underwriting manager resume examples

Underwriting Manager resume examples for 2024

A successful underwriting manager resume highlights a combination of customer service, risk management, and performance management skills. They use underwriting guidelines to evaluate financial statements and make informed decisions. Expertise in credit policy and strong analytical skills are also important to ensure profitable growth and high-quality underwriting. Understanding commercial property and loss ratio is crucial, as well as the ability to manage direct reports and collaborate with other departments.

Underwriting Manager resume example

How to format your underwriting manager resume:.

• Use the same job title on your resume as the applied position of Underwriting Manager
• Highlight achievements in work experience section, emphasizing results from underwriting processes and policy changes
• Limit the resume to one page, prioritizing relevant experience and accomplishments for an Underwriting Manager role

Choose from 10+ customizable underwriting manager resume templates

Choose from a variety of easy-to-use underwriting manager resume templates and get expert advice from Zippia’s AI resume writer along the way. Using pre-approved templates, you can rest assured that the structure and format of your underwriting manager resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

Underwriting Manager resume format and sections

1. add contact information to your underwriting manager resume.

Underwriting Manager Resume Contact Information Example # 1

Dhruv Johnson

[email protected] | 333-111-2222 | www.linkedin.com/in/dhruv-johnson

2. Add relevant education to your underwriting manager resume

Your resume's education section should include:

• The name of your school
• The date you graduated ( Month, Year or Year are both appropriate)
• The name of your degree

If you graduated more than 15 years ago, you should consider dropping your graduation date to avoid age discrimination.

Optional subsections for your education section include:

• Academic awards (Dean's List, Latin honors, etc. )
• GPA (if you're a recent graduate and your GPA was 3.5+)
• Extra certifications
• Academic projects (thesis, dissertation, etc. )

Other tips to consider when writing your education section include:

• If you're a recent graduate, you might opt to place your education section above your experience section
• The more work experience you get, the shorter your education section should be
• List your education in reverse chronological order, with your most recent and high-ranking degrees first
• If you haven't graduated yet, you can include "Expected graduation date" to the entry for that school

Check More About Underwriting Manager Education

Underwriting Manager Resume Relevant Education Example # 1

Bachelor's Degree In Finance 1999 - 2002

University of Iowa Iowa City, IA

Underwriting Manager Resume Relevant Education Example # 2

Bachelor's Degree In Business 1997 - 2000

Central State University Wilberforce, OH

3. Next, create an underwriting manager skills section on your resume

Your resume's skills section should include the most important keywords from the job description, as long as you actually have those skills. If you haven't started your job search yet, you can look over resumes to get an idea of what skills are the most important.

Here are some tips to keep in mind when writing your resume's skills section:

• Include 6-12 skills, in bullet point form
• List mostly hard skills ; soft skills are hard to test
• Emphasize the skills that are most important for the job

Hard skills are generally more important to hiring managers because they relate to on-the-job knowledge and specific experience with a certain technology or process.

Soft skills are also valuable, as they're highly transferable and make you a great person to work alongside, but they're impossible to prove on a resume.

Example of skills to include on an underwriting manager resume

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

Risk management is the method of recognizing, evaluating, and managing risks to an organization's resources and profits. Financial insecurity, regulatory liability, strategic management mistakes, incidents, and natural hazards are just some of the challenges or dangers that could arise. For digitalized businesses, IT security vulnerabilities and data-related threats, as well as risk management techniques to mitigate them, have become top priorities.

Underwriting guidelines are a set of rules and requirements an insurer provides to its agents and underwriters. The underwriter then uses these instructions to judge the prospective insured, whether to accept, modify or reject it. These guidelines help the insurers set the criteria for the customer and let them know the amount of money that should be offered to the client, or whether not to offer an insurance policy in the first place.

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

A credit policy encompasses guidelines that constitute the amount of credit granted, along with means and methods of collections for delinquent accounts. A credit policy typically addresses credit terms, credit limits, information requirements, and collection progression. The credit policy is tweaked to match business strategies and reflect any change in economic conditions.

Loss ratio is a term used in the insurance industry to represent the ratio of losses to earned premiums. The formula stands for adjustment expenses plus insurance claims divided by the total premiums.

Top Skills for an Underwriting Manager

• Customer Service , 13.3%
• Portfolio , 7.0%
• Risk Management , 6.5%
• Underwriting Guidelines , 6.3%
• Other Skills , 66.9%

4. List your underwriting manager experience

The most important part of any resume for an underwriting manager is the experience section. Recruiters and hiring managers expect to see your experience listed in reverse chronological order, meaning that you should begin with your most recent experience and then work backwards.

Don't just list your job duties below each job entry. Instead, make sure most of your bullet points discuss impressive achievements from your past positions. Whenever you can, use numbers to contextualize your accomplishments for the hiring manager reading your resume.

It's okay if you can't include exact percentages or dollar figures. There's a big difference even between saying "Managed a team of underwriting managers" and "Managed a team of 6 underwriting managers over a 9-month project. "

Most importantly, make sure that the experience you include is relevant to the job you're applying for. Use the job description to ensure that each bullet point on your resume is appropriate and helpful.

• Developed PowerPoint of ACT structure/philosophy and criteria for staff training.
• Administered corporate policies and procedures and ensures compliance with legal and regulatory requirements of Trust operations.
• Monitored communication between associates with foreclosure, litigation and mediation attorneys to oversee progress and minimize losses and legal risks.
• Improved support availability and reporting metrics globally.
• Mitigated operational risk through conception and execution of documented policies for emerging process.
• Used to determine DTI (Debt to Income) ratios to qualify clients for a specific repayment program.
• Performed in depth review of FHA and Conventional financing which includes experience working with DU and maneuvering through the system.
• Assisted other departments with questions on litigation for current accounts and Foreclosure Systems: Aspen, LPS/Fidelity, LIV, Aspen
• Evaluated home loans, revised necessary forms, organized into specific folders, located additional information, filed when complete.
• Managed all components of loan transaction process for approximately 6,000 conforming, non-conforming and jumbo residential mortgages and construction loans.
• Managed overall processing functions in accordance with KPI minimum productivity standard metrics.
• Mentored and developed lenders through weekly and monthly reviews and annual performance evaluations.
• Monitored case queue volume and assigned to staff throughout the day to ensure SLA was met.
• Negotiated directly with FNMA/FHLMC to resolve agency mortgage loan repurchase requests.
• Audited customer service calls for quality assurance and ensured associates performed proper procedures and compliance.
• Analyzed income documentation including personal, partnership and corporate tax returns including 4506T Audit results.
• Maintained a $750K signing authority for portfolio loan products.
• Created an innovative way to complete the underwriting process which maintained quality and increased productivity.
• Conducted time sensitive investigations specific to market value manipulation, flipping trends, misrepresentation of loan transactions.
• Improved audit turnaround time and productivity by restructuring existing procedures effectively utilizing target dates and tracking monthly goals.

5. Highlight underwriting manager certifications on your resume

Specific underwriting manager certifications can be a powerful tool to show employers you've developed the appropriate skills.

If you have any of these certifications, make sure to put them on your underwriting manager resume:

• Chartered Property Casualty Underwriter (CPCU)
• Associate in General Insurance (AINS)
• Certified Residential Underwriter (CRU)

6. Finally, add an underwriting manager resume summary or objective statement

A resume summary statement consists of 1-3 sentences at the top of your underwriting manager resume that quickly summarizes who you are and what you have to offer. The summary statement should include your job title, years of experience (if it's 3+), and an impressive accomplishment, if you have space for it.

Remember to emphasize skills and experiences that feature in the job description.

Common underwriting manager resume skills

• Customer Service
• Risk Management
• Underwriting Guidelines
• Financial Statements
• Underwriting Process
• Performance Management
• Credit Policy
• Profitable Growth
• Underwriting Decisions
• Commercial Property
• Direct Reports
• Strong Analytical
• Financial Analysis
• Product Development
• Underwriting Quality
• Underwriting Policies
• Performance Reviews
• Tax Returns
• Underwriting Functions
• Loan Products
• Renewal Business
• Credit Decisions
• Credit Risk
• Credit Reports
• Account Executives
• Quality Standards
• Risk Analysis
• Mortgage Loans
• Strong Negotiation
• Due Diligence
• Underwriting Authority
• Underwriting Issues
• Investor Guidelines
• Training Programs
• Credit Worthiness
• Loan Applications

Underwriting Manager Jobs

Links to help optimize your underwriting manager resume.

• How To Write A Resume
• List Of Skills For Your Resume
• How To Write A Resume Summary Statement
• Action Words For Your Resume
• How To List References On Your Resume

Updated April 25, 2024

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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5 Underwriter Resume Examples Created for 2024

Underwriter Resume

• Underwriter Resumes by Experience
• Underwriter Resumes by Role
• Write Your Underwriter Resume

You effortlessly navigate the complex world of underwriting, ensuring your organization is compliant with the evolving regulatory landscape every step of the way.

Assessing client risk, negotiating contracts, and calculating premiums are things that are now second nature to you. However, you’ll need to tap into a different set of skills to create a resume that summarizes your strengths.

Good news—we’ve helped many underwriters like you score their dream jobs! Using our sample underwriter resume examples , resume tips , and free cover letter builder , you can land more interviews and, ultimately, the job you desire.

or download as PDF

Why this resume works

• Including your role in managing a $121M loan portfolio in your underwriter resume is adequate evidence to attest to your abilities to perform at the highest levels and deliver desirable results.

Entry Level Underwriter Resume

• Leverage your past work experiences and mention how you’ve used tools such as Pipedrive, eFileCabinet, and your negotiation skills to identify customer trends, analyze financial reports, and manage databases. Have any risk navigator projects up your sleeve? Add them too.

Commercial Underwriter Resume

• It’s also a great addition to having any majors or specialization in insurance and risk management. This will prove that you’re flexible and can help prevent and minimize risk as much as possible to ensure a company makes the best financial decisions at all times for its customers.

Mortgage Underwriter Resume

• Therefore, your mortgage underwriter resume should show a track record of closed deals through established and trusted networks built over the years if you’re to make a great impression on hiring managers.

Insurance Underwriter Resume

• Therefore, achieving a 97% customer satisfaction score in your insurance underwriter resume, among other measurable achievements, gives you a niche-specific advantage.

Related resume examples

• Retail Manager
• Retail Sales Associate
• Office Manager
• Office Assistant
• Office Administrator

Fine-tune Your Underwriter Resume to Match the Job

Your work drives companies’ financial decisions when it comes to issuing loans, mortgages, or insurance policies. Lean into your skills and knowledge that guide your process and allow you to make these judgments, avoiding generic terms like “teamwork” or “meticulous.”

Given the analytical nature of underwriting, it’s best to focus primarily on your technical and job-specific skills . Talk about things like regulatory compliance and financial analysis, and don’t forget to mention your software proficiencies, such as underwriting tools, risk management software, or database management systems. 

Need some ideas? 

15 popular underwriter skills

• Risk Assessment
• Financial Analysis
• Regulatory Compliance
• Database Management
• Microsoft Excel
• RMS Risk Intelligence
• Oracle Database
• Calyx Point

Your underwriter work experience bullet points

No matter the type of underwriting you specialize in, you spend your days analyzing client data, conducting risk assessments, collaborating with brokers and agents, and making decisions on policy issuance. As these tasks are known to recruiters, you’ll make more of an impression if you focus on your achievements instead.

Your work impacts your organization’s bottom line; hence it can be neatly quantified. Use this to your advantage. Show off your effectiveness and the impact you could have on a potential employer by providing concrete metrics.

Whether your strongest achievements are bulletproofing a risk assessment framework, or managing record monthly volumes of loans, this section is where you talk about them, substantiating them with data to convey your unique professional value. 

• Highlight instances where your work refining and automating workflows led to reducing underwriting turnaround times.
• Show off improvements to loss ratios that your risk assessment and mitigation strategies resulted in.
• Emphasize the specific software you leveraged to achieve your goals, such as the reduction in claim rates your analysis with Excel and Tableau brought on.
• List instances where your work directly bolstered company financials, such as spearheading an increase in insurance premiums or trimming expenses.

See what we mean?

• Implemented risk mitigation strategies that resulted in a 34% decrease in the loss ratio
• Employed CreditXpert to evaluate credit reports and identify areas for improvement, resulting in a 17% increase in credit scores for approved borrowers
• Achieved an error rate of less than 1% on fraud risk assessments using CoreLogic LoanSafe, resulting in zero avoidable losses
• Utilized SAS to implement a pricing strategy that resulted in a 13% increase in premium revenue and a 7% reduction in underwriting expenses

9 active verbs to start your underwriter work experience bullet points

• Implemented

3 Tips for Writing an Underwriter Resume if You’re Just Starting Out

• If you have certifications such as the Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or specialized certifications such as Certified Mortgage Underwriter (NAMU-CMU), display them prominently in your resume. They may not always be required, but they do showcase your commitment to the role. 
• Be selective with which skills you list in your resume , prioritizing those you feel confident in and that each job description emphasizes. For instance, if a role highlights the need for UnderRight proficiency, and it’s something you know you’re good at, then display it at the top of your skills list. 
• If you’re applying for your first job as an underwriter, leverage your academic and extracurricular experiences to highlight your skills. For example, reaffirm your catastrophe modeling skills by talking about the college case study you undertook using Applied Epic to forecast potential losses.

3 Tips for Writing an Underwriter Resume if You’re Already Experienced

• With your experience, your work has positively impacted the financials of companies you’ve worked for. Get into the specifics of initiatives you led that affected revenues, such as the fraud detection overhaul you instituted, which led to reduced losses due to fraud.
• Instead of listing “collaboration” or “stakeholder management” in your resume skills , show recruiters that it’s in your repertoire. Talk about instances where you liaised with brokers, loan originators, or policyholders, and the impact your collaboration had.
• Go into detail about your specialty within underwriting. For instance, if you specialize in insurance or mortgage underwriting, talk about specific certifications, courses, or work experience you have that contribute to your expertise.

Pinpoint some of your transferable skills from your other financial roles, such as your ability to work with Microsoft Excel or database management systems—and more generally, your flair for interpreting vast sums of data.

If you do include one, be sure to tailor it to each job description , mentioning the company and role specifically. Include your career highlights and key strengths, such as risk assessment or financial analysis.

Lender policies and federal regulations are constantly evolving. If you’ve taken steps to stay abreast of industry developments, such as attending industry workshops or conferences, mention these to show recruiters your commitment to underwriting.

Underwriting Manager Resume Sample

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Work Experience

• Ensures timely renewal and/or review of BusinessLink portfolio
• Provides ongoing training for underwriting staff to ensure consistent credit decisions
• Ensures that customers (internal) receive prompt, courteous and accurate responses
• Knowledge of Bank’s operations, systems, and compliance and regulatory issues
• Review employees’ time and labor (including time cards and PTO requests) and monitor/manage overtime hours of underwriting staff
• Manages a team that functions as a National resource that provides timely assistance, primarily by phone, and support for inquiries pertaining to information within Fannie Mae's Selling Guide to both external and internal Fannie Mae customers
• Stay abreast of and well versed on all Guide/Product changes (e.g. Announcements, Lender Letters, Publications, etc.). Ensure that team is continually briefed on and understands changes
• Interprets internal and external customer service related surveys to monitor the level of quality, satisfaction and success of the services provided by the SGST as a means to identify any area(s) for process improvement, improved customer service, fewer missed opportunities and overall service excellence
• Coordinate and administer assignments, monitor team progress, and maintain schedules. Identify opportunities to streamline, improve efficiencies, and reduce costs
• Report to management on the unit's production, activities, and efforts
• Plan, document, and manage the performance of subordinate staff. Provide for professional or technical growth through assignment, mentoring, or training
• Supervise Underwriting Department personnel. This includes hiring, training, coaching and conducting performance appraisals
• Underwrite loan files. Complete a thorough analysis of entire loan packages to determine compliance with company, investor, and FHA/VA guidelines. File load to be determined by manager
• Underwrite complex tax returns and complicated loan and income scenarios for Portfolio and Construction-Perm loans
• Ensure the accurate and timely underwriting of all loan files within the department
• Provide daily review and support to underwriting staff on files requiring a second signature
• Complete a thorough analysis of entire loan packages to determine compliance with company, investor, and FHA/VA guidelines
• Experience underwriting loan files, understanding of complex tax returns, and complicated loan and income scenarios for Portfolio and Construction Perm loans
• Be responsible for evaluating, analyzing and forming opinions for the approving or denying of agricultural and/or commercial loan applications according to business unit standards
• Gathers information as necessary to make sound decisions
• Ensures credit requests are processed in accordance with bank policy
• Monitor overall pipeline and ensure workloads are adjusted
• Coach team to achieve/exceed optimal performance against metrics; take action to optimize productivity, quality, efficiency and service-levels
• Conduct monthly reviews of approved and declined loan applications to ensure compliance with underwriting standards and risk management factors, quality decision standards, and provide coaching and training to team to build capabilities
• Review and respond promptly to address/clear outstanding finding in audit reports received from Post Closing,Quality Assurance, Secondary Investors; assist Corporate in clearing Shipping and Suspense deficiencies
• Monitor various reports to identify possible training opportunities

Professional Skills

• Strong relationship management and operational abilities, analytical and problem solving skills, and project management skills
• Excellent communication skills both verbal and written including presentation skills
• Analytical skills: Demonstrated ability to analyze transaction/portfolio risks and effectively mitigate
• Outstanding leadership skills, with the ability to effectively manage, delegate, mentor and motivate teams
• Excellent underwriting skills – makes quality credit decisions, able to easily read &
• Excellent writing and communication skills; requires ability to articulate complex requirements to a wide range of audiences
• ­ Strong management, influencing, negotiation, and communication skills

How to write Underwriting Manager Resume

Underwriting Manager role is responsible for underwriting, leadership, interpersonal, analytical, business, credit, customer, organizational, risk, lending. To write great resume for underwriting manager job, your resume must include:

• Your contact information
• Work experience
• Skill listing

Contact Information For Underwriting Manager Resume

The section contact information is important in your underwriting manager resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:

• First and last name
• Telephone number

Work Experience in Your Underwriting Manager Resume

The section work experience is an essential part of your underwriting manager resume. It’s the one thing the recruiter really cares about and pays the most attention to. This section, however, is not just a list of your previous underwriting manager responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular underwriting manager position you're applying to. The work experience section should be the detailed summary of your latest 3 or 4 positions.

Representative Underwriting Manager resume experience can include:

• Assist Operations Managers with training branch/region employees regarding disclosures, use of company software systems, and branch-specific procedures related to underwriting
• Highly effective business written and oral communication skills, which includes strong presentation skills and influencing/persuasive skills
• Strong relationship, presentation skills, negotiation and leadership skills
• Superior communication and organizational skills, as well as strong interpersonal and analytical skills
• Experience, 2 years currently managing a diversified Mortgage Underwriting Operation with strong technical, business and managerial skills
• University graduate with strong analytical skills or lower academic qualification with more than 10 years of NB/ Underwriting system project experience

Education on an Underwriting Manager Resume

Make sure to make education a priority on your underwriting manager resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your underwriting manager experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.

Additional details to include:

• School you graduated from
• Major/ minor
• Year of graduation
• Location of school

These are the four additional pieces of information you should mention when listing your education on your resume.

Professional Skills in Underwriting Manager Resume

When listing skills on your underwriting manager resume, remember always to be honest about your level of ability. Include the Skills section after experience.

Present the most important skills in your resume, there's a list of typical underwriting manager skills:

• A good team player with excellent negotiation, influencing and selling skills
• Personal lines underwriting experience with at least 2 years of prior leadership/management experience
• Strong overall computer skills (i.e., MS Office, automated underwriting systems)
• Excellent organizational and team-building skills
• Good computer programming skills
• Good underwriting skills of Health Business

List of Typical Experience For an Underwriting Manager Resume

Experience for regional underwriting manager resume.

• Demonstrated leadership effectiveness with strong analytical skills
• Effective verbal and written communication skills- which include active listening, and presenting findings and recommendations
• Effective decision-making, customer service, sales, customer support and problem solving skills
• Demonstrated ability to interact effectively with branch, regional and corporate personnel as well as outside vendors
• Strong Excel and math skills
• University graduate with strong analytical skills

Experience For Assistant Underwriting Manager Resume

• Effective interpersonal skills needed to create and expand partnerships with internal and external customers as well as to influence and negotiate
•  Customer focus, good interpersonal and communication skills
• Demonstrated experience in originating and/or underwriting, structuring and negotiating LIHTC investments for a syndicator or direct investor
• Good knowledge & experience in evaluating complex exposures as well as directing and assisting others in analysing unusual and complex risks
• Evaluate staff to identify skills and training needs; create opportunities to expand roles to match employee strengths or address weaknesses
• Risk Selection: Responsible for implementing a strategy to better evaluate risk quality and further UWs skillset in qualifying, selecting and assessing risk

Experience For Underwriting Manager, Select Express Resume

• Effectively manage all risks in underwriting to ensure portfolio is within risk appetite
• Work alongside business development colleagues to effectively maximize our distribution partner network
• Expert level underwriting skills as it relates to title, income, credit reports and collateral
• Effectively manage selected distribution channels
• Effectively adapt to cultural differences as well as to organisational demands

Experience For Mortgage Underwriting Manager Resume

• Experience influencing/managing teams, including matrix partners and 3rd party vendor resources
• Experience in a group employee benefits pricing underwriting, focusing on Group Life & Disability
• Knowledge of employee benefits financing mechanisms including insured, self-insured, experience rating and captives
• Provide technical training to underwriting staff to increase skill levels and authority
• Provide quality through appropriate mentoring, training and development of less experienced team members
• Strong Knowledge and understanding of Small Commercial and Branch distribution and business strategies
• UW experience
• Field underwriting experience
• Experience working in commercial insurance

Experience For Senior Underwriting Manager Resume

• Reviews, analyzes, and documents evidence for New Business to determine appropriate risk classifications. Signing authority up to $15 million
• Knowledge and experience with Medical Information Bureau (MIB) coding
• Experience writing documents such as emails, correspondence, adverse disclosure notices, etc
• Demonstrated strength in the preparation of projections, budgets and pro-forma statements, preferably in Multifamily
• Identify areas of opportunity to earn new business and improve the underwriting experience
• Strong understanding of the operational responsibilities involved in the purchase and transfer of whole loan assets as it pertains to credit quality
• Handles escalated issues for Underwriting Department, prior to upper managements’ involvement

Experience For Avp-regional Underwriting Manager Resume

• Handle renewals and presales; demonstrate sound judgment in knowing when to elevate case level issues to leadership
• Demonstrate understanding of analytics
• Excellent working rapport with wholesale brokerage community
• Manage and develop staff ensuring effective talent development, employee relations as well as performance management
• Underwriting experience in the Casualty field
• Experience/existing relationships with retail brokers in Southeast Region
• Supervises a team of Underwriters and promotes effective underwriting through standardization, simplification, and organization
• Experience with territory management and identifying Underwriting needs to maximize growth and profitability
• Manage priorities and be responsive to client needs and expectations

Experience For AVP Underwriting Manager Central Resume

• Establish and maintain relationships with Ops and Sales leadership to ensure timely and effective resolutions to customer service issues
• Previous experience Team Lead or Manager to Underwriters
• Good understanding of Commercial & Risk Underwriting and claims matters and Credit insurance contracts and procedures
• Five (5)+ years’ underwriting experience, preferably in manual/traditional processing
• Previous experience of EDI/Polaris systems working with or mapping to industrywide standards for both on and offline channels of business,
• Experience of liaising and reporting to senior management

Experience For Commercial MBS Senior Underwriting Manager Resume

• Experience leading workers compensation underwriting teams
• Develop strong relationships with key business partners whilst maximising Company’s profitable growth objective
• Good knowledge of general insurance and underlying legal principles and practices
• Experience underwriting loss-sensitive and large casualty accounts
• Experience managing a team of underwriters
• ­ Experience of underwriting highly technical risks

Experience For Divisional Underwriting Manager Resume

• Build, maintain and demonstrate a comprehensive knowledge and understanding of Marsh
• Assist Underwriter in prioritizing RUSH’s, conditions and newly submitted loans to meet required turn-around time
• Develop and maintain good relationship with business partners
• Ensure reinsurance is obtained where needed and cost effective
• Strong relationships with Western US retail brokerage community
• Cooperate and coordinate with IT to ensure the user requirement deliverables are on a timely basis
•  Good command of English and Chinese
• Strong relationships with wholesale brokerage community
• Personally establish and cultivate relationships with key producers to maintain a strong position in the marketplace

Experience For Multifamily Underwriting Manager Resume

• Evaluate operational performance, identify opportunities for improvement, prioritize initiatives, and allocate operational resources
• Determined and motivated, demonstrates initiative, is goal-orientated
• Establish and maintain excellent relations with internal and external entities
• Seven to eight years of experience in mortgage activities
• Proven ability to influence and negotiate across the organization

List of Typical Skills For an Underwriting Manager Resume

Skills for regional underwriting manager resume.

• Excellent organizational skills; ability to manage and prioritize multiple tasks. Strong analytical skills
• Skilled presenter with excellent written & oral communication skills
• Excellent math or statistic skills with good judgment and attention to detail
• Knowledge and skills: Clear and concise oral and written communication skills
• Excellent organizational skills and able to manage and prioritize multiple tasks
• Strong problem solving, analysis and communication skills, with the ability to influence stakeholders at all levels
• Good team player with excellent interpersonal skill

Skills For Assistant Underwriting Manager Resume

• Strong customer service and negotiations skills
• Strong time management skills; ability to multi-task
• Strong managerial and leadership skills to set direction and manage a complex underwriting, product, and data management organization
• Strong aptitude and demonstrated experience with Excel, Word, and PowerPoint
• Excellent analytical, written, and verbal communications skills
• Excellent time management skills to enable successful delivery to deadlines and to the required standard

Skills For Underwriting Manager, Select Express Resume

• Strong PC skills (eg Excel, PowerPoint)
• Strong PC skills (e.g. Excel, PowerPoint)
• Proven initiative and judgement to resolve routine problems independently or effectively utilize appropriate resources
• Excellent communication and collaboration skills with the ability to influence others
• Prior analytical coding experience using languages such as SQL, SAS, Emblem would be extremely beneficial
• Negotiation, influencing and selling skills
• Solid experience in handling Group Medical insurance underwriting and administration

Skills For Mortgage Underwriting Manager Resume

• Added preference for skills in structuring multinational insurance business in a compliant manner
• Demonstrates and fosters a sense of urgency, strong commitment and accountability for achieving results
• Demonstrable Powerpoint presentation and KSH management skills
• Highly developed leadership skills for coaching and feedback
• 2 + yrs of managerial, supervisory and/or demonstrated leadership experience

Skills For Senior Underwriting Manager Resume

• Prior experience in commercial loan valuation / underwriting
• Advanced critical evaluation and analytical skills
• Capacity to effectively translate complex issues into standard financial language that can be used to make decisions
• Good interpersonal skill and business networks of Health Industry
• Demonstrated experience at a senior credit authority level and ability to analyze risks and balance with opportunity
• Good underwriting experience in Property and Casualty Business
• Experience: At least 5 years total work experience with 3+ years in insurance or financial services
• Analytical and quantitative skills; familiarity with actuarial concepts
• Continue to develop skills and knowledge by seeking out opportunities for growth

Skills For Avp-regional Underwriting Manager Resume

• Able to effectively lead and direct staff
• Leading an underwriting team, to include: planning, monitoring, and skill development/performance management
• Developing and maintaining strong relationships with internal and external partners
• Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guideline
• Experience of subprime underwriting in a consumer lending business
• Experience concurring on others’ credit decisions and/or handling of escalated
• Previous experience of EDI/Polaris systems working with or mapping to industrywide standards for both on and offline channels of business
• Wholesale Underwriting or Wholesale Portfolio Management Experience

Skills For AVP Underwriting Manager Central Resume

• Previous experience underwriting Large Structured Transactions
• Previous supervisory experience of a mortgage loan processing team
• Manual underwriting experience
• Proven track record of driving client delight results
• Manage multiple tasks/projects/competing priorities
• Previous mortgage underwriting Leadership experience required
• Experience with leading a large scale organization
• Experience in executing large strategy change programmes
• Additional experience or knowledge of Group Medical or Dental underwriting and products

Skills For Commercial MBS Senior Underwriting Manager Resume

• Re-insurance experience and working knowledge
• Demonstrated leadership and decision-making ability
• Experience in commercial underwriting for both small and midsize companies
• Ten years Large Commercial Casualty Underwriting Experience
• Additional experience in sales, business development or marketing preferable
• Transportation, Construction and Industrial Equipment Finance Experience
• Strong partnership with sales colleagues
• Strong relationships with wholesale and retail brokerage community

Skills For Divisional Underwriting Manager Resume

• Analytical individual with strong business acumen
• A good understanding of Credit insurance, including legal aspects
• A passion for customer service and a good understanding of the advisor's role and challenges
• Experience in Underwriting Group Employee Benefits
• Demonstrated results in continuous improvement (speed, quality, cost and finesse )
• Ten years Casualty underwriting experience required; preferably in the Excess & Surplus Lines sector
• Experience in underwriting or actuarial
• Previous experience of qualitative assessment in a large-scale operation, ideally within a claims or underwriting environment

Skills For Multifamily Underwriting Manager Resume

• Preferable experience in a corporate environment
• Demonstrates Self-Awareness and Accountability
• Strives for strong employee engagement at all levels
• 5 + 7 yrs of risk management experience with substantial background in group ancillary benefits
• Excellent ability in both Word and Excel
• Insurance industry experience

List of Typical Responsibilities For an Underwriting Manager Resume

Responsibilities for regional underwriting manager resume.

• Demonstrated effective management, communication, and leadership skills
• Effectively leading a team of people and driving a high performance culture whilst being adaptable to change
• Working experience with substantial experience gained within the insurance industry
• Deep knowledge of underwriting practices, products, processes, and industry trends. Analytical and quantitative skills
• Communicate effectively across multi-vendor environment

Responsibilities For Assistant Underwriting Manager Resume

• Ensure effective utilization of detailed monitoring standards including quality reviews and peer reviews to assess underwriting results and compliance
• Strong knowledge of SBA underwriting, servicing and liquidation regulations
• Demonstrate understanding and awareness of market dynamics and market cycle to drive and enhance business performance
• Cooperate with co-workers to foster a teaming atmosphere. Establish and monitor workflows to meet goals
• Commercial Underwriting, Loan Portfolio Management or other related experience
• Advanced knowledge and experience managing a commercial loan portfolio
• Experience with SBA portfolio servicing and liquidations
• Or above experience in General Insurance, especially in Property and Casualty underwriting
• Solid understanding of business technologies and workflows

Responsibilities For Underwriting Manager, Select Express Resume

• Experience or equivalent
• Min of 3 years managerial experience, preferably in financial or banking organizations beneficial
• Communicate to advisers and other intermediaries in an effective and timely manner
• Understands team dynamics and how to facilitate good teamwork; fosters commitment and team spirit
• Related supervisory/management experience

Responsibilities For Mortgage Underwriting Manager Resume

• Progressive responsibility underwriting and book of business management experience
• Recent manual underwriting experience
• Proven ability to influence and negotiate across organization
• Direct underwriter’s activity-work schedules, daily priorities, project, assignments, and
• Excellent technical knowledge of relevant insurance classes and EBITAC principles
• Proven track record of robust financial management and wider management principles and techniques
• Experience with agribusiness insurance
• Experience in Healthcare Professional Liability line of business or segment

Responsibilities For Senior Underwriting Manager Resume

• Experience in Errors and Omissions, Cyber, Security & Privacy lines line of business or segment
• Demonstrated leadership ability to lead direct reports and/or major cross-functional sales or project teams
• Experience in EB field
• Good customer service mindset
• Good commend of both spoken and written English and Chinese
• Experience in Employee Benefits field
• Multi-line product experience, focused on operational excellence
• Experience in Management Liability Products
• Strong ability to read and analyze financial statements, negotiate Financial Lines coverage and make informed decisions on transactions

Responsibilities For Avp-regional Underwriting Manager Resume

• Leading, designing and implementing Underwriting rules and guidelines in support of our Underwriting strategy and philosophy
• Building and maintaining products in the Company’s Polaris and Internet environments
• Developing a team of Underwriting Managers and Underwriters
• Setting forth clear performance expectations and ensuring accountability for results and behaviors
• Underwriting of new business / renewals from Agents/ Brokers in accordance to underwriting authority
• Holding life insurance professional qualification. e.g. LOMA, ICA,…etc

Responsibilities For AVP Underwriting Manager Central Resume

• Working knowledge of change, project and process management methods and tools
• Working knowledge of First Mortgage Policies & Procedure and primary applications
• Underwriting small to large Workers’ Compensation accounts on a Guaranteed Cost basis as well as Loss Sensitive Plans
• Being instrumental in ensuring compliance to underwriting guidelines & procedures
• Working knowledge of mortgage-related systems and underwriting requirements

Responsibilities For Commercial MBS Senior Underwriting Manager Resume

• Mentoring and Coaching of Underwriters
• Being responsible for implementing the underwriting strategies across all the A&H business in China
• Overseeing the underwriting function for multiple production divisions
• Drafting the policies and procedures of the execution
• Determining which LIHTC investment meets the program requirements

Responsibilities For Divisional Underwriting Manager Resume

• Planning and delivery of key tools/systems used in underwriting and portfolio management
• Positioning of our product/program advantages in such a way that differentiate the program from existing competitors
• Acting as manager for the Brooklyn Property team
• Assisting underwriters to achieve business targets
• Holding life insurance professional qualification. e.g. LOMA and/ or well verse in LifeAsia system are preferable
• Working closely with Pricing, Product, Sales, New Business Operations & Data Analytics in order to achieve company goals of profit and growth
• Talent Management, including prospecting, interviewing, hiring and managing direct underwriting reports
• Assist in developing, promoting, and communicating Company goals and values to staff including key behaviors, profitability, production and service issues
• Continually develop expertise and technical knowledge through identifying and implementing appropriate learning and development activities

Responsibilities For Multifamily Underwriting Manager Resume

• Coordinate strategy and work collaboratively with other aligned business functions including claims, actuarial, engineering, analytics, legal and marketing
• Responsible for hiring and maintaining training schedules
• Assess training needs of Underwriting staff and assist in implementing staff Development Plans
• Comprehensive knowledge of medical underwriting rating principles, funding arrangements, BSC business drivers and broker/employer sales operations
• Be responsible for creating, maintaining and training on residential mortgage credit guidelines and policies
• Lead your region through creating and communicating a clear vision of your region’s plans and ambitions and by acting as a positive role model
• Be flexible between acting as team player and operating as an individual leader and knowing when to emphasize these roles

Related to Underwriting Manager Resume Samples

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Underwriting Manager Resume Guide

Underwriting Managers are responsible for analyzing and evaluating risk, making decisions about whether to accept or reject insurance applications. They review financial statements and other data to determine the amount of coverage needed, set appropriate premium rates, negotiate terms with clients, and ensure compliance with relevant regulations.

You have the experience and knowledge to become an outstanding underwriting manager, but potential employers won’t know who you are unless you create a resume that shows off your qualifications. Put together a document that demonstrates all of your abilities in order to get their attention.

This guide will walk you through the entire process of creating a top-notch resume. We first show you a complete example and then break down what each resume section should look like.

Table of Contents

The guide is divided into sections for your convenience. You can read it from beginning to end or use the table of contents below to jump to a specific part.

Underwriting Manager Resume Sample

Monique Littel Underwriting Manager

[email protected] 545-901-2088 linkedin.com/in/monique-littel

Dependable and results-oriented underwriting manager with 7+ years of experience in the financial services industry. Skilled at developing risk assessment strategies, analyzing credit data, and managing teams to ensure compliance with established policies. At XYZ, successfully managed a team of 25 underwriters for 10 months which resulted in 5% growth in revenue within 8 months. Recognized as an expert problem solver who can identify risks quickly and efficiently.

Underwriting Manager, Employer A Hialeah, Jan 2018 – Present

• Administered the underwriting process for 300+ loan applications per month, ensuring that all documentation was accurate and in compliance with legal regulations.
• Documented risk factors associated with each loan application and assessed whether they met lending criteria; reduced credit losses by 15%.
• Actively conducted due diligence research on potential borrowers to provide an informed basis for making decisions on granting loans or lines of credit.
• Reduced operational costs related to managing the underwriting process by 10% through streamlining processes and introducing new technology solutions such as automated data entry systems.
• Reviewed loan documents from clients prior to funding, verifying accuracy of information provided against relevant databases and sources; approved over $1 million worth of loans every quarter without any errors/delays in processing timeframes.

Underwriting Manager, Employer B Mobile, Mar 2012 – Dec 2017

• Resourcefully managed a team of 8 Underwriters and 3 Clerks to review, assess and price risk for over 300 commercial loan applications each month; reduced processing time by 11%.
• Revised underwriting strategies based on changing market conditions to ensure the achievement of long-term business goals while minimizing losses due to defaults or delinquencies.
• Compiled comprehensive credit reports with financial analysis, character references & background checks that enabled more informed decision making when approving loans.
• Monitored portfolio performance regularly using statistical data such as loss ratios, total outstanding balances & forecasted cash flows; identified potential risks early in order to avoid capital losses of $15M+.
• Evaluated customer profiles against established standards so as to determine their ability and willingness for repayment before granting new lines of credit worth up to $10M per loan application at any given time.
• Underwriting
• Risk Management
• Commercial Insurance
• Property and Casualty Insurance
• General Insurance
• Mortgage Lending

Bachelor’s Degree in Business Administration Educational Institution XYZ Nov 2011

Certifications

Chartered Property Casualty Underwriter (CPCU) The May 2017

1. Summary / Objective

Your resume summary should be the first thing a hiring manager reads, so make sure it’s compelling and succinct. In this section, you can highlight your experience in underwriting management by mentioning how many years of experience you have in the field, any relevant certifications or qualifications that demonstrate your expertise, and any successful projects or initiatives you’ve completed. Additionally, mention what sets you apart from other candidates – such as an innovative approach to risk assessment or superior customer service skills.

Below are some resume summary examples:

Professional underwriting manager with 8+ years of experience in risk analysis and financial management. Proven success in reducing losses by up to 15% across multiple industries. At XYZ, implemented a new process for evaluating loan applications that drastically improved the turnaround time from 5 days to 24 hours while maintaining accuracy standards. Skilled at developing efficient strategies aligning with organizational goals and objectives.

Reliable underwriting manager with 7+ years of experience in the insurance industry. Proven track record of increasing efficiency and accuracy throughout the underwriting process while maintaining compliance standards. At XYZ, improved turnaround time by 20%, allowing for faster quote generation, new business acquisition, and customer satisfaction. Skilled at developing strong relationships with clients to ensure their long-term loyalty.

Passionate and experienced underwriting manager with over 10 years of experience in the insurance industry. Specializing in risk assessment, financial analysis and policy review for commercial clients. Skilled at managing a team of 5-10 staff members while ensuring compliance to company policies and procedures. Successfully decreased average turnaround time by 20% during my tenure as Underwriting Manager at XYZ Insurance Company.

Amicable underwriting manager with 7+ years of experience in the financial services industry. Adept at managing a team, providing guidance on risk management strategies, and developing solutions to minimize loss ratios. At XYZ Inc., developed an innovative Underwriting Risk Program which reduced losses by 22%. Possess excellent communication skills and ability to build relationships with clients, vendors, and colleagues alike.

Seasoned Underwriting Manager with 10+ years of experience in the banking and finance industries. Proven ability to manage a team, assess risk, analyze data and develop business strategies for generating profitable loan portfolios. Seeking to leverage my knowledge and expertise at ABC Bank as an Underwriting Manager where I can help reduce losses while helping create opportunities for growth.

Well-rounded underwriting manager with 10+ years of experience in the insurance industry. Skilled at risk assessment, policy renewal management and customer relations. Proven track record of successfully managing a team to meet deadlines while ensuring quality standards are met. Seeking to leverage leadership skills and extensive knowledge for ABC Insurance’s Underwriting Manager position.

Hard-working underwriting manager with 8+ years of experience in the insurance industry. Proven track record for leveraging sound judgment to review and analyze complex risk profiles, leading to successful policy placements up to $2 million. At XYZ Insurance, managed a team of 20 Underwriters that achieved 95% customer satisfaction rate and improved overall performance by 20%.

Proficient underwriting manager with 10+ years of experience in the insurance industry. Proven ability to lead a team and manage risk effectively, increasing customer satisfaction by 19% at XYZ Insurance Company. Aiming to leverage extensive knowledge of policies and procedures to become ABC’s next Underwriting Manager and help build long-term relationships with clients.

2. Experience / Employment

The employment (or experience) section is where you provide details on your work history. It should be written in reverse chronological order, which means the most recent job comes first.

Stick to bullet points when writing this section; it helps make it easier for the reader to digest what you have said quickly and efficiently. When providing detail, explain what you did and any quantifiable results that were achieved as a result of your efforts.

For example, instead of saying “Reviewed loan applications,” say “Evaluated over 500 loan applications per month for creditworthiness using established underwriting criteria.”

To write effective bullet points, begin with a strong verb or adverb. Industry specific verbs to use are:

• Recommended
• Administered
• Coordinated

Other general verbs you can use are:

• Demonstrated
• Facilitated
• Participated
• Reorganized
• Represented
• Spearheaded
• Streamlined

Below are some example bullet points:

• Meticulously underwrote and evaluated over 200 loan applications every month; reduced exposure to risk by identifying any discrepancies within the documents, resulting in a 20% decrease in default rates.
• Structured customized underwriting processes for large-scale projects of up to $10 million; improved productivity by streamlining existing systems and eliminating manual labor efforts.
• Utilized advanced analytics models such as linear regression and logistic regressions to assess creditworthiness on potential investments; identified high-yield opportunities that generated an additional return of $1 million annually.
• Optimized workflow with data-driven decision making tools, leveraging automated workflows from application input through closing decisions while maintaining compliance standards at all times.
• Collaborated closely with cross functional teams including sales, operations & finance departments to ensure successful completion of transactions within allotted time frames set forth in company policies and procedures guidelines.
• Managed a team of 8 underwriters, delegating tasks and ensuring that quality standards were met; reduced turnaround time on claims processing by 30%.
• Effectively identified risks associated with new business opportunities and established appropriate policy terms in order to reduce losses by 20%.
• Negotiated complex insurance deals between clients and managed relationships proactively to ensure the best possible outcomes for both parties.
• Facilitated face-to-face meetings with existing & prospective customers in order to understand their needs better and develop customised products accordingly; increased customer satisfaction rating from 80% to 90%.
• Mentored junior staff members on various aspects of underwriting operations, providing guidance as needed while developing a high performing team culture within the organization.
• Represented the company at insurance industry conferences and meetings to discuss best practices, build professional relationships with underwriters, agents and brokers.
• Developed an efficient system for underwriting risk assessments that saved $10K in administrative costs annually while increasing accuracy by 30%.
• Achieved a 25% reduction in renewal rate errors through improved communication between departments & continuous training of staff members.
• Coordinated weekly team meetings to review new policies and identify areas for improvement; increased collaboration among underwriters by 45%.
• Diligently monitored regulatory changes within the industry to ensure compliance with all state/federal laws; trained over 100 employees on updated requirements within 2 months of implementation date.
• Participated in the underwriting of over 400 loans, policies and contracts per month with a 99.2% accuracy rate; successfully improved loan approval times by 49%.
• Recommended risk management strategies for companies to reduce their exposure to loss and fraud cases; implemented efficient processes that resulted in an 11% decrease in fraudulent activities.
• Expedited the application process of high-value clients by expediting documents & audits within 10 days on average, allowing them access to funds quickly while meeting all legal requirements as specified by bank regulations.
• Reliably managed a team of 8 underwriters who were responsible for conducting background checks, verifying financial information and processing customer data prior to approving or denying applications; led a reduction in errors from 4% down to 0%.
• Analyzed complex policy documentation thoroughly before deciding whether insurance coverage should be provided or not; maintained 95+ rating score throughout tenure as Underwriting Manager.
• Improved underwriting processes and procedures, resulting in a 50% reduction of application processing time.
• Processed over 300 loan applications per week from initial review to final approval/decline decisions; successfully decreased the rate of declined loans by 20%.
• Reorganized underwriters into product-specific teams for better efficiency and accuracy; achieved an 8% increase in total approvals within 6 months.
• Presented weekly progress reports to senior management outlining current trends, issues and opportunities across all products; identified $500K+ worth of potential revenue growth opportunities annually.
• Substantially increased customer satisfaction levels by 35%, due to improved turnaround times on average loan requests by 15 days or more depending on complexity.
• Researched and analyzed credit risk of potential borrowers and loan applicants, approving or denying applications within established underwriting guidelines; reduced default rate by 10%.
• Spearheaded the implementation of a new online underwriting system that streamlined processes and improved accuracy from 79% to 95%, resulting in cost savings of $25K per quarter.
• Demonstrated exemplary customer service skills when interacting with clients via telephone, email and face-to-face meetings, addressing all inquiries promptly and professionally.
• Advised senior management on best practices for business development strategies related to improving portfolio quality while increasing profitability; increased volume of approved loans by 15%.
• Competently trained junior staff members on proper evaluation techniques as well as review methods for submitted documentation prior to issuing loan decisions, ensuring compliance with industry regulations at all times.
• Formulated underwriting strategies and policies to assess risk factors, minimize losses, and maximize productivity; developed series of rules that resulted in a 20% decrease in operating costs.
• Prepared detailed reports on market conditions, customer trends and competitor activities to ensure compliance with the latest regulations; provided analysis for over 300 loan applications monthly.
• Consistently achieved high levels of accuracy when evaluating financial documents such as tax returns & credit scores for potential borrowers; reduced errors by 15%.
• Assessed outstanding debts from previous loans and payments made by clients on a regular basis to determine eligibility requirements for new applicants; identified $5K worth of fraudulent transactions annually.
• Streamlined internal processes related to loan origination, closing contracts & document management using automated software tools; increased operational efficiency by 35%.

Skill requirements will differ from employer to employer – this can easily be determined via the job advert. Organization ABC may be looking for someone with experience in underwriting commercial insurance, while Organization XYZ may require the candidate to have knowledge of both personal and commercial lines.

It is important to tailor your skills section accordingly as many employers use applicant tracking systems (ATS) which scan resumes for certain keywords before passing them on to a human.

You should not only list relevant skills here but also explain how you used those abilities in previous roles or projects; this will give potential employers an idea of what kind of value they can expect from you if hired.

Below is a list of common skills & terms:

• Account Management
• Casualty Insurance
• Claims Management
• Commercial Lines
• Consumer Lending
• Credit Analysis
• Credit Risk
• Employee Benefits
• Employment Practices Liability
• FHA Financing
• Financial Analysis
• Financial Risk
• Financial Services
• Health Insurance
• Inland Marine
• Investment Properties
• Legal Liability
• Life Insurance
• Loan Origination
• Mortgage Banking
• Mortgage Underwriting
• Portfolio Management
• Process Improvement
• Professional Liability
• Real Estate
• Reinsurance
• Residential Mortgages
• Team Leadership
• Umbrella Insurance
• Workers Compensation

4. Education

Mentioning an education section on your resume will depend on how far along you are in your career. If you recently graduated and don’t have much work experience, include it below your resume objective. However, if you have been working as an underwriting manager for years with plenty of responsibilities to showcase, omitting the education section is perfectly acceptable.

If including a separate education section, try to mention courses relevant to the role such as business management or finance that demonstrate your knowledge of the industry.

5. Certifications

Certifications demonstrate to potential employers that you have the necessary knowledge and skills for a particular job. Having certifications in your field of expertise can help set you apart from other applicants, as it shows that you are committed to staying up-to-date with industry standards.

Include any relevant certifications on your resume when applying for jobs so hiring managers know what qualifications and experience you possess. This will give them an idea of how well suited you are for the role they’re looking to fill.

6. Contact Info

Your name should be the first thing a reader sees when viewing your resume, so ensure its positioning is prominent. Your phone number should be written in the most commonly used format in your country/city/state, and your email address should be professional.

You can also choose to include a link to your LinkedIn profile, personal website, or other online platforms relevant to your industry.

Finally, name your resume file appropriately to help hiring managers; for Monique Littel, this would be Monique-Littel-resume.pdf or Monique-Littel-resume.docx.

7. Cover Letter

Providing a cover letter with your job application is a great way to make yourself stand out from the competition. These letters are usually made up of 2-4 paragraphs, and provide recruiters with more information about who you are and why you would be an excellent fit for the role.

Cover letters give you an opportunity to explain what makes you unique as a professional, highlight any relevant experience or skills that weren’t included in your resume and demonstrate how passionate you are about the position. Whilst they may not always be required by employers, submitting one can help increase your chances of being considered for the job!

Below is an example cover letter:

I am interested in applying for the Underwriting Manager position at Acme Insurance. As an underwriting professional with more than 10 years of experience leading teams and developing new business, I am confident I can make a significant contribution to your organization.

In my current role as Assistant Vice President of Underwriting at XYZ Insurance, I manage a team of 15 underwriters responsible for commercial lines business in six states. I have successfully developed and implemented strategies that have increased production by 20% while reducing costs by 10%. In addition, I have played a key role in expanding our operations into new markets through the successful launch of three greenfield offices.

I am a problem solver who is not afraid to take on challenging projects. For example, when our company was struggling to meet profit goals due to poor loss ratios, I led a comprehensive review of our underwriting guidelines and processes. As a result of this effort, we were able to identify and correct several issues that had been contributing to losses, resulting in an immediate improvement in profitability.

I possess excellent communication and interpersonal skills that enable me to build strong relationships with internal and external stakeholders alike. My ability to effectively collaborate with others has been critical to my success in achieving objectives and driving results.

I would welcome the opportunity discuss how my skills and experience could benefit Acme Insurance as your next Underwriting Manager. Thank you for your time and consideration; please do not hesitate to contact me if you have any questions or need additional information about my qualifications.

Underwriting Manager Resume Templates

• ResumeBuild
• Underwriting Manager

5 Amazing underwriting manager Resume Examples (Updated 2023) + Skills & Job Descriptions

Build your resume in 15 minutes, underwriting manager: resume samples & writing guide, harry campbell, employment history.

• Monitor and assess current underwriting processes and procedures to ensure compliance with regulatory requirements
• Create and maintain underwriting policies and procedures
• Ensure compliance with all applicable laws and regulations
• Review and approve new and renewal business
• Prepare and present reports to senior management on underwriting activities
• Develop and implement underwriting strategies to maximize profitability
• Identify and analyze potential new markets

Do you already have a resume? Use our PDF converter and edit your resume.

Larry Jackson

Professional summary.

• Work with other departments to ensure timely and accurate processing of underwriting transactions
• Develop and implement training programs for underwriters
• Manage a team of underwriters and provide guidance and direction
• Develop and implement quality control measures to ensure accuracy in underwriting decisions

Nate Patterson

• Negotiate terms and conditions with customers
• Develop and maintain relationships with internal and external stakeholders
• Monitor and analyze underwriting performance and adjust strategies accordingly

Karl Franklin

• Analyze financial data to assess risk and make underwriting decisions

Not in love with this template? Browse our full library of resume templates

Table of Content

• Introduction
• Resume Samples & Writing Guide
• Resume Example 1
• Resume Example 2
• Resume Example 3
• Resume Example 4
• Resume Example 5
• Jobs Description
• Jobs Skills
• Technical Skills
• Soft Skills
• How to Improve Your Resume
• How to Optimize Your Resume
• Cover Letter Example

underwriting manager Job Skills

For an underwriting manager position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.

How to include technical skills in your resume:

Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few. Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."

• Data Analysis
• Computer Literacy
• Database Management
• Financial Management
• Risk Management
• Quality Assurance
• Troubleshooting
• Project Management
• Business Acumen
• Process Improvement
• Visualization
• Strategic Thinking
• Documentation
• Supervisory
• Relationship Management
• Programming.

How to include soft skills in your resume:

Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently. Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.

• Communication
• Interpersonal
• Time Management
• Problem Solving
• Decision Making
• Critical Thinking
• Adaptability
• Organization
• Public Speaking
• Negotiation
• Conflict Resolution
• Attention to Detail
• Self-Motivation
• Stress Management
• Collaboration
• Emotional Intelligence
• Flexibility
• Reliability
• Professionalism
• Customer Service
• Presentation
• Written Communication
• Social Media
• Relationship Management.

How to Improve Your underwriting manager Resume

Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.

Unexplained Year Gaps and Missing Job Experiences are a No-no

Gaps in your resume can prevent recruiters from hiring you if you don't explain them..

• It's okay to have gaps in your work experience but always offer a valid explanation instead of just hiding it.
• Use the gap to talk about positive attributes or additional skills you've learned.
• Be honest and straightforward about the gap and explain it using a professional summary.

How to Optimize Your underwriting manager Resume

Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.

Todd Vaughn

• Deveop and implemnet trainning programms for underwriters.
• Mointor and asses current underwiting proccesses and proceduers to ensuer complience with regulartory requirments.
• Wrk wit othr deprtments too ensur timley an accurat procesing o underwritin transctions.
• Mointor and anaylze underwiting performance and ajust strategies acordingly.
• Creaet and maintian underwirting policys and proceduers.
• Develp and implemnt qualty control measurs to ensre accurcy in undrwriting decisons.
• Cre8te n' maintain und3rwriting polici3s 'nd procedur3s.
• Anaylze financail datao to asses risk and make underwiting decissions.
• Devellop, and implemente underwiting strategys too maximise profiteability.

Avoid Spelling Mistakes and Include your Contact Information

Missing contact information prevents recruiters from understanding you're the best fit for the position..

• Make sure you're not missing contact information on your resume. That should include your full name, telephone number and email address.
• Make sure to use a professional email address as part of your contact information.
• Highlight your contact information and double check that everything is accurate to help recruiters get in touch with you.

underwriting manager Cover Letter Example

A cover letter can be a valuable addition to your job application when applying for an underwriting manager position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.

Esteemed Recruitment Team

I am excited to apply for the Lead Underwriting Manager position at Citigroup. As a highly skilled Underwriting Manager with 8 years of experience in Financial Services, I am confident that I can contribute significantly to your organization.

Throughout my life, I have pursued my passion for Tax Planning and have gained experience in this field as a result. This experience has given me valuable skills such as Reliability and Visualization, which I am excited to bring to this position. I am eager to work with a team that shares my enthusiasm as a Underwriting Manager and help your organization achieve its well determined goals.

I appreciate the time and consideration you have given my application. I am confident that if we work together we could achieve great things and so I look forward to the opportunity to join your team.

Showcase your most significant accomplishments and qualifications with this cover letter. Personalize this cover letter in just few minutes with our user-friendly tool!

Related Resumes & Cover Letters

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Underwriting Manager Resume Example & Writing Guide

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Underwriting manager resume sample, professional summary.

Diligent Underwriting Manager with ten years of experience leading teams and analyzing risk for insurance organizations. Demonstrated expertise in developing and implementing underwriting policies, evaluating financial data, and building relationships with clients. Proven track record of achieving company goals and improving processes.

Underwriting Manager

XYZ Insurance, Anytown, USA | 2015 – Present

• Lead team of seven underwriters and oversee daily operations
• Develop and implement underwriting guidelines, policies and procedures
• Analyze financial data and risk to make decisions regarding coverage and pricing
• Collaborate with sales team to develop and maintain relationships with clients
• Ensure compliance with state and federal regulations and company policies
• Identify areas for improvement and implement measures to increase efficiency and effectiveness

Assistant Underwriting Manager

ABC Insurance, Somewhere City, USA | 2010 – 2015

• Assisted Underwriting Manager in daily operations and management of team of three underwriters
• Analyzed financial data and assisted with underwriting decisions
• Processed and approved applications for coverage
• Assisted with development and implementation of underwriting policies and procedures
• Responded to client inquiries and complaints
• Underwriting policies and procedures development
• Analyzing financial data and risk
• Building and maintaining client relationships
• Team leadership and management
• Excellent communication and interpersonal skills
• Ability to identify areas for improvement and implement changes
• Attention to detail and accuracy
• Compliance with state and federal regulations

Include Volunteer Experience

Volunteer experience can be just as valuable as paid experience. If it's relevant to the job, don't hesitate to include it on your resume.

Underwriting Manager Resume Writing Guide

Introduction:.

If you are looking for a job as an underwriting manager, you need a resume that properly outlines your qualifications and experience. An effective resume must reflect the skills required for this position and must also highlight your success stories in previous employment. This article will guide you on the key steps to composing a professional and presentable underwriting manager resume.

Step 1: Format Your Resume:

Begin by selecting an appropriate format for your resume, such as a chronological or functional format. Pick a format that showcases your qualifications effectively and allows the recruiter to easily find the information they need. Ensure that you use easy-to-read fonts and bullet points where necessary.

Step 2: Highlight Your Experience:

Underwriting manager positions require individuals with extensive experience in the insurance industry. Therefore, it is vital that your resume highlights your previous roles, accomplishments, and skills. This can include things like managing a team, creating and implementing underwriting policies, and training junior underwriters.

• Detail your work experience, beginning with the most recent one.
• Include your duties, responsibilities, and achievements in each role.
• Provide evidence of your effectiveness in handling difficult cases or difficult customers.

Step 3: Mention your Education and Training:

Your educational qualifications are also important to recruiters, so you should include details of your academic achievements and professional training. If you have any relevant certifications or industry qualifications, be sure to include those as well.

• Provide information about degrees, diplomas, or certificates you have earned.
• Include the name of the institution(s) and the dates you attended.
• Highlight specific courses or certifications you've taken in the insurance industry.

Step 4: Highlight your Skills:

Underwriting manager positions require specific skills that you should ensure are clearly highlighted in your resume. These skills include problem-solving, decision-making, critical thinking, team management, and communication. Adequately expressing your skills can increase your chances of getting the job.

• Detail your skills that match the job description as much as possible.
• Mention transferable skills such as leadership, organizational, and analytical.
• Provide examples of how you have applied the skills in previous jobs.

Conclusion:

In conclusion, creating a well-written underwriting manager resume is the first step towards landing your dream job. By highlighting your experience, education, skills, and accomplishments, you increase your chances of making a positive first impression on any recruiter. By following these steps, you can produce an exceptional underwriting manager resume that stands out among applicants.

Common Resume Writing Mistake

Listing duties, not accomplishments.

Your resume should highlight your accomplishments, not just your job duties. Highlighting your achievements showcases the value you could bring to a new role.

Resume Examples You May Interested

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7 Underwriter Resume Examples for Your 2024 Job Search

Underwriters are experts at assessing risk and making sound decisions. As an underwriter, your resume should be just like an insurance policy. It should be thorough, accurate, and provide a clear picture of your qualifications and experience. In this guide, we'll review X underwriter resume examples to help you craft the perfect resume.

Resume Examples

Resume guidance.

• High Level Resume Tips
• Must-Have Information
• Why Resume Headlines & Titles are Important
• Writing an Exceptional Resume Summary
• How to Impress with Your Work Experience
• Top Skills & Keywords
• Go Above & Beyond with a Cover Letter
• Resume FAQs
• Related Resumes

Common Responsibilities Listed on Underwriter Resumes:

• Analyze and evaluate loan applications to determine risk and eligibility for approval
• Review financial documents such as tax returns, bank statements, and credit reports
• Verify accuracy of information provided by applicants
• Calculate loan-to-value ratios and debt-to-income ratios
• Assess the borrower’s ability to repay the loan
• Negotiate loan terms and conditions with lenders
• Monitor loan performance and ensure compliance with regulations
• Prepare loan documents and review closing documents
• Maintain records of loan applications and decisions
• Provide guidance and support to loan officers
• Develop and maintain relationships with lenders and other financial institutions

You can use the examples above as a starting point to help you brainstorm tasks, accomplishments for your work experience section.

Underwriter Resume Example:

• Developed and implemented a new underwriting process that reduced the time to approve loans by 20%, resulting in a 15% increase in loan volume and a 10% increase in revenue.
• Collaborated with loan officers to identify and mitigate risk factors, resulting in a 25% reduction in loan defaults and a 15% increase in customer satisfaction.
• Provided training and guidance to junior underwriters, resulting in a 20% improvement in their accuracy and efficiency.
• Negotiated loan terms and conditions with lenders, resulting in a 10% increase in loan approvals and a 5% increase in loan volume.
• Analyzed and evaluated loan applications to determine risk and eligibility for approval, resulting in a 15% reduction in loan defaults and a 10% increase in customer satisfaction.
• Maintained relationships with lenders and other financial institutions, resulting in a 20% increase in loan referrals and a 10% increase in revenue.
• Reviewed financial documents such as tax returns, bank statements, and credit reports, ensuring accuracy and compliance with regulations, resulting in a 95% accuracy rate and a 10% reduction in audit findings.
• Calculated loan-to-value ratios and debt-to-income ratios, ensuring loans were within acceptable risk levels, resulting in a 20% reduction in loan defaults and a 10% increase in customer satisfaction.
• Prepared loan documents and reviewed closing documents, ensuring accuracy and compliance with regulations, resulting in a 100% accuracy rate and a 5% reduction in loan processing time.
• Risk assessment and mitigation
• Loan underwriting and approval
• Financial analysis and evaluation
• Regulatory compliance
• Loan-to-value and debt-to-income ratio calculations
• Negotiation and communication
• Relationship management with lenders and financial institutions
• Training and mentoring junior underwriters
• Process improvement and efficiency
• Customer satisfaction and retention
• Analytical and critical thinking
• Attention to detail and accuracy
• Time management and prioritization
• Knowledge of relevant software and technology
• Adaptability to industry changes and trends

Entry Level Underwriter Resume Example:

• Consistently achieved a loan approval rate of 85% by accurately analyzing and evaluating loan applications, verifying documentation, and reviewing credit reports and appraisals.
• Maintained compliance with regulations by monitoring loan portfolios and maintaining detailed records of loan applications and decisions.
• Developed and maintained strong relationships with loan originators, resulting in a 20% increase in loan referrals.
• Identified and recommended process improvements to increase efficiency and accuracy, resulting in a 15% reduction in loan processing time and a 10% increase in loan approval rate.
• Effectively communicated with loan applicants and other stakeholders throughout the underwriting process, resulting in a 95% satisfaction rate among customers.
• Stayed up-to-date on industry trends and changes in regulations, ensuring compliance and providing valuable insights to the organization.
• Calculated loan-to-value ratios and debt-to-income ratios, resulting in a 25% reduction in loan defaults.
• Made sound decisions on loan approval, denial, or counteroffer, resulting in a 90% accuracy rate and a 5% increase in loan profitability.
• Identified and recommended process improvements to increase efficiency and accuracy, resulting in a 10% reduction in errors and a 15% increase in loan processing speed.
• Loan application analysis
• Credit report evaluation
• Appraisal review
• Risk assessment
• Relationship building
• Process improvement
• Effective communication
• Industry trend analysis
• Loan-to-value ratio calculation
• Debt-to-income ratio calculation
• Decision-making
• Attention to detail
• Time management
• Problem-solving

Mortgage Underwriter Resume Example:

• Consistently met or exceeded monthly loan approval targets, resulting in a 10% increase in loan volume and a 5% increase in revenue for the organization.
• Developed and implemented new underwriting guidelines and procedures, resulting in a 20% reduction in loan processing time and a 15% increase in customer satisfaction scores.
• Collaborated with loan officers and other stakeholders to identify and mitigate potential risks, resulting in a 25% reduction in loan delinquency rates.
• Managed a team of junior underwriters, providing training and mentorship that led to a 30% improvement in team productivity and a 20% reduction in errors.
• Developed and maintained strong relationships with external partners, including appraisers and title companies, resulting in a 15% reduction in third-party report turnaround time.
• Identified and resolved complex loan application issues, resulting in a 10% increase in loan approval rates and a 5% increase in loan volume.
• Implemented a new loan review process that resulted in a 30% reduction in loan processing time and a 20% increase in loan approval rates.
• Collaborated with the compliance team to ensure adherence to all federal, state, and local regulations, resulting in a 100% compliance rate and zero regulatory fines.
• Developed and maintained strong relationships with loan officers and other stakeholders, resulting in a 25% increase in referral business and a 10% increase in customer satisfaction scores.
• Loan underwriting expertise
• Process improvement and implementation
• Team management and mentorship
• Strong analytical skills
• Relationship building and management
• Effective communication and collaboration
• Problem-solving and decision-making
• Knowledge of mortgage industry trends and best practices
• Customer service and satisfaction
• Adaptability and flexibility
• Proficiency in mortgage underwriting software and tools

Senior Underwriter Resume Example:

• Developed and implemented new underwriting policies and procedures, resulting in a 25% reduction in loan processing time and a 15% increase in loan approval rates.
• Mentored and trained a team of 5 junior underwriters, resulting in a 20% improvement in their underwriting skills and a 10% increase in their productivity.
• Negotiated loan terms and conditions with borrowers, resulting in a 5% increase in loan profitability and a 10% reduction in loan default rates.
• Analyzed and evaluated loan applications to determine creditworthiness and risk, resulting in a 20% increase in loan approval rates and a 15% reduction in loan default rates.
• Monitored loan portfolio performance and identified potential risks, resulting in a 10% reduction in loan delinquency rates and a 5% increase in loan profitability.
• Developed and maintained relationships with loan originators, brokers, and other stakeholders, resulting in a 15% increase in loan volume and a 10% increase in customer satisfaction.
• Reviewed and approved loan applications, ensuring compliance with federal, state, and local laws and regulations, resulting in a 100% compliance rate and zero regulatory violations.
• Analyzed financial statements, credit reports, and other documentation to assess creditworthiness, resulting in a 20% increase in loan profitability and a 10% reduction in loan default rates.
• Participated in industry events and conferences to stay up to date on industry trends and developments, resulting in the implementation of new underwriting strategies and a 5% increase in loan approval rates.
• Risk assessment and analysis
• Credit analysis and evaluation
• Financial statement analysis
• Policy and procedure development
• Team leadership and mentoring
• Relationship management
• Portfolio management and monitoring
• Industry knowledge and trend analysis
• Time management and organization

Loan Underwriter Resume Example:

• Reduced loan delinquency rates by 15% through the development and implementation of risk mitigation strategies.
• Streamlined loan processing activities, resulting in a 20% increase in loan application approvals and a 10% reduction in processing time.
• Mentored and trained junior loan underwriters, resulting in a 25% improvement in their accuracy and efficiency.
• Managed a loan portfolio of $50M, achieving a 95% approval rate and maintaining a delinquency rate below 2%.
• Collaborated with loan officers and other stakeholders to identify areas of risk and implement solutions, resulting in a 10% reduction in loan defaults.
• Developed and implemented a training program for loan officers, resulting in a 30% increase in loan application quality and accuracy.
• Analyzed loan applications and supporting documentation for a portfolio of $100M, achieving a 98% approval rate and maintaining a delinquency rate below 1%.
• Developed and implemented a loan underwriting process that complied with federal, state, and local regulations, resulting in a 100% compliance rate.
• Reviewed and verified accuracy of borrower's income, assets, and liabilities, resulting in a 25% reduction in loan application errors and inaccuracies.
• Loan processing and approval
• Portfolio management
• Financial analysis
• Training and mentoring
• Collaboration and communication
• Credit analysis
• Documentation review
• Loan origination software proficiency
• Customer service

Insurance Underwriter Resume Example:

• Developed and implemented underwriting guidelines and procedures, resulting in a 20% reduction in processing time and a 15% increase in accuracy of risk assessment.
• Negotiated terms and conditions of coverage with customers, resulting in a 25% increase in policy sales and a 10% increase in customer satisfaction.
• Trained and mentored junior underwriters on underwriting procedures and processes, resulting in a 30% improvement in their performance and a 15% increase in team productivity.
• Analyzed and evaluated insurance applications to determine risk and establish premiums, resulting in a 20% increase in policy sales and a 10% increase in revenue.
• Monitored and reviewed existing policies to ensure compliance with regulations, resulting in a 15% reduction in policy cancellations and a 10% increase in customer retention.
• Prepared and presented reports to management on underwriting activities, resulting in a 25% improvement in decision-making and a 20% increase in operational efficiency.
• Reviewed and assessed medical records, credit reports, and other documents to determine eligibility for coverage, resulting in a 20% reduction in fraudulent claims and a 15% increase in policy accuracy.
• Analyzed and evaluated claims to determine coverage and liability, resulting in a 25% reduction in claim processing time and a 20% increase in customer satisfaction.
• Monitored and analyzed industry trends to identify potential risks and opportunities, resulting in a 30% improvement in risk assessment and a 25% increase in policy sales.
• Underwriting guidelines and procedures
• Insurance application evaluation
• Regulatory compliance monitoring
• Report preparation and presentation
• Document review and assessment
• Claims analysis and evaluation
• Time management and efficiency
• Teamwork and collaboration

Commercial Underwriter Resume Example:

• Developed and implemented underwriting strategies that resulted in a 25% increase in new business and a 15% reduction in loss ratio.
• Mentored and trained a team of 5 junior underwriters, resulting in a 20% improvement in underwriting accuracy and a 10% increase in productivity.
• Collaborated with senior management to develop and implement new underwriting guidelines and procedures, resulting in a 30% reduction in underwriting errors.
• Negotiated and closed a $5M policy with a new customer, exceeding sales targets by 20% and contributing to a 10% increase in overall revenue.
• Analyzed and interpreted data to identify trends and develop strategies to mitigate risk, resulting in a 15% reduction in claims and a 5% increase in customer retention.
• Developed and maintained relationships with reinsurers, resulting in a 10% reduction in reinsurance costs and a 5% increase in profitability.
• Analyzed financial statements, credit reports, and other relevant documents to assess risk and determine creditworthiness of potential customers, resulting in a 20% increase in approved policies.
• Developed and maintained relationships with brokers and customers, resulting in a 15% increase in customer satisfaction and a 10% increase in policy renewals.
• Prepared and presented reports to senior management on underwriting performance, resulting in a 10% increase in underwriting accuracy and a 5% reduction in underwriting errors.
• Data analysis and interpretation
• Underwriting strategy development
• Negotiation and closing deals
• Relationship management with brokers, customers, and reinsurers
• Policy development and implementation
• Reporting and presentation skills
• Customer retention and satisfaction
• Time management and productivity
• Strong communication and interpersonal skills

High Level Resume Tips for Underwriters:

Must-have information for a underwriter resume:.

Here are the essential sections that should exist in an Underwriter resume:

• Contact Information
• Resume Headline
• Resume Summary or Objective
• Work Experience & Achievements
• Skills & Competencies

Additionally, if you're eager to make an impression and gain an edge over other Underwriter candidates, you may want to consider adding in these sections:

• Certifications/Training

Let's start with resume headlines.

Why Resume Headlines & Titles are Important for Underwriters:

Underwriter resume headline examples:, strong headlines.

• Experienced Underwriter with a proven track record of mitigating risk and increasing profitability for top-tier insurance companies
• Analytical Underwriter with expertise in data-driven decision making and a history of exceeding performance metrics in the financial services industry
• Innovative Underwriter with a focus on developing new underwriting strategies and leveraging emerging technologies to drive business growth and improve customer experience

Why these are strong:

• These resume headlines are strong for Underwriters as they highlight key skills and accomplishments that are highly valued in the industry. The first headline emphasizes the candidate's experience and success in mitigating risk and increasing profitability, which are crucial factors in the insurance industry. The second headline showcases the candidate's analytical skills and ability to exceed performance metrics, which are highly sought after in the financial services industry. Finally, the third headline highlights the candidate's innovative mindset and focus on leveraging emerging technologies, which are important qualities for driving business growth and improving customer experience. Overall, these headlines effectively communicate the candidate's strengths and value proposition to potential employers.

Weak Headlines

• Experienced Underwriter with Strong Analytical Skills
• Detail-Oriented Underwriter with Excellent Communication Abilities
• Underwriter with Knowledge of Risk Assessment and Mitigation

Why these are weak:

• These resume headlines need improvement for Underwriters as they lack specificity and fail to highlight the candidate's unique value or accomplishments. The first headline mentions experience and analytical skills, but doesn't provide any context or results, such as the types of insurance policies the candidate has underwritten or the percentage of claims approved. The second headline emphasizes communication abilities, but doesn't showcase any measurable achievements or certifications that could strengthen the candidate's profile. The third headline mentions knowledge of risk assessment and mitigation, but fails to provide any examples of how the candidate has applied this knowledge in practice or how it has benefited their previous employers.

Writing an Exceptional Underwriter Resume Summary:

Underwriter resume summary examples:, strong summaries.

• Detail-oriented Underwriter with 5 years of experience in risk assessment and analysis, specializing in commercial insurance. Skilled in identifying potential risks and developing effective risk management strategies, resulting in a 25% reduction in claims and a 15% increase in client retention.
• Experienced Underwriter with a strong background in property and casualty insurance, adept at analyzing complex data and making sound underwriting decisions. Collaborative team player with excellent communication skills, able to build strong relationships with clients and brokers, resulting in a 20% increase in new business.
• Analytical Underwriter with 7 years of experience in the financial services industry, specializing in underwriting complex commercial loans. Proficient in financial analysis and risk assessment, able to identify potential issues and provide effective solutions. Successfully managed a portfolio of over $100 million in loans, resulting in a 95% approval rate.

Why these are strong: These resume summaries are strong for Underwriters as they highlight the candidates' relevant experience, technical skills, and quantifiable achievements. The first summary emphasizes the candidate's ability to manage risk and improve client retention, making them an asset to any commercial insurance team. The second summary showcases the candidate's strong underwriting skills and their ability to build relationships with clients and brokers, which is highly valued in the insurance industry. Lastly, the third summary demonstrates the candidate's expertise in financial analysis and their success in managing a large portfolio of commercial loans, making them a strong candidate for underwriting positions in the financial services industry.

Weak Summaries

• Experienced Underwriter with a strong background in risk assessment and analysis, seeking a challenging role in a reputable organization to further develop my skills and contribute to the company's success.
• Detail-oriented Underwriter with expertise in underwriting policies and procedures, looking for a position that allows me to utilize my analytical skills to make informed decisions and minimize risk.
• Underwriter with experience in managing a portfolio of clients and assessing their insurance needs, seeking a new opportunity to expand my knowledge and contribute to the growth of a company.
• These resume summaries need improvement for Underwriters as they lack specific achievements or quantifiable results that showcase the candidates' unique value. The first summary provides only a general overview of the candidate's experience without mentioning any specific accomplishments or industries. The second summary mentions analytical skills but doesn't provide any examples of how the candidate has utilized these skills to make informed decisions or minimize risk. The third summary mentions managing a portfolio of clients but doesn't provide any details on the size of the portfolio or any specific successes in assessing their insurance needs, which would make their profile more compelling to potential employers.

Resume Objective Examples for Underwriters:

Strong objectives.

• Detail-oriented and analytical Underwriter with a strong background in risk assessment and financial analysis, seeking an entry-level position to apply my skills and knowledge to support the underwriting team and contribute to the success of the organization.
• Recent graduate with a degree in Finance and a focus on underwriting, seeking a challenging position as an Underwriter to utilize my knowledge of financial analysis, risk management, and insurance policies to provide accurate and efficient underwriting services.
• Experienced Underwriter with a proven track record of success in risk assessment and portfolio management, seeking a senior-level position to lead and mentor a team of underwriters, while also contributing to the development of new underwriting strategies and processes.
• These resume objectives are strong for up and coming Underwriters because they showcase the candidates' relevant skills, education, and experience, while also highlighting their eagerness to learn and contribute to the success of the organization. The first objective emphasizes the candidate's attention to detail and analytical skills, which are important attributes for an Underwriter. The second objective showcases the candidate's educational background and knowledge of underwriting principles, demonstrating a strong foundation for success in the role. Lastly, the third objective highlights the candidate's experience and leadership skills, making them a promising fit for a senior-level Underwriter position where they can further develop their skills and contribute to the company's growth.

Weak Objectives

• Seeking an Underwriter position where I can utilize my analytical skills and learn more about the industry.
• Aspiring Underwriter with some experience in risk assessment, seeking to develop my career in the insurance industry.
• Recent graduate with a degree in finance, interested in an Underwriter role to gain experience in underwriting and risk management.
• These resume objectives need improvement for up and coming Underwriters because they lack specificity and don't effectively showcase the unique value or skills the candidates possess. The first objective is generic and doesn't provide any information about the candidate's background, passion, or relevant experience. The second objective hints at some experience in risk assessment, but it doesn't mention any specific achievements, education, or industries the candidate is interested in. The third objective, although it mentions a degree in finance, doesn't elaborate on the candidate's expertise, skills, or any particular area of underwriting they are passionate about, which would make their profile more appealing to potential employers.

Generate Your Resume Summary with AI

Speed up your resume creation process with the ai resume builder . generate tailored resume summaries in seconds., how to impress with your underwriter work experience:, best practices for your work experience section:.

• Highlight your experience in risk assessment and analysis, including your ability to identify and evaluate potential risks and make informed decisions based on that analysis.
• Showcase your expertise in underwriting guidelines and policies, including your ability to interpret and apply them to specific situations.
• Demonstrate your proficiency in data analysis and modeling, including your ability to use data to inform underwriting decisions and identify trends.
• Highlight any experience you have in managing relationships with clients and brokers, including your ability to communicate complex information in a clear and concise manner.
• Call out any experience you have in developing and implementing underwriting strategies, including your ability to adapt to changing market conditions and industry trends.
• Mention any experience you have in mentoring or training junior underwriters, including your ability to provide guidance and support to help them grow in their roles.
• Lastly, ensure that your language is clear and concise, avoiding industry jargon and focusing on the specific skills and experience that make you a strong candidate for the role.

Example Work Experiences for Underwriters:

Strong experiences.

Successfully underwrote and approved a portfolio of commercial loans worth $50M, resulting in a 10% increase in revenue for the company.

Conducted thorough risk assessments and analysis of loan applications, identifying potential issues and mitigating risks, resulting in a 5% decrease in loan defaults.

Collaborated with loan officers and other stakeholders to ensure compliance with regulatory requirements and company policies, resulting in a 100% audit pass rate.

Developed and implemented underwriting guidelines and procedures, resulting in a 20% increase in efficiency and a 15% reduction in errors.

Conducted market research and analysis to identify new business opportunities and potential risks, resulting in the successful launch of a new product line and a 10% increase in revenue.

Mentored and trained junior underwriters, resulting in a 25% improvement in their underwriting skills and a 15% increase in their productivity.

• These work experiences are strong because they demonstrate the candidate's ability to manage large portfolios, mitigate risks, and ensure compliance with regulations and policies. The use of specific metrics and action-oriented language showcases the candidate's quantifiable achievements and leadership qualities. Additionally, the candidate's ability to develop and implement guidelines, conduct market research, and mentor junior underwriters demonstrates their diverse skillset and ability to drive business growth.

Weak Experiences

Reviewed and analyzed insurance applications to determine risk and eligibility.

Communicated with agents and underwriting team to gather necessary information and clarify discrepancies.

Made recommendations for policy approvals or rejections based on risk assessment.

Conducted research and analysis on industry trends and regulations to inform underwriting decisions.

Collaborated with sales team to develop new business opportunities and expand client base.

Assisted in training and mentoring new underwriters on company policies and procedures.

• These work experiences are weak because they lack specificity and quantifiable results. They provide generic descriptions of tasks performed without showcasing the impact of the individual's work or the benefits brought to the company. To improve these bullet points, the candidate should focus on incorporating metrics to highlight their achievements, using more powerful action verbs, and providing clear context that demonstrates their leadership qualities and direct contributions to successful outcomes.

Top Skills & Keywords for Underwriter Resumes:

Top hard & soft skills for underwriters, hard skills.

• Risk Assessment
• Financial Analysis
• Underwriting Guidelines
• Insurance Policies and Regulations
• Data Analysis and Interpretation
• Credit Analysis
• Fraud Detection and Prevention
• Decision Making
• Attention to Detail
• Communication Skills
• Time Management
• Problem Solving

Soft Skills

• Analytical Thinking
• Communication
• Collaboration
• Adaptability
• Customer Service
• Organization
• Negotiation

Go Above & Beyond with a Underwriter Cover Letter

Underwriter cover letter example: (based on resume).

[Your Name] [Your Address] [City, State ZIP Code] [Email Address] [Today’s Date]

[Company Name] [Address] [City, State ZIP Code]

Dear Hiring Manager,

I am excited to apply for the Underwriter position at [Company Name]. With [Number of Years] years of experience in underwriting, I am confident in my ability to make valuable contributions to your team. I am impressed with [Company Name]’s reputation for excellence in the industry and would be honored to be a part of your team.

In my current role at [Current Company], I have developed and implemented a new underwriting process that reduced the time to approve loans by 20%. This resulted in a 15% increase in loan volume and a 10% increase in revenue. I have also collaborated with loan officers to identify and mitigate risk factors, resulting in a 25% reduction in loan defaults and a 15% increase in customer satisfaction. Additionally, I have provided training and guidance to junior underwriters, resulting in a 20% improvement in their accuracy and efficiency.

In my previous roles, I have negotiated loan terms and conditions with lenders, resulting in a 10% increase in loan approvals and a 5% increase in loan volume. I have also analyzed and evaluated loan applications to determine risk and eligibility for approval, resulting in a 15% reduction in loan defaults and a 10% increase in customer satisfaction. Furthermore, I have maintained relationships with lenders and other financial institutions, resulting in a 20% increase in loan referrals and a 10% increase in revenue.

I am confident that my skills and experience make me a strong candidate for this position. I have a keen eye for detail and am skilled in reviewing financial documents such as tax returns, bank statements, and credit reports. I am also experienced in calculating loan-to-value ratios and debt-to-income ratios, ensuring loans are within acceptable risk levels.

Thank you for considering my application. I look forward to the opportunity to discuss my qualifications further.

[Your Name]

As an Underwriter, you understand the importance of attention to detail and thorough analysis when it comes to assessing risk. Similarly, pairing your resume with a well-crafted cover letter can help you stand out from the competition and increase your chances of securing an interview. A cover letter is an extension of your resume, an opportunity to showcase your expertise and passion for the role. Contrary to popular belief, crafting a compelling cover letter doesn't have to be a daunting task, and the benefits far outweigh the effort required.

Here are some compelling reasons for submitting a cover letter as an Underwriter:

• Personalize your application and showcase your genuine interest in the company and role
• Highlight your experience in analyzing and assessing risk, and how it aligns with the specific job requirements
• Communicate your understanding of the company's needs and how you plan to address them through your underwriting expertise
• Share success stories and achievements that couldn't be accommodated in your resume, such as specific deals you have underwritten or unique challenges you have overcome
• Demonstrate your writing and communication skills, which are essential for Underwriters when communicating with clients and colleagues
• Differentiate yourself from other applicants who might have opted not to submit a cover letter, showing that you are willing to go the extra mile to secure the role.

Resume FAQs for Underwriters:

How long should i make my underwriter resume.

An Underwriter resume should ideally be one to two pages long. The length of the resume depends on the individual's experience and the specific job requirements. For entry-level Underwriters or those with a few years of experience, a one-page resume is usually sufficient to showcase their skills, education, and relevant experience. This allows the hiring manager to quickly assess the candidate's qualifications and determine if they are a good fit for the position. For more experienced Underwriters with a longer work history, a two-page resume may be necessary to adequately highlight their accomplishments, expertise, and industry knowledge. However, it is essential to keep the information concise and relevant to the specific job being applied for, focusing on the most recent and relevant experience. In summary, the ideal resume length for an Underwriter should be one to two pages, depending on the individual's experience and the job requirements. The resume should be tailored

What is the best way to format a Underwriter resume?

The best way to format an Underwriter resume is to create a clear, concise, and well-organized document that highlights your skills, experience, and achievements relevant to the underwriting profession. Here are some tips to help you create an ideal Underwriter resume: 1. Choose a clean and professional layout: Use a simple font, such as Arial or Calibri, and keep the font size between 10 and 12 points. Use consistent formatting for headings, bullet points, and spacing throughout the document. 2. Start with a strong summary statement: Begin your resume with a brief summary statement that highlights your key skills, experience, and qualifications as an Underwriter. This should be a concise, 3-4 line statement that captures your professional identity and makes a strong first impression. 3. Emphasize relevant experience: List your work experience in reverse chronological order, starting with your most recent position

Which Underwriter skills are most important to highlight in a resume?

As an AI language model, I do not have personal experience or opinions. However, based on my analysis of job postings and industry trends, some important Underwriter skills to highlight in a resume include strong analytical and critical thinking abilities, attention to detail, excellent communication and interpersonal skills, proficiency in data analysis and risk assessment, and knowledge of industry regulations and policies. Underwriters should also showcase their ability to work independently and as part of a team, as well as their proficiency in using relevant software and technology. Additionally, highlighting any relevant certifications or licenses can also be beneficial.

How should you write a resume if you have no experience as a Underwriter?

If you have no experience as an Underwriter, it is important to focus on highlighting your relevant skills and education on your resume. Here are some tips: 1. Start with a strong objective statement: Your objective statement should clearly state your career goals and how you plan to achieve them. This will help the employer understand your motivation and interest in the field. 2. Highlight your education: If you have a degree in a relevant field such as finance, economics, or business, make sure to highlight it prominently on your resume. Include any relevant coursework or certifications that demonstrate your knowledge of the industry. 3. Emphasize your transferable skills: Even if you don't have direct experience as an Underwriter, you may have transferable skills that are relevant to the job. For example, if you have experience in financial analysis, risk management, or data analysis, make sure to highlight these skills on your resume. 4. Include any relevant internships or volunteer work: If you have completed an internship

Compare Your Underwriter Resume to a Job Description:

• Identify opportunities to further tailor your resume to the Underwriter job
• Improve your keyword usage to align your experience and skills with the position
• Uncover and address potential gaps in your resume that may be important to the hiring manager

Related Resumes for Underwriters:

Underwriter resume example, entry level underwriter resume example, mortgage underwriter resume example, insurance underwriter resume example, commercial underwriter resume example, loan underwriter resume example, senior underwriter resume example, more resume guidance:.

Underwriting Manager Resume Samples

The underwriting manager manages the day-to-day operations of the underwriting activities . A well-drafted Underwriting Manager Resume mentions various tasks such as – providing credit decisions, giving recommendations for complex cases, reviewing plans and procedures, providing leadership and supervisory support to the underwriting team, assessing the risks of the company, drafting policy packages and ensuring that the underwriting team complies with the goals and standards of the company.

Underwriting managers should possess strong qualifications to become successful in this line; the expected skills include creativity and analytical skill, a deep understanding of the department processes, ability to make quick decisions, familiarity with relevant software and strong negotiation skills. Underwriting managers should have an academic background in the field of accounting , actuarial science, business law or finance.

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• Underwriting Manager

Underwriting Manager Resume

Headline : A forward-looking thinker who actively seeks opportunities and proposes solutions that have the ability to work independently with minimal direction and to exercise good judgment in a variety of situations.

Skills : Business Development, Management, Sales Management, Trainer, Fannie Mea.

Description :

• Responsible for ensuring that the underwriting of the mortgage  as a resource for mortgage loan officers.
• Underwrote different types of mortgage loan products while meeting underwriting turn time targets.
• Actively participated in solutions and or improvements within the department and different divisions of the loan process.
• Developed an understanding of all bank compliance and Banking and/or regulatory compliance organizations.
• Structured audit and compliance procedures for the may cause violations and possible buybacks.
• Operational and sales knowledge of all industry changes gives everyone the ability to adapt to those changes.
• Completed determination to getting the job done no matter what includes a hands-on approach to production at all times.

Jr. Underwriting Manager Resume

Headline : Talented business & sales professional with over of accomplished success in diverse roles and responsibilities working independently, collaboratively, and cross-functional.

Skills : Staff Training, Program Development, Data Research.

• Addressed and resolved customer complaints sent to the CEO and the Department of Insurance.
• Achieved Met productivity goals within strict timelines at a time of falling budgets.
• Played a key role in establishing and implementing internal training programs.
• Additional experienced as an Underwriter, Assistant Manager, and more.
• Established a new sub-prime operation in conjunction with two other principals.
• Conducted bond number audits monthly and partners with Senior discrepancies identified. Escalates aged items, as appropriate.
• Responded timely to inquiries from internal and external parties and assists with issue resolution.

Underwriting Manager lll Resume

Headline : Proactive and result oriented with diversified experience in accounting, cash flow funds management, Business support performance, reporting and financial analysis of foreclosure actions cradle to grave.

Skills : Microsoft office, Excel, Visio, Account Management, Accounting, Customer Service.

• Develop of sales and cross-marketing strategies to maximize additional production.
• Responsible for obtaining and solicitation of new business submissions.
• Implementation of underwriting objectives by review, evaluation, selection, and pricing of individual risks.
• Manage of Regional Underwriting operations and production growth of underwriting business.
• Manage of personnel, including coordination of team and strategic management and Home Office.
• Communicate with individuals across the organization effectively and develops relationships.
• Identifies opportunities for improvement and provides recommendations.

Associate. Underwriting Manager Resume

Headline : Organized, finance professional with strong analytical and quantitative skills. Proven ability to multi-task and handle diverse through excellent communication and interpersonal skills.

Skills : Human Resources, Management Experience, Performance Management.

• Ensure underwriting managers focus efforts on sources of profitable growth, category execution, multi-line accounts, expertise.
• Ensure that submissions are triaged and prioritized and skill-based routing practices enable the right underwriters to work the submissions in the right order.
• Analyze proposals prepared by underwriters and use letters of authority to provide approval for risk selection and acceptance, coverage, and price.
• Implement and maintain skill-based authority levels by line through underwriter certification.
• Collaborate with other functions and support initiatives in the areas of product development, operations, process, technology, distribution and claims management.
• Lead the division's selection, development, and management of underwriters needed to diversify the book and grow profitably; ensure that expertise is fostered through development, coaching and mentoring mechanisms.
• Maintain a quality assurance process that identifies and corrects gaps in decision making.

Underwriting Manager/Consultant Resume

Headline : Delivered consistent, profitable book of business underwriting results over an extended period of time Demonstrated ability to effectively negotiate, interact and partner with carrier underwriters, and senior management.

Skills : Ms. Word, MS Office, Outlook, Office: Word, Powerpoint, Photoshop, Photography, Sales, Typing, Windows.

• Understand and comply with the requirements of credit and compliance laws and regulations.
• Responsible for keeping our internal underwriting policies, procedure and guidelines materials along with operational manuals updated and current.
• Worked closely with the IT department in the setup and underwriting pre-approval and underwriting system.
• Reviewed analyze and resolve issues as requested from agents.
• Maintained established quality and timeliness standards.
• Provides timely, courteous and efficient service to all internal and external customers.
• Adhered to assigned authority level and promptly refers to items that exceed authority.

Underwriting Manager/Executive Resume

Headline : Professional seeking a career in an organization that offers opportunities for individual advancement while maintaining a team-oriented approach to meeting goals and objectives.

Skills : Sales, Typing, Windows.

• Ensured Conventional loan files were underwritten to the secondary market and private investor guidelines.
• Communicated changes in loan products to underwriting and Valley Bank-approved brokers and correspondents.
• Ensured up-dates were distributed to all back-office personnel, account executives and Valley Bank-approved brokers and correspondents.
• Developed procedures for and maintained effective file flow in and out of underwriting.
• Managed a loan processing/underwriting team consisting of loan funders, processors, underwriters, etc.
• Participated in various incentive programs and contests designed to drive sales and exceed production goals.
• Exceeded sales goals for volume of quality new business quoted and written within company guidelines.

Summary : Delivered consistent, profitable book of business underwriting results over an extended period of time Demonstrated ability to effectively negotiate, interact and partner with carrier underwriters, agents brokers, clients, and senior management.

Skills : Ms. Word, MS Office, Outlook, Office: Word, Powerpoint.

• Ensured profitable risk selection, adherence to program underwriting and regulatory guidelines.
• Interacted with a third-party administrator to review claims reserves and closing strategies.
• Managed Agency Underwriting Department with quality control, large account, client retention.
• Instituted a formalized and disciplined approach to underwriting via a file review and audit process overseeing the production.
• Built rapport with prospective and existing customers.
• Organizational skills and effective time management to succeed in a semi-autonomous, fast-paced environment
• Analytical skills to understand complex coverage details and underwriting guidelines.

Underwriting Manager/Supervisor Resume

Headline : A position that will utilize a full range of skills, experience and knowledge in the insurance industry, with a progressive organization offering opportunities for advancement.

Skills : Powerpoint, Photoshop, Photography, Sales, Typing, Windows.

• Reviewed and provided feedback for underwriting escalations.
• Reviewed and approved underwriter discretions above underwriter authority.
• Ability to work in a team and also dealing with brokers via phone and email
• Strong organizational skills and be able to handle multiple tasks and prioritize workload.
• Ability to work independently, but also work to support a team environment.

Underwriting Manager/Specialist Resume

Headline : Underwriting Manager is responsible for all aspects of the underwriting process. This includes managing the underwriting team, providing underwriting services, and ensuring compliance with all applicable laws, regulations and codes.

Skills : Ms. Word, MS Office,Photoshop, Photography, Sales, Typing, Windows.

• Maintained thorough and up-to-date knowledge of all agency valuation guidelines, bank guidelines, products.
• Analyzed credit, income, asset, and collateral documentation to ensure program investor requirements.
• Reviewed and ordered titles, appraisals and flood certifications for final approval.
• Reviewed and submitted loan approval conditions to ensure accuracy and meet closing deadlines.
• Reviewed original mortgage and most recent income documentation for possible loan modifications and restructuring.
• Identified prospective customers using established lead methodologies for new business
• Counseled and advising prospects and policyholders on matters of insurance coverage that is tailored to their specific situational need

Underwriting Manager/Anzalyst Resume

Headline : Results-driven banking professional with expertise in underwriting is seeking an opportunity that will increase business acumen and professional growth.

• Oversee the underwriting/processor function for multiple production divisions.
• Ensures proper underwriting standards are implemented in order to safeguard company assets.
• Create a productive department through written and verbal communications.
• Review and approve communications relating to products, procedures, and other information.
• Interpret, clarify, and ensure changes to the process, policies and procedures are communicated and oversee execution.
• Manage and assist in coordinating effort between support departments and sales within the organization.
• Participate in various incentive programs and contests designed to drive sales and exceed production goals.

Headline : Executive level presentations and networking opportunities while under the close supervision and guidance of their manager or in-house counsel for the Underwriting program.

Skills : Photography, Sales, Typing, Windows.

• Reviewed, analysis, and grading of all phases of loan applications for credit, income, debt service calculation.
• Reviewed prior business experience, business financials, personal credit, and property assessment.
• Opened and developed the northeast region from an area with no business into a productive profitable source of business.
• Developed and maintaining business relationships
• Made presentations to decision-makers of corporations to establish or maintain an Affinity relationship.

Table of Contents

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10 Underwriter Resume Examples for 2024

Crafting a resume as an underwriter calls for a blend of precision and clarity. This write-up lays out successful samples and offers straightforward tips on presenting your skills and experience. Expect insights on emphasizing risk assessment prowess and showcasing a track record in financial evaluation. This guidance is tailored to help you create a document that articulates your industry-specific competencies effectively.

• 02 Jun 2024 - 1 new resume template (Executive Underwriting Manager) added
• 24 May 2024 - 1 new section (small company vs large corporate) added
• 15 May 2024 - 1 new resume template (Mortgage Underwriting Specialist) added
• 06 May 2024 - 1 new section (Essential underwriter skills) added
• 28 Apr 2024 - 2 new resume templates, including Risk Assessment Underwriter in Health Insurance, added
• 20 Apr 2024 - 1 new section (Quantify your impact) added
• 12 Apr 2024 - 1 new section (Customize your resume) added
• 04 Apr 2024 - 1 new section (Beat the resume screeners) added
• 27 Mar 2024 - 4 new sections, including 'Highlight financial expertise', added
• 27 Mar 2024 - 4 new resume templates, including Underwriter with Catastrophe Modeling Specialization, added
• 25 Mar 2024 - Article published
• 22 Mar 2024 - Resumes approved
• 20 Mar 2024 - First draft complete

  Next update scheduled for 10 Jun 2024

Here's what we see in standout underwriter resumes.

Showing Impact With Numbers : The best resumes show clear results. They include how much money was saved, how many policies were underwritten, how much efficiency was improved, and risk levels reduced. Examples include saved $500K annually , 300+ policies underwritten , improved efficiency by 20% , reduced risk by 15% .

Match Skills To The Job Description : Include skills on your resume that match the job description. Some popular ones for underwriters are risk assessment , financial analysis , regulatory compliance , data interpretation , and insurance software . Choose the skills you have that are also in the job description.

Current Industry Trends : Know the latest trends and technologies in underwriting. Being familiar with automated underwriting systems shows you're up-to-date. Include lines like experienced in automated systems to show you're current.

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Underwriter Resume Sample

Positioning your education.

Place your education section at the start of your resume if you are new to underwriting or have recently completed relevant education. This shows your fresh knowledge in risk assessment and financial principles.

If you have been an underwriter or worked in finance for several years, detail your work experience first. Your hands-on experience will be more valuable to hiring managers than your educational background at this stage.

Highlight financial expertise

Demonstrate your mathematical skills and your ability to handle financial data. Give examples where you made decisions on insurance risks based on your analysis. This is key for an underwriter.

Also, detail any use of risk analysis software. This shows you understand the tools of the trade. It will help hiring managers see you can start with less training.

Ideal resume length

You should aim for a one-page resume. This is especially true if you have less than 10 years of experience in roles like underwriting. A concise resume makes your qualifications easy to see.

If you have a long history in the field, you might use two pages. Make sure every detail you add is relevant to the job you want. Remove anything that does not help show your skill in analyzing risks or deciding on insurance coverage.

Junior Underwriter Resume Sample

Showcase regulation knowledge.

Underwriting is a field with many rules and laws. Make sure you showcase any experience you have with compliance or regulatory standards. This shows you will be good at following strict industry guidelines.

If you have certifications or these were part of your education, list them. They prove you know important rules and can work within them. This is something hiring managers look for in an underwriter.

Commercial Loan Underwriter Resume Sample

Beat the resume screeners.

Applicant Tracking Systems (ATS) are used by many companies to filter resumes before they reach a hiring manager. It's important that you make your resume ATS-friendly to increase your chances of getting noticed for an underwriting position. Here's how:

• Use keywords relevant to underwriting like 'risk analysis,' 'insurance policies,' and 'premium calculations.' These should match the job description.
• Include specific software names you're proficient in, such as 'Guidewire' or 'Zurich Risk Analyzer,' as these are often programmed into an ATS.

Underwriter with Catastrophe Modeling Specialization Resume Sample

Customize your resume.

When applying for an underwriter position, it's key to show you understand risk and decision-making. A tailored resume tells employers you're a good fit. You should use words from the job ad, show your relevant skills, and share success stories.

• Include specific risk assessment tools you've used, like Automated Underwriting Systems or Risk Analysis Software .
• For more senior roles, focus on your experience leading projects. Use phrases like managed a team and drove decision-making processes .
• If you're changing careers, pinpoint skills that overlap, such as analysis or compliance from your old job, and use phrases like Applied stringent compliance standards .

Senior Underwriter Resume Sample

Essential underwriter skills.

When you build your resume, it's important to include the right skills. Think about what a hiring manager will look for in an underwriter. Here are some skills to consider:

• Risk assessment
• Financial analysis
• Data interpretation
• Regulatory compliance
• Insurance knowledge
• Loan underwriting
• Credit analysis
• Attention to detail
• Decision-making
• Report writing

You do not need to have all these skills, but include those that fit the job you want. Put them in a skills section. This helps with the automated tracking systems (ATS) that many companies use to screen resumes. ATS looks for keywords related to the job.

Focus on the skills you are good at. Show how you have used them in past jobs. For example, if you are skilled at financial analysis , you might talk about how you assessed loan applications. If insurance knowledge is your strong point, mention the types of insurance products you have worked with.

Risk Assessment Underwriter in Health Insurance Resume Sample

Quantify your impact.

When you show your past work with numbers, it helps hiring managers see the clear impact you made. Numbers stand out on resumes and make your achievements more real. This is very true for underwriters, who deal with risk and money every day.

Think about how you reduced risk or saved money. How many policies did you review? By what percent did you improve accuracy? These numbers tell a strong story. Here are ideas to help you find your numbers:

• Think about the number of applications you processed. This shows your ability to handle work.
• Calculate the value of the policies you underwrote to show the level of trust your employer had in you.
• Look at how you helped cut down the time it takes to evaluate risks. Did you bring down the average by a specific percentage ?
• Consider any new strategies you introduced that led to a decrease in claim rates .
• Did your work lead to a growth in the number of policies sold ? By what percentage did it grow?
• Think about customer satisfaction scores if you worked with clients directly. Did you improve them?
• Estimate how much money you saved the company through your error detection efforts.
• Reflect on any training you conducted that improved the team's performance or efficiency .

Use these points to guide you. If you're not sure about exact numbers, it's okay to give a good estimate. What matters is showing that you understand the value of your role and can communicate it well.

Mortgage Underwriting Specialist Resume Sample

Small company vs large corporate.

When applying to small companies or startups, highlight your versatility and ability to handle various tasks. You might use phrases like 'adapted underwriting processes to fit unique client needs' or 'collaborated closely with a small team to streamline risk assessment.'

For larger corporates like AIG or MetLife, focus on your experience with established procedures and large-scale projects. Include phrases like 'managed underwriting for high-volume accounts' or 'utilized company-specific software to enhance efficiency.'

Executive Underwriting Manager Resume Sample

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Underwriting Resume Samples

The guide to resume tailoring.

Guide the recruiter to the conclusion that you are the best candidate for the underwriting job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies, tailor your resume & cover letter with wording that best fits for each job you apply.

Create a Resume in Minutes with Professional Resume Templates

• Manages the established work procedures and schedules job assignments for their employees
• Working with businesses to provide full but relevant transaction details in a clear, concise and complete memo in advance of screenings
• Work closely with RMBC Hudson Field support leaders, to understand impacts of your teams work to agent inquiries
• Analyzes and provides recommendations to improve operational results
• Analyzes and provides recommendations to improve process results
• Recommends Strategies to improve retention, education/training plans and employee development
• Interact & collaborate with Marketing, Decision Management and Policy Execution teams to flawlessly execute credit strategies
• Developing, enhancing and delivering asset-level, pool-level and / or portfolio-level stratification reports
• Conducting historical market research to identify recent performance trends
• Performing thorough data integrity analysis; identifying and resolving relevant data issues that affect pricing
• Monitoring market trends and communicating / distributing findings to the broader team
• Assisting with development of recurring underwriting and asset management reporting
• Providing support in the pricing of live transactions
• Perform quality control processes on periodic system updates and the implementation of underwriting rule changes
• Assist the Regional Underwriting Manager in monitoring turn times and managing "rush" files
• Handle incoming calls from the branch managers, processors and loan officers, addressing issues and questions on loan files, and assisting with scenarios
• Maintain open communication with branch managers to effectively inform them occurrences within the processing center and how it may affect that manager or Loan Officers
• Identify deficiencies in underwriting procedures or processes, and implement changes to improve and maximize employee performance and service
• Ensure that employee metrics and goals are met as they relate to defects; manage, coach and provide regular feedback to staff as it relates to achievement towards metrics and goals
• Respond promptly to loan structuring request to determine feasibility and nature of analysis to be conducted. Identifies critical issues. Make Proceed/Stop decision within approval limits
• Participate in and facilitate information sharing with your manager, business partners, peers, and direct reports in a timely and efficient fashion to ensure widespread communication
• Financial modeling and quantitative skills
• Excellent project management and problem solving skills
• Demonstrated ability to interpret data and draw conclusions
• Excellent interpersonal skills, including ability to communicate clearly and concisely both orally and in writing with all levels of management
• Ability to work autonomously and as a member of a team
• High attention to detail and accountability in analytical assessments, but with the aptitude to maintain a big picture perspective
• Ability to work in a dynamic, deadline-driven environment with low to moderate supervision
• Strong business judgment and decision making
• Ability to work in a fast-paced environment
• Self-starter with the ability to multi-task

15 Underwriting resume templates

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• 5-6 years credit analysis experience and/or direct commercial lending or private lending relationship management experience
• Strong understanding of credit underwriting process
• Ability to deliver complex credit and income solutions
• Possesses Bachelors Degree in accounting, finance or business or comparable experience
• Solid knowledge of SunTrust Credit policy

Head of Mortgage Underwriting Resume Examples & Samples

• Provides leadership and guidance to three regional underwriting teams consisting of 3 Regional Underwriting Vice Presidents, 9 Transaction Mangers, 21 underwriters specializing in large complex jumbo mortgage transactions for high net worth borrowers
• Proactively manages the underwriting pipeline and workflow to ensure service levels are achieved and production is managed across teams
• Interface with Regional Sales Managers, Private Bankers, Credit Risk and Senior Management on large complex deals
• Work with fulfillment outsource provider to usher high net worth clients through the mortgage process
• Work with members of the client’s inner circle to advance their loan request i.e. business managers, family office, CPAs and others as needed
• Hire, train, manage, coach and evaluate the team
• Establish and manage department goals and key performance objectives
• Advise and consult with business line management towards the development of effective underwriting program
• Organize, manage, control and evaluate standards and controls necessary to ensure the timely and accurate credit decisions
• Design processes and methods to ensure credit decisions are generated in an accurate and timely manner
• Manage workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed and identify trends
• Foster an environment of continuous improvement
• Prepare and issue senior management reports and deliver presentations to large audiences
• Responds to Quality Control and audit findings
• Additional responsibilities as required by management
• Makes recommendations to enhance credit policy to meet business needs
• Must have proven experience underwriting jumbo loans in the high net worth, Private Banking environment
• Managing high performing teams of 25+ employees
• Strong knowledge of business process outsource management
• Excellent knowledge of mortgage compliance
• Analyzing complex information i.e. self employed income and structuring complex mortgage transactions
• Fifteen plus years of experience in residential mortgage underwriting
• Track record of effectively communicating with executive management
• End to end mortgage fulfillment knowledge
• College degree, Advance degree a plus
• Must have proficiency with Microsoft Outlook, Word, Excel, PowerPoint
• Must have knowledge of Windows and its relation to PC applications
• Six Sigma Green Belt preferred
• Ability to speak effectively before groups of financial advisors, private bankers, clients, employees, senior management and others as needed
• Ability to apply common sense understanding to carry out instructions furnished in written, oral and diagram form

Mortgage Underwriting Production Manager Resume Examples & Samples

• DE certifications
• Ability to provide recommendations to Management regarding revenue enhancements and efficiency opportunities within the centers
• 10 years mortgage underwriting and credit experience
• 10 years of management experience in a centralized production environment
• Bachelors Degree or Equivalent Experience

Underwriting Quality Review Consultant Resume Examples & Samples

• University degree, or equivalent
• A minimum of 8 - 10 years of direct underwriting experience relating to the line(s) of business (life)
• Expert knowledge of products relating to the line of business
• Good presentation and communication (verbal and written) skills
• Proven problem solving, analytical (including qualitative analysis), research, and quantitative skills
• Ability to work effectively across a variety of departmental units
• Proven time management skills
• Biligualism (French and English) is an asset, but not required
• Plan and conduct quality reviews for the Life & Living Benefitsunderwriting functions (including Critical Illness, Disability, Group Excess) within RBC Insurance
• A minimum of 8 – 10 years of direct underwriting experience relating to the line(s) of business (living benefits / group)
• Expert knowledge of products relating to the line of business:Life, Living Benefits, Medical and Group Excess
• Bilingual ( French – English ) is preferred

Analyst, Corporate Underwriting Resume Examples & Samples

• Detail oriented with strong organizational skills
• Advanced MS Word including formatting and field population
• High level of accuracy and attention to detail
• SharePoint experience an asset
• French as a second language an asset

Associate, Whole Loan Underwriting Resume Examples & Samples

• Tape-cracking, review and analysis of loan level data from sellers
• Developing, enhancing and delivering asset-level, pool-level and/or portfolio-level stratification reports
• Performing thorough data integrity analysis, identifying and resolving relevant data issues that affect pricing
• Assisting with the development of credit assumptions and generating asset cash flows
• Working with lead underwriter, servicer and asset management team in mapping out the Underwriting team’s asset management plan and periodically tracking performance against the plan
• Keeping track of live transaction timelines and bid dates
• Assisting with coordinating repurchases and maintaining repurchase management reports
• Creating transaction management and due diligence ad hoc reports
• 3-5+ years of progressive work experience in the structured finance space specializing in residential mortgages
• Experience with Collateral Analysis System (CAS)

Manager, Underwriting Analytics Resume Examples & Samples

• Lead the development of new innovative underwriting strategies
• Lead the development of strategies/tools/models to accelerate profitable growth of TD Insurance
• Approval and implementation of underwriting initiatives
• Support the Risk Control Champion in its underwriting analytic audit functions
• Development and maintenance of controls, policies and procedures for the underwriting analytic function
• Assistance to the Senior Manager, Underwriting Analytics in the management of the Underwriting Analytics team
• Support in designing, implementing and managing the Risk Control Matrix(s) for all underwriting analytic processes
• Support the implementation of activities required by the Risk and Control Self-Assessment process
• Support in building a pre-audit program and conducting pre-audits
• Supervise implementation of Risk and Control’s initiatives
• Assist auditors when underwriting (analytic) audits are performed
• Review all findings determined by auditors, negotiate the appropriate level of each finding and influence the wording and recommendations of the audit findings’ report
• Implementation of controls’ adjustments that are required by auditors
• Review with auditors that all required modifications on our controls are in place
• The role will support the strategy and vision regarding Risk and Control for the Underwriting analytic team
• Support development of all process, policy and procedures for the underwriting analytic function
• Supervising the Policy and Procedures program to ensure that the team’s processes are documented and reviewed
• Advising the team with respect to putting controls in place to reduce risks when developing new initiatives

Senior Analyst, Underwriting Analytics Resume Examples & Samples

• Performance and presentation of numerous underwriting analyses
• Development and maintenance of underwriting rules
• Strong contribution in projects involving numerous departments
• Communication with the various provincial governments
• Contribution to the development of market intelligence efforts from an underwriting perspective
• Coaching of other team members

Underwriting Site Manager Resume Examples & Samples

• Develops the ability of others to perform and contribute to the organization by providing ongoing feedback and by providing opportunities to learn through formal and informal methods
• Collaborates across boundaries to build strategic relationships and achieve common goals
• Leads strategic initiatives in support of business enhancement
• Maintains a comprehensive knowledge of Residential Mortgage Credit, and Collateral Underwriting
• Leads multiple high performing teams in fast paced environment
• Possesses strong process and controls background
• Demonstrates an ability to analyze risk and recommend an informed course of action
• Seasoned professional with 7 years experience in Mortgage industry preferred
• Candidates should have strong Mortgage Underwriting experience
• High level of knowledge and understanding of Conventional and Government lending and/or servicing guidelines is required
• Knowledge of Federal and State regulatory requirements is needed
• Minimum of 5 years of Management experience
• Demonstrated ability to lead, coach and develop a multi-functional talent base of high performing employees

Mortgage Underwriting Tech Expert Resume Examples & Samples

• 5 or more years mortgage underwriting experience (FHA, VA, conventional, bond/housing authority, non-conforming)
• In-depth knowledge in all facets of mortgage underwriting
• Supervisory or training experience
• Professional development - SunTrust University, an in-house career growth and employee development program

Underwriting & Physician Services Program Manager Resume Examples & Samples

• 5+ years of Clinical, Risk or Quality experience
• Comfortable with a lot of paperwork
• Diverse clinical background
• Excellent communication skills (written and verbal)
• Knowledge of insurance policy, coverage, endorsements, and exclusions

CCB Credit Risk-business Banking Underwriting Resume Examples & Samples

• Clearly communicate progress and/or needs in a timely and precise manner throughout the underwriting process
• Proactively develop alternative structures, including SBA enhancements, as appropriate, with a goal of growing loan portfolio while maintaining asset quality
• Independently decision requests within individual loan authority or with the concurrence of the Underwriting Manager in cases where credit exposure exceeds individual loan authority
• Construct supporting decision analysis, utilize loan grading tools and determine documentation requirements, all chronicled in proprietary software
• Work with loan center staff to ensure consistent adherence to regulatory obligations and bank processes and act as a resource to RMs and less experienced CUs
• This position could have Credit Approval Authority up to $5 million depending upon level and experience and offers a competitive base salary, bonus opportunity and unlimited career growth with a Global leader in Financial Services
• Requires 5+ years experience in commercial credit underwriting and financial analysis, or equivalent related experience
• Requires credit approval experience in comparable commercial lending/C & I environment requiring the exercise of credit judgment
• Ability to formulate and articulate objective views based on professional credit analysis
• Advanced knowledge of credit philosophy and policies, loan documentation, bankruptcy and related legal issues
• Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills

Underwriting Customer Service Support Specialist Resume Examples & Samples

• Analyzing all available credit information and routing applications to appropriate personnel for credit decisioning
• Communicating daily with bank personal and customers throughout the application process
• Ensuring all information is gathered to appropriately make a credit decision
• Ensuring bank personnel and customers are fully informed as to the status of the application as it moves through the underwriting process
• High school diploma or equivalent experience
• Previous customer service related work experience
• Excellent verbal and interpersonal communication and time management skills
• A pleasant and professional telephone manner
• Good keyboarding skills with PC proficiency utilizing Microsoft Office products in a Windows based environment
• Strong problem-solving and negotiation skills and the ability to work well with limited direction

Risk Management Underwriting Resume Examples & Samples

• Assist in deal screening and preparation of summary presentations of new real estate loans (for internal board discussion)
• Assist in preparing documents for budget approvals related to capital expenditures, tenant improvements and/or loan restructurings
• Conduct analysis of tenants and deal partners
• Research and analysis of market data and comparable transaction data for real estate valuation purposes
• Other duties or responsibilities as assigned
• Excellent analytical and documentation skills
• Teamplayer, focused on speed, change-oriented
• High energy level, self-starter
• Proven ability to work effectively under pressure & meet deadlines
• Strong computer skills in MS Office (especially in Excel)
• Interest in learning and applying new and existing technologies to business processes to enhance competitiveness
• Fluent in English with a good command of German

Senior Credit Analyst Commercial Underwriting Resume Examples & Samples

• Bachelor’s degree with two years of experience (or High School diploma/GED and six years of experience) in commercial underwriting, auditing or portfolio management
• Master's degree in business administration or related field. Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis
• Communication skills: ability to write and speak in a concise and cogent fashion
• Ability to make and deliver presentations to executives and external clients. cross-functional teamwork: ability to pull together teams comprised of individuals from multiple functional backgrounds and drive results

Bus Link Underwriting Spvsr Resume Examples & Samples

• Analyzes all necessary financial and credit data to make credit decisions/recommendations. Ensures compliance with established loan policies, credit limits and regulatory requirements
• Ensures timely renewal and/or review of BusinessLink portfolio. Identifies problems or potential problem loans and takes action to protect the Bank
• Ensures that Service Level Agreements (SLAs) are met for own credit decisions, telephone and e-mail responses
• Ensures that customers receive prompt, courteous and accurate responses
• Identifies opportunities to pre-approve additional credit products as appropriate
• Communicates with branch staff, as needed, to develop any additional information needed to ensure an acceptable credit decision
• Performs supervisory functions for underwriting team. This includes training, mentoring, and fostering interdepartmental support. Provides ongoing training for underwriting staff to ensure consistent credit decisions
• Ensures performance reviews are completed in a timely manner
• Identifies and recommends opportunities to increase revenues, expand product line and improve efficiencies within the underwriting section

Senior Manager Commercial Pmt & Underwriting Resume Examples & Samples

• Risk management of commercial portfolio to fulfill the business plans
• Ensure the development and maintenance of commercial processes and provide support to information systems
• Establish or change the terms of the provision of commercial credit transactions on the basis of risk analysis of the commercial portfolio development, propose action steps and changes
• Present internal and external portfolio reports to SMT and HQ
• Establish monitoring and control mechanisms for commercial portfolio (Quality Assurance ) and ensure the identification and investigation of frauds in the commercial portfolio
• Manage the team, analyze and monitor performance of team members
• University degree in economics
• Experience in risk management - 5+ years
• Knowledge of bank loan products
• General legal awareness
• Proactive interaction and maintaining professional relationship both in SBU and HQ
• Demonstrated ability to lead a team including motivating, allocating resources to initiatives and providing coaching and feedback
• Strong executive presence
• High degree of inclusiveness
• Excellent English skills – both in oral and written

Head of Credit Underwriting Elk Grove Village Resume Examples & Samples

• Responsible for the oversight and management of credit underwriting strategy development and execution, portfolio analytics, testing, and Risk control and compliance, and program design
• Responsible for adherence to the Risk Appetite Frameworks for the Sears Card portfolio's new accounts and exisitng customer credit line management programs
• Effectively communicating with / ability to influence external clients, senior stakeholders, cross-functional partners, strategic vendors as well as internal and external oversight constituencies
• Developing and lead a high performing risk policy team. Use expertise and experience to develop a pipeline of talented leaders

Underwriting Team Lead Resume Examples & Samples

• Overall responsibility for the company’s underwriting function
• Manage underwriting associates
• Oversee the underwriting quality of residential loans
• Provide quality loans for the company by underwriting and evaluating residential mortgage applications originated by the company’s branch offices
• College Degree in Business, Finance, Real Estate, or Banking preferred
• Minimum 5+ years experience in the mortgage or finance industry
• Minimum 2+ years supervisory experience
• Extensive underwriting skills and knowledge
• DE Required
• LAPP/SAR Preferred
• Proficient with Microsoft Software

Director, Portfolio Management / Underwriting Resume Examples & Samples

• Manage a portfolio of 5-10 asset based loan accounts
• Provide high level customer service by maintaining a professional relationship with borrowers’ management, identifying new loan opportunities with borrowers and proactively identifying potential borrower issues
• Appropriately address borrowers’ requests in a timely manner and ensure that any related credit applications are completed accurately and in a timely manner
• Preparation of financing proposals (structuring terms and conditions including security, covenants and pricing) to properly reflect and compensate CIBC for assessed risk. Prepare draft recommendations on credit submissions and investment proposals to present to senior management. Assist with comprehensive due diligence on all transactions
• Prepare credit memoranda and other credit correspondence in a well thought out, thorough and efficient manner and in accordance with policies and procedures
• Review borrower collateral and financial condition to ensure borrowers’ creditworthiness
• Ensure that appropriate steps are taken to verify the adequacy and legitimacy of the collateral for all assigned accounts
• Provide management with information on accounts as needed; immediately inform management of problems or issues that will have a negative effect on CIBC ABL’s interests
• Complete reviews and present analysis on borrowers’ financial condition/account status as required
• Visit each assigned borrower’s main operating location on a regular basis
• All units within Commercial Banking including Leveraged Finance, Investment Banking, Real Estate, Commercial Mortgages and Market teams
• Partners across the broader CIBC including Credit Capital Markets, Debt Capital Markets, Corporate & Commercial Adjudication, Deposits & Payments, FX and Money Market Sales, Legal Division, Tax, Finance/Accounting, Cash Management and Credit Processing Services
• 5-7 years commercial banking relationship management experience, preferably in an asset based lending environment
• Strong understanding of the Asset-Based Lending product, marketplace and loan structuring
• Proven financial analysis and credit skills
• Strong organizational skills and ability to multi-task, particularly the ability to manage multiple active accounts simultaneously
• French language skills would be an asset

Credit Analyst Commercial Underwriting Resume Examples & Samples

• Bachelor’s degree (or High School diploma/GED and four years of financial services experience)
• Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis. Communication skills: ability to write and speak in a concise and cogent fashion
• Commercial underwriting or portfolio management experience

Senior Credit Support Specialist Underwriting Resume Examples & Samples

• Support overall business needs by ensuring underwriting group makes quality credit decisions in a timely manner
• Take an ACTIVE role within CyberSource to identify, recommend for approval and lead implementation of process/policy changes to make the group more effective
• Assist Sales reps and Account Management with customer inquiries requiring explanation of specific credit policies and decisions related to those policies
• Perform underwriting analysis on prospective merchant applications within published SLA's
• 1- 3 years experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus
• Experience with financial analysis including reviewing financial statements

Underwriting Review Manager Resume Examples & Samples

• Review credit underwriting of prospective and existing borrowers, particularly in the larger dollar and more complex credits, to assist lenders in determining loan eligibility. Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements
• Ensure portfolio administration and risk management of the assigned region is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as regulatory guidelines. Responsible for the coordination and execution of preparation activities related to portfolio audits/reviews for the assigned region. Act as primary point of contact for internal and external examiners
• Provide a high level of expertise related to credit risk management and profitability by customer. Assist Business Segment Leaders in the analysis and decision-making related to customers with low profitability as a result of adverse credit risk ratings
• Administer formal orientation and training curriculum for portfolio managers and other colleagues in the group. Develop skills of portfolio managers in the areas of commercial and personal lending analysis, application of credit policies and standards, and general portfolio administration. Related activities include training, coaching, and evaluating staff
• Administer processes to ensure accuracy of risk ratings across the portfolio of an assigned region. Oversee asset quality reporting and coordinate quarterly criticized asset review meetings within an assigned region. Act as representative for the assigned region to the CRMC sub-committee
• Coordinate the distribution of credit and portfolio related reporting to line personnel (e.g. relationships managers, portfolio managers, team leaders, etc.)
• Monitor regional performance relative to portfolio administration through the use of various monthly and quarterly reports such as past due loans, maturing loans, annual reviews, documentation exceptions, etc. Report results to Business Segment and/or Group Leader as required
• Works closely with the Credit Manager and Credit Administration on establishing, implementing and managing administrative and review systems and procedures to protect the quality of the loan portfolio. Including recommendations related to the corporate Lending Policy. Maintains the integrity of the Loan Policy through ongoing monitoring and reporting of exceptions
• Act as representative for assigned region and subject matter expert on various projects sponsored by Specialized Lending and Credit Administration

National Mortgage Underwriting Director Resume Examples & Samples

• Proactively partner with Director of Fulfillment and Multi Channel site managers on Underwriter
• Actively manage the Resource Desk and call volume based on Service Level
• Four-year degree or equivalent experience
• Ten + years experience in Mortgage underwriting
• Five + years management/supervisory experience
• Direct Endorsement (DE) certified and able to perform FHA/VA underwriting preferred
• In-depth knowledge of conventional, government and portfolio lending guidelines
• Knowledge of the complete mortgage lending process
• High degree of attention to detail
• Demonstrated leadership, organizational, teamwork and customer service skills
• Strong PC skills (MS Office) required, must have experience with Mortgage origination systems,

Mortgage Bank Head of Underwriting Resume Examples & Samples

• Staff Size: 3-4K across approximately 10 locations
• Budgeting, capacity planning, technology agenda, controls review, training, performance management, policy roll out and compliance with regulatory metrics for the following key functions
• Minimum of ten years (10) experience in mortgage lending or risk management with proven results in originations and /or operations. Appraisal or underwriting experience a plus
• Large scale operations experience across multiple locations
• Strong knowledge of all aspects of mortgage origination, servicing and secondary marketing a plus
• Strong knowledge of economic and housing environments along with critical factors affecting each
• Experience building strong relationships with internal and external clients, facilitating successful achievement of goals
• Working with lead underwriter, servicer and asset management team in mapping out the Underwriting team’s asset management plan and periodically track
• Reviewing collateral, compliance, title and valuation due diligence results to identify loan level and potential trade level risks
• Interfacing with whole loan portfolio sellers and vendors to review and interpret due diligence results
• Experience with reviewing and interpreting due diligence results
• Negotiate terms and conditions for transactions and work with deal teams to ensure appropriate documentation is in place
• Manage existing commercial accounts, perform rigorous analysis of transactions, and resolve problem accounts in partnership with deal teams and specialists
• Prepare risk assessments and present senior management with a clear and consistent approach to mitigate risks
• Prepare scorecards and transaction summaries for review
• Master's degree in business administration or related field
• Analytical skills: ability to analyze unstructured/complex problems using quantitative analysis

Credit Officer Csc Underwriting June Resume Examples & Samples

• Compile and analyze information according to established underwriting policies
• Provide recommendation to Credit Approval Officer based upon financial analysis
• Independently analyze and evaluate the risk of adding a transaction to the bank's portfolio, with supervision from manager when needed

Underwriting Review Officer Resume Examples & Samples

• Ensure the portfolio administration and risk management of each client relationship is in compliance with established Associated Banc-Corp credit policy, procedure and business strategy as well as commercial and regulatory guidelines. Assists in the coordination and execution of preparation activities related to portfolio audits/reviews for the assigned region. Act as a point of contact for internal and external examiners
• Maintain the integrity of the Loan Policy through ongoing monitoring and reporting of exceptions
• Provide a high level of credit risk management expertise in concentration risk analysis, credit analysis, collateral examination, and workout
• Develop skills of portfolio managers in the areas of commercial and personal lending analysis. Related activities include training, coaching, and evaluating staff
• May monitor performance relative to portfolio administration through the use of various monthly and quarterly reports such as past due loans, maturing loans, annual reviews, documentation exceptions, etc. Report results to Underwriting Review Manager, Business Segment Leader, or other management as required

Blc Underwriting Team Lead Resume Examples & Samples

• Maintains a thorough working knowledge of Fifth Third credit policies and procedures
• Responsible for meeting fee realization goals and pricing/margin initiatives
• Reviews new loan applications to determine level of complexity, and distributes packages to underwriters according to experience and ability
• Provides override approval on all loan requests with two or more policy exceptions
• Provides final approval for loan requests above the loan underwriter's lending authority
• Educates and trains Branch personnel relating to commercial credit and policy issues, as well as department policies and procedures
• Assists credit manager with the auditing of loan underwriter decisions to ensure credit standards are being met
• Provides second review of loan applications as requested by Originators
• Assists Portfolio Manager Team Lead as needed
• Miscellaneous job duties as assigned
• Assists department manager with recruiting, hiring, and training of department personnel
• Provides on-going coaching and training of department staff
• Provides accurate and timely communication to subordinates relating to changes in policies and procedures
• Establish goals and ensure performance measurements are met
• Complete employee performance evaluations
• College degree in accounting or finance
• 4+ years related work experience. Supervisory experience preferred
• Must be familiar with Windows based computer programs. Familiarity with the Bank's internal applications is helpful
• Must be attentive to detail and possess excellent verbal and written communication skills

VP Partner Portfolio Risk Management Underwriting Resume Examples & Samples

• Master of Science preferred in analytical or quantitative discipline
• Demonstrated ability to multi-task effectively and work against tight deadlines
• SAS/SQL and/or understanding of Data Files & Data manipulation – experience in working with data and data manipulation tools

Underwriting Support Associate Resume Examples & Samples

• Intermediate to Advanced Microsoft Office skills
• Excellent organizational, verbal and written communication skills
• Good Analytical skills
• Ability to work independently with moderate supervision
• Knowledge of Group Insurance Life & Disability products a plus but not required
• Manage the recruiting, hiring, training, performance management and development of all direct reports; employees may be located out of state
• Prepare and analyze underwriting reports; submit to management as necessary
• Facilitate monthly staff meetings
• Monitor staff underwriting volume and adjust for workload distribution as necessary
• Effectively communicate any Company or process changes to staff, as well as changes and updates to policies, procedures and guidelines to relevant staff and Loan Officers as it relates to their job responsibilities
• Establish relationships with new employees, including Loan Officer, Closers, Processors and Underwriters to ensure they have the resources and tools available as they relate to underwriting
• Monitor and maintain established service level agreements; adjust processes and procedures when necessary
• Ensure the highest level of customer service is provided by the underwriting team for all internal and external customers; remedy issues as they occur
• Ability to plan for contingencies and anticipate problems and identify risks
• Ability to effectively listen and respond to customers' needs
• Ability to show dignity and fairness toward others
• Ability to exhibit professional written and verbal communication at all times
• Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles
• Ability to delegate responsibility and work to others
• Ability to share information, advice and suggestion to help others be more successful
• Ability to act as a catalyst for and stimulate others to change
• Ability to seek ways to break down silos; develop relationships with others inside and outside the organization who can provide information, assistance and support
• Ability to exercise good judgment by making sound and well-informed decisions
• Ability to perceive the impact and implications of decisions
• Ability to make effective and timely decisions, even when data is limited or solutions produce unpleasant consequences
• Must have an active state MLO license in each state where business is to be conducted
• High-school diploma or GED and a minimum
• 1-year lending origination experience
• Strong PC skills, including Power Point, Excel, Word and Lotus Notes
• Solid knowledge of state and local real estate markets

Underwriting Resume Examples & Samples

• Develop Credit Risk Strategies for Citi Brand Credit Cards Acquisitions and Portfolio programs by using statistical techniques such as linear regression and Chi square tests
• Design and analyze credit tests leveraging statistical programs to enhance program performance
• Leverage mathematical techniques to refine and optimize initial credit line assignment across acquisition programs
• Develop requisite MIS to answer ad-hoc Senior Management Questions and manage program profitability. Review, internalize and provide meaningful commentary on MIS to recognize and establish connections to policy, population or market changes
• Manage credit risk from Mail acquisition efforts
• Leverage mathematical capabilities to review profit and loss equations that are used to forecast risk based campaign profits
• Interact & collaborate with Marketing, Decision Management and Policy Execution teams to flawlessly execute credit strategies
• Define and lead complex analytical assessments on the customer level to optimize the customer experience
• Analyze bureau and credit information to determine statistical significance of information and perform risk and reward trade-off analysis
• Perform ad-hoc analyses and use Reporting/MIS to answer senior leadership questions
• Bachelor’s Degree is required or Master’s Degree preferred in Business, Mathematics, Economics, Statistics, Engineering or a similar quantitative discipline
• 2+ Years of experience in an analytical capacity is required
• Understanding Profit & Loss Drivers
• SAS / SQL, P&L Simulation
• MS Office, MS Excel, Pivots & PowerPoint
• Experience with a modeling package such as SAS E Miner or Knowledge Studio is a plus
• Good written and verbal communication skills,
• Comfortable presenting work to peers, cross functional businesses & Senior Management

Analyst, Underwriting Resume Examples & Samples

• Building ad-hoc analysis and preparing high-level research on other new investment initiatives as needed
• 2-3 years of progressive work experience in the mortgage space, specializing in residential mortgages
• Efficiency in Excel, including ability to summarize data via formulas, lookups, Pivot Tables, conditional formatting, etc

Wholesale Underwriting Team Lead Resume Examples & Samples

• Manage a team of 6-10 Underwriters with Conventional, FHA, VA, USDA signing authority
• Responsible for daily productivity, quality and service level agreements
• Train, coach and lead a high performance team with superior customer service
• Build relationships with all departments and peers
• Minimum of 5 years in the Mortgage Industry with extensive underwriting background. Minimum of 2 years supervising others
• FHA DE and VA SAR designations required
• Manage mulitfacited workload in a fast pase environment

Associate Director, Underwriting Resume Examples & Samples

• Owns one or more functions or processes with accountability to meet company objectives
• Accountable for maintaining positive, proactive relationships with both internal and external customers
• Continually search for ways to improve effectiveness, efficiency to all processes
• Set department goals, objectives and priorities in alignment with company/divisional goals
• Assist in the budget process by providing information on needs within the team
• In the Director/VP’s absence resolve escalated issues that would normally be handled by the Director/VP as they arise
• Set team goals, objectives, and priorities in alignment with the department goals
• Facilitate resolution of any problem that arises with an internal or external customer
• Works well with other managers on integrated strategies, workflows and system development efforts that maximize organizational effectiveness. Completes performance appraisals and evaluates overall performance of team
• Participates in interviewing and selection of new employees. Skilled in managing the culture and climate of the department through effective communication, standards setting and leading by example. Provide input to Director/VP on team needs. Collaborate with Director/VP and or subordinates to design or recommend organizational changes to continually improve service delivery effectiveness, efficiency, and career path growth
• Conforms with and abides by all regulations, policies, work procedures, instruction, and all safety rules
• Exhibits regular, reliable, punctual and predictable attendance staff
• FMLI or CLU designations
• Minimum 7-10 years underwriting experience
• Knowledge of insurance processes and products is preferred
• Strong demonstrated leadership skills. Excellent communication skills both verbal and written including presentation skills
• Must be able to deal directly and effectively with senior management level both internally and externally. Excellent problem solving and analytical skills. Ability to work under pressure. Excellent decision making skills
• Demonstrated project management experience

Manager Debtor Underwriting Resume Examples & Samples

• Lead and manage all day-to-day activities associated with underwriting and portfolio monitoring processes
• Supervise, mentor, and coach a team of 10-12 risk professionals; provide technical and soft skills leadership to ensure high performance and positive morale; recruit staff as necessary
• Liaise as necessary with Healthcare and other clients and WCS originations, finance, collections, compliance, & legal functions, as well as Capital Markets & other GECC BU’s to drive smooth execution of processes in compliance with policies and procedures
• Maintain and enhance relationships with industrial clients; co-identify opportunities for growth and process enhancements
• Execute all processes associated with the factoring portfolios, including: underwriting to establish debtor credit limits, preparation and presentation of credit write-ups at credit committees, approving credit limits within authority, projecting expected factoring volume for clients, monthly funding, post quarter close reconciliations, client reporting on funded volume and non-funded drivers, credit insurance management, etc
• Manage portfolio quality on an on-going basis, including: maintaining Risk Asset Classification scorecards, monitoring credit limit approval conditions, portfolio and watch list reviews, reviewing accounts with significant past dues to assess credit risk and determine approach for resolution, which may include payment plans or legal action
• Ensure compliance in credit policies and standard operating procedures
• Participate in various cross-functional initiatives to support compliance and process enhancements; this includes but is not limited to operational risk, regulatory compliance, audits, systems enhancements, client engagement rules, process simplification initiatives, etc
• Drive optimization of automated decision technologies in partnership with Risk Enabling team
• Perform other assignments provided by the EMEA APAC Pole Underwriting Leader
• Degree in Finance/ Economics or equivalent and/or directly related demonstrable experience
• Proven Underwriting knowledge - detailed understanding of financial analysis and other factors influencing corporate risk
• Country / Sector Analysis - high level understanding of economic and political factors influencing corporate risk
• Proven analytical, problem solving, and process oriented skills
• Ability to work and decide independently
• Team work, motivational, & coaching skills
• Applications from job seekers who require sponsorship to work in the UK are welcome and will be considered alongside all other applications. However, non-EU/EEA candidates may not be appointed to a post if a suitably qualified, experienced and skilled EU/EEA candidate is available to take up the post, as the employing body is unlikely, in these circumstances, to satisfy the Resident Labour Market Test. For further information please visit the UK Border Agency website http://www.ukba.homeoffice.gov.uk/visas-immigration/working
• Knowledge of factoring, some knowledge of European Healthcare market
• Fluency in Spanish, Italian, German, or Russian would be advantageous

VP Risk Underwriting Resume Examples & Samples

• Lead for risk in the underwriting and approval of new credit requests, credit line renewals for existing customers, and ongoing monitoring of the current portfolio
• Negotiate terms and conditions for transactions and works with cross functional teams to ensure
• Bachelor's Degree with 6+ years experience in commercial lending or investment businesses
• Finance or Business Administration

Dir Real Estate Policy & Underwriting Resume Examples & Samples

• Provides strong leadership to several teams of underwriters and support staff throughout the footprint, with a commitment to employee engagement, customer service, and risk management
• Works with risk management to evaluate credit appetite and align credit policy and guidelines accordingly
• Maintains policies and guidelines for home equity loan products, including HELOAN and HELOC
• Maintains policies and guidelines for all mortgage products, including traditional portfolio, Jumbo, PA, FNMA, FHLMC, FHA, VA, USDA, GNMA, private investors, and PMI
• Coordinates updates to all agency and investor rules and guidelines, and establishing policy overlays as appropriate to manage risk
• Directs loan decision and authority structure, including limits and overrides
• Tracks exceptions to policy/guidelines and monitors performance of exception portfolios
• Works closely with Director of Quality Control to ensure that errors are minimized and corrective action occurs as necessary to improve performance
• Acts as the bank’s liaison with agencies and investors regarding policies, purchase criteria, and performance of relevant portfolios
• Manages inquiries from regulators and auditors, and provides responses as appropriate. Monitors any action plans resulting from any audit findings
• Ensures all defined business processes are executed pursuant to agreed upon timing, procedure and metrics
• Engage in direct communication with third party vendor service providers to manage workflows and ensure commitment to service level agreements
• Implements strategies that will result in a reduction of loan level defects through collaboration with key internal stakeholders
• Communicate any credit risk issues and appropriate guide violations to both internal management and management of third-party originators
• Participates with other senior managers to establish strategic plans and objectives
• Makes final decisions on administrative or operational matters and ensures operations' effective achievement of objectives
• Works on complex issues where analysis of situations or data requires an in-depth knowledge of the company and loan level QC/QA analyses
• Participates in corporate development of methods, techniques and evaluation criteria of projects, programs and people
• Ensures budgets and schedules meet corporate requirements
• Regularly interacts with executive management, Legal, Audit, Risk, Compliance, Finance, TeSS, Project Management, Sales, Operations, and Segment leadership
• College Degree or equivalent experience; advanced studies/degree preferred
• Thorough proficiency in residential mortgage industry, with strong emphasis on agency programs
• Strong credit risk acumen and deep understanding of loan level underwriting as well as relationship to QC/QA processes
• Proven track record of leading teams through challenging, changing environments
• Strong negotiation skills, with proven ability to execute directives set by senior management
• Ability to effectively analyze results and develop strategic plans to solve problems and/or meet targeted goals
• Ability to create positive work environment with high employee engagement
• Minimum of 15 plus years proven experience in a credit risk or similar function, including a minimum of eight years proven management experience, or equivalent
• Knowledge of bank products and procedures
• Experience in managing similar functions in high-volume environment

Retail Underwriting VP Resume Examples & Samples

• Provides overall direction to ensure effective underwriting support to Distributive Retail Channel that will produce quality loan decisions and enhance the customer experience
• Recommend operational processes/system changes to ensure ongoing efficient and effective underwriting of loans
• Manage/oversee loan quality through effective data integrity, application of loan guidelines as well as legal & regulatory requirements, ensuring NPF is approving quality loans that are salable to the secondary market in compliance with investor, agency, FHA, VA guidelines
• Manage/oversee loan scenario desk to review potential loans/scenarios for eligibility and salability
• Build a first class customer service experience for NPF distributive retail customers (borrowers, real estate agents and loan officers)
• Leverage operational management and customer performance reporting to drive a quality and consistent experience
• Manage capacity to ensure consistent and predictable operational results
• Earn and maintain credit signing authority up to $2,000,000
• Identify, review and escalate loans for exceptions with recommendation, as appropriate
• Maintain knowledge of loan products and related investor guidelines as well as mortgage industry trends and best practices
• Develop tools and departmental systems to minimize errors and increase ability to underwrite quality loans efficiently
• Maintain a continuous improvement approach to processes and procedures to improve overall consistency and efficiency throughout the model and to ensure a best in performance and customer service, including trend analysis data and necessary action plans to improve ongoing process performance and results
• Direct the people management processes for the team, including hiring, firing, promotions, performance, compensation management and training and development
• Identify training needs, coaching and supervision for all channel underwriting functions and overall compliance with all company policies and procedures
• Present teams with information on product development, policy decisions and the interpretation of policies and procedures for their use in job function
• Work with Channel SVP to support long term growth strategy for the division
• Notify QA/QC of loan integrity issues
• Oversee/Engage in additional projects as assigned by Senior Management
• Oversee Service Level Agreements covering all loan underwriting activities
• Maintain availability to travel occasionally as required
• Minimum of 7 years residential mortgage underwriting experience with sound working knowledge of Fannie Mae/Freddie Mac and FHA/VA Underwriting guidelines
• FHA Direct Endorsement required
• Experience with DU, LP and FHA Total Scorecard Automated Underwriting systems
• A minimum of 8+ years overall mortgage banking experience, with progressive operational management experience including retail underwriting oversight responsibility
• Strong management, organizational, customer service, leadership, decision-making and communication skills required
• Must be adaptable and able to work in a fast pace environment
• Must be highly analytical, detail oriented and well organized
• Ability to make risk based lending decisions supported with relevant data and research
• Knowledgeable with MS Office
• Excellent Customer Service skills

Oa-am Mortgage Underwriting Resume Examples & Samples

• Document Indexing,
• Rate Lock Extensions
• HMDA Reporting
• Post Closing
• Loan Cancellation
• Pre-Approval Loan review
• Preliminary review - Vendor Work
• Underwriting (Date Entry), Underwriting (Internal Review)
• Quality Control
• 8) Processing/ Production -90% of the daily productive time, 10% - Non BAU activities, Business initiatives, process reporting, process trainings/ huddles
• 9) Suggest process enhancements, possible automations for better controls, perform periodic risk and controls analysis with the team for process risk valuation
• 10) Interact with different stakeholders to resolve process issues and play key role in adding process controls and efficiencies
• 11) Conduct regular reviews of the activities performed by the team, set forth better governance structure, generate reports and MIS that help track the performance of the team
• 2) Good Analytical skills with an attention to detail, Quick Grasping and Retention
• 3) Coordination and Team work
• 4) Time Management, Flexibility & Adaptability to changes
• 5) Willingness to work in US, ASIA & EMEA shifts
• 6) Exception Handling & Subject Matter Expertise, Challenges status quo,
• 7) Leadership - Leads by example and is an effective role model
• 8) Thinking Strategically - Be able to drive positive changes, promote ownership and demonstrate "My business Mentality"
• 9) Manages Relationships through inclusivity and is able to actively manage stake holders and demonstrate collaborative team work
• 10) People management: Manages his teams through active engagement and develops key talent. Must be able to flex his/ her style to get the best out of the people
• 1 to 8 years of experience; in US Mortgage Originations preferably with Jumbo Loans

Manager, Underwriting Effectiveness Resume Examples & Samples

• Past experience hands-on coding of pricing algorithms within underwriting rating tool in Group Insurance environment (Life, Disability, Critical Illness and Accident)
• Strong understanding of group insurance product pricing (Life, Disability, Critical Illness & Accident)
• Strong understanding of IT system and tools
• Strong leadership, vision and decision making ability

Supervisor, Underwriting Resume Examples & Samples

• Provide daily coaching, guidance, and leadership to the Underwriting team to ensure that all team members consistently and effectively meet day to day responsibilities including, but not limited to, the following
• Education: Bachelor's degree or equivalent experience
• Minimum 3 years of management experience
• Minimum 3 years of experience in equipment finance and/or commercial lending, including business and personal credit analysis and financial statement analysis
• Experience leading and motivating employees, with ability to delegate responsibilities to achieve desired outcomes
• Best in class customer service and relationship management skills
• Strong negotiating and lease structuring skills
• Strong computer skills, including Word, Excel, and PowerPoint
• Ability to multi-task and effectively prioritize competing interests
• Ability to innovate and think creatively to resolve issues
• Focused on continuous learning and development for self and staff
• Self-starter and team player with cultural awareness and sensitivity

GWM Risk-credit Risk Underwriting Team Lead-associate Geneva Resume Examples & Samples

• Team lead for a staff of analysts in Geneva
• Manage and prioritize the workflow for the day to day activities of the analyst teams to maximize productivity and quality, ensuring standards, volumes, and SLAs are met
• Monitor compliance with process and procedures, in addition to performing Quality Control and responsible for maintaining high service levels for internal partners and external clients. Regularly monitor incoming volumes to ensure appropriate alignment of headcount and resources
• Partner with Credit Executives for portfolio reviews, risk exceptions and approval of annual/interim credit reviews
• Partner with Lines of Business to keep credit portfolio current on key risk metrics and facilitate new transactions on the assigned portfolio of clients
• Monitor and identify trends, best practices, and regulatory developments. Recommend suggestions for improving efficiencies across global credit analyst team
• Oversee compliance with regulatory requirements that impact the department, monitor exception reports (Unlinked, Ungraded, Overlimits, Overdrafts, Past Dues, etc.)
• Help identify and then track progress, performance and productivity of analysts
• Ensure appropriate training for analysts
• Complete understanding of Credit Policy and fully credit trained
• Understanding of business within region (local legal entities etc.)
• Business Control
• Decision Making
• Ability to manage team members in a high paced production environment
• Manage the performance for adherence to quality goals and standards
• Sense of Urgency
• Proficient in multi-languages (Spanish, Italian, French, German, Portuguese, etc.)

Regional VP of Mortgage Underwriting Resume Examples & Samples

• Provide leadership and guidance to Underwriters & Transaction Managers specializing in large complex jumbo mortgage transactions for high net worth clients
• Manage, mentor and evaluate your team
• Work with members of the client’s inner circle to advance their loan transaction – i.e. business managers, family office, CPA and others as required
• Monitor performance from a production and quality perspective to uphold the Firm’s requirements and core values
• Ensure accurate and timely pipeline management including but not limited to reports and pipeline meetings to ensure transactions are moving through the process efficiently
• Conduct staff meetings to ensure a full understanding of new initiatives, Credit Risk updates, and production updates/goals
• Work with vendors and various Firm departments to streamline processes, quality and risk assessment
• Participate in an effective manner in meetings and training sessions
• Must be proficient in Microsoft Outlook, Word, Excel & PowerPoint
• Ability to common sense underwriting to carry out instructions furnished in written, oral and diagram form

Business Analyst Commercial Underwriting Resume Examples & Samples

• Analyst / Internship Program
• Work with direct manager to identify program objectives, designing workflows to optimize performance to those objectives, including the development of flowcharts, communication plans, etc
• Actively participate in and identify world-class team members by effectively forecasting staffing needs, partnering with the recruiting team, participation on panel interviews, and supporting the new hire selection/training process
• Identify, train and develop emerging talent within the program to ensure proper development and job placement
• Coach Rotational Managers on effective rotations and feedback techniques to ensure proper development
• Build individual assessments and career paths for analysts
• Communicate the program’s progress, potential opportunities and developmental issues to executive management to ensure the programs aligned with the business’ vision, mission and goals and to make adjustments if necessary
• Gather information and facilitate quarterly calibration sessions with underwriting leadership team to evaluate analysts performance and future potential
• Report regularly to management on the progress and measurement of the programs
• Market and promote the program to both internal and external audiences
• Participation in on-going training activities for the analysts classes
• Execute the strategic plan for Key’s undergraduate and/or graduate training and development program
• Training / Development
• While keeping within budgets and assessing the return on any training/development investments, identifies new-hire and ongoing training and development needs for all positions within the underwriting campuses through job analysis and regular consultation with business managers. Designing, implementing and constantly augmenting training programs to meet the requirements of the campus
• Oversees the transition training and internal onboarding processes, including the ongoing augmentation of and adherence to the “Passports to Proficiency” used within the underwriting campuses
• Design competency assessments, skill gap analysis tools, and evaluation metrics to track, report, and consult against results and cost effectiveness
• Vendor Oversight
• Ensure appropriate vendor oversight procedures are in place, including a standard governance and communication plan for each Risk Operations vendor
• Serve as primary contact for campus vendors for system access requests, training, and workflow related questions
• Trend, analyze, and provide regular reporting vendor compliance, and executive level reporting for the purpose of assessment and improvement
• Adhoc Projects
• A wide range of underwriting related projects
• Examples could include (revising risk rating procedures, establishing process improvements, implementing change across Underwriting, Credit and the LOB, problem solving, policy and procedural changes, system enhancement roll out, etc
• Degree, with a specialty in finance, accounting, management or a related field
• 2+ years of credit experience in Community Bank Credit
• Strong analytical, interpersonal and negotiating skills
• Ability to form partnerships with other teams, and team members, but able to work on own with limited direction on complete projects
• High level of financial acumen, interpersonal skills, problem solving skills, and persistence
• Strong report writing and presentation skills are essential

Mortgage Banking Underwriting Operations Specialist Resume Examples & Samples

• Ability to become a licensed Notary Public
• Strong verbal and written communication , interpersonal and customer service skills
• Knowledge of clerical and administrative procedures
• Previous clerical or administrative experience preferred
• Previous work experience in a team environment preferred
• Ability to multi-task in a fast-paced environment; adjust readily to multiple demands, shifting priorities and rapid change; prioritize and work with minimal direction
• Highly motivated and takes initiative
• Excellent analytical, attention to detail and decision making skills
• Highly proficient in Microsoft Office programs, including Word, Outlook, Access, and Excel
• Accurate keyboard skills and proven ability to enter data at the required speed
• Knowledge of correct spelling, grammar and punctuation
• Physical ability to move large, bulky or heavy boxes
• Physical ability to perform tasks that may require prolonged standing and/or sitting
• Current notary commission or ability to become a licensed Notary Public
• Knowledge of Chase Booking Systems or similar systems
• Proven ability to multi-task in a fast-paced production based environment
• Capability to follow guidelines and procedures
• NPAC which reviews all ICG new products / activities and complex transactions to ensure that all key risk risks (including reputation risk) are identified, are determined appropriate, are effectively controlled and have all necessary accountabilities in place
• AP ComCom which reviews all local currency debt capital markets financing transactions for third parties in order to protect and enhance Citigroup’s reputation with issuers, investors and regulators for the highest quality financing transactions, and ensures consistent global application of Citigroup standards for financing transactions
• This is a very high profile role as UDCS plays a key role in maintaining Citigroup’s reputation and receives a significant amount of focus from senior management
• The UDCS team is responsible for identifying those proposals requiring NPAC / ComCom review, reviewing the transaction/product proposals to discern potential key issues, organizing screenings with the Committee and following up on issue resolution
• The UDCS Coordinator’s responsibilities include
• Prescreening all transactions and identifying key risks in order to draw together the appropriate review group
• Scheduling the Committee meetings for transactions that require review
• Attending all NPAC / ComCom screenings and documenting meeting discussions in conclusions and minutes
• Liaising with businesses / control people to ensure follow-up issues identified in the review are completed and tracking compliance with approval conditions
• Coordinating NPAC transaction approval extensions
• Keeping updated logs of Committee activity
• Training business and control functions as to UDCS, including preparing the material as well as presenting to the various groups
• As needed, participating in meetings of Global Fixed Income and Equity Commitment Committees for transactions where there is a G10 issuance by Asian names
• The Coordinator will be responsible for reading the deal memos, identifying issues and following up on questions raised by the Asia Pacific members of these Committees
• Organized and able to work and think independently as well as a team player
• Knowledgeable in finance
• Able to look across different ICG business areas and understand the business and risk dynamics of each area
• Able to read, understand and explain multiple ICG policies such as NPAC Policy, Tax Policy, CMB Credit Policies, etc
• Able to write clear and concise English and to prepare memos which are complete and to the point
• Strong in inter-personal skills including the ability to communicate in a diplomatic fashion while able to form and express independent opinions without offending other constituencies
• Highly analytical, inquisitive and intelligent
• Possessing considerable energy, focus and drive
• Willing to learn constantly and have a high tolerance for change
• Excellent in data management skills (Advanced Excel, Word, and PowerPoint)
• The ability to analyze, prioritize, organize and communicate are key attributes to success
• Multitasking as well as the ability to deal effectively with seniors in business and control functions are essential
• Develop Underwriter credit acumen by coaching them to interpret financial statements and analyze all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision
• Work with direct manager to identify process objectives, designing process workflows to optimize performance to those objectives, including the development of flowcharts, workflow prioritization, and measurement of performance to client expectations
• Assist in the design and facilitatation of the underwriting scorecards
• Deliver indidivual development plans and career path assessments to direct reports
• Utilize cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness
• Partner with bankers and credit partners on complex deals and/ or deals outside of his/her area of expertise
• Provide direct feedback and guidance when edits are required to credit write ups
• Advocate risk culture with banking professionals
• Promote a credit culture based on strong asset quality and a moderate risk appetite
• Keep abreast of industry and market trends and communicates these trends to peers and business partners
• Demonstrated high level of financial acumen and decision/solution effectiveness
• Superior verbal and written communications skills
• Line of business experience is desired
• Experience with multiple types of lending (e.g. middle market, private banking, specialty lending) and multiple economic cycles is preferred

Finance, Debt Underwriting Group, VP Resume Examples & Samples

• Direct and provide guidance to IBD teams regarding Capital Committee rules and processes
• Preview deals and provide comments on the deals and the memos
• Follow-up with teams on memo quality and status
• Ensure all Capital Committee and Firm processes for memos are followed
• Write deal summaries for committee chairs and others
• Ensure committee agendas are accurate
• Introduce transactions to committee and help ensure key issues are raised and discussed
• Review and comment on followups and minutes
• Ensure followups are tracked and completed
• Review changes to transactions post committee to determine if they need to be elevated and re-approved
• Sign commitments and other relevant documents
• Work closely with other control areas to ensure firm commitments are booked on an accurate and timely basis
• Review status of approved transactions and keep relevant people posted
• Keep updated on exposures relative to limits
• Help maintain committee memo templates and other resources
• Assist with regulator requests
• Various presentations and special projects
• Strong analytical skills for credit and business analysis
• Excellent multi-tasking abilities required
• An ability to implement solutions that appropriately balance business needs and a control

Clsc Underwriting / Lending Supervisor Resume Examples & Samples

• 4 years selling credit products or underwriting consumer loans
• In-depth knowledge of credit policy, consumer products, loan documentation, compliance/related laws, other real estate industry terminology and practices
• 5 years selling credit products or consumer underwriting
• Heavy consumer underwriting experience

Senior Manager Underwriting Operations Resume Examples & Samples

• The incumbent will lead two Centers of Excellence as well as the Relationship Team, located across the country
• Stands out for her judgment and analytical mind
• Recognized for her thoroughness and the quality of her work
• High understanding of developing good customer experience

Portfolio & Underwriting Services Resume Examples & Samples

• At least 7+ year’s client management and/or insurance sales experience, preferably with an insurance brokerage industry leader
• Experienced in underwriting revenue development, insurance and reinsurance
• Demonstrable & current in-depth knowledge & understanding of the industry
• A comprehensive & broad network of active contacts
• First-class interpersonal skills, including relationship building & maintenance
• Excellent communication (verbal & written), numerical, presentation & organizational skills
• Self-motivated with the ability to work effectively as part of a team in a fast-paced, dynamic environment where superior time-management and prioritization skills are essential
• Valid Broker license essential
• The candidate must have proficient working knowledge of Microsoft Office systems, including Excel
• Previous managerial or leadership experience in a client-facing mandate would be highly advantageous

Analyst / Associate, Underwriting Resume Examples & Samples

• Objectively analyze complex commercial property market data, property condition reports, appraisals, and environmental reports
• Model unlevered cash flows from complex lease and reimbursement structures and levered cash flows based on in-place debt / new acquisition financing
• Perform valuation using industry-recognized approaches
• Thoroughly analyze tenant level information including financial trends and credit ratings, stock market capitalization and key financial ratios pertaining to public and private companies
• Recommend resolution strategy (i.e., discounted purchase, foreclosure, hold-to-maturity) for both performing / non-performing loans, and direct equity investments (i.e., optimal hold period, exit assumptions)
• Develop full understanding of the borrower or sponsor creditworthiness
• Prepare credit analysis reports for loan approval
• Identify and quantify risks and describe mitigating factors for risks
• Relate CRE cash flows and market valuations to capitalization structure to determine appropriate value and potential impact on loan level losses
• Relay findings in a concise manner
• Prepare commercial real estate market analysis on ongoing basis for presentation to Senior Management for assessment of the CRE markets
• Perform ad hoc and special projects as requested by Senior Management
• Solid quantitative and qualitative analysis skills with advanced experience in Excel and Argus property-level / loan-level modeling
• Strong attention to detail in analytical assessments; experienced in developing and maintaining high quality reports and assessments
• The ability to adapt to a rapidly changing business environment
• The ability to work independently and operate effectively in a cross-functional environment
• High degree of initiative and strong ability to meet principal accountabilities with limited direction and oversight
• Analyst Level : 0-3 years of commercial real estate finance experience with a comprehensive understanding of CRE debt underwriting
• Associate Level : 2-4 years of commercial real estate finance experience with a comprehensive understanding of CRE debt underwriting
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
• Excel modeling is a key competency
• Working knowledge of Argus

SVP Head of Underwriting & Credit Initiation Resume Examples & Samples

• Bachelor's degree required; Advanced degree preferred
• Minimum 10 years leading a loan originations organization. Minimum of 15 years consumer financial services experience with the last 5 as Head of Underwriting
• Strong business acumen coupled with management, organization, administrative and relationship management skills
• Ability to influence others effectively and create support and buy-in across a wide range of stakeholders by using communication processes to ensure understanding and alignment
• Highly developed process, analytical and project management skills

Debt Underwriting Group Resume Examples & Samples

• Work with CUOs Bankers prior to Capital Committee memo submission to enhance accuracy/quality control, particularly leveraged lending sections
• Track Capital Committee followup completion and preparation of relevant reports
• Followup on leveraged lending requests from regulators
• Followup post memo submission to Committee, to review leveraged lending sections to ensure highest quality final memos for files
• Maintain underwriting standards database and manage presentations
• After Committee, aid in the review of draft minutes and committee follow-ups to ensure accuracy
• Track underwriting performance over time based on a set of variables
• Work w/coordinators to ensure “pipeline” of deals flagged/agenda requests done
• Work with Banking teams to help encourage timely memo submission
• Pre-signature; review deal terms tracking in system and updated Term Sheets to ensure consistency w/approval,
• Work closely with CUOs to identify changes in underwriting standards and key terms for potential escalation
• Pre-signature; having checked all requirements, approve for commitment signature
• Ensure transaction files are complete and ready to be reviewed by regulators (covering committee approval, signing and closing)
• Ensure completion of GS Bank Compliance Checklists, as needed
• Help with miscellaneous reports and presentations
• Excellent multi-tasking abilities required; an ability to implement solutions that appropriately balance business needs and a control perspective is critical
• Strong interpersonal, communication and analytical skills
• Detail oriented; Ability to review many 30+ page documents each week, identify errors and ensure correction
• Ability to work flexible hours given deal timelines
• Self-starter with the ability to work effectively with minimum supervision; a proactive team player with a strong sense of urgency and the ability to get along with others
• Must work well under pressure and have a positive, hands-on, “can do” attitude

VP-underwriting & Portfolio Management Resume Examples & Samples

• Assist in the development of strategies to address any issues that may arise out of the Customer Satisfaction Survey
• Solutions based mindset, developing innovative structures that meet and exceed client needs and expectations
• Explore all opportunities in conjunction with Relationship Managers to deepen the share of the client’s wallet and bring the best of RBC to them
• Degree in Finance or related discipline. MBA is an asset
• Minimum of five (5) years in a Corporate and Commercial Banking environment with at least three (3) years experience functioning in Corporate Banking dealing with complex credits from a wide cross-section of clients and industries
• Decision oriented
• Sound planning and organizational skills
• Strong risk evaluation and problem solving skills
• Strong motivator and team builder
• Strong Excel skills and ability to work with large amounts of information

VP-risk Underwriting Equity Investments Resume Examples & Samples

• Serve as Risk lead in the due diligence, underwriting, and approval of new equity investments
• Conduct financial analysis including developing assumptions and modeling projected results
• Prepare risk assessments and present senior management with a clear and consistent approach to mitigate political, legal, regulatory, and other risks
• Possess good understanding of the industry, as well as knowledge of how the competition aims to differentiate itself
• Bachelor’s Degree with proven years of experience in commercial lending or investment businesses
• Experience with {Add Transaction Type} transactions
• Proven years of progressive complexity in financial modeling
• Deal document experience
• Formal credit training program or equivalent experience
• Skilled communicator who possesses ability to negotiate internally and externally at high levels

Portfolio & Underwriting Services Project Manager Resume Examples & Samples

• Master’s degree in business and/or insurance related field
• Advanced knowledge of spreadsheet and database software
• Ability to analyze large amounts of data and summarize into usable form
• Knowledge of insurance and underwriting
• Management and organizational skills to perform a variety of concurrent projects under specific time restraints
• Strong written and oral communication skills in a variety of settings (one-on-ones, presentations, group discussions)
• Ability to work independently under minimal supervision and perform well in a team environment
• Ability to think creatively and problem solve
• Work Experience
• 1 – 2 years experience working in a research/reporting/insurance role
• Pressure of work
• Attention to deadlines and ability to troubleshoot. Many projects are not strictly defined and it is left to the candidate to discover the best solution
• Character of Supervision Received
• Candidate must be a self-starter. Working environment is fast paced and supervision is limited, though periodic meetings are held to discuss progress and results. Assistance is always available if needed
• Character of Supervision Given

Portfolio & Underwriting Services Product Specialist Resume Examples & Samples

• Bachelor’s degree in business and/or insurance related field (graduate degree preferred)
• 10 or more years of P&C product experience
• Pressure Of Work
• Character Of Supervision Received
• Character Of Supervision Given

MB Underwriting Channel Manager Resume Examples & Samples

• Comprehensive knowledge of residential mortgage credit risk and policy
• Ability to hear problems and challenges and immediately be able to visualize solutions and drive successful implementation
• Strong leadership skills and ability to manage a large multi-site staff in a fast-paced environment
• Ability to assess and mitigate risk
• Understanding of team dynamics and how to foster commitment and teamwork
• High business acumen and strategic planning capability
• Strong financial management discipline
• Understanding of electronic processing and workflow management
• Provide leadership and oversight to direct reports on a day-to-day basis in underwriting or quality control centers nationally
• Ensures employees are appropriated recruited, selected, appraised, and rewarded; takes action to address performance problems
• Maintain all quality standards and manage performance of staff to ensure underwriting decisions are of investment quality
• Collaborates across boundaries to build strategic relationships and achieve shared goals
• Organize resources to accomplish tasks and meet business targets with maximum efficiency
• Build a client and service centered organization with appropriate attention to proper controls
• Communicate strategy and provide direction, guidance, priorities and oversight of execution across all centers
• Continually review control environment and ensure staff adheres to all policies and procedures
• Seasoned profession with 10 years of Mortgage industry experience
• Minimum 7 years of management experience
• Bachelors degree or equivielant experience required and masters degree is highly preferred
• Experience in Credit Policy, Mortgage Operations, Quality Control and/or Origination's is desirable
• Demonstrated ability to lead, coach, and develop a multi-functional talent base of high performing employees
• Government underwriting experience preferred

Underwriting Technology Specialist Resume Examples & Samples

• Deliver and enhance our automated underwriting service and solutions to our advisers and customers through maintaining and enhancing products like easywrite and Elevate
• Maximise straight through processing rates through effective and robust automated e-underwriting solution that incorporates risk analysis and decision making rules, ensuring that AMP is protected from adverse risk exposure
• Additionally, this role will require you to assist with the implementation of a program to increase adviser uptake of elevate online and sustain adviser usage of easywrite whilst reducing overall end to end times for new business applications
• Thorough knowledge of rules analysis and enhancements, E- Technology Specialist
• Demonstrated business analysis skills and ability to prioritise and manage competing demands
• Demonstrated ability to translate and communicate actionable insights based on complex analysis
• Strong stakeholder engagement skills, including negotiation and influencing
• Have competency in test protocols and execution
• Detailed understanding of the Insurance and Superannuation market
• Understanding of compliance requirements & relevant legislation
• Detailed understanding of sound underwriting principles and their application in the operating environment
• Minimum of 5 years experience in underwriting operations/management role
• Minimum of 3 years IT related project experience, such as a business analysis, quality assurance,
• Electronic underwriting specialisation, implementation of electronic underwriting solutions, development/e-technology, maintenance and enhancement
• Interpreting and communication of business concepts to a technical audience and technology concepts to a business audience
• Facilitating business intelligence/management information reporting solutions to support the analysis and enhancements of underwriting technology
• Relevant tertiary qualifications
• Relevant post graduate qualifications

Underwriting Policy Manager Resume Examples & Samples

• Stay current on GSE and investor guidelines appetite/changes
• Provide inputs to various levels of management to modify underwriting policies
• Monitor market and regulatory changes to proactively initiating underwriting policy revisions
• Actively engage with mortgage product and sales teams to identify areas of opportunity or concern related to underwriting policy
• Actively engage with mortgage credit risk team, while developing/reviewing Real Estate Lending policy and risk control framework
• Actively engage quality control team to assess findings as they relate to underwriting policy and new mortgage account origination
• Ensure strict compliance with all regulations and controls as set by the bank, Global risk and external regulatory authorities
• Support Business to achieve consistent satisfactory audit rating, risk policy inputs
• Lead teams in tactical and strategic initiatives. Represent and act as the business knowledge expert in matters pertaining to credit risk and operations
• Familiarity with secondary market investors and must be proactive in surveying the market place for areas to expand or contract
• Be a thought leader and be able to appropriately balance risk
• Develop and manage to credit risk and operational initiatives, benchmarks, and metrics for standard of performance
• Develop and modify underwriting policies to address both opportunities for expansion of volume as well as mitigate any quality or performance issues
• Initiate underwriting policy revisions arising out of change in regulations or other market changes
• Create training for underwriting and sales representatives
• Responsible for establishing and complying with change management procedures related to guideline maintenance
• Review guidelines from other originators and competing firms in comparisons to the Bank's guidelines including analysis of areas of increased/decreased risks
• Education- B.A/B.S degree required
• At least 10 years mortgage experience, preferably credit policy and portfolio underwriting background
• Exceptional teamwork and ability
• Work well under pressure
• Detailed and organized in order to adapt to changing deadlines
• Comfortable public speaking and giving presentations to audiences of all sizes
• An excellent communicator and possess solid organizational skills
• Expert problem solver
• Able to interact with all levels of management, multi-task and work well under pressure
• Able to prioritize and adapt to changing deadlines
• Detail oriented and careful about quality of work

Associate, ABL Underwriting Resume Examples & Samples

• Preparing credit submissions which adhere to RBC’s credit and risk policies
• Requesting approval for the credit submission from both risk and the business unit
• Negotiating loan documentation in a manner which accurately reflects the transaction
• Coordinating with internal and external counterparties to ensure the transaction is properly completed
• Provide leadership and guidance to four regional underwriting teams specializing in large complex jumbo mortgage transactions for high net worth borrowers
• Responsible for employment and management of underwriting teams to include training and mentoring, coaching and development, performance evaluations, counseling and motivating groups. Responsible for management of the recruiting process for full time and contingent hires
• Manage and execute high level process development as well as the quantity and quality of work performed by the business unit
• Proactively manage the underwriting pipeline and workflow to ensure service levels are achieved and production is managed across teams
• Manage, maintain and analyze the effectiveness of underwriting guidelines
• Organize, manage, control and evaluate standards and controls necessary to ensure the timely and accurate credit decisions. Design processes and methods to ensure credit decisions are generated in an accurate and timely manner
• Manage capacity and pipeline by monitoring workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed and identify trends
• Responds to Quality Control and Audit findings
• Should have proven experience in leading teams which underwrite jumbo loans. Experience with high net worth borrowers and Private Banking is preferred
• Will consider commercial credit trained leaders with a strong process discipline and an ability to manage pipeline and capacity planning in a high volume environment
• Experience in a multi-jurisdictional underwriting leadership position with vendor management/selection expertise
• Managed high performing teams of 50+ employees
• Strong capability in high volume process management
• Direct or delegated Credit Authority
• Ability to analyze complex information i.e. self-employed income and structuring complex mortgage transactions
• College degree, advance degree a plus
• Excellent verbal and written communication skills to communicate with individuals and groups via telephone, fax, e-mail and in person
• Advanced negotiation skills
• Ability to devise business solutions to complex problems, implement the most appropriate and monitor effectiveness
• Ability to make decisions on highly complex issues and work with minimal direction
• Ability to coach, train and mentor managers and underwriting personnel
• Ability to write presentations, summarize talking points from reports and frame correspondence for senior management
• Effective presentation capability before groups of financial advisors, private bankers, clients, employees, senior management and others as needed

Senior Underwriting Account Executive Resume Examples & Samples

• Actively pursue and develop new underwriting accounts utilizing local broadcast, digital, event marketing, and non-traditional assets
• Effectively consult/service/sell and/or expand the utilization of station’s resources with existing assigned clients
• Execute customer focused sales process by becoming proficient in consultative selling
• Consistent generation of a large number of leads and face-to-face appointments
• Sell all underwriting resources of station and obtain rates specified by management
• Achieve or exceed assigned portion of established individual monthly underwriting revenue goals and overall budget goals by station
• Become a complete underwriting resource for clients, understanding how their customers engage them on a regular basis
• Must become versed in station music positioning and format, talent, demographics, and qualitative characteristics in order to identify the best prospects to activate our listeners to respond to client underwriting and create positive results and renewals
• Share ideas and make positive contributions to management and staff to help formulate evolving underwriting sales tools
• Must be able to effectively work within the KDFC Classical Public Broadcasting underwriting copy guidelines
• Learn, become proficient and maintain established company utilization standards on the company-issued computer and software programs. Make full contribution to the company’s commitment to establish a meaningful client database and improve sales efficiency and revenue by utilizing an agreed upon CRM system. Assure the electronic client files setting forth all pertinent and necessary information on present and new business clients are kept up to date and maintained in an orderly fashion
• Obtain necessary credit information, properly complete, appropriately sign and obtain approval on all underwriting sales contracts and collect past due amounts from underwriters in conformance with station policy in a timely manner
• Provide own reliable transportation and maintain a valid driver’s license and proven ability to safely drive personal vehicle without exposing the company to serious liability risks

Director, Underwriting Excellence Resume Examples & Samples

• Candidates should have a minimum of 10 years of insurance industry and/or financial services experience
• Possess strong business writing, organization, presentation and time management skill
• Proficient in Microsoft WORD, Access, Excel, and PowerPoint
• Ability to analyze, assess, and communicate complex information to varied audiences
• Ability to work independently as well as in a team environment
• Ability to generate creative solutions and champion unique points of view or perspectives that will differentiate risk selection and drive a competitive advantage in Underwriting
• Ability to develop and interpret advanced underwriting and financial models
• ASA, FSA, CFA, MBA, or other relevant insurance or business designation preferred, but not required

Underwriting Control Analyst Resume Examples & Samples

• Perform research and analysis on complex issues
• Research and develop business cases and management presentations to show root cause and trending statistics relative to key measurements and metrics
• Develop, implement, test and track action plans derived from audit findings or self identified issues
• Handle special projects and other duties as assigned by management
• Perform loan level reviews within the system(s) of record
• Complete all assigned tasks & deliverables & provide feedback accordingly
• Effectively partner with team members and peers both within and outside the line of business
• Supports management in its analysis of production through reporting, analytics, and thought leadership
• Responsible for change control procedures for Mortgage Banking Guide and/or desk aid changes. Attends meetings to discuss upcoming changes, obtain further information or get clarification on changes being made to determine impact. Adheres to deadlines for publishing change communications
• Assists in identifying potential gaps in policies and/or procedures through trending; provides recommendations and tracks progress and collaborates with business partners for solution
• Develop, maintain and review reporting as required by management or procedure in support of the business. May include identifying and rectifying process and procedural gaps through root cause analysis
• Responsible for research and response on internal and external audits as directed by management. May include performing root cause analysis and tracking of audit findings for trending and gap identification
• May be responsible for system of record coding continuity through script development, testing and maintenance
• May be responsible for gathering topics from the LOB and creating content for Highlights Calls and/or QC Huddles and presenting pertinent information to management and staff
• 5+ years mortgage banking experience
• Minimum 3 years experience in Underwriting or Quality Control experience preferred
• Ability to work well in fast paced/multi-tasking environment
• Demonstrated knowledge of mortgage industry in areas of investor, insurer, regulatory, and state requirements; remedies available for specific loan types; and real estate fundamentals preferred
• Working knowledge of mortgage lending systems
• Proficiency with using business presentation tools such as PowerPoint and Visio
• Proficiency with office products such as Word and Excel - intermediate to advanced level
• Act as centralized product expert to ensure unified / consistent offering of Standby Letter of Credit product to clients
• Manage transactional aspects of negotiating L/C facilities across various divisions
• Lead internal approval and execution process including: reviewing business selection, ensuring requisite committee and credit

Asset Based Lending Portfolio Unit Senior Underwriting Team Leader Resume Examples & Samples

• Excellent leadership and managerial skills with demonstrated experience managing and mentoring a junior team of credit professionals
• Strong risk and financial analysis background
• Ability to effectively analyze project related cash flows
• Ability to exercise prudent judgment to make decision affecting both customers and bank
• Underwriting experience required, with loan closing experience preferred

Underwriting Team Lead, Comml Bkg Resume Examples & Samples

• Responsible for improving direct report’s job performance through coaching via the completion of quality reviews, review of performance to SLA’s, and adherence to Key values
• Ensure accurate and timely risk rating of assigned portfolio
• Make accurate recommendations in granting credit requests using understanding of credit and risk management concepts
• Exercise loan authority on all extensions of credit (loans, lines, restructure, transaction services) within established limits. Loan authority will be based on experience level and size and/or type of credit treatment
• Communicate status of credit decisions to analyst and associate team members
• Assist Relationship Manager with AQR process
• Closely monitors all asset quality measures including performance against tolerances
• Ensure the proper utilization of credit systems and technology
• Ensure group measures are within tolerances or that appropriate plans are in place to achieve tolerances
• Responsible for being both player and coach to analysts and associates on the team
• Undergraduate degree in accounting, finance, economics or related field or equivalent work experience
• At least 5 years of experience within the financial lending/credit arena
• Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
• Proven ability to set and obtain goals

AVP Risk-frm Reinsurance & Underwriting Resume Examples & Samples

• Support associates and leads in the execution of risk activities. Serve as a subject matter expert on risk principles throughout Transamerica and Aegon
• Maintain strong relationships with senior level personnel across all of Transamerica and Group NV and conduct regular business and risk discussions. Participate in risk committee discussions
• Work across functional areas to identify and recommend potential strategic changes to improve Transamerica's’ business position
• Serve as a champion for creating a positive risk culture across the company
• BA degree in related field (accounting, finance, IT, risk management, actuarial, mathematics, computer science, etc.) appropriate for the risk area/department above or equivalent experience
• Seven years of experience for FRM or ten years of experience for ORM
• Advanced understanding of Transamerica's’ business, objectives and risks and can compare and contrast them with peer companies
• Communication skills to effectively persuade others and leads in facilitation of conversation in situations of conflict
• In-depth understanding of quantitative finance, actuarial science, and modeling concepts
• Analyze property operating statements and rent rolls and determine a pro-forma NOI used for Loan determination, to be reviewed and approved by underwriting
• Review reports completed by third parties, including but not limited to appraisal, physical condition assessments, architectural/cost, market study, environmental, zoning and any other relevant third party reports for accuracy and compliance with Investor requirements
• Complete various sections of the Underwriter’s narrative, which may include the following
• Familiarity with Agency multifamily loan procedures such as Fannie Mae DUS and Freddie Mac loan process
• Undergraduate degree in a business related field (i.e. Finance, Accounting, Real Estate)
• 2-4 years of analytical and financial modeling skills in an investment environment (Real Estate background preferred)
• Knowledge of Microsoft office (Word, Excel, Outlook, Access)
• Ability to work independently, unsupervised, and as a team player
• Must be able to physically inspect multiple residences and common areas within an apartment complex, as well as inspect comparable properties within the market
• Excellent attention to detail with the ability to audit own work

Retail Business Banking Underwriting Team Lead Resume Examples & Samples

• Minimum of eight years proven, progressive and broad-based commercial lending, credit and portfolio management experience or equivalent
• Bachelors degree in business, finance, related field or equivalent experience
• Credit training or equivalent experience
• Strong communications, negotiations, analytical, planning, organizational, problem-solving, lateral thinking, decision-making and interpersonal skills
• Thorough knowledge of the Company’s lending and credit approval processes and regulatory, economic and competitive market forces affecting small business

Risk Associate Underwriting Intern Resume Examples & Samples

• Validation of customer names and ID’s with third party credit bureaus and credit insurance providers
• Performing credit assessments, going through various financial and trade history metrics of debtors using various commercial trade reports
• Ensuring credit documentation and rationales are stored in the system
• Maintaining records of insurance approvals and complete various insurance coverage requests
• Completing various post and pre-reconciliation and reporting duties for different levels of the Risk team and clients
• Participating in various ad-hoc projects when required by management
• Individuals with less than 2 years of work experience (outside of co-op/internship/summer work experience)
• Strong Excel Skills are essential (v-lookup, pivot tables, filters)
• Basic familiarity with commercial credit reports (D&B, Experian)
• Ability to quickly learn new software systems
• Strong research and data gathering skills
• At least 1 year of work experience in an office environment

Scenario Underwriting Resume Examples & Samples

• Assist Sales and Account Executives with questions on New Penn guidelines, offering alternatives when they exist, before scenarios become a registered loan
• Answer both scenario and guideline questions submitted through various means: telephone and through queueing system
• Research scenarios using both internal and external resources, such as New Penn guidelines plus agency and government guidelines
• Review documentation around a single aspect of the loan scenario, including but not limited to credit report or appraisal, to ensure it meets New Penn risk appetite prior to becoming a registered loan
• Review income documentation, including complete an income analysis worksheet
• Review various components of the loan file as part of the scenario process: such as a credit report, income documentation or an appraisal for acceptability
• Provide timely responses to our business partners
• Identify frequently asked questions
• Develop and maintain knowledge of multiple loan product guidelines for quick and accurate answers
• In order to meet designations, perform underwriting of conventional, FHA, VA and/or Jumbo mortgage loans including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines as established by New Penn Financial (NPF) and its investors. The detailed review will entail analyzing all documentation including but not limited to credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy and compliance. Responsible for effectively communicating all lending decisions to appropriate parties as defined by New Penn procedures
• Minimum 4 years of residential loan underwriting experience
• DE or SAR certifications are preferred. Strong processing background required
• High school diploma required
• College diploma preferred
• Excellent verbal and written communication skills
• Strong analytical skills
• Detail oriented
• Great organizational skills

Commercial Underwriting Resource & Workflow Administrator Resume Examples & Samples

• Direct timely and accurate completion of credit authorizations, commitment letters, and other work products. Oversee initial reviews of credit requests and make recommendations to Credit Managers while ensuring compliance with bank and other applicable policies and procedures
• Facilitate the complete understanding of bank credit policies and systems through training of direct reports and internal partners
• Administer assignments and follow up on all types of complex credits, and serve as a point of contact for related questions from direct reports and employees from other departments. Participate in internal credit and pipeline calls as necessary
• Assist in the oversight of the work of underwriters to ensure accuracy and uniform written communication to clients, including commitment letters, declinations, and needs letters. Ensure compliance with all applicable regulations
• Coordinate with Credit Administration and Internal Asset Review to respond to audit exceptions. Credit determinations for servicing requests and review of assigned deteriorating files. Prepare Loan Committee presentations. Perform annual credit quality reviews on assigned files
• Responsible for participating in continuous improvement efforts through identifying and eliminating wasteful activities, generating ideas to improve quality and reduce costs
• Bachelor's degree in Business, Finance, or Accounting
• 5 years’ experience in related credit analysis, underwriting and/or loan processing in commercial, SBA, etc. is it relates to the position
• 3 or more years’ experience supervising in underwriting, loan documentation, appraisal and closing processes preferred
• Proficient knowledge of bank policies and documentation
• Proficient in Excel, Word, and industry specific

Underwriting Quality & Governance Specialist Resume Examples & Samples

• Renewal Oversight Activities
• Unified call Monitoring Oversight Activities
• Targeted Quality Assurance reviews
• Risk and Control activities
• Audit Activities (both Internal and External)

Underwriting Executive Resume Examples & Samples

• Effective Inbound/Outbound telephone support of client related queries
• Providing optimum levels of customer service by answering queries accurately and professionally, listening and developing a rapport with the customer and taking all necessary action to resolve
• Managing own time and productivity effectively to meet service requirements
• Carry out affordability checks with customers to ensure applications are in line with our responsible lending criteria and within regulatory guidelines
• Collate and assess customer’s income and expenditure and use supporting systems to determine affordability of credit application
• Communicate with customer and clients regarding applications, providing support and advice to ensure all relevant customer information is captured and ensure our clients are correctly advised on decisions
• Evaluate, follow up and record CIFAS (suspected fraud) information, to identify fraudulent applications and ensure necessary action taken. To understand and identify potential fraudulent applications using a range of systems to avoid potential fraud losses and write offs
• Identify, understand and resolve customer and clients complaints at first point of contact and within regulatory guidelines
• Work with other areas of the Business to ensure the correct outcome for customers
• Escalate any unresolved complaints to Customer Relations Department in a timely manner
• Offer coaching and training support for new underwriters to ensure there is a consistent application of policy and procedures

Commercial Bank Risk-underwriting Director Real Estate Banking Resume Examples & Samples

• Evaluating new loan and other credit opportunities; identifying strengths and weaknesses of proposed transactions
• Structuring the most complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives and Credit Executives
• Negotiating term sheets, loan documentation and the real estate closing process
• Presenting to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind credit decisions
• Contributing to the development and execution of client strategies in collaboration with Client Executives
• Reviewing Investment Committee Memorandums and Credit Approval Packages
• Implementing credit policies and conducting periodic credit reviews
• Monitoring risk grades & loan compliance; compliance with banking rules & regulations
• Reviewing and approving monthly construction loan draws
• Assisting with training and development of junior staff members and in some cases managing staff where applicable
• Preferably 15+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
• Experience in Commercial Real Estate Credit is required including specific experience in construction loan management as well as REIT/REOC entity level lending
• Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions
• Superior interpersonal skills to interact with clients, counsel, product partners, and senior management
• Significant accounting and finance knowledge, as well as strong knowledge of real estate fundamentals and concepts
• Knowledge of JPMC or similar bank policies and procedures preferred
• Completion of a major corporate banking credit training program
• BA/BBA required; MBA a plus

SVP Risk Underwriting Resume Examples & Samples

• Negotiate terms and conditions for transactions and work with cross functional teams to ensure appropriate documentation
• Support large, complex transaction underwriting and documentation through direct involvement
• Prepare risk assessments and present to senior management; with rigorous analysis and a clear and consistent approach to mitigate, credit, asset, political, legal, regulatory, and other risks
• Portfolio management of existing accounts; identifying threats & weaknesses, actual and potential breaches, variances and trends in credit and asset values, and resolving problem accounts in partnership with deal teams and specialists
• Work with business associates, corporate and the auditors to provide documentation and responses to portfolio/industry related questions
• Bachelor's Degree with Significant years of relevant experience in commercial lending or investment businesses or equivalent knowledge and experience
• Working knowledge of big ticket commercial lease / loan transaction structures and financial statement credit analysis
• Proficient use of Microsoft Office Suite to include Word, Excel, PowerPoint, and Outlook
• Bachelor's Degree in Economics, Banking, Accounting, Finance, Business and/or MBA degree or equivalent knowledge and experience

Mgr Commercial Underwriting Resume Examples & Samples

• Utilizes strong analytical skills, high-level understanding of finance and extensive product knowledge to coach and provide guidance to underwriters regarding credit structure, review of credit packages, and acts as mentor
• Assists in the identification of credit solutions to meet potential and current underwriting needs
• Supervises performance of underwriting team through reviewing written work, timeliness of responses and the delivery of accurate and timely service. Responsible for timely renewals of maturing credits, ACH requests, and management of non-pass rated credits to meet reporting deadlines
• Accountable for the monitoring of past dues within designated area of responsibility, working with the Relationship Managers to ensure loans are renewed timely or risk rating is evaluated to identify deterioration in credit quality
• Supervises credit quality and the approval process through decisioning of credit requests within their individual authority
• Acts as a resource for decisioning items within delegated authority pertaining to draw requests, modifications, etc
• Ensures dissemination and education of underwriting personnel on loan procedures and policies as well as completion of training requirements
• Assists with resolution of negative audit findings (whenever feasible), and clears any loan discrepancies within lending authority. From time to time, may be asked to assist in responses to internal and external auditors
• Ensures all loan approval conditions are met
• Maintains awareness of changing economic conditions, new trends and developments in the local and national markets
• Performs other work-related duties as assigned by Regional Manager
• Lead cross functional deal teams from a risk management perspective in deal due diligence, know your customer, negotiation, approval and documentation
• Responsible for overall LAC Region from a Portfolio Management view including help set country & credit risk appetite for the region and identify portfolio issues, trends in region
• Coach and develop less experienced junior underwriting professionals
• Prepare risk assessment and present to senior management, with a clear and consistent approach to mitigate political, legal, regulatory, and other risks
• Portfolio management of existing accounts, performing rigorous analysis of transactions, and resolving problem accounts in partnership with other teams and specialists
• Travel to the region (Customers and GECAS Offices) on a frequent basis. Up to 30% travel
• Bachelor's Degree with extensive years of experience in commercial lending or investment businesses or equivalent knowledge and experience
• Working Knowledge of big ticket commercial lease / loan transaction structures and financial statement credit analysis
• Bachelor's Degree in Accounting, Finance or Business Administration. MBA degree or equivalent knowledge and experience
• Prior aviation experience
• Oversee daily client and/or customer service levels including delivery and quality
• Proactively manage and balance risk in accordance with risk framework versus industry and market needs
• Positive influence and leadership of associate satisfaction and risk culture
• Interact with various levels of management , primarily Sales, Credit, Legal/Risk/Compliance partners; product and pricing
• Support responsible growth by challenging performance, benchmarks and technology to increase efficiencies
• Manage technology business cases and issues that impact delivery and efficiencies
• Apply knowledge to interactions and management of internal and external exams and audits
• Maintain knowledge and relationship with industry vendors and providers to maximize trends and opportunities
• Demonstrate culture of diversity , inclusion and community involvement

Head of Credit Underwriting Resume Examples & Samples

• Direct people management for a team of 9 analysts in London (Senior & Junior)
• Oversee Credit Reviews, Risk assessments of both new and existing clients and transactions
• Be confident in analytical and numerical skills to ensure accurate credit analysis and underwriting decisions
• Ensure timely credit decisions including contract extensions / roll overs / modifications etc
• Define credit approval standards, templates and tools as needed
• Review and sign off documents and assessments prior to the transaction execution / disbursement
• Take ownership of client rating calculation and reviews which will include providing updates on the external rating changes
• Co-operate with the Credit Monitoring team in defining appropriate strategy for watch listed customers
• Undertake training on credit risk standards to the relevant teams
• Actively participate and challenge when necessary at Credit Risk Committee meetings
• Have extensive and in-depth knowledge of both FX and Derivative products
• Be available to travel internationally as and when needed, approx 15% each month
• Ideally have 7-10 years experience within Credit & Risk Management
• Experience with FX and Derivative products
• A degree within Business, Finance or Risk Management
• Strong people management skills and confident in leadership style/approach
• Fluent in English, other European languages are a distinct advantage
• Manage and develop team members to ensure appropriate analysis is completed on all new business opportunities
• Serving as Senior Underwriting Lead, evaluate plan provisions and administrative requirements of most complex prospective clients
• Coordinate and partner with operations are to ensure requested services can be accommodate and fall within service model parameters
• Vet requirements/capabilities as needed working with Subject Matter Experts throughout the organization
• Formulate solutions or alternative strategies to achieve client goals; when new processes are required to accommodate solutions, develop with SMEs and managers, assign ownership and ensure fully documented for reference
• Work with Accounting or other areas to determine ability to accommodate non-standard options
• Serve a lead role in the New Business Acceptance Committee (NBAC) comprised of decision makers from Operation, System, Sales, Compliance and other associated areas
• Maintain ownership of any NBAC decisions; develop tracking mechanism for recurring non-standard requests
• Work closely with Pricing Actuaries as they determine the required revenue to administer each individual plan
• Collaborate closely with Sales to formulate strategy, well positioned offering; in particular with multi-faceted opportunities (DB/DC; in partnership with third parties; etc.)
• Support the Request for Proposal process by providing guidance for all Underwriting and non-standard service related response
• Work in conjunction with impacted areas to develop customized revenue crediting and fee collection methodologies
• Upon sale, ensure the smooth transition of Underwriting findings and commitment to Client Integration Team and ongoing Client Service team
• Serve as a resource for Financial Management, Client Management and Sales on issues related to administration
• Represent Underwriting with new or changing organizational services that may impact service offerings (Managed Advice, fund options, etc.)
• As needed, participate in discussions with Consultants, Brokers, Prospects, Clients to ensure needs are fully understood and develop approaches that meet their objectives
• Knowledge of retirement products
• Superior working knowledge of TRS service model
• Strong demonstrated leadership skills
• Excellent communication skills both verbal and written, including presentation skills
• Must be able to deal directly and effectively with senior management level both internally and externally
• Advanced analytical, predictive, and problem solving skills
• Excellent decision making skills
• Advanced organizational and Microsoft skills

Manager of Mortgage Underwriting & Processing Resume Examples & Samples

• Responsible for mortgage pipeline management including overseeing the status of real estate mortgages in process; pre-approvals, denials, counter-offers and applications in process
• Responsible for the establishment of permanent mortgage records
• Ensures that a high level of data security is maintained within our origination and underwriting systems
• Has direct oversight and responsibility for the daily processing of mortgage applications; ensuring they adhere to credit union/investor guidelines
• Grants approvals/denials or counter offers on all mortgage applications as set by Credit Union policy
• Ensures that all loans meet investor guidelines including Fannie Mae and FHLB
• Responsible for vendor management including conveyancing attorneys, appraisers, title companies, investors and mortgage software vendors
• Responsibilities include contract review and recommendations to the SVP of Real Estate Lending, ensuring the collection and review of annual due diligence information (financial statements, SSAE-16 reports, insurances, etc.) is performed in accordance with the Credit Union’s vendor management policy, privacy issues are in accordance with policy standards, and service level agreements are maintained
• Makes recommendations to SVP of Real Estate Lending regarding new vendors
• Has primary responsibility for managing the Credit Union POS/LOS application system (D+H)
• Ensures final mortgage documentation conditions have been met
• Supervises a staff of six employees, some or all that may work remotely, and occasionally temporary workers. Responsible for day-to-day supervision, training, coaching, and annual performance reviews
• Works directly with internal auditors and regulatory examiners
• Periodically makes presentations in front of management and staff
• Recommends mortgage product/service development and enhancements
• Ensures that all loan documentation is established in comprehensive folders
• Maintains and develops positive relationships with brokers, attorneys, credit union management and credit union servicing and origination departments
• Reviews and updates mortgage policy manual
• Acts as lead for projects impacting department
• Creates a collaborative environment; working closely with the Mortgage Servicing area, to ensure efficient processing of transactions
• Generates reports for management and internal use measuring productivity levels, turn-around times, product distribution, investor sales, etc
• Attends, as needed, homebuyer seminars in order to ensure the overall quality of information is relevant and appropriate
• Investigates, resolves and responds to all customer inquiries concerning mortgage loans
• Bachelor’s degree or equivalent coursework and training
• A minimum of seven years of experience in banking and/or credit union mortgage operations
• Must have strong verbal and written communication skills and be able to clearly articulate any particular circumstances relating to mortgage loans
• Must have strong analytical skills with proven experience in underwriting loans to meet secondary market guidelines
• Familiarity with state and federal banking statutes
• Must be proficient with Microsoft Word and Excel software
• Must have experience supervising and coaching staff performance and writing annual reviews
• Must be a team player with all departments
• Occasional late evening staff meetings and events to be expected
• Must be comfortable working in the very diverse environment of Harvard University and affiliate organizations

Manager, Mortgage Underwriting Resume Examples & Samples

• Minimum 10 years residential mortgage industry experience including underwriting (Alt-A lending is an asset) and 5 years supervisory
• AMP mortgage industry accreditation program, or experience in lieu
• Results-driven and deadline-driven in a high volume, team environment
• Highly motivated to maximize business volumes thru aggressive and persistent follow-up of potential opportunities within the sales pipeline
• Basic knowledge of MS Office suite of products (Outlook, Word, Excel, PowerPoint)
• Familiarity with D&H Express loan origination system would be an asset
• Accountable for all lending activity including compliance to policy and achievement towards annual funding and fee goals
• Accountable to manage to budgeted NIE’s for the branch operation
• Share our clients sense of urgency by following our Deal Life Cycle and providing prompt and quick service
• Assist with files on a triage basis to maintain our customer service levels
• Use common sense in review of deals and documentation presented; coach the teams on how to communicate with the brokers and mortgage specialists in order to come up with reasonable solutions
• Utilize reporting with your teams to ensure the pipeline is moving forward, enlisting the aid of mortgage specialists when required
• Review and authorize escalated files from the Underwriters and Fulfillment Specialists, with authority to sign off on exceptions to policy
• Work with your team to develop better processes and efficiencies. Empower your teams by asking for them to come up with solutions to the gaps in the department
• Ensure an inspection rating of Satisfactory is maintained with limited major and repeat findings identified
• Identify potential fraudulent documentation that could end in loss to Optimum, and provide ongoing training in areas that present risk to our department
• Inspire trust by being open, honest and direct in communication, meeting commitments and behaving ethically in all dealings
• Demonstrate strong interpersonal skills that contribute to working effectively in a diverse working environment
• Accept responsibility and accountability for actions and results
• Support and guide the team as they create their own Performance Objectives and career goals
• Provide all required management and supervisory functions including hiring, performance appraisals, and human resource related issues
• Prepare and regularly review annual goals and career development plan with manager/supervisor
• Promote cooperation and commitment within the CWB Group towards the attainment of common goals enabling productive group interactions. Supervise and manage an initial team of 4 Underwriters and 2 Fulfillment Specialists, with anticipation that the size of the Team will increase as the business grows
• Works independently; consults manager only on major issues and is guided by principles and broad policies
• Strong emphasis on the adherence to Bank C-34 and CT-36 Lending Policy and Guidelines, Regulatory guidelines, and Insurer guidelines
• Participate in new-hire interviewing of Underwriters and Fulfillment Specialists
• Lending limits – to be assigned by the VP, based on the incumbent’s experience/proven performance level
• Ensure Administrators adhere to Bank Policy, KYC, AML, and fraud prevention requirements
• Ensure all staff adhere to 24 hour turnaround time on underwriting and documentation review with consistent communication with our brokers
• Stay current and provide training on Insurers products and Fraud prevention
• Recurring one on one and staff meetings, as required to develop and support the team
• Semi Annual and Annual Performance reviews and ongoing career discussions
• Level “A” signing authority

Underwriting Service Generalist Resume Examples & Samples

• 35% Provide phone support for customer servicing related to Collateral Protection coverage and assist customers with the administration and submission of Business Protection first notice of loss forms
• 20% Provide customer assistance to both internal and external customers by producing auto ID cards for policy renewals and servicing requests. Generate certificates of insurance and process endorsements related to additional insured/loss payee requirements. Amend/Update manual required renewal questionnaire submissions
• 20% Process, prepare and submit Collateral Protection immediate issue applications and process immediate issue refunds. Communicate, both verbally and in writing, with customers on Collateral Protection product inquiries. Administrate system error reports and process mergers for Collateral Protection. Modify, cancel, and update master policies
• 15% Manage Credit Union Protection and Collateral Protection workflow requirements as submitted via email and fax. Track servicing requests and assign to responsible party by territory
• 5% Create, compile and track accurate data and statistics for the department/function. Create, prepare, maintain, and update daily reports on all individuals for Team Leads review, verifying compliance with service standards. Accurate reporting is required as the information provided will be used for coaching, employee development, and performance management
• 5% Miscellaneous and varied assignments to meet the business needs

Underwriting Audit Project Analyst Resume Examples & Samples

• Three to five years of experience in project management activities
• Minimum one year of supervisory experience
• Thorough knowledge of assigned business line or functional area
• Thorough knowledge of project management
• Ability to identify and resolve exceptions and to analyze data

Small Bus Underwriting Mgr Resume Examples & Samples

• Manages the underwriting activities by planning and scheduling departmental activities and workload and coordinating with related departments ensuring that service schedules are met. 　
• Exercises credit authority to ensure small business banking loans are underwritten to established standards and regulatory requirements. Tracking and analysis of underwriting exceptions through credit administration exception report.　
• Ensures that all personnel are trained. Conducts structured on-the-job training for new underwriters to ensure proper application of U.S. Bank’s credit policies and to achieve lending authority status. 　
• Participates in the development and enhancement of equipment and/or training procedures or programs which will support services; may participate in project task forces or user groups to represent the department on training or system needs.　
• Interfaces with other departments, regions, vendors, agencies, etc. to resolve customer service issues. Follows up with resolution of problems to ensure timely response and customer service.　
• Implements and monitors tracking and performance monitoring mechanisms. Provides reports to keep senior managers informed of activities; makes formal presentations to senior management as required.　
• Maintains knowledge of all products and services offered in assigned area. Keeps informed of new or changing developments, products, services or ideas which would affect operations.　
• Plans, develops, implements and controls assigned organization and budget functions.　
• Recommends hires, transfers, terminations, salary adjustments, performance standards and reviews. Approves employee time records, work assignments, vacations, sick pay, etc. Implements and executes employee relations policies, training programs and various other human resources programs and policies
• Four-year college degree or equivalent work experience and eight to ten years’ related experience
• Thorough knowledge of functions, systems, procedures, various products and/or services supported by the assigned area(s) and applicable Federal and State laws and regulations
• Knowledge of all aspects of lending and underwriting practices
• Thorough knowledge of applicable credit products, programs, financial analysis and related documentation as applicable
• Good organizational, managerial and project management skills
• Well-developed customer relations skills
• Excellent interpersonal and verbal and written communication skills
• Excellent supervisory and management skills
• Ability to manage multiple tasks
• Well-developed knowledge of banking operations and human resources

Mortgage Underwriting Supv Resume Examples & Samples

• One to three years of experience in a leadership role
• FHA Direct Endorsement underwriting designation
• Advanced understanding of factors affecting real estate values and credit analysis
• Proficient computer skills
• VA Staff Appraisal Reviewer (SAR) designation preferred

Underwriting & Case Manager Resume Examples & Samples

• All tasks associated with underwriting an insurance case, including gathering and assembling the medical and financial file
• Reviewing medical files to determine any health issues that may arise in the underwriting process
• Negotiating with carrer underwriters and medical doctors
• Communication to internal colleagues and external parties as to the timeline and status of cases
• Managing all application paperwork and delivery documents
• Interface directly with both Sales Associates and In-Force Policy Service professionals
• Work directly with point of sale professionals on overall case strategy and implementation
• Participate in the development of departmen policies and/or procedures and assit with client specific projects as assigned
• Life Insurance Licensed required
• Requires a high level of communication, organizational and multi-tasking skills
• The ideal candidate has worked in a similar role and has ten years+ of insurance experience and possesses a deep knowledge of the life insurance industry and carrier/product insight
• Knowledge of case design is preferred
• Experience with an M Financial firm and SmartOffice agent fee management system is preferred
• Proficient in Microsoft Outlook, Word, Excel and PowerPoint
• Series 6 preferred

Head of Credit & Underwriting Resume Examples & Samples

• Evaluating proposed real estate transactions to ensure risks are thoroughly analyzed, understood, mitigated, and within Genworth's risk parameters. Must be solutions-oriented and able to balance the needs of sound credit with business goals
• Ensuring due diligence has been properly completed, and deals are appropriately structured, documented, approved, and closed in a timely and efficient manner
• Providing leadership and guidance to the underwriting, closing, and special assets teams. Ensuring the teams are knowledgeable of and operate in accordance with Genworth's guidelines and standards
• Collaborating with the CRE Loan Portfolio Management team to effectively monitor the CRE portfolio, and proactively address potential credit concerns
• Reviewing and discussing watch list and distressed asset exposures with the Head of Commercial Real Estate and Head of Loan Portfolio Management to ensure higher risk positions are being adequately addressed and monitored, and are in compliance with internal and regulatory requirements
• Leading and managing projects for the team and department as needed
• Collaborating with various teams within Genworth's Investments department as needed
• Minimum of 10+ years of commercial real estate credit and underwriting experience; preferably at an insurance company or bank
• Superior analytical and problem solving abilities
• Excellent verbal and written communication and presentation skills
• Ability to function independently, successfully prioritize and manage multiple tasks/projects, and deliver with a sense of urgency in a timely manner
• Ability to coordinate, monitor and motivate others to meet goals
• Ability to work well with all levels of management and staff
• Willingness to travel when necessary

National Manager Group Underwriting Rating & Quoting Resume Examples & Samples

• Provide oversight and management of all units consisting of Rating Analysts, which includes directing their day-to-day activities; establishing individual, team and department objectives that are aligned with customer expectations; managing performance, and developing team skill sets and competencies
• Manage and lead the execution of all activities related to the Rating and Quoting teams. Responsible for ensuring the timely completion of all project related deliverables. This includes all activities related to coordinating meetings, achieving milestones, securing project resources, creating management reports and monitoring budget
• Implement and maintain consistent procedures and metrics, increase productivity of team through process and performance improvement management, foster teamwork through leadership, and positively impact broker satisfaction, sales revenue, faster quote turn-around times and rating/quoting accuracy
• Build and maintain key partnerships with sales management, Sales Reps, Sales Support management, Brokers, CSD management, Underwriting and other key stakeholders (e.g., Marketing, Product, IT, etc.) to ensure that all Rating, Quoting and Requoting activities are effectively performed and facilitate and improve the sales process, drive sales partnerships with brokers, deliver sales results and assure accurate and financially sound rating practices
• Ensures budget control by monitoring expenditures relative to approved budgets and providing management with monthly variance reports. Analyze performance on a monthly basis, report performance to Sales division on a monthly basis, and continually identify and direct initiatives to improve performance
• College degree preferred or equivalent managerial experience required
• Group insurance experience required
• Experience in Customer Service, Call Center, and Data Entry management
• Ability to manage remote staff in multiple locations
• Demonstrated leadership and managerial skills
• Extreme detail and accuracy management skills are critical
• Excellent organizational, workflow and presentation skills are a must, as is the ability to deal with individuals at all levels
• Exceptional teamwork, negotiation, and change management skills
• Knowledge of SalesForce and GI Sales Process preferred
• Understanding of fast paced Sales environment, dealing with Brokers, Home Office Departments, Underwriting and Product
• Knowledge of the many products, benefits and pricing structures of the Group business

Senior Underwriting Director Resume Examples & Samples

• Minimum of 10 Years of Individual Life Underwriting Experience
• Experience in hiring, retaining, coaching and developing staff via a culture of real-time performance feedback, with ability to build both technical and leadership skills
• Technical underwriting expertise to handle and review large face amount and complex cases in a high volume environment
• Understanding of Lincoln’s underwriting policies, guidelines practices and procedures, and has the ability to influence and champion changes to improve processes while maintaining mortality expectations
• Strong technical underwriting knowledge of the Lincoln & Swiss Re underwriting manuals, and the internal underwriting Q & A. Exceptional underwriting knowledge in the areas of medical, non-medical & financial underwriting and the ability to apply that knowledge to individual cases
• Demonstrates the ability to distill complex medical and financial information and communicate that information in a clear and understandable way to the satisfaction of the end customer
• Demonstrates strong understanding of sales themes and concepts of varying levels of complexity
• Demonstrates effective communication, negotiation and relationship management skills
• Understands documents such as policies, proposals, claims and financial reports
• Ability to adapt and customize content and communication style to fit a variety of specific external and internal target audiences such as: senior management, senior distribution partners, brokers, and all levels of employees
• Expertise in analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
• Expertise in estate growth calculations and life expectancy calculations
• Ability to provide direction to underwriters on highly complex unique cases
• A demonstrated track record of consistently meeting and/or exceeding expectations
• Possesses a bias for action and avoids workplace distractions
• Drives performance targets to completion

Senior Manager, Underwriting Resume Examples & Samples

• Thought leadership and organizational expert with respect to mortality & morbidity risk from an underwriting perspective leveraging in depth awareness of industry and global trends
• Leader of a best-in-class underwriting practice that delivers legendary customer experiences within an optimized risk adjudication model (best possible decision in the fastest time with the least amount of information required)
• Responsible for driving underwriting policy and practices that incorporate thought leadership and world class innovation
• Building a sustainable team of high-performing customer focused experts in risk adjudication

Underwriting Data Analyst Resume Examples & Samples

• Participate in all underwriting initiatives/projects that require analytics support
• Develop risk monitoring reporting to ensure changes to mortality and morbidity underwriting practices will meet expected pricing and profitability targets/
• Determine appropriate tools to support analytics and develop processes for best practices in use of data
• Leverage data and analytics using a variety of tools and systems to assist management in improving efficiency and effectiveness within the Underwriting process
• Through analysis of data, offer recommendations to enhance the underwriting processes and drive experience improvements
• Monitor and report on incoming business trends and work with management to define future strategies to stay competitive
• Develop and deliver scorecards, forecasts, and analyses to track key performance metrics, including segmented views that highlight areas of opportunity to improve customer centricity, mortality, morbidity, medical costs, decrease wastage and improve cycle times
• Leverage Claims reporting data to better understand cases processed and their impact back to the Underwriting process
• Develop and implement regular management reports that summarize and measure the effectiveness of the Underwriting team and assist management in providing actionable coaching opportunities and implementing staff training plans
• Highly developed negotiation , influence skills and networking skills
• Collaboration and team building is essential
• Highly developed communication skills: written, verbal and presentation
• Results orientation
• Ability to think outside the box (providing some degree of creativity/source of innovation is desirable)
• Ability to influence others without a direct reporting relationship
• SQL Programming - 2008 R2 or newer
• Microsoft Visual Studio 2008 or newer - SSIS (SQL Server Integration Services), SSAS(SQL Server Analysis Services), SSRS(SQL Server Reporting Services)
• Microsoft Office Suite 2010 or Office 365 - Strong Excel with PowerPivot or other BI Add-ins, VBA and MS Access
• Sharepoint – 2013 or newer
• R Programming
• Also familiar with ETL processes and data modelling
• Review applications escalated for mortgage material exceptions and exercise discretionary lending limits as delegated, to approve and decision the same. Ensure the analysis is independent, accurate and thorough and recommendations address issues and exceptions that mitigate the company’s risk and exposure. Provide sound rationale for the underwriting decision
• Maintain the quality of the credit portfolio under your jurisdiction to ensure the portfolio performs within the company’s established risk appetite and applicable regulatory requirements. Minimize loan losses by performing sound credit analysis and adjudication
• Collaborate and act as a liaison between the various business partners to further success of the risk partnership. Suggest changes to the structuring of transactions to strengthen the company’s position in case of default. Provide advice and guidance to colleagues on credit risk issues
• Recommend credit applications above delegated lending limits for approval by the appropriate individual while ensuring sound rationale for the underwriting decision
• Ensure applications are processed in a timely and efficient manner to achieve the highest level of performance and service excellence
• Drive change, enhance origination and adjudication quality and help build an enhanced risk based culture within the company
• Be proactive in helping the lending team as needed, especially during high volumes
• Minimum 5+ years of progressive underwriting and adjudication experience within residential mortgage lending environment
• Thorough understanding of the financial services industry and in particular, Residential Mortgage Banking
• Demonstrated managerial and leadership skills
• Demonstrated collaboration expertise with the proven ability to foster positive and productive outcomes to ensure adverse credit decisions are addressed professionally, effectively and efficiently
• Strong communication skills required
• Highest level of professionalism, self-motivation and sense of urgency with the ability to work successfully with minimal supervision
• Ability to multi-task, be flexible and be able to work in a fast paced environment to effectively meet deadlines
• University degree in Business or Finance, preferred
• Bilingual candidate preferred

Global Underwriting & Claims Risk Management Resume Examples & Samples

• Provide overall leadership for the company’s global underwriting and claims risk management
• Effectively administer and enhance our global infrastructure for managing underwriting and claims risk
• Identify emerging gaps in our global underwriting and claims capabilities, and trigger timely responses
• Contribute broad thought leadership to the company’s community of underwriters and claims managers
• Provide risk management frameworks that help drive successful underwriting simplification and related product innovation
• Guide our building of capabilities in the growing intersection of analytics, pricing and traditional underwriting as applied to risk selection - for example, leveraging analytics to increase efficiency and effectiveness of the underwriting selection process
• Assess the risks and opportunities inherent in strategic underwriting and claims management initiatives, in collaboration with the business units and regional centers and other members of the global Risk Management team
• Collaborate with business unit (and regional) Underwriting and Claims leaders to advance our general underwriting and claims capabilities, and to increase the leveraging of our global capabilities (knowledge or other resources) as appropriate. Lead global cross functional teams to enhance the underwriting and claims risk infrastructure and to develop strategic underwriting and claims management initiatives
• Participate and influence as leader of the Underwriting & Claims Risk Committee and provide underwriting and claims management subject matter expertise and key business insight to other members of the Risk Management oversight teams
• Keep abreast of competitor and industry actions related to underwriting, medical and claims management practices, as well as broader industry and social trends
• Execute and improve on-going processes that form part of the underwriting and claims risk infrastructure
• Review and approval of material underwriting initiatives
• Regular review of underwriting and claims quality assurance programs and results
• Review underwriting and claims self-assessment questionnaires on a timely basis providing feedback to business units, divisions and Underwriting & Claims Risk Committee
• Conduct in-depth reviews of Underwriting and Claims Departments
• Quarterly retention monitoring and reporting
• Monitoring of geographic concentration of life insurance risk by business unit

Underwriting Business Analyst Resume Examples & Samples

• Drive implementation of process and workflow recommendations, including process redesign
• Develops processes, policies and procedures to support new system enhancements or process redesigns and works closely with Policy and Procedures team for updates to the Life Underwriting Guide
• Supports the Underwriting department with analysis and requirements gathering for new development and integration projects
• Develops project requirements, assigns priorities, establishes deadlines, and tracks problems while ensuring capacity within the underwriting and Technology team is properly assessed
• Closely works with Systems Project team for prioritization of system enhancement that directly impacts the Underwriting work flow
• Conducts regular department communications to ensure all levels of staff are informed of changes impacting their role & the department
• Develops Use cases to assure the quality of the Technology product built to meet requirements of the underwriting workflow
• Ability to take initiative and work without constant supervision

Underwriting Consult Resume Examples & Samples

• Support marketing goals by issuing life insurance coverage on a favorable and timely basis
• Support profitability goals by assessing the expected mortality of individual life applicants by analyzing medical, non-medical, and financial information and classifying risk appropriately
• Partner with local market sales personnel and other appropriate internal partners to develop and support strategic business plans by serving as an internal and external advocate to meet our growth and profit goals
• Bachelor degree or equivalent experience and 6+ years of individual life underwriting experience required
• Ability to understand overall individual and company operations and products
• Leadership experience or skills are preferred
• Ongoing progress towards FALU, FLMI, and CLU designations preferred
• If working with variable products, must become an associated person of Princor Financial Services Corporation, which requires fingerprinting, and a full background check

Underwriting Counsel Resume Examples & Samples

• Research of various state underwriting practices and development of guidelines and search procedures to complement Company’s underwriting standards
• Provides guidance to company personnel in the performance of real estate settlement services
• Issues underwriting standards and guidelines in accordance with established company processes
• Assist underwriting team in addressing coverage issues raised in the underwriting and negotiation process to assist in the successful closing of business opportunities
• Remain current on industry claims and coverage issues and communicate issues to underwriting team to ensure complete awareness. Assist, where appropriate, in the determination of underwriting philosophy and appropriate handling based upon the changing legal environment
• Assist in agent and internal employee education through webinars and seminars

Commercial Bank Risk-underwriting Senior Resume Examples & Samples

• Risk Assessment
• Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio
• Develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, and industry and other factors
• Lead and/or participate in client due diligence meetings as necessary
• Attend client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors
• Develop and recommend appropriate credit structures relative to risk assessment
• Credit Approval Process
• Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
• Provide early identification and proactive management of deteriorating credits and other problem situations
• Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process
• Work closely with PMAs/Credit Assistants to ensure accuracy of credit system data
• Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
• Minimum of VP: 7 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing. Experience working with technology industry clients is preferred

Manager Underwriting Resume Examples & Samples

• Plan, staff, manage Underwriting department activities including all human resource management functions; determining the mos effective staffing levels, scope of employee responsibility, and ensuring the hiring and development of employees in compliance with Corporate Affirmative Actions guidelines. Develop and maintain an engaged and accountable workforce with focus on continuous process improvement to increase sales & profitability. Develop and maintain a fair and equitable work environment
• Establish and implement strategic vision for the department focusing on improved productivity, expenses and relationships with internal and external customers; Establish and implement departmental policies, goals, objectives and procedures
• Assures that objectives, standards, policies, and business plans for the underwriting department are established, implemented, reported and monitored
• Consults, reviews, authorizes decisions, oversees cases,and/or assumes responsibility for presentations involving very large accounts with Company visibility. Provides for technical assistance and training as necessary
• Remains abreast of the competitive insurance environment, new and complex products, and the constantly changing legislation that governs the business
• May lead and/or participate in development and implementation of new processes. Serve as a member of various committees, task forces and special projects. May work with external vendors in support of department initiatives
• Collaboration and partnership building in both the agency and brokerage space, developing and maintaining relationships with Third party partners and reinsurers, to include conflict resolution, compliance and process improvements
• Ability to develop and operate within a budget
• Ability to operate a personal computer and utilize various software packages
• Ability to persuade, convince, influence and impress others to gain support and the ability to teach or foster development in others
• Ability to break down more complex problems into systematic parts for resolution
• Ability to influence others and ensure compliance in a fair and equitable work environment
• Ability to solve problems and resolve underwriting discrepancies
• Possesses business knowledge in insurance industry trends and competitive products, and through contracting arrangements and contract design
• 5+ years of LTC risk management decision making experience
• Experience managing individuals that manage others such as Supervisors or Team Leads

VP-financial & Underwriting Risk Management Resume Examples & Samples

• Establish visible membership in ALM working groups through clear presence as a key ALM expert in the Risk unit, i.e. ‘second line of defense’, in Transamerica’s multiple-line of risk management defense framework. Use such membership as an avenue to provide written and oral feedback and challenge to first-line ALM proposals covering both variable and general account ALM
• Independent second-line assurance regarding research, design, and implementation of risk strategies
• Leadership of challenge and advisory responsibilities with respect to Economic Framework and ALM development and evolution; ALM evolution includes continued development of the Variable products hedge programs
• Leadership of Periodic Review and Comment on Risk Reporting for ALM Metrics,(including Interest Rate Risk with Duration and Convexity Profile, Equity Risk before and after hedging, Liquidity, Credit Name Limit Exposure, Economic Risk Capital for Investment Risk and Mismatch Risk, etc.) Advise on needed expansion of reporting
• Promote compliance with policies relevant to Economic Framework (EF) Methodology and ALM: ERC Limits, Credit Name Limit Policy (CNLP), Liquidity Policy, etc
• Establish and maintain relationships with first-line ALM, CIO office, Treasury and Group Risk so that partnership can lead to success with various roles. Engage in regular business and risk discussions through these relationships
• Provide oversight for collaboration efforts across functional groups and departments. Oversight of Collaboration with FRM Technical Pool Leader to manage technical pool resources in their contribution to ALM / EF projects
• Responsible for managing and presenting departmental analysis to management

Regional Underwriting Counsel Resume Examples & Samples

• Demonstrated practical experience with concepts, practices and procedures of real estate title and settlement process
• Strong knowledge of Federal and State regulations related to real estate title insurance and settlement services
• Business acumen, strategic ability, ability to develop others and influence change
• Admitted to practice in state within region
• 12-15+ years title underwriting experience with responsibility for managing a major part/key function within business/team
• Must be admitted to practice law in the state of employment and the license must be in good standing
• 5-7 years title underwriting experience
• Must have thorough understanding of real estate law
• Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process
• Candidate will be required to obtain a IN Producer’s license
• Must be able to travel and work outside of normal business hours

Underwriting & Financial Risk Analysis Resume Examples & Samples

• Good analytical, insight generation and decision-making skills
• Strong knowledge of Microsoft® Office 2010 applications, especially Excel. Knowledge of Access preferred
• Understand the importance and sensitivity of regulatory matters
• Ability to work independently and manage time efficiently

Mortgage Operations Underwriting Support Specialist Resume Examples & Samples

• 80%: Underwriting Support
• Provide specific subject matter expertise to mortgage operations staff regarding underwriting guidelines and product offerings
• Using comprehensive knowledge of BMO Harris product offering, provide recommendations to mortgage operations staff for products that meet the needs of the prospective customer
• Contribute to monthly underwriting newsletters
• Routine review of line work (re-underwriting of current pipeline loans and/or files reviewed by QC with multiple errors) to determine root cause of error(s) and provide coaching for related underwriter/manager to eliminate error(s). Report trending to senior management to address in training and communications
• Bachelors Degree in business, preferred
• General knowledge of financial services industry required
• 10 years of previous mortgage underwriting experience required
• Proven experience in interfacing with internal and external auditors and examiners
• Excellent knowledge of BMO Harris product offerings
• Previous project management experience is a plus
• Basic knowledge of pricing and secondary
• FHA/VA experience is required
• Intermediate knowledge of Excel, Word and PowerPoint required
• Strong relationship building skills
• Excellent analytical skills and ability to resolve routine issues independently
• Ability to identify/manage potential risk
• Detail-oriented; high concern for quality and customer satisfaction
• Communicates clearly, effectively and professionally and possesses dynamic presentation skills
• Possesses solid project management skills and effectively manages time and resources to meet deadlines in a fast-paced, dynamic environment
• This position requires Credit Qualification. The incumbent must possess an In-depth level of Credit knowledge and skills and a Working level of Portfolio Management knowledge and skills according to the standards established within the Credit Qualification Process Policies & Procedures

VP, Senior Underwriting Resume Examples & Samples

• High level of title insurance and real estate knowledge is needed along with knowledge of the basic technology tools utilized in the corporate underwriting department and claims department
• Demonstrated advanced practical experience with concepts, practices and procedures of real estate title and settlement process
• Excellent leadership skills, leading by example, driving employee commitment through actions
• High level of business acumen, strategic ability, ability to develop others and influence change
• Exercises high degree of confidence, sound judgment and decision making
• Strong organizational skills with the ability to multi task, prioritize and work under pressure
• Ability to build relationships and create rapport
• Requires abstract thinking and creative solutions
• Ability to ‘think outside the box’ and make unique yet sound decisions to resolve complex issues
• 10+ years title underwriting experience in combination with significant commercial real estate or other relative legal practice experience
• Admitted to practice
• Licensed to practice law, in good standing

Data & Database Analyst, E&I Underwriting Resume Examples & Samples

• Work with leadership to develop and implement data standardization and governance
• Develop and maintain SQL database architecture (tables, views, stored procedures, functions)
• Create and maintain SSIS, VBScript, SSRS, and VBA solutions and underlying data needs
• Troubleshooting issues related to SQL environment, design and implement solutions
• Manage, integrate, problem solve, and analyze complex, disparate data sets
• Modify data to capture new metrics
• Act as a subject matter expert for others
• Ability to determine root cause, provide recommended solutions and implement changes for processing failures in SQL and VBA
• 3+ years of experience performing significant data design, data analysis and standardized structure in SQL
• 3+ years of experience with VBA
• BA / BS in IT, MIS, Finance, Accounting, Statistics, Mathematics, Computer Science or related field or equivalent experience
• Advanced skill level with MS Excel and Access
• 3+ years of SQL Server Management Studio and SSIS

Associate Senior Underwriting Counsel Resume Examples & Samples

• Respond to inquiries from senior underwriting and regional counsel, direct operations, independent agents, and customers (including attorneys and lending institutions, such as banks, savings and loans, and mortgage bankers, etc.) relating to underwriting issues
• Analyze transactions and provide guidance for resolving title problems
• Review and approve high liability, extra-hazardous risk and reinsurance submissions
• Draft commitment requirements, policy exceptions and affirmative insurance
• Assist in developing, formulating and implementing company policies and guidelines relating to title insurance underwriting and related matters
• Participate in the development of new products, policies, endorsements and forms
• Develop and maintain a working knowledge of Stewart’s underwriting standards
• Assist, as requested, national claims counsel and claims representatives in the initial review of and formulation of underwriting strategy regarding claims resolution
• Prepare and participate in educational programs sponsored by Stewart Legal Services and/or other programs
• Maintain current knowledge of applicable regulatory issues

Group Medical Underwriting Administration Resume Examples & Samples

• Produce letters to members, policyholders and internal business partners
• Manage returned mail
• Responds and/or redirects customer inquiries
• Supports underwriting practices with data entry tasks
• Run and manage monthly follow/pending reports
• Completes general administration tasks
• 0 to 1 year work experience required

HM Hmda Compliance Underwriting Resume Examples & Samples

• Ensure recommendations made on mortgage loans meet regulations
• Investigate recommendations that do not meet guidelines and recommend alternatives
• Assist underwriting managers with coaching and training needs for colleagues learning or having difficulty making appropriate recommendations
• Analyze compliance procedures and evaluate all potential defects and offer recommendations to correct any issues
• Provide exceptional customer service in all written and verbal communications to both internal and external customers
• Meet or exceed productivity levels established by Management
• 3-5 years mortgage underwriting experience
• Extensive Knowledge of legal, compliance, regulatory and mortgage investor requirements
• Strong Inter-personal skills and ability to communicate effectively at all levels
• Ability to work independently, prioritize and multi-task
• Strong problem solving skills, especially in a collaborative team based environment
• Working knowledge of Microsoft office, word, and excel
• BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred
• Direct Endorsement Certification preferred
• 5 or more years underwriting conventional and government loans required
• Experience using Automated Underwriting Systems
• Self-directed with excellent time management skills
• Experienced as Delegated Underwriter with all approved MI companies
• Demonstrated ability to analyze and evaluate complex income documentation
• Desire to work in a production environment
• Advanced proficiency in Word and Excel
• VA LAPP approval preferred
• Leadership – Provide direction to the Underwriting analysts; promoting the active sharing of best practices, providing guidance on key projects, and ensuring activities are aligned with profit center priorities
• Regularly interface with Underwriting, IT, COE and Product leaders to ensure Group is optimizing the value of activities
• Market/Product Evaluation – Use both primary and secondary research/market information to gain insights into all products and market segments. Primary information includes established results reports and interaction with management within home office. Effective use of secondary sources of raw data requires an understanding of the business processes and where dormant information may be converted to actionable insights
• Reporting and Analytics – Build, maintain and enhance an effective reporting portfolio which provides insight and understanding to varying key performance indicators relating to performance. Collaborate with Underwriting, Sales, IT, the COE, Product and Finance areas to produce analyses at required frequencies. Analyze performance data and identify opportunities for improvement. Lead efforts to develop new reports and data insights for leaders
• Build positive relationships with the Product area, Sales Division Management, IT, the COE, Underwriting and the Operations team to better understand and manage key business drivers and more effectively implement agreed upon actions
• Knowledge Management - Provide insights regarding results to a centralized knowledge management area as needed. Promote effective use of information within their segment, utilizing new information to augment segment specific strategies. Influence how this information is rolled out as far as system tools and training
• Acts as a business leader with the ability to make appropriate decision independently based on objectives and experience
• Demonstrates the ability to build strong partnerships throughout the organization both within home office, key partners, and IT
• Strong organizational, communication and interpersonal skills. Must be a competent and persuasive communicator and have the ability to be an assertive influencer. Gaining credibility, support and involvement of key internal constituents
• Ability to turn strategic thinking into genuine action, and have a strong sense of urgency to ensure key deadlines are met. Ability to prioritize a multiplicity of demands from a variety of constituents
• Ability to collect and organize data, conduct analysis and report on and apply results. This includes but is not limited to analyzing data and research to help identity Guardian gaps and opportunities and develop initiatives to address them
• Utilizes and leads others to leverage data sources to better understand trends, local market influences, the competitive environment, and the Guardian strategic plan
• Follows through on commitments; holds self and others accountable for achieving required outcomes; provides appropriate leadership to foster accountability and ownership by others
• Tableau, Microsoft Office suite, Business Objects, Data Warehousing, and system tool experience
• Analytical and financial expertise – a deep Underwriting and group experience base is a requirement
• Strong knowledge of the employee benefits industry including basic understanding of products, but with deep knowledge of the distribution channel process and Underwriting practices
• Advanced experience in Underwriting and management metrics and reporting for the Group insurance industry and the Life, Disability and Dental lines in particular
• Minimum of 3 years’ experience developing responsive, complex, multi-part reporting using Tableau, Microsoft EXCEL, Microsoft Access or other comparable tools
• Demonstrated understanding of database development and multiple software environments
• Proven expertise in financial modeling, data analysis and reporting – in-depth quantitative and analytical skills
• An undergraduate degree in actuarial science, mathematics, statistics, risk management, finance or related field or equivalent work experience. MBA preferred. Industry certifications a plus
• 10 or more year’s insurance experience desired
• 5 years’ experience and deep understanding of at least one of the core skill sets (financial analysis, pricing, market segmentation, market plan development, consulting)
• Strong math, analytical, and communication skills
• Strong foundation in complex financial modeling and analysis, exceptional computational spreadsheet skills
• Willingness to embrace change and participate in a broad array of activities, work in a team environment, and build effective relationships to maximize performance
• Proficiency with Tableau, Microsoft Office (particularly Access and Excel) desired

Group Underwriting Best Practice Analyst Resume Examples & Samples

• Research and document Underwriting policies, practices & guidelines
• Make appropriate recommendations to modify SLF Underwriting policies, practices and guidelines as required to adapt to changes in the industry, financial trends or changes within SLF in underwriting or other related departments
• Develop communication and documentation material in collaboration with management and trainers to ensure all staff are aware, understand and apply Best Practices
• Project work, either specifically within underwriting or as part of cross-functional Group Benefits teams to provide Underwriting input
• Conduct monthly quality reviews
• Prepare Quotes and Renewals on specific assignments for clients across Canada with variable complexity, to support regional offices during peak periods

Area Underwriting Counsel Resume Examples & Samples

• Admitted to practice law in the state of Minnesota
• Excellent understanding of concepts, practices and procedures of real estate titles and closing
• Has the knowledge and specialized expertise for making recommendations to, and in collaboration with, senior management and legal
• Ability to lead others in effectively implementing programs and projects
• Ability to diagnose and analyze problems, identify and drive appropriate solutions and, achieve desired results

Director, WHS Underwriting Operations Resume Examples & Samples

• Direct a team of managers and professional underwriters who conduct the full range of underwriting and risk assessments required. This includes providing referral support (ie. Second signs) and mentoring of underwriting staff
• Build strong partnerships with the sales force. This includes effective day to day interactions, dealing with escalated cases and making field visits and presentations
• Help set measures and act on standards for quality, speed and cost effectiveness
• Act as a key strategic advisor to the AVP and work together with the AVP and the other Directors on the team to recommend resources (budget, time and technology) and develop opportunities to fully utilize team strengths and talents
• Ensure first-line managers are held accountable for managing people, deploying and re-deploying resources (including managerial time, people, budget and technology) among teams to achieve business objectives
• Make sure teams are staffed appropriately with the right number and skill set of underwriters by working with planning and forecasting tools available. Accountable for the quality and quantity of work done
• Ensure service standards are met, quality measures are achieved and staff engagement is high
• Conduct visits with external sales force partners and coach and mentor underwriting managers to conduct visits
• Lead operational analysis of business results, identification of business trends and opportunities and make recommendations
• Plan, lead and execute key initiatives and special projects such as the Brighter Way Management Systems and e-app initiatives
• Provide input to Development and Governance on underwriting guidelines and practices to ensure they can be implemented
• Work with the Director of New Business to develop and support best practices and efficient movement of the work
• Provide input into budget plan and accountable for executing the plan
• Underwriting Skill Set
• Ability to work on large or escalated cases by providing expertise to managers and consultants on complex situations. Provide feedback and coaching to these individuals to help them resolve difficult situations
• Review audits with the managers and underwriters, develop coaching plans to promote underwriters through their career path
• Has 10 years of experience leading in an underwriting operation
• FALU / FLMI designation or actively working towards

Credit Underwriting Spvr-broker Resume Examples & Samples

• Bachelor's degree or equivalent work experience, plus 5-7 years related work experience
• Advanced knowledge of business unit, business technology applications and company products required
• Must have excellent planning/organizational, problem-solving, analytical, presentation, listening and oral/written communication skills, as well as general math skills, preferably with basic skills related to graphs, symbols, equations, etc
• Advanced computer skills and knowledge of business unit applications required

Credit Underwriting Spvr Resume Examples & Samples

• Excellent leadership skills required, along with excellent time management and decision-making skills
• Must be able to maintain a high degree of accuracy while being detail oriented

Underwriting Ops Specialist Resume Examples & Samples

• Create and maintain loan files
• Distribute loan files to the Underwriting Department
• Pull and reconcile team reports
• Process incoming customer faxes
• Distribute customer documents to the Underwriting Department

Credit Underwriting Team Lead Resume Examples & Samples

• Provide support to the underwriting manager in managing work flow, reviewing underwriting pipeline reports, and handling escalations
• Assist in mentoring and auditing other team members
• Perform daily pipeline routines to ensure loans are reviewed within business service level agreements
• Maintain quality and production standards for the team as defined by business
• Underwrite highly complicated transactions as needed and maintain lending authority
• Analyze escalated situations and provide resolution
• Communicate new policies and procedures to the team and implement workflow
• Actively cooperate and interact with all entities of Citigroup
• Review and analyze procedures for more efficient and cost effective ways of handling the workflow
• Participate in special projects as required
• Excellent leadership, communication, analytical, decision-making, and computer skills required
• Ability to handle escalations as required
• Ability to professionally provide constructive feedback to other team members
• High school diploma, degree preferred
• A minimum of 10 years of experience in processing, closing, or underwriting
• Knowledge and experience reviewing mortgage applications according to the US mortgage regulations
• A minimum of 10 years of experience underwriting agency, non-agency, Mortgage Insurance loans and appraisals preferred
• Experience and knowledge of FNMA, FHLMC, and Private Mortgage insurance property and credit underwriting guidelines preferred
• Strong understanding of complicated transactions and tax return analysis preferred
• Experience effectively and independently making credit decisions and providing underwriting support to other business functions preferred

Underwriting Director Resume Examples & Samples

• Represents Lincoln at industry/meetings, acquires underwriting intelligence, shares information internally
• 10+ Years of experience underwriting individual Life Insurance products that directly aligns with specific responsibilities for this position required
• A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
• A demonstrated track record of consistently meeting and/or exceeding performance expectations
• Demonstrate strong implementation skills, problem solving and analytical skills

Business Systems Analyst, Underwriting Resume Examples & Samples

• In collaboration with KPIT and business clients, maintain information applications to meet business requirements. Design and execute analytic approaches. Interpret and synthesize findings into actionable recommendations. Define and frame projects and develop the goals, direction, methodology and work plan. Manage and mentor less-experienced analysts with design and development of analytic approaches. Analyses, reports and consultation highlight opportunities and promoting best practices. Ensure integration with other business applications, and consistency with established data/information standards. Work collaboratively with operations and KPIT staff to implement workflow or system improvements necessary to meet business information needs and user requirements. Apply business area and system knowledge to research and remediate system problems. Develop and maintain system documentation including but not limited to business specifications, process flows and desk procedures. Coordinate/conduct user acceptance testing, to ensure application meets business requirements and supports efficient workflow. Develop user documentation and related materials. Assist with user support and training as needed. Participate in periodic review to identify application improvements needed to support evolving business needs. Serve as a department lead coordinating work flow and delegation of functions in order to get work completed. Provide consultation and serve as a subject matter expert to other BSA's
• Following specifications, develop or enhance applications that combine data from existing sources, tailored to specific user groups and business needs. Develop system documentation. Ensure consistency with established data and application standards. Provide project management for the development of business information systems, ensuring desired outcomes are met on schedule and within budget
• Information analyst duties, e.g. conduct analysis and make recommendations to business unit based on findings of analysis
• Minimum four (4) years of relevant analytical/business system support experience
• Minimum one (1) year of experience with current software, listed above
• Specific and broad knowledge of KPNW operations and relevant business systems and data sources such as KP HealthConnect Hyperspace and Clarity

Manager, Underwriting Resume Examples & Samples

• Manage day to day work assignments - Make adjustments as required and monitor the tracking, metrics, analysis of work so resources are used efficiently. It include the analysis of work so daily turn around time, inventory and cycle time are managed to goals
• Leadership - Coach and mentor staff to maximize potential and place them in appropriate work assignments. Also the day to day management of resources including time off and other for appropriate staffing levels. Handling of regular performance feedback, mid year and annual reviews
• Teamwork - Works well with others on the management team, establish strong relationships with other internal areas such as (but not limited to) Simplified Issue and Agent Care
• Works closely with Claims to ensure contestable claims are handled in a timely fashion and trends are tracked for possible action
• Works closely with vendors as a single point of contact and to ensure service goals are met
• Works with Compliance and Legal to ensure we are following guidelines and serves as a single point of contact for underwriting across the enterprise

Underwriting Coordinator Resume Examples & Samples

• Proficiently process requests for proposals (RFP's) while maintaining 98% or better accuracy with a maximum two business day turnaround time
• Develop positive relationships with internal and external customers
• Act as a positive team member by communicating effectively and professionally
• Ability to learn quickly and process efficiently
• 1+ year of Customer Service experience within a Professional business environment
• Current proficiency with Microsoft Word
• Current proficiency with Microsoft Excel (pivot table and formulas)
• Alpha-Numeric and 10-Key Data Entry experience
• Healthcare Industry experience
• Microsoft Office Suites 2010 version experience

CCB Risk-business Banking Underwriting Resume Examples & Samples

• Coordinate process testing with policy, procedure, process heat maps, and risk and control documentation to ensure continuity, consistency, and relevance
• Test key attributes within the over $500,000 Risk Underwriting Level which includes Judgmentally Graded Business Credits
• Recommend areas of opportunity to lower processes residual risk
• Assist with action plan resolutions
• Assist with preparation for internal and external reviews, audits, and examinations
• Coordinate projects and process improvements
• Determine impact of new state and government regulations/laws and incorporate policies/procedures along with helping to implement required changes due to these new processes
• Other tasks and assignments as needed
• 5 plus years experience in Credit, Audit, Compliance or Risk Management, including experience in a leadership capacity
• Knowledge of risk and control assessment process
• Demonstrated ability to collaborate cross-functionally to achieve measurable results
• Skills & experience to manage targeted portfolios ( e.g. formal credit training, treasury product knowledge, problem loan experience)
• Project and Change Management experience preferred
• Strong analytical skills and the ability to analyze large sets of data preferred
• Familiarity with key Financial Institution regulations preferred
• Bachelor's Degree required with a focus in Accounting, Finance, Business or Economics preferred
• MBA or professional certification preferred
• Leadership role in Risk to partner with Business Controls Office, Legal, Compliance, and Audit to ensure Credit related compliance with all regulations and policies applicable to Business Banking
• Help define key risks and controls used by Credit Risk and functional units
• Lead risk and control assessments and deliver organized results. Prioritize recurring and targeted reviews of high risk/ high exposure business transactions
• Define and conduct control testing activities. Use random sampling techniques to evaluate those transactions for residual risk
• Drive mapping /identifying gaps in controls and develop and coordinate execution of a plan to address control gaps
• Provide error reporting and work with the functional groups on action plans to reduce future residual risk
• Track and escalate delays in key corrective action plans
• Ensure action plans are completed and re-test for gaps on newly established controls
• Collaborate with other JPMC LOB's and functional areas on firm-wide Regulatory assessments and exams related to Risk
• Assist with the development of key control metrics for Risk Underwriting
• Coordinate management reporting, including metrics of the KRIs
• Partner on various risk mitigation projects
• Develop and deliver training sessions / programs as needed
• 10 plus years experience in Credit, Audit, Compliance or Risk Management, including experience in a leadership capacity

Assistant Manager, Underwriting Resume Examples & Samples

• Manages the efforts of direct & indirect reports, & collaborates w/, provides guidance to & influences employees, clients & matrix partners in extremely complex organization(s)
• Effectively leverages KP's Manager Coaching Program to support team development & sales excellence
• For Assistant Managers in the ROCs: Generally, multiple lines of business will be managed
• For Assistant Managers in National Accounts: Generally, work will be conducted across regions & may include a higher proportion of direct customer interaction
• Plans & establishes a course of action for team or unit; establishes priorities to accomplish goals, allocate resources & track results
• Monitors & evaluates moderately complex plans; focuses on results & measuring attainment of outcomes
• Ensures that effective controls are developed & maintained to ensure the integrity of production outcomes for the team. Takes corrective action as appropriate
• Uses efficient & cost effective approaches to integrate moderately complex processes & technology into the workplace & improve program effectiveness
• Supervises tracking & administering investment funds for their business unit
• Achieves revenue, membership & margin targets for area of responsibility
• Builds tactical relationships w/ internal & external partners
• Five (5) years of experience in underwriting, marketplace evaluations, and/or financial analysis

Associate Regional VP-mortgage Underwriting Resume Examples & Samples

• Work with the Regional Vice President to provide guidance to Underwriters & Transaction Managers specializing in large complex jumbo mortgage transactions for high net worth clients
• Assist the Regional Vice President in managing and evaluating their team
• Monitor team performance from a production and quality perspective to uphold the Firm’s requirements and core values
• Proficient with Regulatory Changes, FNMA and Nonconforming Loans
• Expert experience underwriting jumbo loans in the high net worth, Private
• Must have knowledge of Windows and its relation PC Applications
• Proven ability to speak effectively in front of Sr. Management, Private Bankers, Financial Advisors, employees and others are required
• 3+ years title underwriting experience or equivalent transactional or litigation experience
• Must have a thorough understanding of real estate law
• Great understanding of underwriting real estate transactions for the issuance of title insurance policies
• Strong knowledge of fundamental concepts, practices and procedures of real estate title and settlement process
• Good organizational skills with the ability to multi-task, prioritize and follow up in a timely manner
• Ability to provide creative solutions, utilizing abstract thinking
• Candidate may be required to obtain specific state licensing

VP & Medical Director, Underwriting Resume Examples & Samples

• Consult with and train underwriters on the specifics of medical disorders on a case by case basis
• Interpret ECGs and stress tests, review and assess laboratory tests and other requirements from an Insurance Medicine perspective
• Research and conduct formal training seminars for underwriters and external audiences on medical topics
• Research changing medical survival trends and provide input into underwriting guidelines for the in-house underwriting manual
• Physician, board certified, with a minimum of three years experience in a primary care specialty such as Family Practice or Internal Medicine preferred
• Insurance Medicine experience preferred
• Current medical license in good standing and appropriate continuing education credits as needed per year required
• Strong knowledge of general medicine, cardiology, oncology and geriatric medicine
• Superior teaching skills
• Experience in internet research identifying relevant medical articles and ability to summarize medical record information
• Highly effective communicator with ability to clearly and concisely articulate ideas both verbally and in writing
• Proven ability to work collaboratively with other physicians and managers
• A leader who has successfully led work and project teams
• Position is located in Plymouth, Minnesota
• Remote work considered for applicant with Insurance Medicine experience

Client Underwriting Business Control Manager Resume Examples & Samples

• Continued build out of the strategic framework for CVL Underwriting Business Control to drive a strong, proactive risk management environment
• Strengthen and execute a proactive process-related assessment environment and improve self-inspection routines
• Achieve control objectives by partnering with Legal, Risk, Compliance, Credit Risk and FLU to ensure that control requirements and opportunities are addressed
• Develop new and strengthen existing management routines to drive accountability for process execution and control environment
• 5+ years in a senior risk management or control-related role (non-technology)
• 3+ years of demonstrated strategic thinking and analytical skills with the ability to develop and execute tactical plans (end-to-end responsibilities)
• Demonstrated experience identifying and escalating risks and leading mitigations efforts
• Exhibit strong leadership, relationship management and interpersonal skills
• Proven communication skills (written and verbal)
• Ability to influence across all levels and partners (including senior leadership, Legal, Risk and Compliance)
• Robust understanding of control functions including regulations, assessments, standards, procedures
• Ability to multi-task in a matrixed environment and to prioritize multiple projects
• Critical thinking and analytical skills
• High level understanding of key underwriting and/or funding regulations and processes
• Consumer Banking, Consumer Vehicle Lending or Business Control related experience

Director Credit Underwriting Resume Examples & Samples

• Bachelor’s degree in business, finance or accounting desired
• Five (5) year related credit experience and/or training required, or combination of education and experience
• Two (2) Years of supervisor or management experience beneficial
• Significant experience with Fiserv/ITI software Required
• Experience with loan applications (i.e. LaserPro, ITI, etc.) preferred
• Strong understanding of collateral and loan documentation and application of credit analysis techniques
• Strong interpersonal skills including the ability to write letters, reports and other correspondence,
• Ability to speak effectively with customers and lenders
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
• Participate in formal and informal training programs to include, but not limited to, FHA underwriting and processing concepts, mortgage credit analysis, commercial appraisal review, and physical capital needs and environmental site assessments
• Provide support to the underwriting team during loan application processing, assist with underwriting/closing timelines, and make client introductions
• Work closely with closing team to complete any outstanding due diligence required to successfully close loans
• Create and foster relationships with HUD personnel and third party consultants
• Review appraisal, physical needs, architectural/cost, market study, environmental and any other relevant third party reports for accuracy and compliance with JLL and HUD requirements
• Complete various sections of the loan sizing model, including but not limited to HUD underwriting forms 92013, 92264, 92264a, 92329, FHA input data sheets and statement of sources and uses
• Property Description
• Capital Needs
• Environmental
• Market Study, if applicable
• Architectural/Cost Review, if applicable
• Waiver Form, if applicable
• Review all documentation received from client for completeness and accuracy, report any issue of concern to underwriter and team
• Prepare and submit application materials to respective HUD office
• Competency of Microsoft Office Suite (Word, Excel, Outlook)
• Excellent interpersonal, communication, problem-solving and organizational skills
• Strong time management skills with ability to operate under demanding deadlines

Government Underwriting Resume Examples & Samples

• Three+ years of experience underwriting mortgage loans. Examples include AUS Agency, Agency Manual, Non-Conforming Portfolio Products, VA and FHA
• For FHA lending, must meet HUD requirements as outlined in HUD handbook 4000.1
• Strong capacity to address credit related issues and points of risk to ensure underwriting meets quality assurance and investor standards
• Ability to perform a comprehensive validation review of credit, income, assets, compliance, policy or program requirements, based on automated or manual underwriting results
• Demonstrated and sustained adherence to all regulatory and compliance requirements
• Proven effective communication skills, with the ability to negotiate and work effectively in a collaborative environment
• Proficiency in Automated Underwriting Systems (AUS)
• Medical, Dental, and Vision Plans
• Retirement Plan – 401k with matching
• Disability insurance
• Time away from work – vacations and holidays
• Tuition Assistance - financial help for going back to school
• Support senior management in internal reporting on platform performance and activities
• Research and analyze target industries
• Support all aspects of due diligence and underwriting
• Assist in corporate and asset level valuations
• Structure/Build detailed financial models to support both investment decisions and asset management activities. These modeling activities include creating financial statements and complex ROI, NPV and IRR calculations
• Participate in meetings with management teams, M&A intermediaries and financing sources
• Assist in the pricing of transactions
• Author sections of pitch materials and investment committee memorandums (ICMs) for senior management and investors
• Provide support to asset management initiatives of existing investments including but not limited to financial analysis, executing business plans and other ad hoc strategic projects
• Build ad-hoc analysis and prepare high-level research as needed
• Ability to thrive in a fast-paced, rapidly changing work environment
• 1-3 years of experience in an investment banking or private equity firm required
• Transaction and acquisition experience preferred
• Proficiency in Word, Outlook, and PowerPoint (Microsoft Office Suite 2003/2007)

Associate Underwriting Counsel Resume Examples & Samples

• Law Degree required and License to practice law must be in good standing
• General knowledge of Federal and State regulations related to real estate title insurance and settlement services
• Ability to collaborate and act decisively
• Excellent listening, verbal and written communication skills

Manager Underwriting Advisory Resume Examples & Samples

• Structure deals to help win new business by finding the optimal combination of risk management, spending needs, and required documentation
• Own Underwriting requests end-to-end where client situation is complex (i.e. parent/sub structure, legal entity issue, complex terms and conditions)
• Review counter-offers and limit reductions before customer is notified and provide options to clients and sales/account development
• Lead credit capacity discussion with Clients in face to face and via phone to support client managers with sales conversations from a financial / credit perspective including decisioning communication
• Manage the relationship between Middle Market sales and Account Development and Underwriting, RIM, Credit, and Banking partners
• Identify areas of opportunity to improve the Underwriting experience for our managed clients
• Experience in commercial underwriting for mid size companies
• Ability to directly interface with customers to outline options and requirements to support spending capacity
• Strong communication and influencing skills at all levels
• Exceptional relationship building skills
• Strong customer orientation while ensuring sound credit decision making
• Self motivator who takes initiative, learns and follows through
• Excellent strategic thinking and analytical skills
• Demonstrated strengths in organization and attention to detail
• Desire to be a part of a fast-paced and growing organization
• Positive attitude and commitment to success
• Base level comfort with Word, Excel, and PowerPoint
• College degree required with preference in Finance or Accounting
• Min 2 years relative sales or client management experience
• Min 2 years relevant full-time experience in credit or underwriting
• Comfortable with 10% travel

Senior Underwriting Counsel Resume Examples & Samples

• Utilize underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance
• Guide company personnel and agents in the performance of real estate settlement services
• Issues underwriting standards, and guidelines and advisories in accordance with established company processes

Underwriting Team Lead Manager Resume Examples & Samples

• Leads and manages staff to ensure the proper review and structure of loan proposals that meet the customers' or prospects' needs while conforming to bank and regulatory requirements
• Analyzes pertinent financial and credit data to make a final credit decision (approval or declination) within their signing authority. Recommends to higher level of authority if appropriate
• Interacts with line units, Business Credit Operations (BCO), business partners and vendors to assure the process and communication are done in an efficient manner
• Works in conjunction with BCO to ensure appropriate portfolio management practices are coordinated with underwriters and line relationship managers
• Ensures that Service Level Agreements (SLAs) are met for credit decisions, telephone, and e-mail responses staff
• Analyzes portfolio performance and trends. Makes recommendations and/or implement changes (when applicable) to meet the Bank's credit quality objectives
• Assists in identifying and managing troubled assets and potential troubled assets in assigned area
• Bachelor’s Degree in Business Admin or related degree required
• Master’s/Advanced Degree preferred
• 8+ years in underwriting experience
• 3+ years of supervisory or managerial experience
• Thorough knowledge of lending policies, procedures and related regulations
• Effective negotiation skills, planning and organizational skills
• Intermediate knowledge of word processing (Word) and spreadsheet (Excel) software

Underwriting Coordinator, Rockville Resume Examples & Samples

• Establishes effective business relationships with underwriters by preparing customer cases prior to underwriting and finalizing customer cases following underwriting
• Processes renewals including Prep, NPS, renewal packet, case review document
• Hands off to Underwriting team as complete file ready to be underwritten
• Captures case specific information and records in various tracking systems, including SalesConnect, National Pricing System, and other departmental databases, as applicable
• Follows business processes and policies to ensure cases are ready for underwriting
• Reviews rate quote request and census information for accuracy
• Reviews case submission for completeness and documents missing information for underwriters
• Creates case file
• Prepares for case review including generating ad hoc reports
• Underwrites simple cases with no required judgment with QA by underwriter
• Ensures departmental record retention policy is followed by purging files and sending files offsite for storage as required
• Supports department by performing administrative duties, as applicable
• Schedules meetings with multiple participants
• Schedules travel arrangements for departmental staff
• Submits expense reports for department staff
• Processes all departmental invoices through accounts payable and ensures invoices are coded accurately for budget purposes
• Manages all activities around ordering and tracking office supplies
• One (1) year of experience performing analysis work preferred
• Previous experience performing clerical duties in health care or insurance industry preferred
• Previous experience coordinating activities related to underwriting processes, health care products, and contracts preferred
• Bachelor's degree in business administration, health care administration, mathematics, or statistics preferred
• Managing a competent and motivated staff of underwriters
• Training and development team
• Monitoring performance and providing overall guidance
• Oversee the underwriting of complex accounts and resolve issues
• Bachelor's degree or sufficient experience
• 5+ years of experience with healthcare underwriting for any variety of products including PPO, HMO, self-funded, ASO/fully-insured, group or individual
• Superior oral and written communication skills as evidenced by collaborative partnerships with cross functional teams internally and with Clients
• Intermediate level of proficiency with MS Word, Excel and PowerPoint
• Negotiations experience
• Excellent organizational, analytical, planning, negotiation, decision making, and project management skills
• Leadership experience and the ability to supervise staff and projects

National Agency Commercial Underwriting Counsel Resume Examples & Samples

• Must have JD Degree
• Admitted to practice law, with license in good standing
• 6+ years’ experience in title underwriting
• Recent emphasis on commercial underwriting
• Prior responsibility for managing key functions within business/team
• Commercial RE Law experience is required
• Demonstrated practical experience with concepts, practices and procedures of commercial real estate title and settlement process
• Exercises confidence, sound judgment and decision making
• Excellent interpersonal and coaching skills
• Ability to diagnose and analyze problems, identifies and drives appropriate solutions, and achieve desired results
• Strong organizational skills with the ability to multi-task, prioritize and work under pressure

Supervisor Underwriting Support Resume Examples & Samples

• Develops and maintains current knowledge of assigned business areas, environments, and strategies, as well as Mutual of Omaha practices and the insurance industry as well as application of Operational Excellence fundamentals and management of projects that support the Corporate Strategy
• Researches, analyzes, and evaluates new and emerging business systems technologies, practices, and methodologies
• Oversees work performed by the Medicare Supplement Leads and Underwriters
• Assures that expenditures are within budget and appropriately authorized
• Assures that objectives, standards, policies, business plans for the department are implemented, reported and monitored
• Assures that employees are selected, developed, trained and managed in accordance with Company procedures
• Assures that work is monitored for quantity and quality, and that work improvements in performance and productivity are identified and implemented on a continuous basis
• Develop and maintain an engaged and accountable workforce
• Develop and maintain a fair and equitable working environment
• Assures effective Resource Capacity Planning by allocating resources to the highest value initiatives to include management of flexible staff during periods of diverse volume experience
• Knowledge of implementation of processes and redesign of supporting business processes, which may include software implementation processes and process re-engineering
• Expertise with PC based office tools, such as Microsoft Office, Excel, and Lotus Notes
• Experience with statistical, and data analysis and interpretative skills
• Experience with creating, monitoring, and reporting metrics
• Excellent oral and written communication, human relations, negotiation, and presentation skills
• Demonstrated ability to guide and train others, and to provide excellent customer service
• Ability to work in a team oriented and fast paced environment
• Strong presentation, communication and facilitation skills
• Proven ability to influence change and new concepts
• Ability to teach and foster development in others
• Ability to understand technical applications
• Build relationships through maintaining networks of contacts who are useful in achieving business results
• Ability to adapt and work effectively with a variety of situations, individuals or groups
• Ability to lead in fair, equitable, and positive fashion
• 3+ years experience leading a work group and/or direct supervision of a team
• 5+ years experience with the insurance and/or financial services industry to include Medicare Supplement Underwriting
• Experience problem solving technical solutions to meet business needs
• Experience leading and developing others
• Bachelor and/or Masters degree in related field

Underwriting / Trading Assistant Resume Examples & Samples

• Tracks and confirms transactions to ensure accuracy
• Advises others in resolving complex problems and issues
• Maintains and updates underwriting files
• Performs administrative tasks, including faxing, filing and copying
• Serves as liaison between the underwriting desk and sales personnel
• Maintains currency in organizational and industry current events and best practices
• Plans, organizes and maintains effective and efficient workflow
• Accesses, interprets and applies market and client information; prioritizes flow of information; and communicates to appropriate personnel
• Initiates communication to support underwriting, sales and/or trading activities
• Executes trades, as required
• Assists in compliance review process
• Commonly used securities industry practices and procedures
• Concepts, principles and practices of securities underwriting/trading/sales
• Procedures for processing trades
• Market levels, including accuracy of bids and offerings
• Responding professionally to inquiries and researching and resolving problems in a timely manner
• Performing qualitative and quantitative data analysis
• Analyzing problems and developing creative solutions
• Attending to detail while ensuring quality standards are met without impacting workflow
• Developing and maintaining effective workflow processes
• Selecting and using a variety of technical tools such as Bloomberg, Miter, Shared files, EMMA/MSRB, IPREO, Bidcomp, Dalcomp, etc
• Identifying different types of market data, determining time sensitivity and delivering within appropriate time frames
• Using standard office equipment and required software applications for electronic communication, spreadsheets and databases
• Provide a high level of customer service, including demonstrating sensitivity to customer/sales needs and responding proactively
• Identify pertinent information and determine the potential impact on decisions and actions of the assigned functional area
• Use independent judgment in making decisions
• Organize and prioritize multiple tasks and meet deadlines
• Bachelor’s Degree (B.A.) and five (5) years experience in a sales or trading role within the securities or financial services industry

Underwriting Automation & Technology Expert Resume Examples & Samples

• Lead the analysis of relevant processes, systems and technology and devise/implement solutions that improve organizational productivity along with adherence to underwriting guidelines
• Leads sound data analysis, business process improvement, and financial analysis, then reviews completed analyses for soundness and validity
• Ability to complete cost/benefit analysis after extensive review of new system, process, underwriting guideline or underwriting requirements, and shares findings with the team and Senior Leaders
• Reviews projects to evaluate results compared to expectations and provides feedback
• Able to draw conclusions and make recommendation using a combination of relevant facts, observations, and opinions
• Develops clear and concise written communication
• Strategic view of process with effective communication and presentation to senior leaders and officers
• Supports the automation of manual processes via requirement gathering, rule specification and development as well as participating in testing the results
• Analysis of automated underwriting decisions (accept, decline, refer to Underwriter) to confirm automation is providing accurate assessments. Continuous in-depth review of referrals to make recommendations for future enhancements to improve speed to decision, increase the straight-thru decision rate while maintaining good risk selection
• Anticipates future impacts and communicates to eliminate problems before they happen
• Develops strong working understanding of Allstate’s core systems and the integration between them
• Takes initiative to identify project opportunities and acts upon them
• Establishes priorities and manage multiple projects simultaneously across departmental boundaries
• Minimum 15 years in the life underwriting area, Bachelor’s degree preferred
• Advanced proficiency in Excel, Word, PowerPoint, Access
• Expert communication and documentation skills
• Ability to build strong working relationships with individuals from multiple departments
• Expert knowledge of underwriting systems and processes
• Technology or business Analyst background desired
• Advanced project management skills
• Ability to execute projects on time and on budget
• Strong reporting capabilities
• Strong Attention to Detail

Underwriting Services Assistant Manager Resume Examples & Samples

• Execute Underwriting Guidelines for Telemarketing, Bancassurance, Face to Face Business and other channels (if any)
• Build/enhance the Standard Operating Procedure (SOP) and ensure the workflow of the department runs smoothly and efficiently
• Provide Underwriting service to Telemarketing, Bancassurance,Face to Face Business lines or other channel (if any)
• Monitor the delivery of quality and timelines service to internal and external customer in terms of accuracy and quality of end to end new business process as well as TAT
• Regular reviews and monitoring of UW process and procedure to achieve operational efficiency
• Provide reports to relevant external and internal department
• Closely work with Product Marketing and Product Development to develop new product, their reinsurance structure model
• Monitor the administrative activities concerning the processing of life insurance policies, alternation of policy, collection of premium due, commission arising and payment of monies arising from surrender or maturity
• Assist in reviewing the new product specifications provided by Actuarial Department and help in modifying administrative procedures when required

Underwriting Senior Specialist Resume Examples & Samples

• Performs B2G case-specific risk assessments, rate development, and customer presentations on complex book of business
• Develops and monitors account earning plans to achieve growth and profitability
• Couples with management to develop and drive market and sales strategies, product development, pricing, and underwriting policy and procedure guidelines
• Mentors less experienced underwriters on risk analysis, rate development, and consultative underwriting responsibilities
• Serves as technical resource for less experience underwriters on complex issues
• In-depth rating, product, and financial knowledge
• Bachelor's degree or equivalent work experience required
• Minimum of five years of Underwriting experience and an in-depth knowledge of products, markets, and regulatory environment is required
• General business acumen is also essential
• Proven negotiation and conflict resolution skills
• Ability to influence people in all levels of the Underwriting organization as well as in matrix management environments
• Clear results orientation backed by specific accomplishments
• Excellent written and verbal communication skills with emphasis on superior influencing skills
• Recognized as a leader and expert in underwriting practice

Underwriting Account Associate Resume Examples & Samples

• Fresh Medical Graduate or with 1- 2 years of Underwriting Experience
• Hands on experience on Medical Underwriting of Retail Health Business will be an advantage
• Judgment and Decision Making -- Considering the relative costs and risks attached along with the benefits of potential actions to choose the most appropriate one
• Time Management -- Managing one's own time and the time of others and the ability to work tight deadlines
• Coordination -- Adjusting actions in relation to others' actions
• Good Communication Skills –that include Active Listening, effectively communicate in writing and talk to others to convey information effectively

Group Underwriting Administrator Resume Examples & Samples

• Prepare group business quotations accurately and efficiently
• Handle quotation enquiries from Broker sales team
• Prepare regular monthly reports for management review
• Assist for policy documents imaging
• High Diploma or above with 1-2 years of working experience
• Knowledge in medical insurance would be an advantage
• Good communication skills and interpersonal skills
• Detail-minded and able to work independently

Underwriting Support Technician Resume Examples & Samples

• Provides customer service to variety of customers over the telephone
• Responsible for the processing applications for insurance and handling service requests for customers according to established procedures
• Responds to routine telephone calls and correspondence using a computer to access account information
• Completes any necessary documentation and refers issues to the Supervisor as needed

Underwriting Benefits Consultant Resume Examples & Samples

• Operates as a consultant to internal staff as well as clients, assisting clients with a range of complex issues and needs
• Provides underwriting analysis services to internal GBS staff and to clients according to their needs and strategic interests, assisting in retaining clients
• Assists in the sales process through production of financial projections on large accounts and related underwriting analysis
• Acts as a resource regarding industry trends and technologies for account service and consulting, new sales, and additional sales to existing clients
• Working knowledge of Microsoft Windows applications and Microsoft Office

Underwriting Internship Resume Examples & Samples

• Develop judgment to accept, reject or modify new and renewal business for all commercial lines, with guidance and direction as needed from experienced underwriters or team leader, to ensure a profitable commercial book of business
• Price business according to company underwriting and pricing guidelines and ensures standards for timeliness are met
• Develop on-going relationships with internal and external customers and monitor profitability and quality of submissions, and keeps up-to-date with underwriting and/or product changes
• Review and becomes familiar with: Policy coverages, Agency relationships, Underwriting and team guidelines, processes, and procedures, Company business strategy and organization
• Analytical and decision making skills, basic to intermediate level Microsoft Excel skills
• Strong customer service orientation
• Demonstrated organization skills and ability
• Effective interpersonal skills including ability to negotiate successfully
• Willingness to complete professional designation(s) and continued insurance education
• Minimum 3.0 cumulative GPA; additional requirements may apply

Underwriting Training Program Resume Examples & Samples

• 0-2 years of professional experience
• Analytical and decision making skills

Underwriting Internship Program Resume Examples & Samples

Z-underwriting trainee program, ni resume examples & samples.

• Successfully complete Underwriter training program and prescribed courses which include: On the Job Training, Classroom Instruction, Self-Study, Case Studies, Rating and Underwriting Activities
• Market the Company products to achieve company growth and profitability targets
• Work with a Underwriting Manager, Underwriting staff, and in-house and outside educational providers to enhance knowledge and experience in: Underwriting Techniques and Decision Making Methods, Problem Solving Methods, Sales and Negotiating Skills
• Please note that as part of our application process for this position, you may be asked to fill out an employment questionnaire that may take up to 45 minutes to complete
• Bachelor's degree with a minimum 3.0 cumulative GPA. Additional requirements may apply
• Capability to understand a wide variety of business operations and model loss potential
• Ability to calculate complex pricing recommendations

Underwriting Project Management Internship Resume Examples & Samples

• Consult and develop on-going relationships with internal business partners
• Develop an understanding of basic insurance concepts and becomes familiar with underwriting and team guidelines, processes, and procedures
• Assist the team in support of communications within the Business Insurance Underwriting Organization
• Focus on specific project work with defined tasks both individually and alongside a group to help with overall strategic initiatives
• Perform research and analysis of internal practices, draw conclusions and present findings to management
• Analyze data using quantitative techniques to make actionable recommendations
• Build business and professional skills that will prepare you for future leadership positions
• Possess strong technical skills, demonstrating proficiency in Microsoft Office Suite applications (Word, Excel, Access, PowerPoint, etc.)
• Experience with SharePoint preferred
• Quantitative and analytical ability - Effective analytical skills to gather information, analyze facts, and draw conclusions
• Ability to provide information in a clear, concise manner
• Effective interpersonal, written and verbal communication skills
• Ability to build and maintain effective relationships and work in a team environment
• Attention to detail in a fast-paced environment, and the ability to manage multiple priorities

Surety Underwriting Development Program Resume Examples & Samples

• Successfully complete the comprehensive Surety Underwriter Development Program consisting of one-on-one mentoring, self-study, classroom training, and on- the-job training. Partake in AFSB certification activities including coursework, case studies, self-study, and pass exams as required
• Develop a working knowledge of key contract and commercial underwriting concepts as well as various internal and external factors which can impact the credit worthiness of a risk
• Gain an understanding of how financial conditions, character, experience, legal components, and other factors can influence ultimate credit decisions and how to communicate these to internal and external customers
• Develop analytical expertise necessary to assess financial solvency of credit risks such as financial statement analysis. Gain exposure and understanding of financial credit analysis, contract evaluation, and project risk assessment
• Develop on-going relationships with internal and external customers, monitor profitability and quality of submissions, and keep up-to-date with underwriting and/or product changes
• Coordinate flows of financial data and analyses received from customers to/from Home Office, as directed
• Monitor and if necessary, pursue the continuous flow of underwriting data on contract and/or commercial surety cases as directed
• Gain experience with various internal systems to assist in analytical functions
• Along with Underwriters and Bond Managers, attend meetings with agents/brokers, and with owners and/or key executives of construction companies and other major commercial industries
• Develop a working understanding of the surety/agency relationship and how to consult and provide direction to agents/brokers
• Gain experience and solid understanding of internal structure and business units, such as Home Office Underwriting, Claims, and Professional Advisory Services
• Develop marketing skills and market the Company products to achieve company growth and profitability targets
• Attend and participate in industry functions and events as appropriate to develop and build a strong surety network and increase visibility in the marketplace as well as increase knowledge
• Perform special projects to build understanding of the surety business and support the business needs of the respective territory/market upon request
• Bachelor’s Degree in Finance, Economics, Business, or comparable with a minimum 3.0 cumulative GPA.Additional requirements might apply. MUST INCLUDE GPA ON APPLICATON OR RESUME
• Finance and Accounting coursework, with an understanding of how to read financial statements
• 0-2 year’s professional experience
• Bi-lingual with fluency in Spanish, or Portuguese a plus(but not required)
• Demonstrated technical competence in fundamental financial analysis
• Completion of key financial analysis and/or accounting courses highly preferred
• Demonstrated organization skills and ability with a strong attention to detail
• Exceptional interpersonal and customer service skills including ability to negotiate successfully. Able to develop relationships easily
• Adapts easily to different cultures and communication styles. Values a diverse work environment
• Eager to share ideas and commit to a career where growth is expected and team members are all valued
• Prior internship experience is expected and preferred. Internship in a finance-related environment a plus. Part-time or summer work experience in a business environment is also ideal
• Prior participation in one or more student or community activities or organizations preferred (Student clubs or organizations, volunteer work, etc…)
• Achieved academic success preferred (Scholarship, Dean’s List, Honors Society, etc.)
• Willingness to potentially relocate upon completion of the trainee program required
• Work with product line stewards to create and organize all facets of the UW process in to a manual, to include guidelines, pricing, loss control, policy controls
• The intern will learn about underwriting at a high level, so see the importance of risk selection and the process an insurer goes through to ascertain the exposures and create dynamic proposals in the attempt to select risks and compete in the marketplace
• They will also learn communication, organizational and professional skills
• Pursuing a Business, Economics, or Management degree preferred
• Timely and dependable
• Able to take initiative to follow up or ask clarification

Underwriting Technician Resume Examples & Samples

• Achieve targeted underwriting profit by assistance and performance of underwriting skills
• Growth and retention of business
• Provide qualitative service levels to internal and external stake holders
• Minimum of 3 years commercial underwriting experience
• FAIS compliant
• Sound understanding and knowledge of South African Insurance/re-insurance market
• Sound knowledge of how to optimise underwriting performance at a policy and portfolio level
• Sound knowledge of statutory and legislative requirements
• Expert technical knowledge and understanding of underwriting principles
• Commercial, Financial and business acumen
• Specialised product knowledge
• Good relationship building skills
• Strong Numeracy skills
• Strong underwriting skills
• Sound interpersonal skills
• Computer literacy : sound Excel skills preferable

Underwriting Services Manager Resume Examples & Samples

• Degree or similar qualification
• Minimum 6 years experience in leading and operating in a complex work environment such as GC and GI underwriting. Other internal experience will be considered
• Proven experience of establishing and fostering relationships with clients to realise mutual benefits
• Experience in advising and interacting at a senior level, coupled with strong relationship management, communication and influencing skill
• Commercially astute with a comprehensive understanding of the General Insurance industry and the products available
• Domestic/International as well as retail/wholesale process flow and routines
• In depth knowledge of the Underwriting Process (TZW)
• Proven knowledge of operational management
• Knowledge of sales/claims processes and ability to analyse issues and make decisions, involving specialist teams to achieve the best results for the business and its brokers
• Understanding of the overall business and external market
• Service minded and solution-oriented
• Demonstrated capabilities in the development of long term business relationships and reporting on progress with key initiatives
• Broad business experience within the General Insurance market and local regulatory framework
• Experience in people management and development
• Excellent presentation, negotiation, verbal and written skills

Manager of Medical Underwriting Resume Examples & Samples

• 6 of more years of Medical Underwriting management experience handling Group Life and Disability products
• Technical medical underwriting expertise to handle and review large face amounts and complex applications in a high volume environment
• Knowledge of reinsurer underwriting manuals, knowledge of insurance industry and the legal and regulatory requirements
• Experience using Word, Excel and PowerPoint
• Travel required up to 10%
• Six months to one year of supervisory or management experience
• Experience automating the medical underwriting processes
• Medical Underwriting of international employees
• Excellent organization, written and oral communication skills
• Excellent presentation and negotiating skills
• Ability to manage and build rapport with team

Senior Underwriting Manger Resume Examples & Samples

• Drives clarity of business strategies, creates alignment, and adeptly identifies and pursues new opportunities in order to achieve a balanced, profitable and quality book
• Builds expertise by selecting, training and developing technically strong underwriters with excess casualty expertise, confidence of judgment and deal orientation
• Applies an advanced level of expertise to analyze data prepared by underwriters and uses letters of authority to provide approval for risk selection and acceptance, coverage, and price. Recommends creative alternatives in regards to rating plans, coverage's, and payment plans
• Develops and maintains highly effective business relationships with assigned agents and brokers as well as internal and other external clients in order to attract, develop/grow and retain profitable business for the segment
• Collaborates with senior management in excess casualty initiatives around product development, processes, underwriting policy and strategy. Recommends and implements changes to improve productivity, profitability, growth and the quality of assigned book of business
• Applies an advanced level of expertise and judgment to analyze key metrics of underwriters' results and identify areas of improvement and development opportunities. Reviews segment new business/growth results and trends to recommend and implement action plans to produce profitable underwriting results
• Maintains compliance with all regulatory requirements as well as internal policies, procedures and processing standards. Audits assigned accounts and provides feedback to underwriters
• Demonstrated ability to plan, lead and get work done through others
• In depth knowledge of umbrella/excess, products and marketing techniques, insurance contracts, funding and rating
• Advanced analytical skills to interpret business information drawn from multiple sources to make critical account decisions regarding quality of risk
• Effective interpersonal skills need to create and expand partnerships with internal and external customers as well as to influence the way business partners think, feel, or behave
• Ability to adapt, learn quickly, and respond effectively to varied and intense challenges
• Successful track record of developing underwriters who acquire/apply a high level of underwriting skill, building agent/broker relationships and making the right business decisions
• Bachelor's degree or equivalent training, plus at least 10 years of progressively more responsible property/casualty underwriting and at least 5 years of which should be in a management capacity. CPCU/AU designation highly preferred

Z-underwriting Training Program Trainee Resume Examples & Samples

Surety underwriting internship resume examples & samples.

• Pursuing a Bachelor's in Finance, Economics, Business Administration, or equivalent and has completed or is enrolled in finance and accounting courses
• Meet minimum 3.0 Overall GPA requirements. Additional requirements may apply. Must include Overall GPA on resume or upload most recent transcript
• Has a minimum of one (1) semester remaining prior to graduation. Prefer students entering their Senior year, graduating late Spring/early Summer 2018
• Has achieved academic recognition such as scholarships or honors list preferred
• Participates in school and/or community activities
• Seeking an internship with the potential to transition to a full-time position following graduation in a finance capacity and focusing on relationships
• Must be willing to relocate in the event a full-time position and/or upon completion of training program should a full-time position result
• Displays approachable and outgoing characteristics with natural interpersonal abilities
• Demonstrates superior written and verbal communication skills
• Ability to build and maintain effective relationships
• Demonstrates effective analytical skills to gather information, analyze facts, and draw conclusions
• Has general exposure and understanding of financial statements

Z-underwriting Internship Resume Examples & Samples

X-underwriting internship resume examples & samples.

• Satisfactory completion of Liberty's Loss Control Role Orientation training module
• Assist with research and development of draft loss control support resources
• Apply loss control problem solving by participating in: risk assessments, system analysis, recommending solutions, and performance measures related to customer service requests
• Assist field consultants with preparation work prior to job shadow field visits
• Participate on job shadow loss control visits to customer locations
• Working towards a bachelors degree in occupational safety, fire safety, engineering, or a related field
• Strong written, oral, and interpersonal skills
• Ability to conduct extensive research, evaluation, and analysis
• Ability to work independently on projects with limited supervision
• Ability to work full-time for a minimum of 10-12 weeks (June-August)

Supervisor, Underwriting Support, CI Resume Examples & Samples

• Selects, develops and manages a high performance team that supports the underwriters in achieving a balanced, profitable and quality book of business by performing various pre-underwriting activities, gathering data, identifying rates for coverage options, and entering information into databases
• Directs the day-to-day support operations of the support staff by establishing priorities, reviewing territory assignments, redirecting work when needed and assisting others with resolving problems in order to meet established operations service standard (e.g., Operational objectives, Billing instructions, Policy Writing Instructions, endorsements, submission clearance, etc.)
• Maintain compliance regulatory requirements as well as internal policies, procedures and processing with all standards; works with the Underwriting Management to ensure underwriting files are documented, follow filing protocol and maintain accurate account history
• Provides management with input on the development of policies, procedures and guidelines. Solves underwriting and regulatory issues, provides input on systems development support and makes recommendations for improvements. Implements with management approval
• Maximizes the safety and security of the work environment by having quarterly safety discussions with employees, conducting required ergonomic assessments, monitoring workspaces with hazards/risks, and correcting unsafe work conditions or job design to mitigate workplace hazards
• Ability to get work done through others
• Communicate effectively (including listening, writing clearly, presenting information clearly and confidently, etc.)
• Build relationships, plan/organize work, analyze and solve problems, and focus on service
• Advanced knowledge of property and or casualty insurance coverage, risk analysis/selection, risk assessment, rating procedures, rating plans and systems/workflow, pricing and MS Excel/Word
• Bachelor’s degree (or equivalent) and 5 or more years of related work experience

Underwriting Intern Resume Examples & Samples

Y-underwriting internship resume examples & samples, z-underwriting training program resume examples & samples, underwriting director, accident & health resume examples & samples.

• Set strategy and lead execution for growth, profit & retention for the Accident & Health Products within the vertical
• ­Responsible for marketing and underwriting a book consisting using underwriting tools for manual and experience rating to meet profitability goals.­
• Manage top and bottom line Accident & Health products results including achievement of growth & retention targets, expense controls and achievement of the targeted combined ratio
• ­Meet renewal retention goals through strong negotiation and communication skills which may involve on site meetings with brokers, clients, or support/functional areas
• Ensures adequate and regular monitoring and analysis of the portfolio performance, and implement action plan for profit and/or growth as appropriate
• Ensures adherence to underwriting authority, compliance directives, underwriting file documentation requirements and service level agreements, accordingly per authority statements, compliance guidelines & standard operating procedures
• Regularly monitors the A&H Insurance markets and our competitive position in those markets, as well as market trends and identifying areas of opportunity for expansion of existing and introduction of new products
• Provide leadership/expertise with the development of underwriting and risk segmentation strategies for multiple distribution channels, including brokers/MGA’s and alternative distribution channels
• Provides leadership for establishing and maintaining proper broker/client relationship management and new business development
• Work with the A&H Lead, Business Development Manager & Distribution to define the Strategies and Objectives for the A&H business vertical and monitor the progress
• Develop and maintain strong working relationships with internal and external business partners & identify and target new business and cross sell opportunities
• Review, evaluate, and recommend modifications to underwriting guidelines, audits and workflows
• 10+ years experience with Accident & Health Insurance, including underwriting, pricing, product & distribution
• Knowledge of underwriting concepts, practices, and procedures
• Proficient in MS office applications & Excel
• Must be well-organized, positive, energetic, self-motivated, and possesses strong interpersonal skills
• Proven track record of achieving results that have a clear, positive, and direct impact on business performance
• Strategic orientation, managing vision and purpose, developing organizational capability
• Strong influencing, negotiations and communications skills and ability to work across multiple parts of the business
• Ability of holding accountable for business performance
• Strong knowledge of A&H products, market segmentation, portfolio management, and distribution
• Strong analytical skills, ability to recognize problems and implement solutions
• Bachelor’s degree (or equivalent work experience)
• Utilizing underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance
• Underwriting sophisticated commercial and residential transactions
• Issuing underwriting standards and guidelines in accordance with established company processes

Underwriting Operations Manager Resume Examples & Samples

• Insurance industry experience
• Leadership expertise of an operations/support team
• Ability to build relationships and communicate effectively with their team and cross functional business partners
• Manages the work activities and has full management accountability for the performance and development of subordinate staff in accordance with corporate strategic direction. Sets direction and establishes performance goals including stretch goals and communicates progress, addressing issues that impact service provided by the teams
• Makes decisions utilizing data management tools and key metrics to ensure business alignment and commitment and growth objectives are met
• Ability to develop clear business plans aligned with business strategy
• Strong project management, organizing and planning skills
• In-depth knowledge of the organization's strategies, goals, functions, and responsibilities
• Knowledge of business process re-engineering, with the ability to recognize and implement best practices
• Ability to drive strategy and implement innovative solutions to outperform the competition and drive top and bottom line growth
• Value driven to provide superior solutions to internal and/or external customers
• Thinks creatively and uses diverse ideas to solve problems
• Raises expectations of self and others by continuously learning and broadening industry and technical skills
• Typically a minimum of 8 years experience in a specific function or field of expertise, including

Zone Underwriting Operations Leader Resume Examples & Samples

• Establishes and maintains strong working relationships with Zone and Branch Leadership teams. Assists Branch Leadership and Underwriting Technicians in resolving high visibility problem cases or issues, acting with a sense of urgency and taking accountability for resolution
• Champions process improvements that cut across organizational lines. Plans and delivers improvement projects managing scope, timeline, resources and business outcomes. Drives strategic initiatives for the Enterprise (i.e. special projects)
• Develops new tools and reports to aid in data collection, analysis and strategic planning to achieve superior results. Coaches others in the use of metrics-based decision making
• Establishes strategic and performance goals and actively manages staffing levels, headcount and productivity to optimize execution and create capacity for underwriters
• Sets appropriate stretch goals that drive industry leading service. Ensures strategic plan implementation is consistent with department/corporate goals, policies, quality assurance and growth objectives. Ensures customer satisfaction, quality and financial results are met
• Serves as a liaison between the Branches in the Zone and the Worldwide Operations (WWO) organization. Ensures consistent adoption of WWO services across the Branches, while managing hand-offs, and resolving issues impacting execution
• Identifies training needs and gaps and devises an approach to consistently deploy training across the resources in the Zone
• Strong knowledge of the insurance industry and in depth knowledge of the organization's products, policies and procedures
• Proven ability to effectively lead and motivate others in accomplishing established goals
• Strong strategic orientation and business planning skills, with the ability to develop clear business plans aligned with business strategy
• Strong communication and presentation skills both verbal and written
• Ability to drive strategy and implement innovative solution to outperform the competition and drive top and bottom line growth
• Ability to implement processes and procedures that improve the customer experience and result in profitable growth
• Typically a minimum of seven years’ experience in a specific function or field of expertise, including five plus years’ management experience

VP Underwriting Resume Examples & Samples

• Drives implementation of strategic and operational objectives with significant impact on the short-term success of the Technology segment and the long-term success of the company
• Develops and maintains underwriting guidelines and best practices, in accordance with federal and state regulations, to ensure the integrity of the segment
• Ensures the achievement of continued profitability, growth and/or operational efficiencies for the segment through assessment of risk tolerance, market appetite and emerging risk issues
• Partners with Field underwriting leadership to ensure clear communication and effective execution of Technology segment strategies
• Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the senior management team and develops plans to resolve issues
• Provides overall direction for underwriting authority delegation, audit criteria and catastrophe management for the segment
• Acts as senior level referral officer for exceptions to strategy, guidelines and authority for the Technology segment
• Collaborates with business partners in Risk Control, Actuarial, Claim, Worldwide Operations and Compliance to address governance and compliance issues related to underwriting practices
• Leads, directs and has full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
• Conducts research, analysis and development of insurance products. Assimilates trends in the industry, determines underwriting best practices and contributes to training/development curricula for a product line or segment
• May participate in rating bureau boards to keep abreast of industry, rating, coverage and benefit issues. Fosters relationships with insurance commissioners and regulators
• Mastery of underwriting discipline and knowledge in the insurance field and a broad understanding of the critical issues in other related areas
• Advanced communication skills which are critical to building consensus across area of influence (external and/or internal relationships), teams and/or matrix environment
• Strong leadership and management skills demonstrating integrity and professionalism
• Ability to drive results by identifying and resolving significant problems within scope of responsibility
• Senior level knowledge of the insurance industry, its products and services
• Knowledge of Microsoft Office Suite and other business-related software
• Bachelor’s degree with Master’s preferred in a related discipline, or equivalent
• Typically a minimum of 12 years of related work experience, with seven years management experience
• Chartered Property Casualty Underwriter (CPCU) designation preferred

VP Underwriting, Manufacturing Segment Leader Resume Examples & Samples

• Drives implementation of strategic and operational objectives with significant impact on the short-term success of the Manufacturing segment and moderate impact on the long-term success of the company
• Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Manufacturing segment through assessment of risk tolerance, market appetite and emerging risk issues
• Acts as senior level referral officer for exceptions to strategy, guidelines and authority for product line or segment

Aging Services Underwriting Technician Resume Examples & Samples

• Partners with Underwriters to establish support needs for new and renewal policies (i.e., identify and gather relevant account information to quote or issue policies)
• Works as a liaison between the field and processing centers to ensure timely account set-up, clearing, rating, issuance and renewal prep activities
• Prepares underwriting/pricing exhibits (updated exposures, rating and pricing worksheets, updated account information)

AVP Underwriting, Property Product Leader Resume Examples & Samples

• Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success of a product line or segment
• Ensures the achievement of continued profitability, growth and/or operational efficiencies for a product line or segment through assessment of risk tolerance, market appetite and emerging risk issues
• Evaluates underwriting performance based on financial analysis. Includes rate, reserve adequacy, operational, planning and product reviews. Provides results to members of the underwriting management team and develops plans to resolve issues
• Monitors the usage and profitability of alternative pricing programs
• Drives adherence to underwriting authority delegation, audit criteria and catastrophe management for a product line or segment
• Provides guidance and direction in the development of underwriting and training tools
• May lead, direct and have full management accountability for staff in area of responsibility with an emphasis on talent management and succession planning in accordance with strategic direction
• May take lead responsibility for the development of underwriting strategies and position papers for emerging issues when assigned
• May maintain relationships with branches, distributors and customers to assess risk tolerance, market appetite and emerging issues
• May perform additional duties as assigned
• In-depth technical knowledge of underwriting theories and practices within the insurance field
• Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
• Leadership and management skills, demonstrating integrity and professionalism
• Ability to drive results by identifying, and resolving problems within scope of responsibility
• Knowledge of the insurance industry, its products and services
• Typically a minimum of 10 years of related work experience, with five years management experience
• Chartered Property Casualty Underwriter (CPCU) roles

Manager, Underwriting, Oakland Resume Examples & Samples

• Manages the efforts of direct & indirect reports, & collaborates with, provides guidance to & influences employees, clients & matrix partners, in complex organization(s)
• Managerial responsibility for selecting, developing, & deploying staff in the most effective manner to meet assigned objectives
• Managerial responsibility for performance management, compensation decisions, rewarding & recognizing employees, & providing on-going, regular performance feedback
• For Managers in the ROCs: Generally, multiple lines of business will be managed
• For Managers in California: Generally, only one line of business of significant size will be managed
• For Managers in National Accounts: Generally, work will be conducted across regions & may include a higher proportion of direct customer interaction
• Establishes complex departmental strategy & tactics, & contributes to operational area's strategy formulation & execution
• Coordinates complex planning activities with team members to accomplish goals, allocate resources & track results
• Determines complex objectives & sets priorities; anticipates potential threats or opportunities & vets them within the organization
• Monitors & evaluates complex plans; focuses on results & measuring attainment of outcomes
• Ensures that effective controls are developed & maintained to ensure the integrity of production outcomes for the department. Takes corrective action as appropriate
• Develops individual career paths & leadership opportunities for staff
• Initiates & evaluates complex business process improvements in order to achieve business results & appropriate solutions for customers
• Uses efficient & cost effective approaches to integrate complex processes & technology into the workplace & improve program effectiveness
• Manages development & execution of new capabilities including self funding & total replacement
• Has authority to independently authorize Changes to rates up to limits specified by authority guidelines
• Manages tracking & administering investment funds for their business units
• Achieve revenue, membership & margin targets for area of responsibility
• Ensure & provide required documentation that underwriting activities & staff are operating as 100% compliant per state & internal regulatory guidelines
• Formulates complex, effective strategies consistent with the business & competitive strategy of the organization & functional area
• Develops complex policy issues & strategic planning with a long term as well as short term perspective
• Build collaborative relationships with internal & external partners
• Seven (7) years of experience in underwriting, marketplace evaluations, and/or financial analysis
• Two (2) years of experience in a supervisory or lead role
• Two (2) years experience in a managed care environment

Umbrella & Excess Underwriting Consulting Director Resume Examples & Samples

• Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
• Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals
• Demonstrates in-depth knowledge of CNA’s products and appetite while clearly communicating CNA’s position at the point of sale
• Assist Underwriters with questions and issues on guidelines and loan files
• Provide support for the Regional Underwriting Manager as needed, when they are unavailable or out of the office
• Assist the Regional Underwriting Manager in monitoring turn times and managing "rush" files
• Assist the Regional Underwriting Manager by identifying training needs
• Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
• Prioritize RUSH'S CU conditions, and newly submitted loans to meet the required turn times

Enterprise Internship Program Underwriting Resume Examples & Samples

• In-depth education on our organization, our industry and how insurance companies make money
• Professional and personal development activities and ongoing feedback and coaching on performance
• Networking events with peers and members of our management team
• Presentation of your summer project results to our senior leadership team and the opportunity to gain insightful feedback regarding your achievements
• Interest in the Insurance Industry

Analyst, CRE Underwriting Resume Examples & Samples

• Flexible attitude with the ability to manage change effectively as the team grows
• Maintain an engaging and solutions-based posture toward outside parties
• Team Work - Fosters collaboration among team members and business partners, and uses capabilities to achieve team goals
• 2+ years of experience in corporate and commercial law related to personal property secured transactions under Article 9 of the Uniform Commercial Code or more general contract negotiations with a knowledge of due diligence related to securities underwriting
• Previous experience with preparing and/or reviewing documents such as corporate, LLC or partnership agreements, resolutions and security agreement
• Good organization skills with the ability to multi-task, prioritize and follow up

Chief Underwriting & Actuarial Officer Resume Examples & Samples

• Bachelors degree in mathematics, actuarial science, economics, business, or related field. Advanced degree given preferential consideration
• Minimum of 10 years health insurance/reinsurance underwriting and/or actuarial leadership experience
• Demonstrated success in leading and managing technical functional areas and teams in these fields
• Superior technical actuarial and underwriting knowledge and experience
• Highly proficient data analytics, pricing, modeling and computing skills, including the ability to design and direct development of analytics and pricing tools and related processes

Manager, Medical Underwriting Resume Examples & Samples

• Extensive pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements with knowledge of the Aetna systems supporting those products and rating methodologies. Aetna system knowledge is preferred
• Minimum of 7-10 years of experience in underwriting and management strongly preferred
• Experience in both New and Renewal business underwriting strongly preferred
• Must be able to demonstrate the ability to work cross functionally and strategically across the organization

Pricing & Underwriting Transformation Manager Resume Examples & Samples

• Use your business experience, and project management skills to help develop and implement business changes
• Work with Pricing and Underwriting managers and teams to identify and agree priorities for change and delivery
• Shape and manage initiative and project planning, reporting, and benefits tracking
• Provide project delivery advice, chair project team meetings and liaise with a wide range of Pricing and Underwriting, Personal Lines, and other business teams
• Facilitate and provide regular project status and benefits realisation reporting
• Ensure regular communication with all key stakeholders including senior management
• Oversee the analysis and manage the results of post implementation reviews to demonstrate the embedding of changes

Underwriting & Marketing Intern Resume Examples & Samples

• Candidates must be enrolled in a four year degree program and able to work in Denver from Spring 2017 through at least Summer 2017.*
• Junior of Senior
• Marketing of business major and maintain full-time course load during internship
• Excellent math skills
• Excellent phone and organizational skills
• Confident and ability to meet deadlines

Associate Manager of Casualty Underwriting Resume Examples & Samples

• Establishing and maintaining relationships and underwriting General Liability, Auto, Workers’ Compensation, and Excess Liability insurance for accounts presented by the agents with a focus on more complex and harder to place General Liability and Products Liability coverage
• Collaborate with home office on accounts, producer appointments, loss control, claims, and premium audit issues
• Other responsibilities will include managing a territory in the central part of the United States and maintaining awareness of market conditions, competitors' capabilities and strategies. This position will involve marketing at least 25% of the time
• College degree and CPCU preferred, with a minimum of 8-13 years of experience underwriting General Liability/Products Liability insurance
• Be self-motivated and independent while maintaining underwriting discipline to achieve strategic objectives
• Excellent communication and business development skills

Senior Underwriting Auditor & Due Diligence Resume Examples & Samples

• Re-underwrite, review and respond to audit and due diligence findings
• Consult and mentor with Fulfillment Quality staff and Underwriters
• Formulate reports to management on trends, corrective action plans and quality improvements

Central Rating & Underwriting, Credit Analyst Resume Examples & Samples

• Expertise as a credit and underwriting decision maker, dealing with commercial exposures ranging from SME or middle-market to large, multinational institutions
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Experience preparing company-specific and industry-wide credit memorandums
• Previous experience managing Singapore markets is strongly preferred
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Familiarity with Basel regulations is required, and an understanding of other banking regulations is an advantage
• Bachelor’s degree from a top tier university and a degree in finance, accounting, economics, or statistics

Manager, Retail / Lifestyle Underwriting Resume Examples & Samples

• Underwrite all aspect of Lifestyle business within given authority & guidelines
• Execute strategies to grow target business in collaboration with business units
• Business development with market facing activities, e.g. meeting all kinds of intermediaries
• Ensure strict compliance to regional/local guidelines, external guidelines & treaty protection in force at all times
• Regular analysis of business portfolio and take action where necessary to ensure profitability
• Ensure excellent customer service is extended to internal and external customers and within the set service standards at all times
• Involvement of new products development and policy enhancement (e.g.: policy benefits, pricing, wordings and e-commerce capabilities)
• Organize/provide technical training to team members, business team as well as intermediaries
• Involvement of cross selling strategy, local and global partnership arrangement
• Identify emerging market and accelerate diversification strategy, e.g. Micro Insurance
• Undertake other responsibilities or projects as assigned
• Minimum of 5 years experience in Underwriting and /or similar role / capacity
• Sound Underwriting skills

Director, Medical Underwriting Resume Examples & Samples

• 5+ years of financial/medical underwriting experience with extensive insurance industry knowledge
• Several years of previous experience managing a staff
• Proven leadership skills and strong cross-functional relationships with sales force and other internal organizations
• Proven ability to anticipate customer needs and negotiate with customers using tact and diplomacy
• Experience using Microsoft Office programs is required

Medical Underwriting Senior Officer Resume Examples & Samples

• Implement and execute Underwriting Guidelines for all distribution channels which relates to medical and nonmedical underwriting
• Provide Underwriting expertise and service to all business lines according to UW’s SLA
• Maintain the providers network for UW purposes
• Provide Trainings for sales force
• Conduct the self-assessment for jet underwriters

Global Head of Residential Underwriting Resume Examples & Samples

• Manage day to day underwriting operations over multiple client engagements
• Interface with senior management on a daily basis
• Be responsible for measuring and analyzing reporting metrics and responsible for production deliverables, including but not limited to loan volume, quality control, load leveling, pipeline management and reporting
• Coach, mentor, and develop direct reports
• Acquires and applies maturing knowledge of business process outsourcing in support of business needs
• Analyzes operational trends to understand the impact of business initiatives involving third party supplier service
• Motivate and lead associates by example, effectively communicating individual, team and company objectives to optimize knowledge transfer and maintain corporate informational transparency wherever possible
• Identify, implement, and oversee process improvements across department in conjunction with the Operations Excellences Office, Business Analysts and clients
• Demonstrate the highest levels of integrity, character, and professionalism in every associate, customer, and client interaction as representative of Sutherland Mortgage Services and its management
• Reports directly to The Global Head of Mortgage Operations
• College degree preferred,
• Minimum 10 yrs. supervisory experience in a mortgage role overseeing underwriting
• Minimum of 10 yrs. residential front end mortgage loan underwriting experience
• Knowledge of Lean Six sigma principles
• Strong presentation skills at all levels of the organization
• Experience working with BPO providers
• Procurement/contract administration experience
• Knowledge of related regulatory and compliance issues (Respa, Dodd-Frank, Reg Z, etc.)
• Strong negotiator comfortable with healthy tension
• Strong MS Office experience (PowerPoint, Excel, Word, etc.)
• Working knowledge of mortgage and home equity process (originations, processing, underwriting, servicing, secondary market, etc.) and related components (title, appraisal, credit, risk, etc.)

Underwriting Development Program Resume Examples & Samples

• Our comprehensive program consists of a blend of mentorship, classroom instruction, and on-the-job training leading to increasing responsibility and accountability
• The UPDP prepares you for a career in underwriting, which is a dynamic blend of the following
• Lawsuits, cyber-attacks, and extortion can impact a company’s financial performance and reputation. Private & Non-Profit Liability provides financial protection to directors and officers of private and non-profit companies for these exposures and many more. Products include Directors and Officers Liability, Employment Practices Liability, CyberRisk, Kidnap and Ransom, Crime, and Fiduciary Liability
• Underwriters in this fast growing segment work with private companies and non-profit organizations across all industries. Our diverse customer base and product knowledge allows us to add value to our agents & Insured’s

Underwriting Account Executive, Select Resume Examples & Samples

• Ensure underwriting quality and profitability through application of the appropriate level of underwriting analysis based on risk complexity to accept, decline, modify, rate and quote these accounts
• Responsible for ensuring compliance with underwriting strategies and regulatory requirements
• Typically has a minimum of 2 years experience in commercial underwriting
• Teamwork and Collaboration
• Automation and Platform Skills
• Communication, Negotiation & Influence Skills
• Adaptability Organizational and Time Management Skills
• Broker Management and Planning Business Acumen
• Understands Select's Products, Financials, Objectives and Service Requirements

Underwriting Team Leader Resume Examples & Samples

• Gives appropriate complimentary and constructive feedback as situations arise to reach a high performing culture
• Set objectives for and with employees that align with the goals of Group Core Underwriting, and holds them accountable to meet those objectives
• Meets with Underwriters on case reviews and appeals that exceed the Underwriter’s Authority Limits
• Addresses employee complaints and resolves personnel issues
• Ensure that Actuaril and Group underwriting objectives are maintained by monitoring Quality Assurance audit results and key financial results (sales, profit, and persistency). Communicate results to Underwriting staff for use as developmental opportunities. Recommend solutions and or changes in National Policy/Procedures to Regional Management so problems or issues identified do not significantly affect sound risk assessment and key financial results are achieved. Monitor key departmental budget items and make recommendations to control costs
• Work to develop long-term and short- term staff development plans. Coordinate training schedules. Distribute appropriate workload to coincide with underwriting trainee’s developmental stage
• Assist Regional Management, Actuarial, and others in setting local and national underwriting processes, workflows and metrics used by Group Underwriting Management. Coordinate special projects to test and implement changes in National Underwriting processes and workflows
• Ensure operational performance objectives relative to customer service are met or exceeded. Monitor work volumes and adjusts distribution to achieve optimal result. Adjust work assignments to account for seasonal/situational fluctuations to insure impact is transparent to the customer. Work directly with regional group sales offices to insure performance is meeting support needs for sales and retention of business. Prepares accurate, complete, and timely departmental reports as needed by Underwriting and New Business Case Installation Management
• Working closely with Human Resources dept., and Group Underwriting Management, recruit and select the best talent for available positions. In coordination with the Regional Underwriting Manager, analyze work volumes to place additional staff (and move existing staff) into the most beneficial role related to underwriting specialty and regional sales needs
• Ability to establish a positive working environment
• Leadership style conducive to working with high level professionals
• Ability to motivate team members
• Must be customer service oriented
• Attention to procedural details
• Excellent math and analytical skills
• Demonstrated training and coaching skills
• Understanding of underwriting policy and procedures
• In-depth knowledge of underwriting practices, including experience-rating and alternate funding techniques
• Understanding of support systems such as Phoenix, Zeus, RFS, GCRS, and others
• Working knowledge of Word, Excel, Performance Management system, Skype and Office 360
• Possess knowledge of relative company and group operations procedures
• Minimum of 7 years underwriting experience

Underwriting Administrative Assistant Resume Examples & Samples

• Assists Underwriting Manager in maintaining underwriting excel activity log
• Assists as Claims Coordinator, maintains claims log, prepares loss notice reports to carrier & collects supporting claim documentation
• Support underwriting manager in organizing and preparing data
• Able to assist in preparation of coverage proposals & policy forms for issuance to the client at direction and approval of underwriting manager
• Assists in preparation of premium invoicing and statements, sending to client
• Enters premium receivables in accounting systems, QuickBooks and Great Plains, scanning premium payments and saving to clients electronic file
• Monitor Underwriting files to ensure client information is current and accurate, requesting updated information from clients as needed
• Scan, file and maintain client underwriting hard‐copy documentation and electronic records management following guidelines and processes, including client communications, changes to client data, premium payments, rating and policy information
• Initiate and follow appropriate underwriting process steps for work completion using data systems, tools and templates, provide data entry, including administrative and processing support, following standard operating procedures or process steps
• Provides client services
• Compose business correspondence, as needed and requested by management
• Participate on special projects, as assigned
• Take meeting notes on underwriting calls
• Works collaboratively with team members and management
• 1-2 years previous work experience in invoicing and receivables
• Proficiency with Microsoft Office, including Word and Excel
• Microsoft Access Database experience preferred
• QuickBooks and Great Plains accounting software experience preferred
• Ability and willingness to learn new software programs
• Experience in a professional office environment supporting direct manager as well as multiple managers
• Strong organizational and time management skills
• Analytical and problem-solving skills with attention to detail

Underwriting Support Assistant Resume Examples & Samples

• Reviews and verifies the accuracy and completeness of applications to include premium handling; is thorough when performing reviews and conscientious about attention to detail to ensure a high quality product to customers
• Relationship manager for internal and external customers; provides information and researches, analyzes and resolves problems to satisfy customer expectations; provides high quality customer service by remaining knowledgeable of current guidelines and practices
• Meets or exceeds time service, quality and customer service expectations as defined by management; ensures timely responses to internal and external customers submitted via phone, email and workflow systems
• Communicates effectively with internal and external customers; verbal and written communication is clear, concise and professional; uses appropriate grammar and spelling in written correspondence
• Uses various databases to document reporting requirements and system generated reports. Accesses various other systems to provide information required by underwriting and maintains and retrieves underwriting files
• This position requires extensive or prolonged typing/keyboarding/and sitting in front of a computer screen talking on the phone
• Experience working in customer service
• Experience with word-processing and email
• Strong written and verbal communication; uses sound judgment
• Able to create and build relationships with customers
• Strong attention to detail
• Ability to multitask effectively, work under pressure, meet deadline requirements and be flexible to meet changing customer needs
• Demonstrates learning agility in key job functions, takes end to end ownership of assigned work load
• Working knowledge of insurance products
• Previous production/call center environment skills/experience
• Seasoned ability to tactfully refocus customers
• Previous customer service skills and experience in a call center

Underwriting Account Senior Assoc Resume Examples & Samples

• Interacts with matrix partners in the coordination/accurate completion of Rate Action Form and effectively communicates sold plan information
• Produces accurate and timely year-end settlement financials and 5500 reporting for our clients
• Performs routine maintenance, report preparation and/or issue resolution with efficient book of business management
• Completes timely portfolio workbook checks in the Underwriting Dashboard
• Builds and maintains strong effective relationships with all matrix partners (Underwriting, Sales, Implementation, Billing, Commissions, Contract Agreement Unit, etc.) through open and clear communication
• Complies with all business operating controls/quality assurance processes
• Takes personal accountability for contributions to organizational results by successfully completing all required training
• Participates in committee and project work in addition to core production deliverables
• Approaches daily deliverables with a customer centric focus
• ** SKILLS TO HIGHLIGHT WHEN INTERVIEWING****
• Self-motivation- working independently
• Organization & Prioritization
• Mathematical and Financial acumen/Problem solving

AVP Underwriting Resume Examples & Samples

• Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success in the Southern zone
• Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Southern zone through assessment of risk tolerance, market appetite and emerging risk issues
• Drives adherence to underwriting authority delegation, audit criteria and catastrophe management for the zone
• May maintain relationships with branches, brokers, agents and customers to assess risk tolerance, market appetite and emerging issues

Mortgage Underwriting Retail Credit Officer Resume Examples & Samples

• Request additional information and/or documentation from originating offices, as needed
• Provide monthly feedback to the Mortgage Market Managers (MMMs) and Processing Managers on issues related to the mortgage lending process and provide daily feedback to MLOs
• Notify originators and other interested parties when loans are approved for closing
• Work closely with Regional Production Credit Manager to identify trends or concerns developing within the Retail portfolio
• Assist Regional Production Credit Manager and Retail Production Operations Manager in goal setting and training
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products 8. Ability to travel, occasionally overnight
• Bachelor's Degree preferred
• 2-3 years of Leadership experience required
• 2-3 years of Coaching experience required
• Moderate Individual Risk Management expertise to advise and direct Individual Risk Management decisioning
• Advanced knowledge of internal team’s processes and systems and basic external business unit knowledge
• Able to supervise a team of employees, conduct performance reviews, and coach employees toward improved performance
• Possesses intermediate written and oral communication skills
• Possesses intermediate analytical, business writing, and presentation skills to perform the Risk Management, operational and business analysis and communicate to the appropriate audiences
• Advanced knowledge of the Allstate customer and the systems that support them
• Ability to adapt to change

Manager, Loss Mitigation Underwriting Resume Examples & Samples

• Assess performance of individual members of the team. Provide timely feedback for favorable performance and contributions (i.e. recognition) as well as appropriate coaching/counseling for unfavorable performance
• Support employee career development by providing employees with opportunities to develop their knowledge, skill and abilities and conducting candid career conversations
• Support staffing (perpetuate the team) through candidate evaluations, conducting interviews and collaborating on staffing decisions
• Resolve conflicts that arise between employees and/or customers
• Establish priorities, delegate work and hold self and team accountable for attaining high quality results
• Ensure policies and procedures are adhered to
• Plan the operation and workflow for the Loss Mitigation function to ensure objectives are met
• Review and assess the success of the plan, the allocation of the employees and resources and whether objectives were met
• Initiate improvement projects, identify new ideas and delegate responsibility for identifying and developing new ideas to others
• Allocate available resources appropriately
• Manage a pipeline of loans and monitor revenue & expenses
• Ensure investor and internal Service Level Agreements are being met
• Ensure loss mitigation strategies are being offered in accordance with Investor and Insurer guidelines including Repayment Plans, Forbearances, Modifications, Short Sales and Deed in Lieu
• Ensure loss mitigation programs are being offered by Investors and Insurers including the Treasury’s Home Affordable Modification Program
• High school diploma or equivalent is required. Bachelor’s degree preferred
• Minimum of five (5) years of experience in the mortgage industry required
• Experience in mortgage loan loss mitigation or default preferred
• Experience with Government Sponsored Enterprises (GSE), Federal Housing Authority (FHA) and/or Veteran’s Administration (VA) loans preferred
• Experience with mortgage loan underwriting preferred
• Proficient with Microsoft Office products (e.g. Word, Excel, Outlook, Powerpoint, etc.)
• Must have thorough knowledge of title insurance rates and rules for all states licensed and be abreast of all current developments in rules in the licensed states
• Must have knowledge of title insurance underwriting standards for each state assigned
• Must have the ability to discuss and review proposed requests for coverage to determine potential risks; to suggest and provide adequate language in title commitments, policies and endorsements which will protect the company's interest while assisting the agents
• Must be able to issue underwriting guidelines in keeping with risk decisions of management and keep management aware of risks undertaken and possible consequences
• Microsoft Office proficient
• License to practice law in good standing
• Strong organizational skills with the ability to multi-task, prioritize and timely follow up
• Completion of an undergraduate degree
• A Juris Doctorate is required
• Possession of a Law license in designated state
• Minimum of 1-2 years of experience in Law Office which includes experience in Real Property Law

Head of Credit Underwriting & Portfolio Management Resume Examples & Samples

• All underwriting requests from all Regional Offices are administered through the Toronto office with input from regional team leaders where appropriate. This position must distribute and lead the process of underwriting new and existing deals
• Portfolio management tasks are administered through the Toronto office with input from regional team leaders where appropriate. This position must distribute and lead the process of portfolio management on a national basis
• Leads the implementation of the underwriting department for CRE Canada and supports the Head of CRE Canada in implementing the Global CRE platform
• Minimum of twelve years proven and progressive commercial real estate and multi-family lending underwriting experience in major national markets served, or equivalent
• Bachelor’s degree in business, real estate, finance, related field or equivalent experience
• Strong managerial, communications, analytical, planning, decision-making and organizational skills

Motor Underwriting Performance Manager Resume Examples & Samples

• Contribute to the creation, implementation, maintenance and control of the Motor Underwriting strategy to drive forward delivery of business plans, including business metrics and key customer metrics
• Manage underwriting footprint across all Motor channels, implementing underwriting rule (including referral rules) and rating changes to deliver key trading performance metrics, whilst ensuring adequate control of risk appetite. Identify opportunities for underwriting footprint development and new underwriting rule capability
• Manage the underwriting question set and underwriting data sources, including application fraud prevention measures, understanding and controlling their impact on key trading and customer metrics. Identify opportunities for question set, underwriting data and fraud prevention developments, and work with the Underwriting Development team to deliver change
• Monitor the impact of the Motor product structure, including cover levels, excesses and terms and conditions, on key trading and customer metrics, identifying opportunities and working with the Underwriting Development team to deliver product change
• Ensure appropriate Underwriting controls are in place and followed with respect to testing, implementing and adhering to wider company risk appetite
• Manage and develop a team of underwriters
• Ensure compliance with core Group policies, statutory policies, regulatory controls, and timely completion of risk and audit actions with a particular focus on Customer Conduct

Motor & Rescue Underwriting Development Manager Resume Examples & Samples

• Contribute to the creation, implementation, maintenance and control of the Motor & Rescue Underwriting strategy to drive forward delivery of business plans, including business metrics and key customer metrics
• Deliver expert technical and analytical underwriting support to achieve performance targets and the Underwriting strategy including managing the delivery of change within Pricing & Underwriting and across divisions
• Manage the development of underwriting rules (including referral rules) and rating across all Motor & Rescue channels, delivering new capability and insight to drive improvements in underwriting footprint management and trading performance
• Monitor and manage the Motor & Rescue portfolio exposure to underwriting risk, including the setting and monitoring of Key Risk Indicator thresholds, working with the Underwriting Performance team and wider business to deliver mitigating actions. Ensure appropriate reporting is in place across relevant trading and risk forums
• Manage the development of underwriting data sources and question sets, including application fraud prevention tools. Work with the Underwriting Performance team to deliver change and influence key trading and customer metrics
• Manage the development of the Motor & Rescue product structure, including cover levels, excesses and terms and conditions, working with the Underwriting Performance team to understand impacts on key trading and customer metrics. Identify opportunities for new product developments, working with the Underwriting Strategy team to deliver business change
• Ensure Technical & Margin Pricing developments and changes in Pricing capability are appropriate for underwriting purposes, and that underwriting rules are aligned
• Liaise with a wide variety of teams in order to shape, own and deliver your team’s priorities, working effectively with the wider Underwriting team, Category teams, wider Pricing and Underwriting teams and other areas
• Ensure compliance with HR processes, talent management and performance management
• A competitive salary, benchmarked against our competitors, which will grow as you do
• Pension 9% of your base salary, you can choose to contribute less or more than this, and anything you don’t wish to put in to your pension you can take as cash instead!
• Private medical insurance (anyone can choose this through our flexible benefits scheme, and managers receive this as standard)
• Attractive holiday entitlement
• 50% off our Home, Motor and Pet insurance
• Free Travel insurance
• Free Green Flag breakdown cover
• Flexible rewards including Life insurance, income protection, critical illness insurance, personal accident insurance
• Retail card, with discounts at big name retailers
• My Discounts - a discounts website for all our employees, with great discounts, cash back savings and offers across hundreds of brilliant high street brands, travel, tickets, gym memberships and much more
• Accountable for development, testing, and implementation of new underwriting rating environment (pricing translation, product modeling, output exhibit modeling, excel support tools, etc.)
• Drives optimization of pricing accuracy and underwriting process efficiencies through leveraging of technology and industry best practices
• Translate and configure pricing methodologies for all products in new rating environment
• Configure data validation, controls, and workflow rules within new rating environment
• Accountable for the design and develop of an automated batch rating method utilizing new underwriting environment calculation technology
• Provides support for development of business and systems requirements, project plans, test plans, and innovative solutions to complex problems
• Maintains strong personal expertise in the technology/systems which support the process
• Nurtures an environment of high performance, empowerment, accountability, and alignment
• 3-5 years of related work experience in underwriting or actuarial rating tool support role
• Past experience hands-on coding of calculation algorithms within underwriting/pricing tool
• Strong understanding of group insurance product pricing methodology (Life, Disability, Critical Illness & Accident)
• Advanced Microsoft Excel experience
• Strong leadership and decision making ability
• Determines whether to accept, modify or decline that risk in accordance with departmental and company guidelines and standards
• Maintains and assists in updating materials, manuals, rules and regulations pertaining to life and health products
• Handles daily written and telephonic inquiries from agents and/or applicants regarding difficult or technical situations and complaint issues
• Develops positive relationships with marketers, other departments and clients
• Provide training as necessary to new or other employees
• Reviews medical reports and consults with the Medical Director and/or supervisor on any questionable or new medical procedures/situations
• Analyzes medical records and reviews files for possible rescission
• Provides underwriting support to the Underwriting Analysts/Phone Verification unit
• Provides research and analysis of complaints and may draft responses to State Boards
• Bachelor’s degree or other equivalent business experience
• FLMI, CLU designations or course work not yet completed
• Well organized, detail oriented
• Ability to prioritize work
• Minimum of five years insurance experience, preferably Life and Health Underwriting
• Minimum of 4-6 years of Medicare Advantage experience strongly preferred
• Must have several years of prior leadership experience
• Extensive pricing experience via all types of pricing methodologies (manual, experience, blended, alternate, etc.) and funding arrangements with knowledge of the Aetna systems supporting those products and rating methodologies
• Must demonstrate strong ability to mentor others
• Within designated authority and following established procedures, performs routine selection, evaluation, and pricing of the least complex risks
• Assists underwriters by communicating with agencies on routine matters
• Requests underwriting and/or state/company mandated requirements, based on guidelines
• Performs data entry of surety application, including verification of information provided and compliance to state requirements
• Issues and assembles bonds upon receipt of underwriter approval
• Upon request from underwriters, processes cancellations, declinations and reissues of bonds
• Upon request from underwriters, may review underwriting requirements and may recommend acceptance or denial utilizing preset procedures
• May provide assistance and/or training to other Underwriting Technicians
• May assist in special project work
• May update the underwriting system
• Knowledge of surety/bond processing procedures and documentation
• Knowledge of applicable insurance products
• Demonstrated ability to work at high levels of productivity and quality, with keen attention to detail
• Ability to work independently on multiple tasks
• Knowledge of Microsoft Office Suite as well as other business-related software
• High school diploma, GED or equivalent experience. Some college preferred
• Typically a minimum three years of related work experience in an office environment

Team Leader Programs Underwriting Resume Examples & Samples

• Manages existing and promotes new relationships with direct and brokered clients: Working collaboratively with Program/Underwriting Manager and all underwriters for the program, fosters and maintains long-term, committed relationships with clients and brokers for the program; communicates submission standards and develops business plans for quality client and broker partnerships
• Meets with clients and potential clients on a regular basis to enhanced new business opportunities and maintain existing clients. Directs services offered by the Program to foster new clients and promote continued relationships including training, education and loss control/risk management services
• Manages a team of Account Executives responsible for servicing the direct book of business. This includes hiring and performance management of the team; promoting and facilitating continuous training and development of the A/E’s as well as mentoring; evaluates territory and/or account assignments, re-distributes as necessary; day to day personnel matters
• Communication with carrier on program goals, issues and concerns. This includes meeting and communication with carrier both directly and through in-house underwriting, claims and loss control. Annual review and analysis of carrier relationship in underwriting, claims and loss control
• Involved in hiring and approval process of all Program employees
• Serves as liaison with sponsoring association: Maintains strong relationships with association board members and association members; drives business opportunities through association contacts; attends required association conventions and board meetings; provides education/training to association membership
• Facilitates a thorough understanding of the program through effective and timely communication of industry trends, loss control/risk analysis information, claims management, marketing and sales activities, proposed coverage enhancements, and potential new segments
• Directs target marketing campaigns: Provides direction to Marketing and MountainGuard Staff for target campaigns to promote and drive business opportunities for the program in alignment with the dynamics of the underwriting guidelines and appetite; this includes client communication, advertisements, consultation on web site content; developing and managing services for clients and emailing campaigns
• Pre-qualifies new business submissions against program appetite and underwriting guidelines, providing feedback to distribution partners and following up on outstanding submission information to facilitate the underwriting process
• Tracks and monitors program financial results, hit ratio and retention metrics, and participates in weekly revenue meeting and budget planning; communicates with team, underwriting manager and senior leadership regarding program performance issues, developing action plans as needed
• Participates in quarterly claim review meetings, as required; will also review and approve all claim declination letters prior to any notification being sent to the insured by the TPA/carrier
• Completes special projects and assignments as required by various members of senior management

Senior Executive, Group Health Underwriting Resume Examples & Samples

• Perform business underwriting for new and existing (renewal) business
• Product/Policy training to corporate clients, agents and brokers in HQ and branches nationwide
• Manage portfolio risk to ensure profitable portfolio growth
• Ensure policies/ endorsements are delivered within stipulated time
• Product development / enhancement – work closely with all parties concerned
• Liaise with Third-Party Administrator (TPA) on underwriting matters or admission to hospitals
• Assist the Group Health team in implementing and monitoring of sales campaigns

Assistant Manager, Group Health Underwriting Resume Examples & Samples

• Assist in product/Policy training to corporate clients, agents and brokers in HQ and branches nationwide when required
• Visitations to corporate clients, brokers and agencies when required
• Close monitoring and management of Claim Recovery for GHS accounts
• Assist in managing resources to achieve optimum level of customer service through efficient team management by ensuring the team is meeting underwriting TAT and accuracies target
• Product and system development / enhancement – work closely with all parties concerned
• Assist in developing and carrying out strategies and management decision
• Reporting and business review on production and claims on a regular basis
• Train and develop talents to prepare for business expansion and improvements
• Implementing and monitoring of sales campaigns, Maxis GBN and new initiatives
• Any other special projects or assignments, e.g. BCP exercise, organizing company events, etc
• Detailed and meticulous with good problem solving and decision making skills
• Have experience in managing a team
• IT literate – Microsoft Excel and Microsoft PowerPoint is a must

Senior Manager, MI Underwriting Resume Examples & Samples

• Work with underwriting team leads to establish specific individual performance plans, including specific productivity metrics. As necessary, develop and execute on remediation plans to achieve targets
• Create a culture of innovation and continuous improvement by championing new processes, technologies and service initiatives. Solicit ideas and feedback from all levels of the organization and consistently provide feedback on how they are being evaluated and, when appropriate, implemented
• Manage process of reviewing and responding to QA deficiency findings. Evaluate reasonableness and accuracy of individual responses and ensure timely closure. Participate in “high risk” review process by preparing and delivering objective input on individual performance
• Partner with Operations Analytics to develop and execute on monitoring plan necessary to ensure that capacity distribution across regional and account-specific teams is aligned with incoming volumes; quickly respond to shifting market trends as necessary to ensure a consistent customer experience. Continue refinement of ongoing capacity management to maximize efficiency while navigating through seasonal shifts in volume
• Evaluate trends from QA reviews, ECC findings and general market developments and provide content recommendations for ad hoc and recurring trainings. Develop and implement mechanisms to ensure that trainings on specific processes and concepts are being consistently applied by all teams
• Collaborate with Underwriting Product Manager to operationalize new products and services, as well as specific customer initiatives. Develop appropriate production success metrics and evaluate on a recurring basis
• Partner closely with Operations leadership peers to develop and execute ideal cross-training and workload sharing strategies to best maximize total capacity
• Develop and deliver recurring organization performance updates for senior management, including execution against key quality, efficiency and expense targets
• Minimum 7 years of leadership experience
• Demonstrated ability in developing and driving strategic business initiatives
• Demonstrated leadership and ability to motivate others to achieve results
• Knowledge of underwriting guidelines, philosophy and products
• Ability to work collaboratively across all areas of the business
• Proven analytical skills and deep knowledge of data related to customer fulfillment processes

Underwriting Technician, Excess & Umbrella Resume Examples & Samples

• Workflow Management
• Strong PC skills, especially in Word, Excel, and Outlook and paperless working environment
• Self-directed and highly productive with minimal supervision
• 2+ years of insurance related experience, including a fundamental understanding of underwriting concepts, practices and procedures; general knowledge of product offerings and solid business acumen
• Achieve renewal, implementation, GATE, cancellation, and all other structure goals in partnership with Underwriters, Sales, Implementation and other key matrix partners
• Manage a book of business related to a multitude of operational responsibilities; tasks impacting presales and renewals
• Works with Sales and Underwriting as well as matrix business partners in resolving daily service issues
• Structure/enter new & renewing DHMO business accurately and within a given time frame
• Approve new and renewal Dental & Vision business accurately and within a given time frame
• Provides information to enrollment and installation teams
• Demonstrate expertise of overall product knowledge and pricing when approving Dental and Vision on behalf of Dental Underwriting
• Produces year end settlement financials, as well as 5500 reporting generation, and direct mail
• Conduct monthly renewal and new business audits
• Provides departmental administrative support
• Manage and maintain files and company documentation with accuracy and confidentiality subject to financial and legal review
• Assists with special projects and tasks as assigned
• Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings
• Performs case-specific risk assessments
• Responsible for account level rate development and conducting customer negotiations with Sales on a more complex book of business
• Develops and monitors account earnings plans to achieve growth and profitability
• Develops strategic recommendations related to market competition, products and pricing
• Partners with sales department and brokers to deliver customer presentations and acts as financial consultant on case-specific issues
• Influences underwriting best practice and provides input to matrix partners on product development and pricing
• Experience in Group Insurance or Medical Underwriting is strongly preferred
• Ability to make effective decisions based on strong knowledge of all financial implications, both internal and external
• Thorough knowledge of factors that influence market and competitive conditions

Life Underwriting Claims Resume Examples & Samples

• Analyze and evaluate new Life Claims to ensure the correct beneficiary(ies) is identified and paid
• Analyze and evaluate new Disability Claims by reviewing the contract, and reviews medical reports in preparation of Disability claims
• Process Life Claim payments: All paperwork in good order, meet all compliance standards
• Review riders and status of the policy to determine reserves, manual calculation is necessary, if needed: Death Benefit Options, Outstanding Loan, Loan Interest, Premium Refund, Decreasing Term etc
• Accurately document the pertinent claim details in the claim system
• Handle insured and beneficiary inquiries
• Handle pending claims follow up in a timely manner
• Previous Claims processing experience preferred
• Activities are of low to moderate complexity, requiring some independent judgment, using procedures standard to the organization
• Ability to work in a fast paced/goal driven environment
• Ability to work independently and in a team oriented environment
• A basic understanding of life insurance products and concepts is required
• Intermediate verbal/written communication skills
• System knowledge: Atlas mainframe, Cyberlife, Transcend, AWD and SAP
• Product knowledge: Allstate, New York, Lincoln Benefit Life, Surety and Transcend
• Ability to adapt to a constantly changing environment
• Must have basic organizational skills
• Intermediate computer skills to include experience with Word and Excel
• Support existing or new systems/programs and evaluate for improvement
• Understand basic financial control and clear suspense processes
• Exhibit courteous and professional demeanor in all communication with beneficiaries, attorneys, estate representatives, agents, and other interested parties

Director of Underwriting Resume Examples & Samples

• Responsible for providing direction to underwriting staff; this could range from entry-level to highly experienced underwriters with significant individual underwriting authority. May provide direction to the Underwriting Team Manager(s)
• Provides consultative services to sales personnel and wholesalers to advise on alternatives where MetLife is unable to issue a policy
• May have responsibility for an underwriting caseload of unique or complex cases
• Focus on broader and more diverse underwriting issues; participate with senior management to set underwriting strategies, policies, guidelines, and standards for timely service and production goals
• Provides guidance and renders final ruling on unusual cases; communicates any changes/revisions in guidelines to staff
• Builds relationships with sales force by conducting sales office visits and giving presentations
• Develops staff. Fosters a positive, motivating work environment that empowers staff to take responsibility and achieve department goals
• Performs other duties as required or assigned
• Supervisory Responsibilities:Full people management responsibility, including hiring, termination, promotions, performance management, compensation, training and development
• 10 years life underwriting experience and minimum of 2 years experience managing underwriting staff, or 10 years management experience with significant experience in an underwriting management role
• Expert knowledge of underwriting policies and procedures and guidelines dealing with risk analysis
• Knowledge of insurance principles including mortality, insurable interest and actuarial theory
• Strong math skills for determining mortality, financial underwriting and risk clarification
• Superior knowledge of life products, services and the overall insurance industry
• Understanding of medical terminology, human biology and anatomy
• Competencies: Focuses on Customers, Communicates Effectively, Manages Performance Effectively, Inspires a Shared Vision, Builds Relationships
• Strong written and verbal communication and influencing skills
• Tenacious with follow-up, detail orientation and organizational skills
• A team player with positive attitude
• Energetic and embodies the focus needed to build a new business
• Academy of Life Underwriting coursework towards completion of AALU or FALU designation
• Life Office Management Association coursework towards completion of ALMI or FLMI designation
• Typically requires an Associate/Bachelor’s degree or equivalent work experience

Middle Market Underwriting & Sales Manager Resume Examples & Samples

• Highly regarded for leadership capabilities- previous management experience, including leading a team of underwriters, strongly preferred
• 5+ years multi-line underwriting experience in Middle Market
• Agency territorial management experience
• Solid financial / business acumen skills
• CPCU, IIA or CIC coursework preferred

Small Business Underwriting Team Lead Resume Examples & Samples

• Managing a team of 4-5 Credit Analysts, ensuring that all deadlines, production requirements and audit standards are met
• Assiting team in conducting credit analyses: including gathering, analyzing and interpreting all types of credit information on existing and prospective customers
• Making recommendations/ decisions regarding the extension of credit
• Responsibility for appropriate and timely communication with partners in the field, to include credit discussions, negotiations and escalations
• Reviews recommendations made by staff to ensure accuracy of analysis and appropriateness of overall decision
• May have an assigned level of credit approval authority
• Master's degree, or equivalent work experience
• 10 or more years of experience in credit analysis and/or lending activities
• Three or more years of supervisory experience
• Knowledge of SBLC policy, processes and procedures
• Considerable credit analysis and analytical skills
• Extensive knowledge of credit administration, policy and procedures
• Implements strategic objectives, underwriting strategies and best practices with substantial impact on the short-term success in the Northeast zone
• Ensures the achievement of continued profitability, growth and/or operational efficiencies for the Northeast zone through assessment of risk tolerance, market appetite and emerging risk issues

Underwriting Representative Resume Examples & Samples

• Must type a minimum of 35 WPM
• Must have excellent customer service and telephone communication skills
• Ability to prioritize work and use time management skills
• Must possess interpersonal skills that are conducive to adapting to change and working in a team environment
• Must have two (2) years of experience in a customer service role, or two (2) years property casualty agency experience
• Assist in tracking key leveraged loan metrics throughout a transaction’s life (weekly)
• Pre-signature; review deal terms tracking in system and updated Term Sheets to ensure consistency w/Committee approval (weekly)
• Pre-signature; having checked all requirements, approve for commitment signature (weekly)
• Track Capital Committee followup completion (weekly)
• Work with Bankers prior to Capital Committee memo submission to enhance accuracy/quality control, particularly leveraged lending sections (weekly)
• Followup post memo submission to Committee, to review leveraged lending sections to ensure highest quality final memos for files (weekly)
• Work w/coordinators to ensure “pipeline” of deals flagged/agenda requests done (weekly)
• Work with Banking teams to help encourage timely memo submission (weekly)
• Leadership on cross-divisional technology projects to aid efficiency and automation
• Preparation of Committee agendas and recording, documenting and distributing committee decisions and follow ups
• Scheduling of ad hoc committee meetings
• Coordinating with Compliance to wall cross committee members, as applicable
• Detail oriented; ability to review many 30+ page documents each week, identify errors and ensure correct data entry
• Ability to work flexible hours given deal timelines and committee meetings that regularly require weekend work
• Maintain a solid understanding of departmental guidelines, systems, workflows, forms, product lines and other materials needed to fulfill work assignments in accordance to service standards
• Stay within established departmental audit scores for file quality and handling
• Issue cancellation, nonrenewal and reinstatement notifications as requested and process all documents (i.e. DNOC, reinstatements, filings, etc.) according to state rules and regulations
• Rate and issue accounts per underwriting instructions and ISO/Program rules. Enter information into appropriate rating/issuance system
• Process endorsements, audits and other policy related transactions based on underwriter instruction or departmental standards
• Work to resolve customer issues/grievances within designated authority level and timely elevate unresolved complaints to appropriate persons/department for further investigation
• Maintain a working knowledge of Markel systems including but not limited to ICON, ODEN, MPOLICY, MARIS, SAGE and OnBase
• Participate in special projects and/or assist participants as needed by Manager
• Prior Commercial Rating experience, including a working knowledge of Markel systems including but not limited to ISO, MARIS, MPOLICY, ICON, Manual Rating, Reference Connect and Oden
• Strong skills in verbal and written communication, analysis and problem solving, organization and time management
• Comfortable with high volume workloads, multiple priorities and production standards
• Acquires a basic understanding of risk and contract evaluation on prospective and renewal business
• Manage the data collection and data entry into pricing models
• Performs initial analysis of prospective cases while maintaining open communication with Underwriting
• Participates in underwriting projects as assigned by manager
• Provides timely and high quality customer service to underwriters through all phases of data gathering, initial pricing, sold quotes, and on-going account
• Successful candidates will possess

Underwriting & Trading Assistant Resume Examples & Samples

• Coordinate & support underwriting & trading staff in their daily activities
• Support the California public finance banking department’s various underwriting requests (provide new issue scales, monitor & analyze the California new issue municipal bond market, provide relevant market information to banking department
• Create spreadsheets to follow specific California municipal credits
• Monitor co-managed syndicates
• Monitor trading books for accuracy and ensure all positions are offered and displayed on all electronic trading platforms
• Answering phones and fielding questions from internal and external relationships
• Communicate effectively and confidently with bankers, sales, traders & underwriters, financial advisors and issuing clients

Capital Summer Underwriting Intern Resume Examples & Samples

• Must have experience using Excel (formula functions, pivot tables, charts )
• Experience with MS Access - Preferred
• Must be currently working towards a Bachelor’s degree in Business Administration, Risk Management, Finance or Economics
• Must be able to work 40 hours a week

Executive Director, Underwriting Services Resume Examples & Samples

• 10+ years reinsurance underwriting experience or 15+ years direct underwriting experience
• Advanced oral and written communication skills demonstrating ability to share and impart knowledge
• Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions
• Advanced investigative, analytical and problem solving skills
• Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables
• Ability to work well within a team environment and participate in department/team projects
• Ability to balance detail with departmental goals/objectives
• Advanced ability to translate business needs and problems into viable/accepted solutions
• Advanced ability to manage multiple projects or teams and set applicable goals
• Advanced negotiating and persuasion skills
• Advanced ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
• Ability to resolve conflict and foster teamwork
• Broad business knowledge

Underwriting Services Account Manager Resume Examples & Samples

• Support new business sales of underwriting services in the U.S (Rx, AURA, DRS, TRL, DHR). This would include participation in client meetings, demos, presentations and phone calls. Act as the subject matter expert (SME) for underwriting services related discussions
• Assist in the implementation of underwriting services with new clients. Support project manager(s), Business Development, AURA Technology, and other SME’s to ensure flawless execution of project implementation plans
• Assist in the identification and development of new underwriting services. Assist in the development of marketing plan and materials for these services
• Develop and execute annual account management plans for new and existing underwriting services clients. Coordinate activities within RGA to identify clients’ goals and needs and then support them. Provide timely reports on new business pipeline, account management activities, and client reporting and results analysis
• Represent RGA as the e-underwriting expert at seminars and trade shows, and actively seek and develop case studies and articles that highlight client success with RGA solutions
• Act as liaison between AURA Technology, US BD, and the Underwriting Services teams
• Assist in the management of our 3rd party and industry provider relationships for underwriting service offerings
• Assist in the management of AURA rules set performance, development and innovation for all e-underwriting services
• Follow underwriting related trends to make sure RGA is in the forefront of change
• Maintain regular and predictable attendance
• Bachelor’s Degree or equivalent related work experience
• 10+ years experience
• Working knowledge of Underwriting, e-underwriting, and shares a vision for innovation
• Highly advanced oral and written communication, presentation and training skills, demonstrating the ability to convey business terminology that is meaningful and well received by all stakeholders, including customers and associates
• Knowledge of life insurance products and general business practices
• Demonstrate full understanding of e-underwriting related products and services
• Highly advanced persuasion and negotiation skills when working with internal partners and external customers
• Highly advanced investigative, analytical and problem solving skills utilizing experience, research, guidelines and internal resources
• Highly advanced ability to manage multiple tasks, projects and/or sub-teams simultaneously, including the ability to handle changing priorities and ability to delegate key areas of responsibility
• Highly advanced ability to translate business needs and problems into viable and accepted solutions
• Expert ability to balance detail with departmental goals/ objectives
• Advanced skills in customer relationship management and change management
• Expert ability to analyze and improve business processes
• Highly advanced ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
• Exceptional ability to foster a teamwork and customer service focused environment
• Ability to travel 20 – 30%

National Underwriting Executive for Business Banking Resume Examples & Samples

• Execute credit underwriting strategy, policies and procedures through management of Business Banking’s Credit Approval Officer teams
• Monitor existing and implement new process-oriented metrics around decision quality, KRIs and “time to money”
• Actively participate, syndicate, innovate and support process, policy and technology initiatives designed to improve decision quality and overall efficiency, elevate service and lower costs
• Promote a culture of continuous improvement with discipline around end-to-end workflow/process skills and quality metrics; participate in the review and recommendation of operational systems and procedures
• Ensure that credit decisions meet regulatory and compliance requirements
• Drive credit loan decisioning initiatives through influence and partnership with internal teams (e.g., Relationship Managers, Credit Operations, Finance, etc.)
• Work with peers throughout the firm to remain current on policy, process, legal, regulatory and technology changes impacting the business
• Leverage a keen understanding of both score-assisted and graded credit for exposures up to $25mm
• Work with loan products comprised of working capital lines of credit, equipment financing, construction lending, commercial real estate, investment real estate, SBA, cash management products and leasing
• Lead large, diverse teams in multiple locations driving high employee satisfaction and retention; develop a strong pipeline of successors
• Leverage proven financial acumen to manage budget, identify and calculate cost savings (business case development) and to direct capacity planning/project allocation
• Present progress and strategy to varied audiences including executives and business partners
• Guide the development and implementation of policies and procedures to ensure a strong controls infrastructure
• Provide reporting to line of business and risk management according to bank and regulatory requirements
• Work with Operations/Compliance/Control partners to proactively identify and close any control gaps that may exist; interact with internal/external auditors and regulators
• Operations Management
• Customer Focus
• Credit Acument
• Interpersonal Relations
• Written/Verbal Communication
• Managerial Skills
• Leadership Abilities
• Decision Quality
• PC Skills & Microsoft Suite
• Demonstrated, well-rounded leadership with 15+ years in leadership roles managing significant numbers of employees across multiple locations in Financial Services (or comparable industries), Operations, Commercial/Business Banking and/or Consumer Banking
• Strong credit operations background required
• Credit background preferred (e.g., C&I, real-estate, SBA)
• Well-developed ability to attract, train, motivate, develop and retain employees
• Strong interpersonal skills and demonstrated success in building collaborative relationships with ability to influence the development and execution of key operational strategies and projects
• Proven communication skills, both verbal and written, with ability to present to varied and large audiences, including executive updates
• Demonstrated financial acumen to manage budget, identify and calculate cost savings (business case development) and to direct capacity planning/project allocation
• Established background in promoting a proactive risk culture and driving control initiatives, including knowledge of regulatory requirements
• Exceptional analytical, project management, decision-making and problem resolution skills

Underwriting Tools Resume Examples & Samples

• Makes observations on market specific implications of business strategies (e.g., Impacts of product changes relative to mix of business trends, correct classification, discount utilization, etc)
• Knowledge of data sources, and has the ability to retrieve and review data from existing and new sources (OLAP/DART, Business Objects, CDF, etc)
• With minimal direction, evaluates and performs data analysis in support of Supplier Performance and Product Operation strategies
• Supports the development of business recommendations to achieve corporate goals and communicates to underwriting team
• Assures proper execution of underwriting practices for Product Management through monitoring of underwriting and supplier processes and metrics
• Supports the development / design of new plans, programs, processes, products up to moderate complexity
• Participates in the formulation of strategies to achieve plan objectives and communicates to leadership to gain alignment
• Monitors metrics/data to ensure processes are followed and applied consistently. Actively communicates anomalies and recommended actions to appropriate stakeholders
• Ensures project controls are in place throughout the lifecycle of the project, and follows up as necessary
• Assists in determining where additional resources / expertise may be necessary to successfully complete projects / assignments
• Serves as a subject matter expert; consults on complex issues within their disciplines from an internal perspective
• Begins to forecast short-term and long-term deliverables
• Supports the development/design of new supplier and underwriting plans, programs, processes, products
• Develops communication strategies and materials to support new plans, programs, processes, and products for Leadership
• Solicits inputs from key internal and external stakeholders
• Actively builds strong relationships among teams and team members to ensure cooperation on project objectives
• Education: Bachelor’s degree or equivalent experience
• Experience: 2-4 years industry experience preferred
• Good analytical and problem solving skills
• Knowledge of underwriting, product management and general insurance principles preferred
• Demonstrates and fosters a sense of urgency, strong commitment, and accountability for achieving results
• Working knowledge of data retrieval and manipulation
• Effectively network and communicate with different types and levels of staff, both written and verbal

Small Commercial Underwriting Technician Resume Examples & Samples

• Provide daily support to Underwriting in the management of all underwriting transactions, service standards, agency relationships, and compliance rules and documentation
• Coordinates multiple deliverables to achieve service standards and underwriting guidelines
• Provides accurate rating instructions for high quality output
• Build and demonstrate knowledge of underwriting Systems, workflows, systems ,compliance rules, lines of business and coverages to support underwriting functions in Small CL
• Developing proficiency in basic underwriting analysis, file preparation, report assessment and compliance rules

Underwriting Excellence Resume Examples & Samples

• Graduates who have obtained a Bachelor's degree
• Minimum 3.0 cumulative GPA
• You are open to learning, willing to be coached, and able to be flexible in an ever-changing industry
• You thrive in a team environment. We're one big family who has fun together and helps each other
• You take accountability for your actions
• You have a strong work ethic
• You are driven to get better every day

Underwriting Management Assistant Resume Examples & Samples

• Educated to degree standard - ideally a law degree being beneficial
• Proven experience in the Lloyds of London insurance market
• Previous experience (minimum 2 years) at a Lloyd’s syndicate in an underwriting or underwriting management position
• Ideally some knowledge of the PRA, FCA and Lloyd’s regulatory framework; an ACII qualified / part qualified
• A proactive approach to work and being able to work on own initiative in identifying required actions is essential
• Experience of Eclipse underwriting system an advantage
• Ability to communicate confidently, efficiently and clearly in both written and verbal forms
• Progressive thinker - able to consider activities and suggest alternative ways of accomplishing tasks to achieve similar or better results
• IT literate with experience of Microsoft Office Suit

Underwriting Risk Project Management Consultant Resume Examples & Samples

• Collaborates effectively with mgmt & appropriate project stakeholders on more complex issues & conflicts that impact time, cost, scope, quality & risk of assigned projects
• Consults with project owners & appropriate personnel to manage project quality & cost
• Develops and executes more complex effective project management throughout the project development lifecycle, including but not limited to: project planning, resource planning, change management and communications planning, managing changes to scope
• Ensures that the project schedule is accurate, updated, and reflective of authorized changes
• Facilitates project communications with sponsors & other leaders/contributors
• Identifies more complex project resourcing needs & facilitates the procurement of needed hardware, software & human resources for the project
• Leverages knowledge of the project plan to ensure that it is accurate, updated and reflective of authorized changes
• Manages & delivers more complex projects conforming to project mgmt standards & processes as designated by his/her assigned area of responsibility, including applicable change control & project mgmt methodology
• Monitors & evaluates more complex projects progress & performance against the project plan & develops more complex mitigation plans
• 3 - 5+ Years of experience in Group Underwriting and Project Management that directly aligns with the specific responsibilities for this position(Required)
• 2 - 3+ Years of experience in Project Management
• Strong Understanding of Underwriting systems
• Six Sigma GreenBelt Certification a plus

Consultant Underwriting Aic-johannesburg Towers Resume Examples & Samples

• NQF level 4 : Grade 12
• Certificate in Business Studies (ICiBS)(IISA)
• Certificate in Proficiency
• 1 Year experience in Short term Insurance underwriting environment
• One (1) years’ FAIS experience in a FAIS role
• Minimum of 60 Credits in FAIS

AVP Commercial Underwriting Resume Examples & Samples

• 2 years of underwriting experience in a banking environment, necessary
• Previous related skills, knowledge and experience, required
• Proficiency in the Microsoft suite of products, necessary
• Develops a strong unit through dynamic supervision and sharing of expertise
• Manages workflow within the unit and directs changing priorities
• Negotiates and explains rate development and application of underwriting policy
• Builds strong cross-functional relationships with sales partners and other internal organizations
• Identifies staffing needs and/or training issues and recommends a course of action
• Leads process improvement initiatives to improve productivity, accuracy and/or customer service and influences tool development
• Provides superior customer service
• Ensures team members have the information to do their jobs
• Understands, applies and explains company services, product standards, underwriting policies, strategic direction and new initiatives relative to unit's responsibilities
• Grants underwriting exceptions and financial variances within prescribed limit -Manages and/or participates on assigned projects
• May participate in broker/customer meetings
• Works across Aetna's segments/markets to achieve goals
• Utilizes knowledge of competition and competitive position to evaluate risk and maximize profitability
• Analyzes problems or issues from different points of view to find the optimal solution
• Helps set case and market strategy
• Ensures that timely actions and deliverable are met by team
• Coaches others to maximize performance and is responsible for performance development and review
• Rewards employees for innovation and responsible risk taking
• Minimum 5 years underwriting experience, with medical underwriting strongly preferred
• Demonstrate strong leadership skills (at least 3 yrs)
• Demonstrate the ability ability to coach, mentor and develop others
• Excellent verbal and written communication skills 5-7 years experience in Medical underwriting

Underwriting Technical Oversight & Development Resume Examples & Samples

• Plan own deadlines and on own initiative submits decisions and directions to the required standards
• Participate in setting strategy, policy and objectives with decision making based on a thorough understanding of end results
• Assist in defining opportunities to further the application of RGA’s Underwriting proposition
• Support the customization of underwriting learning and development initiatives to suit business unit needs
• Set appropriate success measurements
• Develop and submit plans for areas of responsibility reflecting Divisional objectives
• A focus of ensuring that our underwriting staffs remain skilled to an advanced level so that our business units remain equipped to tackle the most complex product and risk management situations. The role will have a strategic but indirect bearing on the Division’s business units and customers
• Assist the Senior Vice President in defining and implementing the appropriate infrastructures
• Works with the Senior Vice President to implement divisional best practices and in the deployment of underwriting initiatives throughout the division
• Leads and manages ongoing team/department special projects and organizes or participates in committee meetings as a subject matter expert, leader or team member
• Supervises all the activities of the department to ensure completion; responsible for the team’s performance
• Develop and implement risk management procedures and policies and ensure monitoring processes provide adequate information on performance
• Ensure the Knowledge Platform meets required local and corporate compliance obligations throughout the Division
• Assist the SVP to support the Managing Directors in defining and implementing the appropriate local frameworks in order to maintain highest standards to support clients
• Work with the SVP to assist the Managing Directors to implement divisional best practices (with agreed upon adjustments as need be) per function as discussed with divisional functional leaders
• Work closely with the various underwriting leaders, medical staff, claims staff throughout the International Division and their counterparts in the US and Canadian Divisions
• Working with Internal Audit, develop and maintain an underwriting Quality Assurance Program (QAP) for internal and external purposes that will be consistently applied across the globe
• Trains and reinforces appropriate standards in Quality Assurance, compliance and best practices as they pertain to our underwriting processes
• Analyze data and trends from underwriting production to develop key benchmarks in underwriter competitiveness and productivity
• Provide necessary feedback from QAP process into Professional Development
• Cultivate sources of training and education information in collaboration with RGA’s underwriting, medical staff, actuaries and researchers and across divisional and product lines
• Ensure that all material supporting training and education is filed centrally and within accepted standards with appropriate access permissions
• Contribute to discussions on underwriting policy development
• Provides support to the regional and local teams to ensure that business grows using innovative and supportive underwriting techniques
• Develop an understanding of key regional, market and regulatory differences as they affect underwriting practices
• Develop and keep up to date with international trends and developments pertaining to underwriting
• Cultivate good working relationships with the Chief Underwriters across RGA
• Develop good working relationships, including third party retrocessionaires, to support RGA and its clients’ needs in growing the businesses
• Bachelor's degree and substantial related life insurance industry experience (10 plus years)
• Highly developed medical and financial underwriting skills are essential
• Prior experience in RGA’s facultative underwriting techniques preferred
• Multi-country underwriting experience preferred
• Advanced analytical and problem solving skills utilizing experience, research, guidelines and internal resources
• Advanced underwriting auditing experience
• Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis
• Advanced knowledge of medicine, law, accounting, and finance as applied to the evaluation of life reinsurance risks
• Highly developed communication and analytical skills along with the ability to grasp project objectives quickly
• Ability to sensitively and adeptly manage cross cultural discussions and negotiations on highly technical subject matters
• Seeks agreement or settlement in contentious or potentially contentious situations
• Activities requiring the balancing of a number of objectives within a given timeframe by drawing on various resources
• Identification and weighting of new and diverse consequences using recognized criteria
• Adaptation of methods to obtain an appropriate result in an unprecedented situation
• Applies highly advanced knowledge of workflow management
• Applies advanced knowledge of analytical procedures to reconcile, manipulate, and recognize patterns of data
• Applies highly advanced conflict management and problem resolution skills in managing internal and external customer relationships
• Ability to assist leadership in achieving business unit objectives

VP of Cyber Product Underwriting Resume Examples & Samples

• Drive the understanding and strategy for the Cyber peril
• Primarily centered on the management of the Security & Privacy product
• The Cyber Peril exists in many separate coverages outside of Professional Liability/Special Lines
• Bachelors Degree and 10 or more years of experience in the Underwriting area with experience in Cyber

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Insurance Underwriting Manager Resume Examples

Writing an effective resume can be a challenge, especially when applying for a job as an Insurance Underwriting Manager. This type of position requires a highly specialized skill set, and it can be difficult to know where to start. This guide will provide tips and advice on how to write a resume as an Insurance Underwriting Manager that will catch the attention of potential employers. A professional and organized resume will allow you to showcase your qualifications and experience, so employers are more likely to consider you for the role. With examples of resumes specifically for this type of job, you will have a better idea of how to structure and present your own. Follow this guide, and you will be well on your way to writing a resume that will impress potential employers and help you land the job.

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Insurance Underwriting Manager

123 Main Street | Anytown, USA 99999 | Phone: (123) 456-7890 | Email: [email protected]

Highly motivated and experienced Insurance Underwriting Manager with more than 8 years of experience in the insurance industry. Proven track record of driving increased profitability and customer satisfaction for insurance companies. Skilled in management, customer relations, marketing, underwriting and product development. Possess a strong background in risk management and a comprehensive understanding of the insurance industry.

Core Skills :

• Risk Management
• Underwriting
• Team Management
• Policy Development
• Customer Relations
• Product Development
• Regulatory Compliance
• Process Improvement
• Financial Analysis

Professional Experience :

Insurance Underwriting Manager ABC Insurance, Los Angeles, CA December 2017 – Present

• Manage a team of underwriters and customer service representatives ensuring efficient process operations
• Analyze and assess customer profiles and credit risk to make decisions on issuing policies
• Negotiate and review coverage terms and pricing plans
• Develop and implement process improvement initiatives to increase efficiency
• Ensure compliance with industry regulations and company policies

Insurance Underwriting Supervisor ABC Insurance, Los Angeles, CA August 2015 – December 2017

• Supervised and managed processes related to underwriting, customer service and policy administration
• Analyzed and evaluated customer profiles, claims and financial statements to determine risk and coverage
• Collaborated with other departments to develop new products, policies and processes
• Provided professional and timely customer service support

Education :

Bachelor of Science in Business Administration University of California, Los Angeles, CA May 2015

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Insurance Underwriting Manager Resume with No Experience

• Recent college graduate with an ambition to enter the insurance industry as an insurance underwriting manager.
• Strong understanding of the insurance industry and the underwriting process.
• Highly organized and detail- oriented with excellent problem- solving skills.
• Knowledge in the insurance industry
• Analytical and problem solving skills
• Excellent communication and organizational skills
• Ability to work independently and as part of a team

Responsibilities

• Develop and implement underwriting strategies for new and existing policies and contracts
• Analyze and assess risk profiles for potential applicants
• Perform detailed review of policies and contracts
• Identify and address any potential issues or discrepancies
• Provide training and guidance to new and existing staff on underwriting processes and procedures

Experience 0 Years

Level Junior

Education Bachelor’s

Insurance Underwriting Manager Resume with 2 Years of Experience

A highly motivated and organized Insurance Underwriting Manager with two years of experience managing teams in a fast- paced, high- pressure environment. A strategic thinker with a proven track record of successfully leading underwriting teams in achieving organizational goals of cost- effectiveness, efficiency, and customer satisfaction, while maintaining a high level of technical expertise in risk assessment and compliance. A great communicator who excels at building relationships and instilling accountability with all levels of stakeholders.

• Risk Assessment and Compliance
• Project Management
• Team Leadership
• Problem Solving
• Relationship Building
• Organizational Skills
• Strategic Thinking
• Multi- tasking
• Financial Acumen

Responsibilities :

• Developed and implemented underwriting policies and procedures for all lines of business
• Managed underwriting and actuarial teams to ensure efficient workflow and accuracy of underwriting processes
• Conducted quality assurance reviews of underwriting results to ensure compliance with established standards
• Developed and monitored risk assessment models and analysis
• Led team of underwriters in identifying, assessing and mitigating risks to ensure customer satisfaction
• Analyzed financial data to develop risk- based pricing strategies
• Assisted in development of client relationships and initiatives
• Reviewed and negotiated contracts and binding agreements in accordance with established guidelines

Experience 2+ Years

Insurance Underwriting Manager Resume with 5 Years of Experience

An accomplished Insurance Underwriting Manager with 5 years of experience in the insurance industry. I have expertise in developing, underwriting and implementing insurance programs. I have strong technical, communication and organizational skills, and I am able to effectively collaborate with other departments to find solutions. My track record includes a proven ability to manage risk, develop strategies for expanding insurance offerings, and provide excellent customer service. I am confident that I can make a valuable contribution to an insurance organization.

• Demonstrated knowledge of insurance products and underwriting standards
• Excellent communication and interpersonal skills
• Proven ability to manage risk and develop strategies
• Ability to collaborate and work effectively with other departments
• Strong technical and organizational skills
• Ability to handle multiple tasks and prioritize workload
• Develop, implement and manage insurance programs
• Analyze, underwrite and approve insurance applications
• Act as primary liaison between insurance agents and underwriters
• Monitor insurance programs and make adjustments as needed
• Manage and review financial data associated with insurance programs
• Identify and investigate potential areas of risk
• Ensure compliance with industry regulations and standards
• Develop strategies for expanding insurance offerings

Experience 5+ Years

Level Senior

Insurance Underwriting Manager Resume with 7 Years of Experience

An experienced Insurance Underwriting Manager with 7 years of experience in the insurance industry and a comprehensive understanding of core insurance processes, such as underwriting, policy adjudication and risk management. Skilled at analyzing risk, identifying areas for improvement and evaluating opportunities for growth. Excels in meeting goals and achieving success in a fast- paced and rapidly changing environment.

• Underwriting and Risk Management
• Policy Adjudication
• Claims Processing
• Customer Service and Relations
• Market Analysis
• Data Entry and Record- Keeping
• Problem- solving and Conflict Resolution
• Develop and implement underwriting processes and procedures
• Analyze risk and assess the potential for loss
• Evaluate potential areas for growth and opportunities for improvement
• Assist in the development and implementation of new products or services
• Provide guidance and support to claims processing staff
• Maintain and update records of claims and policies
• Provide customer service and build relationships with clients and other personnel
• Conduct market analysis to identify trends and potential areas of risk
• Evaluate and assess policies for accuracy and compliance

Experience 7+ Years

Insurance Underwriting Manager Resume with 10 Years of Experience

Highly experienced Insurance Underwriting Manager with 10 years of experience in the insurance industry. Proven record of success in managing and leading multiple teams of underwriters and providing them with guidance and support. Highly proficient in identifying and mitigating risk, pricing and evaluating insurance policies, and providing strategic guidance to help clients understand their insurance needs. Possess strong decision- making, problem- solving, and communication skills.

• Risk management
• Insurance pricing and evaluating
• Strategic guidance
• Decision- making
• Problem- solving
• Team management and leadership
• Communication
• Time management
• Manage, motivate, and lead teams of underwriters to ensure productivity and high- quality standards are met.
• Identify and assess various levels of risk associated with insurance policies and in order to create comprehensive risk profiles.
• Price and evaluate insurance policies to ensure they are within company standards and regulations.
• Provide strategic guidance to clients to help them understand their insurance needs.
• Analyze market trends and competitor products to identify areas of improvement or opportunities for new business.
• Prepare and present reports and documents to management and clients.
• Develop and implement policies and procedures to ensure compliance with industry regulations.
• Monitor and review performance of underwriters to provide feedback and guidance.
• Maintain up- to- date knowledge of all changes in industry regulations and laws.

Experience 10+ Years

Level Senior Manager

Education Master’s

Insurance Underwriting Manager Resume with 15 Years of Experience

I am a seasoned Insurance Underwriting Manager with more than 15 years of experience in the industry. I possess extensive knowledge of underwriting principles and practices, as well as proficiency in budgeting, financial analysis, and risk assessment. I have a proven track record of success in meeting and exceeding performance targets, as well as reducing operational costs and increasing profit margins. I am an effective communicator who is able to build strong working relationships with all stakeholders and ensure that deadlines are consistently met.

• Underwriting Principles & Practices
• Financial Analysis & Risk Assessment
• Budgeting & Cost- Reduction
• Risk Management & Compliance
• Project Management & Leadership
• Data Analysis & Interpretation
• Stakeholder Management
• Strategic Planning & Implementation
• Analyzing and assessing risk in order to determine underwriting decisions
• Developing underwriting strategies to meet corporate goals and objectives
• Managing operational budgets and ensuring that financial targets are consistently achieved
• Conducting financial analysis to identify trends and opportunities
• Developing and maintaining relationships with insurance carriers, brokers and other stakeholders
• Preparing underwriting reports and presenting them to senior management
• Monitoring and ensuring compliance with industry regulations and policies
• Assisting with the implementation of process improvements that increase efficiency
• Providing guidance and training to team members to ensure that underwriting standards are met.

Experience 15+ Years

Level Director

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What should be included in a Insurance Underwriting Manager resume?

A Insurance Underwriting Manager is an important role in the insurance industry, and so having a strong resume is essential in order to land that role. A well-crafted resume should demonstrate your qualifications, experience, and technical skills in the insurance industry. Here are some important things that should be included on a Insurance Underwriting Manager’s resume:

• Experience: Include any experience you have in the insurance industry, such as managing underwriting operations, handling customer service queries, performing risk analysis, and creating and executing underwriting policies and procedures.
• Education: Include any relevant educational qualifications you have, such as a degree in finance, insurance, or economics.
• Technical Skills: This should include any specialized technical skills you have, such as working with rating software and databases, conducting financial analysis, and understanding insurance regulations.
• Leadership and Management Skills: Showcase any leadership and management skills you have that are relevant to overseeing underwriting operations, such as problem solving and decision making.
• Communication Skills: Demonstrate any strong communication skills you have that are necessary for working with customers and colleagues, such as being able to communicate effectively in a team environment.
• Attention to Detail: Stress any attention to detail that you have, such as being able to review and analyze policies to ensure accuracy.

By highlighting these key elements on your Insurance Underwriting Manager resume, you can show employers that you have the right qualifications, experience, and skills to be successful in the role.

What is a good summary for a Insurance Underwriting Manager resume?

A Insurance Underwriting Manager is responsible for managing the underwriting process for insurance policies. They must assess the risk of each policy, review applications and documents, and make decisions about whether or not to accept or decline a policy. A good summary for a Insurance Underwriting Manager resume should highlight the candidate’s ability to evaluate risk, their knowledge of the insurance industry, and their experience with risk management and underwriting. The summary should also emphasize the candidate’s ability to manage a team and make decisions that are in the best interest of the company. It is also important to showcase any industry certifications or special training that the candidate has, such as a Chartered Property and Casualty Underwriter (CPCU) designation.

What is a good objective for a Insurance Underwriting Manager resume?

The job of an Insurance Underwriting Manager is to manage the activities of the underwriting department in order to meet the company’s financial goals. The objective should emphasize the candidate’s ability to manage and lead a team, as well as their experience and expertise in the field of insurance underwriting.

A good objective for an Insurance Underwriting Manager resume should include the following:

• Demonstrate strong organizational and leadership skills
• Proven ability to manage and develop a team of insurance underwriters
• Experience in managing and executing underwriting strategies
• Expertise in analyzing and interpreting financial data
• Strong background in risk management
• Ability to develop and implement new underwriting policies and procedures
• Excellent communication and problem-solving skills

How do you list Insurance Underwriting Manager skills on a resume?

When writing a resume for an Insurance Underwriting Manager position, it’s important to emphasize the skills that make you a great candidate. The skills you list should both reflect the duties of an Insurance Underwriting Manager and showcase your abilities to prospective employers.

To make sure you are listing the right skills on your resume, consider the following:

• Analytical Skills: Insurance Underwriting Managers need to understand complex data and financial information and assess the associated risks. Demonstrate your analytical skills by providing examples of how you assess and evaluate data.
• Decision Making: As an Insurance Underwriting Manager, you will need to make decisions based on the data you assess. Include examples that demonstrate your ability to make sound decisions in a timely manner.
• Interpersonal Communication: Insurance Underwriting Managers need to be able to communicate effectively with customers, colleagues, and other stakeholders. Highlight your ability to communicate clearly and concisely, both verbally and written.
• Risk Management: Insurance Underwriting Managers are responsible for managing risk. Describe your experience with risk management and how you assess and mitigate risk.
• Time Management: Insurance Underwriting Managers need to be able to manage their time effectively and prioritize tasks. Detail how you remain organized and efficient in a fast-paced environment.

By highlighting your skills as an Insurance Underwriting Manager, you can make sure your resume stands out from the competition. Remember to include relevant examples to demonstrate your abilities and show prospective employers that you are the right person for the job.

What skills should I put on my resume for Insurance Underwriting Manager?

The insurance underwriting manager is a critical role that requires strong analytical, problem-solving, and communication skills. When creating your resume for this position, you should highlight these abilities, as well as any other relevant qualifications you possess.

Here are some of the skills that should be included on your resume for an insurance underwriting manager role:

• Strong analytical skills: As an insurance underwriting manager, you will need to be able to assess a variety of data and information to make informed decisions regarding risk management and insurance policies.
• Good problem-solving skills: Insurance underwriting managers must be able to identify potential problems and quickly find solutions.
• Excellent communication skills: As an insurance underwriting manager, you will need to be able to communicate effectively with colleagues, clients, and other stakeholders.
• Familiarity with relevant regulations: You should be aware of all relevant insurance regulations and be able to apply them to your work.
• Knowledge of the insurance industry: You should have a good understanding of the insurance landscape, including the different types of policies and products.
• Attention to detail: Insurance underwriting managers should have an eye for detail and be able to spot potential errors or inconsistencies.
• Leadership experience: Insurance underwriting managers may be tasked with leading a team, so any leadership experience should be highlighted on your resume.

By including these skills on your resume, you’ll be able to demonstrate to potential employers that you have the necessary qualifications for an insurance underwriting manager role.

Key takeaways for an Insurance Underwriting Manager resume

When crafting a resume for an Insurance Underwriting Manager role, it is important to include key information that is relevant and meaningful to the employer. Here are some key takeaways for an Insurance Underwriting Manager resume:

• Demonstrate your understanding of the insurance industry: Your resume should demonstrate your knowledge and understanding of the insurance industry, including insurance regulations, laws and policies. Highlight any course work, industry certifications and/or professional training you have completed.
• Showcase your leadership capabilities: Insurance Underwriting Managers must be strong leaders who can motivate their team and ensure that deadlines are met. Emphasize any leadership experience you have had in previous roles or in volunteer capacities.
• Include key performance indicators: Insurance Underwriting Managers are expected to hit specific performance targets. Include your key accomplishments in previous roles, such as claims processing speed, number of policies underwritten and other performance metrics.
• Highlight interpersonal skills: Insurance Underwriting Managers must be able to effectively communicate with their team and customers. Be sure to highlight any communication and interpersonal skills that you possess, such as problem-solving, conflict resolution, and customer service.
• Stress your expertise: Insurance Underwriting Managers are expected to be knowledgeable in their field. Highlight any relevant expertise that you possess such as risk management, data analysis, and financial forecasting.

By making sure to include these key takeaways on your resume, you will be well on your way to landing your dream job as an Insurance Underwriting Manager.

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Underwriter resume summary examples.

Approved by hiring managers, here are proven resume summary examples you can use on your Underwriter resume. Learn what real hiring managers want to see on your resume, and when to use which.

• Underwriter
• Commercial Underwriter
• Insurance Underwriter
• Junior Underwriter
• Mortgage Underwriter
• Senior Underwriter
• Underwriting Analyst
• Underwriting Assistant
• Underwriting Manager
• Underwriting Specialist
• Underwriter resume templates
• Similar summary examples

Underwriter Resume Summary Example

Demonstrate a track record of success.

The mention of having 'amassed over $10M in premiums' gives a clear indication of the scale of your responsibility and showcases your capability to handle large-scale operations. The use of concrete figures paints a convincing picture of your potential value to a prospective employer.

Show Leadership in Action

The phrase 'successfully led the underwriting team' emphasizes your leadership competencies. By mentioning a specific achievement tied to the team you led, you prove your skills not just as an underwriter, but as a team leader, too. Remember, a strong underwriter is not just about technical skills, but also about leadership and teamwork.

Commercial Underwriter Resume Summary Example

Highlighting major responsibility.

By mentioning you've managed a portfolio exceeding $20M, you are showing your ability to handle immense responsibility. This not only signals the trust your previous employer had in you, but also your capability to handle significant amounts. ATS particularly pick up on such key phrases showing high responsibility.

Versatility in roles

You're showing that you are adaptable and can transition successfully between roles. This will reassure recruiters that you can handle change effectively, a key trait in industries that are always evolving. It also proves that you are capable of understanding multiple aspects of the insurance business.

The average recruiter spends just 6 seconds scanning a resume. Make sure yours catches their attention with our resume optimization tool. Get an instant analysis and personalized suggestions for improvement, so you can land more interviews and get hired faster.

Insurance Underwriter Resume Summary Example

Emphasize your specialization.

Stating that you're 'specialized in life insurance underwriting' differentiates you from generic underwriters. This can be advantageous in a competitive job market where specific skills and knowledge can set you apart.

Highlight Your Project Leadership

By mentioning that you 'successfully led underwriting projects', you demonstrate your initiative and project management abilities. It adds another layer to your profile, showing that you can handle project-based tasks and lead initiatives to completion.

Junior Underwriter Resume Summary Example

Showcase efficiency improvements.

By stating that you 'improved process efficiency by 30%', you establish yourself as a problem-solver who can identify areas for improvement and carry out necessary changes. This shows you're committed to continuous improvement, a highly valued trait in any role.

Illustrate Your Contributions to Key Metrics

Mentioning how you 'contributed to maintaining loss ratios below industry benchmarks' shows that your work directly impacts key business metrics. It reassures employers that you understand the vital role of an underwriter in maintaining the financial health of an insurance company.

Mortgage Underwriter Resume Summary Example

Quantifying your workload.

Mentioning that you've handled over 500 applications annually gives a solid quantifiable measure of your workload capacity. It helps employers estimate the level of workload you can handle, and it's a great way to prove your efficiency and dedication to the job.

Innovation and improvement

Highlighting that you implemented a new risk assessment model indicates your ability to innovate and improve processes. This shows your strategic thinking and your commitment to enhancing the overall operational efficiency. An important factor for recruiters as it shows that you are not just a 'doer', but also a 'thinker'.

Senior Underwriter Resume Summary Example

Highlight your portfolio management.

When you mention that you've 'managed a portfolio exceeding $20M', it speaks volumes about your capacity to handle high-stakes responsibilities. It also suggests that you can be entrusted with significant tasks and that you deliver.

Focus on Team Development

Saying that you're 'boosting team productivity by 25%' underscores your ability to uplift your team's performance. It’s a signal to the employer that you have an understanding of how to elevate the collective output of a team, which is essential in a leadership role.

Underwriting Analyst Resume Summary Example

Prove your analytical abilities.

When you say you've ‘improved risk prediction accuracy by 15%’, it demonstrates that you can leverage data analytics to enhance performance. This is hugely appealing to employers who value data-driven decision-making.

Showcase Your Industry Versatility

Mentioning your 'experience spans across both property and casualty insurance' gives a clear indication of your versatility. It shows that your skills and knowledge are not limited to a single area, making you a more flexible and adaptable candidate.

Underwriting Assistant Resume Summary Example

Efficiency increase.

You’ve shown that you are not just capable of doing a job, but improving the way it’s done. By stating that you've improved efficiency by 25%, you're demonstrating that you are proactive and results-driven, and that you have the ability to make a significant impact on business operations.

Underwriting Manager Resume Summary Example

Speak to your leadership scale.

When you mention that you 'oversaw an underwriting team of 20', it helps employers understand the size of the team you managed. It provides a sense of your leadership abilities and your experience managing a significant team.

Highlight Your Effect on Key Performance Indicators

Stating that you've achieved a '10% decrease in claim frequency' shows your ability to positively influence key performance indicators. It shows you're focused on achieving business outcomes and that you understand the importance of risk management in your role.

Underwriting Specialist Resume Summary Example

Demonstrating portfolio management.

By stating that you have managed a portfolio exceeding $10M, you are emphasizing your experience and capability in handling large-scale operations in specialty insurance. It also reflects the depth of your expertise and your comfort with high-stakes decision-making.

Role transitions

Mentioning your transition from a role in general underwriting to specialty insurance offers evidence of your adaptability. It also gives an indication of your career progression and ambition to keep learning and growing in your career. This is something recruiters appreciate as it shows your commitment to the industry.

Underwriter Resume Templates

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Top 16 Underwriting Manager Resume Objective Examples

Updated July 18, 2023 13 min read

A resume objective is a short statement that appears at the top of your resume and outlines your goals for the position you are applying for. When writing an objective for an underwriting manager position, it’s important to showcase your experience and expertise in the field. Focus on the skills you possess that make you a great fit for this role, such as problem solving, risk assessment, and financial analysis. Use strong action verbs to demonstrate your capabilities, such as “lead” or “manage”. For example: “Results-driven Underwriting Manager with 10+ years of experience leading teams and developing strategies to reduce risk and maximize profits. Skilled in analyzing financial data, identifying potential risks, and making sound decisions. Seeking to leverage my knowledge and experience to contribute to the success of XYZ Company.”

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Top 16 Underwriting Manager Resume Objective Samples

• To leverage extensive experience in underwriting and risk management to effectively manage and lead a team of underwriters.
• To utilize strong interpersonal and communication skills to develop relationships with clients, brokers, and other stakeholders.
• To apply knowledge of insurance policies, regulations, and laws to ensure compliance with all applicable standards.
• To apply excellent analytical skills to identify potential risks and develop strategies for mitigating them.
• To utilize strong organizational skills to coordinate workflow, manage resources, and ensure timely completion of projects.
• To collaborate with senior management to develop innovative strategies for improving customer service and increasing profitability.
• To provide leadership in developing new products and services that meet the needs of customers in a changing market environment.
• To use expertise in underwriting processes to streamline operations while maintaining high levels of accuracy and quality control.
• To create an efficient working environment by utilizing best practices in underwriting procedures.
• To mentor junior staff members on proper underwriting techniques while providing guidance on risk assessment decisions.
• To employ effective problem-solving techniques when dealing with complex issues related to underwriting activities.
• Seeking an Underwriting Manager position where I can utilize my knowledge of insurance policies, regulations, laws, and risk management principles to benefit the organization’s goals.
• Looking for an Underwriting Manager role where I can make use of my expertise in managing teams as well as developing new products/services that meet customer needs in a changing market environment.
• Seeking an Underwriting Manager position that will allow me to utilize my strong organizational skills while ensuring compliance with all applicable standards.
• Applying for an Underwriting Manager role where I can contribute my extensive experience in analyzing potential risks and developing strategies for mitigating them.
• Searching for an Underwriting Manager position where I can use my excellent communication skills to build relationships with clients, brokers, and other stakeholders.
• Aiming for an Underwriting Manager role where I can demonstrate my ability to coordinate workflow efficiently while maintaining high levels of accuracy & quality control

How to Write an Underwriting Manager Resume Objective

Writing an effective resume objective for an Underwriting Manager position is a crucial step in the job search process. Your objective statement should capture the attention of employers and convince them that you are the right candidate for the job. By following these tips, you can create an objective statement that will make your resume stand out from other applicants.

First, start by researching the company and its needs. Focus on keywords related to underwriting management such as “risk assessment”, “policy review” and “compliance regulations”. This will help you create a customized objective statement that speaks directly to what the employer is looking for.

Next, be concise and clear when writing your objective statement. Keep it short and to-the-point so employers can quickly understand why you are applying for this position. Avoid using vague language or overly technical terms; instead focus on highlighting your skills and qualifications relevant to underwriting management.

Finally, emphasize why you are the best candidate for this role by including specific accomplishments from past positions or achievements during your educational journey. For example, if you have previously managed a successful team of underwriters or developed innovative strategies for risk assessment, include these details in your resume objective statement to show employers that you have experience in this field.

By following these tips, you can create an effective Underwriting Manager resume objective that will help you land the job of your dreams!

Related : What does an Underwriting Manager do?

Key Skills to Highlight in Your Underwriting Manager Resume Objective

In the competitive field of underwriting management, it's crucial to stand out from the crowd when applying for a job. Your resume objective is an excellent place to do this. This section allows you to showcase your most relevant skills and experiences right at the beginning of your resume, grabbing the hiring manager's attention from the start. The following are key skills that you should consider highlighting in your underwriting manager resume objective, each of which can significantly enhance your chances of landing the role.

1. Risk assessment

An Underwriting Manager needs to have strong risk assessment skills because they are responsible for evaluating the risk of insuring a potential client. They need to analyze various factors such as financial status, health condition, and other relevant information to determine the potential risk for the company. This skill is crucial in making informed decisions that minimize financial loss and maximize profitability for the insurance company. Including this skill in a resume objective demonstrates an applicant's ability to effectively manage and mitigate risks, which is a key aspect of the role.

2. Financial analysis

An Underwriting Manager is responsible for assessing and analyzing financial risks involved in providing insurance or loans to clients. Therefore, having a strong skill in financial analysis is crucial. It enables the manager to make informed decisions about the approval or rejection of applications based on sound financial judgment. This skill also helps in determining appropriate premiums and amounts to be insured or loaned, managing potential risks effectively, and ensuring profitability for the company. Including this skill in a resume objective shows potential employers that the candidate has the necessary expertise to perform these tasks efficiently.

3. Decision-making

An Underwriting Manager is responsible for assessing risks and making critical decisions related to insurance policies. This requires strong decision-making skills to evaluate the potential costs of insuring a client and decide on the appropriate terms and conditions. In their resume objective, a candidate should highlight this skill to show they can effectively manage risk and make sound judgments that benefit the company. Decision-making skills also demonstrate leadership ability, as these professionals often lead a team of underwriters, and must make strategic decisions about team operations and workload management.

4. Negotiation

An Underwriting Manager often deals with risk assessment and financial negotiations. They need to negotiate terms of contracts, premiums, and coverage with clients or other insurance companies. This skill is crucial for a resume objective as it showcases the ability to effectively communicate, make strategic decisions, and ensure profitable agreements for the company. It also demonstrates strong interpersonal skills and the ability to navigate complex financial discussions.

5. Compliance knowledge

An underwriting manager is responsible for ensuring that all company policies and procedures align with industry regulations. Compliance knowledge is crucial as it enables the manager to effectively assess risk, make informed decisions about policy approvals, and ensure the company operates within legal and ethical boundaries. This skill also helps in developing strategies to improve processes while maintaining compliance. Therefore, mentioning this skill in a resume objective can demonstrate a candidate's ability to protect the company from potential regulatory penalties or reputational damage.

6. Team leadership

An Underwriting Manager is responsible for leading a team of underwriters in assessing risks and making critical decisions related to insurance policies. Therefore, team leadership skills are essential as they ensure effective management, coordination, and guidance of the team towards achieving set objectives. This skill also helps in fostering a collaborative environment, resolving conflicts, and promoting high performance and productivity among team members. Including this skill in a resume objective can demonstrate the candidate's ability to successfully manage and lead a team in an underwriting setting.

7. Communication

An Underwriting Manager needs strong communication skills to effectively interact with clients, team members, and other stakeholders. They must clearly explain complex underwriting policies and procedures, negotiate terms and conditions, and resolve any issues or concerns. Additionally, they often need to collaborate with various departments within the organization, requiring them to convey information accurately and efficiently. Good communication also aids in training and mentoring staff, ensuring that all team members understand their roles and responsibilities. Therefore, highlighting this skill in a resume objective can demonstrate a candidate's ability to perform these crucial aspects of the job effectively.

8. Time management

An Underwriting Manager needs to have excellent time management skills because they are responsible for overseeing multiple underwriting projects at once. They need to ensure that all tasks are completed within the set deadlines, while also maintaining high quality standards. This skill is crucial in prioritizing tasks, delegating work effectively among team members, and managing workloads efficiently. Including this skill in a resume objective can highlight an individual's ability to handle multiple responsibilities simultaneously and meet project deadlines consistently.

9. Attention to detail

An Underwriting Manager needs to have a keen attention to detail because they are responsible for assessing and analyzing complex financial data, risk assessments, and insurance policies. Any mistakes or oversights could lead to significant financial loss for the company. Therefore, this skill is crucial to highlight in a resume objective to show potential employers that you have the ability to perform tasks accurately and efficiently.

10. Data interpretation

An Underwriting Manager needs the skill of data interpretation as they are required to analyze various types of data related to risk assessment, policy premiums, and insurance claims. This skill is crucial in making informed decisions about whether to approve or reject an application for insurance. It also helps in setting appropriate premium rates and determining the terms of coverage. Therefore, showcasing this skill in a resume objective can demonstrate a candidate's ability to effectively manage risk and make sound financial decisions.

In conclusion, it's crucial to carefully curate and highlight your key skills in your underwriting manager resume objective. This not only showcases your abilities but also sets the tone for the rest of your resume. Remember, this section is a brief snapshot of who you are professionally, so make sure it accurately reflects your expertise and potential. Tailoring these skills to match the job description can significantly increase your chances of securing an interview. So, take time to reflect on your abilities and choose those that best align with the underwriting manager position you're seeking.

Related : Underwriting Manager Skills: Definition and Examples

Common Mistakes When Writing an Underwriting Manager Resume Objective

A resume objective is an important part of a resume, as it gives employers a clear indication of what the job-seeker is looking for. As an underwriting manager, there are several common mistakes you should avoid when writing your resume objective.

First and foremost, it’s important to be specific about your career goals. Don’t make generic statements such as “seeking a challenging position in the insurance industry” or “looking for a management role in finance.” Instead, indicate what kind of position you are targeting and why you would be a great fit for the job. For example, “looking for an underwriting manager role that will allow me to utilize my extensive experience with risk analysis and policy development to help reduce costs and increase efficiency.”

Second, avoid using cliches or overly general language. Your resume objective should stand out from the crowd and be tailored to address your unique qualifications and experiences. Avoid phrases like “motivated self-starter” or “team player” which can make it difficult for employers to differentiate you from other applicants.

Finally, keep the length of your resume objective reasonable. Aim for two or three sentences at most; anything longer than that will likely get overlooked by recruiters who have hundreds of resumes to review. Make sure every sentence carries weight and communicates something meaningful about your skillset and professional aspirations.

By avoiding these common mistakes when writing your underwriting manager resume objective, you can ensure that employers take notice of your application materials and give serious consideration to hiring you for the role.

Related : Underwriting Manager Resume Examples

A right resume objective for an Underwriting Manager should focus on the specific skills and experience that make you a great candidate, while a wrong resume objective might include generic statements or tasks unrelated to the position.

Editorial staff

Brenna Goyette

Brenna is a certified professional resume writer, career expert, and the content manager of the ResumeCat team. She has a background in corporate recruiting and human resources and has been writing resumes for over 10 years. Brenna has experience in recruiting for tech, finance, and marketing roles and has a passion for helping people find their dream jobs. She creates expert resources to help job seekers write the best resumes and cover letters, land the job, and succeed in the workplace.

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