good title for essay about health insurance

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104 Health Insurance Essay Topic Ideas & Examples

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Health insurance is a vital aspect of maintaining one's overall well-being and financial security. As such, it is important to stay informed about the various aspects of health insurance, including coverage options, costs, and benefits. To help you better understand this complex topic, here are 104 health insurance essay topic ideas and examples that you can use for your research or writing assignments.

• The importance of health insurance in modern society
• Types of health insurance plans: HMO, PPO, EPO, POS
• How does health insurance work?
• The Affordable Care Act and its impact on health insurance coverage
• Health insurance for seniors: Medicare vs. Medicaid
• The role of health insurance in preventive care
• Health insurance coverage for mental health services
• The rising cost of health insurance premiums
• The benefits of employer-sponsored health insurance
• Health insurance for small businesses
• Health insurance coverage for pre-existing conditions
• The impact of COVID-19 on health insurance coverage
• Health insurance options for freelancers and gig workers
• Health savings accounts (HSAs) and their role in health insurance
• The ethics of denying coverage for certain medical treatments
• The role of health insurance in reducing healthcare disparities
• Health insurance coverage for alternative medicine and holistic treatments
• The impact of lifestyle choices on health insurance premiums
• The role of health insurance in promoting healthcare access for all
• The pros and cons of private vs. public health insurance
• Health insurance coverage for maternity care and childbirth
• The rising cost of prescription drugs and its impact on health insurance
• The role of health insurance in managing chronic conditions
• Health insurance coverage for dental care and vision services
• The impact of changing job markets on health insurance coverage
• The role of health insurance in promoting healthy behaviors
• Health insurance coverage for transgender individuals
• The impact of mental health parity laws on health insurance coverage
• The role of health insurance exchanges in expanding coverage options
• Health insurance coverage for long-term care services
• The impact of medical bankruptcies on health insurance coverage
• The role of health insurance in promoting healthcare innovation
• Health insurance coverage for telemedicine services
• The impact of insurance mergers on health insurance coverage
• The role of health insurance in promoting patient-centered care
• Health insurance coverage for genetic testing and personalized medicine
• The impact of high-deductible health plans on health insurance coverage
• The role of health insurance in promoting health equity
• Health insurance coverage for addiction treatment services
• The impact of insurance fraud on health insurance coverage
• The role of health insurance in promoting healthcare transparency
• Health insurance coverage for preventive screenings and vaccinations
• The impact of healthcare reform on health insurance coverage
• The role of health insurance in promoting patient safety
• Health insurance coverage for emergency medical services
• The impact of technology on health insurance coverage
• The role of health insurance in promoting patient empowerment
• Health insurance coverage for home health care services
• The impact of malpractice lawsuits on health insurance coverage
• The role of health insurance in promoting healthcare quality
• Health insurance coverage for international travel
• The impact of medical tourism on health insurance coverage
• The role of health insurance in promoting healthcare affordability
• Health insurance coverage for complementary and integrative medicine
• The impact of data breaches on health insurance coverage
• The role of health insurance in promoting healthcare efficiency
• Health insurance coverage for mental health first aid training
• The impact of natural disasters on health insurance coverage
• The role of health insurance in promoting healthcare sustainability
• Health insurance coverage for telepsychiatry services
• The impact of environmental factors on health insurance coverage
• The role of health insurance in promoting healthcare resilience
• Health insurance coverage for palliative care services
• The impact of social determinants of health on health insurance coverage
• The role of health insurance in promoting healthcare accountability
• Health insurance coverage for genetic counseling services
• The impact of political factors on health insurance coverage
• The role of health insurance in promoting healthcare governance
• Health insurance coverage for mindfulness-based interventions
• The impact of economic factors on health insurance coverage
• The role of health insurance in promoting healthcare leadership
• Health insurance coverage for integrative health coaching services
• The impact of social media on health insurance coverage
• The role of health insurance in promoting healthcare advocacy
• Health insurance coverage for art therapy services
• The impact of artificial intelligence on health insurance coverage
• The role of health insurance in promoting healthcare activism
• Health insurance coverage for music therapy

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612 Healthcare Essay Topic Ideas & Examples

🏆 best healthcare topic ideas & essay examples, 👍 good essay topics on healthcare, 📌 most interesting healthcare topics to write about, 💡 simple & easy healthcare essay titles, ✅ good research topics about healthcare, 🔎 interesting topics to write about healthcare, ❓ healthcare essay questions.

• Healthcare Thesis Statement: Examples of Universal Healthcare Pros and Cons The provision of universal health care services would therefore promote access to health care services to as many citizens as possible, which would reduce suffering and deaths of citizens who cannot cater for their health […]
• Gibbs’ Reflective Cycle in Healthcare Repeated experiences and encounters with the patients in the hospital enable nurses to be familiar with different conditions and learn how to handle them better.
• Cultural Competence: Indian Culture and Healthcare They also believed that, the disease was heredity and that if one member of the family suffered from one of the diseases, chances that somebody from the same family would contract the disease are high.
• Aravind Eye Hospitals: Process Innovation in Healthcare In the case of Aravind, it is the recruitment and training of the paramedical staff of the right qualification. This directly explains the lack of Aravind’s equivalent in the Western world, as there is a […]
• Reimbursement and Revenue Cycle in Healthcare The remittance processing stage explains the benefits of the practice in terms of the provided services and payment. The department affects healthcare organizations’ reimbursement since it is responsible for documenting patients’ information and the insurance […]
• How Trait Theory Can Be Applied to the Healthcare Setting The trait model of leadership is used to predict leadership effectiveness and is based on the traits of numerous successful and failed leaders.
• Reasons for Healthcare’s High Cost Medicine is an integral part of the life of society since it is designed to support the health of the population. The first problem with the high cost of the healthcare system is the prevalence […]
• Staffing Matrix in Healthcare Setting The reflection discusses the staffing matrix in detail and indicates how many full-time equivalents should be assigned to the daily routine on the staffing board.
• Information and Communications Technology Benefits in Healthcare ICT has also made it possible for caregivers and their institutions to easily transfer information from one place to the other.
• Advanced Practice Nurses: Impact of Healthcare Policy and Advocacy The healthcare policy can also dictate the approach used in compensating the APNs, thus affecting the attractiveness of the job. It influences policy change by making the followers commit to a new strategy that the […]
• Comparing the Latin American and the U.S. Healthcare Systems The purpose of this paper is to compare the Latin American and the US healthcare systems on the example of two hospitals.
• Community Diagnosis in Healthcare The data in the disaster assessment tool show that the most vulnerable groups in the Santa Maria community to disasters such as earthquakes, fires, hurricanes, tornados, and storm are children and the elderly.
• Healthcare Transition from Closed to Open Systems It is crucial to address this issue at the organizational level to see whether some processes can be changed to reduce the severity of burnout and prevent its further development.
• Healthcare Policies in Nursing Informatics In this context, nurses aid in the technological transformation of the healthcare delivery system, particularly in the effective and efficient HIT deployment.
• The Film “Salud!” and the Cuban Healthcare System A robust private sector orientation is one of the strengths of the US healthcare system. There are quite a number of aspects in the Cuban healthcare system that the US healthcare ought to adopt.
• Problems Facing Healthcare Management: Financial, Reform Implementation, Government Mandates, and Patient Safety Challenges facing the health sector seem to increase since the signing of the Patient Protection and Affordable Care Act into law.
• Organizational Theory in Healthcare Organizations The origin of the pressures is both from internal and external sources which have in turn affected the manner in which the organizations are run, structured and organized. This paper has focused on the application […]
• Howard Gardner’s Multiple Intelligences in Healthcare Intelligence promotes the ability of the nurse to empathize and understand the status of the patient. In summary, the use of multiple intellects is an effective approach to mentoring novice nurses in healthcare facilities.
• Significance of Electronic Medical Record in the Healthcare Setting In addition to that, it is rational to explain whether a social worker is allowed to access patients’ EMRs. Consequently, the answer to the question of whether a social worker can access their relatives’ EMRs […]
• Healthcare Services: Internal and External Factors I as the administrator of this hospital will conduct the environmental analysis, and in the context of this paper, I will define the most powerful external and internal forces and their impact on the competitive […]
• The Pros and Cons of Using Pie Charts in Healthcare The pie chart is one such tool for presenting a quantitative data report in a healthcare setting. Moreover, it is possible to manipulate parts of the data in a circular circle to emphasize the necessary […]
• Leading a Culture of Excellence in Healthcare Industry The concept of a culture of excellence is to maintain personnel’s conviction that their work is meaningful and requires to be performed with superiority and be continuously improved.
• Regulatory and Allocative Healthcare Policymaking This essay discusses health policies, the determinants of health, and the connections between the two. The determinants of health are individual and environmental factors that affect people’s physical and mental well-being and the ability to […]
• The East Flatbush Community: Healthcare Sector There has been a drastic decline in the community’s population since 2000 where the number of people living in this area dropped from 145,263 in 2000 to 147,390 in 2006, to 140,285 in 2010, and […]
• Christian Spirituality: Imago Dei in Healthcare It is one of the key themes in the Bible, and it shapes the Christian vision of a place of a human being in the world.
• Healthcare Leadership and Economic Models This is further amplified by Priore who argues that the personnel who encourage their peers to question and identify the possible sections that could use research, development, and acceptance and implementation of changes to implement […]
• The Role of Pharmacists in Healthcare It is qualified pharmacists who can give the right medicines, determine dosages, and have a beneficial effect on the life of a sick person.
• Healthcare Quality Concerns As related to the definition of quality, the suggested intervention is likely to increase efficiency of care positively influencing safety and improving patient outcomes.
• Statistics of Crime Costs to the UK Healthcare The statistic is describing the claims by Labour that the NHS uses 500 million a year to treat wounds caused by knife crimes.
• Nonmaleficence as Ethical Principle in Healthcare For this reason, the critical responsibility of the health manager is to promote an ethical culture. The nonmaleficence principle means not causing harm and contributes to caring for patients and establishing trust in hospital staff.
• Boldly Go Case Study of Providence Healthcare Some of the problems she faces include: Lack of ethical leaders and workers in the organization. To resolve the lack of ethical leaders within Providence Healthcare, Walsh needs to lead the organization through ethical leadership.
• Description of a Poor Encounter With a Healthcare Provider The following paper describes a personal experience of dealing with poor service from a healthcare provider.
• Belbin Team Roles Inventory in Healthcare It allows a person to understand and identify the designation better to be more functional in the work of the team.
• Discussion: Limited Access to Healthcare I confirmed that the articles contained accepted information and opinions on healthcare access, affirming that the chosen information sources were relevant to the topic. The effects of information source and eHealth literacy on consumer health […]
• Stages of Life and the Influence of Age in Healthcare The professionals are friendly and pay great attention to the suffering of the patients to ensure that proper treatment is administered.
• Artificial Intelligence in Healthcare In addition, the improved AI tools will assist in choosing the best method of treatment and predict the likely results of specific solutions.
• The Royal United Hospital: Barriers Affecting Delivery of Quality Healthcare The primary focus of this paper is to discuss some of the barriers that have proved to be daunting to both the hospital and the wider population and how these challenges may be alleviated.
• Observation in Healthcare Settings As a result, the site I selected to complete the exercises is a local private pediatric clinic that serves members of the community.
• Nontraditional Healthcare Practices Across Different Cultures In this case, it is crucial to focus on the psychic state of an individual than the mechanical aspect of the body due to the prominent influence of the brain to the functionality of the […]
• Borderline Immigrants and Healthcare: Linda Poon vs. Phil Gingrey The introductive section introduces the guidelines of the issue by elaborating on the problems of immigrants and the opinions of Linda Poon and Phil Gingrey.
• Tools for Measuring Quality in Healthcare The quality measurements based on the rate are necessary for optimizing the average time spent at a hospital after the initial visit and for adjusting the range of procedures performed by staff.
• Healthcare Information Management Course Reflection All the topics I chose for the five model assignments were exciting, and I enjoyed working on them with the main focus being to improve my knowledge, skills, and abilities. The five topics that I […]
• Ethical and Legal Implications in Healthcare: Case Study The situation signals the collective’s inability to cooperate correctly, and issues in the team can cause the worsening quality of healthcare services and severe patient outcomes.
• Characteristics of the Healthcare Delivery System The specified issue is complicated by the presence of multiple players and the disrupted balance of power in the healthcare delivery setting.
• Continuous Quality Improvement in Healthcare However, according to Kahan and Goodstadt, it is certain that many healthcare professionals would not find it difficult to adopt the fundamentals of CQI in their day-to-day activities.
• Impact of Technology on Healthcare Services This chapter will highlight some of the important milestones in the health sector in relation to health technology. The benefits of the spending will be weighed against the efficacy of the technology in this chapter.
• A Worldwide Problem Shortage of Healthcare Professionals Narrowing our discussion to the situation in ABC hospital, the most probable reason for the shortage of surgeons is the fact that qualified surgeons are few and thus just like the other health centers; the […]
• Quality Improvement in Healthcare The expected execution, appearance, and continuity of an item and the promptness, promise, and consistency of an organization’s goods are all examples of quality. Both implicit standards and explicit criteria are used to assess the […]
• Healthcare Management in Direct and Non-Direct Facilities This paper provides a brief overview of direct and non-direct healthcare facilities and a comparison between their organizational structure, missions, and roles of the healthcare administrators in each facility. The next on the hierarchy pyramid […]
• Environmental Factors in Healthcare Marketing: In-Company and After-Hours Clinics The most obvious of these is the relative distance to the in-company clinic as compared to the nearest public hospital. Finally, the quality of medical services, both real and perceived, in the in-company clinic as […]
• Negligence in the Healthcare Setting In the healthcare sector, negligence is the failure of a medical practitioner to take the recommended necessary steps to prevent injury or loss to another person.
• Compassion in Healthcare Setting The researchers stick to the method of the four-phase Delphi process, which consists of a literature review, an open-ended questionnaire, the analysis of the results and the connection to the literature, and two round Delphi […]
• Leadership Philosophies and Core Values in Healthcare Empathy is defined as the ability to recognize and understand the situation of people by imagining oneself in a similar position.
• Managing Change in Healthcare Setting: Challenges and Diversification of Clients’ Needs The health of the nation is the primary concern of the government, which means that the constant improvement of the work of facilities belonging to this sphere acquires the top priority.
• Advocating for Social Justice in Healthcare However, health care is also often related to the idea of social justice a term that describes the allocation of resources and benefits to people according to their needs and abilities.
• Mayo Clinic: Marketing of the Healthcare System Some of the notable direct impacts of marketing in Mayo Clinic include increased number of patients in the hospital owing to the increased awareness and expanded scope of operation.
• Why Healthcare Should Be Free? Today, I would like to speak about the reasons a free health care system is the solution to the situation we are witnessing.
• Healthcare Organization Departmentalization If I were the CEO of a hospital, I would personally design the organization with the patient at the center. The patient-centered approach means defining patient care as a core aim of the healthcare system.
• Diversity and Inclusion in Healthcare It is also vital that the administrators and leaders of the healthcare organization understand and provide development and growth opportunities for the staff. An essential element is the printing and distribution of resources in different […]
• Public Relations in Healthcare and Their Features Practically, healthcare PR has many objectives, the most vital of which are the improvement of the quality of care, the establishment of a good reputation, and the reduction of cost of care.
• Ways of Improving Healthcare Organisations In some areas, such as patient safety in the medical organization, organization of patient care, and prevention of bedsores and falls, the role of the nursing staff seems to be leading.
• Overcoming Nurse Shortages for Improved Healthcare In order to try to solve the problem, it is necessary to make some efforts and aspirations at each of the levels.
• Healthcare Disparities in East Harlem In terms of education, East Harlem has one of the highest rates of dropouts and school absenteeism in all levels of education.
• Gender Inequalities in the Healthcare Sector Inequalities in various aspects of social and economic life, and the question of overcoming them, are increasingly the subject of political decisions and the subject of academic research and papers.
• Artificial Intelligence in Healthcare and Medicine As a result of this review, a better understanding of the current state of artificial intelligence in healthcare settings will be acquired, additionally, the review will function as the analysis for the quality of the […]
• Legal Implications of Emerging Healthcare Technologies This essay explores the impacts that federal laws and regulations have on the use of clinical information systems by healthcare givers.
• Cultural Competence Within the Healthcare System It could be hardly doubted that in the contemporary world, which is the subject to continuous changes related to the process of globalization the understanding of different cultural values and norms, as well as developing […]
• Healthcare Exchange and Interorganizational Information Systems The first purpose of exchanges is the simplification of insurance selection, while the second refers to the navigation of government assistance that depends on various factors such as family size, income, etc.
• Importance of Accountability in Healthcare This paper discusses the importance of accountability in hospitals and the role of leaders in maintaining positive organizational culture in their facilities. Medical facility staffs need to be accountable in their actions; this will facilitate […]
• Importance of Hand-Hygiene to Prevent Healthcare-Associated Infections Therefore, the persistent use of the tools and the frequency of touching inanimate contact surfaces fosters the importance of exploring hand-hygienic standard practices and the core solutions to the imminent challenges.
• Work Environment Assessment in Healthcare There is no unity between the leadership and staff related to communication and transparency. The main reason the organization I work for scored only mildly healthy on the job Environment Assessment is lack of unity […]
• NMC Healthcare Company’s Analysis and Strategy To act in compliance with its vision, NMC needs to tailor its strategy to the customers’ needs and the organisation’s needs.
• Healthcare Financing in the United Arab Emirates The three areas are healthcare financing, pooling of risk, and purchasing of healthcare The healthcare financing of the emirate of Abu Dhabi comes from three sources.
• Recruitment of Foreign Nurses and the Effect on Healthcare Systems The issues revolve around the rights of the nurses as individuals, the effects of brain drain caused by the relocating nurses to the country of origin and whether a developed country like the United States […]
• Improving Healthcare Straight from the Heart The video clip’s topic “Improving Healthcare: Straight from the Heart” creates an impression that doctors’ and nurses’ willingness, passion, and determination to enhance healthcare is the most effective way of hospital-acquired infections.
• Quantitative Research in the Healthcare Industry Lastly, it is crucial to discuss the benefits of quantitative research to knowledge generation and overall academic contribution. The current paper has demonstrated the effectiveness of quantitative research in the healthcare industry and discussed its […]
• Ageism in Healthcare Settings Ageism is reflected in various aspects of an individual’s life such as the work place and health care settings and etcetera. Ageism negatively affects health of the elderly population as it often leads to older […]
• Healthcare Compliance Department The policies and procedures are the layout laws and regulations that the health community has to follow to ensure the security of the patients and the workers.
• A School Nurse’s Role in Healthcare Some of the tasks that emphasize the advocating role entail communication with school staff and parents on behalf of a child regarding any healthcare concerns and, in some cases, motivational counseling for struggling students.
• Healthcare: Mrs. Maggie Meriwether Case Study The results expected from the ordered tests are the presence of urinary tract infections, normal or elevated blood count, the presence of a tumor in the reproductive system, and urethra and bladder abnormalities.
• Smart Bed Technology in Healthcare An example of such a technology is a smart bed, which is a type of bed with sensors that collect information on the occupant. Nurses could use smart beds to track a patient’s response to […]
• The Administrator’s Role in the Healthcare System In conclusion, it is crucial to see the administration’s influence on the whole healthcare system, understanding that not all problems are clinical.
• The American College of Healthcare Executives Code of Ethics Morality as a sign or measure of a good life and being ethical are promoted by the ACHE Code of Ethics in Rae’s chapter.
• Cultural Approaches to Healthcare Delivery in the US This is because healthcare access will reach a larger population through regular hospital visits, over the Internet, and home visits by primary care physicians.
• Confidence Intervals and Hypothesis Testing in Healthcare Thus, the p value is used to determine whether the variables of a given study are within a desired range to accept or reject the null hypothesis.
• The Role of Nurses in the Healthcare Facilities The changing role of nurses has forced the scholars and practitioners to engage in extensive researches in order to help explain the new position that nurses currently hold in hospitals and how their competencies can […]
• Child Healthcare: Importance and Challenges Some of the practices seek to improve the overall child’s health and the health condition of mothers. For instance, a hospital in Boston paid for the services of an interpreter, a Jewish, to translate for […]
• Conducting an Environmental Analysis in Healthcare Facility Knowing the internal and external environment is important for healthcare facilities because it enables the management personnel to understand the possible future occurrences in the external environment that can affect the business.
• Evaluation of Healthcare Systems Survey Data in Mayo Clinic, Rochester, MN It sports a high HCAHPS score, which allows it to maintain its dominant position and above-average quality of healthcare delivery. Its evaluation scores are as follows: Patient survey summary star rating: 5 stars; Patients reporting […]
• Postmodern View and Spirituality in Healthcare Spirituality is seen as one of the important components of care since this aspect is closely related to people’s recovery and ability to adjust to new conditions.
• Bedside Shift Report Implementation in Healthcare The goals of the BSR implementation project are defining the issue, standardizing the process of nurse bedside shift reports, and providing the opportunity for patients and families to participate in care delivery.
• American Healthcare as a Right or a Privilege Personally, I agree with this position and support the opinion concerning the role of healthcare as a human right due to the importance of health services and the outcomes of improving access to them.
• Healthcare Collaboration Preventing Medication Errors An interprofessional team that needs to be assembled to prevent future recurrence of medication administration errors will consist of clinical pharmacists, physicians, and members of the nursing staff.
• Technology in Society, Healthcare and Education However, the research on this topic is extensive and shows the impact of technology to be a positive one. Further research on this and other topics should be considered due to the widespread presence of […]
• Healthcare Organizations’ Risk Management The “term risk management refers to the process of identifying, analyzing, and mitigating uncertainties in every kind of investment”. Financial managers and accountants should focus on the best strategies in order to deal with every […]
• Comparison of the Healthcare System in Singapore and America The US government should formulate a strategy that would help in replicating the strengths of the healthcare system of Singapore in the US healthcare system.
• Analyzing the Healthcare Pyramid Peterson Health Center is an example of a primary health care institution situated in the U.S. The hospital focuses on providing care to patients with complex and severe conditions.
• The Issue of Abuse in the Healthcare Sector I have watched several videos portraying nurses’ abusive behavior and used the LEARN framework to analyze my reactions and how I can improve my ability to stop abusive behavior and deal with conflicts.
• Demographic Changes’ Impact on Healthcare The capacity of nurses to improve their practice and broaden their core knowledge to handle the issues associated with caring for older individuals and people from different cultural backgrounds will determine how well the healthcare […]
• The Importance of Information Technology in Healthcare The act has four subtitles whereby subtitle A deals with the adoption of health IT, subtitle B deals with testing of health IT, subtitle C is concerned with loans and grants for funding, and subtitle […]
• Authentic Leadership in Healthcare The researcher adds that authentic leadership is a relational leadership style rooted in positive psychology and that this style of leadership is one of the most-applicable and needed styles in today’s complex healthcare settings.
• Utilitarianism: Ethical Theory in Healthcare The ethical theory addresses the main concepts: the intrinsic value of one’s happiness, the importance of operating under the premise of well-being as the primary value, and happiness being equally important regardless of the individual.
• Qualitative Research Methods in Healthcare In general, improvements in healthcare performance are not always easy to demonstrate, and one of the possible solutions is to use qualitative methods and cooperate with stakeholders who could affect the process.
• Cultural Awareness and Healthcare Overall, research findings confirm the importance of cultural awareness in the healthcare setting due to its connection to health outcomes and quality of care.
• Business Plan: Devoted Elderly Healthcare Services The second service will be to develop a health plan for the elderly residents. DEHS key value proposition is the delivery of superior and humane healthcare services to elderly residents living in Kuwait.
• Written and Verbal Reports on a Patient Condition and Errors in Healthcare In the existing body of knowledge, the problem of verbal and non-verbal communication of health care providers is generally discussed from the points of care quality, patients’ level of safety, and satisfaction with the services.
• Globalization and Its Impact on Healthcare The solution to the problem is to rethink health service delivery policies and funding sectors. Globalization affects life expectancy; therefore, the healthcare system needs to be revised.
• Application of Statistics in Quality Healthcare Medical and statistical data make it possible to determine the incidence of certain types of pathology, highlight the most priority areas for the preventive work of doctors, identify the main trends in the development of […]
• Healthcare Robots: Entering the Era of a Technological Breakthrough However, using robots as medical doctors’ assistants has been only a figment of the most daring dreams until recently.
• Analysis of Healthcare Systems Around the World The character of public healthcare in a particular state is primarily affected by the social and economic models adopted there, as well as the level of the political situation in the country.
• Utilitarianism in Healthcare During the COVID-19 Pandemic This principle is particularly applicable to the lockdown situation by evaluating the number of lives that would be lost in the event of a lockdown.
• Direct and Indirect Healthcare Providers Competencies The direct health care providers are nurse educators and advanced practice registered nurses. As distinct from nurse informaticists, nurse educators belong to the category of direct care providers.
• General Electric Healthcare: A Corporate Social Responsibility Dilemma Recommendation concerning the first ethical issue would be to create awareness on the implications of illegal abortion of female fetus in developing countries.
• Creating SMART Nursing Goals: What It Takes to Improve Healthcare Standards In order to change the standards of the organizational behavior within the healthcare facility in question, it will be required to adopt the principles of lean management. Such attitudes can and will be changed with […]
• The Primary Healthcare: Key Issues Primary health care has helped to reduce the prevalence of obesity in girls in Saudi Arabia through government provision of sporting activities, inclusion of education on food and health in the school curriculum.
• The Healthcare App: Review of the Concept and Vision Indeed, there is a need to do market research to highlight the features that the app should have depending on the needs of the target audience.
• Big Data Management in the Healthcare Sector Big data in healthcare is a collective term used to refer to the process of collecting, analysing, leverage, and make sense of complex and immense patient and clinical data in a way that traditional data […]
• Strategic Alternatives for Improvement Healthcare Sector Careful assessment of the business practices, of the core elements of the operations, and the team members offers guidelines for the strategies that the organization can undertake to improve the quality of service.
• Policies and Performance Evaluation in Healthcare The proposed Performance Evaluation Policy is aimed at monitoring, guiding, and ensuring every healthcare worker acts diligently in order to improve the health outcomes of the targeted clients.
• ABC Healthcare Center: Project Improvement In this project, the focus will be to improve data management system and communication among the nurses at ABC Healthcare Center as a way of enhancing smooth handover of patients from one nurse to the […]
• Roles and Funtions of Management in Healthcare Setting For the health care setting to operate effectively in achieving its goals and objectives, it requires to implement the main management concepts.
• Healthcare in Saudi Arabia and the High Population Growth Rate Considering the fact that the dynamics of attaining organizational success have changed from financial capital to labor, the success of the KSA healthcare sector in providing services will depend on the expertise, knowledge, and level […]
• Healthcare Market Regulation Even though the presence of the governmental supervision of the key marketing processes may seem unreasonable and restricting for the companies, promoting complete market power will pose a tangible threat to the sustainability of the […]
• Human Resource Management: Recruitment Process in Healthcare Regardless of the power to hire and fire, the nursing staffs in the institution are cognizant of the financial implication of being dismissed from the institution.
• The Issue of Stereotypes in Healthcare As a result, the paper focuses on stereotypes in healthcare since bias and discrimination can imprison people in a cycle of illness.
• The Liberal and Conservative Perspectives on Free Healthcare It is worth mentioning that the US healthcare system is a complex system and a leader in terms of the resources concentrated in it.
• Socioeconomic Factors Affecting Healthcare Socioeconomic factors in healthcare influence the rates of disease, access to healthcare, and health outcomes. Overcrowding, poor sanitation, access, and availability of health facilities are the socioeconomic factors affecting healthcare.
• Homelessness as a Major Healthcare Issue As such, relocating the money to provide shelter and improve housing for homeless people would ensure a positive result of spending the budget to care for the homeless.
• Population Health Disparities and Healthcare Access Through the case study scenario established, this paper aims to discuss the variables affecting healthcare access, approaches to reduce healthcare disparities, and interventions to enhance access to healthcare among the global population.
• Differential Statistics in the Healthcare: The Z-test The null hypothesis is the accepted fact of a research study. Consequently, the research provides a working hypothesis and an alternative.
• Public and Private Healthcare Agencies: Costs and Quality Analysis It is possible to examine the way particular agencies affect the development of quality of medical services to understand the difference between the role of private and public agencies in the process.
• Biometrics in Healthcare We will discuss biometrics, by providing its history and current uses, it’s impact on healthcare and nursing, advantages and disadvantages, issues/regulatory implications.
• Market Failures in UAE Healthcare System C-section as an incomplete market failure type The given failure affects education and healthcare Reducing C-sections would lead to significant economy Annual savings would rise to Dh305 million Figures prove C-sections to be market […]
• Memorial Hermann Healthcare System’s Strategic Analysis Pevoto was then the superintendent of the then Baptist Sanatorium and worked hard to see the growth of the hospital and its mission.
• Major Challenges in the Healthcare Organizations The emergency room department is the most affected department and many lives have been lost due to the many challenges facing the department in many healthcare facilities.
• Open System Approach in Healthcare One of the concerns that are present in my clinical setting is the lack of effective communication between physicians and nurses, which leads to lower patient and job satisfaction levels and increased rates of mistakes […]
• Healthcare: Organizational Structures & Leadership Council and committee are already appointed to supervise activities to meet the goals and objectives of a hospital, but the staff is also actively engaged in decision making.
• Ethical and Unethical Leadership in Healthcare On the contrary, unethical leadership disregards ethics and instead indulges in unacceptable moral practices that are contrary to the organization culture.
• Genetics’ Role in Healthcare of Patents This paper focuses on genetics role in healthcare of patents and defines the language of genetic manipulation, its safety, legal and ethical issues, as well as mandatory screening and the role of the healthcare providers […]
• Historical Evolution of Technology in Healthcare During the 18th century, the medical field was in disarray due to the lack of organization and deaths resulting from inefficiencies and negligence of doctors.
• Pre- and Post-Test Evaluation Design in Healthcare As explained in the paper, the design chosen for the evaluation of the program earlier developed is pre-and post-test. The pre-and post-test method is the best choice for the program due to its ability to […]
• The Six Sigma Projects in Healthcare The Six Sigma is one of the most common in healthcare and is used to implement process optimization in care delivery and organization.
• Effect of COVID-19 on Healthcare The financial difficulties imposed by the COVID-19 pandemic in healthcare include the change in cost and revenue dynamic. It is hard to evaluate and compare the financial impact of COVID-19 on the healthcare industry and […]
• Healthcare Fraud and Abuse Prevention Fraud and abuse cause significant financial losses to the organization: for example, exclusion from Medicare or Medicaid results in the loss of payers and patients.
• Organizational Changes in Healthcare The clinic administration and head physicians must be fundamentally committed to the project to start the desired change, accompany it positively, and bring it to a successful conclusion.
• Kurt Lewin’s Change Framework in Healthcare Implementing Kurt Lewin’s model to the policy change I proposed in the previous assignment would first involve removing the fragmentary standards for data quality and uniformity each facility has and revoking old punishments for noncompliance.
• Analysis of Healthcare in University They help determine the branch’s future and the stages of development of a significant stratum of the population – the youth.
• Emergency Preparedness Regarding Healthcare Informatics As a serious disruption, a disaster leads to the unplanned interruption of the main components of the health IT infrastructure and results in the breakdown of facilities’ performance.
• Communication Barriers in Healthcare Much of the downside of communication barriers in health care has to do with the miscommunication that occurs between patients and medical staff.
• Five Dysfunctions of a Team in Healthcare The third dysfunction involves Lack of Commitment, in which Peduzzi and Agreli contend that members of a team find it hard to commit to decisions in the absence of conflict, and this generates a climate […]
• Informatics and Data Science in Nursing and Healthcare Improving and standardizing the documentation of prescriptions and ensuring that the records contained are accurate and up to date will decrease the likelihood of identical prescriptions being filled twice. The same data analysis can help […]
• Competing Needs in Improving Access to Healthcare According to Barros et al, more competition improves geographical access to health services by stimulating the entry of new providers. The changes will allow nurses to deliver care to underserved groups of the population and […]
• Healthcare Disparities Among Senior Citizens This expected increase in the number of older people in the population is because of the falling birth rate in countries including the United States.
• Microbiology and Its Role in Healthcare Microbiology, as a broad scientific field, entails an array of concepts and issues that are of pivotal relevance to health care as a whole and the science of pathophysiology, in particular.
• Professional Attributes of a Healthcare Professional Health Care Professionals are expected to commit and believe in certain fundamental principles to develop attributes characteristic of a professional person.
• Quality Issue in Catheter-Associated Urinary Tract Infections in Healthcare Facilities In this view, healthcare centers are struggling to improve the quality of medical services that they provide to patients to prevent the occurrence of CAUTIs.
• Communication and Teamwork in Providing Quality Healthcare In the quest for addressing the challenges of communication and teamwork at Quality Hospital’s ICU, this paper provides a breakdown of the formation of a task force that will help the ICU to address the […]
• Banner HealthCare: Mission, Vision & Values, Statements The mission statement of Banner HealthCare depicts the reason why the organization exists. This is a goal that aligns with the mission statement because it improves the living conditions of people.
• Conflicts Between Ethics and the Law in Healthcare The other emotive situation in as far as the aspect of conflict between the law and ethics is concerned is public sector strike by the nurses.
• Budgeting in Healthcare and Financial Management of Hospitals
• Strategic Controls in a Healthcare Organization
• Barriers to Healthcare Facility Security: The Johns Hopkins Hospital
• Cultural Issues in Healthcare
• Accreditation Bodies in the Healthcare Field
• Leadership Impact on Healthcare Delivery
• Natural Law and Rights in the Universal Healthcare
• Jehovah Witness Patient’s Healthcare Inequalities
• Healthcare for Elderly People in Islamic Countries
• SERVQUAL Model for Healthcare Service Quality
• Jamaican Healthcare System
• The Problems in Healthcare Systems in Us and Effective Implementation of Improvements
• Ethical Dilemma in Healthcare Administration
• Earthquake Disasters: Medical Response and Healthcare Challenges
• Healthcare System Analysis Report
• Financial Management in UAE Healthcare
• Bridging the Gap: Reconciling Economic Theory with Real-World Healthcare Policies
• Preventing Never Events: Resilient Healthcare Principles
• Anti-Racism: Marginalization and Exclusion in Healthcare
• Healthcare Regulatory Agencies: Health and Human Services
• International Healthcare Systems and Mortality Rates
• The Role of the Incivility Concept Within the Healthcare Metaparadigm
• Patient Involvement in Healthcare
• Strategies in the Healthcare Sector
• The Ethical Use of Technology in Healthcare
• Liability Issues in Healthcare Systems
• Effective Risk Management in Healthcare
• In-Service Training on Effective Communication in Healthcare
• Leadership in Healthcare Management
• Quality of Healthcare Delivery at Palmetto Hospital
• Qualitative Research in Healthcare
• Healthcare Informatics System-Related Experiences
• Bioethics as an Essential Part of Healthcare
• Healthcare Informatics and Its Key Functions
• Cultural Assessment in a Healthcare Setting
• The Connection of Muslims and Healthcare
• Religion and Spirituality as an Ethical Issue in Healthcare
• Aspects of the Benchmarking in Healthcare
• Theology: Religion and Healthcare
• Professionalism and Attendance in Healthcare
• Healthcare Cost Depending on Chronic Disease Management of Diabetes and Hypertension
• The Spread of Monkeypox as a Topic in Healthcare
• LGBTQ+ (Queer) Military Discrimination in Healthcare
• Fuzzy Decision-Making in Healthcare
• Public Authorities’ Role in the Healthcare System
• The Use of Simulation in Healthcare
• Statistics: The Use in Healthcare
• Predictive Analytics in Healthcare Decision-Making
• Reducing Healthcare Spending: Annotated Bibliography
• Promoting Equity With Healthcare Reforms
• Analytical Tools Used in Healthcare
• Quality Care in Healthcare Facilities
• Costing Effect on Canadian Healthcare After COVID-19
• Addressing the Healthcare Language Barrier of Afghan Refugees in California
• Billing and Reimbursement in Healthcare
• Quadruple Aim: Enhancing Healthcare Efficiency
• Staffing Shortages in Healthcare
• Conflict Resolution in Pediatric Healthcare
• Standards of Care Violation Incident and Risk Management in Healthcare
• Ethics in Healthcare: Biggest Healthcare Data Breaches
• The Influence of Third-Party Payment on Healthcare Economics
• Conflict Management in Healthcare
• The Role of the H.R. Department in Healthcare
• The Importance of Healthcare Compliance
• Peculiarities of the U.S. Healthcare System
• SBAR in Healthcare Contexts: Interpersonal Communication
• State Laws and Regulations Governing Healthcare Organizations
• The Replacement for the ACA Healthcare Insurance Policy
• Lillian Wald: Pioneering Public Health Nursing and Healthcare Reforms
• Use of Technology in Healthcare
• Home Healthcare Renovation Project Proposal
• Syphilis as a Healthcare Threat
• Digital Technology in Healthcare
• The Violence Towards Healthcare Workers Podcast
• The US Healthcare Financing Concerns
• Better Communication in Healthcare: Proposal
• Nursing Interventions and Healthcare Technologies
• Resources Allocation in the Healthcare Sector
• Employee Turnover Rates in Healthcare
• HIPAA Regulations and Telepsychiatry Challenges in Modern Healthcare
• Balance of Power and Influence in Healthcare
• Social Disparities and Access to Healthcare Services
• Artificial Intelligence as a Tool in Healthcare
• Artificial Intelligence in Healthcare Administration
• A Fall Reduction Policy in Healthcare
• Service Quality Impact on Customer Retention in Healthcare
• Access of Refugees to Healthcare in Nevada
• Program Model Implementation in Healthcare
• Data Visualization Methods in Healthcare
• A Pandemic-Driven Shift Transforming Healthcare Worldwide
• Ethical Dilemma in Healthcare: Privacy and the Right to Know
• Discrimination in the US Healthcare Sector
• Aspects of the Healthcare Project Teams
• Systems, Applications, and Products in Healthcare
• Human Resource Departments in Healthcare
• Racism in the Healthcare Sector
• Data Stewardship in Healthcare
• The Healthcare-Associated Infections Prevention
• Employee Onboarding in Healthcare
• Healthcare Reforms in Saudi Arabia
• Discussion: Moral Climate of Healthcare
• The Healthcare Breach Reporting Assessment
• Healthcare Fraud and Kickbacks
• Examining Progress Towards Collaborative Multidisciplinary Healthcare Teams
• The Analytics Methodology Applied to the Australian Healthcare Industry
• Advanced Access Scheduling System in Healthcare
• A Healthcare Change Project Manager’s Roles
• Racism in Healthcare and Education
• Healthcare Policies and Delivery
• Approaches to Effective Change Management in the Healthcare Settings
• The VITAS Healthcare Program Evaluation
• Healthcare Devices in Smart Home and Telemedicine
• Low Back Pain Management in Healthcare Workers in New York City
• Unilateral vs. Group Decision-Making in Healthcare
• The Healthcare-Associated Infections Educational Program
• Behavioral Epidemiology for Healthcare Management
• Characteristics of the Healthcare Industry
• Healthcare Supply Chain Management Post COVID-19
• Quantitative Methods in Healthcare Management
• Quantitative Tools and Methods in Healthcare Management
• Research Technique in Healthcare
• The Valley Healthcare System’s Use of Technology
• Economic Influences on Peru’s Healthcare System
• Healthcare Reimbursement and Associated Influences
• Organizational Assessment in Healthcare
• Healthcare Laws and Ethical Principles
• Healthcare Inequalities and Continuing Reform
• Inadequate Nurses in Healthcare Centers
• Healthcare Issues in Texas and Their Interconnection
• Incivility, Violence, and Bullying in the Healthcare Workplace
• Aspects of Statistics in Healthcare
• Fraudulent Activity in Healthcare
• Statistical Concepts in Healthcare
• How the Insurance and Drug Industries Affected the Universal Healthcare
• Fraud and Abuse in the Healthcare Industry
• Telehealth and Its Role in the Healthcare Sector
• A Healthcare Proposal for a Social Change
• Aetna: The Transformation of Healthcare
• Healthcare Research: Data Collection
• Factors Inhibiting Healthcare Quality Improvement
• Access to Healthcare at Attawapiskat Community
• Research and Quality Improvement in Healthcare
• Non-, Quasi-, and Experimental Research in Healthcare
• The Mental Healthcare Provision
• Nutrient Delivery in Healthcare
• Marketing: The Role in Healthcare
• Edwin Chadwick and Statistics in Healthcare
• Professional Development in American Healthcare
• Social Media and Mobile Devices in Healthcare
• LGBTQ (Queer) Community’s Challenges in Healthcare
• Ethical Decisions in Healthcare
• Strategic Development in Healthcare
• Research Methods Analysis: Healthcare
• Protocols and Standards in Healthcare
• The Massachusetts Healthcare Reform Act
• Rising Healthcare Costs in the United States
• The US Healthcare System: Management Methods
• A Healthcare Public Policy Meeting on Number of Doctors
• Patient Safety in Ambulatory Healthcare
• Healthcare: Comparative Analysis of Licensure, Certification, and Accreditation
• Sustainable Healthcare and COVID-19 Pandemic
• Pacific Healthcare in New Zealand
• Gender and Leadership in Healthcare Administration
• The Use of Social Media in Healthcare
• Nursing Role in Healthcare Reimbursement System
• The Importance of Quality Healthcare
• The Use of Dashboards in Healthcare
• Ranking Issues Facing Healthcare Organizations
• Cultural Considerations in Health Policy and Effective Healthcare Delivery
• Wearable Technology in Healthcare
• Technological Innovations in Healthcare
• Patients with Arterial Hypertension: Healthcare Changes
• Policy Competence and Policymaking in Healthcare
• Measuring Quality in Healthcare Facilities
• Patient Falls Within the Healthcare Facility
• Evaluating Elasticity in Healthcare
• Elasticity and How It Affects Decision-Making in Healthcare
• Promoting Social Change in Healthcare through Student-University Alignment
• Exploring Theories Across Multiple Disciplines in Healthcare
• Concerns Related to Complex Adaptive Systems in Healthcare
• COVID-19 and Competing Needs in Healthcare
• Evidence-Based Practice in Healthcare: Concept
• The Role of Evidence-Based Practice in Healthcare
• Nursing and Healthcare-Associated Infections
• Universal Healthcare Coverage in Different Countries
• Corporate Liability of Healthcare Organizations
• Diabetes Mellitus as Problem in US Healthcare
• Plan-Do-Study-Act Cycle for Healthcare Improvement
• The Aspects of Databases in Healthcare
• Why Healthcare Economics Will Never Be the Same
• Healthcare Workers’ Burnout Sources and Solutions
• Tort Reform: Impact on Healthcare
• Cost-Minimization Analysis in Healthcare
• Healthcare as a Right: Access, Quality, and Impact
• Reasons Why Markets Fail in the Healthcare
• Ethical Committee in Healthcare Presentation
• Searching for a Healthcare Provider Online
• Augmenting the Disaster Healthcare Workforce
• Problem in Healthcare: The Case of Dr. Duntsch
• Financing in Healthcare: Hospital and Solo Practice
• Johns Hopkins Healthcare: Policy Evaluation
• Nursing Professionals: The Role in Healthcare Policy Evaluation
• Healthcare Market Failure: Government Interventions
• Market Competition in Healthcare
• Interest Group Model of Regulation in Healthcare
• How Behavioral Economics Affects Healthcare Decisions
• Delegation of Authority in Healthcare
• Access to Healthcare in the United States
• Expectancy and Goal-Setting Theories in Healthcare
• Political Boundaries in Healthcare: Expanding Options for Effective Management
• Professions in Healthcare: Scope of Practice and Competencies
• Population Health Outcomes and Healthcare Service Delivery
• Implementing a Combination Payment System in Healthcare
• Healthcare Burnout and Its Impact
• Chatbots as a Healthcare Trend
• How Human Factors Influence Healthcare Errors
• Human Resource Planning in Healthcare
• Cost Containment in Healthcare
• Cost Containment Strategies in Healthcare
• Collaboration and Leadership in Healthcare
• Project Translation and Planning in Healthcare
• Multidisciplinary Teams Management in Healthcare
• Detecting Abuse in Healthcare Practice
• Solving Healthcare Organizational Issues
• Provider Turnover’s Impact on Healthcare
• The Reality of Providing Nursing Services in a Healthcare Rationing System
• The Data Mining Method in Healthcare and Education
• Healthcare Information Technologies
• Transformational Leadership in a Healthcare Team
• A Healthcare Issue of Diabetes Mellitus
• Evidence-Informed Decision Making in Healthcare
• Wearable Technology and Motivation in Healthcare
• Pharmacoeconomics’s Role in Healthcare
• “Healthcare Service Utilization…” by Moonpanane et al.
• Importance of Hospice Care in Healthcare
• Healthcare Providers’ Shortage and Telemedicine
• Collaboration and Emotional Competence in Healthcare
• Healthcare Support for Disabled People
• Future of Nursing and Transformation of Healthcare
• Mental Health of Healthcare Workers After COVID-19
• Importance of Hygiene in Healthcare Environment
• The Global Goal of Gender Equality in Healthcare
• Cutting Investments in Healthcare
• Healthcare in the United States vs. Canada
• Discussion of Disclosure of Information in Healthcare
• Mental Healthcare in Harlem United
• Benchmarking in the Healthcare Industry
• Data Breach in the Healthcare Sector
• Information Technology in Healthcare
• Aspects of American Indians Healthcare
• Aspects of the US Healthcare System
• Aspects of Leadership in Healthcare
• Emerging Issues in American Healthcare
• Applications of Positive Psychology in Healthcare
• The Healthcare System in the U.S.
• Healthcare for Undocumented and Immigrant Populations
• Hear Her Healthcare Campaign Evaluation
• Walmart: Healthcare and Customer Perspective
• Aspects of Usability in Healthcare
• Teleology and Deontology in Healthcare
• Tai Chi as Complementary and Alternative Healthcare
• Approaches to Improving Cultural Competence in Healthcare
• Aspects of Security in Healthcare
• Mexico’s COVID Policy: Healthcare Measures and Economic Stimuli
• Enhancing Electronic Solutions in Healthcare Facilities
• The American Healthcare System as Apartheid
• Importance of Experts in Healthcare Project Implementation
• Major Forces Affecting Healthcare and Challenges for Leaders
• Case Management in Healthcare Delivery
• High Costs of Healthcare Services
• Choosing Personnel in Healthcare
• Issues in the American Healthcare System
• Healthcare Organizations: Vision and Mission
• The Importance of Aligning a Healthcare Organization’s Vision
• Healthcare and Family Diversity
• Healthcare Testing of a Domestic Violence Victim
• Leadership Approaches in Healthcare
• Price Transparency in Healthcare
• Control Charts for Healthcare Organizations
• Healthcare Systems Factors: Annotated Bibliography
• Social Determinants in Healthcare
• Healthcare Claims Processing and Reimbursement
• Technology and Public Outreach in Healthcare
• American Vulnerable Populations’ Healthcare Needs
• The Healthcare Legislation S. 610 and HR 1667
• Ethical Principles in Healthcare
• Healthcare Administrators’ Role in Population Health
• Healthcare-Associated Infections and Preventive Measures
• Healthcare Policy. S. 3799: Prevent Pandemics Act
• Flexible Working Arrangements in Healthcare
• The Coping Concept Analysis in the Healthcare Context
• The Electronic Tools Use in Healthcare
• High-Performance Work Team Environment in Healthcare
• Discussion of Healthcare Issue: Falls in Older Adults
• Population Health and How It Relates to Healthcare
• Ensuring Data Integrity of Healthcare Information by Zarour et al.
• Evidence-Based Practice and Healthcare Issues
• Basic Components of a Healthcare Delivery Service
• US Healthcare: Shifting from Reactive to Proactive
• Analysis of Healthcare Accreditation Importance
• Workplace Violence Prevention Act in Healthcare
• Advanced Registered Nurse Practitioners and Healthcare Quality Improvement
• Bioethics Principles in Healthcare
• The United States Healthcare Institutions’ Challenges
• Income and Expenses in Healthcare
• Online Healthcare Resources and Telehealth
• Challenges to Healthcare Delivery
• A Healthcare Study in the Vancouver Sun Newspaper
• Importance of Leadership Attributes for Healthcare
• Importance of Leadership in Healthcare and Nursing
• The Safety of Medical or Healthcare Workers
• The Cost-Effective Analysis in Healthcare
• Security Plan for Healthcare Facility
• Analysis of Realm of Global Healthcare
• Discussion: Poverty and Healthcare
• Legal and Ethical Regulations in Healthcare
• Security Regulation Compliances in Healthcare
• The Controlling Healthcare Organizations
• Equitable Medical Care to Native Groups: Healthcare Clinic Plan
• Effective Communication in Healthcare Culture
• Healthcare System: Weaknesses and Complications
• Primary Healthcare Community Resources
• The Strength-Based Approach in Healthcare
• Healthcare Data Integration Failure
• Importance of Analyzing Undesired Outcomes in a Healthcare Setting
• China’s and India’s Healthcare Comparison
• Leading Change and Sustainability in the Healthcare
• Data Integrity and Analysis in Healthcare
• Healthcare Application of Statistics
• Racial Disparities in US Healthcare System
• Multidimensional Approach to Healthcare
• Automation in Healthcare System
• Cost, Access, and Quality of Healthcare
• Healthcare Settings and Affordable Care Act
• Healthcare Insurance and Job Search
• The Cost of Quality in Healthcare
• The Nurse’s Role in Improving Healthcare Interventions
• Is American Healthcare Good: Comparison to Japan and Germany
• Information Governance Considerations in Healthcare
• Digital Packages in Healthcare
• Duty-Based Ethics and Kant’s Theory in Healthcare
• Organizational Behavior Management in Healthcare
• Lifelong Learning in Healthcare
• Depression in the Field of a Healthcare Administrator
• Data-Driven Decisions in Healthcare
• Productivity and Operational Planning in Healthcare
• Healthcare Issues and Government Response
• The Role of the Nurse in the Healthcare System
• The Concept of Healthcare Disparities
• Importance of Diversity in Healthcare
• Aspects of Teamwork in Healthcare
• Interprofessional Collaboration Initiatives in Healthcare
• Healthcare Informatics: Application and Importance
• Advanced Directive Legislation in Healthcare
• Productivity Analysis in Healthcare System
• Measurements for Performance in Healthcare
• The Healthcare Cost Interview with a Family Member
• How Teladoc Is Transforming Access to Healthcare
• Legal and Ethical Implications in Healthcare
• The Consumers’ Assessment of Healthcare
• States of Elasticity of Demand From the Healthcare Sector
• Interprofessional Teams in Healthcare: Communication Importance, Issues, and Strategies
• “Artificial Intelligence in Healthcare” and “From Spreading to Embedding Innovation”
• IT Management in Healthcare and Its Importance
• IT Department in Modern Healthcare Organization
• Equity in the United States’ Healthcare
• Nurses Perception of Leadership and Impact of Healthcare Changes
• COVID-19 Risk in Healthcare Organisations and Among Nurses
• Clostridium Difficile Pathogen in Healthcare Organizations
• The Process of Deploying New Technology in the Healthcare Organization
• Ethical and Legal Issues With the Disclosure of HIV Status of Healthcare Workers
• The Cost of Healthcare and Privatization
• The Seven Step Revenue in Healthcare
• Participatory Healthcare Informatics
• Racism: Healthcare Crisis and the Nurses Role
• Memorandum of Understanding in Healthcare
• Communication in Healthcare: Social Penetration
• Public Health and Healthcare Laws
• Women’s Health as Male-Dominated Healthcare Field
• Laws Influencing Information Security and Privacy in the Healthcare Sector
• SLP Assignment: Leadership and Cultural Competence of Healthcare Professionals
• Workplace Violence Prevention Bill for Healthcare Workers
• The Essential Issues in the Healthcare System
• Two-Sided Message Marketing Strategy in Healthcare
• Interoperability in the Healthcare System
• “The Language of Healthcare Reform” by Larry Levitt
• Developing a New Online Healthcare Education Site
• Online Healthcare Education Program in Hospitals
• Patient HealthCare: Early Diagnosis of Cancer
• Irrevocably Broken Healthcare System
• Main Benefits of Market Segmentation in Healthcare
• Promoting Diversity in Healthcare
• Increasing Cultural Awareness in Healthcare
• Client System Empowerment in Mental Healthcare Services
• Accreditations of Higher Educations Healthcare Schools
• Analysis of Opioid Use in Healthcare
• Vertical Integration Strategy in Healthcare Facilities
• Pricing Strategies in Healthcare
• Cultural Competency in Healthcare
• Mental Health Services for Healthcare Providers of Critical Patients
• Conflict Management in the Healthcare Workplace
• Business Principles in Healthcare
• Barriers to Healthcare Plan Implementation
• Financial and Organizational Barriers to Healthcare
• How the Pandemic Affects the US Healthcare System
• Addressing Constraints in the Healthcare Setting
• Importance of Statistical Measures for Healthcare Administrator
• Services for Healthcare Providers of Critical Patients
• Organizational Culture for Safety in Healthcare
• Increasing Preventative Healthcare Measures
• Data Collection in Healthcare Programs
• Healthcare and Emergency Preparedness Among Rural Communities
• Bullying and Harassment in the Healthcare Workplace
• Genetics and Genomics in Healthcare Development
• Innovation and Change in Healthcare
• Role and Impact of Gospel in Healthcare
• Healthcare Workers’ Stress Coping Strategies
• Diversicare Healthcare Analysis and Strategic Goals
• The Six Sigma Quality Improvement Skills in Healthcare
• Change Champions in Healthcare Organizations
• Healthcare Infrastructure and Private Finance Initiative
• Diversicare Healthcare’s Financial Management
• Application of the Internet of Things (IoT) in the Healthcare Industry
• The Role of Diversity in Healthcare
• Healthcare Administration: The Role of Information Technologies
• Healthcare Regulations and Federalism’s Impact
• Public and Private Healthcare in Australia
• Can Government Deliver Quality Rural Healthcare?
• Does Healthcare Infrastructure Have an Impact on Delay in Diagnosis and Survival?
• Does Institutional Quality Improve the Appropriateness of Healthcare Provision?
• Does Leadership Matter for Healthcare Service Quality?
• Does the United States Get the Best in Return for What We Invest in Healthcare?
• How Does Electronic Healthcare Records Provide Additional Recommendation?
• How Good Communication Skill Is Significant in Healthcare?
• How Has the Healthcare Industry Changed in the Last 10 Years?
• How Healthcare Has Advanced in Europe Since the Dark Ages Days?
• How Health Policy Shapes Healthcare Sector Productivity?
• How Pharmaceutical Companies Affect the Healthcare System?
• How Technology Has Revolutionized the Dimension of Healthcare?
• How the Price Inflation Affects the Federal Healthcare System?
• What Makes Hospice Such a Unique Area of Healthcare Service?
• What Privacy Concerns Docs Transmitting Healthcare?
• What Has Been the Impact of Medicare on the Healthcare System?
• What Effect Will the Baby Boomer Population Have on Healthcare?
• What Competencies Are Needed for Entry Level Employment in Healthcare?
• What Are the Current Health Setbacks in Healthcare?
• What Is the Term Strategic Planning Window for Healthcare?
• What Are the Issues Affecting Sustainability of Healthcare Financing in Romania?
• What Are the Interactions Between Patient Satisfaction and Efficiency in Healthcare?
• What Is the Importance of Healthcare Provider?
• What Is the Significance of Values in the Healthcare Field?
• What Are the Current Trends and Issues in Healthcare?
• Chicago (A-D)
• Chicago (N-B)

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112 Health Insurance Research Topics & Essay Examples

📝 health insurance research papers examples, 💡 essay ideas on health insurance, 🏆 best health insurance essay titles, 🎓 simple research topics about health insurance, ❓ health insurance research questions.

• Benefits of the Health Insurance The Health Insurance Marketplace has various solutions to ensure people manage health needs without straining their budget.This cover provides outpatient and inpatient treatment.
• The Health Insurance Policy Concept Health policy is a complex of decisions and actions which are focused on the health improvement within the society. Controlling the costs remains one of the most important issues.
• Healthcare Insurance and Disparities in the US The problem of insurance is one of the most significant. While the number of uninsured reduces, the problems of healthcare disparities remain acute.
• Healthcare Insurance as Moral Test of Government The government is expected to be one of the main institutions that regulate the functioning of society by protecting people from potential threats and helping individuals in need.
• Florida Healthcare Insurance and Medicaid Florida has not expanded Medicaid to a wider population while many states did, so the state community has quite a low accessibility to healthcare insurance.
• Single-Payer Health Insurance: Pro-Position Single-Payer Health Insurance is a system aimed at providing high-quality medical services for Americans so that all of them can get essential health care.
• Technology in the Health Insurance Industry The paper discusses the relations between modern technology and the efficiency of the health insurance industry work in the context of innovative ways of processing information.
• Private Health Insurance and Fraud Issues Organizations and professionals in the healthcare industry are held responsible by the law to ensure that they perform their activities within legal frameworks.
• Healthcare Insurance Industry: Studies & Analysis The insurance industry is one of the most observed segments in the financial markets. This notion is supported by literature with a comprehensive discussion about the industry.
• "Health Insurance" by Marsha Lawrence Lawrence's "Health Insurance: Do You Know What's in Your Policy?" is an analysis through quantitative research that extends the importance of the knowledge of the health insurance policy.
• Professional Liability Insurance for X-Ray Operators and Technicians: Rsk Health Insurance SC The company RSK Health Insurance SC includes x-ray operator liability insurance within the broader health insurance and accident insurance.
• Maria Health Medical Organization Analysis The HMOs provide the basic kind of insurance plans that provide hospitals and include the services of qualified doctors.
• ACA Healthcare Reform and Stakeholders The purpose of the paper is to differentiate diverse ACA impacted stakeholder groups and explore their financial situation, as well as benefits and drawbacks on each of them.
• Healthcare Systems in the USA and Australia This paper seeks to discuss healthcare systems in the US and Australia. It will look into advantages and disadvantages in the two systems and the budget allocation in each system.
• The Healthcare System in North Korea This paper examines the status of the healthcare system in North Korea within the premise of its geography, population, government, economy, and state of health.
• The Japanese and the US Healthcare Systems: Comparative Analysis It is possible to compare the Japanese and US healthcare systems to identify possible flaws and areas of improvement in the healthcare of the United States of America.
• Health Status of Honduras This essay recommends that the leadership of Honduras should improve infant and maternal health, promote accessibility and affordability of healthcare services.
• America’s Crisis: Health and Healthcare Consequences This paper will discuss the uninsured crisis concerning health and healthcare, and the possible influence of the ACA on the crisis.
• Solutions to the Rising Cost of Care This paper will explore the strategies that could be implemented to bring down the mounting costs of health care in various facilities
• Illness & Disease Management Across Life Span For the residents of St Paul, who have diabetes, the following resources are available: hospitals, pharmacies, insurance options, programs, support groups, and special training.
• The United States Community Health Centers In the United States, the mission of community health centers is to provide healthcare to individuals who do not have access to quality medical services.
• The Medicare and Medicaid Programs The Medicare and Medicaid programs are insurance initiatives that were established with a view of meeting the health needs of the United States population.
• Cost of Care and Health Insurance The medical cost in America has risen tremendously over the past few decades. The high cost has translated into expensive insurance policies.
• Health Challenges and Benefits With Affordable Care Act The Affordable Care Act is a new health program. The new health care program is facing challenges of implementation, especially from the political point of view.
• Challenges and Benefits Within the Affordable Care Act The Patient Protection and Affordable Care Act of 2010 was met with controversy as soon as it was initialized. This was due to the complex perception people had of the Act.
• Healthcare Systems in United States vs. Singapore This paper explores Singapore is classified in the same group as the United States making it the most appropriate country to compare with the United States.
• The US and the Australian Healthcare Systems: Comparative Analysis This essay compares the healthcare systems of the United States and Australia by examining the advantages and disadvantages of each one of them.
• US vs. France Healthcare Systems This essay compares and contrasts the French healthcare system with that of the United States of America in terms of healthcare financing, administration, personnel and facilities.
• Politics and Economy in Healthcare System The analysis of the advantages of the financial help the Marketplace coverage provides is central to realizing the best solutions for the healthcare programs' future functioning.
• The Impact of Healthcare Reform on Nursing Practitioners Reforms are necessary for the improvement of the healthcare system. This paper will discuss the upcoming healthcare reform and whether it will benefit nursing practitioners.
• Medicare and Medicaid: Differences Medicare is a federal program for medical insurance of senior Americans (65 and older) and some special categories of younger people.
• Medicare Reimbursement Rates Equal pay among the essential health worker such as NPs and MDs should be handled with care to ensure equal pay for similar work.
• Medicare and Medicaid The paper discusses Medicaid and Medicare. Both are government-supported initiatives are designed to assist in covering healthcare costs.
• American vs. German Healthcare Financing This paper compares the US’s and Germany’s healthcare financing to determine their various similarities and differences.
• Comparing Healthcare Systems in the United States and Great Britain In any country, health care must be financed, organized, and delivered to the citizens in a specific way. This paper compares the US healthcare system with that of GB
• America’s Health Insurance Plans (AHIP) America’s Health Insurance Plans believes that attaining quality health care constitutes the efforts of insurance providers and other parties in the broad medical sector.
• End-Stage Renal Disease Patients in Hawaii: Medicare Enrollment and Eligibility Medicare is a federal healthcare program covering people older than sixty-five and individuals with end-stage renal disease that requires dialysis for survival.
• Discussion of Public Confidence and Healthcare Viability The paper discusses trust in government by residents and organizations is fundamental for the compelling strategy making.
• Discussion of Medicare Programm The paper provides some points about the Medicare program will help provide insight into health insurance options.
• Lessons Learned From the Implementation of the Medicare Project From the Medicare project, we learned that end-stage renal disease (ESRD) is a medical condition where an individual's kidneys are irreversibly damaged.
• Health Care Financing History in the United States The researcher provides a brief overview of the history of healthcare financing in the United States and compares healthcare payment models to those used in other industries.
• Population Aging and Public Health Support Population aging will continue to affect society, including labor and financial resource markets, demand for goods and services, and health care.
• Alternative Health Insurance Schemes: A Welfare Comparison
• Health Insurance Exchanges: Implications for Public Health Policy and Practice
• Analyzing the Relationship between Health Insurance, Health Costs, and Healthcare Utilization
• Patterns of Health Insurance Coverage for American Families
• Basic vs. Supplementary Health Insurance: The Role of Cost Effectiveness and Prevalence
• Utilization of Public Health Care by People with Private Health Insurance
• Health Insurance Coverage during the COVID‐19 Pandemic
• Evidence-Based Health Policy Supports Single-Payer Health Insurance Reform
• Co-payment Mechanisms within Various Social Health Insurance Systems
• The Effect of Social Health Insurance on Prenatal Care
• Health Insurance Information-Seeking Behaviors among Internet Users
• Impact of Health Insurance Patterns on Chronic Health Conditions among Older Patients
• Advantages and Challenges of the Mandatory Health Insurance
• Economic and Constitutional Issues Surrounding Health Insurance Mandate
• Marital Status, Spousal Coverage, and the Gender Gap in Employer-Sponsored Health Insurance
• Community-Based Health Insurance in Developing Countries
• The Effects of Public Health Insurance Expansion on Private Health Insurance
• A Major Risk Approach to Health Insurance Reform
• Health Insurance and Access to Care among Social Security Disability Insurance Beneficiaries
• Impact of Health Insurance Equity on Poverty Vulnerability
• The Role of Health Insurance Literacy in the Process and Outcomes of Choosing an Insurance Policy
• Analyzing the Post-COVID-19 Awareness on Health Insurance
• The Relationship between Health Insurance and Pharmaceutical Innovation
• Effects of Private Health Insurance on Medical Expenditure and Health Service Utilization
• Health Insurance Literacy and Awareness of the Affordable Care Act
• Income-Dependent Impacts of Health Insurance on Medical Expenditures
• Demand for Voluntary Health Insurance in Developing Countries
• Health Insurance Coverage and Healthcare Utilization in High-Poverty Neighborhoods
• The Role of Health Insurance Coverage in Reducing Racial Disparities in Healthcare
• Effects of National Health Insurance on Household Out-of-Pocket Expenditure Structure
• Health Insurance Coverage in Central and Eastern Europe: Trends and Challenges
• Increasing Participation in Health Insurance Programs
• Health Insurance Coverage among Young Adult Survivors of Pediatric Heart Transplantation
• A Comparison of Single-and Multi-Payer Health Insurance Systems
• The Causal Effect of Health Insurance on Utilization and Outcomes in Adults
• Mental Health and Substance Abuse Health Coverage Options
• Political and Economic Aspects of the Transition to Universal Health Coverage
• Exploring Future Trends and Innovations of Health Insurance and Medicare
• Role of Insurance for Children with Special Health Care Needs
• Effect Evaluation of the Long-Term Care Insurance System on the Health Care of the Elderly
• Predicting Days in Hospital Using Health Insurance Claims
• The Increasing Inefficiency of Private Health Insurance in Canada
• Cost-Effectiveness of National Health Insurance Programs in High-Income Countries
• Health Insurance Effects on Preventive Care and Health
• Voluntary Health Insurance: Potentials and Limits in Moving Towards Universal Health Coverage
• What Are Some of the Different Types of Health Insurance Plans?
• Are Mental Health Insurance Mandates Effective?
• Can Community Health Insurance Schemes Shield the Poor against the Downside Health Effects of Economic Reforms?
• Can Health Insurance Reduce Household Vulnerability?
• Does Free Supplementary Health Insurance Help the Poor to Access Health Care?
• How Can Patients Choose the Right Health Insurance Plan for Their Needs?
• Does Having Health Insurance Coverage Reduce Mortality?
• Can National Health Insurance Programs Improve Health Outcomes?
• Why Hypertensive Patients Should Have a Health Insurance?
• Does Employment-Based Private Health Insurance Increase the Use of Covered Health Care Services?
• Does Health Insurance Coverage Lead to Better Health and Educational Outcomes?
• Does Health Insurance Encourage the Rise in Medical Prices?
• Should Obese People Pay Higher Health Insurance Premiums?
• Does Non-profit Health Insurance Reduce Financial Burden?
• How Effective Are Public Policies to Increase Health Insurance Coverage among Young Adults?
• Does Retiree Health Insurance Encourage Early Retirement?
• Can Commercial Health Insurance Improve Family Happiness?
• Are Dental Benefits Included in the Health Insurance Exchange Plans?
• Does Health Insurance Reduce Out-of-Pocket Expenditure?
• How Did COVID-19 Change the Health Insurance Industry?
• How Has the Healthcare Industry Changed in Relation to Health Insurance over the Years?
• Is Mental Health Care Covered by Health Insurance?
• Does Non-employment-Based Health Insurance Promote Entrepreneurship?
• Who Should Consider a High-Deductible Health Insurance Plan?
• Does the Affordable Care Act Make it Easier to Get Individual Health Insurance?

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• Eating Disorders

580 Health Essay Topics

🏆 best essay topics on health, ✍️ health essay topics for college, 👍 good health research topics & essay examples, 🌶️ hot health ideas to write about, 🎓 most interesting health research titles, 💡 simple health essay ideas, 📌 easy health essay topics.

• The Impact of Social Media on Mental Health
• Filipino Culture Values and Practices in Relation to Health Care
• Global Health Issues: Essay Example
• Free Healthcare: Advantages and Disadvantages
• Bullying at School and Impact on Mental Health
• Application of Statistics in Healthcare
• Children’s Functional Health Pattern Assessment
• Types of Health Information Management Systems Health information management systems are divided into three types: clinical systems, financial systems, and operational systems.
• Negative Effects of Social Media on Health While social media can help people communicate and learn more effectively, its negative effects should not be underestimated; they include depression, anxiety, bullying, etc.
• Motivational Theories in Healthcare This paper discusses why health service managers should understand what motivates health workers by looking at their needs with the help of various motivational theories.
• Analysis of Health Promotion Theories A model of health promotion is a framework that helps healthcare practitioners to explain, plan and evaluate health enhancing activities.
• The Importance of Health and Safety Training at the Workplace One of the benefits of health and safety training is the prevention of injury and illness at the workplace. Training programs help employees to gain awareness regarding the health.
• Environmental Health Theory and Climate Change In the environmental health theory, there is a view on how environmental health, human ecology, and health affect the public.
• Religion and Its Health Benefits Religion and spirituality offer potential health benefits in reducing mortality risks and improving coping techniques, which leads to enhanced recovery among patients.
• The Role of Nurses in Environmental Health This paper explores the factors that affect health and the roles of nurses in improving or eliminating environmental barriers to health.
• Biomedical and Biopsychosocial Models of Health and Illness According to the biopsychosocial model, psychological factors that contribute to a person’s disease include behavior, beliefs, pain, illness perceptions, stress, and coping.
• Annotated Bibliography: Social Media and Mental Health This article describes several sources about the connection and some other issues about social media and people’s mental health.
• Effective Communication in Health Care Effective communication in healthcare is critical for numerous medical processes such as correct diagnosis, correct care and treatment, legal and ethical issues.
• Tuberculosis, Health Determinants and Nurse’s Role Tuberculosis (TB) is an infectious disease that affects the lungs and that is caused by a strain of bacterium knows as Mycobacterium tuberculosis.
• Pareto Efficiency. Health Care System “Pareto or Social efficiency occurs when it is not possible to make someone better off without making someone else worse off”.
• Artificial Intelligence in Healthcare Artificial intelligence (AI) and similar technologies are becoming more common in business and society, and now even integrating into healthcare.
• Effects of Water Pollution on Human Health This study will evaluate the main causes of water pollution, the effects on human health, and how to mitigate them.
• Stress Effect on Physical and Mental Health The paper analyzes the primary effects of stress on human health. The study outlines the concept of stress as well as estimates its ultimate causes.
• The Impact of Technology on Mental Health The paper uncovers the consequences of technology use on mental health. It examines the relationship between technology use and mental illnesses.
• Effect of Social Media on Adolescent Mental Health This study aims to assess the current relationship between social media use and its impact on adolescent mental health.
• Insomnia and Its Negative Health Effects Individuals who suffer from insomnia face a great number of unwanted health effects because sleep can heal the human body naturally.
• Addressing Mental Health in Schools Mental health promotion interventions should be conducted in schools because these institutions serve as a perfect basis for this purpose.
• Effects of Air Pollution on Health The main effects of air pollution on health, the main air pollutants, and the policies necessary to reduce the levels of air pollution.
• The Effects of the Lack of Teamwork in Healthcare This paper discusses the importance of interprofessional collaboration in healthcare and how a lack of teamwork negatively impacts patient outcomes.
• Healthcare Information Systems: Components, Benefits Health care information systems have numerous benefits for companies and care providers. They allow for cost savings and help improve care quality by reducing medical errors
• Pantene Shampoo: Negative Impact on Health Pantene shampoo falls under the category of beauty products. The ingredients in Pantene shampoo can have numerous negative effects on the health of consumers.
• Nurses’ Role in Environmental Health Nurses should support policies of eliminating barriers to environmental health, and assist, educate, monitor the environmental health of individuals and communities.
• South Africa Health Care System This paper determines the role the health care systems of South Africa play in delivering the population access to appropriate health care services.
• Health Teaching Plan Elements for Adolescents Given the significance of adolescence to overall well-being, healthcare professionals should seize the opportunity to promote health and offer preventive services.
• Mental Health Theories: Behaviorism Versus Cognitivism Theories that focus on the aspect of mental health are intended to help clients understand their issues and deal with them. Mental health specialists can use one and more theories.
• Transtheoretical Model vs. Health Belief Model The paper argues that the transtheoretical model, in contrast to the health belief model, outlines a systematic process that would explain people’s path towards wellbeing.
• Paired and Independent T-Test in Healthcare Scenario The difference between matched (paired) and independent samples is that paired samples t-test can be used when testing the same person twice.
• Egyptian and Filipino Heritage and Health Beliefs While Egyptian and Filipino cultural heritages have different backgrounds, there are also some similarities including the aspects related to healthcare.
• Statistics Application in Healthcare and Nursing Statistical analyses are efficient mechanisms for obtaining accurate data based on calculations and affecting not only the quality of care.
• Hospital Revenue Sources and Models in Healthcare Industry Like any other business, healthcare organizations have to perform effective revenue management in order to maintain stable financial status and avoid critical losses.
• Poverty Effects on Mental Health This paper examines the link between poverty and mental health, the literature findings on the topic, and proposes a potential solution.
• Application of Statistical Methods in Healthcare Statistical evaluation of clinical research results determines doctors’ decisions in favor of the method of treatment being studied.
• The Importance of Healthcare Management Healthcare organizations need healthcare management because healthcare nowadays requires high levels of coordination among multiple stakeholders.
• Social Determinants of Health in Wolverhampton Town This paper examines an overview of Wolverhampton town located in the West Midlands area of England. It examines the demographic profile.
• Nursing Profession: Health and Economic Issues The research served for the exploration of several issues related to health and economics that are advantageous or harmful for nursing.
• Physical Health Indicator: Pulse Rate Experiment An examination of a person’s pulse can provide insight into their health, especially when measuring the before and after the pulse of an individual engaged in exercise.
• Environmental Health and Health Effects of Environment Environmental change has both beneficial and severe effects on human well-being. Some effects of environmental change are easy to detect, while others are hard to identify.
• Leadership in Health Care: Situational Leadership Theory The paper discusses the leadership issues in health care. It demonstrates that the particularities of emergency care units necessitate a flexible approach to leadership.
• Organization Theory Improving Healthcare Operations Organizational theories explain the relationships between the business and its environment and how it affects its operation mode.
• The US and New Zealand: Healthcare Profiles Comparison This essay compares the healthcare profiles of the United States and New Zealand and discusses how the latter may have paved the way for the former’s much-needed improvement.
• Health Information Systems: Types and Use Phases The research explores health information systems, their types, four phases of their use, elements of the needs assessment, selection process and training needs for end users.
• Environmental Issues and Human Health The purpose of this paper is to discuss the impact of environmental threats on human health and the strategies developed to address them.
• The Value of PowerPoint Presentations for Healthcare Management In the fast-evolving spheres like healthcare, technologies play a crucial role in the achievement of health-promotional, educational, strategic, and developmental goals.
• Importance of Health Equity It is efficient if everyone who needs assistance receives adequate care, which is possible because of Health Equity.
• The Connection of Spirituality and Mental Health Nowadays, spirituality plays a huge role for many people around the world, and the connection between the inner feelings of every person with the outside world is a crucial part.
• The SWOT Analysis in Health Care The assessment will define the importance and usability of the SWOT analysis in strategic planning in health care.
• The Healthcare Manager’s Role in Information Technology Management This article focuses on the role that a healthcare manager plays in ensuring the efficient execution of medical operations through the use of new technologies.
• Importance of Partnership While Working in a Health and Social Care Partnership working indicates a shift from an organisational competition culture of public organisation to a service user need-guided approach to service delivery.
• Food Additives: Dangers and Health Impact Research shows that synthetic food additives have a negative human health and consumer dissatisfaction effect which calls for stricter regulation of their use in products.
• Public Health. Precaution Adoption Process Model The paper argues the Precaution Adoption Process model strives to explain what happens before people take action and explains how people translate these decisions into action.
• Pets Effects on Their Owners’ Health Pets affect their owners’ health positively. They enhance mood, give positive emotions, maintain stable blood pressure rates and help to avoid CVD, etc.
• Health-Illness Continuum Relevance on the Patient Care This paper aims to discuss the relevance of the health-illness continuum to patient care and present a perspective on the author’s current state of health.
• Calgary Family Assessment Model in Healthcare Calgary Family Assessment Model is a tool utilized by health care specialists to evaluate the overall wellbeing of a family.
• Mental Health from Religious & Spiritual Perspectives The thread that is to be discussed is the relationship between spirituality and mental health with the aim to give an individual the tools to achieve the desired outcomes.
• Health Care: Fundamentals and Importance Care is a crucial part of healthcare services provided as a method promoting patients’ physical and mental wellbeing and as an essential factor in a competitive aspect.
• The Negative Influence of Social Media on Teenagers’ Mental Health This essay is purposed to explain the aspects in which excessive use of social media affects teenagers’ mental health.
• Nola Pender’s Health Promotion Model Nola Pender is one of the greatest nursing theorists of the 20th century. Pender’s Health Promotion Model (HPM) theory supports the best health practices towards a quality life.
• Concepts of Women’s Health Education Women’s health education is crucial for safe childbirth, healthy living, and successful parenthood. The proposal will investigate the feasibility of using women’s health campaign.
• Effects of Poor Communication in Healthcare Reviewing various categories of interactions within the healthcare system will enable an in-depth understanding of the effects of poor communication.
• The Purpose of Health Promotion This paper discusses the purpose of health promotion and how the nursing role and responsibilities are evolving health promotion.
• Mental Health Advocacy for Children Mental disorders are increasingly becoming rampant due to an array of issues affecting all individuals across the lifespan.
• Electronic Health Record System’s Life Cycle The essay focuses on the electronic health record system and its lifecycle: needs assessment and analysis, system selection and design, implementation, evaluation and maintenance.
• The U.S Healthcare System and the Roemer Model Roemer’s model of a healthcare system demonstrates how a socialist healthcare system operates. This paper explores the entire U.S healthcare system in relation to Roemer’s model.
• Physical Activity’s Lack Effects on Health Problems A sedentary lifestyle is a common phenomenon in today’s world and is characterized by minimal and irregular physical activity.
• How to Improve Mental Health in the Community Mental health is defined as human psychological, emotional, and social prosperity. It influences how people think, feel, and act as they contend with life.
• Cash Flow Statement as a Reflection of Financial Health Lack of working capital, a constant search for money to repay debts to suppliers, employees, budget all lead to the fact that a company cannot manage its obligations.
• Bullying Effects on Health and Life Quality When children are subject to bullying by their peers, it affects their feelings and evokes negative emotions in the first place.
• Promoting Health and Wellbeing of Older People and Raising Community Awareness The care of older people has become an important issue due to increased life expectancy and improved healthcare and health education.
• Why Health Insurance Should Cover Art and Music Therapy? In the article, the author talks about the benefits of art therapy and music therapy for the mental health of patients.
• Health and Safety Regulations in the Engineering Environment In this essay, the health and safety regulations in mechanical and electrical engineering environments are discussed by looking at their unique features.
• Pros and Cons of the Gatekeeper Healthcare System The article describes the levels of the healthcare system, its advantages and disadvantages, while the author believes that the advantages outweigh.
• Helvie Energy Theory of Nursing and Health The objective of this paper is to pay specific attention to the concept of the environment, as viewed in the energy theory of health and nursing developed by Carl Helvie.
• Science of Human Flourishing and Health The state of human flourishing determines the happiness, longevity, and prosperity of both the individual and the entire nation.
• Expectancy Theory in the Healthcare Sector This paper explores the fundamentals of Expectancy Theory and applies it to the healthcare sector. Expectancy theory has found use in healthcare education contexts.
• Health-Illness Continuum and Its Role This paper aims to discuss the relation of this model to health care practices and define the ways to move towards wellness.
• Primary Health Care: Issues and Challenges Primary health care as a concept gained popularity following the 1978 International Conference on Primary Health Care jointly held by WHO and UNICEF at Alma-Ata.
• Healthcare Information System and Its Application In modern society, the healthcare information system plays a critical role in defining the quality of healthcare offered in healthcare centers.
• Asthma Patients’ Health Education and Promotion The purpose of this paper is to discuss the health education, health promotion information, and strategies that should be used when working with asthma patients.
• Summary of Family Health Assessment and Nursing Wellness Diagnoses The primary goal of the paper is to present the summary of family assessment while covering different topics such as sexuality, nutrition, and coping strategies.
• Ethical Issues in Healthcare Essay: Ethical Dilemma This paper describes an ethical dilemma in healthcare, its specific characteristics, violated ethical principles, and existent barriers to ethical practice.
• Nursing Informatics: Electronic Health Records Nursing informatics entail the use of health care technology such as the EHR. Electronic health records provide integrated data that nurses can use to support safe and patient-centered care.
• The Novant Health Organization’s Structure & Management This paper analyzes Novant Health’s organizational structure, service line, the interaction between leadership and service quality, and management strategy.
• Social Work in Mental Health Settings Social workers are regarded as highly trained individuals working closely to foster the standard of life and the well-being of other people through crisis intervention.
• Impact of Outdoor Activities on Mental Health This paper explores the therapeutic value of outdoor activities for human mental health and well-being and discusses the positive effects of spending time in nature.
• Advantages of Computer Technology in Healthcare The emergence of computer technology within healthcare is the catalyst of changes that began to display the improvement of medical procedures and care quality.
• Influence of Cultural Beliefs on Health Behaviors and Use of Health Services This paper presents cultural beliefs and health care. Culture can be comprehended as the identity of a person.
• Goals and Objectives of the Community Health Needs It is important to learn how to inform the community about the ideas and ways of public health improvement. This week will be dedicated to the planning of health interventions.
• Why Is Public Health Important Health promotion, disease prevention, and life extension are public health goals. Public health aims to maintain and promote people’s health in their communities.
• The Food Quality Impact on Economy and Health The problem of food quality and its impact on the economy and health of not only one country but the whole world cannot be overemphasized.
• Role of Mandatory Health Insurance The health care system is one of the U.S. government priorities but has been in a crisis, and even for an elementary procedure, a patient can be billed thousand dollars.
• Personal Health Initiative Report: Achieving a Normal Body Mass Index This paper reports on the initiatives taken to achieve change in eating behavior and achieve a normal body mass index.
• Risk Management in Health Care This essay seeks to define risk management in health care delivery, discuss the basics of sentinel reporting, the legal implications of sentinel events.
• Risk Management in Healthcare Construction Projects A risk is any occurrence that has the potential to alter the progress of a project significantly. A risk may be positive or negative.
• Sexual Health Nurses: Functions and Responsibilities Sexual health nurses focus on family planning, but their functions do not end there. Their responsibilities also include advising patients about sexually transmitted infections.
• Mission and Vision Statements in a Health Organization This paper discusses the mission and vision statements of a particular hospital by showing the rationale of the words.
• Preventive Health Care Issues Preventive healthcare does not primarily refer to medicine; it may refer to measures taken to prevent occurrences of given diseases.
• Family Health Assessment: Weaknesses and Strengths The paper will examine the benefits of interviews to assess the structure, weaknesses, and strengths of family health.
• Chickenpox Epidemiology and Community Health Nurse Chickenpox, which is also referred to as Varicella, is a viral disease with considerably high rates of transmissibility and is caused by varicella zoster virus.
• Health Promotion for Obesity in Adults This is a health promotion proposal for preventing obesity among adults in the US. People get obesity when they acquire a given body mass index.
• Role of Family in Healthcare and How Culture Affects Health Beliefs The paper will discuss how family shapes the role of care and attitudes towards health and how culture affects health beliefs and community health.
• Family Characteristics Contributing to Dysfunctional Health Patterns It is important for families to foster healthy habits. Otherwise, children risk developing dysfunctional health patterns, decreasing physical and mental well-being.
• Importance of Theory in Health Promotion Effectual health promotion initiatives assist persons to uphold and advancing health, lessening disease risks, and controlling persistent illness.
• Information Technology Applications in Healthcare Health IT applications as the most advanced tool that can potentially be used for enhancing patient education through patient-nurse communication.
• Quality Management in Healthcare Quality management in healthcare is essential to ensure patient safety. It is helpful by providing the opportunity to evaluate quality in healthcare organizations.
• Ethical and Legal Issues in Healthcare Services The article is an analysis of a number of situations that a patient may face and contains a detailed analysis of each of them from a legal and ethical point of view.
• Change Management in Healthcare Changes in the healthcare field are always associated with difficulties since they affect the ways care is delivered, as well as medical professionals’ and clients’ experiences.
• Regression Analysis for Healthcare Organization The paper studies the regression analysis that enables managers to evaluate the patterns within the health care organization and make predictions for decision-making.
• Access to Healthcare Services This paper will focus on identifying the most appropriate legislation to address the problem of access to care, describing the impact of the issue on nursing practice.
• Virtual Reality in Healthcare and Education The beginnings of virtual reality can found throughout human history. This paper explores its emergence and development, and its influence in healthcare and education.
• Healthcare Problems in South Africa The state of health in South Africa differs from the most fundamental primary healthcare, provided for free by the government, to the highly professional and technologically advanced facilities.
• Benefits of the Beach: Effects on the Mental and Physical Aspects of Health in People This paper aims at discussing the benefits of the beach: advantages of seawater, sunshine, walking on the sand, its positive impact on health and bodyweight.
• Digital Health Information Technologies The essay will explore the two common digital health technologies, Electronic Health Records and Health Information Exchange, to identify how they help healthcare institutions.
• Supply and Demand of Healthcare and Automobiles This paper’s purpose is to examine the differences and peculiarities of the health care market, as well as analyze current trends in this field.
• The Effect of Mental Health Programs on Students Academic Performance Mental health is an essential aspect of every individual as it affects how they behave, control their emotions, and think.
• Irish Healthcare System: HR Management and Financing The management of the healthcare sector requires using not only adequate leadership practices and approaches to monitoring employee performance.
• Steps in the Process of Risk Management in Healthcare Risk management is essential for any enterprise, but for healthcare organizations, it has even greater significance because, frequently, people’s lives are at stake.
• Examples of Environment in Nursing Metaparadigm The metaparadigms that form personal nursing philosophy include such wide conceptions as patient, nurse, health, and environment.
• Health Promotion Proposal Obesity Prevention The purpose of this proposal is to inform and educate parents, children and adolescents of the importance of having a well balance diet and exercise in their daily lives to avoid obesity.
• Nursing Informatics Policy and Its Influence on Healthcare Delivery The development of nursing information structures is an essential factor in improving the delivery of health services. It includes the development of regulations.
• The Health Benefits of the Green Tea Green tea is known to have a beneficial effect by way of normalizing blood pressure, total cholesterol levels, body weight, and fat.
• The Family Health Assessment This essay seeks to provide a family health assessment of an Amish family using the Friedman Family Assessment Model, analyze family data and develop a plan of care for the family.
• Health: The Benefits of Running The purpose of this article is to consider such an exercise as running, as well as the positive impact it has on health.
• Occupational Health Nursing Theory and Model This article explores an occupational health nursing model and how it can be applied to nursing practice, nursing research, nursing leadership, and nursing management.
• Cause and Effect: Living with Pets Improves Their Owners’ Health Experiencing positive emotions is, perhaps, the key cause that deserves to be mentioned as the factor contributing to the improvement in pets’ owners’ health.
• Healthcare Manager’s Conceptual, Technical, and Interpersonal Skills A healthcare manager is a person who facilitates, administrates, and influences the healthcare system as a manager is an indispensable part of the medical system.
• Community Health Assessment This paper aims to conduct a community health assessment to identify the community’s resources, strengths, challenges, and health issues.
• Social Change: The Nurse’s Role in Global Healthcare To advocate for the global perspective on the issue of the opioid crisis and the need to change the current standards for opioid prescription.
• Electronic Health Records Implementation Examples Electronic Health Records (EHRs) are becoming increasingly popular with the growing demand for convenient and high-quality healthcare services.
• Positive and Negative Impacts of Social Media on Mental Health Social media became popular only several decades ago, but at present, they constitute an important part of everyone’s daily routine.
• Biomedical View of Health The biomedical view categorized diseases and illnesses in an objective manner and in the process ends up objectifying the health of an individual.
• The Connection Between Education and Better Health The objective of this assignment is to discern the relationship between education and good health and how the two phenomena interrelate with each other.
• Social Determinants of Health This paper presents an analysis of social determinants of health based on the article by Koh, Piotrowski, Kumanyika and Fielding.
• The Role of Cultural Relativism in Healthcare The Nacirema is a group of North Americans living in the territory between the “Canadian Cree, the Yaqui and Tarahumara of Mexico, and the Carib and Arawak of the Antilles”
• History of Public Health The targeted course will explore the major issues associated with public health towards professional nursing practice.
• Microplastics and Environmental Health The environment suffers from microplastics (further referred to as MPs) released by the degraded synthetic clothing, cosmetics, plastic bags, bottles, and containers.
• The Role of a Nurse in Mental Health Nurse might want to consider the option of specialization. It means the process of becoming an expert in a chosen subject by expanding the scope of knowledge and practice.
• Artificial Intelligence in Healthcare: Pros & Cons Rapidly advancing artificial intelligence technologies are gradually changing health care practices and bring a paradigm shift to the medical system.
• Leadership Theories in the Healthcare Industry There has been extensive research on the effectiveness of leadership style and of theories in different areas of work such as business, nursing, education, military, and politics.
• American and Spanish Healthcare Systems The paper is aimed to contrast and compare the information and statistics related to health care systems in the United States (US) and Spain.
• High Taxes’ Benefits for Education and Healthcare High taxes have more benefits than drawbacks for the citizens as the payments are allocated to develop essential systems, such as healthcare and education.
• How Social Media Contribute to Mental Health While social media enhances individuals’ communication and interaction with other people, spending a lot of time on social networks can make people lonely.
• Healthcare Environment: Challenges to Teamwork and Collaboration Collaboration among staff members is one of the vital requirements for effective management of key tasks and responsibilities in the healthcare environment.
• Earthquakes: Effects on People’s Health Earthquakes are one of the global environmental health issues that hugely impact people’s lives in certain geographical areas and communities.
• Behavioral and Cognitive Mental Health Theories Mental health approaches attempt to explain the development of human beings socially, psychologically, and behaviorally.
• Healthcare in the United Kingdom The purpose of this paper is to examine the healthcare in the United Kingdom, providing recent data and covering the main issues in this area.
• Sentinel Town Community Health Assessment This paper is an assessment of health-related environmental factors that affect the population’s health in Sentinel Town.
• Health Care, Economy, and Their Effect of People The economy plays a significant role in health care and people have nothing to do but find out more possible and be able to afford themselves the best treatment only
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The Possible Collapse of the U.S. Home Insurance System

A times investigation found climate change may now be a concern for every homeowner in the country..

This transcript was created using speech recognition software. While it has been reviewed by human transcribers, it may contain errors. Please review the episode audio before quoting from this transcript and email [email protected] with any questions.

From “The New York Times,” I’m Sabrina Tavernise. And this is “The Daily.”

[MUSIC PLAYING]

Today, my colleague, Christopher Flavelle, on a “Times” investigation into one of the least known and most consequential effects of climate change — insurance — and why it may now be a concern for every homeowner in the country.

It’s Wednesday, May 15.

So, Chris, you and I talked a while ago about how climate change was really wreaking havoc in the insurance market in Florida. You’ve just done an investigation that takes a look into the insurance markets more broadly and more deeply. Tell us about it.

Yeah, so I cover climate change, in particular the way climate shocks affect different parts of American life. And insurance has become a really big part of that coverage. And Florida is a great example. As hurricanes have gotten worse and more frequent, insurers are paying out more and more money to rebuild people’s homes. And that’s driving up insurance costs and ultimately driving up the cost of owning a home in Florida.

So we’re already seeing that climate impact on the housing market in Florida. My colleagues and I started to think, well, could it be that that kind of disruption is also happening in other states, not just in the obvious coastal states but maybe even through the middle of the US? So we set out to find out just how much it is happening, how much that Florida turmoil has, in fact, become really a contagion that is spreading across the country.

So how did you go about reporting this? I mean, where did you start?

All we knew at the start of this was that there was reason to think this might be a problem. If you just look at how the federal government tracks disasters around the country, there’s been a big increase almost every year in the number and severity of all kinds of disasters around the country. So we thought, OK, it’s worth trying to find out, what does that mean for insurers?

The problem is getting data on the insurance industry is actually really hard. There’s no federal regulation. There’s no government agency you can go to that holds this data. If you talk to the insurers directly, they tend to be a little reluctant to share information about what they’re going through. So we weren’t sure where to go until, finally, we realized the best people to ask are the people whose job it is to gauge the financial health of insurance companies.

Those are rating agencies. In particular, there’s one rating company called AM Best, whose whole purpose is to tell investors how healthy an insurance company is.

Whoa. So this is way down in the nuts and bolts of the US insurance industry.

Right. This is a part of the broader economy that most people would never experience. But we asked them to do something special for us. We said, hey, can you help us find the one number that would tell us reporters just how healthy or unhealthy this insurance market is state by state over time? And it turns out, there is just such a number. It’s called a combined ratio.

OK, plain English?

Plain English, it is the ratio of revenue to costs, how much money these guys take in for homeowner’s insurance and how much they pay out in costs and losses. You want your revenue to be higher than your costs. If not, you’re in trouble.

So what did you find out?

Well, we got that number for every state, going back more than a decade. And what it showed us was our suspicions were right. This market turmoil that we were seeing in Florida and California has indeed been spreading across the country. And in fact, it turns out that in 18 states, last year, the homeowner’s insurance market lost money. And that’s a big jump from 5 or 10 years ago and spells real trouble for insurance and for homeowners and for almost every part of the economy.

So the contagion was real.

Right. This is our first window showing us just how far that contagion had spread. And one of the really striking things about this data was it showed the contagion had spread to places that I wouldn’t have thought of as especially prone to climate shocks — for example, a lot of the Midwest, a lot of the Southeast. In fact, if you think of a map of the country, there was no state between Pennsylvania and the Dakotas that didn’t lose money on homeowner’s insurance last year.

So just huge parts of the middle of the US have become unprofitable for homeowner’s insurance. This market is starting to buckle under the cost of climate change.

And this is all happening really fast. When we did the Florida episode two years ago, it was a completely new phenomenon and really only in Florida. And now it’s everywhere.

Yeah. And that’s exactly what’s so striking here. The rate at which this is becoming, again, a contagion and spreading across the country is just demolishing the expectations of anyone I’ve spoken to. No one thought that this problem would affect so much of the US so quickly.

So in these states, these new places that the contagion has spread to, what exactly is happening that’s causing the insurance companies to fold up shop?

Yeah. Something really particular is happening in a lot of these states. And it’s worth noting how it’s surprised everyone. And what that is, is formally unimportant weather events, like hailstorms or windstorms, those didn’t used to be the kind of thing that would scare insurance companies. Obviously, a big problem if it destroys your home or damages your home. But for insurers, it wasn’t going to wipe them out financially.

Right. It wasn’t just a complete and utter wipeout that the company would then have to pony up a lot of money for.

Exactly. And insurers call them secondary perils, sort of a belittling term, something other than a big deal, like a hurricane.

These minor league weather events.

Right. But those are becoming so frequent and so much more intense that they can cause existential threats for insurance companies. And insurers are now fleeing states not because of hurricanes but because those former things that were small are now big. Hailstorms, wildfires in some places, previous annoyances are becoming real threats to insurers.

Chris, what’s the big picture on what insurers are actually facing? What’s happening out there numbers-wise?

This is a huge threat. In terms of the number of states where this industry is losing money, it’s more than doubled from 10 years ago to basically a third of the country. The amount they’re losing is enormous. In some states, insurers are paying out $1.25 or even $1.50 for every dollar they bring in, in revenue, which is totally unsustainable.

And the result is insurers are making changes. They are pulling back from these markets. They’re hiking premiums. And often, they’re just dropping customers. And that’s where this becomes real, not just for people who surf balance sheets and trade in the stock market. This is becoming real for homeowners around the country, who all of a sudden increasingly can’t get insurance.

So, Chris, what’s the actual implication? I mean, what happens when people in a state can’t get insurance for their homes?

Getting insurance for a home is crucial if you want to sell or buy a home. Most people can’t buy a home without a mortgage. And banks won’t issue a mortgage without home insurance. So if you’ve got a home that insurance company doesn’t want to cover, you got a real problem. You need to find insurance, or that home becomes very close to unsellable.

And as you get fewer buyers, the price goes down. So this doesn’t just hurt people who are paying for these insurance premiums. It hurts people who want to sell their homes. It even could hurt, at some point, whole local economies. If home values fall, governments take in less tax revenue. That means less money for schools and police. It also means people who get hit by disasters and have to rebuild their homes all of a sudden can’t, because their insurance isn’t available anymore. It’s hard to overstate just how big a deal this is.

And is that actually happening, Chris? I mean, are housing markets being dragged down because of this problem with the insurance markets right now?

Anecdotally, we’ve got reports that in places like Florida and Louisiana and maybe in parts of California, the difficulty of getting insurance, the crazy high cost of insurance is starting to depress demand because not everyone can afford to pay these really high costs, even if they have insurance. But what we wanted to focus on with this story was also, OK, we know where this goes eventually. But where is it beginning? What are the places that are just starting to feel these shocks from the insurance market?

And so I called around and asked insurance agents, who are the front lines of this. They’re the ones who are struggling to find insurance for homeowners. And I said, hey, is there one place that I should go if I want to understand what it looks like to homeowners when all of a sudden insurance becomes really expensive or you can’t even find it? And those insurance agents told me, if you want to see what this looks like in real life, go to a little town called Marshalltown in the middle of Iowa.

We’ll be right back.

So, Chris, you went to Marshalltown, Iowa. What did you find?

Even before I got to Marshalltown, I had some idea I was in the right spot. When I landed in Des Moines and went to rent a car, the nice woman at the desk who rented me a car, she said, what are you doing here? I said, I’m here to write a story about people in Iowa who can’t get insurance because of storms. She said, oh, yeah, I know all about that. That’s a big problem here.

Even the rental car lady.

Even the rental car lady knew something was going on. And so I got into my rental car and drove about an hour northeast of Des Moines, through some rolling hills, to this lovely little town of Marshalltown. Marshalltown is a really cute, little Midwestern town with old homes and a beautiful courthouse in the town square. And when I drove through, I couldn’t help noticing all the roofs looked new.

What does that tell you?

Turns out Marshalltown, despite being a pastoral image of Midwestern easy living, was hit by two really bad disasters in recent years — first, a devastating tornado in 2018 and then, in 2020, what’s called a derecho, a straight-line wind event that’s also just enormously damaging. And the result was lots of homes in this small town got severely damaged in a short period of time. And so when you drive down, you see all these new roofs that give you the sense that something’s going on.

So climate had come to Marshalltown?

Exactly. A place that had previously seemed maybe safe from climate change, if there is such a thing, all of a sudden was not. So I found an insurance agent in Marshalltown —

We talked to other agents but haven’t talked to many homeowners.

— named Bobby Shomo. And he invited me to his office early one morning and said, come meet some people. And so I parked on a quiet street outside of his office, across the street from the courthouse, which also had a new roof, and went into his conference room and met a procession of clients who all had versions of the same horror story.

It was more — well more of double.

A huge reduction in coverage with a huge price increase.

Some people had faced big premium hikes.

I’m just a little, small business owner. So every little bit I do feel.

They had so much trouble with their insurance company.

I was with IMT Insurance forever. And then when I moved in 2020, Bobby said they won’t insure a pool.

Some people had gotten dropped.

Where we used to see carriers canceling someone for frequency of three or four or five claims, it’s one or two now.

Some people couldn’t get the coverage they needed. But it was versions of the same tale, which is all of a sudden, having homeowner’s insurance in Marshalltown was really difficult. But I wanted to see if it was bigger than just Marshalltown. So the next day, I got back in my car and drove east to Cedar Rapids, where I met another person having a version of the same problem, a guy named Dave Langston.

Tell me about Dave.

Dave lives in a handsome, modest, little townhouse on a quiet cul-de-sac on a hill at the edge of Cedar Rapids. He’s the president of his homeowners association. There’s 17 homes on this little street. And this is just as far as you could get from a danger zone. It looks as safe as could be. But in January, they got a letter from the company that insures him and his neighbors, saying his policy was being canceled, even though it wasn’t as though they’d just been hit by some giant storm.

So then what was the reason they gave?

They didn’t give a reason. And I think people might not realize, insurers don’t have to give a reason. Insurance policies are year to year. And if your insurance company decides that you’re too much of a risk or your neighborhood is too much of a risk or your state is too much of a risk, they can just leave. They can send you a letter saying, forget it. We’re canceling your insurance. There’s almost no protection people have.

And in this case, the reason was that this insurance company was losing too much money in Iowa and didn’t want to keep on writing homeowner’s insurance in the state. That was the situation that Dave shared with tens of thousands of people across the state that were all getting similar letters.

What made Dave’s situation a little more challenging was that he couldn’t get new insurance. He tried for months through agent after agent after agent. And every company told him the same thing. We won’t cover you. Even though these homes are perfectly safe in a safe part of the state, nobody would say yes. And it took them until basically two days before their insurance policy was going to run out until they finally found new coverage that was far more expensive and far more bare-bones than what they’d had.

But at least it was something.

It was something. But the problem was it wasn’t that good. Under this new policy, if Dave’s street got hit by another big windstorm, the damage from that storm and fixing that damage would wipe out all the savings set aside by these homeowners. The deductible would be crushingly high — $120,000 — to replace those roofs if the worst happened because the insurance money just wouldn’t cover anywhere close to the cost of rebuilding.

He said to me, we didn’t do anything wrong. This is just what insurance looks like today. And today, it’s us in Cedar Rapids. Everyone, though, is going to face a situation like this eventually. And Dave is right. I talked to insurance agents around the country. And they confirmed for me that this kind of a shift towards a new type of insurance, insurance that’s more expensive and doesn’t cover as much and makes it harder to rebuild after a big disaster, it’s becoming more and more common around the country.

So, Chris, if Dave and the people you spoke to in Iowa were really evidence that your hunch was right, that the problem is spreading and rapidly, what are the possible fixes here?

The fix that people seem most hopeful about is this idea that, what if you could reduce the risk and cause there to be less damage in the first place? So what some states are doing is they’re trying to encourage homeowners to spend more money on hardening their home or adding a new roof or, if it’s a wildfire zone, cut back the vegetation, things that can reduce your risk of having really serious losses. And to help pay for that, they’re telling insurers, you’ve got to offer a discount to people who do that.

And everyone who works in this field says, in theory, that’s the right approach. The problem is, number one, hardening a home costs a fantastic amount of money. So doing this at scale is hugely expensive. Number two, it takes a long time to actually get enough homes hardened in this way that you can make a real dent for insurance companies. We’re talking about years or probably decades before that has a real effect, if it ever works.

OK. So that sounds not particularly realistic, given the urgency and the timeline we’re on here. So what else are people looking at?

Option number two is the government gets involved. And instead of most Americans buying home insurance from a private company, they start buying it from government programs that are designed to make sure that people, even in risky places, can still buy insurance. That would be just a gargantuan undertaking. The idea of the government providing homeowner’s insurance because private companies can’t or won’t would lead to one of the biggest government programs that exists, if we could even do it.

So huge change, like the federal government actually trying to write these markets by itself by providing homeowner’s insurance. But is that really feasible?

Well, in some areas, we’re actually already doing it. The government already provides flood insurance because for decades, most private insurers have not wanted to cover flood. It’s too risky. It’s too expensive. But that change, with governments taking over that role, creates a new problem of its own because the government providing flood insurance that you otherwise couldn’t get means people have been building and building in flood-prone areas because they know they can get that guaranteed flood insurance.

Interesting. So that’s a huge new downside. The government would be incentivizing people to move to places that they shouldn’t be.

That’s right. But there’s even one more problem with that approach of using the government to try to solve this problem, which is these costs keep growing. The number of billion-dollar disasters the US experiences every year keeps going up. And at some point, even if the government pays the cost through some sort of subsidized insurance, what happens when that cost is so great that we can no longer afford to pay it? That’s the really hard question that no official can answer.

So that’s pretty doomsday, Chris. Are we looking at the end of insurance?

I think it’s fair to say that we’re looking at the end of insurance as we know it, the end of insurance that means most Americans can rest assured that if they get hit by a disaster, their insurance company will provide enough money they can rebuild. That idea might be going away. And what it shows is maybe the threat of climate change isn’t quite what we thought.

Maybe instead of climate change wrecking communities in the form of a big storm or a wildfire or a flood, maybe even before those things happen, climate change can wreck communities by something as seemingly mundane and even boring as insurance. Maybe the harbinger of doom is not a giant storm but an anodyne letter from your insurance company, saying, we’re sorry to inform you we can no longer cover your home.

Maybe the future of climate change is best seen not by poring over weather data from NOAA but by poring over spreadsheets from rating firms, showing the profitability from insurance companies, and how bit by bit, that money that they’re losing around the country tells its own story. And the story is these shocks are actually already here.

Chris, as always, terrifying to talk to you.

Always a pleasure, Sabrina.

Here’s what else you should know today. On Tuesday, the United Nations has reclassified the number of women and children killed in Gaza, saying that it does not have enough identifying information to know exactly how many of the total dead are women and children. The UN now estimates that about 5,000 women and about 8,000 children have been killed, figures that are about half of what it was previously citing. The UN says the numbers dropped because it is using a more conservative estimate while waiting for information on about 10,000 other dead Gazans who have not yet been identified.

And Mike Johnson, the Speaker of the House, gave a press conference outside the court in Lower Manhattan, where Michael Cohen, the former fixer for Donald Trump, was testifying for a second day, answering questions from Trump’s lawyers. Trump is bound by a gag order. So Johnson joined other stand-ins for the former president to discredit the proceedings. Johnson, one of the most important Republicans in the country, attacked Cohen but also the trial itself, calling it a sham and political theater.

Today’s episode was produced by Nina Feldman, Shannon Lin, and Jessica Cheung. It was edited by MJ Davis Lin, with help from Michael Benoist, contains original music by Dan Powell, Marion Lozano, and Rowan Niemisto, and was engineered by Alyssa Moxley. Our theme music is by Jim Brunberg and Ben Landsverk of Wonderly.

That’s it for “The Daily.” I’m Sabrina Tavernise. See you tomorrow.

• May 17, 2024   •   51:10 The Campus Protesters Explain Themselves
• May 16, 2024   •   30:47 The Make-or-Break Testimony of Michael Cohen
• May 15, 2024   •   27:03 The Possible Collapse of the U.S. Home Insurance System
• May 14, 2024   •   35:20 Voters Want Change. In Our Poll, They See It in Trump.
• May 13, 2024   •   27:46 How Biden Adopted Trump’s Trade War With China
• May 10, 2024   •   27:42 Stormy Daniels Takes the Stand
• May 9, 2024   •   34:42 One Strongman, One Billion Voters, and the Future of India
• May 8, 2024   •   28:28 A Plan to Remake the Middle East
• May 7, 2024   •   27:43 How Changing Ocean Temperatures Could Upend Life on Earth
• May 6, 2024   •   29:23 R.F.K. Jr.’s Battle to Get on the Ballot
• May 3, 2024   •   25:33 The Protesters and the President
• May 2, 2024   •   29:13 Biden Loosens Up on Weed

Hosted by Sabrina Tavernise

Featuring Christopher Flavelle

Produced by Nina Feldman ,  Shannon M. Lin and Jessica Cheung

Edited by MJ Davis Lin

With Michael Benoist

Original music by Dan Powell ,  Marion Lozano and Rowan Niemisto

Engineered by Alyssa Moxley

Listen and follow The Daily Apple Podcasts | Spotify | Amazon Music | YouTube

Across the United States, more frequent extreme weather is starting to cause the home insurance market to buckle, even for those who have paid their premiums dutifully year after year.

Christopher Flavelle, a climate reporter, discusses a Times investigation into one of the most consequential effects of the changes.

On today’s episode

Christopher Flavelle , a climate change reporter for The New York Times.

Background reading

As American insurers bleed cash from climate shocks , homeowners lose.

See how the home insurance crunch affects the market in each state .

Here are four takeaways from The Times’s investigation.

There are a lot of ways to listen to The Daily. Here’s how.

We aim to make transcripts available the next workday after an episode’s publication. You can find them at the top of the page.

Christopher Flavelle contributed reporting.

The Daily is made by Rachel Quester, Lynsea Garrison, Clare Toeniskoetter, Paige Cowett, Michael Simon Johnson, Brad Fisher, Chris Wood, Jessica Cheung, Stella Tan, Alexandra Leigh Young, Lisa Chow, Eric Krupke, Marc Georges, Luke Vander Ploeg, M.J. Davis Lin, Dan Powell, Sydney Harper, Mike Benoist, Liz O. Baylen, Asthaa Chaturvedi, Rachelle Bonja, Diana Nguyen, Marion Lozano, Corey Schreppel, Rob Szypko, Elisheba Ittoop, Mooj Zadie, Patricia Willens, Rowan Niemisto, Jody Becker, Rikki Novetsky, John Ketchum, Nina Feldman, Will Reid, Carlos Prieto, Ben Calhoun, Susan Lee, Lexie Diao, Mary Wilson, Alex Stern, Dan Farrell, Sophia Lanman, Shannon Lin, Diane Wong, Devon Taylor, Alyssa Moxley, Summer Thomad, Olivia Natt, Daniel Ramirez and Brendan Klinkenberg.

Our theme music is by Jim Brunberg and Ben Landsverk of Wonderly. Special thanks to Sam Dolnick, Paula Szuchman, Lisa Tobin, Larissa Anderson, Julia Simon, Sofia Milan, Mahima Chablani, Elizabeth Davis-Moorer, Jeffrey Miranda, Renan Borelli, Maddy Masiello, Isabella Anderson and Nina Lassam.

Christopher Flavelle is a Times reporter who writes about how the United States is trying to adapt to the effects of climate change. More about Christopher Flavelle

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