I have decided to close this account for [briefly state reason, if comfortable doing so]. Please process the closure and transfer any remaining balance to my account at [Name of New Bank] with account number [New Account Number]. Alternatively, you may issue a check for the remaining balance payable to my name.

I have attached any bank-related items (like a chequebook or debit card) for your disposal. Please confirm the closure of my account through [your email address] or [your phone number].

Thank you for attending to this request promptly.

(Your Signature) (Your Name)

Letter to Editor Format

Bank Account Closing Letter Samples

Application for closing bank account letter.

Your Name Your Address City, State, Zip Date

Bank’s Name Bank’s Address City, State, Zip

Subject: Request for Bank Account Closure

Dear (Bank’s Name/Branch Manager),

I am writing to request the closure of my bank account with the account number (Your Account Number) at your branch. I have decided to close this account for personal reasons.

Please proceed with the closure of my bank account as soon as possible. If there are any funds remaining in the account, kindly (transfer them to another account or send me a check) as per my instructions.

(Optional: I have included all necessary documents with this letter.)

I would appreciate a confirmation of the account closure. For any further information or queries, please contact me at (Your Phone Number) or (Your Email Address).

Thank you for your assistance.

Also Check: Application for Bank Statement

Account Closing Letter for Bank

Subject: Request for Account Closure

I am writing to ask for the closing of my bank account with the number (Your Account Number) at your branch. I have decided to close this account (you can add your reason here if you want, like moving to a new place or having another account).

Please close my account soon. If there is any money left in the account, I would like it to be (sent to another account, given as a check, or however you prefer to receive the balance).

(If you have attached any documents, mention them here. For example, “I have attached my passbook and debit card for your reference.”)

Please let me know when my account is closed and send me any documents that confirm this. If you need more information, you can call me at (Your Phone Number) or email me at (Your Email Address).

Thank you for your help with this.

Yours sincerely,

Also Check: Application for Closing Bank Statement

Letter to Bank Manager for Closing Account

Bank Manager’s Name Bank’s Name Bank’s Address City, State, Zip

Dear (Bank Manager’s Name),

I am writing to request the closure of my bank account (Your Account Number) with (Bank’s Name).

I have decided to close this account for personal reasons. Please process this request at your earliest convenience. If there are any funds remaining in my account, kindly arrange to transfer them to my other account or issue a cheque for the same.

Please let me know if you need any further information or actions from my side to complete this process.

Also Check: Application for ATM Card

Bank Account Closing Letter in English

I am writing to request the closure of my bank account with the number (Your Account Number) at your branch. I have decided to close this account for personal reasons.

Please process the closure of my account promptly. If there are any funds remaining in the account, I would like them to be (choose one: transferred to another account, mailed to me as a check, or state another preference).

Please confirm the closure of my account and send me any relevant documents as confirmation. For any further information or clarification, you can reach me at (Your Phone Number) or (Your Email Address).

Thank you for your attention to this matter.

Also Check: Complaint Letter

Bank Account Closing Letter in Tamil

உங்கள் பெயர் உங்கள் முகவரி நகரம், மாநிலம், அஞ்சல் குறியீடு தேதி

வங்கியின் பெயர் வங்கியின் முகவரி நகரம், மாநிலம், அஞ்சல் குறியீடு

குறிப்பு: வங்கிக் கணக்கை மூடும் கோரிக்கை

அன்புள்ள (வங்கியின் பெயர்/மேலாளர்),

நான் எனது வங்கிக் கணக்கு (உங்கள் கணக்கு எண்) மூடுவதற்கான கோரிக்கையை இந்த கடிதத்தில் முன்வைக்கிறேன். இந்த கணக்கை மூடுவதற்கான காரணம் (உங்கள் காரணம், உதாரணமாக மாற்று இடத்திற்கு மாற்றம், பல கணக்குகள் இருப்பது போன்றவை).

எனது கணக்கில் மீதமுள்ள பணத்தை (மற்றொரு கணக்கிற்கு மாற்றுதல், செக் மூலம் அனுப்புதல் அல்லது உங்கள் விருப்பமான முறை) மூலம் கையாளுமாறு கேட்டுக் கொள்கிறேன்.

எனது கணக்கு மூடப்பட்டது குறித்து உறுதியாக்கும் ஆவணங்களை எனக்கு அனுப்புமாறும், மேலும் தகவல்கள் அல்லது விளக்கங்களுக்கு (உங்கள் தொலைபேசி எண்) அல்லது (உங்கள் மின்னஞ்சல் முகவரி) என்னை அணுகலாம்.

உங்கள் விரைவான கவனத்திற்கு நன்றி.

(உங்கள் கையொப்பம்) (உங்கள் பெயர்)

Bank Account Closing Letter Reason

When writing a bank account closing letter, it’s common to include a reason for the closure. However, it’s important to note that providing a reason is usually optional and depends on your comfort level and the bank’s policies.

• Relocation : If you’re moving to a new city or country where your current bank does not have branches.
• Found Better Services : Switching to another bank that offers better interest rates, lower fees, or more convenient services.
• Consolidating Accounts : Closing accounts to simplify finances, often when having multiple bank accounts.
• Dissatisfaction with Service : Experiencing poor customer service or frequent issues with the bank.
• Minimal Usage : The account is no longer in use or has become redundant.
• Financial Strategy Change : Changing financial plans or strategies, like investing in different financial instruments.
• High Fees or Charges : The bank may have high maintenance fees or other charges.
• Personal or Family Reasons : Personal financial situations like managing a family member’s estate.
• Business Closure : If it’s a business account and the business is closing down.
• Death of Account Holder : In the case of joint accounts, if one of the account holders has passed away.

Tips to Write Bank Account Closing Letter

When writing the reason for closing your bank account in your letter, consider these tips for clarity and effectiveness:

• Be Direct and Clear : State your reason for closing the account straightforwardly. There’s no need for lengthy explanations; a simple, clear statement is enough.
• Keep it Professional : While it’s important to be honest about your reason, maintain a professional tone. Avoid emotional or overly personal language.
• Optional Disclosure : Remember, providing a reason is often optional. Only include it if you’re comfortable or if the bank specifically asks for it.
• Common Reasons : Common reasons include relocating to a place without bank branches, finding better account options elsewhere, consolidating accounts, or dissatisfaction with services or fees.
• Be Polite : Even if you’re closing the account due to negative reasons, such as poor service, it’s important to remain courteous in your wording.
• Brief Explanation : If your reason is complex, like closing a business account, a brief explanation can be helpful but keep it concise.
• Future Correspondence : If you’re open to discussing the matter further or if you’re closing the account due to an unresolved issue, indicate your willingness to talk it over.
• Finality : Ensure that your wording doesn’t leave room for ambiguity. Make it clear that your decision to close the account is final.
• Personalize Appropriately : If you had a long-standing relationship with the bank, a brief mention of your positive experiences before stating your reason can be a thoughtful touch.
• Review and Proofread : Before sending, review your letter to ensure the reason is stated clearly and there are no errors. This helps maintain a professional impression.

FAQs on Bank Account Closing Letter

Is it necessary to close bank account.

It's not always necessary to close a bank account, but it's a good idea if you're not using it. This helps avoid fees or issues with unused accounts.

How many days I can close my bank account?

The time to close a bank account varies by bank. It usually takes a few days to a week, but it's best to check with your specific bank for their timeline.

How do I permanently close my bank account?

To permanently close your bank account, write a letter to your bank or visit a branch. Include your account details and request account closure.

How do I close my bank account notice?

For closing your bank account, give notice by writing a letter to your bank, stating your intention to close the account and providing necessary details.

How do you write a letter to close a bank account?

Write a formal letter to your bank. Include your account information, state your wish to close the account, and provide instructions for any remaining balance.

Can I close a bank account from home?

Yes, many banks allow you to close an account from home, either online, through an app, or by sending a closure request letter via mail.

Related content

Talk to our academic expert!

Language --- English Hindi Marathi Tamil Telugu Malayalam

Get access to free Mock Test and Master Class

Register to Get Free Mock Test and Study Material

Offer Ends in 5:00

Application for Closing Bank Account (10+ Samples)

If you are searching for the format of the application for closing a bank account or sample letters to close a bank account then you have visited the right site. Here you can get the format of the bank account closing application and also get a lot of sample applications.

To close your bank account, you must have to write an application letter to your respective bank branch manager. Along with the application, you need to include/attach the necessary documents that are required to close your account such as a passbook, chequebook, card (debit/credit), etc.

You can either visit the bank branch and submit the application to the branch manager or you can send the application along with the documents to the branch manager’s email. Generally, it may take up to 5 to 10 days for the bank to close your account.

Make sure to write the application properly and in a proper format. Also, the date and reason for closing your bank account should be mentioned in the body of the material. However, there can be many reasons for closing a bank account like being charged unnecessarily, poor customer service, switching banks, too few facilities/benefits, moving to another location, you cannot maintain the account, having died, etc.

1. Bank Account Close Application

2. bank account closing letter, 3. bank account closing application, 4. application for bank account close, 5. bank account close application in english, 6. application to close bank account, 7. letter for closing bank account, 8. bank account closure letter, 9. sbi account close application, 10. bank account closing letter, 11. letter to bank manager for closing account, things required to close bank account.

Here are some documents and required things that are needed to close your bank account.

• Your Bank Account Number
• Your Account Holder Name
• Your Original Passbook
• Your Original Chequebook (If Issued)
• Debit Card/ ATM Card
• Credit Card (If Issued)
• Your Signature
• Identification Proof (Aadhaar Card, PAN card, Voter ID Card, Electricity Bill, Passport)
• Address Proof (Aadhaar Card, Voter ID Card)

Points you need to know before closing your account

• Be sure to check your balance in the bank account. If you have any amount in your account then transfer your money to another account or withdraw your money by visiting your respective branch before applying for closure.
• Make sure to clear all your transactions and bank-related operations before applying for closure because if you don’t then you may face problems while closing your bank account.
• For security and personal concern, if you have closed your bank account then make sure to dispose of all types of cards and chequebooks issued to you through the bank.

To, The Branch Manager, Union Bank of India, A Block XYZ Road, Mumbai.

Date:- Date/Month/Year

Subject:- Application for bank account closure.

Dear Sir/Madam, My name is “mention your name” and I am holding a savings bank account in your branch. My account number is “mention your account number”. I have not been operating my account for a very long time and currently do not need this account.

Therefore, I request you to please close this bank account. I have attached all the necessary documents required to close the bank account. If you do this in less time, then I will be forever grateful to you.

Thanking You, Yours Faithfully Signature

To, The Branch Manager, UCO Bank, B Block XYZ Road, Delhi.

Subject:- Letter for a closing bank account.

Dear Sir/Madam, I would like to inform you that I am an account holder in your branch having account number XXXXXXXX. Due to some personal reasons, I want to completely close this account.

So, kindly close this bank account as soon as possible. I have attached my passbook, chequebook, and cards to this application.

Thanking You, Yours Sincerely Signature

To, The Branch Manager, State Bank of India, B Block XYZ Road, Jaipur.

Subject:- Closing bank account application.

Requested Sir/Madam, I request through this application that I want to close my current account because, for the last few days, I am seeing that unnecessary charges are being deducted from this account of mine. Although I haven’t done any special transactions. The details of my account are as follows:

Account Holder Name:- _____________ Account Number:- _____________ Registered Email:- _____________ Aadhaar Number:- _____________ Mobile Number:- _____________

Hence, please accept my application and start the process of closing my account.

Thank you in Advance, Yours Obediently Signature

To, The Branch Manager, Punjab National Bank, C Block XYZ Road, Bangalore.

Subject:- Account closure application.

Requested Sir/Madam, I am “mention your name” as an account holder in your branch for the last 5 years. Now, I want to close my savings bank account because I am shifting to “mention your new city” and I have already 3 bank accounts in different banks.

Therefore, I humbly request you to close this account as soon as possible.

Thanking You, Yours Truly Signature

To, The Branch Manager, Punjab and Sind Bank, D Block XYZ Road, Chandigarh.

Subject:- Bank account closing letter.

Requested Sir/Madam, With due respect, I want to inform you that I am maintaining a current account in your branch with the name “mention your account holder name”. I have faced a lot of problems in your branch and the customer service of your branch is also not good.

Therefore, I request you to please close this account. My account number is XXXXXXXX and my account holder name is Raghu Saw. I have also attached the documents that are required to close a bank account.

Thanking You, Regards Signature

To, The Branch Manager, Indian Overseas Bank, E Block XYZ Road, Chennai.

Subject:- Application to close my bank account.

Requested Sir/Madam, I am not able to maintain my savings account which is currently open in your branch because I do not have enough money to save it by keeping it in my savings account. My account number is XXXXXXXX and my account holder name is “your account holder name”.

So, please close my account. If you close my account in less time I will be forever grateful to you.

Thanking You, Your Trusty Signature

To, The Branch Manager, Central Bank of India, F Block XYZ Road, Bhubaneswar.

Subject:- Closing a current bank account.

Requested Sir/Madam, For the last 8 years, I have been maintaining a current account in your branch. I have seen a lot of ups and downs using this account. Now I want to open a new account. Therefore, please close this account as soon as possible. My account number is XXXXXXXX and the name holder in the account is “your holder name”.

To, The Branch Manager, Central Bank of India, G Block XYZ Road, Bhubaneswar.

Subject:- Bank account closure letter.

Requested Sir/Madam, Due to some personal reasons, I want to close my account which is running in your branch. My name is “mention your name” and my account holder name is “your account holder name”. My account number is XXXXXXXX.

Hence, please close my account as soon as possible.

To, The Branch Manager, State Bank of India, H Block XYZ Road, Kolkata.

Subject:- Letter to close bank account.

Dear Sir/Madam, I am a savings bank account holder in your branch. Recently I’ve had a really bad experience with your customer service. Due to this, I have lost 2 thousand rupees and now I am very angry and I want this savings account of mine to be closed. My account number is XXXXXXXX and my account holder name is ________.

Hence, close my account as soon as possible.

To, The Branch Manager, Bank of Maharashtra, I Block XYZ Road, Pune.

Subject:- Closing letter of a bank account.

Dear Sir/Madam, My self Manish Saw and I have a current account in your branch. Now, I want to close this current account whose account number is “mention your account number” and the account holder’s name is “holder name” because recently my job has shifted to Dubai. Therefore, I have to move to Dubai.

So, I request you close my account as soon as possible.

To, The Branch Manager, Bank of India, J Block XYZ Road, Ranchi.

Subject:- Application for closing a bank account.

Dear Sir/Madam, I am “your name” and I am maintaining a savings bank account in your branch but now my financial condition is not so good and I am not able to maintain my account. My account number is ________ and my name in the account is ________.

Therefore I request you please close this account.

Thanking You in Advance, Yours Obediently Signature

Related Read

• Account Reopen Application for Bank
• Bank Account Mobile Number Change Application
• Bank Branch Change Letter
• Bank Statement Application Letter

Frequently Asked Questions (FAQs)

What is a good reason to close a bank account.

You may find reasons to close a bank account because your account is not being used or too many charges are being deducted from your account.

Is closing a bank account free?

Yes, the majority of bank offer free closure of account, if your account doesn’t, has any unpaid loan amount.

How long does it take to close a bank account?

Within a week your bank account is closed in most cases. If you have any payment pending, it may take time to close your account.

Share this:

• Click to share on Facebook (Opens in new window)
• Click to share on Twitter (Opens in new window)
• Click to share on WhatsApp (Opens in new window)
• Click to share on Telegram (Opens in new window)
• Click to share on Pinterest (Opens in new window)
• Click to share on LinkedIn (Opens in new window)
• Click to print (Opens in new window)
• Click to share on Reddit (Opens in new window)
• Click to share on Tumblr (Opens in new window)
• Click to share on Pocket (Opens in new window)
• Click to email a link to a friend (Opens in new window)

Related Post

1 thought on “application for closing bank account (10+ samples)”, leave a comment cancel reply.

Save my name, email, and website in this browser for the next time I comment.

Letter Solution

Welcome to "Letter Solution" Everything is about letter and application writing.

Closing Bank Account Letter With 20+ Sample

Closing bank account letter with a format and 20+ sample.

Table of Contents

Closing Bank Account Letter : Opening a bank account is very important to everyone. On the other hand, closing bank account for many reasons is necessary. And you should follow several steps. You will have to compose a letter to the bank manager. The cause of closing a bank account should be written clearly in the letter. Besides you should mention all the details relevant bank like bank account number, branch code, full name and etc in the application.

Reason to close a bank account

When you will close your bank account, there are some simple reasons below.

• Bad customer service
• Your account might be misused
• You may have many accounts
• Excessive fee
• Not possible to maintain the minimum balance
• Due to death

Important documents to close bank account

I hope you will be successful to close your bank account easily if you go to brunch with the below-mentioned important documents. Again some banks charge account closer fees. So you will be compelled to pay the charge. The charge depends on the bank.

• A written request letter or application
• Bank passbook [Original]
• Bank chequebook
• Account number
• Account holder’s signature
• Name of the account holder
• Identity proof (Aadhar card, voter id card, pan card )
• Address proof (Aadhar card, ration card, voter card)

You should follow the below points to write a closing bank account letter.

• Address to the branch manager
• Name of the bank
• Name of the branch
• Address of the branch
• Salutation (Sir/Madam)
• Body of the letter

Thanking you

• Closing with your faithfully/truly/sincerely
• Name or signature

Contact details

Letter/Applictaion Format

Closing bank account letter.

The Bank Manager

[Name of the bank]

[Name of the branch]

[Address of the branch]

Date:00/00/00

Sub: [Application for closing account]

Respected Sir/Madam,

I am a savings/current account holder with your branch for a long time. My account number is ________________. Recently it is not possible for me to continue this account due to ____________ [Mention reason]. Please close my account and do not do any transactions. I am returning the passbook, unused checkbook and ATM card. I request you to hand over the current balance by cash to me.

Please close the account at your earliest. Your cooperation will be highly appreciated.

Yours sincerely

[Signature of the applicant]

Contact information

Application For Closing Bank Account

Date: 00/00/00

Sub: _______________

I have recently retired from my service. I have intended to live in my village house. I had been holding this account for the last fifteen years. Now this account is not useful to me. I am depositing the passbook, unused check book, ATM card. I request you to close the account and credit the remaining balance to my hand.

Therefore I pray your goodness to do the needful to close my account and then I shall be grateful to you.

Thanking you 

Application For Closing Bank Account Letter

Sub: [Application for closing bank account]

I have a savings bank account in your branch. The account number is ______________. Recently I have resigned from my job. So I want to close my account.

I shall be highly obliged to you if you take steps to close my account as soon as possible.

Yours faithfully

Joint Bank Account Closing Letter

[Address of the bank]                                                

Subject:[Request for closing joint account]

With a lot of respect, we would like to inform you that we hold a joint account (No.XXXXXXXXXXXX) in your branch for a long time. Now we are not able to continue the transactions as our business is going down. So we want to close it. Kindly stop the transactions. We have enclosed all the required documents along with it. And we are returning the passbook, check book, debit and credit card.

Please close our joint account and hand over the rest balance to us at your earliest.  

Your signature

Application For Closing Bank Account Due To Death

Date: 00/000/00

Sub: __________________

I would like to draw your attention that I am Rohit Poddar. My mother’s name is _____________. She had a savings account in your branch. The account number is ______________. She passed away due to __________ on _________.  Now I want to close the account. I have enclosed the necessary documents with this application.

Therefore I request you to do the needful as soon as possible so that I am able to close the account.

Yours truly

How To Write Application For Closing Bank Account

Punjab National Bank

Subject:[ ]

With due respect, I beg to state that I am an account [No._________] holder in your branch. Due to a personal issue, I would like to close my account and transfer the remaining balance to another account that’s copy has been attached along with this application.

Please consider my request and I will be obliged to you for your concern.

Closing Bank Account Letter Sample

United Bank of India

[Address of the bank]

Respected Sir/ Madam,

I wish to close my savings bank account in your bank. My name is Ram Krishna Bhattacharya and my account number is XXXXXXXXX. Now it is not possible for me as the distance from the bank to my house is so far. I have adjoined the necessary documents like aadhaar card, pan card, voter id and passport photo.  I am returning the passbook, checkbook and debit card.

Therefore I earnestly request you to close my savings bank account and hand over the remaining balance. 

(Signature)

(Contact details)

Request For Closing Bank Account Letter

Branch name

Branch address

Sub: [Request for closing bank account]

With the best regard, I beg to state that I have intended to close my savings account (No. XXXXXXXXXX) in your branch. My account details are below.

• Account number:
• A/C holder name:
• Available balance:

Please close the above-mentioned account and credit the remaining balance to my hand. Your cooperation will be highly appreciated.

[Signature]

Mobile number

How To Write Closing Bank Account Letter

Union Bank of India

My account number is XXXXXXXXXXX in your branch for five years. Recently I face a money problem to do transactions.

Therefore I request you to close my account and return the existing amount to me in cash.

[Name of the applicant]

Bank Current Account Close Application In English

Alahabad Bank

My name is Sukanto Gatkari. I have a current account (No. XXXXXXXXXX) in your branch. I have maintained the transactions for eight years. Now my business is not running well. That is why I am compelled to close my current account. I am returning the passbook, checkbook and ATM card. I request you to transfer the remaining balance to the below-mentioned savings account.

I, therefore, would pray to your goodness for closing the current account and thereby I shall be highly obliged.

Bank Account no. _______________

IFSC Code: ________________

Request Letter For Closing Bank Account

Bank of Boroda

I have a savings account (No. XXXXXXXXX) with your branch. Now I am not able to continue this account due to some issue. So I earnestly request you to close my account and do not keep on any transactions. Please hand over the remaining balance to me.

I will be thankful to you if you do the needful as early as possible.

Write An Application To The Bank Manager For Closing Bank Account

Bank of India

This is to inform you that I want to close my savings account in your bank due to some reasons. So I have decided not to continue this account. I have attached the new bank account copy. I am returning the passbook, ATM Card, Cheque book.

I, therefore, request you to transfer my existing balance to my new account.

Letter Asking To Close Bank Account

State Bank of India

Sub: [Asking to close bank account]

Dear Sir/Madam,

With due respect, I beg to state that I have a savings account with your branch for ten years. My account number is xxxxxxxxxx. Now I would like to close my account as I have been shifted to another city. So it is not possible to do the transactions here. I am returning the passbook, ATM card and chequebook.

Therefore, I request you to close my account as soon as possible and then I will be grateful to you.

FAQ’s On Application/Letter For Closing Bank Account

How do I write a letter to close my bank account?

Answer: Follow any format that will help you the most and read the samples. It will be easy to write a letter for closing bank accoutn.

Can I ask my bank to close my account?

Answer: Yes. You can ask the bank to close your account but you will have to visit the bank and talk over it. You are told to submit a written request letter.

Is there any charge to close a bank account?

Answer: There is a charge to close a bank account if you would like to close your account after 14 days of opening a new account. Within 14 days the bank will not take any charge of the closing bank account. The charge is depended on the bank.

Can I close bank account online?

Answer: You can close your bank account online if your bank provides the facility. Otherwise, you can not do it.

How much time does it take to close a bank account?

Answer: Naturally it takes business time two or three days. Besides it totally depends on the process.

What documents are needed to close a bank account?

Answer: The bank will want aadhar card, pan card, voter id card, ration card and etc as identity proof. The next documents are the original passbook, chequebook, ATM, signature and account number.

Whom should I write a letter to close a bank account?

Answer: You should write a letter or application to the bank manager for a closing bank account.

Read More Post Related Banking Issue:

• A new pass book
• New check-book
• Transfer bank account
• Opening a joint account
• Bank statement
• Hire a locker
• Change specimen signature
• Renewal of fixed deposit account
• Complaining non-receipt of pass-book
• Stop payment of a lost check
• Reopen account
• Change registered mobile number

I hope you have got the right information and chosen Closing Bank Account Letter . If you like the post, you can do a little help by sharing it with your friends, relatives and do comment in the below comment box.

• Bank Loan Application Letter Sample 8+ With Format
• Application To The Principal With 20+ Sample

You May Also Like

Application For Money Deduction With Format /Sample

Application For New ATM Card With 5+ Formats

Essay my best friend 500.

Leave Application

Leave Application for School, College and Office

Application For Closing Bank Account | Bank Account Close Application

Post by Mita Maji

If you are looking for the application for closing bank account letter OR are you searching for the best samples of bank account close application then you have come to the right place. To close a bank account there is no hard process. It is a very easy process.

Firstly, You have to write an application to the bank branch manager to close your account and you have to attach your checkbook, passbook & ATM card along with this bank account closing application. You can also transfer the bank account to another branch without closing it. Generally, the bank will take about 5 to 10 days to close it.

As we know it is always a good practice to write an application yourself but due to lack of time, It is not possible for us to write a professional application. So, just to save your time we have created some samples of bank account closing letters for you which will make your work more easier.

Some of the most common reasons that account holders usually close their bank accounts such as personal reasons, moving to other countries, rude bank employees, unreliable banking systems, high interest on loans or online banking issues.

What is required to close a bank account?

There are need some things that are very important to close a bank account, which you have to take to the bank. For Example,

• Bank Account Number.
• Account Holder Name.
• Signature Of Account Holder.
• Original Passbook of Bank Account.
• Cheque Book (If Issue).
• Atm Card (If Issue).
• Identify Proof (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
• Address Proof (Ex. Aadhar Card, Voter ID Card)

Hopefully, if you go to your bank branch with the above-mentioned items, you will be able to close your bank account without any problem. However, many banks may charge “account closure fees” so you may have to pay it.

Read Also:-  Application For Bank Account Close In Hindi

Simple Bank Account Close Application Letter

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My savings account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So you are requested kindly to close the account and credit the amount to me by cash/dd.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Bank Account Close Application In English

To The Bank Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a saving account in your branch and I want to close this account due to some personal reason with immediate effect. Details of the account are as under –

• Account Holder Name –
• Account No – XXXXXXXX
• IFSC code – XXXXXX
• Current Balance – Rs. XXXXX.XX

Kindly close my abovementioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account Letter

To The Manager, Name of the bank, Branch Name, Branch Address, Date-

Subject: Close Bank Account.

This letter is to inform you that kindly close my bạnk account no XXXXXXXXX in your bank. I am not operating this account for a long period of time. Now, I decided not to continue this account. I am returning my Debit/credit card, pass-book, and checkbook to the bank branch.

I request you to please return my existing balance through the demand draft or transfer it to my new account.

Thanking you.

Yours Sincerely Name: Account Number: XXXXXXXXX Date: XX/XX/XXXX

Bank Account Closing Letter Sample And Format

To, The Branch Manager, Bank Name, City Date

Subject- Application to close bank account

I would like to close my saving account no – XXXXXXXX due to some personal reasons with immediate effect. Hence, I request you to please close my said account and hand over the balance amount in cash and oblige. I am also returning my passbook, checkbook, debit and credit cards to the bank.

Please proceed with my request as soon as possible and I would appreciate it if you can close the account.

Yours Faithfully, [Your Name] [Signature] [Contact Details] [Your Address]

Read Also:  Bank Passbook Missing Letter

Sample Letter To Close Bank Account And Transfer Funds

To The Bank Manager, Bank Name, Branch Name, Branch Address, Date-

Subject- Application for closing bank account.

I have a saving account in your bank for the past four years but now due to some unavoidable circumstances. I want to close my account and transfer my amount to the new account. My saving account details are:-

• Current Account Number –
• New Account Number –
• Home Branch Name –

Yours Faithfully, [Name] [Signature]

Bank Account Close Application Letter

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Yours truly, Name- Address- Mobile No- Email ID-

Read Also:  Application For Opening Bank Account

Application To Bank Manager For Closing Account

To, The Bank Manager, Bank Name, Branch Address – Date –

Subject: Application for Closure of Current Bank account

With reference to the subject above it is stated that I have two accounts in your bank and I want to close my one account. Having account number – XXXXXXXXX, date of opening DD/MM/YY. This account is not functional since last and I do not need this account anymore.

Therefore, I request you to close my above current account. Your cooperation in this regard will be highly appreciated.

Thanking you in anticipation.

Sincerely, [Name] [Signature] [Date] [Contact No]

Bank Account Closing Letter Sample Format

To, The Branch Manager [Bank Name], [Branch Name & Address], [Date].

Subject – Bank account closing application & account no XXXXXXXXX.

With due respect, I Beg to say that I hold a saving account no ___________ [Mention Your Bank Account No] with your __________ [Mention Your Branch Name] branch and I am unable to maintain this bank account due to some personal circumstances.

This is a request letter to please close my saving account and reject any further transactions request. I am returning my passbook, chequebook and my cards along with my request letter. My bank account details are –

Account Holder Name – Account No – IFSC code – Current Balance – Card Number –

Therefore, I request you to please close my account and return my outstanding balance to the account details mentioned below. It Would be highly appreciable if you do the needful to initiate the process as soon as possible. [Mention the details of the bank account you want to take the remaining money from your old bank account] Account Holder Name – Bank Account Number – IFSC Code –

Thanking You.

Yours Faithfully, [Your Name], [Your Address], [Contact Details].

Application For Closing Bank Account

To The Branch Manager, Name of the Branch, Address of the Branch (example: Bigoram, Kolkata, 700386)

Subject: Request for pre-closing ongoing recurring deposit (RD) account

My savings account no. is XXXXXXXXXX and RD account no. is XXXXXXXXXX in your bank. Due to some unavoidable reasons, I’m not able to continue the RD payment.

So you are requested kindly to pre-close the RD account before maturity period and deposit the so far amount from RD to my savings account.

Yours sincerely, Signature – Name – Mobile No –

READ ALSO –

• Application For Bank Account Transfer
• Application for Bank Account Reopen
• Medical Leave Application Samples

Bank Account Closing Application

To The Bank Manager [Name of the Bank], [Branch Name], [Branch Address], [Date].

Subject: letter to bank manager for closing account. (Account Number___________)

With reference to my savings bank account number with your branch as mentioned above, I am willing to close my account since I am not in need of the account further and I regret not being able to continue with this.

I am handing over my passbook, unused check, ATM card along with this bank account closing letter.

Also, the details of my account are given below – Account No – Account Holder Name – ATM Card No – Mobile No –

Therefore, I request you to please close my said bank account as soon as possible and let the remaining balance be handed over to me.

It would be highly appreciable if you do the needful in this matter.

Yours faithfully, [Your Name], [Your Address].

Best and Easy to write Application For Closing Bank Account Letter Sample Image

[ Download Image Format ]

[ Download Bank Account Closing Letter PDF ]

FAQ’s on Application For Closing Bank Account Letter

1) How do I write a letter to close my bank account? Answer: To, The manager. Dear Sir/Madam, I want to say that I am an account holder in your bank. My account no is XXXXXXX in your bank. Currently, I am not able to continue this account anymore. So, I request you to please close my account as early as possible. Thank you.

If you can’t write the letter at all then try to write by following the sample of the application that we have given at first.

2) How long does it take to close a bank account? Answer:  It totally depends on your bank. You can request your bank manager to complete this action as soon as possible. Yet it takes a maximum of five to ten days.

3) Is there a charge to close a bank account? Answer:  YES,  many banks charge  “Account Closure Fees”  for closing accounts. So you should look at these before opening a bank account. However, most banks usually take it if they want to close the account within  90  to  180  days of opening the account. We can’t say exactly how much you charge for it, but you can find out from your bank manager.

4) What documents do I need to close a bank account? Answer: As we told you earlier, you will need two types of documents to close the bank account. The first is some of your ID verification documents (E.g – Aadhar Card, Pan Card, Voter ID Card, DL) and the second is some of your bank account documents (E.g – Account Number, Signature Of Account Holder, Original Passbook, Atm Card).

5) Can you close out a bank account online? Answer:  The answer to this question may be yes or no or both. Because in our India some banks give the opportunity to close your bank account online and some banks do not give that opportunity. So, below are the links to some bank’s closure forms. Which you can fill up and submit to your bank.

• State Bank of India
• Bank of Baroda
• Punjab National Bank
• Canara Bank
• Indian Overseas Bank
• Union Bank of India

I hope you find the exact sample or format of the bank account closing application you were looking for on the internet.

Letters in English

Sample Letters, Letter Templates & Formats

Home » Letters » Bank Letters » Request Letter to Close Current Bank Account – Sample Letter to Bank Requesting Closure of Current Bank Account and Transfer Funds

Request Letter to Close Current Bank Account – Sample Letter to Bank Requesting Closure of Current Bank Account and Transfer Funds

To, The Branch Manager, ______________ (Name of the Bank) ______________ (Address of the Branch)

Date: __/__/_____ (Date)

Subject: Request to close current bank account and transfer funds

Respected sir/madam,

With due respect, I would like to inform you that my name is ____________ (mention name) having a current account ____________ (account number) in your ____________ (location) branch.

I am writing this letter to request you to kindly close the above-mentioned current bank account bearing account number ____________ (account number) and transfer the funds to the account ______________ (mention the account number).

As per the requirements, I have already attached the necessary forms/self–attested documents/application/transfer cheque/other for the verification process. I request you to process my request at the earliest to avoid any further inconvenience. If you wish to contact me regarding the same, you can contact me at ______________ (contact details)

Thank you for your valuable time. I would be highly obliged if you can process my request at the earliest.

Regards, ______________ (Signature), ______________ (Your Name), ______________ (Account number), ______________ (Contact details)

Incoming Search Terms:

• Letter to bank for fund transfer
• Bank account close application
• Letter for Donating your Used Car for Charity – Sample Letter of Enquiry Requesting Information About Donating Car
• Intimation Letter from Bank for Processing of Account Closure Request – Sample Response Letter to Bank Customer for Receiving of Closure of Account Application

Leave a Reply Cancel reply

You must be logged in to post a comment.

Privacy Overview

Application Letter

• Leave Application
• School & College Letter
• Office Application
• Bank Application
• Other Application

Application For Closing Bank Account Letter

Do you want to close your bank account? If you want to close your bank account, then you are at the right place. Because in this article you will get 6 + Application For Closing Bank Account Letter Format with samples.

I know that you are looking for some bank account closing letter or application samples for this. A person can close his bank account for various reasons, Some common reasons are difficulty in managing multiple accounts, due to some unavoidable circumstances, Due to some personal or financial problems, death of someone in the family or being unable to maintain a minimum balance. That’s why I have given below more than 6+ Bank Account Close Application samples for you.

From the sample below, you can choose a sample of your choice and write your own perfect bank account closing letter without any problem.

Bank Account Close Application In English

To The Bank Manager [Bank Name], [Branch Name], [Date].

Subject: Application For Closing Bank Account Letter.

Dear Sir/Madam,

Most respectfully, I am writing this letter to inform you that I am ______ (Account Holder Name), and I hold a Saving Account in your bank. My account number is ______ (Mention Your Account No) & Now I am not interested to continue this account due to some personal financial problem (Here you can mention your own reasons).

Therefore, I would like to request you to close the account and credit the amount to me in cash.

Yours Sincerely, [Your Name], [Your Register Mobile Number], [Your Address].

To The Branch Manager, [Bank Name], [Branch Name], [Date].

Subject: Bank Account Close Application.

Greetings Sir/Madam,

Most respectfully, I want to inform you that I am ________ (Mention Your Name), I have a Saving/Current/Salary account in your bank & Its bearing no is ________ (Mention Your Account Number). As I have multiple bank accounts, I am unable to maintain the minimum balance in this account. That’s why I want to close this account.

Therefore, I request you to close the account permanently and please credit the remaining amount to this bank account [Mention Your Any Other A/c Number].

Yours Truly, [Account Holder Name], [Account Number], [Mobile No], [Address].

Bank Account Closing Letter Sample Format

To, The Bank Manager, [Name of the bank], [Branch Address], [Date].

Subject: Bank Account Closing Letter.

Respected Sir/Madam,

With due respect, I beg to say that I hold a savings account in your branch for the last 5 years and my account no is ___________ [Mention Your Ac Number]. But now I want to close my account for some personal reasons with immediate effect.

The account’s details are shown below – Account Holder Name: Account Number: Account Type: Debit Card No: Linked Mobile No:

Also with this bank account closure letter, I am giving my passbook, chequebook and ATM card. It would be very helpful if you do the needful.

Thanking you in advance.

Yours Faithfully, [Your Name], [Mobile No], [Email ID].

Sample Letter To Close Bank Account And Transfer Funds

To The Manager, [Bank Name], [Bank Address], [dd/mm/yy].

Subject: Letter To Close Bank Account And Transfer Funds.

I am writing this application letter to inform you that, I hold a savings account in your _______ [Mention Your Branch Name] branch & the account number is ___________ [Write Your Account Number]. Now I am not operating this account for a long period of time.

Therefore, I request you to close this account and please transfer my existing funds through the demand draft or transfer it to this bank account – Bank Name: Account Number: IFSC Code:

I will be very grateful to you If you consider my request.

Thank you very much in advance.

Yours faithfully, [Your Name], [Email/Mobile No].

Sample Letter To Close Bank Account For Business

To The Bank Manager, [Bank Name], [Bank Address], [Date].

Subject: Application For Closing Bank Account For Business.

I would like to inform you that my name is _______ [Mention Your Name] and my account number is ________ [Mention Your A/c No]. I had this current bank account at your branch for the last 4 years because of my business.

The business is not doing well at the moment due to various problems. So, I decide that I want to close this bank account & I hope you will help me to do this.

Because of this reason, I request you to process my account closing request and transfer the remaining amount as soon as possible.

I will always be grateful to you in this respect.

Yours sincerely, [Your Name], [Contact Details], [Address].

Bank Account Band Karne Ke Liye Application In English

To, The Branch Manager, [Bank Name], [Bank Address], Date- [Date/Month/Year].

Subject: Bank Account Band Karne Ke Liye Application In English.

Respected sir/madam,

I am _______ [Your Name] & I have opened a savings bank account in this branch about 5 years ago. My account no is ________ . But right now my financial condition is not so good and I am not able to maintain a minimum balance in my account.

Therefore I request you to please close this account. Also, I want the remaining balance of the account to be transferred to me in cash. Please do the needful & close this account as soon as possible.

Thanks in Advance.

Yours faithfully, [Signature], [Address with Pin code], [Mobile No].

Application For Closing Bank Account Letter PDF

Download Bank Account Closing Letter PDF ➪ Click Here

FAQ’s on Application For Closing Bank Account Letter

What documents are required to close a bank account? All details related to your account, such as account holder name, address, account number, linked mobile number, signature, your original passbook and original checkbook (if issued). Also, your Identification Proof (Aadhar Card, Voter ID Card, Electricity Bill), Your Address Proof (Aadhar Card, Voter ID Card) and Debit Card / ATM Card (if issued).

Can a bank reopen a closed account? Yes, you can reopen a closed bank account. But in some cases, whether you can reopen the account depends on the bank. Because banks have some policies that you have to follow. Also, download and write your own letter using our bank account closing letter sample format in word sample.

How long does it take to close a bank account? It usually takes 10 to 15 days to complete the entire process of closing your bank account. However, in some government banks , this process takes more than 1 to 2 months to complete.

Can a bank refuse to close your account? Generally, overdraft bank accounts cannot be closed. So they may refuse to close it. If you follow your bank’s policies properly, you will be able to close your account without any problem.

Is passbook required for closing bank account? Yes, banks ask you to return your passbook, debit card, unused checkbook and any other documents issued by the bank. These need to be surrendered when closing the account.

Read More Related Articles:-

• Best Loan Closure Letter Format Sample In Word & PDF
• Cyber Crime Complaint Letter Format (Banking  Related)

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

11+ Application for Closing Bank Account [Format with Sample]

Why Close a Bank Account?

People often need to close their bank accounts. There are many reasons. Here are some of the most common ones:

Multiple accounts

Some people open extra accounts for savings goals or budgeting purposes. Once the plan is met, they may close the extraneous account.

Fraud/Security

If your account becomes compromised by fraud or security breaches, you may wish to cut ties with the bank and start fresh elsewhere.

Relationship changes

A joint account with an ex-spouse or partner must be closed. It is necessary to open separate accounts.

Minimal use

If you have an old account with minimal funds or transaction activity, the bank may ask you to close it to streamline operations.

No matter the reason, closing an account is a simple process but requires you to notify your bank formally.

Best way to Write a Letter to Close a Bank Account? 

The bank will require a formal letter or application from you to initiate the closure of your account. 

• Format of an Account Closing Letter
• Here are the key details to include:
• Date of letter
• Address and phone number
• Account number
• Request to close an account
• The date you wish it closed 
• Details for dispensing the remaining balance

Current Account Closing Letter [Sample 1]

Name: [your name]

Address: [your address] 

The Branch Manager

HDFC Bank Ltd

Silicon City Branch

Udaipur, Rajasthan

Account Number: [502000456789654]

Sub: Request to Close My Current Account

Dear Sir/Madam, 

I want to close my account with your bank as I no longer have frequent transactions. Please complete account number [502000456789654] by [date]. 

I’m sharing the unused cheques and ATM cards with this letter. Please send me the account closure letter and the final settlement cheque for the remaining balance to my Address above.

[Signature]

Application for Letter to Bank Manager for Closing Account [Sample 2]

Name: Rahul Verma

Address: B7 Lotus Boulevard, Civil Lines

The Bank Manager 

State Bank of India

Civil Lines Branch 

Account Number: [0123456789123]

I want to close my savings account [0123456789123] with the State Bank of India, Civil Lines branch.  Please close this account on [date]. I am relocating to a new city and will no longer need this local account. 

Kindly transfer any remaining balance to my SBI account at the Janakpuri branch in New Delhi (account number: [012456789321], IFSC: SBIN0011238). I’m sharing the passbook and ATM card with you along with this letter.

I appreciate your assistance in closing this account right away. Please send me the account closure confirmation letter at the above Address.

Rahul Verma

Bank Account Closing Letter [ Sample 3]

Name: Ankita Rai

ICICI Bank Ltd. 

Linking Road Branch

Account Number: 

Dear Sir/Madam,

I am requesting the closing of my savings account [10021556892135] with the ICICI Bank Linking Road branch.  I want to close this account on [date], as I no longer require it for my needs. Please transfer the closing balance to my ICICI current account (account number: [10022556895236], IFSC: ICIC0001122) and send the account closure confirmation letter to my registered Address.

I have enclosed the passbook, ATM card, and canceled cheques along with this letter for your reference. Please let me know if any other documents are needed from my end to close this savings account. I appreciate your quick assistance. I am looking forward to a smooth closure.

What is required to close a bank account?

To close a bank account, you typically need to:

Submit an application or letter : This formally requests account closure and specifies the closure date. Follow your bank’s format.

Return materials: Any unused checks, ATM/debit cards, and passbooks must be returned to the bank. This prevents future misuse.

Settle the balance: Indicate how you want the remaining balance handled: funds transfer, cash payout, etc.

Provide KYC details: You may need to furnish KYC documents again for verification before closure.

Pay fees if applicable: Some banks may deduct a closure fee. Ask about this. 

With the above steps completed, the bank will process the request and close your account.

Bank Account Close Application Letter [Sample 4]

Name: Ramesh Gupta

The Branch Manager,

Bank of Baroda,

Churchgate Branch, 

  I want to close my savings bank account [1234556789] with your Branch. Please complete this account with effect from October 01, 2023.

I am enclosing the passbook and ATM card along with this letter. After deducting the applicable charges, kindly send me the account closure confirmation letter and the check for the balance amount.

Yours faithfully,

Ramesh Gupta

Bank Account Close Application In English [sample 5]

Subject: Request for closure of bank account no. X

Respected Sir/Madam,

I, (your name), bearing account number X at your Branch, wish to close my savings bank account permanently due to personal reasons. 

My registered address is (your Address). Please close my account immediately and transfer the closing balance to my other active account, no. X at your ________ Branch. 

I am enclosing the account’s passbook, ATM card, and unused cheque leaves to be closed. Please send the account closure confirmation letter to my registered Address.

(Your name)

Application For Closing Bank Account Letter [sample 6]

Subject: Application for closure of account no. X

I wish to close my savings account (account number XXXXXXXXX) with your Branch permanently due to relocation/change of residence. 

Please close my account and send the account closure confirmation letter and the cheque for the closing balance to my registered Address mentioned below.

I’m sharing the passbook, signed unused cheque leaves, ATM card, and other necessary documents with this letter. 

Account Holder’s Name

Phone Number

Example Letter To Close Bank Account And Transfer Funds [sample 7]

HDFC Bank Limited,

I, (your name), wish to close my savings account (account number XXXXXXXXXX) with your Branch permanently due to (reason). 

Please close my account and transfer the closing balance as follows:

• Rs. XXXXX to my HDFC account no. X
• Rs. XXXXX to my Citibank account no. X 

I have submitted the passbook, signed unused cheque leaves, ATM card, and other necessary documents along with this letter. Kindly send the account closure confirmation to my registered Address mentioned below. 

[Your Signature]

[Your name]

[Phone no.] 

Bank Account Close Application Letter [sample 8]

Subject: Bank account closure request

I want to close my savings bank account number XXXXXXXXXXX with your Branch. My account details are as follows:

Account Holder’s Name:  

Contact Number:

• Account Type: Savings Account 
• Account Number:   

Please close my account and send the account closure confirmation letter and the remaining balance to my registered Address. 

I have submitted the passbook, signed unused cheques, ATM card, and other required documents. Please let me know if any additional information is needed to close my account.

Yours faithfully, 

Application To Bank Manager For Closing Account [sample 9]

I want to close my savings bank account number XXXXXXXXX with your Branch. My account details are:

Account Type: Savings Account

Please close my account and transfer the closing balance to my Union Bank account number XXXXXXXXXX.  I’m sharing the passbook, signed unused cheques, ATM card, and other documents required for account closure.

Please send the account closure confirmation letter to my registered Address once the closure is processed. Let me know if any other information is required from my end.

[Your Signature] 

Bank Account Closing Application [sample 10]

Branch name

I, (your name), wish to close my savings bank account number XXXXXXXXX with your Branch permanently due to (reason).

My account details are as follows:

Account holder name:

Account number:  

Branch name:

Please close my account and send the account closure confirmation letter along with the remaining balance cheque to my registered Address mentioned below.

I have submitted the passbook, signed unused cheques, ATM card, and other documents required to close my account.

[Phone number]

Application For Closing Bank Account [sample 11]

The Manager 

I, (your name), wish to close my savings bank account number XXXXXXXX at your Branch.  Please arrange to close my account and send the account closure confirmation letter and the cheque for the closing balance to my registered Address mentioned below.

I have submitted the passbook, ATM card, and signed unused cheque leaves along with this application to close my account. Please carry out the necessary formalities to close my account at the earliest.

[Phone number]  

Bank Account Closing Application [sample 12]

Branch address

Please be informed that I wish to close my savings bank account number XXXXXXXXXX at your Branch. 

Account Holder’s Name: 

Contact Number: 

Please close my account and send the account closure confirmation letter and the cheque for the remaining balance to my abovementioned Registered Address. 

I’m sharing the passbook, signed unused cheque leaves, ATM card, and other documents required for account closure.

Please carry out the necessary procedures for permanently closing my account and inform me if any other details are required.

List Of 11+ Applications For Closing Bank Account With Pictures

Bilal Rafique, the person behind Ilmhere.com, works hard to create real and detailed educational content that helps people get better at English. Ilmhere.com is a website where you can learn English online. It covers lots of topics like English grammar, how to write applications, and other useful things to make learning easier.

View all posts

10+ Best Sick Leave Application for School / College (2024)

8+ best application for cancellation of admission in 2024, related articles.

How to Write a Transfer Certificate Application (2023)

13+ Write A Letter To Your Friend To Spend Summer Vacation

3+ Brilliant Application for Remission of Fine 

9+ Best Application For Teaching Job In (2023)

Leave a reply cancel reply.

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Login to Guidely and get the best courses and materials for your upcoming exams.

Sign in to Guidely

Don't Have Account? Register

Sign up to Guidely

Already Have Account? Login

Please enter OTP sent to /

Forgot Password

I want to return to Login

• application for closing bank account

Application For Closing Bank Account: Check Documents Required, Letter Format And Samples

Jul 12 2023

Application For Closing Bank Account: The important details and samples for the application for closing a bank account are added in this application for closing bank account article. Do you hold a bank account that is either that you are unable to keep up or not used? For that, you want to close your bank account. That is not so much difficult to close the bank account. You can refer to this application for closing bank account article to know how to close a bank account simply. So for closing a bank account, all you need to do is to write a request letter to the bank manager by referring to this application for closing bank account post. So hereby referring to this application for closing bank account article and application for closing bank account format and samples, you will come to know how to close a bank account that is inactive or not able to maintain. We are provided detailed clarification about the format and samples for the application for Closing Bank Account in this application for closing bank account post. Those who want to close their bank account due to some reasons can utilize this application for closing bank account article to know the exact application for closing bank account format and application for closing bank account samples. 

Banking Awareness - Free PDF

Why Should Close A Bank Account?

In this application for closing bank account, we have added some of the reasons why should close a bank account. Different persons have different reasons and motives for closing a bank account. The most common reasons for closing a bank account are added in this application for closing bank account article. The most frequent reasons for closing bank account are inadequate service or response, excessive fees, use of online services, etc. And also other reasons can include you can’t keep up with the account or need the money, or just want to open a new account.

Closing the bank account has additional situations too. It can be the bank may slam your bank account because if it has been inactive for a very long time, if you maintained zero balance over a period of time, if you have too many bounced checks or overdrafts, or if you have been subjected to identity theft, etc. To know more information regarding the application for closing bank account, application for closing bank account format, and application for closing bank account samples, you can exploit this application for closing bank account post. 

Documents Required To Close A Bank Account

Here we have given the information regarding the documents required to close a bank account in this application for closing bank account article. You can go through this application for closing bank account post, to check the application for closing bank account format, application for closing bank account samples, and the documents needed to close a bank account. To terminate a bank account, you must give certain items to the bank that are highly needed. For example,

• Account Number in a bank.
• Name of the account holder.
• The account holder’s signature.
• Original bank account passbook.
• Paycheck Book (If Issue).
• An ATM Card (If Issue).
• Identify Evidence (Ex. Aadhar Card, Pan Card, Voter ID Card, Driving License).
• The Address Is (Ex. Aadhar Card, Voter ID Card)

If you have the above items in hand, you can be able to close a bank account without any queries in your local branch of the bank. As many banks impose “account closing costs.” for closing a bank account, you could also have to pay for it. 

Application For Closing Bank Account: Format of A Letter

You can check the format of a letter for the application for closing bank account in this application for closing bank account format article. You should submit this application for closing bank account format letter in the local branch of the bank while closing a bank account. The application for closing bank account format should be, 

The Branch Manager

Name of the Bank

Bank Address

Sir/ Ma’am,

Body of the letter

Thanking you

Yours faithfully,

Signature of the Account Holder

Name of the Account Holder

Application For Closing Bank Account Samples

We have provided some of the application for closing bank account samples in this application for closing bank account article. Those who need to close a bank account can refer to this application for closing bank account samples which is added in this application for closing bank account article. 

Application For Closing Bank Account: Sample 1

The Branch Manager, Bank Name, Branch Name, City.

Subject: Closing of Bank Account-A/C-XXXXXXX

Respected Sir/Madam,

With due respect, I Beg to say that I hold a savings account in your branch and I want to close this account due to some personal reasons with immediate effect. Details of the account are as under –

• Account Holder Name –
• Account No – XXXXXXXX
• IFSC code – XXXXXX
• Current Balance – Rs. XXXXX.XX

Kindly close my above-mentioned account and hand over the balance amount in cash. I will be thankful to you.

Yours Faithfully, [Name] [Signature] [Contact Details]

Application For Closing Bank Account: Sample 2

The Manager

State Bank of India

Chennai – 600054

Subject: Request to close the account

I hold an account with the account number 0305000002356777 at your bank. I have been transferred to Mumbai, so I will have to close the account as I would not be able to access the account. Kindly clear all the transactions with this account and transfer the balance to another account (Account number: 0201000023642365 IFSC Code: SBIL0000707).

Thank you in advance.

Yours sincerely,

Application For Closing Bank Account: Sample 3

To The Manager Name of the Bank Name of the Branch Address of the Branch

Sub: Application to close bank account

Dear Sir/Madam,

My bank’s savings account number is XXXXXXX. Now I am unable to maintain this account. Therefore, I respectfully ask that you to terminate the account and credit the money to my cash or debit card.

Thanking you,

Yours sincerely [Name] [Signature] [Date] [Mobile No] [Address]

Application For Closing Bank Account: Sample 4

To The Manager, Bank Name, Branch Name, (Full postal address of the branch) Date-

Subject- Closing of Savings / Current Bank Account

I humbly request that I have been an account holder with ______ (Account Holder Name) in your bank for some years. For some reason, I want to close my bank account. My account number is _____ (Bank Account Number) and my ATM number is ____ (ATM Number).

Therefore, you are requested to kindly close my account and return my outstanding amount to me. I will always be grateful to you. Your kind co-operation in this regard will be highly appreciated.

Thanking you.

Yours truly, Name- Address – Mobile No- Email ID-

Application For Closing Bank Account: Sample 5

Union Bank of India

Koramangala Branch

Bangalore – 600023.

25 th  March, 2021

Subject: Closure of savings account

Ma’am,

I am Rudhra, and I have a savings account with the account number 2312000023564932 at your branch. I am moving to Chennai for personal reasons, and so I would like to close my savings account and withdraw the amount. I request you to kindly do the needful and close my account at the earliest as I will be leaving next week.

I am enclosing herewith the bank passbook, the identification and address proof for your reference.

Rudhaprasad

Application For Closing Bank Account FAQs

Q. How to close my bank account?

A.  To close your bank account you have to submit the application for closing the bank account to the branch manager in the format mentioned above. 

Q. How much time the bank will take for closing a bank account ?

A. It entirely depends on your bank. You can request the bank manager to close your bank account as soon as possible. But it only takes 5 to 10 days at most.

Recent Posts

Daily current affairs & quiz 2023-24: latest current affairs, quiz & news for today.

Apr 06 2024

42 UNESCO World Heritage Sites In India: Check UNESCO Full Form, Objectives, and Complete List

Apr 05 2024

List of Important Days in April 2024: National and International Days | With Themes

Trending notification.

• SSC GD Notification PDF
• SBI Clerk Notification PDF
• SBI PO Notification PDF
• IBPS SO Notification PDF
• RBI Assistant Notification PDF
• IBPS PO Notification PDF
• SBI Apprentice Notification PDF
• NIACL AO Notification PDF
• General Awareness Smart Analysis
• Get Weekly 4 set Test
• Each Set consist of 50 Questions
• Compare your progress with Test 1 & 2 & Test 3 & 4
• Deep Analysis in topic wise questions
• Bundle PDF Course 2023
• Ultimate Bundle PDF Course 2022
• Grand Bundle PDF Course 2021
• English Bundle PDF Course
• Insurance & Financial Market Awareness Bundle PDF  Course
• Descriptive Papers for Bank & Insurance Exams
• Interview Bundle PDF Course
• All Bank Exams Video Course
• All Mock Test Series (Platinum Package)
• All Premium eBooks

Premium PDF Course 12 Months

• Bundle PDF Course 2024
• Prime PDF Course 2023

Application For Closing Bank Account – Letter Format & 15+ Samples

If you’re in need of some  Application For Closing Bank Account examples, or looking for Bank Account closing Letter Format?  then you’ve come to the right place!

This comprehensive guide offers everything you need to know about writing a bank account closure application letter, plus 15+ samples to help you get started.

So, lets get started..

Table of Contents

Application for closing bank account in english

To, The Bank Manager [Bank name] [Branch name] [Name of city/vill]

Date : day/month/year

Subject: Application to close bank account.

Respected sir/madam,

This is to draw your kind attention that I have been holding a savings account in your esteemed bank for many years. Due to some inevitable circumstances, I will not be able to continue with the current account.

My bank details are cited below: [Name]  [Account number] [IFSC Code] [Registered mobile number]

I therefore request you to close my current account and credit the money to me in cash at the earliest possible. Your promptness in this regard will be highly appreciated.

Thanking you

Yours faithfully [Signature] [Address with pin code]

Simple bank account closing application request letter

Subject : Letter requesting bank account closure.

I hold a savings account in your bank, __ (branch name) branch. My account number is __ (your account number) . I wish to close my account since I do not require it anymore. I am handing over my bank ATM card, cheque book and passbook along with this letter.

I therefore request you humbly to do the needful and close this savings account and hand over the remaining balance to me in cash. I will be ever grateful to you for this act of benevolence.

Yours sincerely [Signature] [Address with pincode] [Contact details]

Also Read: Application for bank statement for 6/3 months

Application for closing bank account due to death

Subject : Application for closing bank account due to death.

I am writing this letter with the intention to inform you that my father and I hold a joint account in your bank, __ (branch name) branch. With a heavy heart I wish to convey that my father Mr. Rajiv Verma has recently expired. I want you to close the savings account and transfer the money to my new account. 

Old bank account details:  [Name ] [Account number] [Account type] [IFSC code]

New bank account details :  [Name ] [Account number] [Account type] [IFSC code]

Kindly consider the matter and do the needful at the earliest possible for which I shall be grateful to you

Yours sincerely [Signature] [Phone no]

Application for closing current bank account

Date: day/month/year

Subject: Application for the closure of current bank account.

Respected sir/madam

With due respect and humble submission I seek to state to you that I am holding a current account in your reputed bank, __ (branch name) branch under the name __ (your name).

I am unable to operate this account anymore and I want you to close the account with immediate effect and hand the money to me in cash.

Kindly act with promptness in this regard for which I shall be very thankful to you.

Thanking you [Name] [Account number] [IFSC code] [Registered phone number] [Email id]

Application for closing bank account due to death of husband

Subject : Application for closing bank account due to death of husband

My husband Rakesh Singh has held a savings account in your esteemed bank since 2018.

Due to his demise very recently, I want you to close his account and credit the balance into my account.

The bank details are mentioned below [Name]  [Account number] [IFSC Code] [Registered mobile number]

I hope that you look into the matter earnestly and do the needful at the earliest possible.

I shall be grateful to you for this act of kindness.

Yours sincerely [Name] [Signature] [Address with pin code] [Contact number]

Indusind bank account closing letter format

To, The Bank Manager Indusland Bank [Branch name] [Name of city/vill]

Subject : Request letter for closing bank account.

I am Leela Jain, an account holder in your esteemed bank for a few years now. My account number is __ (your account number) . Due to some personal reasons I will not be able to carry on with the current account. Hence, I would like you to kindly close the account and hand me the balance in cash.

I therefore request you to do the needful as soon as possible. My convenience through your cooperation will be highly appreciated.

Yours sincerely  [Signature] [Contact details] [Address with pin code]

HDFC bank account closing letter format

To, The Bank Manager HDFC Bank [Branch name] [Name of city/vill]

Date :  day/month/year

Subject: Letter requesting the closure of bank account.

With reference to the subject cited above I wish to draw your kind attention to the fact that I am an account holder of your esteemed bank, __ (branch name) branch. Due to some issues I am unable to maintain the account. I urge you to kindly stop the transactions and close the bank account. Also please transfer the available balance to my new account.

Old bank account details: [Name ] [Account number] [IFSC code] [Registered mobile number]

New bank account  details [Name ] [Account number] [IFSC code]

The consideration of this letter at the earliest will be highly appreciated.

Yours faithfully [Signature] [Contact details]

Corporation bank account closing letter format

To, The Bank Manager Corporation Bank [Branch name] [Name of city/vill]

Subject: Request letter for bank account closure.

With due respect I would like to bring it into your notice that I am an account holder of your esteemed bank. My account number is __ (your account number) . 

Therefore you are humbly requested to kindly close my savings account and stop the transactions. Also I would like the account balance to be handed over to me in cash.

Your eagerness in this cause shall be highly appreciated.

Yours faithfully  [Signature] [Address with pin code] [Account number]

Application for closing bank account and transfer money to another account

Subject : Application for the closing of bank account.

With reference to the subject cited above I wish to state to you that I am an account holder of your esteemed bank. My account number is __( your account number). I am shifting permanently to another city and I wish to close my account as I have recently opened a new one in a different branch.Kindly close my account and transfer the available balance to my new account.  

New bank account details:  [Name ] [Account number] [Account type] [IFSC code]

I therefore request you to kindly look at the matter at the earliest possible and consider this as a matter of urgency. I shall always be grateful to you for your promptness in this regard.

Yours faithfully [signature] [Address with pin code]

Application for closing bank account in SBI 

To, The Bank Manager State Bank Of India [Branch name] [Name of city/vill]

Subject: Application letter requesting to close bank account.

My account number is ___ (your account number) .I have been holding a savings account in your esteemed bank for the last few years. Due to some inescapable circumstances, I am unable to operate the account. I request you to close the account and stop the transactions.

Your promptness in this matter will be highly appreciated.

Yours sincerely, [Signature] [Address with pin code] [Contact details]

More From Us:

• Application To Bank Manager For Atm Card – New, Lost, Expired, Block
• 10+ Application For Name Change & Correction In Bank Account
• Application For Bank Account Transfer Letter To Manager
• Application for number change in bank

You may also like

10+ Application For Name Change & Correction In Bank Account

Application Letter For KYC Update In Bank Account – Samples

10+ Application for Update Email ID in Bank Account – Sample Letter

10+ Application To Bank Manager For Refund Of Money

About the author.

Golam Md is the founder of Applicationloop.in, a blog that is exclusively dedicated to providing helpful tips, Samples and advice on writing effective application letters.

Leave a Comment X

Save my name, email, and website in this browser for the next time I comment.

Joint Account Closure Application Request (with Samples & PDFs)

I have listed sample templates to help you craft an effective and professional joint account closure application request.

Also, I would like to point out that you can also download a PDF containing all the samples at the end of this post.

Joint Account Discontinuation Application Submission

First, find the sample template for joint account closure application request below.

To, The Branch Manager, , , ,

Subject: Request for Joint Account Closure

Dear Sir/Madam,

I am writing this letter to formally request the closure of our joint bank account number . The account is jointly held by me, , and .

Due to certain personal reasons, we have mutually decided to close this account. We understand fully that this procedure will require us to clear any standing dues or charges related to the account. We are prepared to pay any such amount and request you to inform us of the same.

We also understand that the account closure will lead to the termination of any services connected to this account. We are ready to submit all necessary documents and fulfill any formalities required for this procedure.

We request you to process our application at the earliest and settle the remaining balance, if any, through a Demand Draft/Cheque in the name of or .

Thank you for your prompt attention to this matter.

Yours Faithfully,

(Your Signature)

(Other Account Holder’s Signature)

Below I have listed 5 different sample applications for “joint account closure application request” that you will certainly find useful for specific scenarios:

Application for Joint Account Closure Due to Irreconcilable Financial Differences

To, The Branch Manager, [Bank Name], [Bank Branch Address],

Subject: Application for Joint Account Closure Due to Irreconcilable Financial Differences

We, the undersigned joint account holders, [Your Name] and [Joint Account Holder’s Name], are writing to request the closure of our joint account number [Account Number] with immediate effect. The reason behind this decision is the irreconcilable financial differences that have arisen between us. We have mutually agreed to part ways in financial matters and would like to operate our respective individual accounts henceforth.

We request the bank to provide us with the final statement of our account and disburse the remaining balance as per our agreed instructions. Kindly issue two demand drafts/cashier’s cheques in the following denominations:

1. INR [Amount] in favor of [Your Name] 2. INR [Amount] in favor of [Joint Account Holder’s Name]

Please find enclosed our joint account passbook and the unused cheque leaves that were issued to us. We understand that any charges associated with the account closure and the issuance of the above-mentioned demand drafts/cashier’s cheques will be deducted from our account balance accordingly.

We assure you of our cooperation in executing this request and providing any additional information or documentation that may be needed to complete the process. We would appreciate your prompt attention in this matter.

Thank you for your assistance.

Yours faithfully,

[Your Name] [Your Address] [Your Contact Number]

[Joint Account Holder’s Name] [Joint Account Holder’s Address] [Joint Account Holder’s Contact Number]

Account Consolidation Application Prior to Joint Account Closure

To, The Branch Manager, [Bank Name], [Bank Branch], [Bank Address]

Subject: Account Consolidation Application Prior to Joint Account Closure

Respected Sir/Madam,

I, [Your Name], holding account number [Your Account Number], jointly with my [Relation], [Joint Account Holder’s Name], holding account number [Joint Account Number], would like to apply for the consolidation of the said joint account into my individual account at your branch.

We have decided to carry out this process prior to the closure of our joint account due to [Reason for Account Consolidation, e.g. personal reasons, financial management, etc.]. We kindly request you to process the consolidation and transfer the outstanding balance from the joint account into my individual account.

Following is our account information for your reference:

1. Individual Account: Account Holder’s Name: [Your Name] Account Number: [Your Account Number] IFSC Code: [Your IFSC Code]

2. Joint Account: Account Holder’s Name: [Your Name] and [Joint Account Holder’s Name] Account Number: [Joint Account Number] IFSC Code: [Joint Account IFSC Code]

We have attached the necessary documents required for the account consolidation process. Kindly process our request at the earliest convenience and inform us about the completion of the account consolidation.

We appreciate your prompt attention to this matter and look forward to your positive response.

Thanking you,

[Your Name] [Your Contact Number] [Your Email Address]

[Joint Account Holder’s Name] [Joint Account Holder’s Contact Number] [Joint Account Holder’s Email Address]

Date: [Date] Place: [Location]

Application to Retain Individual Account Following Joint Account Closure

To, The Branch Manager, [Name of the Bank], [Branch Address]

Subject: Application to Retain Individual Account Following Joint Account Closure

I, [Your Name], holding the account number [Your Individual Account Number], would like to bring to your kind attention that I am also a joint account holder with [Joint Account Holder’s Name], bearing account number [Joint Account Number], at your esteemed bank.

Due to unforeseen personal circumstances, we have mutually decided to close our joint account. However, I would like to continue maintaining my individual account with your bank, and kindly request no changes to be made to it during the joint account closure process.

I hereby request you to please initiate the closure of our joint account [Joint Account Number] and provide us with the necessary documents to complete the formalities. Kindly proceed with the closure at the earliest and oblige.

I also request you to kindly confirm that my individual account, number [Your Individual Account Number], will remain active and functional during and after the joint account closure process.

Thanking you in advance for your assistance and cooperation.

[Your Name] [Your Address] [Your Contact Number] [Your Email Address]

Joint Account Closure Application for Deceased Account Holder’s Estate Settlement

To, The Branch Manager, [Bank Name], [Branch Address],

Subject: Joint Account Closure Application for Deceased Account Holder’s Estate Settlement

I, [Your Name], holding a joint account with the late [Deceased Account Holder’s Name], account number: [Account Number], at your branch, regretfully inform you about the demise of the joint account holder on [Date of Demise]. I request you to close the aforementioned joint account and settle the deceased account holder’s estate as per the applicable laws and regulations.

As required, I have enclosed the necessary documents, including the death certificate, identification proof of the deceased, and my identification proof to support this request. Kindly verify the documents and process the account closure at the earliest.

I understand that I may be required to provide further information or complete additional formalities if necessary. Please let me know if there are any other requirements to facilitate the closure of the account.

Thank you for your prompt attention to this matter. I look forward to your confirmation of the account closure and the settlement of the deceased account holder’s estate.

Yours sincerely,

Separating Finances Joint Account Closure Application for Divorcing Couples

To, The Branch Manager, [Bank Name], [Bank Branch], [Address]

Subject: Joint Account Closure Application for Divorcing Couples

I am writing this application to request the closure of our joint account number [Account Number] held at your branch. Due to our pending divorce and the mutual agreement to separate our finances, my spouse, [Spouse Name], and I have decided to close our joint account and distribute the balance equally between us.

We have each opened individual accounts at your bank, and we request that the balance of our joint account be equally divided and transferred to our respective new accounts. The details of our new accounts are as follows:

1. [Your Name]: Account Number: [Your New Account Number] 2. [Spouse Name]: Account Number: [Spouse’s New Account Number]

We have attached the account closure form, as well as copies of our account statements and identification documents, as required by your institution. We would appreciate your prompt attention to this matter, and we are available to provide any additional information or complete any necessary paperwork if required.

Kindly acknowledge this request and inform us of the date on which the joint account will be closed and the balance transferred to our individual accounts. We would also appreciate receiving written confirmation of the account closure and balance transfers once the process has been completed.

Thank you for your assistance in this matter.

[Spouse Name] [Spouse Address] [Spouse Contact Number] [Spouse Email Address]

How to Write Joint Account Closure Application Request

Some writing tips to help you craft a better application:

• Begin with a clear subject line mentioning “Joint Account Closure Request”.
• Address the letter to the bank manager or appropriate authority.
• Include account details such as account number, account holders’ names, and contact information.
• State the reason for closing the joint account, if necessary.
• Request the closure to be processed as soon as possible.
• Indicate how any remaining account balance should be paid (e.g. transferring to another account, issuing a check, or providing cash).
• Include any necessary account documentation, such as a copy of the account statement or identification proof.
• Include a statement indicating all account holders’ agreement to the closure.
• Provide signatures of all joint account holders.
• Include the date of the request and contact details for any follow-up communication.

Related Topics:

• Insurance Policy Closure Application Request
• Closing Car Loan Application Procedure
• BSNL Connection Closure Application Request

View all topics →

I am sure you will get some insights from here on how to write “joint account closure application request”. And to help further, you can also download all the above application samples as PDFs by clicking here .

And if you have any related queries, kindly feel free to let me know in the comments below.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

[10+] Bank Account Close Application Format

Bank Account Close Application Format :  Whenever we need to close the bank account for personal reason. we have to write the application to the bank manager giving the details of the account.

That’s why we have designed Bank Account Close Application in different types of formats.

Table of Contents

Bank Account Close Application

To The Branch Manager HDFC Bank Mathura

22 September 2022

Sub- Application for closing bank account.

I am Shankar Kumar, I have an account in your bank. I couldn’t maintain this account for a few years. I want to close this bank account permanently. Please start the process for closing this account as soon as possible.

I am sending all the required documents. This will be a great help from you.

My account details are mentioned below-

Account number- xxxxxx1839 Account holder name- Shankar Kumar Mobile number- xxxxxxx9876

Thanking you

Yours truly Shankar Kumar

Application for Closing Bank Account

To The Branch Manager Punjab National Bank Jalore

8th September

Sub- Application closing bank account.

I want to inform you that, I am a account holder in your bank with account number xxxxxx1839. I want to close this account due to some personal reason as I am not able to access the account. Hope you will start the account closing process as soon as possible.

My account details are mentioned below- Account number- xxxxxxx1839 Account holder name- Shivani Shah Mobile number- *9876

Yours truly Shivani Shah

Bank Account Closing Letter

To The Branch Manager ICICI Bank Tonk

I want to state that I hold a saving account in your bank. I need to shift to another place due to which I am unable to maintain my bank account. I am also enclosing my bank passbook with this letter. Kindly initiate the account closing process as soon as possible.

Account number- 1865 Account holder name- Arvind Sharma Mobile number- *7824

Yours truly Arvind Sharma

Letter for Closing Bank Account

To The Branch Manager State Bank Of India Dausa

7th September 2022

I am Abhay Dangi, I have held a current account in your bank since 2015. Now I want to close this account because I lost my A.T.M. card linked with this account.

So, I have decided to close this account. I will be grateful to you if you manage this as soon as possible.

Account number- xxxxxxx1038 Account holder name- Abhay Dangi Mobile number- xxxxx9580

Yours obediently Abhay Dangi

Bank Account Close Application in English

To The Branch Manager Union Bank Bundi

31st August 2022

With humble submission this is to inform you that I hold a saving account in your bank since 2018 with account number *”” “ 8134. Now I am going to shift to Lucknow due to which I am unable to maintain this account. So kindly close this bank account permanently as soon as possible. I am enclosing all the required documents to you.

Account number- xxxxxxxx8134 Account holder name- Uday Jain Mobile number- xxxxx8973

Yours truly Uday Jain

SBI Account Close Application

To The Branch Manager State Bank Of India Jhunjhunu

1st September 2022

Sub- Application closing bank account

I want to inform you that I have had a saving account in your bank for 4 years. But now I am going to Australia to complete my further education.

I am unable to maintain this account therefore, kindly close this account as soon as possible. I will be thankful to you.

Account number- xxxxxx3258 Account holder name- Anjali Sharma Mobile number- xxxxx5436

Yours truly Anjali Sharma

Letter to Bank Manager for Closing Account

To The Branch Manager AXIS Bank Bagar

13th September 2022

This is to draw your kind attention that I hold a saving account in your esteemed bank with account no.-3196 and mobile number-*8998. I am unable to operate this account anymore because of my personal reasons.

I am sending you my bank ATM card, cheque book and passbook along with this letter. Therefore, I request you to do the needful and close this account as soon as possible.

Yours truly Aakash Nayak

Application for Closing Bank Account Letter

To The Manager AXIS Bank Kota

Sub: Application for closing bank account.

I am a account holder, in your bank, Kota branch with account number- *** “ “”9470. I want to close this account as I got a promotion in my job and now I am shifted to America.

So I want to close this account as I couldn’t use this account anymore. Kindly initiate the account closing process as soon as possible. I am enclosing all required documents along with this letter.

Yours truly Asha Jangid

Current Account Closing Letter

To The Manager UNION Bank Kota

8th August 2022 Sub- Application for closing bank account.

This is to draw your kind attention that I have been holding an account in your esteemed bank since 2017. My account number is -(xxxxxx7589). Due to some personal reasons I will not be able to carry on with the current account.

Hence, I would like you to kindly close the account and handle the remaining balance as cash. Therefore initiate the account closing process as early as possible, I will be grateful to you.

Yours truly Aman Gupta Account number- 7589

Mobile number- 8690 IFSC code- “”*81689

Saving Account Closing Letter

To The Branch Manager State Bank Of India Ajmer

12th September 2022

I am Varun Desai. I hold a saving account in your branch. But I am unable to maintain this account because I don’t have that much money to deposit in my saving account.

So kindly start the account closing process as soon as possible. This will be a great help from you.

Account number- 7389 Account holder name- Varun Desai Mobile number- *8489

Yours truly Varun Desai

Also Read Other Application :-

[10+] Urgent Piece of Work Application for School / Office

[10+] Half Day Leave Application

[10+] Application for Change Mobile Number in Bank

[10+] Leave Application for Office

If you like the application written by us, then do not forget to share this “ Bank Account Close Application ” article with your friends and relatives through WhatsApp, Facebook, Instagram etc. to support us. If you find any error in any application or want to write any other thing, then tell us by commenting below.

Leave a Comment Cancel reply

Save my name, email, and website in this browser for the next time I comment.

Which Credit Bureau Do Banks Use for Credit Cards?

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate products and services to help you make smart decisions with your money.

Most consumers are familiar with the process of applying for a credit card: The bank pulls your credit from one of three bureaus, and if you meet the criteria, you'll be approved. They may not realize that banks pull your score from the different credit bureaus and that your score (and approval odds) can vary as a result. That's why it's important to understand which credit bureau each bank uses for credit decisions. 

Every bank uses Equifax, Experian, or TransUnion to evaluate creditworthiness — some even use more than one bureau. Which bureau is used depends on each individual bank, the type of credit product you're applying for, and the state in which you reside.

Understanding the three credit bureaus and knowing which one your bank uses will help you monitor your credit more effectively, improve your credit score , and improve the odds of being approved for credit in the future. 

This guide helps you navigate the intricacies of credit bureaus, and how they work with the banks that use them. 

The role of credit bureaus in credit card applications

Credit bureaus play a pivotal role in the credit card application process. They collect data from financial institutions to compile comprehensive credit reports and scores for individuals. These reports contain detailed information about an individual's credit history, including their payment history, outstanding debts, credit utilization, and length of credit history.

Lenders rely on these credit reports and scores to assess applicants' creditworthiness when considering their credit card applications. A higher credit score typically indicates a lower credit risk, signaling to lenders that the applicant is more likely to repay their debts. Meanwhile, a lower credit score may raise concerns about the applicant's ability to manage credit effectively, potentially leading to a rejection of the credit card application or less favorable terms. 

Major credit bureaus used by banks

Banks use three major credit bureaus to make lending decisions: Equifax, Experian, and TransUnion. These institutions serve as gatekeepers of consumer financial histories, compiling data from various sources to generate comprehensive credit reports and scores. Here's a closer look at how credit bureaus, bank preferences, and practices shape lending decisions:

Equifax, Experian, and TransUnion 

Equifax, Experian, and TransUnion are the three credit bureaus that gather U.S. consumer data to generate credit reports and scores. Each bureau has its own unique methodology, leading to potential differences in credit scores and information.

The three bureaus collaboratively developed the VantageScore credit scoring model, and Transunion uses VantageScore exclusively. Equifax and Experian also use the more extensive FICO model in addition to VantageScore to establish creditworthiness. 

FICO and VantageScore calculate your credit score based on similar factors, and both scoring models range from 300 - 850.

The primary difference between these two scoring models is that FICO requires at least six months of credit history, while Vantage requires just one month. For this reason, consumers who are just beginning to build credit may have a slightly higher Vantage score.

Here's how each model weighs your creditworthiness. 

VantageScore model

• Your payment history (35%)
• Credit utilization (30%)
• Length of your credit history (15%)
• Mix of your credit accounts (10%)
• New credit accounts (10%)

FICO scoring model

• Payment history (40%l)
• Length of your credit history and mix of credit accounts (21%)
• Credit utilization (20%)
• Amounts owed (11%)
• New credit (5%)
• Available credit (3%) 

Despite these differences, it's important to note that the financial information reported to each credit bureau may vary, leading to potential discrepancies in credit reports across the bureaus. Therefore, it's essential to regularly monitor your credit reports from all three bureaus to ensure the accuracy and completeness of their information.

Bank preferences and practices

Banks recognize the importance of a comprehensive assessment of an applicant's credit history. While some banks prefer a specific credit bureau, others utilize multiple bureaus to establish a comprehensive assessment of an applicant's credit profile.

Capital One is notorious for pulling credit from all three bureaus, while American Express and Chase largely rely on Experian for most of their credit decisions. 

Credit bureaus by bank

While most banks report credit information to all three bureaus, they often pull reports from just one source. While some banks are consistent in the credit bureaus they pull from, others may use different bureaus depending on which state the applicant resides.

Many issuers offer pre-screening, pre-qualification, or pre-approval tools so interested applicants can check their eligibility before accepting a hard credit pull for a new credit card. 

Credit bureau used by American Express

American Express mainly uses Experian to pull credit information, though this can vary by state.

Amex issues many of the best credit cards , which are particularly desirable for their generous rewards. New card applicants can pre-qualify for American Express credit cards , which helps avoid a credit pull on an unsuccessful application.

American Express has stringent rules regarding welcome offers (often called credit card sign-up bonuses ) and will notify existing card members during a credit card application process if they aren't eligible to earn a bonus on that new card. At that point, applicants can decide whether to complete the application or cancel before incurring a credit pull.

Credit Bureau used by Bank of America

Bank of America primarily uses Experian reporting data, though it pulls Transunion reports in some states. 

Bank of America often sends preapproval offers to eligible applicants via email or regular mail, which increases these consumers' chances of being approved for a Bank of America card. If you're interested in applying for one of the best Bank of America credit cards , a preapproval offer is a great indication of your eligibility. 

Credit bureau used by Chase

Chase Bank mainly uses Experian to make credit decisions, though it has been known to pull from Equifax and Transunion in select regions. 

Chase is known for offering many of the best credit cards in the consumer market, and you can find perennial favorites such as the Chase Sapphire Preferred® Card in restaurant checks or travel wallets wherever you go. Chase has a wide range of cards to offer, but most require an excellent credit score for qualification. 

Credit bureau used by Capital One

Capital One pulls your credit score from all three bureaus — Equifax, Experian, and TransUnion — when assessing credit applications. This policy provides Capital One with the most comprehensive credit profile for any given applicant. It also makes it slightly less appealing for consumers seeking a new credit card, since other banks pull from just one bureau.

Capital One offers a unique pre-approval tool for credit cards, which evaluates applicants based on household income and other factors before performing a hard credit check. You'll be shown a list of eligible cards and can choose to complete the application or walk away. 

Capital One isn't the only issuer that lets you check eligibility before you apply for a card. Our guide to the best pre-approved credit cards mentions several other options from Chase and Bank of America. 

Credit bureau used by Citi

Citi pulls credit data from all three credit bureaus depending on the applicant's home state. If you apply for a loan, Citi will review your score from all three bureaus. Citi credit cardholders also get complimentary access to FICO score information through Equifax.

Citi also offers pre-screening for cash back, rewards, low intro APR, and balance transfer credit cards. Applicants interested in getting one or more of the best Citi credit cards can input some personal information such as birthdate and household income to see which cards they're eligible to apply for. 

Credit bureau used by Discover

Discover primarily uses Equifax and Experian to assess credit applications. However, it may also consider information from Transunion, depending on the specific circumstances of the applicant and Discover's policies. Discover credit cardholders can access free credit score information pulled from Transunion.

Discover's pre-approval tool lets applicants check their eligibility for the best Discover credit cards .  

Credit bureau used by Wells Fargo

Wells Fargo primarily reviews credit information through Experian and Transunion. Wells Fargo also provides free credit score monitoring through Experian.

Wells Fargo also has a prequalification tool. One of Wells Fargo's best credit cards is the new Autograph Journey , which requires good to excellent credit. 

How credit bureau information influences approval decisions

Credit bureau information plays a pivotal role when financial institutions make credit decisions. When assessing creditworthiness, lenders analyze various factors within credit reports to determine risk level.

Payment history

Your payment history is one of the most important indicators of reliability. Timely repayment of debts demonstrates a borrower's ability to manage credit responsibly, thereby positively impacting their approval chances.

Credit utilization ratio

Your credit utilization also carries significant weight. Your credit utilization ratio is the percentage of revolving credit that you currently use, divided by your total credit limit. For example, if you have a $5,000 credit line and spend $2,500, your utilization ratio is 50%.

Keeping this ratio below 30% demonstrates responsible credit management and can positively impact your credit score, increasing the likelihood of being approved for various lines of credit. 

Credit history

The length of your credit history also plays a role in your creditworthiness. Longer credit histories are often viewed favorably than short ones as they provide more data points for lenders to assess borrowers' financial habits and reliability.

Your credit score will reflect all of these factors, though banks can review each component in more detail in your report. A high credit score enhances the likelihood of credit card approval and also influences interest rates and credit limits. 

Consumers with stellar credit scores typically enjoy access to more favorable financing options, lower interest rates, and higher credit limits. Thus, maintaining a favorable credit profile is vital in any financial strategy.

Enhancing your credit profile for future applications

A strong credit profile increases your chances of approval for credit cards, mortgages, loans, and other lines of credit.  Earning and maintaining a high credit score gives you the most favorable interest rates, loan repayment terms, and highest credit limits.

There are various ways you can strengthen your credit profile, from making timely payments to monitoring your credit utilization ratio and diversifying your credit accounts. Committing to good financial habits and actively monitoring your credit is critical to improving your credit score for credit card approval. 

Regularly review your credit reports 

Regularly reviewing your credit report is key to improving your score. Disputing errors on credit bureau reports can help you maintain the high score you deserve.

You can get a free credit report once a year from all three bureaus at annualcreditreport.com . Use these regular check-ins to monitor your credit file, verify the accuracy of reported information, and identify any potential errors that could negatively impact your credit score.

Consistent monitoring also enables you to identify areas where you could improve your credit management. You can pinpoint factors that may be dragging down your score, such as high credit utilization or missed payments. By regularly analyzing your credit reports, you can proactively implement strategies to address these issues, such as reducing debt balances and ensuring timely bill payments. 

Strategies for building a strong credit score 

Building and maintaining a solid credit score is essential for improving your credit profile and increasing your chances of approval for future credit applications. One of the most effective strategies is making timely payments on all your credit accounts. Late payments can significantly harm your credit score, so it's crucial to pay your bills on time, every time. Setting up automatic payments or reminders can help you stay on track.

You can also strengthen your credit profile by diversifying your credit accounts. Target a mix of installment loans, such as mortgages or car loans and credit cards, instead of focusing all of your credit on a single avenue.

Above all else, it's important to manage these accounts responsibly and avoid taking on more debt than you can afford to repay. By implementing these strategies, you can gradually build and maintain a strong credit score, improving your overall creditworthiness.

Credit bureau reporting frequently asked questions

There isn't a single credit bureau that's universally favored by all issuers. Some banks pull from Equifax, some from Experian and others from Transunion when evaluating credit card applications. Other banks pull your credit report from two or even all three bureaus. 

Credit scores might differ between bureaus due to variations in the data each bureau collects, the scoring models they use and frequency of bank updates to credit bureaus. Additionally, lenders may report to one or multiple bureaus, leading to differences in the information available for scoring purposes.

None of the credit bureaus are "more accurate" than the others, since they depend on your banks to accurately report your financial activity. You can ensure accuracy by monitoring your credit reports for errors.

If you find an error on your credit report, dispute it directly with the bureau that issued the report. You can usually begin the dispute process online or by mail. 

Update frequency varies across issuers and credit accounts, but most banks report financial activity to credit bureaus on a monthly basis. 

Even though the three credit bureaus score credit slightly differently, improving your credit habits will typically raise your score across the board. If your score goes up with one bureau, you can 

Banks usually don't share which credit bureau they consult, but some consumers share their experiences online. You can read customer reviews online, or reach out directly to your bank for more information.

We recommend improving your credit score for better chances of credit card approval. Our guide to the best credit cards for pre-approval can help you identify which credit cards you're most likely to be approved for. 

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

• Main content