dole kabuhayan program individual business plan sample

DILP ONLINE SYSTEM

Are you a poor, vulnerable and marginalized worker in the informal and formal economies? If yes, you can apply to receive assistance for capacity-building on livelihood.

 Apply Now 

What is DILP or Kabuhayan Program?

DILP or Kabuhayan Program is the DOLE’s contribution to the government’s agenda of inclusive growth through massive job generation and substantial poverty reduction. It seeks to reduce the vulnerability to risks of the poor, vulnerable and marginalized workers by providing them access to a grant assistance for capacity building on livelihood ventures either for individual or group undertakings.

Who are the eligible beneficiaries of the Kabuhayan Program?

Marginalized fisherfolks, women and youth, parents or guardians of child laborers, indigenous people, elderly workers, rebel returnees, displaced workers, working persons with disability, low/minimum wage earners and seasonal workers, what are the components of the kabuhayan program, kabuhayan formation.

Enables eligible beneficiaries to start individual or group undertakings

Kabuhayan Enhancement

Enables existing livelihood projects to grow into viable and sustainable businesses

Kabuhayan Restoration

Enables re-establishment of lost or damaged livelihoods due to disasters or calamities

What are the categories of livelihood projects?

Individual projects.

The beneficiaries can avail of the Starter Kit or Negosyo sa Kariton (Nego-Kart), up to a maximum financial assistance of Php 20,000.00 depending on the project requirement.

Group Projects

An organization managing a group project should have a Project Management Team and profit sharing scheme, which should be both stipulated in the business plan/proposal, and in the MOA

Beneficiaries of the Pantawid Pamilyang Pilipino Program (4Ps) and the government employees, including those at the local government units, are not eligible to avail of the program.

How to avail assistance under the Kabuhayan Program?

Application Letter

Project Proposal

Beneficiary Profile with Picture

Assistance.PH

DOLE Integrated Livelihood Program (DILP) or Kabuhayan Program

The DOLE Integrated Livelihood Program , also known as the Kabuhayan Program , is a project designed to uplift the lives of the poor, vulnerable, and marginalized workers in the Philippines. By providing both financial assistance and training, this aims to support these individuals and groups in establishing new livelihood projects or enhancing existing ones. It’s a comprehensive approach to help start-ups, expand or upgrade businesses, restore sources of income affected by disasters, and transform enterprises into sustainable community endeavors. This aims to reduce poverty and develop economic growth.

Targeting a wide range of beneficiaries, including displaced workers, low-income earners, marginalized farmers and fisherfolk, persons with disabilities, and senior citizens, the DILP offers up to Php 20,000 for individual projects and up to Php 1 million for group endeavors. These amounts are tailored to meet the specific needs of the projects, ensuring a significant impact on the participants’ economic stability. With its roots deeply embedded in the government’s agenda for job creation and poverty alleviation, the DILP/Kabuhayan Program is a key player in empowering Filipinos, providing them with the tools and resources necessary to build a more prosperous future.

Table of Contents

What is the DOLE Integrated Livelihood Program (DILP) or Kabuhayan Program?

The DILP/Kabuhayan Program is a groundbreaking initiative aimed at empowering the poor, vulnerable, and marginalized workers of the Philippines by helping them establish or enhance their livelihood undertakings. Through financial assistance and training, the initiative supports individuals and groups in starting new income-generating projects, expanding or upgrading existing ones, restoring livelihood projects affected by disasters, and transforming projects into sustainable community enterprises.

Significance of the Program

The DOLE Integrated Livelihood Program (DILP), also known as the Kabuhayan Program, plays a significant role in uplifting vulnerable communities and contributing to national development in the Philippines. According to the Philippine Statistics Authority, as of 2021, 18.1% of Filipinos live below the national poverty line. To address this, DILP, through its various components, empowers individuals and groups to establish or improve their income-generating ventures, generating income and promoting self-sufficiency. This aligns with Republic Act No. 11292, the Magna Carta for MSMEs, which emphasizes fostering the growth and development of micro, small, and medium enterprises (MSMEs) as pillars of inclusive economic growth. DILP’s success is evident in its achievements, having assisted over 297,000 beneficiaries in 2020 alone, contributing to poverty reduction and empowering Filipinos to build a brighter future.

Legal Basis

This initiative is grounded in the Philippine government’s agenda for significant poverty reduction and robust job creation, operating under the legal frameworks and guidelines set by department. It’s administered by DOLE Regional Offices or through accredited co-partners, ensuring a wide-reaching impact across various sectors of society.

The DILP/Kabuhayan Program offers a spectrum of benefits, key among them being financial assistance tailored to the needs of the beneficiaries. Here’s a glance at what’s available:

• Individual beneficiaries: Up to Php 20,000 for income-generating projects.
• Group livelihood projects: Up to Php 1 million, based on project requirements.

These amounts represent the maximum assistance possible, with actual amounts determined through a comprehensive assessment of the project proposal and budget availability.

Eligibility / Qualifications

Eligibility spans a wide array of groups, including:

• Displaced or to-be-displaced workers due to natural disasters or economic shifts
• Low-income or minimum-wage earners
• Marginalized workers, including farmers and fisherfolk
• Parents of child laborers
• Persons with disabilities
• Senior citizens, and many more

However, individuals receiving government honorariums, elected officials, government employees, and beneficiaries of certain other government initiatives are not eligible.

Requirements

Prospective beneficiaries are required to submit several documents, including:

• Letter of Intent to the DOLE Regional Director
• Beneficiary profiles with photos
• Approved business plans or project proposals
• Additional documents for LGUs and Accredited Co-Partners (ACPs)

Step-by-Step Guide on How to Benefit from the DILP/Kabuhayan Program

• Prepare and gather all documentary requirements.
• Visit the nearest DOLE Regional, Provincial, or Field Offices.
• Undergo an orientation on the program provided by the DOLE livelihood focal person.
• Submit your Project Proposal for evaluation.
• Participate in the project proposal deliberation and evaluation process.
• Await the endorsement of your project proposal by the field office head.
• Receive notification on the status of your project proposal from the RPMT.
• Ensure all documents are complete for final approval.
• Attend the release of funding to implement your proposed project.
• Implement your project with ongoing monitoring by DOLE.

Recent Updates

Santa Maria Vegetable Farmers Association Receives Livelihood Assistance from Senators Cayetano for Sector Development

Santa Maria Vegetable Farmers Association in San Pablo, Laguna received additional livelihood assistance from the offices of Senators Pia Cayetano and Alan Peter Cayetano to enhance their sector. Through the Department of Labor and Employment – DOLE Integrated Livelihood Program (DILP), 38 association members were provided with assistance and essential agricultural tools on February 20, 2024. The association is one of the beneficiaries of Senator Alan Peter Cayetano’s Price, Jobs, Income/Well-being (PTK) Program, an economic initiative launched in 2013 to improve opportunities for sectoral groups by providing investments to strengthen their income.

The Department of Budget and Management (DBM) ensures that the administration of President Ferdinand R. Marcos Jr. will continue to prioritize the public’s benefit from government initiatives that create income and employment opportunities. A total of P32.720 billion has been allocated under the FY 2024 General Appropriations Act (GAA) to support these initiatives. These programs, implemented by the Department of Labor and Employment, aim to empower the workforce and promote sustainable growth in the country.

Labor Secretary Bienvenido E. Laguesma announced that the Department of Labor and Employment has improved the implementation of its Kabuhayan Program. The DILP now features streamlined requirements, inclusivity in targeting beneficiaries, and an expanded package of assistance, ensuring that more disadvantaged workers can benefit from the initiative.

LIVELIHOOD PROGRAM AWARDS OVER PHP 990,000 TO 33 BENEFICIARIES IN PARACELIS

The Department of Labor and Employment and the Local Government Unit of Paracelis, led by Mayor Marcos G. Ayangwa, MD, collaborated to provide a total of PHP 990,000 in financial assistance to 33 beneficiaries of the Kakarefin Land Small Business Enterprise proposal. The initiative aims to support families and discourage child labor, offering income-generating opportunities to parents and grandparents who previously relied on their children’s income. The awarding ceremony was attended by various officials, including Vice Mayor Djarma Rafael, Municipal Administrator Atty. Christian Van Talawec, and representatives from DOLE Mountain Province and DOLE Cordillera.

Video: DOLE Integrated Livelihood Program | DILP

JPB-PESO Cagayan de Oro Manager, Miss Kathleen Kate Sorilla, and TUPAD/DILEP JPBPESO Focal, Mr. Rosendo Israel, along with DOLE-X Cagayan de Oro City Field Office TUPAD/DILEP Focal, Miss Akisa Guro-Boriongan, conducted monitoring and provided guidance and assistance to the beneficiaries of the Macajalar Wharf’s Porters Association Federation of Free Workers Multi-Purpose Cooperative (ACP). The main purpose of the activity was to assess the progress and offer support to the recipients of the DOLE Integrated Livelihood Program (DILP).

The DOLE Integrated Livelihood Program (DILP)/Kabuhayan Program stands as a pillar of hope and opportunity for the Filipino people, especially those on the margins of society. By providing financial assistance, training, and support, DOLE empowers individuals and communities to improve their quality of life, increase their resilience to future challenges, and contribute to the nation’s inclusive growth and development. If you or someone you know fits the eligibility criteria, exploring this could be a step toward a brighter, more secure future.

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DOLE KABUHAYAN PROGRAM GROUP BUSSINESS PLAN PROJECT BRIEF SUMMARY

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How to Apply DOLE Integrated Livelihood Program Kabuhayan Assistance

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The DILP (DOLE Integrated Livelihood Program) or Kabuhayan Program is the contribution of the Department of Labor and Employment (DOLE) to the government’s agenda for inclusive growth through significant poverty reduction and job growth. It aims to lessen the risk exposure of poor, vulnerable, and marginalized workers by granting them access to assistance for capacity-building on livelihood ventures.

Also Read:  How to Apply HEROES Loan Program for OFWs

The DOLE Regional Offices directly administer the DILP or work with an accredited co-partner to do so (ACP). The following groups are eligible to be accredited as co-partners under this plan:

• Cooperatives
• Higher Educational Institutions
• Local Government Units (LGUs)
• National Technical-Vocational Schools
• National Government Agencies
• People’s Organizations
• State Universities and Colleges
• Unions or Federations
• Workers’ Associations

Qualifications

Requirements, livelihood projects eligible for assistance, qualified beneficiaries of the program, categorization of livelihood projects, how to apply dole loan assistance (dilp or kabuhayan), video: dole xi key frontline service: livelihood program (filipino version), 1. what is kabuhayan or dole dilp, 2. what are the benefits of dole dilp or kabuhayan, 3. how much is the dole livelihood program loan assistance, 4. how do i apply for dole livelihood loan assistance, 5. what are the projects that i can apply to.

To contribute to poverty reduction and reduce the vulnerability to risks of the poor, vulnerable, and marginalized workers.

The following individuals are qualified to process the livelihood loan assistance.

• Displaced (OFWs / migrant workers) or to be displaced workers as a result of natural disasters or closure of establishment, retrenchment, or termination
• Indigenous people
• Low or minimum-wage earners
• Marginalized workers (Fisher folks and landless farmers)
• Parents of child laborers
• Person with disability
• Rebel returnees
• Seasonal workers
• Self-employed with insufficient income
• Senior Citizen
• Unpaid Family workers
• Victims of armed conflicts
• Women and youth

On the other hand, the following are not eligible to the Program:

• Anyone Receiving Honorarium from the Government
• Beneficiaries of Pantawid Pamilyang Pilipino Program (4Ps)
• Elected Government Officials
• Government Employees – including those at the Local Government Units (LGUs)

The following must be submitted to the closest DOLE Regional, Provincial, or Field Offices in order to be eligible for livelihood assistance:

• Letter of Intent addressed to the DOLE Regional Director
• All required documentation in accordance with the DILEEP guidelines:
• Beneficiary profiles with 1×1 ID picture attached
• Business plans or project proposals that have been approved and signed by the organization’s officers, etc.

For Local Government Units (LGUs) and Government Institutions

• Copy of portion of their Local Development Plan referring to Labor and Employment/Social Services (For LGUs)
• DOLE certification of no unliquidated cash advance
• MOA between DOLE-RO and LGUs/government institutions
• Resolution authorizing an official to enter into a Memorandum of Agreement (MOA)

For Accredited Co-Partner (ACP)

• Audited financial reports for the past 3 years and Work and Financial Plan
• Copy of Certification of Accreditation as Co-Partner
• Disclosure of other related business
• List and/or photographs of similar projects previously completed, if any, indicating the source of funds for implementation
• MOA between DOLE-RO and ACP
• Profile of ACP
• Resolution authorizing a representative to enter a MOA
• Sworn affidavit of secretary that none of its incorporators, organizers, directors or officers are related by consanguinity or affinity up to fourth civil degree to the official of the agency authorized to process the MOA and release funds

The livelihood / kabuhayan projects listed below are those that the Regional Development Council (RDC) and Regional Development Plan of Local Government Units (LGUs) have prioritized:

Priority Projects

• Agribusiness
• Eco-Tourism
• Health and Wellness
• Local based Industries as indicated in the Local Development Plan
• Manufacturing
• Small Transport
• Wholesale and Retail Trade

DTI Priority Products

On the other hand, the following projects are not eligible for assistance:

• Micro-lending projects
• Projects with construction works
• Projects that would require the purchase of motor vehicles, which mean any vehicle propelled by any power other than muscular power using the public highways

The benefits of eligible beneficiaries of the Livelihood / Kabuhayan Program are listed below:

• Social security by enrolling in Group Personal Accident Insurance (GPAI) through GSIS, which will be paid for out of the overall project budget or as a counterpart to the Accredited Co-Partner (ACP)
• Training in production skills, entrepreneurship, business management, productivity, and business planning, as well as how to plan, set up, launch, and run a livelihood / kabuhayan project or currently undergoing.
• Ongoing business and technical consulting services to guarantee the effectiveness, productivity, and sustainability of the company or enterprise.
• Working capital for the acquirement of essential raw materials, machinery, tools, jigs, and support services

Individual Projects

Depending on the needs of the project, the beneficiaries may be eligible for the starter kit or Negosyo sa KAriton (Negosyo-Kart), which provides financial assistance up to a maximum of Php 30,000.00.

Group Projects

A project management team and profit-sharing strategy ought to be established for any organization managing a group project, and both should be outlined in the MOA and the business plan or proposal.

• Micro-Livelihood: Depending on the needs of the project, the organization, which has between 15 and 25 members, may receive up to Php 250,000.00 in financial assistance.
• Small Livelihood: Depending on the needs of the project, the organization, which has between 26 and 50 members, may receive up to Php 500,000 in financial assistance.
• Medium Livelihood: Depending on the needs of the project, the organization may receive up to Php 1,000,000.00 in financial assistance if it has more than 50 members.

Follow these instructions to quickly apply for DOLE Loan Assistance:

Step 1: Prepare all the documentary requirements

Step 2: Go to the nearest DOLE Regional, Provincial, or Field Offices

Step 3: The DOLE Regional, Provincial, or Field Offices livelihood focal person will conduct orientation on DO 173-17 in coordination with Public Employment Service Office (PESO).

Step 4: Submit your Project Proposal for evaluation.

The focal person will immediately return the project proposal to the proponent or ACP with an endorsement letter if it is incomplete.

Step 5: The Provincial Project Management Team (PPMT) will conduct project proposal deliberation in coordination with the PESO and the proponent, to determine the project’s profile, minimum requirements, technical and financial evaluation, overall evaluation, and recommendation.

Step 6: After receiving all required documents, the field office head will endorse the project proposal after it has been evaluated and discussed, including all documentation needed for the Regional Project Management Team’s (RPMT) final consideration.

The RPMT will only conduct project proposal deliberation every 1st and 3rd Wednesday of the month or as scheduled by the RPMT Chairperson.

Step 7: Within three (3) working days following the completion of the RPMT, the RO-TSSD will inform the concerned field office of the status of the project proposal.

If rejected, the field office will comply with the noted inconsistencies or missing documents within five (5) working days of receiving the RPMT letter or findings.

Step 8: The RO-TSSD will endorse the project proposal with MOA for approval of the Regional Director within three (3) working days.

Step 9: Within three (3) working days, the RO-IMSD Accounting Unit will process the project proposal’s disbursement vouchers, and GSIS Insurance will prepare a check or an Advice to Debit Account (ADA).

Step 10: The Regional Director or Assistant Regional Director, the concerned field office head, the field office focal person, the Local Chief Executive, and PESO will all be present when the funding is released to the proponent/ACP.

Step 11: Implement the proposed project.

Step 12: The field officer will keep an eye on things and make sure the project is carried out sixty (60) days after the loan assistance is given to the beneficiaries.

Step 13: The RPMT will conduct monitoring of livelihood projects based on your Monthly Progress Report.

Watch the detailed video below about the Livelihood (Kabuhayan) Program. All DOLE offices have the same requirements, qualifications, and application process.

Frequently Asked Questions (FAQs)

If you have any further questions regarding “How to Apply DOLE Loan Assistance (DILP or KABUHAYAN)” see the list of frequently asked questions and answers below.

The DOLE’s flagship program, DILP, or the Kabuhayan Program, helps marginalized groups like self-employed individuals who are unable to make a living wage, unpaid family members, low-wage and seasonal workers, displaced or about to be displaced workers, and marginalized and landless farmers.

The Livelihood Program was developed to help highly vulnerable households move into sustainable livelihoods and toward economic stability as well as to help poor households gain employment.

Loan assistance may vary depending on the project plan and the number of members:

• Starter kit or Negosyo sa KAriton (Negosyo-Kart) – up to a maximum of Php 30,000.00
• Micro-Livelihood – Which has between 15 and 25 members and may receive up to Php 250,000.00
• Small Livelihood – Which has between 26 and 50 members and may receive up to Php 500,000
• Medium Livelihood – Which has more than 60 members and may receive up to Php 1,000,000.00

To be eligible for the livelihood loan assistance, you must submit the following documents to the DOLE Regional, Provincial, or Field Office that is closest to you:

To help marginalized groups, such as those who are self-employed but are unable to make enough living, unpaid family workers, low-paid and seasonal workers, workers who have been or are about to be displaced, marginalized and landless farmers, marginalized fishermen, women, and youth, persons with disabilities, senior citizens, indigenous peoples, victims of armed conflicts, rebel returnees, and parents of child laborers, DOLE established the DILP or the Kabuhayan Program.

The eligible beneficiaries may receive loan assistance ranging from Php 30,000.00 to Php 1,000,000.00 depending on the project’s needs. In order to receive the DILP or Kabuhayan Loan Assistance, you must submit a project proposal with all the required information.

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