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commercial banking dissertation topics

38 Banking and Finance Dissertation Topics Ideas

Banking and Finance Dissertation Topics: Dissertation topics in banking and finance focus on how monetary exchanges and programs function in the banking sector, both nationally and internationally. This is also a very famous academic discipline throughout the world. Banking and Finance explore the dynamic, fast-paced world of money, shares, credit, and investments. Finance is an essential […]

Banking and Finance Dissertation Topics

Banking and Finance Dissertation Topics: Dissertation topics in banking and finance focus on how monetary exchanges and programs function in the banking sector, both nationally and internationally. This is also a very famous academic discipline throughout the world.

Banking and Finance  explore the dynamic, fast-paced world of money, shares, credit, and investments . Finance is an essential part of our economy as it provides liquidity in terms of money or assets required for individuals and businesses to invest in the future.

If you are looking for banking and finance dissertation topics, your search end here. Below is the list of best-selected banking and finance dissertation topics. Also, you can check our related posts for accounting & finance dissertation topics and financial accounting dissertation topics .

Best Banking and Finance Dissertation Topics ideas for college students

Banking is  the business of protecting money for others . Banks lend this money, generating interest that creates profits for the bank and its customers. A bank is a financial institution licensed to accept deposits and make loans.

Research topics in banking and finance have been collected together and presented in the form of an extensive list as below:

  • Implementing blockchain applications in the field of banking and finance: a descriptive approach.
  • Banking and finance post-COVID-19 pandemic: a review of the literature.
  • Studying the effects of monetary policy on banking and finance: a systematic analysis.
  • Islamic banking and finance: a quantitative study.
  • Effects of BREXIT on banking and finance contracts: a descriptive approach.
  • Financial fragility in the domain of banking and finance: a review of the literature.
  • Development and governance of Islamic banking and finance in X country.
  • Evaluating risk assessment in the area of banking and finance in X country.
  • Islamic banking and finance in present-day financial crisis: focus on current and future issues.
  • Sustainability in Islamic banking and finance: a systematic analysis.
  • Correlational analysis of financial stability, bank competition, and fire sales.
  • Development of a hypothetical model for internalization of banking and finance institutions.
  • The role played by information technology in the field of banking and finance: a systematic review.
  • Historical analysis of banking and finance in the UK: a quantitative study.
  • Credit risk versus financial risk in Islamic banking and finance.
  • Comparative analysis of banking and finance in UK and Asia.
  • The role played by intuitive decision-making in the field of banking and finance.
  • Working on mergers and acquisitions in the field of banking and finance.
  • Investigating illicit cyber activity in the field of banking and finance.
  • Interest-free banking and finance in the developing countries of the world.
  • Importance of compensation and risk incentives in the field of banking and finance.
  • Quality control in banking and finance: an exploratory study.
  • How e-commerce can be applied in the field of banking and finance.
  • Studying the big data and analytics as a customer loyalty tool in banking and finance: a descriptive study.
  • Data mining and banking and finance: a systematic analysis.
  • Studying the effects of enterprise risk management on the performance of firms in X country: focus on banking and finance sector.
  • Operations of Islamic banking and finance in the West: a systematic analysis.
  • Ethics in banking and finance programs: a review of the literature.
  • Relationship between risk and reputational capital in the banking and finance sector.
  • Highlighting the social and ethical issues in the banking and finance sector.
  • The current dilemma of financial instability in the structure of the banking and finance sector.
  • Comparative analysis of islands and small states within the banking and finance sector.
  • Studying the operational efficiency in the banking and finance sector: a review of the literature.
  • Social banking and social finance: a descriptive approach.
  • Finance employment: focus on UK banks.

Above is the best list of banking and finance dissertation topics pick any of your choices and start writing a dissertation. Fill out the form below and get the Dissertation topic mini proposal service from our experts.

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Home » Blog » Dissertation » Topics » Finance » Banking and Finance » Banking and Finance Dissertation Topics (28 Examples) For Research

commercial banking dissertation topics

Banking and Finance Dissertation Topics (28 Examples) For Research

Mark May 26, 2020 Jun 5, 2020 Banking and Finance , Finance No Comments

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of banking and finance dissertation topics and project topics on banking and finance. You can also visit our site for corporate finance dissertation topics and other business […]

banking and finance dissertation topics

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of project topics on banking and finance.

Our team of writers can provide quality work on your selected banking and finance research topics. Once you select from the research topics on banking and finance, we will provide an outline, which can provide guidance on how the study should be carried out .

If you have come to this post after searching for corporate finance or finance topics, following are the seperate posts made on these topics.

  • Finance Research Topics
  • Corporate Finance Research Topics

Banking and finance dissertation topics

Role of micro-loans in the modern financial industry.

Online currencies like Bitcoin brought changes in the concept of fiat currencies.

Identifying the forces causing American retail banking centres to change.

Analysing the treatment of off-balance sheet activities.

Examining the role of internet banking in society.

Evaluating how the modern economy prevents a run on the banks from happening.

To find out whether the technology can replace the role of retail banking centre.

Relationship between housing loans and the 2008 recession.

Impact of foreign direct investment on the emerging economies.

Identifying the best capital structure for a retail bank.

To study the effect of mergers and acquisition on employee’s morale and performance in the case of banks.

Evaluating the credit management and issues of bad debts in commercial banks in the UAE.

To what extent the electronic banking has affected customer satisfaction.

Portfolio management and its impact on the profitability level of banks.

Impact of interest rate on loan repayment in microfinance banks.

An appraisal of operational problems facing micro-finance banks in delta state.

Studying the impact of risk management on the profitability of banks.

Evaluation of bank lending and credit management.

Role of automated teller machine on customer satisfaction and retention.

Examining the impact of bank consolidation on operational efficiency.

Competitive strategies and changes in the banking industry.

Development of rural banking in the case of developed countries.

The effect of electronic payment systems on the behaviour and satisfaction level of customers.

How does the organisational structure affect the commercial banks and their performance?

How can banks use ratio analysis as a bank lending tool?

Evaluating the relationship between e-banking and cybercrime.

Studying the importance of credit management in the banking industry.

Problems related to loan granting and recovery.

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Finance Dissertation Made Easier!

Embarking on your dissertation adventure? Look no further! Choosing the right finance dissertation topics is like laying the foundation for your research journey in Finance, and we're here to light up your path. In this blog, we're diving deep into why dissertation topics in finance matter so much. We've got some golden writing tips to share with you! We're also unveiling the secret recipe for structuring a stellar finance dissertation and exploring intriguing topics across various finance sub-fields. Whether you're captivated by cryptocurrency, risk management strategies, or exploring the wonders of Internet banking, microfinance, retail and commercial banking - our buffet of Finance dissertation topics will surely set your research spirit on fire!

What is a Finance Dissertation?

Finance dissertations are academic papers that delve into specific finance topics chosen by students, covering areas such as stock markets, banking, risk management, and healthcare finance. These dissertations require extensive research to create a compelling report and contribute to the student's confidence and satisfaction in the field of Finance. Now, let's understand why these dissertations are so important and why choosing the right Finance dissertation topics is crucial!

Why Are Finance Dissertation Topics Important?

Choosing the dissertation topics for Finance students is essential as it will influence the course of your research. It determines the direction and scope of your study. You must make sure that the Finance dissertation topics you choose are relevant to your field of interest, or you may end up finding it more challenging to write. Here are a few reasons why finance thesis topics are important:

1. Relevance

Opting for relevant finance thesis topics ensures that your research contributes to the existing body of knowledge and addresses contemporary issues in the field of Finance. Choosing a dissertation topic in Finance that is relevant to the industry can make a meaningful impact and advance understanding in your chosen area.

2. Personal Interest

Selecting Finance dissertation topics that align with your interests and career goals is vital. When genuinely passionate about your research area, you are more likely to stay motivated during the dissertation process. Your interest will drive you to explore the subject thoroughly and produce high-quality work.

3. Future Opportunities

Well-chosen Finance dissertation topics can open doors to various future opportunities. It can enhance your employability by showcasing your expertise in a specific finance area. It may lead to potential research collaborations and invitations to conferences in your field of interest.

4. Academic Supervision

Your choice of topics for dissertation in Finance also influences the availability of academic supervisors with expertise in your chosen area. Selecting a well-defined research area increases the likelihood of finding a supervisor to guide you effectively throughout the dissertation. Their knowledge and guidance will greatly contribute to the success of your research.

Writing Tips for Finance Dissertation

A lot of planning, formatting, and structuring goes into writing a dissertation. It starts with deciding on topics for a dissertation in Finance and conducting tons of research, deciding on methods, and so on. However, you can navigate the process more effectively with proper planning and organisation. Below are some tips to assist you along the way, and here is a blog on the 10 tips on writing a dissertation that can give you more information, should you need it!

1. Select a Manageable Topic

Choosing Finance research topics within the given timeframe and resources is important. Select a research area that interests you and aligns with your career goals. It will help you stay inspired throughout the dissertation process.

2. Conduct a Thorough Literature Review

A comprehensive literature review forms the backbone of your research. After choosing the Finance dissertation topics, dive deep into academic papers, books, and industry reports, gaining a solid understanding of your chosen area to identify research gaps and establish the significance of your study.

3. Define Clear Research Objectives

Clearly define your dissertation's research questions and objectives. It will provide a clear direction for your research and guide your data collection, analysis, and overall structure. Ensure your objectives are specific, measurable, achievable, relevant, and time-bound (SMART).

4. Collect and Analyse Data

Depending on your research methodology and your Finance dissertation topics, collect and analyze relevant data to support your findings. It may involve conducting surveys, interviews, experiments, and analyzing existing datasets. Choose appropriate statistical techniques and qualitative methods to derive meaningful insights from your data.

5. Structure and Organization

Pay attention to the structure and organization of your dissertation. Follow a logical progression of chapters and sections, ensuring that each chapter contributes to the overall coherence of your study. Use headings, subheadings, and clear signposts to guide the reader through your work.

6. Proofread and Edit

Once you have completed the writing process, take the time to proofread and edit your dissertation carefully. Check for clarity, coherence, and proper grammar. Ensure that your arguments are well-supported, and eliminate any inconsistencies or repetitions. Pay attention to formatting, citation styles, and consistency in referencing throughout your dissertation.

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Finance Dissertation Topics

Now that you know what a finance dissertation is and why they are important, it's time to have a look at some of the best Finance dissertation topics. For your convenience, we have segregated these topics into categories, including cryptocurrency, risk management, internet banking, and so many more. So, let's dive right in and explore the best Finance dissertation topics:

Dissertation topics in Finance related to Cryptocurrency

1. The Impact of Regulatory Frameworks on the Volatility and Liquidity of Cryptocurrencies.

2. Exploring the Factors Influencing Cryptocurrency Adoption: A Comparative Study.

3. Assessing the Efficiency and Market Integration of Cryptocurrency Exchanges.

4. An Analysis of the Relationship between Cryptocurrency Prices and Macroeconomic Factors.

5. The Role of Initial Coin Offerings (ICOs) in Financing Startups: Opportunities and Challenges.

Dissertation topics in Finance related to Risk Management

1. The Effectiveness of Different Risk Management Strategies in Mitigating Financial Risks in Banking Institutions.

2. The Role of Derivatives in Hedging Financial Risks: A Comparative Study.

3. Analyzing the Impact of Risk Management Practices on Firm Performance: A Case Study of a Specific Industry.

4. The Use of Stress Testing in Evaluating Systemic Risk: Lessons from the Global Financial Crisis.

5. Assessing the Relationship between Corporate Governance and Risk Management in Financial Institutions.

Dissertation topics in Finance related to Internet Banking

1. Customer Adoption of Internet Banking: An Empirical Study on Factors Influencing Usage.

Enhancing Security in Internet Banking: Exploring Biometric Authentication Technologies.

2. The Impact of Mobile Banking Applications on Customer Engagement and Satisfaction.

3. Evaluating the Efficiency and Effectiveness of Internet Banking Services in Emerging Markets.

4. The Role of Social Media in Shaping Customer Perception and Adoption of Internet Banking.

Dissertation topics in Finance related to Microfinance

1. The Impact of Microfinance on Poverty Alleviation: A Comparative Study of Different Models.

2. Exploring the Role of Microfinance in Empowering Women Entrepreneurs.

3. Assessing the Financial Sustainability of Microfinance Institutions in Developing Countries.

4. The Effectiveness of Microfinance in Promoting Rural Development: Evidence from a Specific Region.

5. Analyzing the Relationship between Microfinance and Entrepreneurial Success: A Longitudinal Study.

Dissertation topics in Finance related to Retail and Commercial Banking

1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank.

2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions.

3. Analyzing the Relationship between Bank Branch Expansion and Financial Performance.

4. The Role of Fintech Startups in Disrupting Retail and Commercial Banking: Opportunities and Challenges.

5. Assessing the Impact of Mergers and Acquisitions on the Performance of Retail and Commercial Banks.

Dissertation topics in Finance related to Alternative Investment

1. The Performance and Risk Characteristics of Hedge Funds: A Comparative Analysis.

2. Exploring the Role of Private Equity in Financing and Growing Small and Medium-Sized Enterprises.

3. Analyzing the Relationship between Real Estate Investments and Portfolio Diversification.

4. The Potential of Impact Investing: Evaluating the Social and Financial Returns.

5. Assessing the Risk-Return Tradeoff in Cryptocurrency Investments: A Comparative Study.

Dissertation topics in Finance related to International Affairs

1. The Impact of Exchange Rate Volatility on International Trade: A Case Study of a Specific Industry.

2. Analyzing the Effectiveness of Capital Controls in Managing Financial Crises: Comparative Study of Different Countries.

3. The Role of International Financial Institutions in Promoting Economic Development in Developing Countries.

4. Evaluating the Implications of Trade Wars on Global Financial Markets.

5. Assessing the Role of Central Banks in Managing Financial Stability in a Globalized Economy.

Dissertation topics in Finance related to Sustainable Finance

1. The impact of sustainable investing on financial performance.

2. The role of green bonds in financing climate change mitigation and adaptation.

3. The development of carbon markets.

4. The use of environmental, social, and governance (ESG) factors in investment decision-making.

5. The challenges and opportunities of sustainable Finance in emerging markets.

Dissertation topics in Finance related to Investment Banking

1. The valuation of distressed assets.

2. The pricing of derivatives.

3. The risk management of financial institutions.

4. The regulation of investment banks.

5. The impact of technology on the investment banking industry.

Dissertation topics in Finance related to Actuarial Science

1. The development of new actuarial models for pricing insurance products.

2. The use of big data in actuarial analysis.

3. The impact of climate change on insurance risk.

4. The design of pension plans that are sustainable in the long term.

5. The use of actuarial science to manage risk in other industries, such as healthcare and Finance.

Tips To Find Good Finance Dissertation Topics 

Embarking on a financial dissertation journey requires careful consideration of various factors. Your choice of topic in finance research topics is pivotal, as it sets the stage for the entire research process. Finding a good financial dissertation topic is essential to blend your interests with the current trends in the financial landscape. We suggest the following tips that can help you pick the perfect dissertation topic:

1. Identify your interests and strengths 

2. Check for current relevance

3. Feedback from your superiors

4. Finalise the research methods

5. Gather the data

6. Work on the outline of your dissertation

7. Make a draft and proofread it

In this blog, we have discussed the importance of finance thesis topics and provided valuable writing tips and tips for finding the right topic, too. We have also presented a list of topics within various subfields of Finance. With this, we hope you have great ideas for finance dissertations. Good luck with your finance research journey!

Frequently Asked Questions

How do i research for my dissertation project topics in finance, what is the best topic for dissertation topics for mba finance, what is the hardest finance topic, how do i choose the right topic for my dissertation in finance, where can i find a dissertation topic in finance.

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Dissertation Topics in Finance: 50+ Examples for Inspiration

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by  Antony W

May 9, 2023

dissertation topics in finance

Finance is an interesting field to study that deals with how humans obtain funds and how they handle the investment.

As a student taking a master’s degree or Ph.D. course in finance, you’ll need to write a dissertation project before graduation.

What’s a better way to start the project than to look for the best dissertation topic in finance?

Unfortunately, choosing the right topic fast can be quite a big challenge, in part because finance is a wide subject that covers different areas.

While the rule of thumb when it comes to picking a topic for your dissertation is to identify an area you’re passionate about, the topic you select must be relevant, manageable, and useful with respect to a career path in finance.

We want to make your work easier with this guide, so you can have an easy time working on your assignment. B

elow you’ll find 50+ examples of topics related to finance. With that many choice, it should be easy for you to identifying one interesting topic you can explore further in a 100 to 300 pages long dissertation .

There are many factors to consider when choosing a dissertation topic in finance.

At the end of the, though, you need to make sure that the topic you choose falls within the area of your expertise and is interesting enough to explore. Here are 50+ ideas to get you started:

Ethics in Accounting Dissertation Topics

Accounting is a profession that, by its very nature, requires a higher level of trust and ethical code of conduct for better financial reporting.

Many questions have emerged from the increase in ethical scandals in accounting, and some of these require further studies. Some of the topics to consider in this area include:

  • Profits vs. whistleblowing in the workplace What is the best course of action?
  • Banking on Ethics: A Look at Ethics in the Banking Profession
  • Managers’ judgment has a role in financial reporting.
  • Using accounting methods to reduce tax liabilities. Isn’t that unethical?
  • Can accounting control systems ever prevent all occurrences of company fraud and unethical behavior?
  • Transfer pricing and tax avoidance Methods for teaching ethics to university accounting students that work.
  • Is an auditor’s independence only a perception or a reality?
  • Accounting, ethics, and the missing links: a case study from the United Kingdom
  • Contradiction in action: An broadening of the debate on Corporate Social Responsibility.
  • The Ethics of Tax Evasion as Perceived in the United Kingdom

Internet Banking Dissertation Topics

The debut of internet banking changed the way individuals and businesses manage their transactions.

These days, it’s easy to send and receive money right from the comfort of your home, and this practice alone has made online banking quite significant.

If you’re focusing on internet banking, your dissertation can focus on any of the following topics:

Best practices for online banking and transactions in terms of security.

  • Future Internet banking advancements in the United Kingdom.
  • Will Fintechs be there in the long run?
  • Internet banking services in the United Kingdom vary greatly: A comparison study.
  • How have the internet and mobile banking altered the corporate landscape?
  • Is digitization causing havoc in the financial industry?
  • Internet banking usage: A comparison between young and old people
  • A comparative assessment of digital innovation in the banking business in Europe and the United Kingdom.
  • The economic and financial consequences of internet banking

Microfinance Dissertation Topics

Microfinance has a wider audience, which is why there’s more effort in place to enhance its growth through banking and corporate sector.

Here are some topics that you can investigate:

  • What are the barriers to the establishment of a fully-fledged microfinance sector in the United Kingdom?
  • An investigation on the influence of microfinance in emerging economies.
  • Microfinance is becoming more popular in the UK banking business.
  • Considering the fast growth of international microfinance.
  • Access to financial services for the poor, including microfinance and microcredit: A Eurozone empirical study
  • Factors that influence the success of microfinance institutions.
  • Is microfinance empowering women all across the world?
  • How crucial is credit and other financial services to economic development and investment?
  • A strategic study, debate, and suggestions for assessing the demand for collective investment plans in the United Kingdom.
  • Microfinance’s influence on poverty reduction and economic growth

Alternative Investment Dissertation Topics

Financial market is more volatile now than ever before, and that alone prompts many investors to consider alternative means of spending their money.

Some of the sectors investors are willing to tap into due to high returns and less volatility include mutual funds, private equity, and hedge funds.

This sector still requires more investigation, especially since alternative investments don’t correlate to the current stock market. Some topics to consider include:

  • Index and mutual funds are becoming increasingly popular.
  • Hedge Funds: A new investment option for institutional investors and an entry into the retail market.
  • Hedge funds: are they risk diversifiers, return enhancers, or both?
  • Experiment evidence for investment diversification in alternative investment vehicles.
  • An assessment of the function and performance of UK capital markets as an alternative source of funding to banking.
  • The regulatory interference and enforcement authority in alternative investments.
  • The causes for the continuing rise of hedge funds and their implications for the UK financial market
  • The UK’s private equity market and numerous investors
  • Private equity investment in the European Union: Prospects for the Future

Accounting Standards Dissertation Topics

There’s a higher demand to maintain strict and high standards in accounting practices in many countries.

Yet these standards have raised a number of important questions that existing studies haven’t addressed. So several ideas that you could focus on in your dissertation include:

  • What is the standard for reporting on sustainability?
  • An examination of the likely effects of Brexit on the UK’s accounting standards and framework.
  • How have changes to the Companies Act and the Corporate Governance Code changed the function and duties of UK accountants over the last decade?
  • An inquiry into accounting outsourcing from the UK’s point of view.
  • An examination of accounting outsourcing from the standpoint of the United States.
  • Is the existing set of accounting standards meeting its goals?
  • The balanced scorecard: “Holy Grail” for law firms?
  • The growing demand for social and environmental information disclosure: Implications for large organizations

Retail and Commercial Banking Dissertation Topics

Retail and commercial banks may be on the decline, but they’re still an important part of the banking industry.

That’s so especially since they continue to play a big role in reaching out to semi-urban and rural populations that need financial services.

This segment of financial study focuses on examining how the baking sector has changed to accommodate the constantly changing demands of banking on the different segments of the economy.

Here are some topics to focus on in your dissertation:

  • How have banks influenced the growth of SMEs in the United Kingdom?
  • Change agents in the European Retail Banking Sector: An Analysis and Implications for Local Commercial Banks
  • Changes and preferences brought about by customer needs are driving the evolution of retail banking.
  • Inventory management in mobile banking: A case study of underdeveloped nations
  • In the UK banking business, what is the link between equity, pricing, and performance?
  • Financial services to the rural population: a study of retail banking problems in the United Kingdom
  • An examination of how information technology has revolutionized financial services in the United Kingdom.

Cryptocurrency Dissertation Topics

Cryptocurrency is currently more than a lucrative class of investment in the digital economy. It’s an area that has attracted the attention of many investors all over the world.

Despite its popularity, Cryptocurrency doesn’t have sufficient academic research yet, and therefore there’s a need to read and research further into the field.

If Cryptocurrency is your area of study as a finance student, here are some dissertation topics to consider:

  • Are we ready to demonetize the globe with cryptocurrency?
  • How to calculate risk and return in the crypto finance industry.
  • Is the cryptocurrency market influenced by technical analysis?
  • Are cryptocurrencies suitable for swing trading?
  • Is it feasible to make cryptocurrencies less volatile by employing a derivative strategy?
  • Are the returns on the cryptocurrency market sustainable?
  • What is the investing potential of other alt currencies in the face of Bitcoin and Ethereum’s dominance?
  • Cryptocurrency asset price. Do the standard theories apply in this case?
  • Why are banks so adamantly opposed to digital currency?
  • Cryptocurrencies are compared to other asset types.
  • What role do derivative goods play in crypto currencies?

If you’ve scanned through the topic ideas that we’ve given you in this guide, you’ve more than likely realized that there’s a lot to explore. So whether you’re interested in cryptocurrency, accounting, retail and commercial baking, or other areas of finance, you should find the right topic to explore in your research.

The goal is to choose a topic that interests you, but you also need to make sure it’s within your area of study. When in doubt, talk to your instructor. 

About the author 

Antony W is a professional writer and coach at Help for Assessment. He spends countless hours every day researching and writing great content filled with expert advice on how to write engaging essays, research papers, and assignments.

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Dissertation Topic in Finance

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  • Updated on  
  • Jan 11, 2024

Dissertation Topics in Finance- MBA, Banking, Accounting Projects-04 (1)

Also known as the study of investments, Finance is a combination of two interrelated subjects – how money is handled and the process of obtaining money. One of the reasons why postgraduate students struggle with their Finance dissertation topics is that they do not spend enough time planning it. It is important for students to be extremely careful while writing a finance dissertation as it contributes a lot to their respective degrees. This blog provides you with the best topics, a dissertation structure, and more. 

This Blog Includes:

What is a finance dissertation, why finance dissertation topics are important, tips to find excellent dissertation topics on finance, writing tips for finance dissertation, how to plan your work on a finance dissertation, how to structure a finance dissertation, finance dissertation general topics , topics related to india, mba dissertation topics, banking dissertation topics , accounting dissertation topics, research project example, final consideration and conclusion.

Finance dissertations, as the name implies, are pieces of writing that study a certain finance topic chosen by the student. The subjects covered include anything from the stock market to banking and risk management to healthcare finance. This dissertation gives the student academic self-assurance and personal happiness in the subject of finance. Finance writing necessitates substantial research in order to produce a compelling report.

The majority of students have no idea why finance dissertation themes are so crucial. However, put yourself in the shoes of your lecturer. You’ve already read hundreds of theses. The majority of them covered the same ground — issues that you’re already tired of hearing about. Then there’s a topic with a distinct, intriguing theme. Something that piques your interest and entices you to read more. Wouldn’t you give those pupils some extra credit? You’d do it! This is why there are so many fantastic finance dissertation topics. You can get extra points for your efforts. The topic of your paper might mean the difference between a good and a terrific grade.

It’s difficult to come up with anything unique and interesting. There are, nevertheless, ways to come up with interesting ideas. Here are a few pointers on how to locate them:

  • Read a fantastic finance dissertation and find for areas where further study is needed.
  • Go to the library and read a couple theses to get some ideas.
  • Inquire with a writing agency about some ideas from one of their professional dissertation writers.
  • In writing forums and blogs, ask for assistance. If you ask gently, people will give you some excellent suggestions.
  • Look for ideas on the internet, but don’t use them exactly as they are. Make them distinctive by changing them.
  • Talk to other students who are working on their dissertations and find out what other ideas they had before settling on the present topic.
  • Narrow down your topic : Your financial topic should be narrowed down to a certain niche. It should concentrate on a single area, such as microfinance, microfinance, or online banking.
  • Verify your facts: Finance is a topic that requires a great deal of logical analysis of statistical data. As a result, double-check facts and statistics using credible sources before using them in your paper.
  • Write concisely: You should condense a financial paper into a tight, succinct work, unlike other papers with extended narrative narratives. At this length, the adage of ‘short is sweet’ theoretically applies.
  • Arrange your data neatly: A report that is crammed with numbers and graphs may turn off a reader at first glance. Know how and when to utilise your data for a great financial thesis.
  • Write simply: Avoid using jargon that might be confusing to a non-technical reader. When technical terminology are required, utilise accessible examples to convey them. In a finance dissertation, simplicity is king. So make good use of it.

Dissertation submission is very important to obtain a PG Degree. You are supposed to submit the work by the end of your study course, so by the last year of your degree, you may have got enough ideas and problems dealing with finance. While starting with a finance dissertation topic you should always remember that the purpose of a Finance Dissertation is to demonstrate your research ability, how you analyze specific data and come up with a conclusion. Mentioned below is a step to step guide for you to start working with:

Step 1 : Choose a relevant and interesting topic for your research

Step 2 : Discuss and receive feedback from your supervisor

Step 3 : Finalise the research methods to prove the significance of the selected topic

Step 4 : Gather the required data from relevant sources

Step 5 : Conduct the research and analyse the acquired results

Step 6 : Work on the outline of your dissertation

Step 7 : Make a draft and proofread it. Discuss with your advisors if any changes are to be made

Step 8 : Make the required corrections. 

Step 9 : Draft the final dissertation

Also Read: Check out the Top Course in Finance

There are so many different ways you can structure your dissertation. But the most common and universally accepted way is as follows:

  • Introduction
  • Literature review
  • Methodology
  • Analysis of the data and Significance/Implications of the acquired results

Also Read: Executive MBA in Finance

Finance Dissertation Topics

Finance is an extensive field, you can explore a lot of areas related to finance to choose a dissertation topic. Here we’ve mentioned the best finance dissertation topics to make it easier for you:

Mentioned below are some of the topics related to the recent issues in the world:

  • The negative impact of microfinance in developing countries.
  • The effects of population growth on economic growth in China
  • Cryptocurrency: Are we ready to digitalise the monetary world?
  • Analyzing the financial statements of VISA and MasterCard
  • Why do banks oppose digital currency?
  • Risks and benefits associated with digital money transferring technology

Also Read: Top MBA course to pursue

  • Investing in India’s technology sector – obstacles and opportunities
  • Foreign investment and its effects on economic growth in India
  • The effect of corporation investments in the economic development of the community
  • Comparing financial development in Asia and Europe
  • Did the banks help Small Medium Enterprises to grow in India in the last 5 years?
  • The Indian Economic Crisis of 1991

Best MBA Dissertation Topics

Be careful while choosing an MBA Dissertation Topic as it involves more intense study. Make sure the topic you’ve chosen remains within your field of study. We’ve listed some of the best topics you can choose for an MBA Dissertation:

  • Management skills an entrepreneur need
  • The place of communication for effective management in the workplace
  • How technology took over management
  • The impact of good leadership in an organization
  • How does a strong social media presence affect a company’s marketing strategies?
  • Human resource management in non-profit organizations
  • The importance of employee motivation programs on productivity
  • Management’s socio-cultural background and how it influences leadership relationships
  • How do employment benefits impact employee and company’s productivity?
  • Business team performance in multinational corporations

Best Finance Universities in the USA

  • Study on Future Options in Markets in India
  • Gold as an Investable Commodity in India
  • Study on Impact Of Corruption On FDI Inflows In India
  • The Impact Of The Money Supply On Economic Growth In India
  • Capital Structure Of The Business Enterprises In Delhi NCR
  • GST And Its Effect on MNC Manufacturing Companies
  • Analysis of the Insurance Industry in India
  • Analysis of HDFC Bank Finance
  • Comparative analysis of HDFC Bank with ICICI bank
  • Comparison of Market Share in Public Sector Banks VS Private Sector Banks
  • The impact of online banking on the world.
  • Risk factors and security issues that are inherent in online banking.
  • Fraud and identity theft is accomplished via internet banking.
  • Advantages and disadvantages of internet banking for consumers.
  • Risk management in investment banking
  • The rise of growing banking sectors in developing nations.
  • Issues surrounding banking in China’s growing economy.
  • The impact of the Federal Reserve on the United States and global economy
  • Banking and asset-liability in management.
  • The strategies to use online banking technology to attract customers.

All you need to know about  a Banking Course 

  • Case study of the impact of industry and public knowledge on the market share index’s fluctuation
  • Significance of auditing for large corporations
  • Examining India’s country’s tax scheme
  • What to consider when investing in financial markets?
  • From an accounting perspective, risk-taking in companies and its effects
  • Evaluate the differences and similarities between external and internal auditors
  • Can taxation be considered a human rights policy? Analyse the problem
  • What are the consequences of India’s current tax structure on individuals with a lower income?

Accounting courses

We’ve included a Finance Dissertation Research Example with reference to a Finance Dissertation Structure:

  • The Indian Economic Crisis of 1991 – The title of your Finance Dissertation must focus on your research objective.
  • Abstract  – The 1991 Indian economic crisis was…………….. imports and other external factors. The abstract part must include a summary of the research problem or objective of the research, the research design and a summary of the results.
  • Introduction – The introduction must reflect your research on the Indian Economic Crisis of 1991 in a way that the audience already gets to know what the research is going to include. 

           3.1 Background (background of the study) 

           3.2 Problem Statement (significance of the problem in context)

           3.3 Purpose/Research Questions (What caused the Crisis, how was the crisis revived etc.)

  • Review of Literature – The Review of Literature Section must include a theoretical rationale of the problem, the importance of the study, and the significance of the results.
  • Methodology – The Methodology Section must include the description of the subjects, research methods used in the data collection and any limitations issues involved.
  • Significance/Implications (Results of the Discussion)

*Please note that the above-mentioned structure is only for your reference to get an idea of writing a Finance Dissertation.

Choosing the right topic for your Finance dissertation to plan the work, all the above-mentioned aspects must be given equal importance. This blog has included the best dissertation topic in finance in MBA, accounting, and banking you can choose while writing a dissertation.

Finance research papers and dissertations should be prepared in a way that answers the core question while also being relevant to the remainder of the study. For example, if the dissertation’s major question is “what is the link between foreign exchange rates and the interest rates of a specific country,” the dissertation should provide suitable illustrations to help illustrate the topic. It should also go through the major and minor concerns that are relevant to this topic. Furthermore, utilise proper language to ensure that the article is readily understood by readers. The overall purpose of the project is to produce a well-written, well-researched, and well-supported dissertation.

It takes around 2 years to complete an MBA in India while 1 year to complete a full-time MBA in other countries.

A finance dissertation must be 100-300 pages long.

It takes around 5 years to obtain a Doctorate in Finance.

Hopefully, this blog assisted you in finding out your finance dissertation topics and structure for your course. If you require any assistance regarding your application process while enrolling for your further studies, our experts at Leverage Edu are just one click away. Call us anytime at 1800 572 000 for a free counselling session!

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Damanpreet Kaur Vohra

Daman is an author with profound expertise in writing engaging and informative content focused on EdTech and Study Abroad. With a keen understanding of these domains, Daman excels at creating complex concepts into accessible, reader-friendly material. With a proven track record of insightful articles, Daman stands as a reliable source for providing content for EdTech and Study Abroad.

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Finance Dissertation Topics & Accounting Dissertation Topics

Choosing a great topic for your finance or accounting dissertation may seem incredibly challenging, especially since the subject can cover such a wide range of different areas. It is important to find a topic that you are passionate about and find genuinely interesting, but is also relevant, manageable, and potentially helpful with regards to your future career path. Plus, you want a topic that will impress your dissertation advisor and fall within their area of expertise. There are clearly a lot of things to consider, so to give you some inspiration and help get you started, we have come up with several lists of potential topics in all sorts of areas within the subject of finance and accounting.

  • Covid-19 and its Impact on Financial Services Dissertation Topics
  • Cryptocurrency Dissertation Topics

Audit in Financial Services Dissertation Topics

  • Risk Management – Capital, Liquidity, ALM, Models Dissertation Topics

Internet Banking & Digital Journey for Banks Dissertation Topics

Ethics in accounting dissertation topics, microfinance dissertation topics, retail and commercial banking dissertation topics, financing in emerging market dissertation topics, alternative investment dissertation topics.

  • Corporate Social Responsibility (CSR) of Banking Industry Dissertation Topics

Accounting Standards Dissertation Topics

Education, perception and gender bias in accounting dissertation topics, covid – 19 and its impact on financial services dissertation topics.

Covid 19 has been a global pandemic and it has been seen to have grave impact on the overall world economy. The global and far reached impacts of the Covid 19 pandemic have made it an interesting topic of research. Some of the related topics for accounting and finance domain are:

  • Does Covid-19 open an opportunity for digitization?
  • Impact of covid on ecommerce industry.
  • Covid and the rise in NPAs in Banks.
  • The consequences of the Corona pandemic for future financial statements: A case Study.
  • Are the companies becoming conservative in their forecasts after Covid 19?
  • Digitalization in auditing and modified audit opinions in the post covid world.
  • Do companies need to account for a better insurance policy after Covid 19?
  • Provisioning and impairment by Banks and financial institutions. What impacts will it have on the balance sheet?

Cryptocurrencies Dissertation Topics

Recently in last couple of years, cryptocurrencies have gathered the attention of all investors and they have emerged as a lucrative asset class for investment. However, it is equally important that the topic is well read and well researched. The information on crypto currency is very fragmented and there is little academic research available on the topic. Some of the dissertation titles proposed are:

  • Does crypto market follow the technical analysis?
  • How to measure the risk and returns in cryptofinance market.
  • Are crypto market returns sustainable?
  • Under the supremacy of Bitcoin and Ethereum, what is the investment potential of other alt coins?
  • Are cryptocurrencies a good asset for swing trading?
  • Using a derivative strategy, is it possible to make cryptocurrencies less volatile?
  • Comparison on cryptocurrencies with other asset classes.
  • Asset pricing for cryptocurrencies. Do the regular theories work in this case?
  • What is the scope for derivative products in crypto currencies?
  • Cryptocurrency: Are we ready to demonetize the world?
  • Why banks oppose digital currency so fiercely?

Audits have always been an interesting topic for the regulators and the stakeholders. They are always seen as a cost centre for the companies but invariably end up strengthening the controls for them. Also there have been a lot of new trends and technologies emerging in the field. Some of the topics for audits and their contribution to financial services are:

  • Audits and their contribution to corporate houses.
  • The Effectiveness of Internal Audit and Internal Control Systems in UK financial system.
  • Are the BASEL rules successful to enhance the liquidity and controls for the banks?
  • Role of Automation and RPA in the audit industry.
  • Can auditors play the role of risk managers within a Bank or they are just cost centers?
  • Effect of Internal Audit on financial performance of companies.
  • Role of Auditors in financial reporting. A case study of Enron and WorldCom.
  • Effectiveness of audits in the financial system of UK.
  • The effect of risk-based audit approach on the enterprise risk strategy of the financial institution.
  • The changes brought to Auditor-client relationships in the UK due to the Sarbanes-Oxley Act.
  • Audit Committees and agency problems with the UK Corporate Governance Code.

Risk Management – Capital, Liquidity, ALM, Models Dissertation Topics

The Federal Reserve System has established a banking risk framework that consists of six risk factors: credit, market, operational, liquidity, legal, and reputation risks. All of the above-mentioned factors are an integral part of any financial institution’s risk management policies and the compliance mechanism which ultimately has a significant impact of the cusses of the institution.

Finance dissertation topics in risk management could include:

  • Liquidity risk management in the UK banking industry in the wake of the financial crisis.
  • An evaluation and analysis of the risk/return profile of selected UK banks.
  • Operational risk & business continuity plans in the UK Banking Industry.
  • Risk management aspects of international banking activities in Europe: nature, scope, and analysis.
  • Foreign exchange risk management within financial institutions in the UK.
  • The liability management of two local leading banks in the UK in the past five years: A comparative analysis.
  • Advantages of using options for the management of risk in the banking industry.
  • A stress testing approach towards evaluating credit risk of a financial institution.
  • Case study on growth, liquidity, turnover, risk and return of a financial institution: Analysis and discussion.
  • The potential impact of the loss of passporting after Brexit on the UK financial services industry.
  • The potential impact of Brexit on the ability of UK banks to attract the most talented individuals.
  • The impact of international risk exposures on the financial performance of UK banks.
  • The effectiveness of the UK’s stress testing regime in preventing future financial crises in banking.
  • Study of credit risk management in Banks.
  • Role of Liquidity Risk Management and the best practices being followed in Banks.
  • Do Capital management rules for financial institutions is a risk management strategy or a loss of opportunity?
  • A study of risk management in the banking industry in the UK. What are the best practices for the other countries to follow?
  • Analysis of Risk Management in Banking Activity – An Enterprise Risk Framework based approach.
  • Asset liability management in commercial banking: Theoretical and practical aspects.
  • Is operational risk management the next big thing in the risk management industry?
  • IFRS9 related provisions provide cushions to financial service industry.
  • Importance of Model risk management in financial industry.
  • Importance and relevance of latest regulatory guidelines – FRTB and BCBS 239.
  • Are banks ready to replace LIBOR?

Internet banking offers personal and business clients the ease of managing banking and financial enquires from the comfort of their home or office. Online banking has become a lifeline for those who cannot leave the house, live in rural areas where access to banks can be limited, or simply have no time to visit their nearest bank. Moreover, the evidence suggests that internet banking services have a significant impact on customer satisfaction, enhance demonetisation of the economy and contribute towards improved flow of funds within the economy.

Your dissertation could be based on the following dissertation topics:

  • Future developments in Internet banking in the UK.
  • Internet banking services across the UK vary widely: A comparative study.
  • Security in electronic banking transactions.
  • The marketing of internet banking services in the UK banking industry: Analysis, discussion, and recommendations.
  • The economic and financial implications of online banking.
  • Digital innovation in the banking industry in Europe and the UK: A comparative study.
  • Use of banking services and internet banking: Is there a relationship?
  • Digitalization and the related changes in the Banking Industry.
  • Is digitalization disruptive in the banking sector?
  • Impact of digitalization in the transaction banking.
  • Will Fintechs survive in the longer term?
  • Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue across the globe.
  • Best security practices for online banking and online transactions.
  • How internet and mobile banking have changed the business landscape?
  • Internet banking usage: Youth versus elderly population comparison.

Accounting as a profession has always been seen as a very skill based and respectable. Owing to the nature of the profession, it is highly based on trust and ethical code of conduct which ultimately leads to better financial reporting and decision making by the management. The increasing number of scandals in recent times has raised several questions regarding ethical practices in accounting. The issue not only requires further studies to understand the existing practices and the scope of improvement, but also a culture of adapting the ethical practices within the organisations serving citizens of the nations. Ethics is quite an important subject in modern society and would be a good idea for your finance dissertation topic. Some illustrative topics for your dissertation could be:

  • Role of Managers’ discretion in financial reporting.
  • Ethics or profits – Dilemma for accountants.
  • An Exploration of the State of Ethics in UK Accounting Education.
  • The Perception of the Ethics of Tax Evasion in the United Kingdom.
  • Whistleblowing vs profits in the company. What is the right approach?
  • Reducing tax liabilities by using accounting practices. How ethical is that?
  • Tax evasion and transfer pricing. Effective ways to teach ethics to university accounting students.
  • Ethical guidance: is adequate support available?
  • Audit risk: rhetoric of rationality?
  • Banking on Ethics: An Insight into ethics and the banking profession.
  • The effect of auditor’s liability on the accounting profession and organisations in UK.
  • Does accounting for the brand matter?
  • Engaging contradiction: An expansion of Corporate Social Responsibility discourse.
  • Accounting, ethics, and the links missing between them: a case study in the UK.
  • Sustainability reporting and the public sector in the UK.
  • Is independence of an auditor just a perception or a reality?
  • The teaching of ethics to accounting students: An unnecessary and difficult goal?
  • Accounting ethics, education, and professional legitimacy in the banking industry.
  • To what extent are accounting rules and regulations sufficient to ensure ethical behaviour by accountants?
  • Can accounting control systems ever prevent all cases of fraud and unethical behaviour in businesses?
  • How can auditors maintain their independence whilst also working with managers to ensure effective auditing processes and controls?

Microfinance attracts significant attention from individuals, small to large international development organizations and non-governmental organisations. Efforts have been made to increase growth in microfinance throughout the banking and corporate sector. These topics investigate the ways in which microfinance institutions have revolutionised the financial sector in the United Kingdom.

  • Assessing the rapid development of international micro-finance.
  • The growth of microfinance in the UK banking industry.
  • Assessing the demand for collective investment schemes in the UK; A strategic analysis, discussion, and recommendations.
  • What are the constraints to the development of a fully-fledged microfinance market in the UK?
  • A study on the impact of microfinance in developing economies.
  • How important is access to credit and other financial services to growth and investment?
  • The impact of micro-finance on poverty alleviation and economic growth.
  • How has the partnership between the public and private sectors impacted micro-finance?
  • Access to financial services for the poor, including through microfinance and microcredit: An empirical study in the Eurozone.
  • Assessing the impact of micro-finance on SMEs.
  • Determinant factors that lead to the success of microfinance institutions.
  • Is Microfinance empowering the women across the globe?

Although their relative importance is on the decline, retail and commercial banks are still the most important financial intermediaries in the banking industry. Both the retail and commercial banks have played a crucial role in reaching rural and semi-urban populations and provided much needed financial services to the mass population. These topics seek to understand how the banking sector has changed over time to accommodate the dynamic financial demands and further highlight the impacts of banking on various economic segments.

  • Forces for change in the European Retail Banking Sector: Analysis and implications for local commercial banks.
  • Recent developments in the asset-liability management framework in the banking industry: A comparative study.
  • An investigation into how Information Technology has transformed banking services in the UK.
  • What is the relationship between equity, price, and performance in the UK banking industry?
  • Financial services to the rural population: a study on the challenges of retail banking in the UK.
  • The evolution of retail banking: Changes and preferences occasioned by consumer demands.
  • How have banks impacted the growth of SMEs in the UK?
  • Assessing the impact of financial regulation on modern banking systems.
  • How have commercial banks adapted to the changing demands of corporate entities?
  • A study on inventory management for mobile banking: The case of developing countries.

With stronger fundamentals and better scope for investments, the financial prospects in emerging markets such as Russia, China, India, and Brazil have increased significantly in recent times. All major organisations across the world are trying to develop their footprints in these markets to get a share of the emerging pie and expand their scope of business. These topics evaluate the emerging market environment with respect to the financial investment opportunities it brings forth.

  • A study of UK investors’ attitudes and perceptions towards investing in emerging markets.
  • The evolution and implementation of investment banking in emerging markets.
  • What factors contribute to financial stability in the banking system in emerging countries?
  • FDI strategies in Europe and Asia: A comparative study.
  • What is the relationship between population and economic growth: The case of China.
  • Assessing the impact of trade blocks on financial institutions: The case of BRIC countries.
  • What is the impact of foreign direct investment on emerging economies?
  • The challenges of financial institutions in emerging economies.

Volatility in the financial markets is prompting more and more investors to buy up alternative investments such as mutual funds, hedge funds, private equity and SEIS/EIS funds. Recent studies have confirmed the fact that increasing numbers of investors are opting to buy into the sector due to its huge return and comparatively less volatile nature of market. However, it is equally important to understand that alternative investment options typically do not correlate to the stock market, and thus are more complex than traditional investment vehicles.

  • Hedge Funds: The investing alternative for institutional investors and the advent on the retail market.
  • Private equity market and the various investors in the UK.
  • The growth of hedge funds: The reasons for a sustained progress and its effects on the UK investments market.
  • An evaluation of the role and performance of UK capital markets as an alternative source to banking finance.
  • The growing popularity of index and mutual funds.
  • The power of regulatory intervention and enforcement in alternative investment.
  • Hedge funds: Return enhancers, risk diversifiers or both?
  • Private equity investment: Future scope in the European Union.
  • Investment diversification in alternative investment vehicles: Experimental evidence.

Corporate Social Responsibility (CSR) in Banking Industry Dissertation Topics

The banking industry throws up an interesting conundrum. Unlike the manufacturing industries, it does not cause detrimental effects such as pollution, however, the financial sector impacts almost everyone in the modern world in terms of financial stability. Given that banks are responsible for managing money of depositors, this has wide socio-economic implications for the society through the way they conduct their financial products and services. Therefore, corporate social responsibility becomes an integral part of corporate management strategy in banking industry. Although the key objective of a banking sector is to earn maximum profits for shareholders or owners, it is expected that they conduct their operations in a manner to fulfil their social obligations towards society.

Topics of Corporate Social Responsibility of the banking industry that may be used for a finance dissertation are:

  • The importance and significance of Corporate Social Responsibility for investment banks in the UK.
  • Recent developments in CSR activities by the banking industry participants in the UK.
  • A case study of socially responsible banking.
  • Bank regimes and practices in CSR.
  • CSR is now less a choice and more of a necessity for businesses to flourish.
  • CSR has become a commercial imperative, a differentiator for the city and analysts to judge the progressive nature of an organisation.
  • Guidance and reporting on a wide range of CSR issues in banking industry.
  • CSR in banking industry during subprime mortgage crisis: What went wrong?

With the growing importance of maintaining a standard approach in accounting practices across EU nations and other countries of the world, the emerging accounting standards have raised a number of questions on existing practices across various organisations. It is interesting to see how these emerging standards get adopted by various organisations across the world. Several ideas for your finance dissertation topics could be:

  • Does the current set of accounting standards live up to its objectives?
  • International accounting standards: What is convergence and whether there is any likelihood of convergence between the EU and the US?
  • An investigation into outsourcing accounting overseas from the US perspective.
  • An investigation into outsourcing accounting overseas from the UK perspective.
  • The balanced scorecard: “The Holy Grail” for legal firms?
  • Reporting on sustainability: what is the standard?
  • The increasing demand for disclosure of social and environmental information: Implications for big organisations.
  • To what extent does social reporting represent a genuine attempt to promote sustainability, versus a cynical marketing ploy?
  • How have amendments to the Companies Act and Corporate Governance Code affected the role and responsibilities of UK accountants over the past decade?
  • An analysis of the potential impacts of Brexit on the accounting standards and regime in the UK.
  • In the wake of the financial crisis, should fair value remain the primary basis of measurement in global accounting standards?

The awareness of accounting practices is an important issue being dealt with in organisations around the world. The perception around the accounting practices and various biases needs to be investigated and controlled to make the practices more dynamic and responsible for society in general. Accounting topics for your finance dissertation are suggested below:

To what extent does contemporary accounting education provide new accountants with the skills and attitudes they require?

  • Accounting education: A comparison of EU and UK organisations.
  • Accounting education: A comparison of Asian and European organisations.
  • Accounting education: Does ethics get enough attention?
  • Investigating the effects of gender on women’s experiences with the accounting profession in the UK.
  • Accounting as art: Representation, truth, and annual reports.
  • Perceptions of risk in the audit industry in the UK.
  • Does securing assets or causing insecurities among employees impact internal control?
  • Do internal controls have an impact on employees? A case study within the banking industry.
  • How can diversity management be used to improve the performance of accounting firms?
  • To what extent does gender bias hinder the recruitment, development, and motivation of female accountants?
  • How can problem-based learning be used to improve the quality of contemporary accounting education?

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Research Topics & Ideas: Business

50+ Management Research Topic Ideas To Fast-Track Your Project

Business/management/MBA research topics

Finding and choosing a strong research topic is the critical first step when it comes to crafting a high-quality dissertation, thesis or research project. If you’ve landed on this post, chances are you’re looking for a business/management-related research topic , but aren’t sure where to start. Here, we’ll explore a variety of  research ideas and topic thought-starters for management-related research degrees (MBAs/DBAs, etc.). These research topics span management strategy, HR, finance, operations, international business and leadership.

NB – This is just the start…

The topic ideation and evaluation process has multiple steps . In this post, we’ll kickstart the process by sharing some research topic ideas within the management domain. This is the starting point, but to develop a well-defined research topic, you’ll need to identify a clear and convincing research gap , along with a well-justified plan of action to fill that gap.

If you’re new to the oftentimes perplexing world of research, or if this is your first time undertaking a formal academic research project, be sure to check out our free dissertation mini-course. In it, we cover the process of writing a dissertation or thesis from start to end. Be sure to also sign up for our free webinar that explores how to find a high-quality research topic. 

Overview: Business Research Topics

  • Business /management strategy
  • Human resources (HR) and industrial psychology
  • Finance and accounting
  • Operations management
  • International business
  • Actual business dissertations & theses

Strategy-Related Research Topics

  • An analysis of the impact of digital transformation on business strategy in consulting firms
  • The role of innovation in transportation practices for creating a competitive advantage within the agricultural sector
  • Exploring the effect of globalisation on strategic decision-making practices for multinational Fashion brands.
  • An evaluation of corporate social responsibility in shaping business strategy, a case study of power utilities in Nigeria
  • Analysing the relationship between corporate culture and business strategy in the new digital era, exploring the role of remote working.
  • Assessing the impact of sustainability practices on business strategy and performance in the motor vehicle manufacturing industry
  • An analysis of the effect of social media on strategic partnerships and alliances development in the insurance industry
  • Exploring the role of data-driven decision-making in business strategy developments following supply-chain disruptions in the agricultural sector
  • Developing a conceptual framework for assessing the influence of market orientation on business strategy and performance in the video game publishing industry
  • A review of strategic cost management best practices in the healthcare sector of Indonesia
  • Identification of key strategic considerations required for the effective implementation of Industry 4.0 to develop a circular economy
  • Reviewing how Globalisation has affected business model innovation strategies in the education sector
  • A comparison of merger and acquisition strategies’ effects on novel product development in the Pharmaceutical industry
  • An analysis of market strategy performance during recessions, a retrospective review of the luxury goods market in the US
  • Comparing the performance of digital stakeholder engagement strategies and their contribution towards meeting SDGs in the mining sector

Research topic idea mega list

Topics & Ideas: Human Resources (HR)

  • Exploring the impact of digital employee engagement practices on organizational performance in SMEs
  • The role of diversity and inclusion in the workplace
  • An evaluation of remote employee training and development programs efficacy in the e-commerce sector
  • Comparing the effect of flexible work arrangements on employee satisfaction and productivity across generational divides
  • Assessing the relationship between gender-focused employee empowerment programs and job satisfaction in the UAE
  • A review of the impact of technology and digitisation on human resource management practices in the construction industry
  • An analysis of the role of human resource management in talent acquisition and retention in response to globalisation and crisis, a case study of the South African power utility
  • The influence of leadership style on remote working employee motivation and performance in the education sector.
  • A comparison of performance appraisal systems for managing employee performance in the luxury retail fashion industry
  • An examination of the relationship between work-life balance and job satisfaction in blue-collar workplaces, A systematic review
  • Exploring HR personnel’s experiences managing digital workplace bullying in multinational corporations
  • Assessing the success of HR team integration following merger and acquisition on employee engagement and performance
  • Exploring HR green practices and their effects on retention of millennial talent in the fintech industry
  • Assessing the impact of human resources analytics in successfully navigating digital transformation within the healthcare sector
  • Exploring the role of HR staff in the development and maintenance of ethical business practices in fintech SMEs
  • An analysis of employee perceptions of current HRM practices in a fully remote IT workspace

Research topic evaluator

Topics & Ideas: Finance & Accounting

  • An analysis of the effect of employee financial literacy on decision-making in manufacturing start-ups in Ghana
  • Assessing the impact of corporate green innovation on financial performance in listed companies in Estonia
  • Assessing the effect of corporate governance on financial performance in the mining industry in Papua New Guinea
  • An evaluation of financial risk management practices in the construction industry of Saudi Arabia
  • Exploring the role of leadership financial literacy in the transition from start-up to scale-up in the retail e-commerce industry.
  • A review of influential macroeconomic factors on the adoption of cryptocurrencies as legal tender
  • An examination of the use of financial derivatives in risk management
  • Exploring the impact of the cryptocurrency disruption on stock trading practices in the EU
  • An analysis of the relationship between corporate social responsibility and financial performance in academic publishing houses
  • A comparison of financial ratios performance in evaluating E-commerce startups in South Korea.
  • An evaluation of the role of government policies in facilitating manufacturing companies’ successful transitioning from start-up to scale-ups in Denmark
  • Assessing the financial value associated with industry 4.0 transitions in the Indian pharmaceutical industry
  • Exploring the role of effective e-leadership on financial performance in the Nigerian fintech industry
  • A review of digital disruptions in CRM practices and their associated financial impact on listed companies during the Covid-19 pandemic
  • Exploring the importance of Sharia-based business practices on SME financial performance in multicultural countries

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Ideas: Operations Management

  • An assessment of the impact of blockchain technology on operations management practices in the transport industry of Estonia
  • An evaluation of supply chain disruption management strategies and their impact on business performance in Lithuania
  • Exploring the role of lean manufacturing in the automotive industry of Malaysia and its effects on improving operational efficiency
  • A critical review of optimal operations management strategies in luxury goods manufacturing for ensuring supply chain resilience
  • Exploring the role of globalization on Supply chain diversification, a pre/post analysis of the COVID-19 pandemic
  • An analysis of the relationship between quality management and customer satisfaction in subscription-based business models
  • Assessing the cost of sustainable sourcing practices on operations management and supply chain resilience in the Cocao industry.
  • An examination of the adoption of behavioural predictive analytics in operations management practices, a case study of the
  • Italian automotive industry
  • Exploring the effect of operational complexity on business performance following digital transformation
  • An evaluation of barriers to the implementation of agile methods in project management within governmental institutions
  • Assessing how the relationship between operational processes and business strategy change as companies transition from start-ups to scale-ups
  • Exploring the relationship between operational management and innovative business models, lessons from the fintech industry
  • A review of best practices for operations management facilitating the transition towards a circular economy in the fast food industry
  • Exploring the viability of lean manufacturing practices in Vietnam’s plastics industry
  • Assessing engagement in cybersecurity considerations associated with operations management practices in industry 4.0 manufacturing

Research Topic Kickstarter - Need Help Finding A Research Topic?

Topics & Ideas: International Business

  • The impact of cultural differences in communication on international business relationships
  • An evaluation of the role of government import and export policies in shaping international business practices
  • The effect of global shipping conditions on international business strategies
  • An analysis of the challenges of managing multinational corporations: branch management
  • The influence of social media marketing on international business operations
  • The role of international trade agreements on business activities in developing countries
  • An examination of the impact of currency fluctuations on international business and cost competitiveness
  • The relationship between international business and sustainable development: perspectives and benefits
  • An evaluation of the challenges and opportunities of doing business in emerging markets such as the renewable energy industry
  • An analysis of the role of internationalisation via strategic alliances in international business
  • The impact of cross-cultural management on international business performance
  • The effect of political instability on international business operations: A case study of Russia
  • An analysis of the role of intellectual property rights in an international technology company’s business strategies
  • The relationship between corporate social responsibility and international business strategy: a comparative study of different industries
  • The impact of technology on international business in the fashion industry

Topics & Ideas: Leadership

  • A comparative study of the impact of different leadership styles on organizational performance
  • An evaluation of transformational leadership in today’s non-profit organizations
  • The role of emotional intelligence in effective leadership and productivity
  • An analysis of the relationship between leadership style and employee motivation
  • The influence of diversity and inclusion on leadership practices in South Africa
  • The impact of Artificial Intelligence technology on leadership in the digital age
  • An examination of the challenges of leadership in a rapidly changing business environment: examples from the finance industry
  • The relationship between leadership and corporate culture and job satisfaction
  • An evaluation of the role of transformational leadership in strategic decision-making
  • The use of leadership development programs in enhancing leadership effectiveness in multinational organisations
  • The impact of ethical leadership on organizational trust and reputation: an empirical study
  • An analysis of the relationship between various leadership styles and employee well-being in healthcare organizations
  • The role of leadership in promoting good work-life balance and job satisfaction in the age of remote work
  • The influence of leadership on knowledge sharing and innovation in the technology industry
  • An investigation of the impact of cultural intelligence on cross-cultural leadership effectiveness in global organizations

Business/Management Dissertation & Theses

While the ideas we’ve presented above are a decent starting point for finding a business-related research topic, they are fairly generic and non-specific. So, it helps to look at actual dissertations and theses to see how this all comes together.

Below, we’ve included a selection of research projects from various management-related degree programs (e.g., MBAs, DBAs, etc.) to help refine your thinking. These are actual dissertations and theses, written as part of Master’s and PhD-level programs, so they can provide some useful insight as to what a research topic looks like in practice.

  • Sustaining Microbreweries Beyond 5 Years (Yanez, 2022)
  • Perceived Stakeholder and Stockholder Views: A Comparison Among Accounting Students, Non-Accounting Business Students And Non-Business Students (Shajan, 2020)
  • Attitudes Toward Corporate Social Responsibility and the New Ecological Paradigm among Business Students in Southern California (Barullas, 2020)
  • Entrepreneurial opportunity alertness in small business: a narrative research study exploring established small business founders’ experience with opportunity alertness in an evolving economic landscape in the Southeastern United States (Hughes, 2019)
  • Work-Integrated Learning in Closing Skills Gap in Public Procurement: A Qualitative Phenomenological Study (Culver, 2021)
  • Analyzing the Drivers and Barriers to Green Business Practices for Small and Medium Enterprises in Ohio (Purwandani, 2020)
  • The Role of Executive Business Travel in a Virtual World (Gale, 2022)
  • Outsourcing Security and International Corporate Responsibility: A Critical Analysis of Private Military Companies (PMCs) and Human Rights Violations (Hawkins, 2022)
  • Lean-excellence business management for small and medium-sized manufacturing companies in Kurdistan region of Iraq (Mohammad, 2021)
  • Science Data Sharing: Applying a Disruptive Technology Platform Business Model (Edwards, 2022)
  • Impact of Hurricanes on Small Construction Business and Their Recovery (Sahu, 2022)

Looking at these titles, you can probably pick up that the research topics here are quite specific and narrowly-focused , compared to the generic ones presented earlier. This is an important thing to keep in mind as you develop your own research topic. That is to say, to create a top-notch research topic, you must be precise and target a specific context with specific variables of interest . In other words, you need to identify a clear, well-justified research gap.

Fast-Track Your Topic Ideation

If you’d like hands-on help to speed up your topic ideation process and ensure that you develop a rock-solid research topic, check our our Topic Kickstarter service below.

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Great help. thanks

solomon

Hi, Your work is very educative, it has widened my knowledge. Thank you so much.

Benny

Thank you so much for helping me understand how to craft a research topic. I’m pursuing a PGDE. Thank you

SHADRACK OBENG YEBOAH

Effect of Leadership, computerized accounting systems, risk management and monitoring on the quality of financial Reports among listed banks

Denford Chimboza

May you assist on a possible PhD topic on analyzing economic behaviours within environmental, climate and energy domains, from a gender perspective. I seek to further investigate if/to which extent policies in these domains can be deemed economically unfair from a gender perspective, and whether the effectiveness of the policies can be increased while striving for inequalities not being perpetuated.

Negessa Abdisa

healthy work environment and employee diversity, technological innovations and their role in management practices, cultural difference affecting advertising, honesty as a company policy, an analysis of the relationships between quality management and customer satisfaction in subscription based business model,business corruption cases. That I was selected from the above topics.

Ngam Leke

Research topic accounting

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A List of 25 Great Dissertation Topics Related to Banking

Students can always get online help by going to a website that specializes in topics like banking. To get a high score on a dissertation, students need to come up with an interesting, unique topic. If the student is unable to think of a topic on their own, they can always use one of the 25 banking dissertation topics that are used on this list. These topics can be used as they are written, or they can be modified to suit the student's personal interests.

Banking-Related Dissertation Topics

  • What are some of the forces that are causing American retail banking centers to change?
  • What is the role of micro-loans in the modern financial industry?
  • What is the role of retail banks in the United Kingdom in providing financial services in rural areas?
  • In a managed economy like China, how does the banking system differ from capitalist nations like the United States?
  • How do online currencies like Bitcoin change the concept of fiat currencies? Will these currencies still be alive in a decade?
  • Why are some micro-loan companies able to enjoy a higher repayment rate than traditional banks?
  • What are some of the most effective techniques that banks can use in their anti-money laundering programs?
  • How can providing better credit flow boost agricultural production in an economy?
  • How are off-balance sheet activities treated?
  • What is the role of Internet banking in society?
  • Will technology completely replace the role of a retail banking center and banks tellers?
  • How does the modern economy prevent a run on the banks from happening?
  • How is asset liability management performed in commercial banks?
  • What is the significance of corporate social responsibility in the banking system?
  • How are the concepts of equity performance and price related in the field of banking?
  • Before the Federal Reserve Bank existed, how were recessions dealt with in the United States? 17. Consider the influence of magnates like J.P. Morgan.
  • How did housing loans lead to the 2008 recession?
  • How did poor risk management at banks lead to the recession in 1980s Japan?
  • Why have hedge funds enjoyed a sustained level of progress?
  • Will brick-and-mortar banks one day be extinct?
  • What is the historical basis for having the Department of Agriculture manage the financial regulation of the United States?
  • Should every student be required to take a class on fiscal responsibility and money management?
  • How does foreign direct investment impact an emerging economy?
  • What is the best capital structure for a retail bank?

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Business Management Dissertation Topics

Published by Owen Ingram at January 4th, 2023 , Revised On August 15, 2023

A degree in business administration is intended for those wishing to start their own business or expand an existing one. When you choose business management as your field of study, you are not a typical student because you want to learn about all possible aspects of managing a business.

However, if you are struggling to develop a trending and meaningful business management dissertation topic and need a helping hand. There’s no need to worry! Our unique business management dissertation topic ideas have been developed specifically to ensure you have the best idea to investigate as part of your project.

The process of finding and writing a dissertation is time-consuming. To help you with the topic selection and proposal writing, we have compiled a list of several unique and manageable business management dissertation topics. Without further ado, here we go!

  • International Development Dissertation Topics
  • Cooperate Governance Dissertation Topics
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  • International Business Dissertation Topics
  • Business Psychology Dissertation Topics
  • Business Law Dissertation Topics
  • Project Management Dissertation Topics
  • Business Dissertation Topics
  • HRM Dissertation Topics
  • Management Dissertation Topics
  • Operations Management Dissertation Topics

Unique Business Management Dissertation Topics

  • Coordinating communications and teamwork among remote workers
  • How business attract their customers
  • Artificial intelligence investment and its effect on customer satisfaction
  • Impact of globalization on corporate management
  • Customer viewpoint on how they use their data when using mobile banking
  • Investigating the procedure for business model innovation
  • Evaluation of dynamic capability modelling
  • An investigation of managerial strategies in the hospitality sector
  • Important project management abilities required to implement a significant change in an organization’s workplace culture
  • Voice and silence’s effects on destructive leadership
  • Influence of store atmosphere on customers’ spontaneous buying habits
  • Evaluating the effect of forwarding integration on operational efficiency
  • The contribution of employee training and development to surviving the economic crisis
  • Comparative comparison of the biggest consumer trends in the United States and the United Kingdom in the automotive industry
  • A case study demonstrating how cutting-edge businesses like Microsoft and Google acquire a competitive edge through efficient technology management in developing nations
  • To demonstrate the necessity of economic and social variables for developing a viable chemical engineering industry in the UK.
  • Assessing the full impact of technological advances on business management techniques in America.
  • A case study showed how top companies such as Microsoft and Google gain a competitive advantage through effective technology management in developing countries.
  • Illumination of the challenges facing American companies in terms of sustainability and ethical corporate governance
  • Assessing the significance and value of eBay’s and Craigslist’s e-commerce industry assumptions, alliances and strategic partnership
  • demonstrating the need for social and economic variables in the development of a viable chemical engineering industry in the UK.
  • Study of SONY and Microsoft’s employee retention rates while contrasting their approaches to business management
  • Psychosocial risks’ effects on workplace risk control
  • Leadership’s function in a company’s transformative shift
  • Individual performance factors in SMEs
  • Business tactics to draw in foreign capital
  • Enterprise social networking platforms’ effects on knowledge management and organizational learning
  • How do internal marketing and employee empowerment affect organizational productivity?
  • Improving the sustainability of American business operations worldwide by developing a closed supply chain.

How Can ResearchProspect Help?

ResearchProspect writers can send several custom topic ideas to your email address. Once you have chosen a topic that suits your needs and interests, you can order for our dissertation outline service which will include a brief introduction to the topic, research questions , literature review , methodology , expected results , and conclusion . The dissertation outline will enable you to review the quality of our work before placing the order for our full dissertation writing service!

Choosing a business management dissertation topic can be extremely stressful for anyone. You can research your topics online and find topics on any subject, for example,  nursing dissertation topics or even those related to business, such as marketing dissertation topics.

You must consider several factors when choosing your business management dissertation topics, such as your lecturers’ or supervisor’s specifications and guidelines. Those who break the rules will have their dissertations rejected, so it is important to follow them.

To ensure that your dissertation captures the reader’s attention, choose a dissertation topic that is currently popular. Once you have selected a topic, you can take help from proposal writing services before you start working on the actual thesis paper.

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To discover business management dissertation topics:

  • Research recent industry challenges.
  • Analyze emerging trends.
  • Examine managerial theories.
  • Consider global perspectives.
  • Interview professionals.
  • Select a topic aligning with your career aspirations.

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Whether you are a die-hard fan or part of a sports brand, you will need sports marketing at some point. The most challenging aspect of sports marketing is securing and activating sponsorships, building relationships with customers, and getting brand approvals.

Are you looking for unique and intriguing branding dissertation topics, ideas and topic examples? If yes, continue reading this article because it provides several branding dissertation topic suggestions for your consideration. 

In this article, we suggest some topics regarding Renewable Energy so you can kick start your dissertation without any delay.

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Dissertations / Theses on the topic 'Banking relationship with customers'

Create a spot-on reference in apa, mla, chicago, harvard, and other styles.

Consult the top 50 dissertations / theses for your research on the topic 'Banking relationship with customers.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse dissertations / theses on a wide variety of disciplines and organise your bibliography correctly.

Delport, Hester. "The relationship intention of banking and life insurance industry customers / by Hester Delport." Thesis, North-West University, 2009. http://hdl.handle.net/10394/4192.

Botes, Antoon Abraham Adriaan. "Assessing the impact of customer relationship management on customers in ABSA's Western Cape corporate and business banking division." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/80642.

Hou, Pingyu. "Customer relationship management for banking system." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2635.

Zietsman, Pieter Joubert. "The relationship between relationship quality constructs, overall satisfaction and loyalty - an emerging market perspective of SME banking customers." Diss., University of Pretoria, 2017. http://hdl.handle.net/2263/64831.

Wu, MeiMei. "Investigating the adoption of banking services delivered over remote channels : the case of Chinese Internet banking customers." Thesis, Loughborough University, 2012. https://dspace.lboro.ac.uk/2134/9387.

Alnsour, Muhammed S. "Modelling Relationship Quality in a Business-to-Business Marketing Context: The Jordanian Banks and their Online SME Customers." Thesis, University of Bradford, 2009. http://hdl.handle.net/10454/4883.

Guo, Qingyu. "Strategies of Customer Relationship Profitability in Retail Banking." Thesis, Karlstad University, Division for Business and Economics, 2009. http://urn.kb.se/resolve?urn=urn:nbn:se:kau:diva-4598.

The thesis aims to explore the strategies or tactics which make the retail banking profit from customer relationship. Through analyzing RR (relationship revenue) and RC (relationship cost), the report gets the strategies or tactics for the profitability in customer relationship base (CRP - customer relationship profitability).Relationship is the basis for the customer between the retail banking. The stable and sound long-term relationship makes retail banking profit RR (relationship revenue) from it. And in the same time to maintain and enhance customers‘ relationship will incur RC (relationship cost). Certain of RC (relationship cost) it is compulsory if the banks try to get RR (relationship revenue) from customer relationship. The point is to find out the strategies which will make retail banking can benefit its CRP (customer relationship profitability) and still serve their customers effectively and efficiently by their limited resource simultaneously.

Johansson, David, and Mikael Westin. "CRM-En fallstudie av Nordea Private Banking." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23378.

Matagne, Sébastien, and Mark Gérard. "The role of Relationship Marketing for Customer satisfaction in the banking sector." Thesis, Högskolan i Halmstad, Sektionen för ekonomi och teknik (SET), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23706.

Parker, Lukas Jay, and lukasparker@gmail com. "Trust and the Australian retail banking industry : the impact of deinstitutionalisation of Australian retail banking services on consumer trust." Swinburne University of Technology, 2005. http://adt.lib.swin.edu.au./public/adt-VSWT20051117.105403.

Sin, Kam Fan. "Banker and customer : incidents of their relationship in a changing financial world /." Click to view the E-thesis via HKUTO, 1989. http://sunzi.lib.hku.hk/hkuto/record/B38906831.

Rasuba, Maanda. "Statistical relationship of customer behavioral characteristics in personal banking." Thesis, Nelson Mandela Metropolitan University, 2009. http://hdl.handle.net/10948/1165.

Turton, WE. "The centralisation of administration in commercial relationship banking." Thesis, Cape Technikon, 2001. http://hdl.handle.net/20.500.11838/960.

Sin, Kam Fan, and 單錦帆. "Banker and customer: incidents of their relationship in a changing financial world." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1989. http://hub.hku.hk/bib/B38906831.

Abubakar, M. T. "Customer relationship management processes in the Nigerian retail banking sector." Thesis, University of Salford, 2017. http://usir.salford.ac.uk/43740/.

Maphakisa, Motaboli David. "Effectiveness of ABSA business bank's customer relationship management practices in maintaining loyalty among customers in the Eastern Cape province." Thesis, Bloemfontein: Central University of Technology, Free State, 2014. http://hdl.handle.net/11462/273.

Kuranchie, Frank Kojo. "The Effect of Customer Relationship Marketing on Customer Retention in the Ghanaian Banking Sector : A case study of Intercontinental Bank Ghana Limited." Thesis, Blekinge Tekniska Högskola, Sektionen för management, 2010. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-1102.

Dobosz, Sandra. "Relationship Management in the Banking Industry : The Use of Facebook." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, EMM (Entreprenörskap, Marknadsföring, Management), 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-19804.

Banna, Hasanul, and Naseef Rahman. "Impact of relationship marketing on customer loyalty in banking sector of UK." Thesis, Högskolan i Gävle, Företagsekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-33469.

Hayes, Edward Jnr. "A bank’s right to terminate its relationship with its customers in light of reputational risk." Diss., University of Pretoria, 2020. http://hdl.handle.net/2263/78528.

Bothma, Tracy. "The impact of customer relationship management on retail banking using self-service channels." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/d1013654.

Keller, René W. "Web 2.0 im Private Banking : die Auswirkungen moderner Internetdienste auf den Beratungsprozess /." Bern [u.a.] : Haupt, 2008. http://www.gbv.de/dms/zbw/588208043.pdf.

Bondeson, Fredrik, and Isak Lindbom. "Customer Loyalty in Mobile Banking : findings from the millennial generation." Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-354049.

Abd, El Kader Nermine. "E-customer relationship management readiness in the banking industry : the case of Egypt." Thesis, Middlesex University, 2012. http://eprints.mdx.ac.uk/9235/.

Rootman, Chantal. "An international comparative study on the relationship marketing and customer retention of retail banks : lessons for South Africa." Thesis, Nelson Mandela Metropolitan University, 2011. http://hdl.handle.net/10948/1376.

Chen, Chien-Lin. "Conceptualising customer relationship management and its impact on customer lifetime value in the Taiwanese banking sector." Thesis, De Montfort University, 2012. http://hdl.handle.net/2086/9878.

Clark, Moira. "The relationship between employees' perceptions of organisational climate and customer retention rates in a major UK retail bank." Thesis, Cranfield University, 2000. http://hdl.handle.net/1826/3520.

Kos, Kalia Olena. "Private banking performance and customer relationship management : an exploratory study comparing switzerland and india /." St. Gallen, 2008. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=017050618&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

Abdulfattah, Fatthwia. "The effect of electronic customer relationship on customer satisfaction : a study in web banking in Saudi Arabia." Thesis, University of Huddersfield, 2012. http://eprints.hud.ac.uk/id/eprint/18098/.

Monteiro, Nuno Filipe da Paz Santos. "E-CRM and relationship quality : exploratory research in the portuguese banking sector." Master's thesis, Instituto Superior de Economia e Gestão, 2013. http://hdl.handle.net/10400.5/11430.

Lourenço, Manuel Maria Gomes da Gama. "O impacto do CRM na fidelização dos clientes : O caso da Caixa Económica Montepio Geral." Master's thesis, Instituto Superior de Economia e Gestão, 2011. http://hdl.handle.net/10400.5/10254.

Schmiterlöw, Fredrik, Hampus Renfors, and Filip Åberg. "Knowing Your Customer - The Versatility of CRM in Modern Banking : A case study of niche banks in Sweden." Thesis, Högskolan i Jönköping, Internationella Handelshögskolan, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-35630.

Halilovic, Dzenana, Evelina Samuelsson, and Louice Jonson. "Facebook in the Banking Industry : A Case Study in SEB, Sweden." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2011. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-15598.

Rootman, Chantal. "The influence of customer relationship management on the service quality of banks." Thesis, Nelson Mandela Metropolitan University, 2006. http://hdl.handle.net/10948/400.

Ågren, Sofia, and Nanette Brorén. "Hur påverkar kontantlösa banker relationen till kunderna?" Thesis, Högskolan i Gävle, Avdelningen för ekonomi, 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-14548.

Reynolds-De, Bruin Leigh. "The influence of internal marketing on internal customers within retail banking." Thesis, 2014. http://hdl.handle.net/10210/11257.

Liu, Su-Chin, and 劉素琴. "Exploring Customers’ Loyalty From Relationship Value and Relationship Quality:The Empirical Study of the Banking Industry." Thesis, 2000. http://ndltd.ncl.edu.tw/handle/34354499121401085069.

Tai, Yu Sheng, and 戴宇盛. "Investigate the Relationship of Banking Services, Corporate Image and Customer Satisfaction -The Case Study of Taishin Bank's Customers and Standard Chartered Bank's Customers." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/796n9z.

Yang, Sheue-Huey, and 楊雪惠. "A Case Study on the wealth Management of Banking with customers of the relationship." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/63674954727225518946.

Nunes, Paulo Filipe Figueiredo. "The relationships between portuguese banks and their customers in a recessionary context." Master's thesis, 2014. http://hdl.handle.net/10071/10159.

Ravesteyn, Louis Johannes van. "The effect of relationship banking on customer loyalty in the retail business banking environment." Thesis, 2005. http://hdl.handle.net/10500/154.

Cheng, Mei-Lei, and 鄭美麗. "The impact of customers brand equity cognition on the customers’ satisfaction and loyalty in banking industry – Using relationship quality as an intervening variable." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/46727250295748890268.

Huang, Fu-Cyuan, and 黃茀荃. "A Study of the Relationship among the Physical banking service quality, Internet Banking service quality and Customer Relationship." Thesis, 2014. http://ndltd.ncl.edu.tw/handle/08866340380317679638.

Chen, Chin-Yun, and 陳沁筠. "The Impact of Online Banking Customer Value on Customer Relationship Quality." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/49633798515366337741.

Lai, Wei Ju, and 賴薇如. "The relationship management of Corporate Banking : Classify customers, identify demand and control risk-Taking Z Bank for example." Thesis, 2015. http://ndltd.ncl.edu.tw/handle/34969415661615481687.

Wu, Changyang, and 吳昌陽. "The relationship between customer relationship management, corporate image and customer loyalty research - banking wealth management business." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/38970594860377677773.

PEI-TING, SHIU, and 許珮婷. "A Study of Customer Relationship Management (CRM) on banking industry." Thesis, 2007. http://ndltd.ncl.edu.tw/handle/94969322809819733637.

Fabio, Niki Di. "Customer Relationship Management and the IDIC Model in retail banking." Master's thesis, 2014. http://hdl.handle.net/10362/21447.

Lien, Le Thuy, and 黎翠連. "The Relationship Between Quality and Satisfaction of Individual Customers Towards E-Banking Service of Vietinbank-Hai Ba Trung Branch." Thesis, 2016. http://ndltd.ncl.edu.tw/handle/y26743.

Eksteen, Jacques. "Investigating client relationship needs and wants within the banking industry in South Africa." Thesis, 2011. http://hdl.handle.net/10210/4107.

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220+Topics for Accounting Dissertation

Tom Baldwin - Jan 22, 2024

220+Topics for Accounting Dissertation

The journey of an accounting dissertation can be challenging. One crucial step in this process is selecting the right topic. In this guide, we’ll take you 220+Topics for Accounting Dissertation and a step-by-step approach to choosing the perfect accounting dissertation topic that aligns with your interests, expertise, and future aspirations.

Key Take Away

  • Choose a Focused Topic:Align personal interests with career goals and explore industry trends.
  • Select Research Methodology:Decide between quantitative and qualitative approaches, grounding plans in empirical evidence.
  • Conduct a Targeted Literature Review:Review existing literature thoroughly, identifying gaps for focused research.
  • Collaborate with Advisors:Establish open communication, integrate feedback, and leverage advisor expertise.
  • Ensure Practical Relevance:Evaluate industry implications, align with career goals, and build a professional network.

Table of Contents

List of 220+topics for accounting dissertation 2024.

220+Topics for Accounting Dissertation

Accounting And Finance Dissertation Topics

  • Impact of Financial Policies on Firm Performance
  • Analyzing the Relationship between Accounting Practices and Market Valuation
  • The Role of Corporate Governance in Financial Accounting
  • Corporate Social Responsibility and Financial Reporting
  • Financial Reporting Quality and Investor Decision-making
  • International Accounting Standards and Global Financial Markets
  • Financial Derivatives and their Impact on Corporate Finance
  • Behavioral Finance and Its Influence on Investment Decisions
  • Accounting for Business Combinations: A Comparative Analysis
  • Fair Value Accounting and its Implications for Financial Reporting
  • Accounting for Income Taxes: Challenges and Implications
  • The Role of Accounting Information in Capital Markets
  • Accounting Conservatism and its Effect on Financial Statements
  • Corporate Risk Management and Financial Performance
  • The Impact of Tax Policies on Corporate Financial Strategies
  • Earnings Management in Financial Reporting
  • Accounting for Intangible Assets: Challenges and Solutions

Auditing Dissertation Topics

  • Evaluating the Effectiveness of Internal Auditing in Fraud Prevention
  • Auditor Independence and Financial Reporting Quality
  • The Impact of Technology on Auditing Practices
  • Audit Committee Effectiveness and Corporate Governance
  • Forensic Accounting: Investigating Financial Irregularities
  • Audit Quality and its Impact on Investor Confidence
  • The Role of External Auditors in Financial Regulation
  • Internal Control Systems and Auditing Efficiency
  • Continuous Auditing: Prospects and Challenges
  • Auditor Liability and Legal Implications
  • The Use of Data Analytics in Auditing
  • Social and Environmental Auditing Practices
  • Auditing Standards and Their Evolution
  • The Role of Auditors in Detecting Financial Statement Fraud
  • Regulatory Compliance and its Influence on Auditing Practices
  • Audit Quality in Emerging Markets
  • Ethical Dilemmas in Auditing
  • Impact of Auditor Rotation on Audit Quality
  • Fraud Risk Assessment in Auditing
  • The Future of Auditing: Technological Advancements and Challenges

Environmental Accounting Dissertation Topics

  • Carbon Accounting and its Implications for Corporate Reporting
  • Sustainability Reporting in the Oil and Gas Industry
  • The Role of Environmental Accounting in Corporate Decision-making
  • Environmental Disclosures and Stakeholder Engagement
  • Green Accounting and Corporate Social Responsibility
  • The Impact of Climate Change on Financial Reporting
  • Biodiversity Accounting and Conservation
  • Corporate Environmental Performance Measurement
  • Social and Environmental Accounting in Supply Chains
  • Environmental Liabilities and Financial Reporting

Banking And Finance Dissertation Topics

  • Assessing the Impact of Banking Regulations on Financial Stability
  • Cryptocurrency and its Implications for Traditional Banking
  • The Role of Central Banks in Financial Stability
  • Risk Management Practices in Banking
  • Financial Innovation and its Impact on Banking Operations
  • Islamic Banking and Finance: Principles and Practices
  • Banking Efficiency and Financial Inclusion
  • Fintech and the Future of Banking
  • Credit Risk Management in Banking
  • The Role of Big Data in Banking Operations

Fund Accounting Dissertation Topics

  • Nonprofit Organizations and Fund Accounting Practices
  • Evaluating the Efficiency of Fund Accounting Systems
  • The Impact of Regulatory Changes on Fund Accounting
  • Governmental Accounting Standards and Fund Reporting
  • Transparency and Accountability in Fund Accounting
  • Social Impact Investing and Fund Accounting
  • Performance Measurement in Fund Accounting
  • Compliance and Reporting Challenges in Fund Accounting
  • Budgeting and Financial Planning in Nonprofit Organizations
  • The Role of Fund Accounting in Grant Management
  • The Impact of Technology on Fund Accounting
  • International Perspectives on Nonprofit Accounting
  • Financial Health Assessment of Nonprofit Organizations
  • Endowment Management and Accounting
  • Fraud Prevention in Fund Accounting
  • Public-Private Partnerships in Fund Management
  • Financial Reporting Challenges for NGOs
  • Donor Stewardship and Fund Accounting
  • Social Entrepreneurship and Sustainable Funding
  • Microfinance Institutions and Fund Management

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Internet Banking Accounting Dissertation Topics

  • Cybersecurity and its Influence on Internet Banking Accounting
  • Blockchain Technology in Online Banking Transactions
  • Privacy Concerns in Internet Banking and Accounting
  • Customer Trust in Internet Banking Platforms
  • Personalization in Online Banking Services
  • The Role of Artificial Intelligence in Internet Banking
  • User Experience and Design in Internet Banking
  • Regulatory Challenges in Internet Banking Accounting
  • Cross-Border Transactions in Online Banking
  • Mobile Banking Security and Accounting Implications
  • Digital Identity and Authentication in Internet Banking
  • E-commerce Integration in Internet Banking
  • Financial Inclusion through Internet Banking
  • Cryptocurrency and Online Banking Platforms
  • Virtual Currencies and Financial Reporting
  • Fraud Detection in Online Banking Systems
  • Data Privacy Laws and Internet Banking Compliance
  • Cloud Computing in Internet Banking Infrastructure
  • Consumer Behavior in Internet Banking
  • Open Banking Initiatives and Accounting Challenges

Management Accounting Dissertation Topics

  • Cost-Benefit Analysis in Management Accounting
  • Strategic Management Accounting and Decision-making
  • Activity-Based Costing and its Applications
  • Lean Accounting Principles in Management Decision-making
  • Balanced Scorecard and Performance Measurement
  • Budgeting and Forecasting Techniques in Management Accounting
  • Responsibility Accounting and Managerial Control
  • Transfer Pricing and Multinational Corporations
  • Performance Metrics for Service Organizations
  • Variance Analysis in Management Accounting
  • Environmental Management Accounting Practices
  • Benchmarking in Managerial Accounting
  • Decision Support Systems in Management Accounting
  • Strategic Cost Management and Competitiveness
  • Performance Measurement in Not-for-Profit Organizations
  • Human Resource Costing and Accounting
  • Sustainability Reporting in Management Accounting
  • The Role of Management Accountants in Strategic Planning
  • Integrated Reporting and Corporate Governance
  • Technology Adoption in Management Accounting Systems

Financial Economics Dissertation Topics

  • The Impact of Monetary Policy on Financial Markets
  • Behavioral Biases in Financial Decision-making
  • Financial Market Volatility and Economic Stability
  • Exchange Rate Movements and International Trade
  • Asset Pricing Models: A Comparative Analysis
  • The Role of Central Banks in Economic Stability
  • Financial Innovations and their Impact on Market Efficiency
  • Corporate Governance and Financial Performance
  • The Link between Inflation and Stock Prices
  • Credit Rating Agencies and Financial Markets
  • Capital Structure and Firm Value: Evidence from Emerging Markets
  • Financial Crises and Global Economic Interconnectedness
  • The Effect of Financial Regulations on Market Liquidity
  • Sovereign Debt Crisis: Causes and Consequences
  • The Role of Financial Derivatives in Risk Management
  • Behavioral Finance Perspectives on Investor Sentiment
  • Impact of Interest Rates on Investment Decisions
  • Fintech Disruption in Traditional Financial Markets
  • The Economics of Initial Public Offerings (IPOs)
  • Financial Inclusion and Economic Development

Corporate Finance Dissertation Topics

  • The Impact of Capital Structure on Firm Performance
  • Financial Distress and Corporate Restructuring
  • Evaluating the Effectiveness of Dividend Policies
  • Initial Public Offerings (IPOs) and Market Reactions
  • Corporate Governance and Corporate Finance Decisions
  • Risk Management Strategies in Corporate Finance
  • Private Equity Investments and Firm Performance
  • Capital Budgeting Techniques and Investment Decision-making
  • Mergers and Acquisitions: Valuation and Performance
  • Behavioral Finance and Corporate Financial Decision-making
  • Corporate Social Responsibility and Financial Performance
  • Financing Innovation: Venture Capital and Start-ups
  • Corporate Financial Strategy in Global Markets
  • Corporate Financial Fraud: Detection and Prevention
  • Impact of Economic Factors on Corporate Financial Policies
  • The Effect of Macroeconomic Variables on Capital Structure
  • Corporate Liquidity Management and Working Capital
  • Sustainable Finance and Corporate Investment Decisions
  • Cross-Border Investments and International Corporate Finance

Retail And Commercial Banking Dissertation Topics

  • Customer Loyalty Programs in Retail Banking: Effectiveness and Impact
  • Omnichannel Banking: Enhancing Customer Experience in Commercial Banks
  • Retail Bank Branch Transformation: Adapting to Changing Customer Preferences
  • Assessing the Impact of Digital Wallets on Commercial Banking Operations
  • Small Business Banking: Strategies for Enhancing Financial Services
  • The Role of Artificial Intelligence in Personalized Banking Services
  • Regulatory Compliance Challenges in Retail and Commercial Banking
  • Financial Literacy Initiatives: Empowering Consumers in Banking
  • Credit Scoring Models in Retail Banking: A Comparative Analysis
  • Commercial Real Estate Financing: Trends and Risk Management
  • Corporate Banking Relationship Management: Strategies for Success
  • Open Banking Initiatives: Opportunities and Challenges in Retail Banking
  • The Role of Fintech Startups in Disrupting Traditional Banking Models
  • Data Analytics and Decision-making in Commercial Banking
  • SME Banking: Tailoring Financial Services for Small and Medium Enterprises
  • Mobile Banking Security: Addressing Concerns in Retail Banking
  • Branch vs. Digital Banking: Analyzing Consumer Preferences
  • The Impact of Economic Trends on Retail Banking Profitability
  • Credit Risk Management in Commercial Lending: Best Practices
  • Financial Inclusion and Accessibility in Rural Banking Services

Microfinance Dissertation Topics

  • Microfinance Institutions and Poverty Alleviation: An Empirical Analysis
  • Gender Dynamics in Microfinance: Examining the Impact on Borrowers
  • The Role of Microfinance in Rural Development: Case Studies from Developing Countries
  • Microfinance and Entrepreneurship: A Longitudinal Study of Business Sustainability
  • Assessing the Social Impact of Microfinance: Beyond Financial Metrics
  • Microfinance and Financial Inclusion: Bridging the Gap in Developing Economies
  • Microinsurance in Microfinance: Evaluating the Benefits and Challenges
  • The Role of Government Policies in Shaping Microfinance Initiatives
  • Microfinance and Sustainable Development Goals (SDGs): A Critical Review
  • Microfinance and Agricultural Development: Enhancing Livelihoods in Rural Communities
  • Impact of Microfinance on Women’s Empowerment: A Comparative Analysis
  • Technology Adoption in Microfinance Institutions: Opportunities and Challenges
  • Microfinance and Youth Entrepreneurship: Exploring Opportunities for Growth
  • Microfinance and Climate Change Resilience: A Case Study Approach
  • Regulatory Frameworks for Microfinance: Lessons from Successful Models
  • Microfinance and Microenterprise Growth: An Econometric Analysis
  • Microfinance and Education: Breaking the Cycle of Poverty through Skill Development
  • Microfinance and Indigenous Communities: Culturally Sensitive Approaches
  • Microfinance and Financial Literacy: Empowering Borrowers for Sustainable Outcomes
  • Microfinance and Digital Transformation: Innovations in Financial Inclusion

Selecting Accounting Dissertation Topics Step By Step

Choosing Accounting Dissertation Topics requires careful consideration of various factors for a successful and rewarding research journey in the field of accounting.

Hence, let’s find out how to do that –

1. Evidence-Based Planning

Evidence-based planning is a systematic approach to decision-making that relies on the best available evidence to inform choices. This means considering research, data, and expert opinions to identify the most effective course of action.

Evidence-based planning is often used in fields such as healthcare, education, and public policy, but it can be applied to any situation where there is a need to make informed decisions.

2. Literature Review And Gap Identification

Delving into the existing knowledge surrounding your research topic, this section meticulously dissects the current landscape through a comprehensive literature review. By critically analyzing previous studies, methodologies, and findings, we’ll meticulously identify gaps in the research landscape, revealing fertile ground for groundbreaking contributions your study can offer.

This gap identification will set the stage for crafting a research question that boldly illuminates previously unexplored avenues within the field.

3. Consultation With Advisor Or Faculty

Navigating your academic journey can be both exciting and daunting. Whether you’re seeking direction on course selection, research projects, or future career paths, a consultation with your advisor or faculty member can be an invaluable resource.

Their expertise and guidance can provide clarity, motivation, and crucial insights to help you flourish in your academic and professional endeavors. Don’t hesitate to reach out – these conversations can be the stepping stones to unlocking your full potential.

4. Consideration Of Practical Relevance

When selecting accounting dissertation topics, it’s crucial to consider their practical relevance to the field. This involves assessing the potential impact of the research on current accounting practices, industry trends, and emerging challenges.

5. Feasibility Of Data Collection And Analysis

Before finalizing a dissertation topic in accounting, it is imperative to assess the feasibility of data collection and analysis. This involves evaluating the availability and accessibility of relevant data sources, considering the practicality of data collection methods, and ensuring that appropriate analytical techniques can be applied to the collected data.

6. Future Career Aspirations

Choosing a dissertation topic that aligns with your future career aspirations can be a powerful motivator. Reflect on the type of accounting role you envision yourself in after graduation, and select a topic that will equip you with the necessary skills and knowledge to excel.

Q:1 What obstacles do researchers face when investigating accounting subjects?

Researchers investigating accounting subjects often face obstacles such as limited data availability, complex regulations, subjective reporting practices, lack of transparency from companies, and ethical considerations.

Q2: How do I choose a suitable accounting dissertation topic?

Choose a dissertation topic in accounting based on your personal interest, relevance to current trends, uniqueness, feasibility for research, and input from your supervisor.

Q3: How can I incorporate real-world case studies into my accounting dissertation?

Select relevant case studies, analyze them thoroughly, connect findings to your dissertation’s objectives, compare and contrast, provide practical insights, and ensure overall relevance to enrich your accounting dissertation.

Selecting an accounting dissertation topic involves understanding personal interests, identifying industry trends, and analyzing research gaps. The guide emphasizes evidence-based planning, literature review, and consultation with advisors. Consideration of practical relevance, feasibility of data collection, and alignment with future career goals are crucial. The guide concludes with a list of 220+ categorized accounting dissertation topics, providing a comprehensive resource for aspiring researchers.

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Consumer Financial Protection Bureau

Availability of Funds and Collection of Checks (Regulation CC) Threshold Adjustments

The Board of Governors of the Federal Reserve System (Board) and the Consumer Financial Protection Bureau (CFPB) are amending Regulation CC, which implements the Expedited Funds Availability Act (EFA Act), to adjust for inflation dollar amounts relating to availability of funds. In 2019, the Board and the CFPB finalized a rule that formally set a methodology for inflation adjustments which occur every five years.

May 13, 2024

As a result of the 21.8 percent increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers between July 2018 and July 2023, the following thresholds are effective from July 1, 2025 for five years:

  • Issued final rule

June 24, 2019

As a result of the 10.5 percent increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers between July 2011 and July 2018, the following thresholds are effective from July 1, 2020 for five years:

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International Edition

Supreme Court backs Biden on CFPB funding suit, avoiding warnings of housing 'chaos'

WASHINGTON – The Supreme Court on Thursday batted away a challenge to how the Consumer Financial Protection Bureau is funded, keeping the Obama-era agency in place and sustaining a regulation from 2017 that cracked down on payday lenders.

Instead of subjecting the bureau to annual budget fights on Capitol Hill like most of the government, the  CFPB is funded through the Federal Reserve  − an effort to shield it from political pressure. Critics said the arrangement violated the Constitution and the principle that Congress alone wields the power of the purse.

The 7-2 decision was a victory for the Biden administration which had asked the court to overturn a conservative appeals court decision invalidating the funding mechanism.

Writing for the majority, Justice Clarence Thomas said funding doesn’t have to come through the congressional appropriation process. An appropriation, he wrote, “is simply a law that authorizes expenditures from a specified source of public money for designated purposes.”

“The statute that provides the Bureau’s funding meets these requirements,” he wrote.

Prep for the polls: See who is running for president and compare where they stand on key issues in our Voter Guide

More: MyPillow CEO Mike Lindell, a Trump ally, has his phone seizure case rejected by Supreme Court

In a dissent joined by Justice Neil Gorsuch , Justice Samuel Alito said the majority’s interpretation allows for laws that would let an agency “draw as much money as it wants from any identified source for any permissible purpose until the end of time.”

"It's not an exaggeration to say that the CFPB's enjoys a degree of financial autonomy that a Stuart king would envy," Alito wrote.

Biden: `win for American consumers'

President Joe Biden called the decision an “unmistakable win for American consumers” in protecting a bureau that he said has saved billions for Americans on credit card late fees, overdraft charges and other “junk fees.”

“In the face of years of attacks from extreme Republicans and special interests, the Court made clear that the CFPB’s funding authority is constitutional and that its strong record of consumer protection will not be undone,” Biden said in a statement.

While the case involved a technical matter about the agency’s funding, the implications were potentially vast. A ruling against the agency could have called into question virtually every regulation it has approved affecting auto loans, mortgages and even credit cards. The Mortgage Bankers Association warned that a broad ruling from the high court could have sent the housing market "into chaos, to the detriment of all mortgage borrowers."

The justices appeared to be sensitive to those concerns during oral arguments in October . Even some of the court’s most stalwart conservatives, who have sought to limit the power of federal agencies in other cases, appeared skeptical of the industry’s challenge.

CFPB enforces lending rules

Congress created the bureau in 2010 in part to enforce lending regulations. The agency is funded by the Federal Reserve, which gets its money from banking fees and other sources.

At the center of the case was a  payday lending rule the bureau issued  in 2017. The rule bars lenders from withdrawing payments from borrowers' bank accounts after two failed attempts. The extra withdrawal attempts, the agency said, would likely not help lenders recoup any money but instead saddle borrowers with overdraft fees. Payday lending groups sued over the agency's funding method.

Before the case reached the Supreme Court, a three-judge panel of the Louisiana-based U.S. Court of Appeals for the 5th Circuit ruled that the agency acted within its power to create the regulation. But the appeals court ruled that the way Congress set up the agency’s funding violated the constitutional principle that only Congress has the power to initiate spending.

The Center for Responsible Lending said the Supreme Court's reversal of the appeals court's decision will enable the federal watchdog agency to continue protecting “American’s wallets from predatory financial firms.”

“The Supreme Court’s ruling provided a welcome dose of common sense as it rejected an unprecedented, reckless argument that could have destabilized a housing market that undergirds our economy and invited challenges to funding for most of the federal government, including Medicare and the Federal Reserve,” said Nadine Chabrier, senior policy and litigation counsel at the Center for Responsible Lending.

The case, which was argued in October on the first day of the current term, is Consumer Financial Protection Bureau v. Community Financial Services Association of America. 

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